Century Mortgage Company Dba Century Lending Company Rates, Fees & Info

Louisville, KY

LEI: 549300MZ8VZJOVC63092

Tax ID: 61-1306242

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Mortgage Data

Review & Overview

Century Mortgage Company Dba Century Lending Company is a smaller mortgage company specializing in Home Purchase loans. Century Mortgage Company Dba Century Lending Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Louisville, Washington, Baltimore, Lexington, and Orlando among others. We have data for 120 markets. (Some data included below & more in-depth data is available with an active subscription.)

Century Mortgage Company Dba Century Lending Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Century Mortgage Company Dba Century Lending Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.67% 4/22/24
30 Year Conventional Refi 6.38% 4/22/24
30 Year Cash-out Refi 6.60% 4/22/24
30 Year FHA Purchase 7.05% 4/22/24
30 Year FHA Refi 6.68% 4/22/24
30 Year VA Purchase 6.02% 4/22/24
30 Year VA Refi 5.95% 4/22/24
30 Year USDA Purchase 6.41% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.11% 4/22/24
15 Year Conventional Refi 5.97% 4/22/24
15 Year Cash-out Refi 5.97% 4/22/24
15 Year VA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Century Mortgage Company Dba Century Lending Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Century Mortgage Company Dba Century Lending Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,417

Origination Dollar Volume (All Markets)

$998,045,000
Show all (5) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LOUISVILLE, KY (FHA|USDA|VA) 1,829 $353,465,000 $193,256 $5,265 4.32%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 603 $215,465,000 $357,322 $32,201 3.96%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 239 $66,155,000 $276,799 $39,637 4.04%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 321 $60,995,000 $190,016 $4,601 4.32%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 167 $42,605,000 $255,120 $26,884 4.10%
Outside of Metro Areas 162 $25,520,000 $157,531 $4,902 4.41%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 147 $21,655,000 $147,313 $5,303 4.43%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 56 $14,760,000 $263,571 $44,015 4.31%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 34 $14,380,000 $422,941 $13,680 4.24%
BOWLING GREEN, KY (FHA|USDA|VA) 84 $13,880,000 $165,238 $5,443 4.46%
Bardstown, KY (FHA|USDA|VA) 76 $13,710,000 $180,395 $5,416 4.24%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 44 $11,780,000 $267,727 $5,284 4.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 25 $9,455,000 $378,200 $8,455 4.15%
FORT COLLINS, CO (FHA|USDA|VA) 32 $9,160,000 $286,250 $4,468 4.21%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 47 $7,865,000 $167,340 $4,972 4.35%
GREELEY, CO (FHA|USDA|VA) 25 $7,665,000 $306,600 $5,902 4.28%
Richmond-Berea, KY (FHA|USDA|VA) 42 $6,710,000 $159,762 $5,339 4.56%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 32 $6,410,000 $200,313 $7,731 4.07%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 25 $5,085,000 $203,400 $7,388 4.55%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 23 $4,895,000 $212,826 $6,301 4.35%
RICHMOND, VA (FHA|USDA|VA) 13 $4,875,000 $375,000 $7,886 4.11%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 13 $4,355,000 $335,000 $6,480 4.10%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 12 $3,900,000 $325,000 $12,838 4.28%
Frankfort, KY (FHA|USDA|VA) 27 $3,815,000 $141,296 $4,441 4.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 14 $3,420,000 $244,286 $8,540 4.14%
VALLEJO, CA (FHA|USDA|VA) 8 $3,110,000 $388,750 $6,989 4.13%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 13 $3,105,000 $238,846 $6,165 4.49%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 13 $2,825,000 $217,308 $7,463 4.01%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $2,705,000 $208,077 $6,030 4.34%
Glasgow, KY (FHA|USDA|VA) 21 $2,535,000 $120,714 $4,476 4.46%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 7 $2,515,000 $359,286 $7,154 4.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 11 $2,305,000 $209,545 $4,799 4.23%
Mount Sterling, KY (FHA|USDA|VA) 17 $2,245,000 $132,059 $5,405 4.58%
COLUMBUS, OH (FHA|USDA|VA) 10 $1,980,000 $198,000 $5,877 4.35%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $1,885,000 $269,286 $5,857 4.21%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $1,810,000 $226,250 $7,841 4.22%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,635,000 $327,000 $7,860 4.23%
EVANSVILLE, IN-KY (FHA|USDA|VA) 8 $1,460,000 $182,500 $4,369 4.23%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $1,450,000 $241,667 $7,841 4.08%
JACKSONVILLE, FL (FHA|USDA|VA) 8 $1,400,000 $175,000 $37,432 4.16%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,240,000 $206,667 $6,247 3.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,132 4.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,125,000 $225,000 $6,102 4.20%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,125,000 $225,000 $55,753 3.95%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $1,125,000 $375,000 $8,020 4.42%
Campbellsville, KY (FHA|USDA|VA) 10 $1,090,000 $109,000 $4,552 4.65%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $53,600 4.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $960,000 $480,000 $8,669 3.56%
London, KY (FHA|USDA|VA) 5 $885,000 $177,000 $3,944 4.68%
Scottsburg, IN (FHA|USDA|VA) 7 $865,000 $123,571 $4,402 4.09%
STOCKTON, CA (FHA|USDA|VA) 4 $850,000 $212,500 $54,497 4.22%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $835,000 $167,000 $4,488 4.35%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $805,000 $268,333 $6,823 4.08%
KNOXVILLE, TN (FHA|USDA|VA) 4 $790,000 $197,500 $6,139 3.66%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $765,000 $255,000 $107,919 4.38%
THE VILLAGES, FL (FHA|USDA|VA) 4 $750,000 $187,500 $4,753 4.00%
Madison, IN (FHA|USDA|VA) 4 $660,000 $165,000 $6,181 4.38%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $650,000 $325,000 $2,660 4.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $630,000 $315,000 $7,785 4.25%
AKRON, OH (FHA|USDA|VA) 3 $615,000 $205,000 $5,714 4.33%
PITTSBURGH, PA (FHA|USDA|VA) 3 $605,000 $201,667 $5,759 3.58%
OCALA, FL (FHA|USDA|VA) 3 $485,000 $161,667 $4,749 4.25%
LYNCHBURG, VA (FHA|USDA|VA) 2 $480,000 $240,000 $3,971 4.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $480,000 $240,000 $6,799 3.94%
Somerset, KY (FHA|USDA|VA) 3 $455,000 $151,667 $3,174 3.79%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $445,000 $445,000 $10,016 3.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $440,000 $110,000 $4,309 4.25%
Danville, KY (FHA|USDA|VA) 3 $425,000 $141,667 $4,190 4.83%
OWENSBORO, KY (FHA|USDA|VA) 4 $380,000 $95,000 $3,623 4.72%
PUEBLO, CO (FHA|USDA|VA) 2 $380,000 $190,000 $3,418 5.31%
BOULDER, CO (FHA|USDA|VA) 1 $375,000 $375,000 $6,221 3.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $365,000 $365,000 $8,250 4.00%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $360,000 $180,000 $3,381 4.69%
ROCKFORD, IL (FHA|USDA|VA) 1 $355,000 $355,000 $3,041 4.13%
Baraboo, WI (FHA|USDA|VA) 2 $340,000 $170,000 $4,932 4.44%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $325,000 $325,000 $8,031 4.75%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $315,000 $315,000 $5,933 4.75%
Murray, KY (FHA|USDA|VA) 2 $310,000 $155,000 $5,314 4.38%
Jesup, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,665 4.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $295,000 $295,000 $2,983 3.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $275,000 $275,000 $6,791 4.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $275,000 $275,000 $2,557 4.38%
Cambridge, MD (FHA|USDA|VA) 1 $265,000 $265,000 $10,648 4.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $255,000 $255,000 $18,053 3.88%
FORT WAYNE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $4,321 4.06%
Winona, MN (FHA|USDA|VA) 1 $245,000 $245,000 $6,284 3.63%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,030 4.13%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $245,000 $245,000 $8,793 5.75%
Central City, KY (FHA|USDA|VA) 2 $240,000 $120,000 $2,868 5.19%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $235,000 $235,000 $6,360 4.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $225,000 $225,000 $6,247 4.25%
GETTYSBURG, PA (FHA|USDA|VA) 2 $220,000 $110,000 $2,256 4.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $215,000 $215,000 $6,199 3.88%
DOVER, DE (FHA|USDA|VA) 1 $215,000 $215,000 $2,633 4.38%
KANKAKEE, IL (FHA|USDA|VA) 3 $215,000 $71,667 $9,533 4.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $205,000 $205,000 $11,102 4.00%
MADISON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $4,405 4.63%
Washington Court House, OH (FHA|USDA|VA) 1 $185,000 $185,000 $5,481 4.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $185,000 $185,000 $5,383 4.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $175,000 $175,000 $9,421 4.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,948 4.25%
TOLEDO, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,794 4.25%
Statesboro, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,483 4.38%
Cullman, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,632 4.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $155,000 $155,000 $5,814 3.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,409 4.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $145,000 $145,000 $8,783 4.50%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,467 4.00%
Maysville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,157 5.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $135,000 $135,000 $4,600 4.88%
Jasper, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,927 3.75%
Madisonville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,326 3.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,246 4.13%
JACKSON, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,832 3.88%
Sterling, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,703 4.88%
DULUTH, MN-WI (FHA|USDA|VA) 1 $125,000 $125,000 $5,140 4.00%
Lawrenceburg, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,948 4.38%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $115,000 $115,000 $3,433 5.63%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $85,000 $85,000 $4,258 4.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,405 4.63%
Century Mortgage Company Dba Century Lending Company's top markets include Louisville, Washington, Baltimore, Lexington, and Orlando among others.

Their top states include:
  • Kentucky (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,597 $596,355,000 $229,632 $11,111 4.26%
    FHA 1,290 $254,220,000 $197,070 $15,460 4.35%
    VA 407 $127,545,000 $313,378 $14,311 3.93%
    USDA 123 $19,925,000 $161,992 $5,128 4.10%

    For 2019, Century Mortgage Company Dba Century Lending Company's most frequently originated type of loan was Conventional, with 2,597 originations. Their 2nd most popular type was FHA, with 1,290 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,264 $692,440,000 $212,145 $12,183 4.32%
    Refi 658 $185,660,000 $282,158 $15,999 3.90%
    Cash Out Refi 495 $119,945,000 $242,313 $10,019 4.26%

    For 2019, Century Mortgage Company Dba Century Lending Company's most frequently cited loan purpose was Home Purchase, with 3,264 originations. The 2nd most popular reason was Refi, with 658 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,048 $922,030,000 $227,774 $12,889 4.29%
    15 Year 237 $47,635,000 $200,992 $8,857 3.74%
    20 Year 88 $19,150,000 $217,614 $6,174 4.07%
    Other 34 $8,180,000 $240,588 $12,099 4.08%
    10 Year 10 $1,050,000 $105,000 $2,454 3.95%

    For 2019, Century Mortgage Company Dba Century Lending Company's most frequently cited loan duration was 30 Year, with 4,048 originations. The 2nd most popular length was 15 Year, with 237 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,508 $335,250,000 $222,314
    $1k-2k 1,196 $221,850,000 $185,493
    $5k+ 799 $253,625,000 $317,428
    $2k-3k 332 $66,090,000 $199,066
    $3k-4k 312 $60,140,000 $192,756
    $4k-5k 270 $61,090,000 $226,259

    Century Mortgage Company Dba Century Lending Company's average total fees were $12,889, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,508 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,333 $493,565,000 $211,558
    3-4% 1,793 $458,325,000 $255,619
    5-6% 270 $41,150,000 $152,407
    2.5-3% 15 $4,125,000 $275,000
    6-7% 6 $880,000 $146,667

    During 2019, Century Mortgage Company Dba Century Lending Company's average interest rate for loans was 4.29%, while their most frequently originated rate bucket for loans was 4-5%, with 2,333 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,836 $275,700,000 $150,163 $6,700 4.35%
    $200k-400k 1,778 $489,700,000 $275,422 $15,295 4.13%
    $100,000 or less 394 $31,040,000 $78,782 $4,443 4.54%
    $400k-600k 355 $163,725,000 $461,197 $31,773 4.02%
    $600k-1MM 52 $35,780,000 $688,077 $52,179 4.15%
    $1MM+ 2 $2,100,000 $1,050,000 $7,327 3.69%

    2019 saw Century Mortgage Company Dba Century Lending Company place emphasis on $100k-200k loans with 1,836 originations, totaling $275,700,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,231 $190,785,000 $154,984 $7,240 4.33%
    $50k-75k 1,151 $226,885,000 $197,120 $12,049 4.25%
    $75k-100k 818 $198,730,000 $242,946 $12,868 4.21%
    $100k-150k 759 $216,165,000 $284,802 $15,471 4.19%
    $150k-250k 371 $132,275,000 $356,536 $19,922 4.18%
    $250k+ 87 $33,205,000 $381,667 $32,334 4.29%

    Century Mortgage Company Dba Century Lending Company lent most frequently to those with incomes in the $50k or less range, with 1,231 originations. The second most popular income band? $50k-75k, with 1,151 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 769 $163,305,000 $212,360 $11,366 4.20%
    30-36% 744 $160,730,000 $216,035 $11,237 4.26%
    50-60% 351 $83,855,000 $238,903 $23,259 4.18%
    <20% 339 $86,425,000 $254,941 $11,353 3.96%
    42% 191 $42,685,000 $223,482 $14,422 4.34%
    44% 190 $43,890,000 $231,000 $10,266 4.34%
    49% 183 $41,765,000 $228,224 $8,991 4.31%
    40% 178 $41,390,000 $232,528 $12,949 4.27%
    39% 171 $39,045,000 $228,333 $11,728 4.26%
    43% 166 $38,750,000 $233,434 $13,053 4.33%
    41% 156 $35,930,000 $230,321 $12,146 4.33%
    36% 147 $32,085,000 $218,265 $13,940 4.24%
    38% 145 $32,895,000 $226,862 $10,795 4.32%
    46% 142 $33,770,000 $237,817 $9,947 4.30%
    48% 139 $31,125,000 $223,921 $9,949 4.40%
    47% 137 $31,585,000 $230,547 $15,052 4.30%
    45% 135 $29,935,000 $221,741 $13,304 4.45%
    37% 131 $27,855,000 $212,634 $8,566 4.28%
    >60% 3 $1,025,000 $341,667 $8,919 4.25%

    Century Mortgage Company Dba Century Lending Company lent most frequently to those with DTI ratios of 20-30%, with 769 originations. The next most common DTI ratio? 30-36%, with 744 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,637 $807,715,000 $222,083 $11,417 4.25%
    Black 328 $76,370,000 $232,835 $19,711 4.34%
    Asian 200 $55,610,000 $278,050 $17,992 4.11%
    Not provided 227 $51,455,000 $226,674 $13,316 4.23%
    American Indian 8 $1,810,000 $226,250 $6,937 4.16%
    Other Asian 5 $1,755,000 $351,000 $99,395 4.10%
    Native Hawaiian or Islander 6 $1,260,000 $210,000 $6,257 4.23%
    Asian Indian 3 $1,125,000 $375,000 $11,320 4.17%
    Filipino 1 $415,000 $415,000 $13,574 3.25%
    Native Hawaiian 1 $265,000 $265,000 $1,467 4.25%
    Chinese 1 $265,000 $265,000 $5,056 3.25%

    Approval Rates

    Total approvals of all applications
    71.35%

    Century Mortgage Company Dba Century Lending Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    56.28%

    Century Mortgage Company Dba Century Lending Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,417 $998,045,000 $225,955

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 79 $9,185,000 $116,266
    Single Family (1-4 Units):Site-Built 4,338 $988,860,000 $227,953

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 82 $10,400,000 $126,829 $8,760 4.01%
    40-60% 243 $48,625,000 $200,103 $10,766 3.99%
    60-80% 1,141 $270,245,000 $236,849 $12,241 4.24%
    80-100% 2,944 $668,210,000 $226,974 $12,885 4.28%
    Under 20% 7 $565,000 $80,714 $2,857 4.14%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    CONTOUR MORTGAGE CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    CONTOUR MORTGAGE CORPORATION FHA mortgage Closing on a mortgage 1 50.0%