Century Mortgage Company Dba Century Lending Company Rates, Fees & Info

Louisville, KY

LEI: 549300MZ8VZJOVC63092

Tax ID: 61-1306242

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Mortgage Data

Review & Overview

Century Mortgage Company Dba Century Lending Company is a small mortgage company specializing in Home Purchase loans. Century Mortgage Company Dba Century Lending Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Los Angeles, Scranton, Albuquerque, and Riverside among others. We have data for 356 markets. (Some data included below & more in-depth data is available with an active subscription.)

Century Mortgage Company Dba Century Lending Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Century Mortgage Company Dba Century Lending Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.67% 4/28/24
30 Year Conventional Refi 6.38% 4/28/24
30 Year Cash-out Refi 6.60% 4/28/24
30 Year FHA Purchase 7.05% 4/28/24
30 Year FHA Refi 6.68% 4/28/24
30 Year VA Purchase 6.02% 4/28/24
30 Year VA Refi 5.95% 4/28/24
30 Year USDA Purchase 6.41% 4/28/24
30 Year USDA Refi 6.27% 4/28/24
15 Year Conventional Purchase 6.11% 4/28/24
15 Year Conventional Refi 5.97% 4/28/24
15 Year Cash-out Refi 5.97% 4/28/24
15 Year VA Refi 5.68% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Century Mortgage Company Dba Century Lending Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Century Mortgage Company Dba Century Lending Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,862

Origination Dollar Volume (All Markets)

$1,995,320,000
Show all (18) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 311 $120,235,000 $386,608 $9,271 4.66%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 192 $120,020,000 $625,104 $12,224 4.80%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 394 $73,930,000 $187,640 $7,784 5.01%
Outside of Metro Areas 253 $72,115,000 $285,040 $7,430 5.23%
ALBUQUERQUE, NM (FHA|USDA|VA) 215 $65,445,000 $304,395 $7,040 4.75%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 146 $64,100,000 $439,041 $11,310 4.70%
LOUISVILLE, KY (FHA|USDA|VA) 277 $63,855,000 $230,523 $6,292 4.86%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 150 $58,480,000 $389,867 $10,570 5.68%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 147 $53,075,000 $361,054 $12,629 5.71%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 84 $48,810,000 $581,071 $13,765 4.38%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 101 $48,795,000 $483,119 $9,154 4.64%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 125 $48,435,000 $387,480 $11,569 5.26%
FRESNO, CA (FHA|USDA|VA) 129 $44,945,000 $348,411 $12,099 5.38%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 87 $43,655,000 $501,782 $11,820 4.42%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 145 $42,395,000 $292,379 $7,849 5.12%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 80 $35,700,000 $446,250 $10,956 5.49%
SALT LAKE CITY, UT (FHA|USDA|VA) 80 $35,070,000 $438,375 $9,155 5.43%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 83 $33,195,000 $399,940 $8,709 4.58%
JACKSONVILLE, FL (FHA|USDA|VA) 75 $29,495,000 $393,267 $10,650 4.58%
BAKERSFIELD, CA (FHA|USDA|VA) 92 $28,880,000 $313,913 $10,233 5.83%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 72 $28,700,000 $398,611 $14,344 5.30%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 63 $28,445,000 $451,508 $10,490 4.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 38 $26,840,000 $706,316 $15,050 4.64%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 74 $26,500,000 $358,108 $10,024 5.87%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 44 $25,190,000 $572,500 $10,398 4.65%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 69 $24,835,000 $359,928 $10,273 4.77%
Clearlake, CA (FHA|USDA|VA) 91 $22,935,000 $252,033 $7,949 5.10%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 50 $18,860,000 $377,200 $9,900 5.02%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 20 $16,770,000 $838,500 $14,224 5.84%
BOWLING GREEN, KY (FHA|USDA|VA) 70 $15,870,000 $226,714 $8,399 5.01%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 30 $15,000,000 $500,000 $8,699 4.84%
MODESTO, CA (FHA|USDA|VA) 40 $14,420,000 $360,500 $11,289 5.27%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 37 $13,185,000 $356,351 $8,316 5.02%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 31 $11,885,000 $383,387 $10,070 5.48%
WILLIAMSPORT, PA (FHA|USDA|VA) 56 $11,870,000 $211,964 $5,991 5.08%
MADERA, CA (FHA|USDA|VA) 30 $11,520,000 $384,000 $10,819 6.10%
FARMINGTON, NM (FHA|USDA|VA) 46 $11,140,000 $242,174 $6,659 4.53%
PROVO-OREM, UT (FHA|USDA|VA) 27 $10,635,000 $393,889 $7,242 4.92%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 38 $10,460,000 $275,263 $6,768 4.38%
Coos Bay, OR (FHA|USDA|VA) 38 $9,980,000 $262,632 $8,094 4.42%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 32 $9,900,000 $309,375 $10,518 5.09%
GREELEY, CO (FHA|USDA|VA) 23 $9,525,000 $414,130 $10,166 4.79%
BRUNSWICK, GA (FHA|USDA|VA) 31 $9,415,000 $303,710 $8,439 5.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 33 $9,295,000 $281,667 $6,526 6.67%
STATE COLLEGE, PA (FHA|USDA|VA) 36 $9,280,000 $257,778 $7,807 5.05%
Ukiah, CA (FHA|USDA|VA) 25 $9,245,000 $369,800 $6,421 5.10%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $8,695,000 $248,429 $9,314 5.32%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 18 $8,670,000 $481,667 $9,433 5.44%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 24 $8,590,000 $357,917 $6,636 5.43%
EL PASO, TX (FHA|USDA|VA) 28 $7,850,000 $280,357 $10,789 6.06%
Lock Haven, PA (FHA|USDA|VA) 46 $7,730,000 $168,043 $5,239 4.63%
MISSOULA, MT (FHA|USDA|VA) 18 $7,560,000 $420,000 $5,579 5.94%
STOCKTON, CA (FHA|USDA|VA) 19 $7,325,000 $385,526 $12,405 5.15%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 15 $7,305,000 $487,000 $15,098 5.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 32 $7,280,000 $227,500 $6,131 4.45%
COLORADO SPRINGS, CO (FHA|USDA|VA) 17 $7,015,000 $412,647 $9,050 4.12%
Ruidoso, NM (FHA|USDA|VA) 29 $7,005,000 $241,552 $4,903 5.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $6,775,000 $521,154 $10,356 5.56%
VISALIA, CA (FHA|USDA|VA) 22 $6,650,000 $302,273 $12,638 5.81%
OCALA, FL (FHA|USDA|VA) 28 $6,630,000 $236,786 $9,064 4.39%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 24 $6,490,000 $270,417 $10,403 4.39%
Roseburg, OR (FHA|USDA|VA) 25 $6,435,000 $257,400 $12,209 4.57%
PUEBLO, CO (FHA|USDA|VA) 27 $6,305,000 $233,519 $7,178 5.00%
St. Marys, GA (FHA|USDA|VA) 21 $5,665,000 $269,762 $8,593 5.35%
Durango, CO (FHA|USDA|VA) 12 $5,200,000 $433,333 $7,122 4.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 12 $5,000,000 $416,667 $11,528 5.79%
ST. GEORGE, UT (FHA|USDA|VA) 10 $4,870,000 $487,000 $8,216 5.14%
SAVANNAH, GA (FHA|USDA|VA) 13 $4,795,000 $368,846 $10,446 5.50%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $4,790,000 $342,143 $9,571 4.58%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $4,740,000 $592,500 $14,320 4.88%
Outside of Metro Areas 11 $4,725,000 $429,545 $6,378 5.32%
EAST STROUDSBURG, PA (FHA|USDA|VA) 20 $4,690,000 $234,500 $9,574 4.71%
KNOXVILLE, TN (FHA|USDA|VA) 15 $4,675,000 $311,667 $8,330 5.92%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 16 $4,430,000 $276,875 $9,763 4.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $4,395,000 $293,000 $10,694 4.93%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 13 $4,385,000 $337,308 $9,120 4.29%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $4,120,000 $294,286 $12,854 4.85%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 16 $4,080,000 $255,000 $10,234 5.18%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 12 $4,000,000 $333,333 $11,341 5.94%
OKLAHOMA CITY, OK (FHA|USDA|VA) 14 $3,960,000 $282,857 $9,912 5.74%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 12 $3,820,000 $318,333 $11,649 5.70%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $3,730,000 $310,833 $11,830 4.73%
RICHMOND, VA (FHA|USDA|VA) 11 $3,585,000 $325,909 $11,153 4.49%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $3,555,000 $323,182 $10,828 5.13%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $3,540,000 $885,000 $15,464 5.28%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 9 $3,485,000 $387,222 $8,291 4.50%
HINESVILLE, GA (FHA|USDA|VA) 14 $3,390,000 $242,143 $6,188 4.96%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $3,160,000 $526,667 $11,322 4.79%
FORT COLLINS, CO (FHA|USDA|VA) 8 $3,140,000 $392,500 $6,286 4.58%
ODESSA, TX (FHA|USDA|VA) 13 $3,085,000 $237,308 $11,140 5.86%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $3,065,000 $437,857 $5,488 5.30%
Richmond-Berea, KY (FHA|USDA|VA) 12 $2,990,000 $249,167 $6,487 4.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $2,990,000 $249,167 $9,668 3.91%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 12 $2,950,000 $245,833 $9,263 4.92%
NAPA, CA (FHA|USDA|VA) 5 $2,835,000 $567,000 $12,371 4.75%
GAINESVILLE, GA (FHA|USDA|VA) 8 $2,810,000 $351,250 $8,531 4.47%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 13 $2,775,000 $213,462 $5,650 4.71%
VALLEJO, CA (FHA|USDA|VA) 8 $2,740,000 $342,500 $11,562 5.52%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $2,720,000 $226,667 $6,160 4.55%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $2,690,000 $336,250 $8,290 4.92%
PITTSBURGH, PA (FHA|USDA|VA) 10 $2,630,000 $263,000 $9,153 6.19%
SANTA FE, NM (FHA|USDA|VA) 7 $2,615,000 $373,571 $7,031 4.46%
EVANSVILLE, IN-KY (FHA|USDA|VA) 11 $2,595,000 $235,909 $7,034 4.86%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 14 $2,580,000 $184,286 $5,439 4.77%
DuBois, PA (FHA|USDA|VA) 14 $2,530,000 $180,714 $6,652 5.86%
YUBA CITY, CA (FHA|USDA|VA) 7 $2,515,000 $359,286 $9,212 6.46%
Heber, UT (FHA|USDA|VA) 2 $2,450,000 $1,225,000 $18,875 5.19%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $2,435,000 $347,857 $6,067 4.32%
Klamath Falls, OR (FHA|USDA|VA) 9 $2,425,000 $269,444 $9,341 5.64%
MERCED, CA (FHA|USDA|VA) 7 $2,425,000 $346,429 $12,897 6.70%
Madison, IN (FHA|USDA|VA) 12 $2,380,000 $198,333 $6,029 4.53%
SALINAS, CA (FHA|USDA|VA) 5 $2,375,000 $475,000 $14,970 7.35%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $2,315,000 $330,714 $7,973 4.59%
Scottsburg, IN (FHA|USDA|VA) 12 $2,240,000 $186,667 $6,515 4.95%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 10 $2,220,000 $222,000 $6,412 5.16%
REDDING, CA (FHA|USDA|VA) 6 $2,170,000 $361,667 $7,894 4.54%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $2,120,000 $265,000 $8,582 3.94%
MEDFORD, OR (FHA|USDA|VA) 6 $2,100,000 $350,000 $9,584 4.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $2,075,000 $415,000 $14,983 5.20%
MADISON, WI (FHA|USDA|VA) 4 $2,070,000 $517,500 $10,986 6.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 7 $2,065,000 $295,000 $6,418 5.11%
Glasgow, KY (FHA|USDA|VA) 11 $1,965,000 $178,636 $7,368 5.06%
Sonora, CA (FHA|USDA|VA) 5 $1,955,000 $391,000 $13,854 4.80%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,920,000 $480,000 $9,009 5.50%
Jasper, IN (FHA|USDA|VA) 11 $1,905,000 $173,182 $5,446 4.58%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,845,000 $369,000 $8,310 4.13%
Frankfort, KY (FHA|USDA|VA) 8 $1,780,000 $222,500 $8,466 5.30%
CHICO, CA (FHA|USDA|VA) 6 $1,770,000 $295,000 $6,913 5.77%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,765,000 $353,000 $7,357 4.18%
RAPID CITY, SD (FHA|USDA|VA) 8 $1,680,000 $210,000 $9,290 3.92%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,670,000 $278,333 $8,495 5.48%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,670,000 $278,333 $3,208 5.83%
Palatka, FL (FHA|USDA|VA) 10 $1,630,000 $163,000 $7,961 5.19%
ROCHESTER, MN (FHA|USDA|VA) 6 $1,600,000 $266,667 $7,378 6.48%
Sandpoint, ID (FHA|USDA|VA) 4 $1,590,000 $397,500 $6,275 5.00%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,550,000 $258,333 $12,459 4.17%
Cedar City, UT (FHA|USDA|VA) 4 $1,500,000 $375,000 $4,483 4.90%
El Campo, TX (FHA|USDA|VA) 5 $1,485,000 $297,000 $11,904 5.63%
Key West, FL (FHA|USDA|VA) 3 $1,475,000 $491,667 $15,576 4.83%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,415,000 $283,000 $7,227 4.20%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,365,000 $273,000 $8,724 5.70%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,340,000 $223,333 $7,659 5.19%
MIDLAND, TX (FHA|USDA|VA) 4 $1,320,000 $330,000 $9,828 5.87%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,285,000 $257,000 $10,958 4.80%
Concord, NH (FHA|USDA|VA) 4 $1,280,000 $320,000 $6,423 5.38%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,280,000 $213,333 $7,165 5.23%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,225,000 $245,000 $10,553 4.67%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $1,170,000 $292,500 $5,423 4.87%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $1,165,000 $166,429 $7,469 4.80%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,155,000 $385,000 $15,126 5.21%
Bardstown, KY (FHA|USDA|VA) 6 $1,140,000 $190,000 $6,896 5.04%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,120,000 $280,000 $9,759 5.09%
Jefferson, GA (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,170 5.06%
Bozeman, MT (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $0 6.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $1,050,000 $525,000 $5,095 4.75%
LOGAN, UT-ID (FHA|USDA|VA) 3 $1,045,000 $348,333 $9,239 5.13%
Mount Sterling, KY (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,144 5.33%
COLUMBUS, OH (FHA|USDA|VA) 3 $1,035,000 $345,000 $7,008 5.38%
Fort Morgan, CO (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,888 5.71%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,482 5.19%
Hailey, ID (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $6,445 4.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,372 4.70%
RENO, NV (FHA|USDA|VA) 2 $980,000 $490,000 $14,838 5.31%
Lebanon, NH-VT (FHA|USDA|VA) 3 $955,000 $318,333 $6,199 5.46%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $935,000 $311,667 $6,471 4.63%
PANAMA CITY, FL (FHA|USDA|VA) 3 $905,000 $301,667 $11,382 5.08%
Central City, KY (FHA|USDA|VA) 3 $905,000 $301,667 $11,037 5.33%
Wahpeton, ND-MN (FHA|USDA|VA) 4 $860,000 $215,000 $5,801 5.68%
Red Wing, MN (FHA|USDA|VA) 4 $860,000 $215,000 $5,700 6.47%
DALTON, GA (FHA|USDA|VA) 4 $840,000 $210,000 $9,531 4.81%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $820,000 $410,000 $15,138 4.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $805,000 $268,333 $10,749 4.54%
TULSA, OK (FHA|USDA|VA) 3 $805,000 $268,333 $7,065 4.66%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $785,000 $261,667 $13,956 5.46%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $785,000 $261,667 $5,689 5.04%
AMARILLO, TX (FHA|USDA|VA) 4 $780,000 $195,000 $6,910 4.09%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $780,000 $390,000 $10,869 4.31%
Corsicana, TX (FHA|USDA|VA) 1 $775,000 $775,000 $41,644 4.75%
RACINE, WI (FHA|USDA|VA) 3 $775,000 $258,333 $5,653 6.04%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 5 $775,000 $155,000 $7,451 4.65%
Campbellsville, KY (FHA|USDA|VA) 3 $775,000 $258,333 $13,008 5.54%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $775,000 $775,000 $21,304 5.75%
Los Alamos, NM (FHA|USDA|VA) 1 $745,000 $745,000 $6,421 6.99%
Ottawa, IL (FHA|USDA|VA) 2 $730,000 $365,000 $6,474 3.50%
READING, PA (FHA|USDA|VA) 2 $730,000 $365,000 $17,159 5.37%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $725,000 $241,667 $8,357 6.58%
Seymour, IN (FHA|USDA|VA) 4 $720,000 $180,000 $5,471 4.94%
BEND, OR (FHA|USDA|VA) 1 $715,000 $715,000 $5,734 6.50%
Evanston, WY (FHA|USDA|VA) 2 $710,000 $355,000 $2,899 5.44%
BOULDER, CO (FHA|USDA|VA) 1 $705,000 $705,000 $3,825 6.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $700,000 $175,000 $5,704 5.00%
Edwards, CO (FHA|USDA|VA) 1 $695,000 $695,000 $14,805 5.88%
EL CENTRO, CA (FHA|USDA|VA) 3 $695,000 $231,667 $4,358 4.88%
STAUNTON, VA (FHA|USDA|VA) 3 $695,000 $231,667 $5,942 5.00%
FLORENCE, SC (FHA|USDA|VA) 2 $690,000 $345,000 $6,216 4.94%
Jesup, GA (FHA|USDA|VA) 3 $675,000 $225,000 $3,173 5.33%
DULUTH, MN-WI (FHA|USDA|VA) 3 $675,000 $225,000 $11,774 6.21%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $670,000 $335,000 $11,955 2.81%
GAINESVILLE, FL (FHA|USDA|VA) 2 $670,000 $335,000 $8,767 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $660,000 $330,000 $12,995 5.06%
Cornelia, GA (FHA|USDA|VA) 3 $655,000 $218,333 $9,471 5.33%
Somerset, KY (FHA|USDA|VA) 4 $650,000 $162,500 $5,314 5.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $640,000 $320,000 $8,099 5.06%
VICTORIA, TX (FHA|USDA|VA) 2 $640,000 $320,000 $10,599 5.50%
Sayre, PA (FHA|USDA|VA) 4 $630,000 $157,500 $6,283 3.47%
Barre, VT (FHA|USDA|VA) 2 $630,000 $315,000 $6,900 6.06%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $620,000 $310,000 $14,095 5.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $615,000 $205,000 $7,333 4.54%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $605,000 $201,667 $8,225 5.16%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $595,000 $595,000 $37,026 5.13%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $590,000 $295,000 $9,406 4.93%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $585,000 $195,000 $8,584 6.12%
Greeneville, TN (FHA|USDA|VA) 3 $585,000 $195,000 $3,795 6.04%
Pullman, WA (FHA|USDA|VA) 1 $585,000 $585,000 $2,972 4.00%
Payson, AZ (FHA|USDA|VA) 1 $575,000 $575,000 $4,420 3.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $570,000 $285,000 $11,172 4.50%
ROCKFORD, IL (FHA|USDA|VA) 3 $565,000 $188,333 $7,296 5.04%
WALLA WALLA, WA (FHA|USDA|VA) 2 $550,000 $275,000 $8,460 5.94%
JACKSON, MS (FHA|USDA|VA) 2 $550,000 $275,000 $9,858 3.81%
Rexburg, ID (FHA|USDA|VA) 1 $545,000 $545,000 $6,596 5.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $540,000 $270,000 $7,560 4.94%
Greensburg, IN (FHA|USDA|VA) 2 $520,000 $260,000 $6,166 3.63%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $515,000 $515,000 $5,820 4.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $510,000 $255,000 $3,842 4.31%
Fernley, NV (FHA|USDA|VA) 2 $510,000 $255,000 $8,242 4.94%
Red Bluff, CA (FHA|USDA|VA) 2 $510,000 $255,000 $8,847 6.25%
ALTOONA, PA (FHA|USDA|VA) 3 $505,000 $168,333 $7,022 5.21%
DOVER, DE (FHA|USDA|VA) 2 $480,000 $240,000 $5,458 5.63%
Newport, OR (FHA|USDA|VA) 2 $480,000 $240,000 $7,675 4.81%
Rutland, VT (FHA|USDA|VA) 2 $480,000 $240,000 $5,045 5.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $475,000 $475,000 $3,840 5.13%
Price, UT (FHA|USDA|VA) 2 $470,000 $235,000 $8,981 5.88%
LAS CRUCES, NM (FHA|USDA|VA) 2 $460,000 $230,000 $5,108 3.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $450,000 $225,000 $10,939 4.19%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $450,000 $225,000 $13,418 5.19%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $450,000 $225,000 $7,942 4.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $445,000 $445,000 $0 6.25%
Kalispell, MT (FHA|USDA|VA) 1 $445,000 $445,000 $5,120 6.63%
Brevard, NC (FHA|USDA|VA) 1 $435,000 $435,000 $5,894 5.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $435,000 $435,000 $7,720 6.75%
Vernal, UT (FHA|USDA|VA) 2 $430,000 $215,000 $6,089 6.31%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $430,000 $215,000 $13,279 6.00%
Pottsville, PA (FHA|USDA|VA) 4 $430,000 $107,500 $4,919 5.81%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $425,000 $425,000 $12,212 4.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $420,000 $210,000 $7,336 4.81%
Sunbury, PA (FHA|USDA|VA) 3 $415,000 $138,333 $7,481 5.42%
FOND DU LAC, WI (FHA|USDA|VA) 2 $410,000 $205,000 $8,260 6.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $405,000 $405,000 $3,959 5.88%
AMES, IA (FHA|USDA|VA) 1 $405,000 $405,000 $2,833 3.75%
Paducah, KY-IL (FHA|USDA|VA) 2 $400,000 $200,000 $6,193 5.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $400,000 $200,000 $7,599 3.88%
Aberdeen, WA (FHA|USDA|VA) 1 $395,000 $395,000 $4,173 2.50%
ANCHORAGE, AK (FHA|USDA|VA) 1 $395,000 $395,000 $5,305 5.38%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $9,207 3.25%
Lewisburg, TN (FHA|USDA|VA) 1 $395,000 $395,000 $13,292 6.00%
LIMA, OH (FHA|USDA|VA) 1 $395,000 $395,000 $4,627 5.75%
Milledgeville, GA (FHA|USDA|VA) 1 $395,000 $395,000 $13,828 5.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $390,000 $195,000 $5,574 6.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $380,000 $190,000 $3,501 4.25%
Seneca, SC (FHA|USDA|VA) 2 $370,000 $185,000 $5,205 3.19%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $370,000 $185,000 $3,685 4.50%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $365,000 $365,000 $10,535 3.75%
DECATUR, AL (FHA|USDA|VA) 2 $360,000 $180,000 $6,618 3.31%
Hilo, HI (FHA|USDA|VA) 1 $355,000 $355,000 $10,454 6.75%
Granbury, TX (FHA|USDA|VA) 1 $355,000 $355,000 $19,196 5.00%
Mount Pleasant, TX (FHA|USDA|VA) 1 $355,000 $355,000 $10,495 5.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $345,000 $345,000 $10,680 5.25%
LEBANON, PA (FHA|USDA|VA) 1 $335,000 $335,000 $5,827 6.25%
TOPEKA, KS (FHA|USDA|VA) 1 $335,000 $335,000 $8,089 3.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $335,000 $335,000 $8,494 2.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.63%
ROANOKE, VA (FHA|USDA|VA) 1 $315,000 $315,000 $6,165 3.88%
SAGINAW, MI (FHA|USDA|VA) 2 $310,000 $155,000 $4,197 5.31%
Silver City, NM (FHA|USDA|VA) 2 $310,000 $155,000 $6,318 3.38%
CLEVELAND, TN (FHA|USDA|VA) 1 $305,000 $305,000 $20,551 4.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $305,000 $305,000 $9,001 5.38%
BILLINGS, MT (FHA|USDA|VA) 1 $305,000 $305,000 $3,930 5.50%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $295,000 $295,000 $3,113 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $295,000 $295,000 $8,833 4.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $295,000 $295,000 $4,723 5.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $295,000 $295,000 $3,215 4.75%
Atmore, AL (FHA|USDA|VA) 2 $290,000 $145,000 $5,414 6.44%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $290,000 $145,000 $5,047 3.50%
Ottawa, KS (FHA|USDA|VA) 1 $285,000 $285,000 $7,643 3.25%
Mineral Wells, TX (FHA|USDA|VA) 1 $285,000 $285,000 $8,031 5.50%
Vincennes, IN (FHA|USDA|VA) 2 $280,000 $140,000 $5,655 5.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $275,000 $275,000 $16,045 4.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $275,000 $275,000 $9,026 5.25%
YUMA, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $275,000 $275,000 $6,068 2.75%
Danville, KY (FHA|USDA|VA) 2 $270,000 $135,000 $7,857 3.81%
GETTYSBURG, PA (FHA|USDA|VA) 1 $265,000 $265,000 $16,975 5.99%
MUNCIE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $8,804 6.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $7,652 3.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $265,000 $265,000 $6,246 7.00%
ALBANY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $8,247 4.75%
Hobbs, NM (FHA|USDA|VA) 1 $255,000 $255,000 $6,245 3.25%
Lewisburg, PA (FHA|USDA|VA) 1 $245,000 $245,000 $14,971 5.25%
JACKSON, TN (FHA|USDA|VA) 1 $245,000 $245,000 $5,152 6.75%
Torrington, CT (FHA|USDA|VA) 1 $245,000 $245,000 $8,244 2.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $235,000 $235,000 $5,530 7.13%
Shelbyville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $5,376 3.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $235,000 $235,000 $10,602 2.38%
Clovis, NM (FHA|USDA|VA) 1 $235,000 $235,000 $9,156 6.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,541 5.25%
Bay City, TX (FHA|USDA|VA) 1 $235,000 $235,000 $8,666 3.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $235,000 $235,000 $9,070 4.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $225,000 $225,000 $8,685 4.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $12,660 4.00%
MIDLAND, MI (FHA|USDA|VA) 1 $215,000 $215,000 $5,199 4.50%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $205,000 $205,000 $12,475 4.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $6,801 7.63%
Scottsbluff, NE (FHA|USDA|VA) 1 $205,000 $205,000 $13,734 3.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $6,630 5.99%
FARGO, ND-MN (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.13%
Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.50%
Waycross, GA (FHA|USDA|VA) 1 $195,000 $195,000 $6,845 5.13%
WACO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,127 5.38%
Winona, MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,708 7.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $7,162 5.50%
Murray, KY (FHA|USDA|VA) 1 $185,000 $185,000 $10,398 5.99%
Deming, NM (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $185,000 $185,000 $6,060 3.13%
Marietta, OH (FHA|USDA|VA) 1 $185,000 $185,000 $5,931 6.13%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,854 3.63%
MOBILE, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,137 4.75%
Taylorville, IL (FHA|USDA|VA) 2 $180,000 $90,000 $3,402 4.00%
PEORIA, IL (FHA|USDA|VA) 1 $175,000 $175,000 $6,532 3.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,666 5.25%
Roswell, NM (FHA|USDA|VA) 1 $165,000 $165,000 $6,178 2.75%
Mayfield, KY (FHA|USDA|VA) 1 $165,000 $165,000 $14,015 6.50%
Douglas, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,624 5.25%
AKRON, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,973 5.75%
Troy, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,360 4.25%
TYLER, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,043 3.25%
POCATELLO, ID (FHA|USDA|VA) 1 $155,000 $155,000 $5,748 7.63%
Cedartown, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,040 6.38%
ABILENE, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,409 6.50%
Beaver Dam, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,721 5.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,116 7.13%
Moses Lake, WA (FHA|USDA|VA) 1 $135,000 $135,000 $5,890 2.63%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $5,486 4.75%
Muskogee, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,880 5.25%
Alexandria, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,302 6.38%
Madisonville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $5,325 5.25%
JACKSON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,442 3.63%
New Castle, IN (FHA|USDA|VA) 1 $125,000 $125,000 $6,160 3.50%
Richmond, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,607 3.63%
Brainerd, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,844 3.00%
Othello, WA (FHA|USDA|VA) 1 $115,000 $115,000 $4,086 6.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,564 4.50%
Pontiac, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,811 4.75%
Newberry, SC (FHA|USDA|VA) 1 $105,000 $105,000 $5,046 4.25%
London, KY (FHA|USDA|VA) 1 $95,000 $95,000 $5,159 5.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,545 4.75%
Century Mortgage Company Dba Century Lending Company's top markets include Atlanta, Los Angeles, Scranton, Albuquerque, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,274 $1,192,620,000 $364,270 $7,728 5.15%
    FHA 1,726 $500,230,000 $289,820 $11,684 5.00%
    VA 667 $261,605,000 $392,211 $10,124 4.76%
    USDA 195 $40,865,000 $209,564 $6,620 4.47%

    For 2022, Century Mortgage Company Dba Century Lending Company's most frequently originated type of loan was Conventional, with 3,274 originations. Their 2nd most popular type was FHA, with 1,726 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,712 $1,618,340,000 $343,451 $9,425 5.19%
    Cash Out Refi 780 $263,330,000 $337,603 $8,934 4.44%
    Refi 326 $103,440,000 $317,301 $6,694 4.16%
    Home Improvement 44 $10,210,000 $232,045 $6,831 5.52%

    For 2022, Century Mortgage Company Dba Century Lending Company's most frequently cited loan purpose was Home Purchase, with 4,712 originations. The 2nd most popular reason was Cash Out Refi, with 780 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,629 $1,928,425,000 $342,587 $9,286 5.08%
    15 Year 146 $36,760,000 $251,781 $5,963 3.55%
    20 Year 43 $10,035,000 $233,372 $6,157 4.31%
    30+ year 23 $16,235,000 $705,870 $16,959 6.85%
    Other 18 $3,370,000 $187,222 $7,372 4.84%
    10 Year 3 $495,000 $165,000 $4,383 3.75%

    For 2022, Century Mortgage Company Dba Century Lending Company's most frequently cited loan duration was 30 Year, with 5,629 originations. The 2nd most popular length was 15 Year, with 146 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,584 $692,650,000 $437,279
    $1k-2k 1,543 $496,885,000 $322,025
    $<1k 831 $219,595,000 $264,254
    $2k-3k 595 $182,825,000 $307,269
    $3k-4k 534 $155,860,000 $291,873
    $4k-5k 419 $133,725,000 $319,153

    Century Mortgage Company Dba Century Lending Company's average total fees were $9,286, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,584 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,879 $626,485,000 $333,414
    4-5% 1,446 $493,710,000 $341,432
    3-4% 1,078 $378,530,000 $351,141
    6-7% 861 $293,845,000 $341,283
    2.5-3% 275 $84,225,000 $306,273
    7-8% 226 $81,580,000 $360,973
    <2.5% 55 $16,175,000 $294,091
    Over 8% 42 $20,770,000 $494,524

    During 2022, Century Mortgage Company Dba Century Lending Company's average interest rate for loans was 5.08%, while their most frequently originated rate bucket for loans was 5-6%, with 1,879 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,780 $813,200,000 $292,518 $8,803 5.05%
    $100k-200k 1,237 $193,195,000 $156,180 $6,102 5.01%
    $400k-600k 1,187 $571,165,000 $481,184 $11,478 5.03%
    $600k-1MM 464 $324,050,000 $698,384 $13,458 5.07%
    $100,000 or less 138 $10,720,000 $77,681 $4,369 4.95%
    $1MM+ 56 $82,990,000 $1,481,964 $22,284 5.37%

    2022 saw Century Mortgage Company Dba Century Lending Company place emphasis on $200k-400k loans with 2,780 originations, totaling $813,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,390 $528,570,000 $380,266 $10,145 5.09%
    $50k-75k 1,324 $319,060,000 $240,982 $7,979 4.92%
    $75k-100k 1,195 $363,805,000 $304,439 $9,178 5.03%
    $150k-250k 858 $416,990,000 $486,002 $10,827 5.21%
    $50k or less 734 $139,080,000 $189,482 $6,499 4.76%
    $250k+ 355 $225,615,000 $635,535 $12,172 5.49%

    Century Mortgage Company Dba Century Lending Company lent most frequently to those with incomes in the $100k-150k range, with 1,390 originations. The second most popular income band? $50k-75k, with 1,324 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 905 $285,595,000 $315,575 $8,287 4.97%
    50-60% 716 $245,750,000 $343,226 $12,297 5.06%
    20-30% 706 $225,400,000 $319,263 $7,717 4.90%
    49% 324 $113,500,000 $350,309 $9,286 5.24%
    44% 275 $105,985,000 $385,400 $9,910 5.12%
    48% 261 $92,075,000 $352,778 $10,108 5.15%
    43% 257 $91,915,000 $357,646 $8,464 5.06%
    42% 252 $88,160,000 $349,841 $9,145 5.20%
    45% 240 $85,440,000 $356,000 $9,766 5.10%
    40% 237 $81,795,000 $345,127 $9,095 5.01%
    41% 233 $84,025,000 $360,622 $9,094 5.00%
    39% 231 $78,445,000 $339,589 $8,891 4.99%
    47% 230 $75,400,000 $327,826 $8,924 4.97%
    <20% 225 $80,695,000 $358,644 $7,083 4.96%
    46% 213 $72,595,000 $340,822 $9,595 5.08%
    38% 197 $69,355,000 $352,056 $8,873 5.17%
    37% 186 $59,590,000 $320,376 $8,135 4.90%
    36% 157 $51,595,000 $328,631 $7,977 5.17%
    >60% 17 $8,005,000 $470,882 $13,524 4.70%

    Century Mortgage Company Dba Century Lending Company lent most frequently to those with DTI ratios of 30-36%, with 905 originations. The next most common DTI ratio? 50-60%, with 716 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,970 $1,313,740,000 $330,917 $8,783 4.99%
    Not provided 1,153 $399,895,000 $346,830 $9,459 5.09%
    Black 443 $155,135,000 $350,192 $11,389 5.18%
    Asian 208 $96,870,000 $465,721 $10,993 5.32%
    American Indian 47 $15,265,000 $324,787 $8,615 5.12%
    Native Hawaiian or Islander 13 $4,505,000 $346,538 $9,224 4.57%
    Asian Indian 9 $3,045,000 $338,333 $13,244 5.81%
    Other Asian 5 $2,065,000 $413,000 $9,103 5.10%
    Chinese 3 $1,595,000 $531,667 $7,841 3.75%
    Filipino 4 $1,270,000 $317,500 $5,668 5.69%
    Other Pacific Islander 4 $1,150,000 $287,500 $12,012 4.03%
    Native Hawaiian 2 $510,000 $255,000 $8,291 4.13%
    Vietnamese 1 $275,000 $275,000 $0 8.63%

    Approval Rates

    Total approvals of all applications
    78.29%

    Century Mortgage Company Dba Century Lending Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    86.42%

    Century Mortgage Company Dba Century Lending Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,862 $1,995,320,000 $340,382

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,862 $1,995,320,000 $340,382

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 158 $33,990,000 $215,127 $5,362 4.53%
    40-60% 454 $148,460,000 $327,004 $7,151 4.80%
    60-80% 1,470 $555,600,000 $377,959 $8,740 5.00%
    80-100% 3,579 $1,181,345,000 $330,077 $9,468 5.12%
    Over 100% 169 $69,205,000 $409,497 $16,136 4.91%
    Under 20% 32 $6,720,000 $210,000 $4,577 3.92%