First Centennial Mortgage Corporation Rates, Fees & Info

CHICAGO, IL

LEI: 549300SELI3XCH3UZW80

Tax ID: 36-4176531

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

First Centennial Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. First Centennial Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Los Angeles, Denver, Milwaukee, and Riverside among others. We have data for 114 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Centennial Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Centennial Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.77% 3/28/24
30 Year Conventional Refi 6.57% 3/28/24
30 Year Cash-out Refi 6.70% 3/28/24
30 Year FHA Purchase 7.61% 3/28/24
30 Year FHA Refi 7.36% 3/28/24
30 Year VA Purchase 6.49% 3/28/24
30 Year VA Refi 6.13% 3/28/24
30 Year USDA Purchase 6.97% 3/28/24
30 Year USDA Refi 6.92% 3/28/24
15 Year Conventional Purchase 6.15% 3/28/24
15 Year Conventional Refi 6.04% 3/28/24
15 Year Cash-out Refi 6.04% 3/28/24
15 Year FHA Refi 5.68% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Centennial Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Centennial Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,449

Origination Dollar Volume (All Markets)

$1,010,995,000

Awards

FIRST CENTENNIAL MORTGAGE CORPORATION FHA Loans gold FIRST CENTENNIAL MORTGAGE CORPORATION USDA Loans gold FIRST CENTENNIAL MORTGAGE CORPORATION USDA Loans gold
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Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,924 $595,320,000 $203,598 $5,156 4.79%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 132 $76,650,000 $580,682 $6,881 4.72%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 141 $54,605,000 $387,270 $4,050 4.65%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 183 $38,485,000 $210,301 $3,335 4.84%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 99 $32,575,000 $329,040 $6,835 4.71%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 99 $23,645,000 $238,838 $5,241 4.94%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 106 $23,210,000 $218,962 $4,691 4.68%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 86 $20,420,000 $237,442 $4,753 5.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 58 $19,810,000 $341,552 $5,572 4.84%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 31 $9,335,000 $301,129 $5,602 4.79%
Outside of Metro Areas 56 $9,250,000 $165,179 $3,985 5.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 33 $8,875,000 $268,939 $5,436 4.85%
RACINE, WI (FHA|USDA|VA) 49 $7,095,000 $144,796 $3,419 4.91%
ROCKFORD, IL (FHA|USDA|VA) 30 $4,320,000 $144,000 $4,636 5.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 11 $4,245,000 $385,909 $7,357 4.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 18 $3,940,000 $218,889 $5,217 4.78%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 35 $3,905,000 $111,571 $4,011 4.95%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 21 $3,505,000 $166,905 $3,894 4.86%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $3,065,000 $204,333 $4,506 4.53%
MADISON, WI (FHA|USDA|VA) 14 $2,850,000 $203,571 $4,741 4.71%
Ottawa, IL (FHA|USDA|VA) 18 $2,640,000 $146,667 $5,139 4.71%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $2,640,000 $660,000 $4,419 4.78%
NILES, MI (FHA|USDA|VA) 9 $2,305,000 $256,111 $3,643 4.83%
LONGVIEW, WA (FHA|USDA|VA) 8 $2,270,000 $283,750 $5,847 5.19%
Whitewater, WI (FHA|USDA|VA) 12 $2,210,000 $184,167 $3,182 4.83%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $2,075,000 $415,000 $5,353 4.70%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $1,990,000 $165,833 $3,012 4.77%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $1,985,000 $220,556 $3,988 4.74%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $1,965,000 $393,000 $5,554 4.65%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,945,000 $389,000 $6,157 4.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 15 $1,865,000 $124,333 $3,144 5.03%
Rochelle, IL (FHA|USDA|VA) 13 $1,855,000 $142,692 $4,041 4.71%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 10 $1,850,000 $185,000 $4,060 5.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $1,810,000 $226,250 $5,802 4.92%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $1,725,000 $246,429 $3,340 5.04%
GREELEY, CO (FHA|USDA|VA) 7 $1,715,000 $245,000 $4,138 4.54%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,650,000 $412,500 $8,801 4.88%
Edwards, CO (FHA|USDA|VA) 3 $1,635,000 $545,000 $2,848 4.88%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $1,565,000 $173,889 $4,754 4.69%
Dixon, IL (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,012 4.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $1,275,000 $425,000 $5,638 4.42%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,270,000 $317,500 $6,109 4.56%
BOULDER, CO (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,877 4.69%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $990,000 $247,500 $3,861 4.75%
FORT WAYNE, IN (FHA|USDA|VA) 8 $980,000 $122,500 $3,746 5.14%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $900,000 $450,000 $5,785 4.69%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $795,000 $265,000 $3,920 5.08%
KANKAKEE, IL (FHA|USDA|VA) 5 $685,000 $137,000 $4,000 4.75%
PEORIA, IL (FHA|USDA|VA) 5 $675,000 $135,000 $4,187 5.03%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $665,000 $221,667 $2,544 5.00%
ANN ARBOR, MI (FHA|USDA|VA) 2 $640,000 $320,000 $3,086 4.69%
ROCHESTER, MN (FHA|USDA|VA) 4 $620,000 $155,000 $4,266 5.03%
Beaver Dam, WI (FHA|USDA|VA) 2 $620,000 $310,000 $2,177 4.81%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $595,000 $198,333 $3,561 5.21%
APPLETON, WI (FHA|USDA|VA) 3 $565,000 $188,333 $4,040 4.71%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $555,000 $185,000 $2,323 4.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $555,000 $185,000 $3,016 4.88%
SALEM, OR (FHA|USDA|VA) 2 $510,000 $255,000 $9,381 5.00%
Baraboo, WI (FHA|USDA|VA) 3 $505,000 $168,333 $1,638 4.83%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $500,000 $250,000 $3,396 4.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $455,000 $151,667 $3,813 4.58%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $4,019 4.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $425,000 $425,000 $4,889 4.63%
Durango, CO (FHA|USDA|VA) 1 $395,000 $395,000 $3,520 4.63%
DECATUR, IL (FHA|USDA|VA) 3 $345,000 $115,000 $1,884 4.88%
GREEN BAY, WI (FHA|USDA|VA) 2 $330,000 $165,000 $2,553 5.19%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $305,000 $305,000 $3,153 4.13%
Galesburg, IL (FHA|USDA|VA) 2 $300,000 $150,000 $6,275 4.56%
Holland, MI (FHA|USDA|VA) 1 $295,000 $295,000 $17,497 5.75%
Huntington, IN (FHA|USDA|VA) 2 $290,000 $145,000 $4,314 5.13%
Glenwood Springs, CO (FHA|USDA|VA) 1 $285,000 $285,000 $3,064 4.50%
Newport, OR (FHA|USDA|VA) 1 $285,000 $285,000 $4,886 5.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,339 4.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $265,000 $265,000 $8,716 4.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $260,000 $130,000 $4,594 5.31%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $260,000 $130,000 $3,272 4.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,737 5.06%
Marquette, MI (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.13%
Plymouth, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,576 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $250,000 $125,000 $4,995 4.81%
WENATCHEE, WA (FHA|USDA|VA) 1 $245,000 $245,000 $4,558 4.00%
Sturgis, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,518 4.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $235,000 $235,000 $8,085 5.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,379 4.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $225,000 $225,000 $6,456 4.38%
FOND DU LAC, WI (FHA|USDA|VA) 2 $220,000 $110,000 $3,279 5.38%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,650 5.38%
Freeport, IL (FHA|USDA|VA) 2 $200,000 $100,000 $2,613 5.13%
FORT COLLINS, CO (FHA|USDA|VA) 1 $195,000 $195,000 $2,585 4.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $195,000 $195,000 $7,062 5.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $185,000 $185,000 $2,665 4.50%
ST. CLOUD, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,871 5.63%
Platteville, WI (FHA|USDA|VA) 2 $180,000 $90,000 $2,628 5.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,365 4.63%
Crescent City, CA (FHA|USDA|VA) 1 $175,000 $175,000 $7,156 4.38%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,294 4.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,778 5.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,192 5.50%
Stevens Point, WI (FHA|USDA|VA) 1 $145,000 $145,000 $7,888 5.63%
Clewiston, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,418 5.13%
Angola, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,441 4.63%
OCALA, FL (FHA|USDA|VA) 1 $135,000 $135,000 $5,656 4.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,523 4.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,606 4.38%
Escanaba, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,896 5.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,654 4.00%
Manitowoc, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,365 5.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $115,000 $115,000 $5,120 4.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,645 5.25%
DANVILLE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,843 5.13%
Adrian, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,435 5.38%
Sterling, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,821 4.50%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,939 4.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,473 4.00%
First Centennial Mortgage Corporation's top markets include Chicago, Los Angeles, Denver, Milwaukee, and Riverside among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,996 $719,420,000 $240,127 $4,032 4.78%
    FHA 1,193 $228,925,000 $191,890 $7,267 4.86%
    VA 200 $53,970,000 $269,850 $6,359 4.75%
    USDA 60 $8,680,000 $144,667 $4,654 4.78%

    For 2018, First Centennial Mortgage Corporation's most frequently originated type of loan was Conventional, with 2,996 originations. Their 2nd most popular type was FHA, with 1,193 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,697 $818,855,000 $221,492 $5,366 4.82%
    Cash Out Refi 419 $105,195,000 $251,062 $3,510 4.87%
    Refi 333 $86,945,000 $261,096 $3,007 4.52%

    For 2018, First Centennial Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 3,697 originations. The 2nd most popular reason was Cash Out Refi, with 419 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,143 $949,045,000 $229,072 $5,143 4.83%
    15 Year 206 $42,230,000 $205,000 $3,314 4.19%
    20 Year 80 $16,420,000 $205,250 $3,097 4.61%
    10 Year 12 $1,920,000 $160,000 $3,573 4.03%
    Other 8 $1,380,000 $172,500 $3,342 4.58%

    For 2018, First Centennial Mortgage Corporation's most frequently cited loan duration was 30 Year, with 4,143 originations. The 2nd most popular length was 15 Year, with 206 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,699 $806,225,000 $217,958
    $2k-3k 361 $88,525,000 $245,222
    $<1k 173 $42,025,000 $242,919
    $3k-4k 101 $28,695,000 $284,109
    $4k-5k 61 $20,325,000 $333,197
    $5k+ 54 $25,200,000 $466,667

    First Centennial Mortgage Corporation's average total fees were $5,143, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,699 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,068 $714,120,000 $232,764
    5-6% 1,134 $233,260,000 $205,697
    3-4% 229 $59,985,000 $261,943
    6-7% 11 $2,045,000 $185,909
    7-8% 4 $990,000 $247,500
    Over 8% 3 $595,000 $198,333

    During 2018, First Centennial Mortgage Corporation's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 4-5%, with 3,068 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,009 $306,695,000 $152,661 $4,620 4.83%
    $200k-400k 1,672 $454,120,000 $271,603 $5,491 4.75%
    $100,000 or less 369 $29,325,000 $79,472 $3,754 4.95%
    $400k-600k 294 $133,200,000 $453,061 $5,773 4.68%
    $600k-1MM 86 $62,380,000 $725,349 $6,773 4.75%
    $1MM+ 19 $25,275,000 $1,330,263 $9,315 4.64%

    2018 saw First Centennial Mortgage Corporation place emphasis on $100k-200k loans with 2,009 originations, totaling $306,695,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,265 $231,455,000 $182,968 $5,084 4.82%
    $50k or less 923 $120,915,000 $131,002 $4,539 4.83%
    $75k-100k 836 $190,840,000 $228,278 $5,279 4.80%
    $100k-150k 827 $227,785,000 $275,435 $5,157 4.76%
    $150k-250k 439 $154,435,000 $351,788 $4,940 4.78%
    $250k+ 159 $85,565,000 $538,145 $5,272 4.67%

    First Centennial Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,265 originations. The second most popular income band? $50k or less, with 923 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 663 $158,075,000 $238,424 $4,249 4.73%
    30-36% 660 $154,270,000 $233,742 $4,728 4.81%
    50-60% 355 $76,535,000 $215,592 $7,425 4.80%
    44% 222 $47,660,000 $214,685 $5,182 4.93%
    43% 214 $47,120,000 $220,187 $5,243 4.84%
    49% 213 $48,355,000 $227,019 $4,985 4.80%
    41% 200 $46,350,000 $231,750 $4,961 4.87%
    42% 199 $44,155,000 $221,884 $5,008 4.80%
    46% 199 $44,725,000 $224,749 $5,002 4.78%
    39% 183 $40,805,000 $222,978 $4,834 4.79%
    40% 181 $40,485,000 $223,674 $5,231 4.81%
    48% 178 $40,650,000 $228,371 $4,888 4.81%
    45% 173 $41,375,000 $239,162 $5,336 4.78%
    47% 170 $34,890,000 $205,235 $4,999 4.79%
    38% 165 $37,685,000 $228,394 $4,826 4.78%
    36% 164 $36,640,000 $223,415 $4,737 4.85%
    37% 153 $32,465,000 $212,190 $4,510 4.80%
    <20% 144 $34,820,000 $241,806 $4,016 4.67%
    >60% 12 $3,770,000 $314,167 $7,948 4.78%

    First Centennial Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 663 originations. The next most common DTI ratio? 30-36%, with 660 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,922 $886,490,000 $226,030 $4,938 4.79%
    Black 237 $44,625,000 $188,291 $5,922 4.89%
    Asian 162 $42,990,000 $265,370 $5,002 4.75%
    Not provided 115 $32,905,000 $286,130 $5,730 4.80%
    American Indian 8 $1,900,000 $237,500 $3,887 4.64%
    Native Hawaiian or Islander 4 $1,760,000 $440,000 $6,981 5.16%
    Asian Indian 1 $325,000 $325,000 $7,227 4.25%

    Approval Rates

    Total approvals of all applications
    92.99%

    First Centennial Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.04%

    First Centennial Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,449 $1,010,995,000 $227,241

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 21 $3,155,000 $150,238
    Single Family (1-4 Units):Site-Built 4,428 $1,007,840,000 $227,606

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 70 $13,590,000 $194,143 $3,681 4.60%
    40-60% 244 $58,550,000 $239,959 $3,886 4.53%
    60-80% 1,132 $290,390,000 $256,528 $3,865 4.78%
    80-100% 2,927 $626,845,000 $214,160 $5,471 4.83%
    Over 100% 67 $20,075,000 $299,627 $10,213 4.82%
    Under 20% 9 $1,545,000 $171,667 $3,925 4.54%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRST MORTGAGE CORPORATION FHA mortgage Closing on a mortgage 1 100.0%