Greenbox Loans Mortgage Rates, Fees & Info
Los Angeles, CALEI: 549300TMY3OACQC9U777
Tax ID: 95-4830207
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Mortgage Data
Review & Overview
Greenbox Loans is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Greenbox Loans has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, San Francisco, Riverside, and Houston among others. We have data for 143 markets. (Some data included below & more in-depth data is available with an active subscription.)Greenbox Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Greenbox Loans is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 9.48% | 4/21/24 |
| 30 Year Conventional Refi | 8.82% | 4/21/24 |
| 30 Year Cash-out Refi | 9.07% | 4/21/24 |
| 30 Year FHA Purchase | 6.27% | 4/21/24 |
| 15 Year Conventional Purchase | 5.68% | 4/21/24 |
| 15 Year Conventional Refi | 5.68% | 4/21/24 |
| 15 Year Cash-out Refi | 5.68% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Greenbox Loans Mortgage Calculator
Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,724Origination Dollar Volume (All Markets)
$943,280,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 408 | $334,290,000 | $819,338 | $17,199 | 4.57% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 132 | $70,350,000 | $532,955 | $17,101 | 5.35% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 74 | $48,520,000 | $655,676 | $16,073 | 5.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 115 | $45,725,000 | $397,609 | $13,872 | 5.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 113 | $40,405,000 | $357,566 | $13,055 | 5.50% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 70 | $33,380,000 | $476,857 | $14,972 | 5.42% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 54 | $28,870,000 | $534,630 | $13,878 | 5.35% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 19 | $20,355,000 | $1,071,316 | $18,337 | 4.89% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 27 | $19,025,000 | $704,630 | $18,035 | 4.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 37 | $16,865,000 | $455,811 | $16,720 | 5.48% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 27 | $14,075,000 | $521,296 | $16,784 | 5.64% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 46 | $13,470,000 | $292,826 | $11,350 | 5.91% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 27 | $13,205,000 | $489,074 | $15,001 | 5.57% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $12,830,000 | $916,429 | $19,287 | 4.44% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 28 | $12,410,000 | $443,214 | $12,148 | 5.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 20 | $11,550,000 | $577,500 | $16,193 | 5.16% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 35 | $10,695,000 | $305,571 | $13,245 | 5.85% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 20 | $8,880,000 | $444,000 | $11,956 | 5.41% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 21 | $8,275,000 | $394,048 | $10,980 | 5.80% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $7,900,000 | $438,889 | $13,266 | 5.57% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 22 | $6,930,000 | $315,000 | $13,742 | 5.60% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 21 | $6,475,000 | $308,333 | $12,239 | 5.46% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $6,410,000 | $400,625 | $14,871 | 5.47% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $5,335,000 | $485,000 | $15,393 | 5.47% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $5,220,000 | $2,610,000 | $29,607 | 4.75% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $5,150,000 | $643,750 | $17,905 | 6.33% |
| RENO, NV (FHA|USDA|VA) | 7 | $5,055,000 | $722,143 | $13,713 | 5.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 13 | $4,865,000 | $374,231 | $12,893 | 5.67% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $4,860,000 | $607,500 | $14,283 | 4.91% |
| Key West, FL (FHA|USDA|VA) | 6 | $4,390,000 | $731,667 | $23,231 | 5.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 18 | $4,260,000 | $236,667 | $9,548 | 5.78% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 15 | $4,255,000 | $283,667 | $12,207 | 5.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $3,900,000 | $487,500 | $14,807 | 5.39% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $3,830,000 | $383,000 | $15,836 | 5.60% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $3,775,000 | $539,286 | $10,997 | 5.79% |
| Hilo, HI (FHA|USDA|VA) | 1 | $3,645,000 | $3,645,000 | $0 | 5.88% |
| Outside of Metro Areas | 6 | $3,200,000 | $533,333 | $10,614 | 5.79% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $3,075,000 | $1,025,000 | $0 | 4.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 10 | $3,030,000 | $303,000 | $11,673 | 6.51% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $13,918 | 5.56% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $3,015,000 | $603,000 | $15,270 | 5.35% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $12,122 | 5.27% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $2,665,000 | $2,665,000 | $0 | 5.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $2,555,000 | $851,667 | $0 | 4.54% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $2,525,000 | $2,525,000 | $54,080 | 4.25% |
| NAPA, CA (FHA|USDA|VA) | 5 | $2,425,000 | $485,000 | $20,296 | 6.43% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $14,115 | 5.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $11,265 | 5.27% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $2,250,000 | $1,125,000 | $28,227 | 4.81% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $14,460 | 5.58% |
| MERCED, CA (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $11,816 | 6.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $12,627 | 5.21% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $12,737 | 5.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $12,294 | 5.98% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $11,166 | 5.67% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $13,291 | 5.27% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $10,293 | 5.52% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $11,388 | 6.90% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $19,168 | 5.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $11,452 | 4.96% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $15,114 | 5.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $11,928 | 5.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $0 | 5.94% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $13,046 | 6.12% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $9,909 | 5.83% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $14,139 | 6.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $26,122 | 4.99% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $17,366 | 4.50% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $8,131 | 5.93% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $16,300 | 5.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $11,206 | 6.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $10,285 | 6.66% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $0 | 6.69% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $0 | 6.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $13,571 | 5.94% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $10,077 | 5.46% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $23,206 | 5.50% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $11,342 | 5.08% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $12,925 | 7.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 5.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $0 | 6.00% |
| Outside of Metro Areas | 1 | $635,000 | $635,000 | $0 | 5.38% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $10,004 | 6.17% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $11,844 | 5.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 4.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 6.63% |
| TYLER, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $18,622 | 5.38% |
| Durango, CO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 4.13% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,727 | 4.88% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,491 | 5.94% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,952 | 5.50% |
| BEND, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,733 | 3.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $15,777 | 4.50% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,501 | 6.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $15,088 | 5.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,256 | 3.49% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,812 | 6.12% |
| Hood River, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $14,984 | 5.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,575 | 6.50% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 5.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,156 | 5.87% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,716 | 7.25% |
| Helena, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 4.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 5.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,426 | 5.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,798 | 6.63% |
| Othello, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,825 | 5.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 6.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 5.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,267 | 6.06% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,980 | 5.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.25% |
| CHICO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.38% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,881 | 5.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,867 | 4.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,936 | 4.38% |
| SALEM, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,769 | 6.38% |
| READING, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,062 | 5.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,505 | 6.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,671 | 5.99% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,267 | 5.63% |
| Torrington, CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,650 | 7.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.75% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,258 | 6.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,745 | 6.63% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,676 | 6.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,040 | 5.99% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,420 | 5.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,702 | 5.75% |
| Fernley, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,076 | 8.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.00% |
| Dixon, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,975 | 4.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,877 | 6.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,925 | 2.38% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,724 | $943,280,000 | $547,146 | $14,942 | 5.25% |
For 2021, Greenbox Loans's most frequently originated type of loan was Conventional, with 1,724 originations.
Loan Reason
For 2021, Greenbox Loans's most frequently cited loan purpose was Home Purchase, with 1,118 originations. The 2nd most popular reason was Cash Out Refi, with 345 originations.
Loan Duration/Length
For 2021, Greenbox Loans's most frequently cited loan duration was 30 Year, with 1,697 originations. The 2nd most popular length was 30+ year, with 20 originations.
Origination Fees/Closing Costs
Greenbox Loans's average total fees were $14,897, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,169 originations.
Interest Rates
During 2021, Greenbox Loans's average interest rate for loans was 5.27%, while their most frequently originated rate bucket for loans was 5-6%, with 582 originations.
Loan Sizing
2021 saw Greenbox Loans place emphasis on $200k-400k loans with 696 originations, totaling $204,840,000 in origination value.
Applicant Income
Greenbox Loans lent most frequently to those with incomes in the $250k+ range, with 450 originations. The second most popular income band? $150k-250k, with 273 originations.
Applicant Debt to Income Ratio
Greenbox Loans lent most frequently to those with DTI ratios of <20%, with 14 originations. The next most common DTI ratio? 30-36%, with 13 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.34%
Greenbox Loans has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination51.39%
Greenbox Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 2 | $1,150,000 | $575,000 |
| 10882.5 | 1 | $305,000 | $305,000 |
| 12422.5 | 1 | $395,000 | $395,000 |
| 1490.0 | 18 | $15,210,000 | $845,000 |
| 1497.0 | 1 | $165,000 | $165,000 |
| 1640.0 | 1 | $275,000 | $275,000 |
| 1790.0 | 210 | $104,950,000 | $499,762 |
| 1792.0 | 6 | $1,760,000 | $293,333 |
| 1793.0 | 1 | $155,000 | $155,000 |
| 1800.0 | 1 | $175,000 | $175,000 |
| 1940.0 | 1 | $165,000 | $165,000 |
| 1990.0 | 1 | $155,000 | $155,000 |
| 19942.5 | 1 | $595,000 | $595,000 |
| 2054.5 | 1 | $355,000 | $355,000 |
| 2085.0 | 6 | $4,520,000 | $753,333 |
| 2090.0 | 4 | $1,000,000 | $250,000 |
| 2140.0 | 3 | $1,025,000 | $341,667 |
| 2185.0 | 1 | $125,000 | $125,000 |
| 2190.0 | 1 | $335,000 | $335,000 |
| 2275.0 | 1 | $1,005,000 | $1,005,000 |
| 2285.0 | 5 | $1,645,000 | $329,000 |
| 2290.0 | 9 | $2,805,000 | $311,667 |
| 2340.0 | 1 | $215,000 | $215,000 |
| 2385.0 | 3 | $785,000 | $261,667 |
| 2389.0 | 1 | $385,000 | $385,000 |
| 2390.0 | 3 | $785,000 | $261,667 |
| 2443.0 | 1 | $215,000 | $215,000 |
| 2449.0 | 1 | $785,000 | $785,000 |
| 2485.0 | 23 | $15,655,000 | $680,652 |
| 2487.0 | 1 | $225,000 | $225,000 |
| 2490.0 | 1 | $525,000 | $525,000 |
| 2495.0 | 1 | $175,000 | $175,000 |
| 2510.0 | 1 | $475,000 | $475,000 |
| 2515.0 | 1 | $165,000 | $165,000 |
| 2535.0 | 2 | $1,480,000 | $740,000 |
| 2540.0 | 1 | $995,000 | $995,000 |
| 2585.0 | 4 | $3,140,000 | $785,000 |
| 2685.0 | 18 | $10,170,000 | $565,000 |
| 2688.0 | 1 | $155,000 | $155,000 |
| 2690.0 | 2 | $650,000 | $325,000 |
| 2740.0 | 1 | $185,000 | $185,000 |
| 2765.0 | 1 | $375,000 | $375,000 |
| 2785.0 | 15 | $7,705,000 | $513,667 |
| 2789.0 | 2 | $1,120,000 | $560,000 |
| 2790.0 | 3 | $2,835,000 | $945,000 |
| 2793.0 | 1 | $155,000 | $155,000 |
| 2869.0 | 1 | $335,000 | $335,000 |
| 2885.0 | 1 | $1,395,000 | $1,395,000 |
| 2890.0 | 1 | $405,000 | $405,000 |
| 2990.0 | 1 | $565,000 | $565,000 |
| 3040.0 | 1 | $145,000 | $145,000 |
| 3080.0 | 1 | $175,000 | $175,000 |
| 3085.0 | 4 | $2,710,000 | $677,500 |
| 3090.0 | 1 | $285,000 | $285,000 |
| 3185.0 | 2 | $1,680,000 | $840,000 |
| 3250.0 | 1 | $735,000 | $735,000 |
| 3285.0 | 3 | $955,000 | $318,333 |
| 3287.0 | 1 | $135,000 | $135,000 |
| 3290.0 | 1 | $985,000 | $985,000 |
| 3530.0 | 4 | $1,270,000 | $317,500 |
| 3580.0 | 2 | $450,000 | $225,000 |
| 3585.0 | 1 | $635,000 | $635,000 |
| 3740.0 | 1 | $415,000 | $415,000 |
| 4206.25 | 1 | $165,000 | $165,000 |
| 4415.0 | 1 | $175,000 | $175,000 |
| 4790.0 | 1 | $155,000 | $155,000 |
| 495.0 | 1 | $355,000 | $355,000 |
| 6643.42 | 1 | $1,655,000 | $1,655,000 |
| 7515.0 | 1 | $355,000 | $355,000 |
| 8028.88 | 1 | $295,000 | $295,000 |
| 8286.88 | 1 | $235,000 | $235,000 |
| 8415.0 | 1 | $315,000 | $315,000 |
| NA | 1,323 | $738,675,000 | $558,333 |