Fidelity Bank Mortgage Rates, Fees & Info
Atlanta, GALEI: 549300VEKCSSF6IT9X67
Tax ID: 58-1174938
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Mortgage Data
Review & Overview
Fidelity Bank is a small bank specializing in Home Purchase loans. Fidelity Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Washington, Jacksonville, North Port, and Raleigh among others. We have data for 111 markets. (Some data included below & more in-depth data is available with an active subscription.)Fidelity Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fidelity Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
5,256Origination Dollar Volume (All Markets)
$1,434,390,000Fidelity Bank - 2019
Fidelity Bank is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,381 | $660,115,000 | $277,243 | $5,637 | 4.48% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 417 | $144,055,000 | $345,456 | $6,049 | 4.28% |
JACKSONVILLE, FL (FHA|USDA|VA) | 226 | $60,380,000 | $267,168 | $5,817 | 4.79% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 213 | $58,165,000 | $273,075 | $4,935 | 4.44% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 189 | $46,375,000 | $245,370 | $4,973 | 4.31% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 143 | $37,715,000 | $263,741 | $6,329 | 4.32% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 96 | $29,110,000 | $303,229 | $5,140 | 4.67% |
Outside of Metro Areas | 112 | $27,870,000 | $248,839 | $4,717 | 4.23% |
SAVANNAH, GA (FHA|USDA|VA) | 115 | $26,765,000 | $232,739 | $5,322 | 4.08% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 103 | $25,655,000 | $249,078 | $5,243 | 4.08% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 79 | $23,635,000 | $299,177 | $4,871 | 4.35% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 59 | $20,645,000 | $349,915 | $5,821 | 4.33% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 67 | $19,245,000 | $287,239 | $4,738 | 4.31% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 78 | $18,560,000 | $237,949 | $5,796 | 3.92% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 76 | $17,310,000 | $227,763 | $5,463 | 4.34% |
GAINESVILLE, GA (FHA|USDA|VA) | 62 | $16,580,000 | $267,419 | $4,946 | 4.44% |
RICHMOND, VA (FHA|USDA|VA) | 60 | $16,080,000 | $268,000 | $4,440 | 4.21% |
Jefferson, GA (FHA|USDA|VA) | 59 | $14,965,000 | $253,644 | $5,780 | 4.52% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 59 | $13,675,000 | $231,780 | $4,554 | 4.31% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 45 | $13,045,000 | $289,889 | $4,488 | 4.26% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 46 | $12,070,000 | $262,391 | $4,935 | 4.27% |
TALLAHASSEE, FL (FHA|USDA|VA) | 61 | $11,115,000 | $182,213 | $4,555 | 4.99% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 31 | $10,715,000 | $345,645 | $6,251 | 4.27% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 28 | $6,950,000 | $248,214 | $5,019 | 4.65% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 27 | $6,405,000 | $237,222 | $4,505 | 4.31% |
ASHEVILLE, NC (FHA|USDA|VA) | 22 | $5,980,000 | $271,818 | $4,945 | 4.57% |
Boone, NC (FHA|USDA|VA) | 23 | $5,475,000 | $238,043 | $4,663 | 4.38% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 29 | $5,055,000 | $174,310 | $3,522 | 4.59% |
ROME, GA (FHA|USDA|VA) | 27 | $4,515,000 | $167,222 | $6,180 | 4.20% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $4,110,000 | $411,000 | $5,405 | 4.33% |
Cedartown, GA (FHA|USDA|VA) | 20 | $3,560,000 | $178,000 | $7,042 | 4.01% |
HINESVILLE, GA (FHA|USDA|VA) | 21 | $3,405,000 | $162,143 | $4,948 | 3.49% |
Sanford, NC (FHA|USDA|VA) | 17 | $3,405,000 | $200,294 | $6,052 | 4.41% |
SPARTANBURG, SC (FHA|USDA|VA) | 21 | $3,145,000 | $149,762 | $4,615 | 4.10% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $3,125,000 | $347,222 | $6,334 | 4.67% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,945,000 | $327,222 | $5,424 | 3.96% |
BRUNSWICK, GA (FHA|USDA|VA) | 7 | $2,895,000 | $413,571 | $5,662 | 3.75% |
Cullowhee, NC (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $5,346 | 4.43% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $2,850,000 | $237,500 | $4,114 | 4.79% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $6,200 | 3.25% |
Key West, FL (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $5,530 | 4.46% |
Calhoun, GA (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $4,769 | 4.44% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,197 | 5.58% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $5,256 | 4.57% |
SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $5,468 | 2.89% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $4,459 | 5.03% |
PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $4,714 | 3.91% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $4,455 | 3.91% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $5,870 | 4.44% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $5,056 | 4.55% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $5,707 | 3.91% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $5,010 | 4.65% |
Georgetown, SC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,288 | 4.63% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $7,686 | 4.56% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $2,020 | 0.00% |
Marion, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,657 | 4.96% |
Alexander City, AL (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,931 | 4.06% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,776 | 5.13% |
Statesboro, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,359 | 4.38% |
Seneca, SC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,954 | 2.00% |
Greenwood, SC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,376 | 4.63% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,097 | 4.37% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,334 | 4.63% |
Toccoa, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,876 | 4.50% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,097 | 5.18% |
COLUMBIA, SC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,178 | 4.46% |
HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,481 | 4.63% |
Cambridge, MD (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,364 | 5.38% |
Arcadia, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,060 | 5.25% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,488 | 4.44% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,450 | 4.38% |
Forest City, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,596 | 4.38% |
Albemarle, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,498 | 4.31% |
WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,437 | 2.88% |
OCALA, FL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,260 | 4.21% |
Vidalia, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,536 | 3.94% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,866 | 5.50% |
PITTSBURGH, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,480 | 4.44% |
Jesup, GA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,049 | 4.21% |
BURLINGTON, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,083 | 2.00% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,475 | 4.13% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,819 | 4.13% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,004 | 4.31% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,725 | 3.38% |
Cornelia, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,414 | 4.13% |
Kinston, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $589 | 3.88% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,693 | 0.00% |
MONTGOMERY, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,386 | 4.25% |
VALDOSTA, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,454 | 4.25% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,346 | 4.13% |
TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,695 | 4.63% |
LaGrange, GA-AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,643 | 4.88% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,230 | 4.50% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,476 | 4.13% |
Sevierville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,967 | 4.50% |
GAINESVILLE, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,299 | 4.63% |
Wauchula, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,772 | 0.00% |
Brevard, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,160 | 5.50% |
Orangeburg, SC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,840 | 5.50% |
LANCASTER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,320 | 4.25% |
DALTON, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,135 | 4.50% |
ROANOKE, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,194 | 3.99% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,036 | 4.38% |
Fort Payne, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,517 | 4.25% |
Union, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,939 | 4.38% |
Morehead City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,600 | 4.88% |
Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,766 | 4.63% |
READING, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,093 | 4.25% |
GETTYSBURG, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,669 | 5.13% |
PANAMA CITY, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,062 | 3.88% |
STAUNTON, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,882 | 3.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against Fidelity Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Fidelity Bank's most frequently originated type of loan was Conventional, with 3,665 originations. Their 2nd most popular type was FHA, with 808 originations.
Loan Reason
For 2019, Fidelity Bank's most frequently cited loan purpose was Home Purchase, with 4,376 originations. The 2nd most popular reason was Cash Out Refi, with 331 originations.
Loan Duration/Length
For 2019, Fidelity Bank's most frequently cited loan duration was 30 Year, with 4,516 originations. The 2nd most popular length was 10 Year, with 293 originations.
Origination Fees/Closing Costs
Fidelity Bank's average total fees were $5,493, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,400 originations.
Interest Rates
During 2019, Fidelity Bank's average interest rate for loans was 4.28%, while their most frequently originated rate bucket for loans was 4-5%, with 3,434 originations.
Loan Sizing
2019 saw Fidelity Bank place emphasis on $200k-400k loans with 2,548 originations, totaling $714,860,000 in origination value.
Applicant Income
Fidelity Bank lent most frequently to those with incomes in the $50k-75k range, with 1,159 originations. The second most popular income band? $100k-150k, with 1,154 originations.
Applicant Debt to Income Ratio
Fidelity Bank lent most frequently to those with DTI ratios of 20-30%, with 968 originations. The next most common DTI ratio? 30-36%, with 929 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.67%
Fidelity Bank has an average approval rate.
Pick Rate
Approvals leading to origination80.25%
Fidelity Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 5,256 | $1,434,390,000 | $272,905 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Single Family (1-4 Units):Manufactured | 39 | $5,005,000 | $128,333 |
Single Family (1-4 Units):Site-Built | 5,217 | $1,429,385,000 | $273,986 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
Fidelity National Financial, Inc | Reverse mortgage | Trouble during payment process | 1 | 11.1% |
Fidelity National Financial, Inc | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 11.1% |
Fidelity National Financial, Inc | Conventional home mortgage | Closing on a mortgage | 2 | 22.2% |
Fidelity National Financial, Inc | Conventional home mortgage | Trouble during payment process | 1 | 11.1% |
Fidelity National Financial, Inc | Other type of mortgage | Closing on a mortgage | 2 | 22.2% |
Fidelity National Financial, Inc | Other type of mortgage | Struggling to pay mortgage | 1 | 11.1% |
Fidelity National Financial, Inc | Other type of mortgage | Trouble during payment process | 1 | 11.1% |