MADERA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Madera averaged
6.94%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.62% and
one month ago for the week of 2024-03-14, the
average rate was 6.88%.
Madera's average rate one year ago was 6.11%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.5%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Madera 30 Year Fixed Rate | 2024-04-18 | 6.94% |
| Madera 30 Year Fixed Rate Refi | 2024-04-18 | 7.5% |
| Madera 15 Year Fixed Rate | 2024-04-18 | 6.59% |
| Madera 15 Year Fixed Rate Refi | 2024-04-18 | 6.89% |
| Madera 30 Year FHA | 2024-04-18 | 6.55% |
| Madera 30 Year FHA Refi | 2024-04-18 | 7.06% |
| Madera 30 Year USDA | 2024-04-18 | 6.96% |
| Madera 30 Year USDA Refi | 2024-04-18 | 6.86% |
| Madera 30 Year VA | 2024-04-18 | 6.66% |
| Madera 30 Year VA Refi | 2024-04-18 | 6.76% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MADERA, CA.
MADERA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MADERA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MADERA Average Closing Costs & Other Stats
MADERA, CA's 121 lenders originated 2,341
loans during 2023. The total origination value was $740,125,000, with an average loan value of
$316,158.
MADERA's average closing costs are $6,615.
The top MADERA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
133 loans originated. Their average total fees are
$10,904, which is $2,026
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee MADERA lenders (with over 10 loans originated) are
Educational Employees Credit Union ($2,562), DHI MORTGAGE COMPANY, LTD. ($3,685), Bank of America ($4,205), INSPIRE HOME LOANS INC. ($4,922) and Wells Fargo Bank ($6,115).
The lowest rate MADERA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.63%), Educational Employees Credit Union (5.91%), KBHS HOME LOANS, LLC (5.91%), U.S. Bank (5.97%) and INSPIRE HOME LOANS INC. (6.13%).
MADERA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $136,700,000 | $101,295,000 | -25.9% | 13.7% |
| Century Mortgage Company DBA Century Lending Company | $11,520,000 | $63,565,000 | 451.8% | 8.6% |
| QUICKEN LOANS, LLC | $77,505,000 | $50,300,000 | -35.1% | 6.8% |
| Sierra Pacific Mortgage Company, Inc. | $59,000,000 | $27,540,000 | -53.3% | 3.7% |
| ALAMEDA MORTGAGE CORPORATION | $54,840,000 | $24,990,000 | -54.4% | 3.4% |
| DHI MORTGAGE COMPANY, LTD. | $24,640,000 | n/a | 3.3% | |
| PENNYMAC LOAN SERVICES, LLC | $13,390,000 | $22,660,000 | 69.2% | 3.1% |
| EAGLE HOME MORTGAGE, LLC | $26,440,000 | $21,085,000 | -20.3% | 2.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $40,970,000 | $20,085,000 | -51.0% | 2.7% |
| Paramount Residential Mortgage Group, Inc. | $9,675,000 | $20,075,000 | 107.5% | 2.7% |
| GREYSTONE SERVICING COMPANY LLC | $18,985,000 | n/a | 2.6% | |
| INSPIRE HOME LOANS INC. | $23,675,000 | $17,530,000 | -26.0% | 2.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,995,000 | $14,860,000 | 396.2% | 2.0% |
| CMG MORTGAGE, INC. | $30,990,000 | $14,285,000 | -53.9% | 1.9% |
| Educational Employees Credit Union | $11,550,000 | $11,465,000 | -0.7% | 1.5% |
| Golden Empire Mortgage, Inc. | $28,655,000 | $9,455,000 | -67.0% | 1.3% |
| U.S. Bank | $23,430,000 | $9,270,000 | -60.4% | 1.3% |
| Bank of America | $7,535,000 | $8,365,000 | 11.0% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $19,185,000 | $8,010,000 | -58.2% | 1.1% |
| GUARANTEED RATE, INC. | $5,495,000 | $7,870,000 | 43.2% | 1.1% |
| PLAZA HOME MORTGAGE, INC. | $8,570,000 | $7,805,000 | -8.9% | 1.1% |
| KBHS HOME LOANS, LLC | $16,795,000 | $7,405,000 | -55.9% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,735,000 | $6,365,000 | -5.5% | 0.9% |
| Wells Fargo Bank | $9,260,000 | $6,060,000 | -34.6% | 0.8% |
| Flagstar Bank, FSB | $8,440,000 | $5,470,000 | -35.2% | 0.7% |
| Zions Bank | $735,000 | $5,280,000 | 618.4% | 0.7% |
| THE GOLDEN 1 | $11,365,000 | $5,190,000 | -54.3% | 0.7% |
| Morgan Stanley Private Bank | $1,050,000 | $5,005,000 | 376.7% | 0.7% |
| RESIDENTIAL BANCORP | $3,865,000 | $4,955,000 | 28.2% | 0.7% |
| LOANDEPOT.COM, LLC | $23,055,000 | $4,855,000 | -78.9% | 0.7% |
| GUILD MORTGAGE COMPANY | $6,385,000 | $4,810,000 | -24.7% | 0.6% |
| The Loan Store, Inc. | $4,765,000 | n/a | 0.6% | |
| NAVY FEDERAL CREDIT UNION | $3,690,000 | $4,460,000 | 20.9% | 0.6% |
| Mortgage Research Center, LLC | $6,770,000 | $4,425,000 | -34.6% | 0.6% |
| ALTITUDE FINANCIAL CORPORATION | $4,355,000 | n/a | 0.6% | |
| JPMorgan Chase Bank | $9,860,000 | $4,115,000 | -58.3% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $13,955,000 | $3,775,000 | -72.9% | 0.5% |
| OCMBC, INC. | $1,110,000 | $3,490,000 | 214.4% | 0.5% |
| Mechanics Bank | $1,140,000 | $3,395,000 | 197.8% | 0.5% |
| BROKER SOLUTIONS, INC. | $7,915,000 | $3,175,000 | -59.9% | 0.4% |
| NEWREZ LLC | $3,400,000 | $2,895,000 | -14.9% | 0.4% |
| Tri Counties Bank | $3,415,000 | $2,815,000 | -17.6% | 0.4% |
| Noble Federal Credit Union | $3,820,000 | $2,760,000 | -27.7% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,560,000 | $2,650,000 | 69.9% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,115,000 | $2,510,000 | 125.1% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $12,675,000 | $2,385,000 | -81.2% | 0.3% |
| Equity Prime Mortgage LLC | $1,715,000 | $2,335,000 | 36.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $7,860,000 | $2,320,000 | -70.5% | 0.3% |
| Citadel Servicing Corporation | $2,625,000 | $2,305,000 | -12.2% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,275,000 | n/a | 0.3% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,675,000 | $2,110,000 | -54.9% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,070,000 | n/a | 0.3% | |
| NEXERA HOLDING LLC | $925,000 | $2,015,000 | 117.8% | 0.3% |
| JMAC LENDING, INC. | $1,835,000 | n/a | 0.2% | |
| PNC Bank | $11,105,000 | $1,805,000 | -83.7% | 0.2% |
| SUMMIT FUNDING, INC. | $7,565,000 | $1,800,000 | -76.2% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,600,000 | $1,700,000 | -89.1% | 0.2% |
| Northwest Farm Credit Services, FLCA | $2,050,000 | $1,655,000 | -19.3% | 0.2% |
| USAA Federal Savings Bank | $2,175,000 | $1,640,000 | -24.6% | 0.2% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,845,000 | $1,585,000 | -14.1% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,080,000 | $1,570,000 | -49.0% | 0.2% |
| Commerce Home Mortgage, Inc. | $7,475,000 | $1,570,000 | -79.0% | 0.2% |
| AMWEST FUNDING CORP. | $3,325,000 | $1,560,000 | -53.1% | 0.2% |
| City National Bank of Florida | $1,480,000 | n/a | 0.2% | |
| PLANET HOME LENDING, LLC | $1,235,000 | $1,430,000 | 15.8% | 0.2% |
| Citizens Business Bank | $1,425,000 | n/a | 0.2% | |
| The Federal Savings Bank | $1,590,000 | $1,380,000 | -13.2% | 0.2% |
| Carrington Mortgage Services, LLC | $2,810,000 | $1,365,000 | -51.4% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,295,000 | n/a | 0.2% | |
| BMO Harris Bank | $1,250,000 | $1,290,000 | 3.2% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $1,305,000 | $1,270,000 | -2.7% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $285,000 | $1,255,000 | 340.4% | 0.2% |
| CARDINAL FINANCIAL | $7,755,000 | $1,195,000 | -84.6% | 0.2% |
| Northpointe Bank | $1,405,000 | $1,145,000 | -18.5% | 0.2% |
| ENVOY MORTGAGE, LTD | $3,885,000 | $1,140,000 | -70.7% | 0.2% |
| NP, Inc. | $1,135,000 | n/a | 0.2% | |
| General Mortgage Capital Corporation | $1,225,000 | $1,095,000 | -10.6% | 0.1% |
| NFM, INC. | $375,000 | $1,095,000 | 192.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,965,000 | $1,090,000 | -44.5% | 0.1% |
| Strong Home Mortgage, LLC | $810,000 | $1,080,000 | 33.3% | 0.1% |
| PACIFIC SERVICE | $1,555,000 | $1,060,000 | -31.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,685,000 | $1,055,000 | -37.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,355,000 | $1,005,000 | -25.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,000,000 | n/a | 0.1% | |
| First Savings Bank | $5,625,000 | $985,000 | -82.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,240,000 | $975,000 | -21.4% | 0.1% |
| Truist | $960,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $485,000 | $950,000 | 95.9% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $915,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $300,000 | $910,000 | 203.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $910,000 | n/a | 0.1% | |
| Figure Lending LLC | $1,310,000 | $905,000 | -30.9% | 0.1% |
| Discover Bank | $695,000 | $900,000 | 29.5% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $890,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $265,000 | $840,000 | 217.0% | 0.1% |
| NMSI, INC. | $405,000 | $830,000 | 104.9% | 0.1% |
| ALLIANT CREDIT UNION | $1,490,000 | $820,000 | -45.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $490,000 | $820,000 | 67.3% | 0.1% |
| First National Bank of America | $315,000 | $805,000 | 155.6% | 0.1% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $790,000 | n/a | 0.1% | |
| BAY-VALLEY MORTGAGE GROUP | $785,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $820,000 | $770,000 | -6.1% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,870,000 | $765,000 | -59.1% | 0.1% |
| T2 FINANCIAL LLC | $315,000 | $760,000 | 141.3% | 0.1% |
| EMBRACE HOME LOANS, INC. | $750,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $895,000 | $750,000 | -16.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $925,000 | $735,000 | -20.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,475,000 | $730,000 | -50.5% | 0.1% |
| Waterstone Mortgage Corporation | $725,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $2,395,000 | $700,000 | -70.8% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $4,295,000 | $700,000 | -83.7% | 0.1% |
| A&D Mortgage LLC | $415,000 | $695,000 | 67.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $680,000 | n/a | 0.1% | |
| Ally Bank | $245,000 | $670,000 | 173.5% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $820,000 | $665,000 | -18.9% | 0.1% |
| MID-VALLEY SERVICES, INC. | $1,915,000 | $660,000 | -65.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $85,000 | $650,000 | 664.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $665,000 | $635,000 | -4.5% | 0.1% |
| Logan Finance Corporation | $625,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $205,000 | $620,000 | 202.4% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $615,000 | n/a | 0.1% | |
| PATELCO | $685,000 | $605,000 | -11.7% | 0.1% |
| Lakeview Community Capital, LLC | $2,115,000 | $580,000 | -72.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $575,000 | n/a | 0.1% | |
| UIF CORPORATION | $575,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $4,650,000 | $565,000 | -87.8% | 0.1% |
| CALIBER HOME LOANS, INC. | $4,955,000 | $560,000 | -88.7% | 0.1% |
| COASTAL FUNDING SLC, INC. | $555,000 | n/a | 0.1% | |
| STAR ONE CREDIT UNION | $945,000 | $540,000 | -42.9% | 0.1% |
| Self-Help Federal Credit Union | $1,335,000 | $530,000 | -60.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $315,000 | $525,000 | 66.7% | 0.1% |
| TRAVIS CREDIT UNION | $1,515,000 | $525,000 | -65.3% | 0.1% |
| LOANPAL, LLC | $2,650,000 | $515,000 | -80.6% | 0.1% |
| BAY | $55,000 | $510,000 | 827.3% | 0.1% |
| Bell Bank | $505,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $355,000 | $495,000 | 39.4% | 0.1% |
| GSF Mortgage Corporation | $490,000 | n/a | 0.1% | |
| Capital Bank | $475,000 | n/a | 0.1% | |
| FIRST U.S. COMMUNITY CREDIT UNION | $465,000 | n/a | 0.1% | |
| Greenbox Loans, Inc. | $825,000 | $465,000 | -43.6% | 0.1% |
| NEW WAVE LENDING GROUP INC | $420,000 | $460,000 | 9.5% | 0.1% |
| NBKC BANK | $640,000 | $455,000 | -28.9% | 0.1% |
| LANTZMAN MANAGEMENT, INC. | $1,260,000 | $445,000 | -64.7% | 0.1% |
| Franklin Loan Corporation | $890,000 | $430,000 | -51.7% | 0.1% |
| PRIMUS LENDING CORP. | $425,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $2,625,000 | $420,000 | -84.0% | 0.1% |
| S1L, Inc. | $2,050,000 | $420,000 | -79.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,120,000 | $415,000 | -62.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $865,000 | $415,000 | -52.0% | 0.1% |
| BAY EQUITY LLC | $3,635,000 | $405,000 | -88.9% | 0.1% |
| Vellum Mortgage, Inc. | $395,000 | n/a | 0.1% | |
| Bank of the West | $4,175,000 | $385,000 | -90.8% | 0.1% |
| SCHOOLSFIRST | $735,000 | $380,000 | -48.3% | 0.1% |
| AUGUSTA FINANCIAL, INC. | $245,000 | $375,000 | 53.1% | 0.1% |
| BECKAM FUNDING CORP. | $285,000 | $375,000 | 31.6% | 0.1% |
| Ameris Bank | $1,210,000 | $365,000 | -69.8% | 0.0% |
| Coastal Community Bank | $360,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $1,025,000 | $355,000 | -65.4% | 0.0% |
| STANFORD Federal Credit Union | $255,000 | $355,000 | 39.2% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $315,000 | $345,000 | 9.5% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $345,000 | n/a | 0.0% | |
| SESLOC | $345,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $975,000 | $335,000 | -65.6% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $335,000 | n/a | 0.0% | |
| HOME APPROVALS DIRECT, INC. | $295,000 | $335,000 | 13.6% | 0.0% |
| NEW DAY FINANCIAL, LLC | $2,215,000 | $335,000 | -84.9% | 0.0% |
| AHL FUNDING | $325,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $325,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $1,970,000 | $320,000 | -83.8% | 0.0% |
| MACKILLIE INCORPORATED | $315,000 | $315,000 | 0.0% | 0.0% |
| MK LENDING CORP. | $315,000 | n/a | 0.0% | |
| ML Mortgage Corp. | $315,000 | n/a | 0.0% | |
| AIR ACADEMY | $305,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $295,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| M&T Bank | $490,000 | $235,000 | -52.0% | 0.0% |
| VERITAS FUNDING, LLC | $235,000 | n/a | 0.0% | |
| Willamette Valley Bank | $235,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $500,000 | $225,000 | -55.0% | 0.0% |
| SPRING EQ, LLC | $1,570,000 | $225,000 | -85.7% | 0.0% |
| MLD MORTGAGE INC. | $10,130,000 | $205,000 | -98.0% | 0.0% |
| GTE Federal Credit Union | $150,000 | $200,000 | 33.3% | 0.0% |
| HomeTrust Bank | $55,000 | $190,000 | 245.5% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $1,810,000 | $185,000 | -89.8% | 0.0% |
| Comerica Bank | $1,795,000 | $170,000 | -90.5% | 0.0% |
| CANVAS CREDIT UNION | $165,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $165,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $1,810,000 | $165,000 | -90.9% | 0.0% |
| Fremont Bank | $1,445,000 | $155,000 | -89.3% | 0.0% |
| Plains Commerce Bank | $155,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $140,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $235,000 | $135,000 | -42.6% | 0.0% |
| Firefighters First Federal Credit Union | $580,000 | $130,000 | -77.6% | 0.0% |
| Bank of Stockton | $125,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $115,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $135,000 | $105,000 | -22.2% | 0.0% |
| United States Senate Federal Credit Union | $105,000 | n/a | 0.0% | |
| Connexus Credit Union | $95,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $85,000 | n/a | 0.0% | |
| VALLEY STRONG CREDIT UNION | $535,000 | $80,000 | -85.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | $75,000 | 15.4% | 0.0% |
| SACRAMENTO Credit Union | $75,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $75,000 | n/a | 0.0% | |
| CNB Bank | $65,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $65,000 | n/a | 0.0% | |
| MERIWEST | $105,000 | $65,000 | -38.1% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $65,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $565,000 | $55,000 | -90.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $415,000 | $55,000 | -86.7% | 0.0% |
| Provident Credit Union | $55,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $425,000 | $55,000 | -87.1% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $625,000 | $55,000 | -91.2% | 0.0% |
| INTELLILOAN, INC. | $1,025,000 | $45,000 | -95.6% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| REDWOOD | $385,000 | $35,000 | -90.9% | 0.0% |
| SANTA CLARA COUNTY | $130,000 | $35,000 | -73.1% | 0.0% |
| TECHNOLOGY | $15,000 | n/a | 0.0% |
MADERA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.7% market share. In second place, with 8.6%, is Century Mortgage Company DBA Century Lending Company, having originated $63,565,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $50,300,000 in loans. In fourth place, with 3.7%, is Sierra Pacific Mortgage Company, Inc., having originated $27,540,000 in loans. In fifth place, with 3.4%, is ALAMEDA MORTGAGE CORPORATION, having originated $24,990,000 in loans.
MADERA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MADERA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $318,875 (10.1%) | $420,665 (12.0%) | 0.00 | 430 |
| 2018-02-01 | $320,950 (8.1%) | $418,739 (6.9%) | 0.00 | 427 |
| 2018-03-01 | $320,000 (10.9%) | $423,243 (7.1%) | 0.00 | 444 |
| 2018-04-01 | $315,000 (5.0%) | $416,949 (4.2%) | 0.00 | 472 |
| 2018-05-01 | $317,625 (1.5%) | $421,289 (2.3%) | 0.00 | 486 |
| 2018-06-01 | $318,500 (3.0%) | $424,081 (2.5%) | 0.00 | 507 |
| 2018-07-01 | $313,750 (-0.4%) | $418,158 (-2.7%) | 0.00 | 536 |
| 2018-08-01 | $309,987 (-3.1%) | $412,153 (-1.6%) | 0.00 | 534 |
| 2018-09-01 | $310,000 (-4.6%) | $411,807 (0.9%) | 0.00 | 553 |
| 2018-10-01 | $313,700 (-2.0%) | $397,961 (-1.5%) | 0.00 | 565 |
| 2018-11-01 | $319,500 (-0.9%) | $397,909 (-3.3%) | 0.00 | 580 |
| 2018-12-01 | $325,000 (2.5%) | $401,683 (-3.7%) | 0.00 | 545 |
| 2019-01-01 | $328,725 (3.1%) | $400,249 (-4.9%) | 0.00 | 518 |
| 2019-02-01 | $325,000 (1.3%) | $404,962 (-3.3%) | 0.00 | 501 |
| 2019-03-01 | $328,253 (2.6%) | $432,513 (2.2%) | 0.00 | 497 |
| 2019-04-01 | $330,753 (5.0%) | $418,604 (0.4%) | 0.00 | 505 |
| 2019-05-01 | $334,850 (5.4%) | $428,973 (1.8%) | 0.00 | 500 |
| 2019-06-01 | $337,000 (5.8%) | $449,398 (6.0%) | 0.00 | 511 |
| 2019-07-01 | $337,000 (7.4%) | $429,196 (2.6%) | 0.00 | 525 |
| 2019-08-01 | $335,727 (8.3%) | $423,177 (2.7%) | 0.00 | 534 |
| 2019-09-01 | $335,318 (8.2%) | $422,114 (2.5%) | 0.00 | 541 |
| 2019-10-01 | $335,000 (6.8%) | $423,003 (6.3%) | 0.00 | 536 |
| 2019-11-01 | $335,000 (4.9%) | $429,293 (7.9%) | 0.00 | 498 |
| 2019-12-01 | $328,250 (1.0%) | $423,193 (5.4%) | 0.00 | 484 |
| 2020-01-01 | $339,000 (3.1%) | $421,679 (5.4%) | 0.00 | 429 |
| 2020-02-01 | $339,475 (4.5%) | $427,322 (5.5%) | 0.00 | 417 |
| 2020-03-01 | $347,000 (5.7%) | $437,382 (1.1%) | 0.00 | 445 |
| 2020-04-01 | $344,500 (4.2%) | $426,196 (1.8%) | 0.00 | 447 |
| 2020-05-01 | $349,500 (4.4%) | $440,717 (2.7%) | 0.00 | 425 |
| 2020-06-01 | $354,900 (5.3%) | $457,063 (1.7%) | 0.00 | 361 |
| 2020-07-01 | $366,950 (8.9%) | $479,436 (11.7%) | 0.00 | 316 |
| 2020-08-01 | $389,450 (16.0%) | $499,025 (17.9%) | 0.00 | 271 |
| 2020-09-01 | $394,500 (17.7%) | $519,589 (23.1%) | 0.00 | 270 |
| 2020-10-01 | $389,000 (16.1%) | $531,369 (25.6%) | 0.00 | 248 |
| 2020-11-01 | $397,450 (18.6%) | $559,247 (30.3%) | 0.00 | 251 |
| 2020-12-01 | $398,200 (21.3%) | $566,183 (33.8%) | 0.00 | 217 |
| 2021-01-01 | $399,950 (18.0%) | $595,819 (41.3%) | 0.00 | 190 |
| 2021-02-01 | $422,000 (24.3%) | $631,820 (47.9%) | 0.00 | 158 |
| 2021-03-01 | $441,375 (27.2%) | $637,882 (45.8%) | 0.00 | 163 |
| 2021-04-01 | $436,200 (26.6%) | $614,454 (44.2%) | 0.00 | 169 |
| 2021-05-01 | $455,000 (30.2%) | $618,085 (40.3%) | 0.00 | 180 |
| 2021-06-01 | $444,250 (25.2%) | $608,396 (33.1%) | 0.00 | 193 |
| 2021-07-01 | $428,000 (16.6%) | $577,254 (20.4%) | 0.00 | 231 |
| 2021-08-01 | $439,370 (12.8%) | $576,758 (15.6%) | 0.00 | 251 |
| 2021-09-01 | $441,950 (12.0%) | $573,378 (10.4%) | 0.00 | 281 |
| 2021-10-01 | $459,000 (18.0%) | $614,898 (15.7%) | 0.00 | 266 |
| 2021-11-01 | $471,978 (18.8%) | $623,215 (11.4%) | 0.00 | 260 |
| 2021-12-01 | $470,000 (18.0%) | $654,131 (15.5%) | 0.00 | 231 |
| 2022-01-01 | $490,000 (22.5%) | $668,145 (12.1%) | 0.00 | 194 |
| 2022-02-01 | $467,500 (10.8%) | $655,066 (3.7%) | 0.00 | 191 |
| 2022-03-01 | $487,000 (10.3%) | $705,189 (10.6%) | 0.00 | 192 |
| 2022-04-01 | $495,000 (13.5%) | $726,862 (18.3%) | 0.00 | 206 |
| 2022-05-01 | $508,675 (11.8%) | $696,324 (12.7%) | 0.00 | 243 |
| 2022-06-01 | $499,500 (12.4%) | $652,583 (7.3%) | 0.00 | 283 |
| 2022-07-01 | $494,494 (15.5%) | $645,228 (11.8%) | 0.00 | 352 |
| 2022-08-01 | $477,450 (8.7%) | $612,210 (6.2%) | 0.00 | 366 |
| 2022-09-01 | $491,000 (11.1%) | $614,272 (7.1%) | 0.00 | 373 |
| 2022-10-01 | $475,000 (3.5%) | $595,593 (-3.1%) | 0.00 | 422 |
| 2022-11-01 | $469,000 (-0.6%) | $588,361 (-5.6%) | 0.00 | 407 |
| 2022-12-01 | $469,700 (-0.1%) | $589,643 (-9.9%) | 0.00 | 367 |
| 2023-01-01 | $469,000 (-4.3%) | $587,792 (-12.0%) | 0.00 | 327 |
| 2023-02-01 | $472,250 (1.0%) | $603,692 (-7.8%) | 0.00 | 314 |
| 2023-03-01 | $465,875 (-4.3%) | $588,436 (-16.6%) | 0.00 | 297 |
| 2023-04-01 | $484,360 (-2.2%) | $627,432 (-13.7%) | 0.00 | 294 |
| 2023-05-01 | $485,504 (-4.6%) | $628,017 (-9.8%) | 0.00 | 324 |
| 2023-06-01 | $489,140 (-2.1%) | $638,430 (-2.2%) | 0.00 | 315 |
| 2023-07-01 | $501,053 (1.3%) | $669,525 (3.8%) | 0.00 | 300 |
| 2023-08-01 | $518,100 (8.5%) | $684,599 (11.8%) | 0.00 | 361 |
| 2023-09-01 | $499,000 (1.6%) | $628,536 (2.3%) | 0.00 | 387 |
| 2023-10-01 | $495,450 (4.3%) | $626,982 (5.3%) | 0.00 | 431 |
| 2023-11-01 | $482,437 (2.9%) | $604,343 (2.7%) | 0.00 | 492 |
| 2023-12-01 | $496,000 (5.6%) | $612,790 (3.9%) | 0.00 | 464 |
| 2024-01-01 | $491,174 (4.7%) | $624,939 (6.3%) | 0.00 | 408 |
| 2024-02-01 | $501,245 (6.1%) | $650,564 (7.8%) | 0.00 | 380 |
| 2024-03-01 | $499,990 (7.3%) | $640,033 (8.8%) | 0.00 | 343 |
MADERA's median listing price for 2024-03-01 was $499,990, a difference of
$34,115
(7.3%) versus the prior year and
$-1,255 versus the prior month.
MADERA's median listing price comes in at 0% of the national average.
MADERA's average listing price for 2024-03-01 was $640,033, a difference of $51,597 (8.8%) versus the prior year and $-10,531 versus the prior month.
For the 2024-03-01 period, MADERA had 343 MLS listings, a difference of -37 listings (-10%) versus the prior month and 46 listings (15%) versus the prior year.
MADERA's median listing price comes in at 0% of the national average.
MADERA's average listing price for 2024-03-01 was $640,033, a difference of $51,597 (8.8%) versus the prior year and $-10,531 versus the prior month.
For the 2024-03-01 period, MADERA had 343 MLS listings, a difference of -37 listings (-10%) versus the prior month and 46 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MADERA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,990 sqft |
| 2018-02-01 | 0 days | 1,930 sqft |
| 2018-03-01 | 0 days | 2,000 sqft |
| 2018-04-01 | 0 days | 1,961 sqft |
| 2018-05-01 | 0 days | 1,979 sqft |
| 2018-06-01 | 0 days | 1,951 sqft |
| 2018-07-01 | 0 days | 1,925 sqft |
| 2018-08-01 | 0 days | 1,947 sqft |
| 2018-09-01 | 0 days | 1,929 sqft |
| 2018-10-01 | 0 days | 1,908 sqft |
| 2018-11-01 | 0 days | 1,919 sqft |
| 2018-12-01 | 0 days | 1,920 sqft |
| 2019-01-01 | 0 days | 1,944 sqft |
| 2019-02-01 | 0 days | 1,950 sqft |
| 2019-03-01 | 0 days | 1,925 sqft |
| 2019-04-01 | 0 days | 1,925 sqft |
| 2019-05-01 | 0 days | 1,952 sqft |
| 2019-06-01 | 0 days | 1,975 sqft |
| 2019-07-01 | 0 days | 1,952 sqft |
| 2019-08-01 | 0 days | 1,953 sqft |
| 2019-09-01 | 0 days | 1,953 sqft |
| 2019-10-01 | 0 days | 1,952 sqft |
| 2019-11-01 | 0 days | 1,952 sqft |
| 2019-12-01 | 0 days | 1,900 sqft |
| 2020-01-01 | 0 days | 1,917 sqft |
| 2020-02-01 | 0 days | 1,952 sqft |
| 2020-03-01 | 0 days | 1,956 sqft |
| 2020-04-01 | 0 days | 1,960 sqft |
| 2020-05-01 | 0 days | 1,990 sqft |
| 2020-06-01 | 0 days | 2,040 sqft |
| 2020-07-01 | 0 days | 2,021 sqft |
| 2020-08-01 | 0 days | 2,100 sqft |
| 2020-09-01 | 0 days | 2,112 sqft |
| 2020-10-01 | 0 days | 2,024 sqft |
| 2020-11-01 | 0 days | 2,065 sqft |
| 2020-12-01 | 0 days | 2,016 sqft |
| 2021-01-01 | 0 days | 2,079 sqft |
| 2021-02-01 | 0 days | 2,073 sqft |
| 2021-03-01 | 0 days | 2,144 sqft |
| 2021-04-01 | 0 days | 2,022 sqft |
| 2021-05-01 | 0 days | 2,040 sqft |
| 2021-06-01 | 0 days | 1,940 sqft |
| 2021-07-01 | 0 days | 1,909 sqft |
| 2021-08-01 | 0 days | 1,941 sqft |
| 2021-09-01 | 0 days | 2,011 sqft |
| 2021-10-01 | 0 days | 2,034 sqft |
| 2021-11-01 | 0 days | 2,067 sqft |
| 2021-12-01 | 0 days | 2,045 sqft |
| 2022-01-01 | 0 days | 2,098 sqft |
| 2022-02-01 | 0 days | 2,075 sqft |
| 2022-03-01 | 0 days | 1,996 sqft |
| 2022-04-01 | 0 days | 2,026 sqft |
| 2022-05-01 | 0 days | 2,011 sqft |
| 2022-06-01 | 0 days | 2,024 sqft |
| 2022-07-01 | 0 days | 1,997 sqft |
| 2022-08-01 | 0 days | 1,940 sqft |
| 2022-09-01 | 0 days | 1,986 sqft |
| 2022-10-01 | 0 days | 1,955 sqft |
| 2022-11-01 | 0 days | 1,959 sqft |
| 2022-12-01 | 0 days | 1,937 sqft |
| 2023-01-01 | 0 days | 1,904 sqft |
| 2023-02-01 | 0 days | 1,981 sqft |
| 2023-03-01 | 0 days | 1,958 sqft |
| 2023-04-01 | 0 days | 2,023 sqft |
| 2023-05-01 | 0 days | 1,970 sqft |
| 2023-06-01 | 0 days | 1,974 sqft |
| 2023-07-01 | 0 days | 2,020 sqft |
| 2023-08-01 | 0 days | 2,064 sqft |
| 2023-09-01 | 0 days | 2,071 sqft |
| 2023-10-01 | 0 days | 2,041 sqft |
| 2023-11-01 | 0 days | 2,008 sqft |
| 2023-12-01 | 0 days | 2,009 sqft |
| 2024-01-01 | 0 days | 1,998 sqft |
| 2024-02-01 | 0 days | 2,037 sqft |
| 2024-03-01 | 0 days | 2,067 sqft |
MADERA's median listing age (time on market) for 2024-03-01 was 0 days.
MADERA's median square footage for active listings during the 2024-03-01 period was 2,067 sqft. One year prior, the average listing was 1,958 sqft.
MADERA's median square footage for active listings during the 2024-03-01 period was 2,067 sqft. One year prior, the average listing was 1,958 sqft.
MADERA, CA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 93601 | Madera, CA MSA | $970 | $970 | $1,260 | $1,790 | $1,970 |
| 93602 | Madera, CA MSA | $890 | $900 | $1,130 | $1,590 | $1,820 |
| 93604 | Madera, CA MSA | $910 | $920 | $1,190 | $1,690 | $1,870 |
| 93610 | Madera, CA MSA | $890 | $900 | $1,160 | $1,650 | $1,820 |
| 93614 | Madera, CA MSA | $1,250 | $1,260 | $1,630 | $2,310 | $2,550 |
| 93620 | Madera, CA MSA | $830 | $900 | $1,100 | $1,570 | $1,870 |
| 93622 | Madera, CA MSA | $830 | $830 | $1,080 | $1,540 | $1,730 |
| 93623 | Madera, CA MSA | $970 | $970 | $1,260 | $1,790 | $1,970 |
| 93626 | Madera, CA MSA | $1,480 | $1,490 | $1,890 | $2,670 | $3,030 |
| 93630 | Madera, CA MSA | $990 | $1,000 | $1,260 | $1,770 | $2,030 |
| 93636 | Madera, CA MSA | $1,310 | $1,320 | $1,710 | $2,430 | $2,680 |
| 93637 | Madera, CA MSA | $990 | $1,000 | $1,290 | $1,830 | $2,020 |
| 93638 | Madera, CA MSA | $940 | $940 | $1,220 | $1,730 | $1,910 |
| 93639 | Madera, CA MSA | $970 | $970 | $1,260 | $1,790 | $1,970 |
| 93643 | Madera, CA MSA | $830 | $830 | $1,080 | $1,540 | $1,690 |
| 93644 | Madera, CA MSA | $1,030 | $1,040 | $1,340 | $1,900 | $2,100 |
| 93645 | Madera, CA MSA | $1,240 | $1,250 | $1,600 | $2,270 | $2,530 |
| 93653 | Madera, CA MSA | $1,060 | $1,090 | $1,400 | $1,990 | $2,210 |
| 93669 | Madera, CA MSA | $830 | $840 | $1,090 | $1,540 | $1,700 |
2022 Average & Median Rent Data Statistics
MADERA, CA average 1BR rent: $1,022, median: $970
MADERA, CA average 2BR rent: $1,313, median: $1,260
MADERA, CA average 3BR rent: $1,863, median: $1,790
MADERA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,606 | $591,920,000 | $368,568 |
| Cash Out Refi | 314 | $71,910,000 | $229,013 |
| Home Improvement | 179 | $15,635,000 | $87,346 |
| Other | 162 | $15,990,000 | $98,704 |
| Refi | 77 | $44,225,000 | $574,351 |
| NA | 3 | $445,000 | $148,333 |
Madera's most frequently cited loan purpose was Home Purchase, with 1,606 originations. The 2nd most popular reason was Cash Out Refi, with 314 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 815 | $283,725,000 | $348,129 |
| 5-6% | 555 | $210,145,000 | $378,640 |
| 7-8% | 483 | $144,835,000 | $299,865 |
| Over 8% | 371 | $59,575,000 | $160,580 |
| <2.5% | 49 | $1,105,000 | $22,551 |
| 4-5% | 48 | $17,840,000 | $371,667 |
| 2.5-3% | 7 | $645,000 | $92,143 |
| 3-4% | 2 | $440,000 | $220,000 |
During 2023, Madera's most frequently originated rate bucket was 6-7%, with 815 originations.
Loan Sizing (MADERA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,039 | $327,855,000 | $315,549 |
| $400k-600k | 556 | $258,390,000 | $464,730 |
| $100,000 or less | 392 | $19,880,000 | $50,714 |
| $100k-200k | 262 | $38,750,000 | $147,901 |
| $600k-1000k | 83 | $57,095,000 | $687,892 |
| $Over $1MM | 9 | $38,155,000 | $4,239,444 |
MADERA's loan sizing saw the bucket of loans from $200k-400k with 1,039 originations, totaling $327,855,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,117 | $449,935,000 | $402,807 |
| 60-80% | 477 | $183,865,000 | $385,461 |
| Under 20% | 362 | $18,510,000 | $51,133 |
| 20-40% | 191 | $31,815,000 | $166,571 |
| 40-60% | 156 | $40,220,000 | $257,821 |
| Over 100% | 24 | $11,380,000 | $474,167 |
MADERA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,117 originations, totaling $449,935,000 in origination value.