HINESVILLE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hinesville averaged 6.95% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 7.06% and one month ago for the week of 2024-10-10, the average rate was 6.49%.

    Hinesville's average rate one year ago was 7.67%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.38%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Hinesville 30 Year Fixed Rate 2024-11-14 6.95%
    Hinesville 30 Year Fixed Rate Refi 2024-11-14 7.38%
    Hinesville 15 Year Fixed Rate 2024-11-14 5.89%
    Hinesville 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Hinesville 30 Year FHA 2024-11-14 -0.05%
    Hinesville 30 Year FHA Refi 2024-11-14 -0.1%
    Hinesville 30 Year USDA 2024-11-14 0.1%
    Hinesville 30 Year USDA Refi 2024-11-14 0%
    Hinesville 30 Year VA 2024-11-14 0.05%
    Hinesville 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HINESVILLE, GA.

    HINESVILLE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 41 7.00% $6,184
    BROKER SOLUTIONS, INC. 19 6.94% $5,699
    UNITED WHOLESALE MORTGAGE, LLC 11 6.89% $6,625
    NAVY FEDERAL CREDIT UNION 11 7.30% $4,171
    Ameris Bank 9 6.37% $6,224
    GUARANTEED RATE, INC. 7 6.51% $6,080
    SWBC MORTGAGE CORPORATION 7 6.80% $2,736
    GUILD MORTGAGE COMPANY 6 7.23% $6,831
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 7.15% $6,174
    Mortgage Research Center, LLC 4 7.06% $4,962
    Prosperity Home Mortgage, LLC 4 7.13% $6,554
    MOVEMENT MORTGAGE, LLC 4 6.59% $6,500
    AgFirst Farm Credit Bank 3 6.71% $8,493
    General Mortgage Capital Corporation 3 6.79% $5,529
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 6.87% $6,803
    Renasant Bank 2 7.06% $8,207
    Presidential Bank, FSB 2 5.81% $8,254
    HOMESTAR FINANCIAL CORPORATION 2 7.00% $3,332
    South State Bank 2 7.75% $5,736
    SUMMIT FUNDING, INC. 2 7.81% $5,439
    Flagstar Bank, FSB 2 7.33% $4,862
    Plains Commerce Bank 2 7.13% $8,280
    LOANDEPOT.COM, LLC 2 7.31% $6,871
    The Huntington National Bank 2 6.38% $4,463
    THE MORTGAGE FIRM, INC. 2 7.13% $11,318
    CALCON MUTUAL MORTGAGE LLC 2 7.06% $11,812
    Truist 2 6.30% $4,826
    Magnolia Bank 2 6.75% $7,439
    PENTAGON FEDERAL CREDIT UNION 2 5.50% $3,537
    PENNYMAC LOAN SERVICES, LLC 2 6.69% $8,078
    U.S. Bank 2 6.44% $6,316
    NEWREZ LLC 2 7.00% $6,501
    Wells Fargo Bank 2 7.13% $4,829
    Bank of America 2 6.75% $3,977
    Discover Bank 2 7.49% $0
    GEOVISTA 2 6.38% $3,473
    Wolfe Financial, Inc 1 6.88% $7,569
    ALLIED MORTGAGE GROUP, INC. 1 5.88% $7,905
    CANOPY MORTGAGE, LLC 1 7.13% $4,612
    CARDINAL FINANCIAL 1 6.13% $5,211
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $4,313
    Citibank 1 6.38% $3,462
    Citizens Bank 1 6.50% $3,951
    CITYWIDE HOME LOANS, LLC 1 5.99% $4,682
    CMG MORTGAGE, INC. 1 5.88% $5,217
    CONTOUR MORTGAGE CORPORATION 1 6.50% $10,217
    CREDIT UNION FINANCIAL SERVICES, LLC 1 6.50% $5,257
    DAS Acquisition Company, LLC 1 6.38% $4,738
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.75% $4,352
    First Horizon Bank 1 6.50% $4,052
    First National Bank of America 1 9.88% $8,693
    JPMorgan Chase Bank 1 7.49% $4,132
    Loan Simple, Inc. 1 6.50% $11,596
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.00% $5,242
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.50% $11,114
    NFM, INC. 1 6.50% $5,115
    Northpointe Bank 1 6.75% $3,060
    NORTHPOINT MORTGAGE, INC. 1 7.63% $4,365
    PNC Bank 1 5.75% $8,827
    ROBINS FINANCIAL 1 7.13% $2,820
    S1L, Inc. 1 7.25% $10,375
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $8,686
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.50% $4,753
    SOUTHPOINT FINANCIAL SERVICES, INC. 1 7.00% $9,533
    SUN WEST MORTGAGE COMPANY, INC. 1 5.88% $5,205
    The Federal Savings Bank 1 6.38% $3,872
    TOTAL MORTGAGE SERVICES, LLC 1 6.88% $11,544
    United Community Bank 1 7.25% $5,671
    USAA Federal Savings Bank 1 7.38% $4,096
    21ST MORTGAGE CORPORATION 1 7.90% $5,318

    HINESVILLE Average Closing Costs & Other Stats

    HINESVILLE, GA's 70 lenders originated 2,555 loans during 2023. The total origination value was $577,955,000, with an average loan value of $226,205.

    HINESVILLE's average closing costs are $5,808.

    The top HINESVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with 41 loans originated. Their average total fees are $6,184, which is $485 higher than the next largest lender, BROKER SOLUTIONS, INC..

    The lowest fee HINESVILLE lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($4,171), BROKER SOLUTIONS, INC. ($5,699), QUICKEN LOANS, LLC ($6,184), UNITED WHOLESALE MORTGAGE, LLC ($6,625) and .

    The lowest rate HINESVILLE lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.89%), BROKER SOLUTIONS, INC. (6.94%), QUICKEN LOANS, LLC (7.00%), NAVY FEDERAL CREDIT UNION (7.30%) and .

    HINESVILLE, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Mortgage Research Center, LLC $117,830,000 $100,010,000 -15.1% 17.3%
    BROKER SOLUTIONS, INC. $32,965,000 $45,115,000 36.9% 7.8%
    UNITED WHOLESALE MORTGAGE, LLC $47,225,000 $40,725,000 -13.8% 7.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $28,180,000 $35,325,000 25.4% 6.1%
    NAVY FEDERAL CREDIT UNION $35,115,000 $33,165,000 -5.6% 5.7%
    QUICKEN LOANS, LLC $28,560,000 $30,755,000 7.7% 5.3%
    GUARANTEED RATE, INC. $14,970,000 $15,435,000 3.1% 2.7%
    SWBC MORTGAGE CORPORATION $21,620,000 $15,195,000 -29.7% 2.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $22,870,000 $13,920,000 -39.1% 2.4%
    PENNYMAC LOAN SERVICES, LLC $14,960,000 $12,540,000 -16.2% 2.2%
    Ameris Bank $6,555,000 $12,480,000 90.4% 2.2%
    Glennville Bank $15,130,000 $12,275,000 -18.9% 2.1%
    GUILD MORTGAGE COMPANY $7,270,000 $11,430,000 57.2% 2.0%
    FREEDOM MORTGAGE CORPORATION $13,540,000 $9,345,000 -31.0% 1.6%
    LIMA ONE CAPITAL, LLC $125,000 $8,760,000 6,908.0% 1.5%
    Flagstar Bank, FSB $6,335,000 $8,470,000 33.7% 1.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,165,000 $8,375,000 16.9% 1.4%
    CARDINAL FINANCIAL $8,030,000 $7,005,000 -12.8% 1.2%
    MOVEMENT MORTGAGE, LLC $9,495,000 $6,905,000 -27.3% 1.2%
    The Federal Savings Bank $2,880,000 $4,980,000 72.9% 0.9%
    USAA Federal Savings Bank $8,385,000 $4,710,000 -43.8% 0.8%
    NEW DAY FINANCIAL, LLC $5,385,000 $4,285,000 -20.4% 0.7%
    BANKSOUTH MORTGAGE COMPANY, LLC $2,860,000 $4,225,000 47.7% 0.7%
    Plains Commerce Bank $2,415,000 $3,995,000 65.4% 0.7%
    Equity Prime Mortgage LLC $3,050,000 $3,805,000 24.8% 0.7%
    LOANDEPOT.COM, LLC $5,880,000 $3,075,000 -47.7% 0.5%
    SOUTHPOINT FINANCIAL SERVICES, INC. $1,110,000 $3,065,000 176.1% 0.5%
    Citizens Bank $4,865,000 $2,865,000 -41.1% 0.5%
    VILLAGE CAPITAL MORTGAGE $4,100,000 $2,785,000 -32.1% 0.5%
    South Georgia Bank $3,285,000 $2,775,000 -15.5% 0.5%
    Prosperity Home Mortgage, LLC $2,930,000 $2,770,000 -5.5% 0.5%
    The First, A National Banking Association $2,765,000 n/a 0.5%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $195,000 $2,755,000 1,312.8% 0.5%
    Carrington Mortgage Services, LLC $3,270,000 $2,490,000 -23.9% 0.4%
    PENTAGON FEDERAL CREDIT UNION $3,430,000 $2,490,000 -27.4% 0.4%
    LENDINGONE, LLC $1,640,000 $2,440,000 48.8% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $3,410,000 $2,405,000 -29.5% 0.4%
    Magnolia Bank $1,920,000 $2,335,000 21.6% 0.4%
    21ST MORTGAGE CORPORATION $1,855,000 $2,295,000 23.7% 0.4%
    Southeastern Bank $560,000 $2,100,000 275.0% 0.4%
    Renasant Bank $1,885,000 $2,045,000 8.5% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,850,000 $2,020,000 -29.1% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,195,000 $1,925,000 61.1% 0.3%
    Great Oaks Bank $1,850,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $1,845,000 n/a 0.3%
    OCMBC, INC. $2,375,000 $1,815,000 -23.6% 0.3%
    Paramount Residential Mortgage Group, Inc. $2,200,000 $1,675,000 -23.9% 0.3%
    CANOPY MORTGAGE, LLC $1,645,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,930,000 $1,520,000 -21.2% 0.3%
    Platinum Home Mortgage Corporation $3,685,000 $1,440,000 -60.9% 0.2%
    CMG MORTGAGE, INC. $990,000 $1,400,000 41.4% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $405,000 $1,385,000 242.0% 0.2%
    AgFirst Farm Credit Bank $1,380,000 n/a 0.2%
    Northpointe Bank $1,305,000 $1,380,000 5.7% 0.2%
    CLEARPATH LENDING $1,310,000 $1,310,000 0.0% 0.2%
    NEWREZ LLC $3,310,000 $1,305,000 -60.6% 0.2%
    PLANET HOME LENDING, LLC $830,000 $1,250,000 50.6% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,800,000 $1,230,000 -31.7% 0.2%
    U.S. Bank $360,000 $1,190,000 230.6% 0.2%
    HOMESTAR FINANCIAL CORPORATION $3,985,000 $1,140,000 -71.4% 0.2%
    Wells Fargo Bank $4,295,000 $1,130,000 -73.7% 0.2%
    South State Bank $1,535,000 $1,085,000 -29.3% 0.2%
    JPMorgan Chase Bank $2,230,000 $1,010,000 -54.7% 0.2%
    TOWNE MORTGAGE COMPANY $1,250,000 $920,000 -26.4% 0.2%
    Bank of America $1,190,000 $895,000 -24.8% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $365,000 $895,000 145.2% 0.2%
    NBKC BANK $250,000 $875,000 250.0% 0.2%
    Century Mortgage Company DBA Century Lending Company $3,390,000 $820,000 -75.8% 0.1%
    THE MORTGAGE FIRM, INC. $695,000 $810,000 16.5% 0.1%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $795,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $1,660,000 $765,000 -53.9% 0.1%
    Colony Bank $2,930,000 $730,000 -75.1% 0.1%
    The Huntington National Bank $725,000 n/a 0.1%
    Armed Forces Bank $795,000 $720,000 -9.4% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $925,000 $700,000 -24.3% 0.1%
    PNC Bank $575,000 $675,000 17.4% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $650,000 271.4% 0.1%
    East West Bank $645,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $1,140,000 $640,000 -43.9% 0.1%
    First Horizon Bank $610,000 n/a 0.1%
    Discover Bank $430,000 $600,000 39.5% 0.1%
    SeaTrust Mortgage Company $600,000 n/a 0.1%
    PrimeSouth Bank $135,000 $585,000 333.3% 0.1%
    AXIA FINANCIAL, LLC $580,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $205,000 $580,000 182.9% 0.1%
    PLAZA HOME MORTGAGE, INC. $580,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $570,000 n/a 0.1%
    Truist $1,370,000 $560,000 -59.1% 0.1%
    MILEND, INC. $165,000 $545,000 230.3% 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $540,000 n/a 0.1%
    First Federal Bank $535,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $520,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $1,335,000 $515,000 -61.4% 0.1%
    NFM, INC. $105,000 $515,000 390.5% 0.1%
    DAS Acquisition Company, LLC $2,465,000 $510,000 -79.3% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $2,995,000 $505,000 -83.1% 0.1%
    Mid-Continent Funding, Inc. $1,475,000 $500,000 -66.1% 0.1%
    ZILLOW HOME LOANS, LLC $500,000 n/a 0.1%
    CityWorth Mortgage LLC $520,000 $495,000 -4.8% 0.1%
    General Mortgage Capital Corporation $495,000 n/a 0.1%
    HomePromise Corporation $275,000 $490,000 78.2% 0.1%
    NBH Bank $1,460,000 $480,000 -67.1% 0.1%
    Figure Lending LLC $280,000 $475,000 69.6% 0.1%
    THRIVE MORTGAGE, LLC $475,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $465,000 $470,000 1.1% 0.1%
    S1L, Inc. $465,000 n/a 0.1%
    INTERSTATE UNLIMITED Federal Credit Union $690,000 $460,000 -33.3% 0.1%
    GEOVISTA $790,000 $455,000 -42.4% 0.1%
    LOANPAL, LLC $1,080,000 $440,000 -59.3% 0.1%
    Wyndham Capital Mortgage, Inc. $275,000 $435,000 58.2% 0.1%
    CREDIT UNION FINANCIAL SERVICES, LLC $420,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $420,000 n/a 0.1%
    SUMMIT FUNDING, INC. $235,000 $415,000 76.6% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $740,000 $410,000 -44.6% 0.1%
    MORTGAGE INVESTORS GROUP, INC. $135,000 $410,000 203.7% 0.1%
    ACOPIA, LLC $305,000 $400,000 31.1% 0.1%
    Regions Bank $420,000 $385,000 -8.3% 0.1%
    Presidential Bank, FSB $295,000 $360,000 22.0% 0.1%
    RESOURCE FINANCIAL SERVICES, INC. $355,000 n/a 0.1%
    United Community Bank $1,485,000 $345,000 -76.8% 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $335,000 n/a 0.1%
    TOTAL MORTGAGE SERVICES, LLC $335,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $330,000 n/a 0.1%
    Lakeview Community Capital, LLC $1,075,000 $330,000 -69.3% 0.1%
    BNC National Bank $355,000 $315,000 -11.3% 0.1%
    GMFS LLC $315,000 n/a 0.1%
    Workmen's Circle Credit Union $145,000 $310,000 113.8% 0.1%
    NORTHPOINT MORTGAGE, INC. $305,000 n/a 0.1%
    Nations Lending Corporation $340,000 $300,000 -11.8% 0.1%
    RESIDENTIAL BANCORP $300,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 n/a 0.1%
    BAY EQUITY LLC $175,000 $295,000 68.6% 0.1%
    First Savings Bank $105,000 $295,000 181.0% 0.1%
    Cornerstone First Mortgage, Inc $205,000 $285,000 39.0% 0.0%
    ONY GLO, INC. $280,000 n/a 0.0%
    North American Savings Bank, F.S.B. $835,000 $275,000 -67.1% 0.0%
    Old National Bank $275,000 n/a 0.0%
    Loan Simple, Inc. $260,000 n/a 0.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $710,000 $260,000 -63.4% 0.0%
    Gateway First Bank $690,000 $255,000 -63.0% 0.0%
    HOMESPIRE MORTGAGE CORPORATION $255,000 n/a 0.0%
    ACADEMY MORTGAGE CORPORATION $155,000 $250,000 61.3% 0.0%
    Community First National Bank $245,000 n/a 0.0%
    COMMUNITY MORTGAGE CORPORATION $245,000 n/a 0.0%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $245,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $245,000 n/a 0.0%
    NATIONWIDE MORTGAGE BANKERS, INC. $245,000 n/a 0.0%
    Bank of England $510,000 $235,000 -53.9% 0.0%
    INSPIRE HOME LOANS INC. $225,000 $235,000 4.4% 0.0%
    INTERLINC MORTGAGE SERVICES, LLC $2,950,000 $235,000 -92.0% 0.0%
    Wolfe Financial, Inc $235,000 n/a 0.0%
    CITYWIDE HOME LOANS, LLC $225,000 n/a 0.0%
    EMBRACE HOME LOANS, INC. $185,000 $225,000 21.6% 0.0%
    EVERETT FINANCIAL, INC. $1,180,000 $225,000 -80.9% 0.0%
    ROBINS FINANCIAL $225,000 n/a 0.0%
    First National Bank of America $360,000 $215,000 -40.3% 0.0%
    Citadel Servicing Corporation $205,000 n/a 0.0%
    PREMIA MORTGAGE, LLC $205,000 n/a 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,180,000 $205,000 -82.6% 0.0%
    Stifel Bank and Trust $205,000 n/a 0.0%
    BECKAM FUNDING CORP. $185,000 $195,000 5.4% 0.0%
    COUNTRYPLACE MORTGAGE, LTD. $195,000 n/a 0.0%
    SPRING EQ, LLC $410,000 $195,000 -52.4% 0.0%
    TEACHERS $265,000 $195,000 -26.4% 0.0%
    A&D Mortgage LLC $185,000 n/a 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $185,000 n/a 0.0%
    CALIBER HOME LOANS, INC. $2,375,000 $185,000 -92.2% 0.0%
    Citibank $185,000 n/a 0.0%
    MLD MORTGAGE INC. $195,000 $185,000 -5.1% 0.0%
    RESIDENTIAL HOME FUNDING CORP. $335,000 $185,000 -44.8% 0.0%
    LAKEVIEW LOAN SERVICING, LLC $270,000 $175,000 -35.2% 0.0%
    UNION HOME MORTGAGE CORP. $370,000 $175,000 -52.7% 0.0%
    Commerce Home Mortgage, Inc. $165,000 n/a 0.0%
    ALLIED MORTGAGE GROUP, INC. $165,000 $155,000 -6.1% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $155,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $455,000 $155,000 -65.9% 0.0%
    AMERICAN HERITAGE LENDING, INC. $145,000 n/a 0.0%
    First Dakota National Bank $1,635,000 $145,000 -91.1% 0.0%
    HOMEXPRESS MORTGAGE CORP. $125,000 $145,000 16.0% 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $115,000 $135,000 17.4% 0.0%
    The Loan Store, Inc. $135,000 n/a 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $470,000 $125,000 -73.4% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $125,000 $115,000 -8.0% 0.0%
    FINANCE OF AMERICA REVERSE LLC $175,000 $115,000 -34.3% 0.0%
    Metro City Bank $910,000 $105,000 -88.5% 0.0%
    CHURCHILL MORTGAGE CORPORATION $85,000 n/a 0.0%
    PHH Mortgage Corporation $495,000 $85,000 -82.8% 0.0%
    BankSouth $75,000 n/a 0.0%
    ALLIANT CREDIT UNION $255,000 $65,000 -74.5% 0.0%
    DIGITAL Federal Credit Union $65,000 n/a 0.0%
    FirstBank $65,000 n/a 0.0%
    First-Citizens Bank & Trust Company $445,000 $65,000 -85.4% 0.0%
    GUARANTY HOME MORTGAGE CORPORATION $65,000 n/a 0.0%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $135,000 $55,000 -59.3% 0.0%
    Fifth Third Bank $360,000 $55,000 -84.7% 0.0%
    GEORGIA'S OWN $95,000 $55,000 -42.1% 0.0%
    Thomasville National Bank $95,000 $55,000 -42.1% 0.0%

    HINESVILLE's top lender by overall market share is Mortgage Research Center, LLC, with 17.3% market share. In second place, with 7.8%, is BROKER SOLUTIONS, INC., having originated $45,115,000 in loans. In third place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $40,725,000 in loans. In fourth place, with 6.1%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $35,325,000 in loans. In fifth place, with 5.7%, is NAVY FEDERAL CREDIT UNION, having originated $33,165,000 in loans.

    HINESVILLE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,500 (8.4%) $181,264 (13.2%) 0.00 419
    2018-02-01 $160,000 (5.9%) $174,249 (6.0%) 0.00 433
    2018-03-01 $164,900 (7.3%) $174,040 (4.6%) 0.00 478
    2018-04-01 $164,900 (6.5%) $174,739 (5.5%) 0.00 481
    2018-05-01 $162,400 (3.9%) $174,558 (4.4%) 0.00 482
    2018-06-01 $164,500 (5.8%) $178,160 (5.5%) 0.00 468
    2018-07-01 $169,900 (6.2%) $197,012 (13.7%) 0.00 506
    2018-08-01 $169,275 (4.2%) $197,850 (12.4%) 0.00 489
    2018-09-01 $170,000 (6.3%) $199,431 (10.8%) 0.00 490
    2018-10-01 $172,000 (8.4%) $201,864 (13.6%) 0.00 500
    2018-11-01 $174,425 (7.7%) $204,500 (13.2%) 0.00 481
    2018-12-01 $167,775 (2.3%) $200,260 (9.8%) 0.00 491
    2019-01-01 $168,673 (3.8%) $200,367 (10.5%) 0.00 488
    2019-02-01 $165,998 (3.8%) $198,046 (13.7%) 0.00 499
    2019-03-01 $166,811 (1.2%) $196,720 (13.0%) 0.00 494
    2019-04-01 $165,189 (0.2%) $195,033 (11.6%) 0.00 487
    2019-05-01 $165,700 (2.0%) $196,022 (12.3%) 0.00 487
    2019-06-01 $163,450 (-0.6%) $193,785 (8.8%) 0.00 482
    2019-07-01 $159,945 (-5.9%) $190,992 (-3.1%) 0.00 478
    2019-08-01 $160,282 (-5.3%) $191,034 (-3.5%) 0.00 463
    2019-09-01 $160,855 (-5.4%) $193,567 (-2.9%) 0.00 451
    2019-10-01 $163,100 (-5.2%) $195,430 (-3.2%) 0.00 444
    2019-11-01 $170,925 (-2.0%) $204,397 (-0.1%) 0.00 452
    2019-12-01 $173,825 (3.6%) $204,796 (2.3%) 0.00 455
    2020-01-01 $177,381 (5.2%) $208,115 (3.9%) 0.00 426
    2020-02-01 $181,325 (9.2%) $215,837 (9.0%) 0.00 418
    2020-03-01 $179,933 (7.9%) $218,075 (10.9%) 0.00 417
    2020-04-01 $183,475 (11.1%) $219,891 (12.8%) 0.00 397
    2020-05-01 $185,813 (12.1%) $222,132 (13.3%) 0.00 361
    2020-06-01 $184,728 (13.0%) $223,317 (15.2%) 0.00 320
    2020-07-01 $188,875 (18.1%) $210,002 (10.0%) 0.00 320
    2020-08-01 $189,900 (18.5%) $210,270 (10.1%) 0.00 290
    2020-09-01 $189,950 (18.1%) $212,323 (9.7%) 0.00 269
    2020-10-01 $193,990 (18.9%) $212,363 (8.7%) 0.00 246
    2020-11-01 $195,348 (14.3%) $210,465 (3.0%) 0.00 252
    2020-12-01 $198,350 (14.1%) $211,618 (3.3%) 0.00 251
    2021-01-01 $199,691 (12.6%) $213,276 (2.5%) 0.00 250
    2021-02-01 $210,448 (16.1%) $223,265 (3.4%) 0.00 237
    2021-03-01 $207,400 (15.3%) $234,052 (7.3%) 0.00 176
    2021-04-01 $234,700 (27.9%) $268,794 (22.2%) 0.00 147
    2021-05-01 $239,500 (28.9%) $269,099 (21.1%) 0.00 141
    2021-06-01 $239,694 (29.8%) $268,092 (20.1%) 0.00 140
    2021-07-01 $240,050 (27.1%) $269,767 (28.5%) 0.00 138
    2021-08-01 $249,972 (31.6%) $268,338 (27.6%) 0.00 141
    2021-09-01 $248,236 (30.7%) $281,722 (32.7%) 0.00 140
    2021-10-01 $250,000 (28.9%) $281,962 (32.8%) 0.00 169
    2021-11-01 $254,190 (30.1%) $289,125 (37.4%) 0.00 140
    2021-12-01 $285,837 (44.1%) $309,034 (46.0%) 0.00 149
    2022-01-01 $275,837 (38.1%) $296,249 (38.9%) 0.00 112
    2022-02-01 $274,057 (30.2%) $301,774 (35.2%) 0.00 84
    2022-03-01 $281,788 (35.9%) $298,385 (27.5%) 0.00 104
    2022-04-01 $267,940 (14.2%) $295,255 (9.8%) 0.00 113
    2022-05-01 $275,749 (15.1%) $291,287 (8.3%) 0.00 179
    2022-06-01 $275,448 (14.9%) $295,823 (10.3%) 0.00 214
    2022-07-01 $275,995 (15.0%) $299,840 (11.2%) 0.00 223
    2022-08-01 $270,371 (8.2%) $290,352 (8.2%) 0.00 245
    2022-09-01 $271,500 (9.4%) $291,408 (3.4%) 0.00 234
    2022-10-01 $268,100 (7.2%) $286,921 (1.8%) 0.00 247
    2022-11-01 $268,431 (5.6%) $292,389 (1.1%) 0.00 260
    2022-12-01 $268,300 (-6.1%) $289,853 (-6.2%) 0.00 267
    2023-01-01 $268,838 (-2.5%) $290,867 (-1.8%) 0.00 254
    2023-02-01 $271,125 (-1.1%) $296,468 (-1.8%) 0.00 254
    2023-03-01 $270,125 (-4.1%) $296,931 (-0.5%) 0.00 249
    2023-04-01 $274,900 (2.6%) $300,145 (1.7%) 0.00 228
    2023-05-01 $277,350 (0.6%) $305,715 (5.0%) 0.00 228
    2023-06-01 $279,813 (1.6%) $306,278 (3.5%) 0.00 228
    2023-07-01 $282,900 (2.5%) $314,750 (5.0%) 0.00 240
    2023-08-01 $279,813 (3.5%) $302,517 (4.2%) 0.00 260
    2023-09-01 $283,525 (4.4%) $305,964 (5.0%) 0.00 325
    2023-10-01 $285,180 (6.4%) $309,721 (8.0%) 0.00 360
    2023-11-01 $284,975 (6.2%) $311,332 (6.5%) 0.00 379
    2023-12-01 $283,663 (5.7%) $315,886 (9.0%) 0.00 369
    2024-01-01 $279,999 (4.2%) $315,941 (8.6%) 0.00 357
    2024-02-01 $277,500 (2.4%) $309,770 (4.5%) 0.00 370
    2024-03-01 $282,000 (4.4%) $311,839 (5.0%) 0.00 339
    2024-04-01 $283,931 (3.3%) $317,454 (5.8%) 0.00 320
    2024-05-01 $287,546 (3.7%) $332,960 (8.9%) 0.00 286
    2024-06-01 $284,788 (1.8%) $331,681 (8.3%) 0.00 281
    2024-07-01 $289,919 (2.5%) $323,272 (2.7%) 0.00 284
    2024-08-01 $288,500 (3.1%) $313,304 (3.6%) 0.00 316
    2024-09-01 $296,663 (4.6%) $322,374 (5.4%) 0.00 331
    2024-10-01 $299,144 (4.9%) $322,220 (4.0%) 0.00 333
    HINESVILLE's median listing price for 2024-10-01 was $299,144, a difference of $13,964 (4.9%) versus the prior year and $2,481 versus the prior month.

    HINESVILLE's median listing price comes in at 0% of the national average.

    HINESVILLE's average listing price for 2024-10-01 was $322,220, a difference of $12,499 (4.0%) versus the prior year and $-154 versus the prior month.

    For the 2024-10-01 period, HINESVILLE had 333 MLS listings, a difference of 2 listings (1%) versus the prior month and -27 listings (-8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,761 sqft
    2018-02-01 0 days 1,729 sqft
    2018-03-01 0 days 1,768 sqft
    2018-04-01 0 days 1,755 sqft
    2018-05-01 0 days 1,713 sqft
    2018-06-01 0 days 1,749 sqft
    2018-07-01 0 days 1,797 sqft
    2018-08-01 0 days 1,801 sqft
    2018-09-01 0 days 1,848 sqft
    2018-10-01 0 days 1,872 sqft
    2018-11-01 0 days 1,900 sqft
    2018-12-01 0 days 1,862 sqft
    2019-01-01 0 days 1,852 sqft
    2019-02-01 0 days 1,807 sqft
    2019-03-01 0 days 1,810 sqft
    2019-04-01 0 days 1,802 sqft
    2019-05-01 0 days 1,801 sqft
    2019-06-01 0 days 1,792 sqft
    2019-07-01 0 days 1,681 sqft
    2019-08-01 0 days 1,702 sqft
    2019-09-01 0 days 1,743 sqft
    2019-10-01 0 days 1,774 sqft
    2019-11-01 0 days 1,799 sqft
    2019-12-01 0 days 1,801 sqft
    2020-01-01 0 days 1,796 sqft
    2020-02-01 0 days 1,855 sqft
    2020-03-01 0 days 1,827 sqft
    2020-04-01 0 days 1,817 sqft
    2020-05-01 0 days 1,894 sqft
    2020-06-01 0 days 1,803 sqft
    2020-07-01 0 days 1,860 sqft
    2020-08-01 0 days 1,831 sqft
    2020-09-01 0 days 1,874 sqft
    2020-10-01 0 days 1,902 sqft
    2020-11-01 0 days 1,874 sqft
    2020-12-01 0 days 1,882 sqft
    2021-01-01 0 days 1,866 sqft
    2021-02-01 0 days 1,893 sqft
    2021-03-01 0 days 1,822 sqft
    2021-04-01 0 days 2,049 sqft
    2021-05-01 0 days 2,030 sqft
    2021-06-01 0 days 2,049 sqft
    2021-07-01 0 days 2,002 sqft
    2021-08-01 0 days 1,997 sqft
    2021-09-01 0 days 1,958 sqft
    2021-10-01 0 days 2,002 sqft
    2021-11-01 0 days 1,981 sqft
    2021-12-01 0 days 2,155 sqft
    2022-01-01 0 days 2,133 sqft
    2022-02-01 0 days 2,125 sqft
    2022-03-01 0 days 1,987 sqft
    2022-04-01 0 days 1,810 sqft
    2022-05-01 0 days 1,918 sqft
    2022-06-01 0 days 1,975 sqft
    2022-07-01 0 days 1,971 sqft
    2022-08-01 0 days 1,899 sqft
    2022-09-01 0 days 1,891 sqft
    2022-10-01 0 days 1,869 sqft
    2022-11-01 0 days 1,928 sqft
    2022-12-01 0 days 1,900 sqft
    2023-01-01 0 days 1,866 sqft
    2023-02-01 0 days 1,893 sqft
    2023-03-01 0 days 1,868 sqft
    2023-04-01 0 days 1,960 sqft
    2023-05-01 0 days 1,929 sqft
    2023-06-01 0 days 1,924 sqft
    2023-07-01 0 days 1,937 sqft
    2023-08-01 0 days 1,929 sqft
    2023-09-01 0 days 1,926 sqft
    2023-10-01 0 days 1,925 sqft
    2023-11-01 0 days 1,923 sqft
    2023-12-01 0 days 1,925 sqft
    2024-01-01 0 days 1,882 sqft
    2024-02-01 0 days 1,835 sqft
    2024-03-01 0 days 1,920 sqft
    2024-04-01 0 days 1,907 sqft
    2024-05-01 0 days 1,923 sqft
    2024-06-01 0 days 1,851 sqft
    2024-07-01 0 days 1,914 sqft
    2024-08-01 0 days 1,889 sqft
    2024-09-01 0 days 1,926 sqft
    2024-10-01 0 days 1,948 sqft
    HINESVILLE's median listing age (time on market) for 2024-10-01 was 0 days.

    HINESVILLE's median square footage for active listings during the 2024-10-01 period was 1,948 sqft. One year prior, the average listing was 1,925 sqft.

    HINESVILLE, GA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    31301 Hinesville, GA HUD Metro FMR Area $790 $810 $920 $1,300 $1,570
    31309 Hinesville, GA HUD Metro FMR Area $790 $810 $920 $1,300 $1,570
    31310 Hinesville, GA HUD Metro FMR Area $930 $950 $1,070 $1,520 $1,820
    31313 Hinesville, GA HUD Metro FMR Area $940 $970 $1,090 $1,550 $1,860
    31314 Hinesville, GA HUD Metro FMR Area $930 $950 $1,070 $1,520 $1,820
    31315 Hinesville, GA HUD Metro FMR Area $1,120 $1,140 $1,290 $1,830 $2,200
    31316 Hinesville, GA HUD Metro FMR Area $790 $810 $920 $1,300 $1,570
    31320 Hinesville, GA HUD Metro FMR Area $900 $920 $1,040 $1,480 $1,770
    31323 Hinesville, GA HUD Metro FMR Area $790 $810 $920 $1,300 $1,570
    31333 Hinesville, GA HUD Metro FMR Area $930 $950 $1,070 $1,520 $1,820

    2022 Average & Median Rent Data Statistics
    HINESVILLE, GA average 1BR rent: $912, median: $935
    HINESVILLE, GA average 2BR rent: $1,031, median: $1,055
    HINESVILLE, GA average 3BR rent: $1,462, median: $1,500

    HINESVILLE, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,927 $475,655,000 $246,837
    Cash Out Refi 312 $63,190,000 $202,532
    Refi 171 $29,295,000 $171,316
    Other 77 $6,435,000 $83,571
    Home Improvement 68 $3,380,000 $49,706

    Hinesville's most frequently cited loan purpose was Home Purchase, with 1,927 originations. The 2nd most popular reason was Cash Out Refi, with 312 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 1,064 $262,800,000 $246,992
    7-8% 575 $131,945,000 $229,470
    5-6% 483 $123,835,000 $256,387
    Over 8% 193 $29,445,000 $152,565
    4-5% 39 $8,235,000 $211,154
    <2.5% 15 $685,000 $45,667
    3-4% 4 $470,000 $117,500
    2.5-3% 3 $615,000 $205,000

    During 2023, Hinesville's most frequently originated rate bucket was 6-7%, with 1,064 originations.

    Loan Sizing (HINESVILLE, GA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,613 $434,715,000 $269,507
    $100k-200k 580 $90,500,000 $156,034
    $100,000 or less 302 $15,770,000 $52,219
    $400k-600k 52 $23,580,000 $453,462
    $600k-1000k 6 $4,630,000 $771,667
    $Over $1MM 2 $8,760,000 $4,380,000

    HINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 1,613 originations, totaling $434,715,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,419 $355,835,000 $250,765
    Over 100% 430 $119,420,000 $277,721
    60-80% 275 $52,605,000 $191,291
    Under 20% 84 $2,890,000 $34,405
    20-40% 79 $6,915,000 $87,532
    40-60% 77 $18,195,000 $236,299

    HINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,419 originations, totaling $355,835,000 in origination value.