Rbc Bank (georgia) Mortgage Rates, Fees & Info

Atlanta, GA

LEI: 5493001JT9MT3Z3Y3M39

Tax ID: 63-0904030

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Rbc Bank (georgia) is a smaller bank specializing in Home Purchase loans. Rbc Bank (georgia) has a high proportion of conventional loans. Their top markets by origination volume include: Phoenix, Los Angeles, Miami, Riverside, and Orlando among others. We have data for 106 markets. (Some data included below & more in-depth data is available with an active subscription.)

Rbc Bank (georgia) has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Rbc Bank (georgia) is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	5.21%	12/16/24
30 Year Conventional Purchase	6.08%	12/16/24
30 Year Conventional Refi	6.19%	12/16/24
30 Year Cash-out Refi	6.28%	12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Rbc Bank (georgia) Mortgage Calculator

Purchase Price:

Loan Amount:

Deposit Amount:

% Deposit:

Interest Rate:

Loan Type:

Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Rbc Bank (georgia). It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

433

Origination Dollar Volume (All Markets)

$166,365,000

Employee count

151

Awards

RBC Bank (Georgia) 30 Year Conventional Loans gold

RBC Bank (Georgia) 30 Year Conventional Loans silver

Show all (21) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	40	$16,320,000	$408,000	$3,856	4.15%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	17	$14,635,000	$860,882	$5,264	4.17%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	26	$10,860,000	$417,692	$4,388	4.10%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	25	$7,995,000	$319,800	$3,695	4.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	22	$7,040,000	$320,000	$3,760	4.23%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	12	$6,210,000	$517,500	$3,391	4.09%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	5	$5,335,000	$1,067,000	$5,258	3.98%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	3	$4,655,000	$1,551,667	$7,379	4.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	17	$4,635,000	$272,647	$3,389	4.16%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	12	$4,550,000	$379,167	$4,583	4.15%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	19	$4,285,000	$225,526	$2,705	4.78%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	5	$4,105,000	$821,000	$5,123	4.23%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	6	$4,070,000	$678,333	$4,262	4.17%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	6	$3,900,000	$650,000	$4,129	3.92%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	8	$3,860,000	$482,500	$4,198	4.09%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	3	$3,565,000	$1,188,333	$4,018	4.25%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	15	$3,495,000	$233,000	$3,437	4.13%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	15	$3,195,000	$213,000	$3,134	4.17%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	8	$2,860,000	$357,500	$4,130	4.34%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	11	$2,675,000	$243,182	$3,962	4.34%
BELLINGHAM, WA (FHA\|USDA\|VA)	8	$2,650,000	$331,250	$4,031	4.13%
Outside of Metro Areas	11	$2,435,000	$221,364	$2,911	4.31%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	7	$2,335,000	$333,571	$4,085	4.02%
Kalispell, MT (FHA\|USDA\|VA)	2	$1,900,000	$950,000	$5,359	4.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	5	$1,815,000	$363,000	$3,812	4.13%
Hilo, HI (FHA\|USDA\|VA)	3	$1,805,000	$601,667	$4,708	4.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	4	$1,710,000	$427,500	$4,212	4.19%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	4	$1,680,000	$420,000	$5,198	4.06%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	6	$1,590,000	$265,000	$3,711	4.19%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	7	$1,425,000	$203,571	$2,100	4.21%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	3	$1,375,000	$458,333	$3,053	4.42%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	2	$1,260,000	$630,000	$4,249	4.06%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	2	$1,250,000	$625,000	$2,680	3.94%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	1	$1,205,000	$1,205,000	$5,936	4.13%
Sandpoint, ID (FHA\|USDA\|VA)	1	$1,205,000	$1,205,000	$8,785	4.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	2	$1,110,000	$555,000	$3,326	4.13%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	2	$980,000	$490,000	$4,813	4.13%
JACKSONVILLE, FL (FHA\|USDA\|VA)	3	$805,000	$268,333	$2,754	4.29%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	3	$755,000	$251,667	$2,365	4.21%
BAKERSFIELD, CA (FHA\|USDA\|VA)	3	$705,000	$235,000	$3,180	4.25%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	2	$590,000	$295,000	$2,586	3.81%
WORCESTER, MA-CT (FHA\|USDA\|VA)	1	$585,000	$585,000	$6,132	3.88%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	3	$575,000	$191,667	$2,363	4.21%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	1	$555,000	$555,000	$4,706	4.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	2	$510,000	$255,000	$2,464	4.31%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	2	$470,000	$235,000	$1,939	4.13%
STOCKTON, CA (FHA\|USDA\|VA)	1	$465,000	$465,000	$4,375	4.00%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	1	$455,000	$455,000	$2,749	4.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	1	$425,000	$425,000	$5,247	4.25%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	2	$400,000	$200,000	$3,254	3.69%
CHAMPAIGN-URBANA, IL (FHA\|USDA\|VA)	2	$380,000	$190,000	$1,680	4.56%
Alexander City, AL (FHA\|USDA\|VA)	1	$375,000	$375,000	$3,646	4.00%
BILLINGS, MT (FHA\|USDA\|VA)	1	$375,000	$375,000	$3,076	4.00%
BOULDER, CO (FHA\|USDA\|VA)	1	$375,000	$375,000	$2,695	4.00%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	1	$375,000	$375,000	$4,961	4.00%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	1	$365,000	$365,000	$5,548	3.38%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	2	$360,000	$180,000	$2,761	4.19%
PUNTA GORDA, FL (FHA\|USDA\|VA)	3	$355,000	$118,333	$2,437	4.33%
OCALA, FL (FHA\|USDA\|VA)	2	$340,000	$170,000	$2,981	4.00%
SALISBURY, MD-DE (FHA\|USDA\|VA)	1	$335,000	$335,000	$2,705	4.50%
DULUTH, MN-WI (FHA\|USDA\|VA)	1	$325,000	$325,000	$3,050	4.13%
ANN ARBOR, MI (FHA\|USDA\|VA)	1	$325,000	$325,000	$2,075	4.25%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	1	$315,000	$315,000	$2,908	3.75%
KNOXVILLE, TN (FHA\|USDA\|VA)	1	$295,000	$295,000	$2,504	4.13%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	1	$295,000	$295,000	$2,742	3.88%
GAINESVILLE, GA (FHA\|USDA\|VA)	1	$285,000	$285,000	$2,242	4.25%
ANCHORAGE, AK (FHA\|USDA\|VA)	1	$285,000	$285,000	$2,630	4.13%
SANTA FE, NM (FHA\|USDA\|VA)	1	$285,000	$285,000	$2,741	3.88%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	1	$275,000	$275,000	$2,373	4.38%
MIDLAND, TX (FHA\|USDA\|VA)	1	$275,000	$275,000	$4,045	4.38%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$275,000	$275,000	$2,590	4.63%
FRESNO, CA (FHA\|USDA\|VA)	1	$275,000	$275,000	$3,214	4.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	1	$265,000	$265,000	$3,843	4.00%
PROVO-OREM, UT (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,159	4.25%
Oak Harbor, WA (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,380	4.13%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	1	$255,000	$255,000	$2,440	4.25%
PITTSBURGH, PA (FHA\|USDA\|VA)	2	$250,000	$125,000	$2,705	4.44%
LOGAN, UT-ID (FHA\|USDA\|VA)	1	$245,000	$245,000	$1,767	3.75%
Olean, NY (FHA\|USDA\|VA)	2	$240,000	$120,000	$3,576	4.31%
Stevens Point, WI (FHA\|USDA\|VA)	1	$235,000	$235,000	$1,359	4.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$235,000	$235,000	$3,009	4.75%
ROCHESTER, NY (FHA\|USDA\|VA)	1	$225,000	$225,000	$4,347	4.13%
Ruston, LA (FHA\|USDA\|VA)	1	$205,000	$205,000	$1,739	4.13%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	1	$205,000	$205,000	$2,832	4.13%
REDDING, CA (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,908	4.25%
TULSA, OK (FHA\|USDA\|VA)	1	$195,000	$195,000	$3,149	4.13%
VISALIA, CA (FHA\|USDA\|VA)	1	$185,000	$185,000	$3,873	4.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	1	$185,000	$185,000	$2,057	4.25%
Heber, UT (FHA\|USDA\|VA)	1	$185,000	$185,000	$1,763	4.13%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	1	$185,000	$185,000	$2,776	4.38%
Corning, NY (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,655	4.25%
ROCKFORD, IL (FHA\|USDA\|VA)	1	$165,000	$165,000	$2,883	4.25%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	1	$165,000	$165,000	$1,628	4.00%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$155,000	$155,000	$2,196	4.25%
JACKSON, MS (FHA\|USDA\|VA)	1	$155,000	$155,000	$2,944	4.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	1	$145,000	$145,000	$2,059	4.13%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,345	4.50%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,159	3.75%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,591	3.88%
PEORIA, IL (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,332	4.38%
JOPLIN, MO (FHA\|USDA\|VA)	1	$105,000	$105,000	$1,825	4.13%
Warren, PA (FHA\|USDA\|VA)	1	$95,000	$95,000	$2,309	4.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$2,082	4.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	1	$65,000	$65,000	$1,465	4.50%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	1	$55,000	$55,000	$1,788	4.38%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	1	$45,000	$45,000	$3,042	4.38%

Rbc Bank (georgia)'s top markets include Phoenix, Los Angeles, Miami, Riverside, and Orlando among others.

Their top states include:

Florida (FHA|USDA|VA)

California (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Washington (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against RBC Bank (Georgia) based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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GARDEN SAVINGS FEDERAL CREDIT UNION
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FRONTWAVE
Similarity Rank: 92

Dort Financial Credit Union
Similarity Rank: 95

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	432	$165,810,000	$383,819	$3,681	4.19%
VA	1	$555,000	$555,000	$4,706	4.00%

For 2018, Rbc Bank (georgia)'s most frequently originated type of loan was Conventional, with 432 originations. Their 2nd most popular type was VA, with 1 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	398	$150,730,000	$378,719	$3,710	4.19%
Cash Out Refi	22	$8,730,000	$396,818	$3,546	4.20%
Refi	13	$6,905,000	$531,154	$3,119	4.23%

For 2018, Rbc Bank (georgia)'s most frequently cited loan purpose was Home Purchase, with 398 originations. The 2nd most popular reason was Cash Out Refi, with 22 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	433	$166,365,000	$384,215	$3,684	4.19%

For 2018, Rbc Bank (georgia)'s most frequently cited loan duration was 30 Year, with 433 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	399	$149,255,000	$374,073
$1k-2k	30	$15,240,000	$508,000
$5k+	2	$1,040,000	$520,000
$3k-4k	1	$585,000	$585,000
$4k-5k	1	$245,000	$245,000

Rbc Bank (georgia)'s average total fees were $3,684, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 399 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	279	$94,505,000	$338,728
3-4%	140	$69,000,000	$492,857
5-6%	14	$2,860,000	$204,286

During 2018, Rbc Bank (georgia)'s average interest rate for loans was 4.19%, while their most frequently originated rate bucket for loans was 4-5%, with 279 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	152	$42,580,000	$280,132	$3,303	4.19%
$100k-200k	128	$19,580,000	$152,969	$2,790	4.29%
$400k-600k	69	$33,705,000	$488,478	$4,394	4.05%
$600k-1MM	38	$30,170,000	$793,947	$5,519	4.04%
$100,000 or less	23	$1,875,000	$81,522	$2,305	4.47%
$1MM+	23	$38,455,000	$1,671,957	$7,389	4.10%

2018 saw Rbc Bank (georgia) place emphasis on $200k-400k loans with 152 originations, totaling $42,580,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$250k+	112	$84,530,000	$754,732	$5,058	4.10%
$150k-250k	109	$36,515,000	$335,000	$3,620	4.16%
$100k-150k	100	$26,970,000	$269,700	$3,375	4.18%
$75k-100k	52	$9,330,000	$179,423	$2,749	4.25%
$50k-75k	46	$7,120,000	$154,783	$2,560	4.30%
$50k or less	14	$1,900,000	$135,714	$2,553	4.78%

Rbc Bank (georgia) lent most frequently to those with incomes in the $250k+ range, with 112 originations. The second most popular income band? $150k-250k, with 109 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	97	$38,435,000	$396,237	$3,729	4.22%
20-30%	93	$33,395,000	$359,086	$3,623	4.18%
<20%	42	$20,870,000	$496,905	$3,942	4.09%
39%	29	$9,495,000	$327,414	$3,387	4.36%
37%	25	$9,435,000	$377,400	$3,728	4.15%
38%	24	$9,150,000	$381,250	$4,360	4.09%
40%	24	$11,530,000	$480,417	$3,829	4.16%
36%	21	$8,655,000	$412,143	$3,268	4.18%
41%	19	$8,785,000	$462,368	$4,015	4.15%
42%	17	$3,895,000	$229,118	$3,240	4.23%
43%	12	$4,680,000	$390,000	$3,595	4.32%
50-60%	8	$3,050,000	$381,250	$3,615	4.20%
45%	7	$1,635,000	$233,571	$3,014	4.41%
44%	6	$1,290,000	$215,000	$3,542	4.02%
47%	3	$665,000	$221,667	$3,431	4.63%
48%	2	$310,000	$155,000	$2,608	4.06%
>60%	2	$520,000	$260,000	$2,744	4.19%
49%	1	$85,000	$85,000	$3,076	4.38%
46%	1	$485,000	$485,000	$4,363	3.75%

Rbc Bank (georgia) lent most frequently to those with DTI ratios of 30-36%, with 97 originations. The next most common DTI ratio? 20-30%, with 93 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	225	$84,595,000	$375,978	$3,731	4.16%
Not provided	169	$70,825,000	$419,083	$3,686	4.19%
Asian	24	$8,120,000	$338,333	$3,758	4.20%
Black	12	$1,940,000	$161,667	$2,674	4.84%
American Indian	3	$885,000	$295,000	$3,427	4.29%

Approval Rates

Total approvals of all applications
85.41%

Rbc Bank (georgia) has an average approval rate.

Pick Rate

Approvals leading to origination
74.36%

Rbc Bank (georgia) has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	433	$166,365,000	$384,215

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Site-Built	433	$166,365,000	$384,215

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	20	$5,740,000	$287,000	$4,014	4.06%
40-60%	42	$15,210,000	$362,143	$3,546	4.25%
60-80%	229	$89,755,000	$391,943	$3,776	4.17%
80-100%	142	$55,660,000	$391,972	$3,529	4.23%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
RBC Bank, (Georgia) National Association	3475 Piedmont Road, Ne, Suite 550 Atlanta, GA 30305	Full Service B&M	$4,365,043

For 2018, Rbc Bank (georgia) had 1 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$123,282
Net interest income	$110,286
Total noninterest income	$41,605
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$10,579
Trading account gains and fees	$0
Additional Noninterest Income	$31,026
Pre-tax net operating income	$83,944
Securities gains (or losses, -)	$0
Income before extraordinary items	$62,167
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$62,167
Minority interest net income	$0
Net income	$62,167
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$62,167

Rbc Bank (georgia)'s gross interest income from loans was $123,282,000.
Rbc Bank (georgia)'s net interest income from loans was $110,286,000.
Rbc Bank (georgia)'s fee based income from loans was $10,579,000.
Rbc Bank (georgia)'s net income from loans was $62,167,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$12,996
Provision for credit losses	$1,204
Total noninterest expense	$66,743
Salaries and employee benefits	$19,794
Premises and equipment expense	$1,650
Additional noninterest expense	$45,299
Applicable income taxes	$21,777
Net charge-offs	$1,550
Cash dividends	$0

Rbc Bank (georgia)'s interest expense for loans was $12,996,000.
Rbc Bank (georgia)'s payroll and benefits expense were $19,794,000.
Rbc Bank (georgia)'s property, plant and equipment expenses $1,650,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	6.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	1.0%
All other family	0.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.4%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$4,551,056
Deposits held in domestic offices	$4,551,056
Deposits by Individuals, partnerships, and corporations	$4,525,907
Deposits by U.S. Government	$8
Deposits by States and political subdivisions in the U.S.	$140
Deposits by Commercial banks and other depository institutions in U.S.	$0
Deposits by Banks in foreign countries	$25,000
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$855,470
Demand deposits	$688,607
Nontransaction accounts	$3,695,585
Money market deposit accounts (MMDAs)	$3,606,544
Other savings deposits (excluding MMDAs)	$18,801
Total time deposits	$70,240
Total time and savings deposits	$3,862,448
Noninterest-bearing deposits	$688,607
Interest-bearing deposits	$3,862,449
Retail deposits	$4,505,267
IRAs and Keogh plan accounts	$2,610
Brokered deposits	$0
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$4,951,637
Cash & Balances due from depository institutions	$132,954
Interest-bearing balances	$124,307
Total securities	$3,539,611
Federal funds sold & reverse repurchase	$0
Net loans and leases	$1,217,489
Loan and leases loss allowance	$6,617
Trading account assets	$0
Bank premises and fixed assets	$1,135
Other real estate owned	$697
Goodwill and other intangibles	$0
All other assets	$59,751

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$4,951,637
Total Liabilities	$4,590,121
Total deposits	$4,551,056
Interest-bearing deposits	$3,862,449
Deposits held in domestic offices	$4,551,056
% insured (estimated)	$95
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$0
Other borrowed funds	$0
Subordinated debt	$0
All other liabilities	$39,065

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$1,217,489
Loan and leases loss allowance	$6,617
Total loans and leases (domestic)	$1,224,106
All real estate loans	$1,066,800
Real estate loans in domestic offices	$1,066,800
Construction and development loans	$879
Residential 1-4 family construction	$0
Other construction, all land development and other land	$879
Loans secured by nonfarm nonresidential properties	$0
Nonfarm nonresidential secured by owner-occupied properties	$0
Commercial real estate & other non-farm, non-residential	$0
Multifamily residential real estate	$0
1-4 family residential loans	$1,065,921
Farmland loans	$0
Loans held in foreign offices	$0
Farm loans	$0
Commercial and industrial loans	$0
To non-U.S. addressees	$0
Loans to individuals	$157,306
Credit card loans	$142,012
Related Plans	$14,662
Consumer Auto Loans	$0
Other loans to individuals	$632
All other loans & leases	$0
Loans to foreign governments and official institutions	$0
Other loans	$0
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$0
Loans secured by real estate to non-U.S. addressees	$589,887
Restructured Loans & leases	$3,210
Non 1-4 family restructured loans & leases	$562
Total loans and leases (foreign)	$0

RBC Bank (Georgia) had $1,217,489,000 of loans outstanding in 2018. $1,066,800,000 of loans were in real estate loans. $879,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $1,065,921,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $142,012,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan