Rbc Bank (georgia) Mortgage Rates, Fees & Info
Atlanta, GALEI: 5493001JT9MT3Z3Y3M39
Tax ID: 63-0904030
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Mortgage Data
Review & Overview
Rbc Bank (georgia) is a smaller bank specializing in Home Purchase loans. Rbc Bank (georgia) has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Phoenix, Orlando, Riverside, and Cape Coral among others. We have data for 198 markets. (Some data included below & more in-depth data is available with an active subscription.)Rbc Bank (georgia) has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Rbc Bank (georgia) is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.21% | 4/28/24 |
| 30 Year Conventional Purchase | 6.08% | 4/28/24 |
| 30 Year Conventional Refi | 6.19% | 4/28/24 |
| 30 Year Cash-out Refi | 6.28% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Rbc Bank (georgia) Mortgage Calculator
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This is not an official calculator from Rbc Bank (georgia). It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,643Origination Dollar Volume (All Markets)
$766,705,000Awards
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RBC Bank (Georgia) - 2022
RBC Bank (Georgia) is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 161 | $91,575,000 | $568,789 | $5,046 | 4.53% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 121 | $57,425,000 | $474,587 | $3,886 | 4.44% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 109 | $44,375,000 | $407,110 | $4,406 | 4.56% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 72 | $43,630,000 | $605,972 | $4,493 | 4.66% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 99 | $38,315,000 | $387,020 | $3,905 | 4.54% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 32 | $36,560,000 | $1,142,500 | $5,978 | 4.51% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 70 | $27,760,000 | $396,571 | $4,357 | 4.53% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 48 | $26,850,000 | $559,375 | $5,308 | 4.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 38 | $26,100,000 | $686,842 | $5,973 | 4.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 47 | $21,335,000 | $453,936 | $4,683 | 4.92% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 56 | $20,760,000 | $370,714 | $4,554 | 4.71% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 77 | $20,385,000 | $264,740 | $1,983 | 4.74% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $17,440,000 | $726,667 | $3,890 | 5.16% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 26 | $16,620,000 | $639,231 | $5,709 | 4.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 21 | $15,755,000 | $750,238 | $5,132 | 4.54% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 42 | $12,570,000 | $299,286 | $3,593 | 4.97% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 14 | $11,610,000 | $829,286 | $6,531 | 4.25% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 24 | $10,790,000 | $449,583 | $3,429 | 4.70% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13 | $10,395,000 | $799,615 | $4,129 | 4.10% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $10,235,000 | $682,333 | $3,296 | 4.51% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $8,065,000 | $537,667 | $2,873 | 4.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $7,985,000 | $725,909 | $5,120 | 4.78% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $7,750,000 | $968,750 | $3,243 | 4.56% |
| Hilo, HI (FHA|USDA|VA) | 8 | $7,240,000 | $905,000 | $5,425 | 4.27% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 24 | $6,190,000 | $257,917 | $2,054 | 5.12% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 19 | $6,065,000 | $319,211 | $2,836 | 4.97% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 17 | $5,655,000 | $332,647 | $3,840 | 4.37% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $5,435,000 | $1,087,000 | $4,023 | 4.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 17 | $4,945,000 | $290,882 | $3,636 | 4.71% |
| Outside of Metro Areas | 16 | $4,820,000 | $301,250 | $3,458 | 4.42% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 13 | $4,595,000 | $353,462 | $4,624 | 4.55% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $4,535,000 | $1,511,667 | $7,551 | 5.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 11 | $4,405,000 | $400,455 | $2,388 | 4.42% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $4,260,000 | $304,286 | $3,159 | 4.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $4,070,000 | $1,017,500 | $3,737 | 5.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $4,030,000 | $503,750 | $4,510 | 4.88% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $3,915,000 | $559,286 | $4,016 | 4.54% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $3,670,000 | $611,667 | $3,150 | 5.44% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $3,425,000 | $685,000 | $3,182 | 5.05% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 12 | $3,380,000 | $281,667 | $3,334 | 4.59% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $3,080,000 | $770,000 | $4,161 | 4.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $2,318 | 4.46% |
| Heber, UT (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $6,866 | 4.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,710,000 | $451,667 | $2,616 | 5.23% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $2,710,000 | $677,500 | $6,164 | 4.78% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $2,705,000 | $541,000 | $3,879 | 4.33% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $2,610,000 | $326,250 | $3,785 | 4.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $2,549 | 4.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5 | $2,475,000 | $495,000 | $3,318 | 4.45% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $2,326 | 4.26% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $2,210,000 | $1,105,000 | $4,637 | 4.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $2,155,000 | $718,333 | $2,635 | 4.38% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $3,741 | 4.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $2,586 | 5.17% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $4,961 | 5.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $2,710 | 4.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $2,834 | 5.30% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $2,416 | 4.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $1,906 | 5.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $2,177 | 5.25% |
| Olean, NY (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $2,984 | 5.15% |
| Outside of Metro Areas | 2 | $1,330,000 | $665,000 | $4,041 | 5.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $1,466 | 4.53% |
| AKRON, OH (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $3,086 | 4.58% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,650 | 4.16% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $1,182 | 4.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $3,602 | 4.81% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $4,399 | 3.38% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $4,629 | 4.44% |
| Edwards, CO (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 3.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $1,892 | 4.94% |
| OCALA, FL (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $2,581 | 4.98% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $2,792 | 4.81% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,848 | 4.38% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $4,701 | 3.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,731 | 5.58% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $3,851 | 4.88% |
| TULSA, OK (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,657 | 5.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $1,611 | 5.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,474 | 5.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $7,083 | 3.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,996 | 4.08% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,921 | 5.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $1,784 | 5.92% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,795 | 4.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,276 | 5.38% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,146 | 6.08% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,447 | 5.83% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,409 | 5.31% |
| Key West, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,395 | 4.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,238 | 4.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,093 | 5.50% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,020 | 4.00% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,338 | 3.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,407 | 5.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,181 | 5.06% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,651 | 3.50% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,043 | 3.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,416 | 5.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,707 | 5.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,988 | 5.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,804 | 5.50% |
| Branson, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,925 | 4.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,825 | 4.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,643 | 3.88% |
| Paris, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,512 | 4.94% |
| Williston, ND (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,023 | 6.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,269 | 4.88% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,380 | 4.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,541 | 5.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 5.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,635 | 5.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,651 | 3.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,017 | 3.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,859 | 3.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,433 | 4.75% |
| Brookings, SD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,711 | 5.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,276 | 4.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,839 | 4.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,996 | 5.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,142 | 4.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,003 | 4.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,746 | 5.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,007 | 5.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,791 | 4.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,068 | 5.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,251 | 4.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,959 | 5.38% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,323 | 3.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.31% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,519 | 4.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,941 | 5.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,690 | 5.25% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,859 | 5.38% |
| Newport, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,200 | 5.75% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,490 | 5.25% |
| Gillette, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,603 | 4.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,439 | 6.13% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,038 | 4.94% |
| Laramie, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,699 | 5.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,000 | 5.13% |
| Athens, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,235 | 5.75% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,777 | 5.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,238 | 4.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,492 | 5.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,966 | 5.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,429 | 5.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,246 | 4.88% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,964 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,138 | 5.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,729 | 4.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,572 | 3.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,783 | 5.13% |
| REDDING, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,580 | 4.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,258 | 4.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,804 | 5.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,965 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,824 | 5.25% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,707 | 6.56% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.44% |
| DALTON, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,449 | 6.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,958 | 5.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,986 | 6.13% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,593 | 5.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,380 | 5.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,022 | 5.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,767 | 4.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,132 | 6.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,217 | 5.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,926 | 5.50% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,104 | 3.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,537 | 4.88% |
| Moscow, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,065 | 5.00% |
| Keene, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,570 | 6.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,162 | 5.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,705 | 4.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,977 | 4.25% |
| Fremont, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,764 | 5.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,609 | 3.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,607 | 5.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,841 | 6.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,856 | 6.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,171 | 3.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,077 | 5.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,286 | $626,270,000 | $486,991 | $3,952 | 4.75% |
| HELOC | 357 | $140,435,000 | $393,375 | n/a | 4.40% |
For 2022, Rbc Bank (georgia)'s most frequently originated type of loan was Conventional, with 1,286 originations. Their 2nd most popular type was HELOC, with 357 originations.
Loan Reason
For 2022, Rbc Bank (georgia)'s most frequently cited loan purpose was Home Purchase, with 1,157 originations. The 2nd most popular reason was Cash Out Refi, with 353 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,643 | $766,705,000 | $466,649 | $3,952 | 4.67% |
For 2022, Rbc Bank (georgia)'s most frequently cited loan duration was 30 Year, with 1,643 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 1,149 | $593,125,000 | $516,210 |
| $1k-2k | 1 | $275,000 | $275,000 |
| $2k-3k | 1 | $285,000 | $285,000 |
| $5k+ | 1 | $805,000 | $805,000 |
Rbc Bank (georgia)'s average total fees were $3,952, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,149 originations.
Interest Rates
During 2022, Rbc Bank (georgia)'s average interest rate for loans was 4.67%, while their most frequently originated rate bucket for loans was 4-5%, with 601 originations.
Loan Sizing
2022 saw Rbc Bank (georgia) place emphasis on $200k-400k loans with 610 originations, totaling $175,870,000 in origination value.
Applicant Income
Rbc Bank (georgia) lent most frequently to those with incomes in the $150k-250k range, with 497 originations. The second most popular income band? $250k+, with 493 originations.
Applicant Debt to Income Ratio
Rbc Bank (georgia) lent most frequently to those with DTI ratios of 30-36%, with 307 originations. The next most common DTI ratio? 20-30%, with 256 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.02%
Rbc Bank (georgia) has an average approval rate.
Pick Rate
Approvals leading to origination57.21%
Rbc Bank (georgia) has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,643 | $766,705,000 | $466,649 |