Commerce Home Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 5493004AS1SPBQOFDR49

Tax ID: 68-0295876

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Commerce Home Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Commerce Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Los Angeles, Riverside, El Paso, and Denver among others. We have data for 106 markets. (Some data included below & more in-depth data is available with an active subscription.)

Commerce Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Commerce Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.66% 3/28/24
30 Year Conventional Refi 7.61% 3/28/24
30 Year Cash-out Refi 8.42% 3/28/24
30 Year FHA Purchase 7.41% 3/28/24
30 Year FHA Refi 7.24% 3/28/24
30 Year VA Purchase 6.41% 3/28/24
30 Year VA Refi 6.13% 3/28/24
30 Year USDA Purchase 6.45% 3/28/24
30 Year USDA Refi 6.27% 3/28/24
15 Year Conventional Purchase 6.13% 3/28/24
15 Year Conventional Refi 6.06% 3/28/24
15 Year Cash-out Refi 6.06% 3/28/24
15 Year FHA Purchase 7.52% 3/28/24
15 Year FHA Refi 8.01% 3/28/24
15 Year VA Purchase 6.25% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Commerce Home Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Commerce Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,070

Origination Dollar Volume (All Markets)

$2,668,620,000
Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 975 $580,215,000 $595,092 $6,213 4.24%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 745 $432,655,000 $580,745 $6,922 4.49%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 543 $177,925,000 $327,670 $7,891 4.34%
EL PASO, TX (FHA|USDA|VA) 838 $132,020,000 $157,542 $6,830 4.58%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 344 $131,650,000 $382,703 $5,943 4.31%
REDDING, CA (FHA|USDA|VA) 464 $120,790,000 $260,323 $6,210 4.37%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 315 $113,875,000 $361,508 $7,066 4.37%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 133 $100,055,000 $752,293 $6,363 4.69%
VISALIA, CA (FHA|USDA|VA) 323 $81,795,000 $253,235 $6,155 4.21%
CHICO, CA (FHA|USDA|VA) 294 $75,200,000 $255,782 $5,575 4.25%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 197 $74,395,000 $377,640 $7,085 4.12%
BOULDER, CO (FHA|USDA|VA) 140 $70,670,000 $504,786 $4,716 4.31%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 115 $58,145,000 $505,609 $6,441 4.55%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 57 $38,595,000 $677,105 $4,575 4.66%
VALLEJO, CA (FHA|USDA|VA) 100 $37,610,000 $376,100 $7,442 4.12%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 101 $32,835,000 $325,099 $6,138 4.41%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 125 $30,625,000 $245,000 $6,572 4.65%
Outside of Metro Areas 123 $29,965,000 $243,618 $5,309 4.29%
Red Bluff, CA (FHA|USDA|VA) 93 $22,735,000 $244,462 $6,574 4.19%
STOCKTON, CA (FHA|USDA|VA) 63 $21,965,000 $348,651 $7,030 4.26%
FORT COLLINS, CO (FHA|USDA|VA) 67 $20,955,000 $312,761 $4,757 4.50%
SALEM, OR (FHA|USDA|VA) 75 $20,835,000 $277,800 $5,999 4.24%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 74 $18,840,000 $254,595 $6,779 4.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 43 $18,455,000 $429,186 $6,448 4.63%
GREELEY, CO (FHA|USDA|VA) 51 $18,215,000 $357,157 $6,438 4.41%
FRESNO, CA (FHA|USDA|VA) 47 $15,145,000 $322,234 $6,160 4.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 20 $11,470,000 $573,500 $5,996 4.44%
SALINAS, CA (FHA|USDA|VA) 11 $11,465,000 $1,042,273 $6,346 4.77%
ALBUQUERQUE, NM (FHA|USDA|VA) 56 $11,160,000 $199,286 $4,748 4.46%
SALT LAKE CITY, UT (FHA|USDA|VA) 31 $11,135,000 $359,194 $4,953 4.33%
BEND, OR (FHA|USDA|VA) 33 $10,635,000 $322,273 $7,010 4.09%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 37 $9,785,000 $264,459 $8,231 4.60%
YUBA CITY, CA (FHA|USDA|VA) 30 $9,380,000 $312,667 $9,577 4.02%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 30 $8,070,000 $269,000 $4,690 4.79%
BAKERSFIELD, CA (FHA|USDA|VA) 33 $6,775,000 $205,303 $6,701 4.37%
NAPA, CA (FHA|USDA|VA) 9 $5,705,000 $633,889 $7,621 4.19%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $5,505,000 $786,429 $0 5.92%
Brookings, OR (FHA|USDA|VA) 17 $4,805,000 $282,647 $6,768 4.68%
LAS CRUCES, NM (FHA|USDA|VA) 23 $4,475,000 $194,565 $6,105 4.40%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $4,315,000 $392,273 $5,234 4.40%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $3,765,000 $418,333 $4,006 4.07%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 9 $3,695,000 $410,556 $6,024 5.29%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,625,000 $402,778 $3,309 4.33%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 11 $3,375,000 $306,818 $8,281 5.04%
SANTA FE, NM (FHA|USDA|VA) 11 $3,355,000 $305,000 $6,211 4.04%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $3,270,000 $233,571 $6,631 4.38%
ALBANY-LEBANON, OR (FHA|USDA|VA) 13 $3,095,000 $238,077 $4,894 4.17%
Breckenridge, CO (FHA|USDA|VA) 6 $2,900,000 $483,333 $6,138 4.62%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $2,750,000 $275,000 $5,847 4.57%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 9 $2,725,000 $302,778 $5,989 4.18%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 10 $2,700,000 $270,000 $5,613 4.34%
PROVO-OREM, UT (FHA|USDA|VA) 7 $2,385,000 $340,714 $6,146 4.68%
Sonora, CA (FHA|USDA|VA) 7 $2,335,000 $333,571 $8,616 4.23%
Edwards, CO (FHA|USDA|VA) 5 $2,205,000 $441,000 $8,208 4.30%
MERCED, CA (FHA|USDA|VA) 8 $2,070,000 $258,750 $4,597 3.98%
Newport, OR (FHA|USDA|VA) 7 $1,985,000 $283,571 $5,734 4.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,850,000 $462,500 $3,636 4.47%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 12 $1,840,000 $153,333 $6,645 5.51%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,630,000 $271,667 $4,736 4.57%
Coos Bay, OR (FHA|USDA|VA) 7 $1,625,000 $232,143 $7,314 4.32%
MODESTO, CA (FHA|USDA|VA) 6 $1,480,000 $246,667 $4,996 4.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,395,000 $279,000 $5,781 4.13%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,215,000 $243,000 $10,259 4.42%
ODESSA, TX (FHA|USDA|VA) 5 $1,175,000 $235,000 $8,938 4.33%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,075,000 $153,571 $6,688 4.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,191 4.59%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $955,000 $318,333 $7,519 3.88%
BOISE CITY, ID (FHA|USDA|VA) 3 $895,000 $298,333 $4,622 5.64%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $885,000 $295,000 $5,907 4.04%
Roseburg, OR (FHA|USDA|VA) 3 $855,000 $285,000 $4,128 5.04%
CORVALLIS, OR (FHA|USDA|VA) 3 $795,000 $265,000 $4,038 4.75%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $765,000 $255,000 $4,022 5.08%
RENO, NV (FHA|USDA|VA) 3 $765,000 $255,000 $3,808 3.42%
ST. GEORGE, UT (FHA|USDA|VA) 2 $760,000 $380,000 $5,271 3.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $695,000 $231,667 $7,769 4.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $675,000 $225,000 $5,281 5.16%
TUCSON, AZ (FHA|USDA|VA) 3 $645,000 $215,000 $4,954 5.66%
Prineville, OR (FHA|USDA|VA) 2 $580,000 $290,000 $4,209 4.88%
GRANTS PASS, OR (FHA|USDA|VA) 2 $560,000 $280,000 $6,565 5.38%
Shelton, WA (FHA|USDA|VA) 2 $540,000 $270,000 $4,137 4.13%
Key West, FL (FHA|USDA|VA) 1 $525,000 $525,000 $5,365 4.88%
Susanville, CA (FHA|USDA|VA) 2 $430,000 $215,000 $5,498 4.94%
AMARILLO, TX (FHA|USDA|VA) 3 $425,000 $141,667 $6,382 4.75%
Aberdeen, WA (FHA|USDA|VA) 2 $370,000 $185,000 $5,150 6.06%
Centralia, WA (FHA|USDA|VA) 2 $360,000 $180,000 $4,777 5.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $345,000 $345,000 $2,846 3.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $315,000 $315,000 $12,082 5.50%
POCATELLO, ID (FHA|USDA|VA) 1 $315,000 $315,000 $3,688 3.00%
EL CENTRO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $9,691 3.50%
Clearlake, CA (FHA|USDA|VA) 2 $300,000 $150,000 $4,253 4.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $285,000 $285,000 $12,433 4.00%
Jefferson, GA (FHA|USDA|VA) 1 $285,000 $285,000 $9,829 4.63%
Port Angeles, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,420 4.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $260,000 $130,000 $6,935 4.31%
CaƱon City, CO (FHA|USDA|VA) 1 $255,000 $255,000 $7,840 4.88%
The Dalles, OR (FHA|USDA|VA) 1 $225,000 $225,000 $7,795 4.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $225,000 $225,000 $6,676 5.00%
Cedar City, UT (FHA|USDA|VA) 1 $215,000 $215,000 $3,576 4.50%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $195,000 $195,000 $3,209 4.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,116 3.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $165,000 $165,000 $6,854 5.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $155,000 $155,000 $6,808 5.00%
PUEBLO, CO (FHA|USDA|VA) 1 $125,000 $125,000 $3,493 4.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,698 5.25%
Deming, NM (FHA|USDA|VA) 1 $125,000 $125,000 $5,259 4.13%
WACO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,830 3.88%
Commerce Home Mortgage's top markets include San Francisco, Los Angeles, Riverside, El Paso, and Denver among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Commerce Home Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Schools Financial Credit Union
    Similarity Rank: 60
    ABNB Federal Credit Union
    Similarity Rank: 75
    El Dorado Savings Bank, F.S.B.
    Similarity Rank: 161
    Enterprise Bank & Trust
    Similarity Rank: 253
    COMMUNITY FIRST CREDIT UNION
    Similarity Rank: 290
    NUSENDA
    Similarity Rank: 357
    Del Norte Credit Union
    Similarity Rank: 360
    COASTHILLS
    Similarity Rank: 378

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,804 $2,051,790,000 $427,100 $5,148 4.44%
    FHA 1,763 $460,325,000 $261,103 $9,543 4.31%
    VA 472 $149,110,000 $315,911 $7,668 4.11%
    USDA 31 $7,395,000 $238,548 $6,892 3.63%

    For 2019, Commerce Home Mortgage's most frequently originated type of loan was Conventional, with 4,804 originations. Their 2nd most popular type was FHA, with 1,763 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,510 $1,536,470,000 $340,681 $7,356 4.43%
    Refi 1,513 $692,605,000 $457,769 $4,333 4.09%
    Cash Out Refi 939 $396,725,000 $422,497 $5,831 4.62%
    Home Improvement 108 $42,820,000 $396,481 $5,344 4.54%

    For 2019, Commerce Home Mortgage's most frequently cited loan purpose was Home Purchase, with 4,510 originations. The 2nd most popular reason was Refi, with 1,513 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,790 $2,583,210,000 $380,443 $6,571 4.41%
    15 Year 219 $64,025,000 $292,352 $4,638 3.64%
    20 Year 53 $19,285,000 $363,868 $3,928 3.98%
    10 Year 5 $1,135,000 $227,000 $3,459 3.75%
    Other 3 $965,000 $321,667 $7,850 3.71%

    For 2019, Commerce Home Mortgage's most frequently cited loan duration was 30 Year, with 6,790 originations. The 2nd most popular length was 15 Year, with 219 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,361 $1,194,465,000 $355,390
    $2k-3k 1,067 $321,995,000 $301,776
    $5k+ 881 $478,095,000 $542,673
    $<1k 804 $347,220,000 $431,866
    $3k-4k 573 $193,065,000 $336,937
    $4k-5k 381 $133,065,000 $349,252

    Commerce Home Mortgage's average total fees were $6,571, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,361 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,964 $1,074,670,000 $362,574
    3-4% 2,950 $1,129,520,000 $382,888
    5-6% 962 $371,320,000 $385,988
    6-7% 141 $74,265,000 $526,702
    2.5-3% 31 $9,315,000 $300,484
    7-8% 15 $6,015,000 $401,000
    Over 8% 7 $3,515,000 $502,143

    During 2019, Commerce Home Mortgage's average interest rate for loans was 4.41%, while their most frequently originated rate bucket for loans was 4-5%, with 2,964 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,091 $903,815,000 $292,402 $6,585 4.30%
    $400k-600k 1,543 $733,475,000 $475,356 $6,709 4.26%
    $100k-200k 1,436 $220,490,000 $153,545 $5,708 4.58%
    $600k-1MM 676 $497,540,000 $736,006 $6,640 4.45%
    $1MM+ 211 $303,565,000 $1,438,697 $9,938 4.81%
    $100,000 or less 113 $9,735,000 $86,150 $4,735 4.75%

    2019 saw Commerce Home Mortgage place emphasis on $200k-400k loans with 3,091 originations, totaling $903,815,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,482 $576,380,000 $388,920 $6,648 4.26%
    $50k-75k 1,435 $337,715,000 $235,341 $6,537 4.30%
    $75k-100k 1,252 $387,440,000 $309,457 $6,897 4.29%
    $50k or less 1,188 $371,060,000 $312,340 $6,051 4.94%
    $150k-250k 1,042 $531,600,000 $510,173 $5,818 4.26%
    $250k+ 536 $418,640,000 $781,045 $6,851 4.28%

    Commerce Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,482 originations. The second most popular income band? $50k-75k, with 1,435 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,055 $411,335,000 $389,891 $5,684 4.25%
    20-30% 928 $373,250,000 $402,209 $5,352 4.16%
    50-60% 627 $176,475,000 $281,459 $9,046 4.38%
    44% 366 $117,980,000 $322,350 $7,100 4.35%
    43% 342 $109,770,000 $320,965 $7,118 4.27%
    42% 304 $110,260,000 $362,697 $6,914 4.29%
    49% 284 $100,160,000 $352,676 $6,286 4.38%
    41% 283 $108,545,000 $383,551 $6,361 4.31%
    48% 263 $90,225,000 $343,061 $6,363 4.39%
    39% 259 $100,565,000 $388,282 $6,372 4.28%
    40% 247 $95,555,000 $386,862 $6,432 4.28%
    47% 244 $83,870,000 $343,730 $6,715 4.40%
    38% 232 $91,690,000 $395,216 $6,461 4.31%
    37% 229 $94,235,000 $411,507 $5,874 4.30%
    <20% 225 $99,125,000 $440,556 $5,388 4.12%
    45% 222 $72,500,000 $326,577 $6,219 4.34%
    46% 212 $70,110,000 $330,708 $6,336 4.41%
    36% 203 $78,385,000 $386,133 $6,518 4.28%
    >60% 14 $3,920,000 $280,000 $6,505 4.17%

    Commerce Home Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,055 originations. The next most common DTI ratio? 20-30%, with 928 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,039 $2,210,375,000 $366,017 $6,286 4.39%
    Asian 495 $256,975,000 $519,141 $7,732 4.34%
    Black 263 $90,355,000 $343,555 $8,009 4.34%
    Not provided 187 $82,595,000 $441,684 $7,260 4.51%
    American Indian 51 $15,385,000 $301,667 $6,287 4.43%
    Native Hawaiian or Islander 35 $12,935,000 $369,571 $8,541 4.22%

    Approval Rates

    Total approvals of all applications
    99.24%

    Commerce Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.39%

    Commerce Home Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,070 $2,668,620,000 $377,457

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 121 $26,185,000 $216,405
    Single Family (1-4 Units):Site-Built 6,949 $2,642,435,000 $380,261

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 237 $78,745,000 $332,257 $4,356 4.39%
    40-60% 834 $371,370,000 $445,288 $4,412 4.47%
    60-80% 2,109 $959,225,000 $454,825 $5,233 4.46%
    80-100% 3,697 $1,195,705,000 $323,426 $7,491 4.33%
    Over 100% 113 $35,285,000 $312,257 $11,574 4.15%
    Under 20% 28 $6,870,000 $245,357 $3,642 4.11%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Commerce Home Mortgage, Inc Conventional home mortgage Trouble during payment process 2 100.0%