DULUTH Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Duluth averaged
6.95%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.66% and
one month ago for the week of 2025-02-27, the
average rate was 7.07%.
Duluth's average rate one year ago was 7%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.13%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Duluth 30 Year Fixed Rate | 2025-04-03 | 6.95% |
| Duluth 30 Year Fixed Rate Refi | 2025-04-03 | 7.13% |
| Duluth 15 Year Fixed Rate | 2025-04-03 | 6.49% |
| Duluth 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Duluth 30 Year FHA | 2025-04-03 | 6.5% |
| Duluth 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Duluth 30 Year USDA | 2025-04-03 | 6.12% |
| Duluth 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Duluth 30 Year VA | 2025-04-03 | 6.3% |
| Duluth 30 Year VA Refi | 2025-04-03 | 5.69% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DULUTH, MN-WI.
DULUTH Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DULUTH, MN-WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DULUTH Average Closing Costs & Other Stats
DULUTH, MN-WI's 159 lenders originated 5,791
loans during 2024. The total origination value was $1,192,615,000, with an average loan value of
$205,943.
DULUTH's average closing costs are $4,656.
The top DULUTH lender as defined by loan originations is North Shore Bank of Commerce, with
408 loans originated. Their average total fees are
$6,310, which is $1,694
higher than the next largest lender,
Bell Bank.
The lowest fee DULUTH lenders (with over 10 loans originated) are
Royal Credit Union ($1,976), COMPEER FINANCIAL, FLCA ($3,594), WINGS FINANCIAL ($3,654), U.S. Bank ($4,007) and SUPERIOR CHOICE ($4,245).
The lowest rate DULUTH lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY (6.27%), SUPERIOR CHOICE (6.33%), WINGS FINANCIAL (6.45%), AFFINITY PLUS (6.58%) and UNION HOME MORTGAGE CORP. (6.60%).
DULUTH, MN-WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| North Shore Bank of Commerce | $144,025,000 | $150,835,000 | 4.7% | 12.6% |
| National Bank of Commerce | $59,340,000 | $58,205,000 | -1.9% | 4.9% |
| Bell Bank | $59,760,000 | $50,305,000 | -15.8% | 4.2% |
| QUICKEN LOANS, LLC | $33,845,000 | $48,680,000 | 43.8% | 4.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $3,405,000 | $44,570,000 | 1,209.0% | 3.7% |
| Frandsen Bank & Trust | $48,330,000 | $40,760,000 | -15.7% | 3.4% |
| U.S. Bank | $50,175,000 | $40,210,000 | -19.9% | 3.4% |
| MEMBERS COOPERATIVE | $36,190,000 | $33,810,000 | -6.6% | 2.8% |
| SUPERIOR CHOICE | $27,785,000 | $32,295,000 | 16.2% | 2.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $18,775,000 | $30,010,000 | 59.8% | 2.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $21,070,000 | $27,705,000 | 31.5% | 2.3% |
| Park State Bank | $19,955,000 | $27,175,000 | 36.2% | 2.3% |
| Regent Financial Group, Inc. | $19,120,000 | $25,110,000 | 31.3% | 2.1% |
| Mortgage Research Center, LLC | $14,815,000 | $24,520,000 | 65.5% | 2.1% |
| Servion, Inc. | $25,010,000 | $21,660,000 | -13.4% | 1.8% |
| Summit Mortgage Corporation | $9,150,000 | $19,130,000 | 109.1% | 1.6% |
| BROKER SOLUTIONS, INC. | $16,035,000 | $18,570,000 | 15.8% | 1.6% |
| AFFINITY PLUS | $15,410,000 | $16,185,000 | 5.0% | 1.4% |
| CENTRICITY Credit Union | $15,820,000 | $16,180,000 | 2.3% | 1.4% |
| EVERETT FINANCIAL, INC. | $10,390,000 | $15,270,000 | 47.0% | 1.3% |
| Superior Savings Bank | $7,105,000 | $14,865,000 | 109.2% | 1.2% |
| North Shore Federal Credit Union | $15,725,000 | $13,945,000 | -11.3% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $10,110,000 | $13,475,000 | 33.3% | 1.1% |
| NEWREZ LLC | $4,600,000 | $12,290,000 | 167.2% | 1.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $16,015,000 | $11,760,000 | -26.6% | 1.0% |
| The Miners National Bank of Eveleth | $12,480,000 | $11,400,000 | -8.7% | 1.0% |
| Wells Fargo Bank | $14,005,000 | $11,380,000 | -18.7% | 1.0% |
| Northview Bank | $10,830,000 | $10,895,000 | 0.6% | 0.9% |
| Citibank | $175,000 | $10,005,000 | 5,617.1% | 0.8% |
| COMPEER FINANCIAL, FLCA | $9,940,000 | $9,850,000 | -0.9% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $5,375,000 | $9,530,000 | 77.3% | 0.8% |
| Harbor Pointe Credit Union | $10,880,000 | $9,300,000 | -14.5% | 0.8% |
| GUARANTEED RATE AFFINITY, LLC | $8,930,000 | $8,390,000 | -6.0% | 0.7% |
| State Bank Financial | $8,055,000 | n/a | 0.7% | |
| NORTHWOODS | $5,540,000 | $7,195,000 | 29.9% | 0.6% |
| FNB Moose Lake | $3,215,000 | $7,115,000 | 121.3% | 0.6% |
| GUILD MORTGAGE COMPANY | $1,295,000 | $7,080,000 | 446.7% | 0.6% |
| The Huntington National Bank | $2,150,000 | $6,605,000 | 207.2% | 0.6% |
| NORTH STAR CREDIT UNION | $3,295,000 | $6,295,000 | 91.0% | 0.5% |
| LOANDEPOT.COM, LLC | $6,395,000 | $6,255,000 | -2.2% | 0.5% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $3,835,000 | $5,690,000 | 48.4% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $810,000 | $5,575,000 | 588.3% | 0.5% |
| Prosperity Home Mortgage, LLC | $5,905,000 | $5,280,000 | -10.6% | 0.4% |
| Two Harbors Federal Credit Union | $4,605,000 | $5,255,000 | 14.1% | 0.4% |
| GUARANTEED RATE, INC. | $4,285,000 | $5,055,000 | 18.0% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $2,210,000 | $4,985,000 | 125.6% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $4,160,000 | $4,900,000 | 17.8% | 0.4% |
| Royal Credit Union | $4,620,000 | $4,785,000 | 3.6% | 0.4% |
| UNION HOME MORTGAGE CORP. | $480,000 | $4,695,000 | 878.1% | 0.4% |
| WINGS FINANCIAL | $5,360,000 | $4,505,000 | -16.0% | 0.4% |
| BMO Harris Bank | $3,900,000 | $4,420,000 | 13.3% | 0.4% |
| USAA Federal Savings Bank | $5,795,000 | $4,075,000 | -29.7% | 0.3% |
| Tradition Mortgage, LLC | $2,655,000 | $3,995,000 | 50.5% | 0.3% |
| Bremer Bank | $3,210,000 | $3,925,000 | 22.3% | 0.3% |
| BAY EQUITY LLC | $1,445,000 | $3,880,000 | 168.5% | 0.3% |
| Nations Lending Corporation | $4,710,000 | $3,840,000 | -18.5% | 0.3% |
| SPIRE Credit Union | $1,995,000 | $3,660,000 | 83.5% | 0.3% |
| Granite Community Bank | $3,405,000 | n/a | 0.3% | |
| Associated Bank | $1,935,000 | $3,225,000 | 66.7% | 0.3% |
| CARDINAL FINANCIAL | $1,985,000 | $2,685,000 | 35.3% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,875,000 | $2,665,000 | -31.2% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $2,825,000 | $2,620,000 | -7.3% | 0.2% |
| Security State Bank | $1,365,000 | $2,575,000 | 88.6% | 0.2% |
| COLLIERS MORTGAGE LLC | $2,545,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $3,400,000 | $2,490,000 | -26.8% | 0.2% |
| Cornerstone State Bank | $2,415,000 | $2,470,000 | 2.3% | 0.2% |
| Bank of America | $2,445,000 | $2,390,000 | -2.2% | 0.2% |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $1,145,000 | $2,335,000 | 103.9% | 0.2% |
| Morgan Stanley Private Bank | $805,000 | $2,330,000 | 189.4% | 0.2% |
| JPMorgan Chase Bank | $1,980,000 | $2,300,000 | 16.2% | 0.2% |
| Choice Financial Group | $1,260,000 | $2,290,000 | 81.7% | 0.2% |
| Northern State Bank of Virginia | $4,690,000 | $2,115,000 | -54.9% | 0.2% |
| S1L, Inc. | $2,085,000 | n/a | 0.2% | |
| Baxter Credit Union | $910,000 | $2,080,000 | 128.6% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $365,000 | $2,010,000 | 450.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,180,000 | $1,985,000 | 68.2% | 0.2% |
| Woodlands National Bank | $1,530,000 | $1,945,000 | 27.1% | 0.2% |
| Flagstar Bank, FSB | $3,505,000 | $1,935,000 | -44.8% | 0.2% |
| Johnson Bank | $1,240,000 | $1,825,000 | 47.2% | 0.2% |
| Old National Bank | $42,295,000 | $1,820,000 | -95.7% | 0.2% |
| Discover Bank | $940,000 | $1,805,000 | 92.0% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,265,000 | $1,780,000 | 40.7% | 0.1% |
| Figure Lending LLC | $855,000 | $1,740,000 | 103.5% | 0.1% |
| IDEAL | $270,000 | $1,710,000 | 533.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,340,000 | $1,560,000 | 16.4% | 0.1% |
| NBKC BANK | $925,000 | $1,560,000 | 68.6% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,540,000 | $1,560,000 | 1.3% | 0.1% |
| Think Mutual Bank | $440,000 | $1,540,000 | 250.0% | 0.1% |
| The Federal Savings Bank | $895,000 | $1,525,000 | 70.4% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,500,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,770,000 | $1,450,000 | -47.7% | 0.1% |
| Cambria Financial Group, LLC | $390,000 | $1,445,000 | 270.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,465,000 | $1,445,000 | -41.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,440,000 | n/a | 0.1% | |
| PNC Bank | $670,000 | $1,345,000 | 100.7% | 0.1% |
| Deerwood Bank | $1,785,000 | $1,330,000 | -25.5% | 0.1% |
| Falcon National Bank | $3,250,000 | $1,320,000 | -59.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,105,000 | $1,310,000 | 18.6% | 0.1% |
| Chippewa Valley Bank | $1,900,000 | $1,280,000 | -32.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,750,000 | $1,260,000 | -66.4% | 0.1% |
| The Bank of New Glarus | $1,210,000 | n/a | 0.1% | |
| Security Bank & Trust Company | $1,200,000 | n/a | 0.1% | |
| Ally Bank | $775,000 | $1,165,000 | 50.3% | 0.1% |
| Lake Elmo Bank | $1,160,000 | n/a | 0.1% | |
| CENTRAL MINNESOTA Credit Union | $970,000 | $1,145,000 | 18.0% | 0.1% |
| Stifel Bank and Trust | $810,000 | $1,120,000 | 38.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $795,000 | $1,095,000 | 37.7% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,090,000 | n/a | 0.1% | |
| Coastal Community Bank | $380,000 | $1,050,000 | 176.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $430,000 | $1,050,000 | 144.2% | 0.1% |
| CMG MORTGAGE, INC. | $2,035,000 | $1,035,000 | -49.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $325,000 | $1,025,000 | 215.4% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $420,000 | $980,000 | 133.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $965,000 | n/a | 0.1% | |
| Alerus Financial | $1,575,000 | $960,000 | -39.0% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | $940,000 | 100.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $595,000 | $925,000 | 55.5% | 0.1% |
| First Bank & Trust | $585,000 | $925,000 | 58.1% | 0.1% |
| Dollar Bank, Federal Savings Bank | $1,385,000 | $915,000 | -33.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $185,000 | $910,000 | 391.9% | 0.1% |
| PLANET HOME LENDING, LLC | $340,000 | $900,000 | 164.7% | 0.1% |
| Minnwest Bank | $875,000 | n/a | 0.1% | |
| The State Bank of Faribault | $305,000 | $870,000 | 185.2% | 0.1% |
| GreenStone Farm Credit Services, FLCA | $855,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $845,000 | n/a | 0.1% | |
| First International Bank & Trust | $475,000 | $800,000 | 68.4% | 0.1% |
| Merchants Bank | $885,000 | $790,000 | -10.7% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $2,575,000 | $780,000 | -69.7% | 0.1% |
| RiverWood Bank | $780,000 | $775,000 | -0.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $770,000 | n/a | 0.1% | |
| Bridgewater Bank | $760,000 | n/a | 0.1% | |
| Ixonia Bank | $760,000 | n/a | 0.1% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $65,000 | $745,000 | 1,046.2% | 0.1% |
| Northern State Bank | $265,000 | $725,000 | 173.6% | 0.1% |
| Bank Forward | $720,000 | n/a | 0.1% | |
| Truist | $245,000 | $720,000 | 193.9% | 0.1% |
| Magnolia Bank | $700,000 | n/a | 0.1% | |
| Northpointe Bank | $265,000 | $690,000 | 160.4% | 0.1% |
| Peoples State Bank | $690,000 | n/a | 0.1% | |
| AXIA FINANCIAL, LLC | $685,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $685,000 | n/a | 0.1% | |
| WESTconsin Credit Union | $1,555,000 | $675,000 | -56.6% | 0.1% |
| First National Bank of Elk River | $75,000 | $670,000 | 793.3% | 0.1% |
| EMBRACE HOME LOANS, INC. | $665,000 | n/a | 0.1% | |
| ALTRA | $395,000 | $650,000 | 64.6% | 0.1% |
| Citizens Bank | $585,000 | $640,000 | 9.4% | 0.1% |
| LOANPAL, LLC | $620,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $515,000 | $610,000 | 18.4% | 0.1% |
| TOPLINE FEDERAL CREDIT UNION | $375,000 | $605,000 | 61.3% | 0.1% |
| University of Wisconsin Credit Union | $600,000 | $600,000 | 0.0% | 0.1% |
| PremierBank | $595,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $205,000 | $590,000 | 187.8% | 0.0% |
| Equity Prime Mortgage LLC | $575,000 | n/a | 0.0% | |
| Neighborhood National Bank | $80,000 | $575,000 | 618.8% | 0.0% |
| Highland Bank | $860,000 | $570,000 | -33.7% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $750,000 | $565,000 | -24.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $265,000 | $560,000 | 111.3% | 0.0% |
| First-Citizens Bank & Trust Company | $555,000 | n/a | 0.0% | |
| WNB Financial, N.A. | $555,000 | n/a | 0.0% | |
| American National Bank of Minnesota | $685,000 | $550,000 | -19.7% | 0.0% |
| Presidential Bank, FSB | $550,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $195,000 | $545,000 | 179.5% | 0.0% |
| SIRVA MORTGAGE, INC. | $540,000 | n/a | 0.0% | |
| Fortress Bank | $900,000 | $530,000 | -41.1% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $325,000 | $525,000 | 61.5% | 0.0% |
| CANOPY MORTGAGE, LLC | $525,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $1,070,000 | $525,000 | -50.9% | 0.0% |
| CITIZENS EQUITY FIRST | $525,000 | n/a | 0.0% | |
| Bankers' Bank | $355,000 | $520,000 | 46.5% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $520,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $510,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $925,000 | $495,000 | -46.5% | 0.0% |
| Deere Employees Credit Union | $490,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $475,000 | $485,000 | 2.1% | 0.0% |
| Liberty Bank Minnesota | $1,150,000 | $480,000 | -58.3% | 0.0% |
| Farmers Bank & Trust | $475,000 | n/a | 0.0% | |
| Northwestern Bank | $470,000 | n/a | 0.0% | |
| Platinum Bank | $290,000 | $460,000 | 58.6% | 0.0% |
| First PREMIER Bank | $450,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $150,000 | $445,000 | 196.7% | 0.0% |
| Citizens State Bank | $405,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $405,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $125,000 | $400,000 | 220.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $275,000 | $390,000 | 41.8% | 0.0% |
| Central Bank | $605,000 | $375,000 | -38.0% | 0.0% |
| The Bank of Elk River | $85,000 | $375,000 | 341.2% | 0.0% |
| Community Bank Mankato | $355,000 | n/a | 0.0% | |
| Security State Bank of Marine | $380,000 | $355,000 | -6.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $400,000 | $350,000 | -12.5% | 0.0% |
| Waterstone Mortgage Corporation | $335,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $125,000 | $325,000 | 160.0% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $105,000 | $325,000 | 209.5% | 0.0% |
| GATEWAY BANK | $325,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $325,000 | n/a | 0.0% | |
| American Heritage National Bank | $315,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $310,000 | n/a | 0.0% | |
| Arvest Bank | $305,000 | n/a | 0.0% | |
| Bank Midwest | $285,000 | n/a | 0.0% | |
| First Federal Bank | $1,520,000 | $285,000 | -81.3% | 0.0% |
| Summit Credit Union | $500,000 | $285,000 | -43.0% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| NBH Bank | $275,000 | n/a | 0.0% | |
| South State Bank | $275,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $275,000 | n/a | 0.0% | |
| VISIONBank | $205,000 | $275,000 | 34.1% | 0.0% |
| Heritage Bank | $210,000 | $270,000 | 28.6% | 0.0% |
| Quad City Bank and Trust Company | $265,000 | n/a | 0.0% | |
| Fifth Third Bank | $75,000 | $260,000 | 246.7% | 0.0% |
| Indianhead Credit Union | $360,000 | $260,000 | -27.8% | 0.0% |
| COMMUNITYAMERICA | $255,000 | n/a | 0.0% | |
| IOWA BANKERS MORTGAGE CORPORATION | $790,000 | $255,000 | -67.7% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $255,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $250,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $195,000 | $245,000 | 25.6% | 0.0% |
| LENDINGONE, LLC | $240,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| Bay Bank | $235,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $235,000 | n/a | 0.0% | |
| Citizens Community Federal | $795,000 | $235,000 | -70.4% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $165,000 | $235,000 | 42.4% | 0.0% |
| ST. CLOUD FINANCIAL | $235,000 | n/a | 0.0% | |
| Bank of Deerfield | $225,000 | n/a | 0.0% | |
| Bank of England | $205,000 | $225,000 | 9.8% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $285,000 | $220,000 | -22.8% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $145,000 | $215,000 | 48.3% | 0.0% |
| First Western Bank & Trust | $215,000 | n/a | 0.0% | |
| Northeast Bank | $215,000 | n/a | 0.0% | |
| ONE NEVADA CREDIT UNION | $255,000 | $215,000 | -15.7% | 0.0% |
| CorTrust Bank | $155,000 | $205,000 | 32.3% | 0.0% |
| First Dakota National Bank | $205,000 | n/a | 0.0% | |
| Sunrise Banks | $205,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $1,245,000 | $195,000 | -84.3% | 0.0% |
| American Bank Center | $185,000 | n/a | 0.0% | |
| EMM LOANS LLC | $450,000 | $185,000 | -58.9% | 0.0% |
| MINNCO CREDIT UNION | $55,000 | $185,000 | 236.4% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $935,000 | $185,000 | -80.2% | 0.0% |
| SWBC MORTGAGE CORPORATION | $265,000 | $185,000 | -30.2% | 0.0% |
| Dairy State Bank | $575,000 | $180,000 | -68.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $175,000 | n/a | 0.0% | |
| GENISYS | $25,000 | $170,000 | 580.0% | 0.0% |
| VERIDIAN CREDIT UNION | $240,000 | $170,000 | -29.2% | 0.0% |
| Citizens Bank Minnesota | $165,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $155,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $160,000 | $155,000 | -3.1% | 0.0% |
| West Gate Bank | $155,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $385,000 | $145,000 | -62.3% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $45,000 | $145,000 | 222.2% | 0.0% |
| TOWER | $145,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $675,000 | $135,000 | -80.0% | 0.0% |
| BUILDING TRADES FEDERAL CREDIT UNION | $130,000 | n/a | 0.0% | |
| Cornerstone Bank | $125,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | $125,000 | 8.7% | 0.0% |
| NexBank | $125,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $175,000 | $125,000 | -28.6% | 0.0% |
| First State Bank of Le Center | $245,000 | $115,000 | -53.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $115,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $105,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $105,000 | n/a | 0.0% | |
| First National Bank of America | $95,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $95,000 | n/a | 0.0% | |
| Union State Bank of Fargo | $655,000 | $95,000 | -85.5% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $150,000 | $90,000 | -40.0% | 0.0% |
| CoVantage Credit Union | $85,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $85,000 | n/a | 0.0% | |
| First National Bank of Milaca | $75,000 | n/a | 0.0% | |
| MidAmerica National Bank | $75,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $65,000 | n/a | 0.0% | |
| Farmers & Merchants Savings Bank | $705,000 | $55,000 | -92.2% | 0.0% |
| IncredibleBank | $55,000 | n/a | 0.0% | |
| Sherburne State Bank | $825,000 | $45,000 | -94.5% | 0.0% |
| TOGETHER CREDIT UNION | $45,000 | n/a | 0.0% | |
| Anoka Hennepin Credit Union | $25,000 | n/a | 0.0% | |
| BANKWEST, INC. | $75,000 | $25,000 | -66.7% | 0.0% |
DULUTH's top lender by overall market share is North Shore Bank of Commerce, with 12.6% market share. In second place, with 4.9%, is National Bank of Commerce, having originated $58,205,000 in loans. In third place, with 4.2%, is Bell Bank, having originated $50,305,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $48,680,000 in loans. In fifth place, with 3.7%, is JONES LANG LASALLE MULTIFAMILY, LLC, having originated $44,570,000 in loans.
DULUTH Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DULUTH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $158,900 (6.0%) | $240,077 (4.0%) | 0.59 | 1,071 |
| 2018-02-01 | $163,450 (7.2%) | $248,077 (5.4%) | 0.59 | 1,057 |
| 2018-03-01 | $174,900 (7.3%) | $264,682 (9.2%) | 0.61 | 1,096 |
| 2018-04-01 | $184,950 (9.4%) | $271,633 (12.0%) | 0.63 | 1,129 |
| 2018-05-01 | $185,000 (4.9%) | $274,509 (10.0%) | 0.62 | 1,297 |
| 2018-06-01 | $189,000 (5.1%) | $269,040 (7.3%) | 0.63 | 1,541 |
| 2018-07-01 | $189,000 (5.6%) | $267,995 (5.0%) | 0.63 | 1,613 |
| 2018-08-01 | $187,500 (7.1%) | $263,574 (3.6%) | 0.63 | 1,627 |
| 2018-09-01 | $184,900 (5.7%) | $258,384 (3.7%) | 0.62 | 1,593 |
| 2018-10-01 | $183,000 (7.7%) | $259,416 (6.1%) | 0.62 | 1,544 |
| 2018-11-01 | $181,250 (13.3%) | $256,711 (7.6%) | 0.61 | 1,396 |
| 2018-12-01 | $174,900 (9.4%) | $252,564 (4.9%) | 0.60 | 1,204 |
| 2019-01-01 | $174,100 (9.6%) | $265,366 (10.5%) | 0.60 | 979 |
| 2019-02-01 | $171,250 (4.8%) | $264,272 (6.5%) | 0.58 | 930 |
| 2019-03-01 | $189,243 (8.2%) | $275,618 (4.1%) | 0.62 | 966 |
| 2019-04-01 | $216,200 (16.9%) | $287,531 (5.9%) | 0.69 | 1,027 |
| 2019-05-01 | $215,000 (16.2%) | $289,796 (5.6%) | 0.67 | 1,180 |
| 2019-06-01 | $210,250 (11.2%) | $284,125 (5.6%) | 0.66 | 1,352 |
| 2019-07-01 | $212,000 (12.2%) | $285,033 (6.4%) | 0.66 | 1,455 |
| 2019-08-01 | $205,155 (9.4%) | $279,460 (6.0%) | 0.65 | 1,483 |
| 2019-09-01 | $199,386 (7.8%) | $272,514 (5.5%) | 0.64 | 1,456 |
| 2019-10-01 | $198,041 (8.2%) | $267,591 (3.2%) | 0.64 | 1,412 |
| 2019-11-01 | $194,950 (7.6%) | $263,914 (2.8%) | 0.64 | 1,214 |
| 2019-12-01 | $189,900 (8.6%) | $264,302 (4.7%) | 0.63 | 997 |
| 2020-01-01 | $189,200 (8.7%) | $268,590 (1.2%) | 0.63 | 820 |
| 2020-02-01 | $204,950 (19.7%) | $290,538 (9.9%) | 0.67 | 783 |
| 2020-03-01 | $229,250 (21.1%) | $311,991 (13.2%) | 0.72 | 803 |
| 2020-04-01 | $229,925 (6.4%) | $312,086 (8.5%) | 0.72 | 849 |
| 2020-05-01 | $229,900 (6.9%) | $306,689 (5.8%) | 0.70 | 911 |
| 2020-06-01 | $235,450 (12.0%) | $312,977 (10.2%) | 0.69 | 945 |
| 2020-07-01 | $232,500 (9.7%) | $320,270 (12.4%) | 0.67 | 918 |
| 2020-08-01 | $230,000 (12.1%) | $317,309 (13.5%) | 0.66 | 854 |
| 2020-09-01 | $229,425 (15.1%) | $313,682 (15.1%) | 0.66 | 778 |
| 2020-10-01 | $224,900 (13.6%) | $318,185 (18.9%) | 0.64 | 705 |
| 2020-11-01 | $217,950 (11.8%) | $319,159 (20.9%) | 0.64 | 615 |
| 2020-12-01 | $219,700 (15.7%) | $326,454 (23.5%) | 0.65 | 521 |
| 2021-01-01 | $219,000 (15.8%) | $344,481 (28.3%) | 0.65 | 393 |
| 2021-02-01 | $224,250 (9.4%) | $355,469 (22.4%) | 0.65 | 313 |
| 2021-03-01 | $224,725 (-2.0%) | $351,535 (12.7%) | 0.64 | 307 |
| 2021-04-01 | $235,000 (2.2%) | $353,067 (13.1%) | 0.64 | 335 |
| 2021-05-01 | $222,500 (-3.2%) | $332,337 (8.4%) | 0.59 | 417 |
| 2021-06-01 | $215,000 (-8.7%) | $321,941 (2.9%) | 0.57 | 522 |
| 2021-07-01 | $215,000 (-7.5%) | $313,902 (-2.0%) | 0.57 | 544 |
| 2021-08-01 | $203,325 (-11.6%) | $296,802 (-6.5%) | 0.54 | 531 |
| 2021-09-01 | $202,450 (-11.8%) | $297,466 (-5.2%) | 0.54 | 504 |
| 2021-10-01 | $199,500 (-11.3%) | $274,169 (-13.8%) | 0.53 | 475 |
| 2021-11-01 | $202,000 (-7.3%) | $299,332 (-6.2%) | 0.54 | 380 |
| 2021-12-01 | $192,425 (-12.4%) | $301,330 (-7.7%) | 0.52 | 295 |
| 2022-01-01 | $194,900 (-11.0%) | $318,032 (-7.7%) | 0.53 | 255 |
| 2022-02-01 | $220,975 (-1.5%) | $372,197 (4.7%) | 0.57 | 210 |
| 2022-03-01 | $242,600 (8.0%) | $400,017 (13.8%) | 0.61 | 204 |
| 2022-04-01 | $257,450 (9.6%) | $382,671 (8.4%) | 0.61 | 242 |
| 2022-05-01 | $262,425 (17.9%) | $388,064 (16.8%) | 0.60 | 324 |
| 2022-06-01 | $262,450 (22.1%) | $372,542 (15.7%) | 0.58 | 401 |
| 2022-07-01 | $262,500 (22.1%) | $368,254 (17.3%) | 0.59 | 490 |
| 2022-08-01 | $252,450 (24.2%) | $351,543 (18.4%) | 0.58 | 549 |
| 2022-09-01 | $256,250 (26.6%) | $354,072 (19.0%) | 0.60 | 539 |
| 2022-10-01 | $255,000 (27.8%) | $367,661 (34.1%) | 0.60 | 499 |
| 2022-11-01 | $252,500 (25.0%) | $361,438 (20.8%) | 0.61 | 447 |
| 2022-12-01 | $259,000 (34.6%) | $369,733 (22.7%) | 0.64 | 388 |
| 2023-01-01 | $263,725 (35.3%) | $372,323 (17.1%) | 0.65 | 281 |
| 2023-02-01 | $277,000 (25.4%) | $386,005 (3.7%) | 0.67 | 236 |
| 2023-03-01 | $280,450 (15.6%) | $395,710 (-1.1%) | 0.66 | 232 |
| 2023-04-01 | $289,000 (12.3%) | $391,690 (2.4%) | 0.67 | 264 |
| 2023-05-01 | $299,950 (14.3%) | $406,894 (4.9%) | 0.68 | 330 |
| 2023-06-01 | $307,100 (17.0%) | $419,159 (12.5%) | 0.69 | 430 |
| 2023-07-01 | $314,900 (20.0%) | $433,781 (17.8%) | 0.72 | 509 |
| 2023-08-01 | $305,000 (20.8%) | $424,537 (20.8%) | 0.70 | 547 |
| 2023-09-01 | $299,900 (17.0%) | $417,521 (17.9%) | 0.70 | 607 |
| 2023-10-01 | $278,450 (9.2%) | $406,526 (10.6%) | 0.66 | 586 |
| 2023-11-01 | $278,000 (10.1%) | $406,364 (12.4%) | 0.66 | 539 |
| 2023-12-01 | $275,000 (6.2%) | $404,708 (9.5%) | 0.67 | 444 |
| 2024-01-01 | $249,000 (-5.6%) | $400,071 (7.5%) | 0.61 | 361 |
| 2024-02-01 | $264,450 (-4.5%) | $416,308 (7.9%) | 0.64 | 331 |
| 2024-03-01 | $304,950 (8.7%) | $427,069 (7.9%) | 0.72 | 336 |
| 2024-04-01 | $333,000 (15.2%) | $450,800 (15.1%) | 0.77 | 349 |
| 2024-05-01 | $369,537 (23.2%) | $483,269 (18.8%) | 0.84 | 428 |
| 2024-06-01 | $350,000 (14.0%) | $458,792 (9.5%) | 0.80 | 523 |
| 2024-07-01 | $344,675 (9.5%) | $449,727 (3.7%) | 0.79 | 616 |
| 2024-08-01 | $329,000 (7.9%) | $433,959 (2.2%) | 0.77 | 691 |
| 2024-09-01 | $320,000 (6.7%) | $415,563 (-0.5%) | 0.75 | 714 |
| 2024-10-01 | $300,000 (7.7%) | $409,514 (0.7%) | 0.71 | 704 |
| 2024-11-01 | $299,000 (7.6%) | $401,406 (-1.2%) | 0.72 | 625 |
| 2024-12-01 | $287,400 (4.5%) | $394,016 (-2.6%) | 0.71 | 506 |
| 2025-01-01 | $277,475 (11.4%) | $387,811 (-3.1%) | 0.69 | 427 |
| 2025-02-01 | $277,500 (4.9%) | $400,151 (-3.9%) | 0.67 | 403 |
| 2025-03-01 | $299,900 (-1.7%) | $434,408 (1.7%) | 0.00 | 379 |
DULUTH's median listing price for 2025-03-01 was $299,900, a difference of
$-5,050
(-1.7%) versus the prior year and
$22,400 versus the prior month.
DULUTH's median listing price comes in at 0% of the national average.
DULUTH's average listing price for 2025-03-01 was $434,408, a difference of $7,339 (1.7%) versus the prior year and $34,257 versus the prior month.
For the 2025-03-01 period, DULUTH had 379 MLS listings, a difference of -24 listings (-6%) versus the prior month and 43 listings (13%) versus the prior year.
DULUTH's median listing price comes in at 0% of the national average.
DULUTH's average listing price for 2025-03-01 was $434,408, a difference of $7,339 (1.7%) versus the prior year and $34,257 versus the prior month.
For the 2025-03-01 period, DULUTH had 379 MLS listings, a difference of -24 listings (-6%) versus the prior month and 43 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DULUTH (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 106 days | 1,504 sqft |
| 2018-02-01 | 107 days | 1,528 sqft |
| 2018-03-01 | 77 days | 1,568 sqft |
| 2018-04-01 | 68 days | 1,580 sqft |
| 2018-05-01 | 58 days | 1,571 sqft |
| 2018-06-01 | 50 days | 1,576 sqft |
| 2018-07-01 | 59 days | 1,575 sqft |
| 2018-08-01 | 66 days | 1,577 sqft |
| 2018-09-01 | 71 days | 1,544 sqft |
| 2018-10-01 | 75 days | 1,497 sqft |
| 2018-11-01 | 86 days | 1,500 sqft |
| 2018-12-01 | 102 days | 1,463 sqft |
| 2019-01-01 | 113 days | 1,484 sqft |
| 2019-02-01 | 126 days | 1,500 sqft |
| 2019-03-01 | 108 days | 1,515 sqft |
| 2019-04-01 | 78 days | 1,558 sqft |
| 2019-05-01 | 52 days | 1,584 sqft |
| 2019-06-01 | 50 days | 1,568 sqft |
| 2019-07-01 | 56 days | 1,578 sqft |
| 2019-08-01 | 63 days | 1,547 sqft |
| 2019-09-01 | 71 days | 1,489 sqft |
| 2019-10-01 | 79 days | 1,451 sqft |
| 2019-11-01 | 94 days | 1,444 sqft |
| 2019-12-01 | 116 days | 1,454 sqft |
| 2020-01-01 | 126 days | 1,472 sqft |
| 2020-02-01 | 130 days | 1,477 sqft |
| 2020-03-01 | 108 days | 1,499 sqft |
| 2020-04-01 | 75 days | 1,524 sqft |
| 2020-05-01 | 68 days | 1,536 sqft |
| 2020-06-01 | 61 days | 1,527 sqft |
| 2020-07-01 | 53 days | 1,580 sqft |
| 2020-08-01 | 54 days | 1,568 sqft |
| 2020-09-01 | 58 days | 1,533 sqft |
| 2020-10-01 | 62 days | 1,536 sqft |
| 2020-11-01 | 67 days | 1,476 sqft |
| 2020-12-01 | 77 days | 1,467 sqft |
| 2021-01-01 | 93 days | 1,448 sqft |
| 2021-02-01 | 105 days | 1,464 sqft |
| 2021-03-01 | 66 days | 1,471 sqft |
| 2021-04-01 | 42 days | 1,566 sqft |
| 2021-05-01 | 33 days | 1,568 sqft |
| 2021-06-01 | 30 days | 1,530 sqft |
| 2021-07-01 | 38 days | 1,529 sqft |
| 2021-08-01 | 49 days | 1,445 sqft |
| 2021-09-01 | 51 days | 1,459 sqft |
| 2021-10-01 | 51 days | 1,478 sqft |
| 2021-11-01 | 57 days | 1,503 sqft |
| 2021-12-01 | 68 days | 1,462 sqft |
| 2022-01-01 | 79 days | 1,408 sqft |
| 2022-02-01 | 67 days | 1,630 sqft |
| 2022-03-01 | 50 days | 1,725 sqft |
| 2022-04-01 | 28 days | 1,700 sqft |
| 2022-05-01 | 26 days | 1,612 sqft |
| 2022-06-01 | 31 days | 1,649 sqft |
| 2022-07-01 | 34 days | 1,624 sqft |
| 2022-08-01 | 39 days | 1,575 sqft |
| 2022-09-01 | 49 days | 1,598 sqft |
| 2022-10-01 | 53 days | 1,613 sqft |
| 2022-11-01 | 57 days | 1,582 sqft |
| 2022-12-01 | 76 days | 1,575 sqft |
| 2023-01-01 | 97 days | 1,518 sqft |
| 2023-02-01 | 99 days | 1,596 sqft |
| 2023-03-01 | 80 days | 1,566 sqft |
| 2023-04-01 | 44 days | 1,560 sqft |
| 2023-05-01 | 31 days | 1,624 sqft |
| 2023-06-01 | 31 days | 1,672 sqft |
| 2023-07-01 | 33 days | 1,670 sqft |
| 2023-08-01 | 41 days | 1,684 sqft |
| 2023-09-01 | 41 days | 1,733 sqft |
| 2023-10-01 | 49 days | 1,660 sqft |
| 2023-11-01 | 58 days | 1,608 sqft |
| 2023-12-01 | 65 days | 1,575 sqft |
| 2024-01-01 | 81 days | 1,598 sqft |
| 2024-02-01 | 79 days | 1,602 sqft |
| 2024-03-01 | 46 days | 1,610 sqft |
| 2024-04-01 | 45 days | 1,670 sqft |
| 2024-05-01 | 40 days | 1,753 sqft |
| 2024-06-01 | 38 days | 1,776 sqft |
| 2024-07-01 | 39 days | 1,782 sqft |
| 2024-08-01 | 43 days | 1,730 sqft |
| 2024-09-01 | 47 days | 1,682 sqft |
| 2024-10-01 | 52 days | 1,680 sqft |
| 2024-11-01 | 59 days | 1,678 sqft |
| 2024-12-01 | 77 days | 1,601 sqft |
| 2025-01-01 | 87 days | 1,575 sqft |
| 2025-02-01 | 87 days | 1,591 sqft |
| 2025-03-01 | 0 days | 1,624 sqft |
DULUTH's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
DULUTH's median square footage for active listings during the 2025-03-01 period was 1,624 sqft. One year prior, the average listing was 1,610 sqft.
DULUTH's median square footage for active listings during the 2025-03-01 period was 1,624 sqft. One year prior, the average listing was 1,610 sqft.
DULUTH, MN-WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,312 | $811,030,000 | $244,876 |
| Cash Out Refi | 772 | $142,830,000 | $185,013 |
| Home Improvement | 643 | $64,185,000 | $99,821 |
| Other | 548 | $48,050,000 | $87,682 |
| Refi | 515 | $126,475,000 | $245,583 |
| NA | 1 | $45,000 | $45,000 |
Duluth's most frequently cited loan purpose was Home Purchase, with 3,312 originations. The 2nd most popular reason was Cash Out Refi, with 772 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,160 | $507,990,000 | $235,181 |
| 7-8% | 1,474 | $294,640,000 | $199,891 |
| Over 8% | 843 | $86,535,000 | $102,651 |
| 5-6% | 566 | $177,200,000 | $313,074 |
| <2.5% | 71 | $2,015,000 | $28,380 |
| 4-5% | 60 | $11,990,000 | $199,833 |
| 3-4% | 11 | $1,835,000 | $166,818 |
| 2.5-3% | 3 | $645,000 | $215,000 |
During 2024, Duluth's most frequently originated rate bucket was 6-7%, with 2,160 originations.
Loan Sizing (DULUTH, MN-WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,770 | $93,590,000 | $52,876 |
| $100k-200k | 1,770 | $264,300,000 | $149,322 |
| $200k-400k | 1,758 | $483,040,000 | $274,767 |
| $400k-600k | 343 | $162,135,000 | $472,697 |
| $600k-1000k | 119 | $84,875,000 | $713,235 |
| $Over $1MM | 31 | $104,675,000 | $3,376,613 |
DULUTH's loan sizing saw the bucket of loans from $100,000 or less with 1,770 originations, totaling $93,590,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,960 | $512,950,000 | $261,709 |
| 60-80% | 1,192 | $333,790,000 | $280,025 |
| Under 20% | 841 | $39,255,000 | $46,677 |
| 20-40% | 654 | $67,890,000 | $103,807 |
| 40-60% | 489 | $104,305,000 | $213,303 |
| Over 100% | 43 | $12,715,000 | $295,698 |
DULUTH's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,960 originations, totaling $512,950,000 in origination value.