Interlinc Mortgage Services Rates, Fees & Info

HOUSTON, TX

LEI: 5493004OB0KD7VERQW98

Tax ID: 27-0349391

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Interlinc Mortgage Services is a small mortgage company specializing in Home Purchase loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, San Antonio, Nashville, Louisville, and Dallas among others. We have data for 179 markets. (Some data included below & more in-depth data is available with an active subscription.)

Interlinc Mortgage Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interlinc Mortgage Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.87% 4/21/24
30 Year Conventional Refi 6.76% 4/21/24
30 Year Cash-out Refi 7.04% 4/21/24
30 Year FHA Purchase 7.68% 4/21/24
30 Year FHA Refi 7.61% 4/21/24
30 Year VA Purchase 6.48% 4/21/24
30 Year VA Refi 6.33% 4/21/24
30 Year USDA Purchase 6.98% 4/21/24
30 Year USDA Refi 6.93% 4/21/24
15 Year Conventional Purchase 6.15% 4/21/24
15 Year Conventional Refi 6.38% 4/21/24
15 Year Cash-out Refi 6.38% 4/21/24
15 Year FHA Purchase 7.39% 4/21/24
15 Year VA Purchase 7.49% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Interlinc Mortgage Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Interlinc Mortgage Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,580

Origination Dollar Volume (All Markets)

$1,589,790,000
Show all (44) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,142 $355,870,000 $311,620 $8,704 5.08%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 384 $128,720,000 $335,208 $8,996 4.79%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 325 $118,145,000 $363,523 $6,774 5.15%
LOUISVILLE, KY (FHA|USDA|VA) 460 $113,020,000 $245,696 $5,414 5.23%
Outside of Metro Areas 281 $85,765,000 $305,214 $8,150 5.01%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 159 $58,965,000 $370,849 $10,784 5.23%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 135 $51,525,000 $381,667 $10,168 5.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 124 $50,300,000 $405,645 $9,124 5.30%
MONTGOMERY, AL (FHA|USDA|VA) 162 $47,100,000 $290,741 $6,441 4.62%
DOTHAN, AL (FHA|USDA|VA) 211 $41,265,000 $195,569 $4,094 5.05%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 140 $39,200,000 $280,000 $8,943 4.92%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 136 $36,210,000 $266,250 $4,694 4.42%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 121 $33,975,000 $280,785 $7,604 4.58%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 108 $33,360,000 $308,889 $7,841 4.97%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 118 $26,600,000 $225,424 $11,129 5.07%
TUSCALOOSA, AL (FHA|USDA|VA) 112 $23,820,000 $212,679 $5,185 5.08%
COLUMBUS, GA-AL (FHA|USDA|VA) 106 $23,810,000 $224,623 $5,074 4.96%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 82 $22,090,000 $269,390 $4,721 4.48%
HUNTSVILLE, AL (FHA|USDA|VA) 64 $20,990,000 $327,969 $5,269 4.92%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 59 $18,715,000 $317,203 $8,092 5.04%
LONGVIEW, TX (FHA|USDA|VA) 72 $16,010,000 $222,361 $7,590 5.32%
MORRISTOWN, TN (FHA|USDA|VA) 76 $15,270,000 $200,921 $5,090 4.45%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 56 $12,100,000 $216,071 $8,767 4.74%
RICHMOND, VA (FHA|USDA|VA) 38 $11,960,000 $314,737 $8,239 4.46%
Elk City, OK (FHA|USDA|VA) 65 $11,785,000 $181,308 $4,570 5.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 28 $11,430,000 $408,214 $11,338 5.26%
Altus, OK (FHA|USDA|VA) 55 $8,665,000 $157,545 $5,351 5.04%
Ozark, AL (FHA|USDA|VA) 43 $8,495,000 $197,558 $3,518 4.80%
OKLAHOMA CITY, OK (FHA|USDA|VA) 38 $8,280,000 $217,895 $7,346 5.22%
COLUMBIA, SC (FHA|USDA|VA) 42 $8,210,000 $195,476 $7,250 5.05%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 22 $7,180,000 $326,364 $8,817 5.22%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 25 $5,915,000 $236,600 $8,214 5.03%
JACKSON, MS (FHA|USDA|VA) 24 $5,260,000 $219,167 $8,358 4.31%
Weatherford, OK (FHA|USDA|VA) 32 $5,060,000 $158,125 $4,959 5.39%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 20 $4,840,000 $242,000 $4,565 5.40%
TYLER, TX (FHA|USDA|VA) 18 $4,740,000 $263,333 $12,283 5.65%
HAMMOND, LA (FHA|USDA|VA) 23 $4,315,000 $187,609 $4,296 5.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 20 $4,120,000 $206,000 $8,728 4.44%
Enterprise, AL (FHA|USDA|VA) 21 $4,115,000 $195,952 $4,405 4.72%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $3,965,000 $360,455 $8,461 5.47%
Andrews, TX (FHA|USDA|VA) 15 $3,165,000 $211,000 $10,682 5.18%
JOHNSON CITY, TN (FHA|USDA|VA) 12 $3,140,000 $261,667 $6,511 4.58%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $3,040,000 $304,000 $10,945 6.25%
HINESVILLE, GA (FHA|USDA|VA) 16 $2,950,000 $184,375 $7,288 4.09%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $2,600,000 $260,000 $6,927 5.04%
Alexander City, AL (FHA|USDA|VA) 7 $2,515,000 $359,286 $4,845 3.48%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 10 $2,380,000 $238,000 $3,407 4.56%
WACO, TX (FHA|USDA|VA) 7 $2,195,000 $313,571 $9,999 5.37%
Sevierville, TN (FHA|USDA|VA) 4 $2,130,000 $532,500 $16,020 5.97%
Snyder, TX (FHA|USDA|VA) 14 $2,110,000 $150,714 $9,103 5.44%
SAVANNAH, GA (FHA|USDA|VA) 11 $1,865,000 $169,545 $4,617 3.89%
Greeneville, TN (FHA|USDA|VA) 13 $1,735,000 $133,462 $4,783 4.95%
Cookeville, TN (FHA|USDA|VA) 6 $1,710,000 $285,000 $5,943 5.33%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $1,660,000 $276,667 $12,128 5.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,655,000 $331,000 $10,999 5.93%
Albertville, AL (FHA|USDA|VA) 6 $1,640,000 $273,333 $6,237 4.31%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,463 4.41%
Scottsburg, IN (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,200 5.37%
Nogales, AZ (FHA|USDA|VA) 6 $1,500,000 $250,000 $7,691 4.73%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,485,000 $297,000 $4,533 4.30%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,609 4.95%
Talladega-Sylacauga, AL (FHA|USDA|VA) 6 $1,420,000 $236,667 $5,368 4.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $14,383 2.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,370,000 $342,500 $10,787 4.69%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,433 4.38%
Bardstown, KY (FHA|USDA|VA) 5 $1,275,000 $255,000 $6,149 5.10%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $1,225,000 $245,000 $9,027 4.93%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $1,200,000 $300,000 $13,157 5.28%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,185,000 $395,000 $10,822 4.29%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,185,000 $169,286 $7,088 4.82%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,165,000 $166,429 $8,719 3.64%
McMinnville, TN (FHA|USDA|VA) 5 $1,035,000 $207,000 $6,139 5.20%
LAWTON, OK (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,310 4.71%
Russellville, AR (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,897 6.03%
Kerrville, TX (FHA|USDA|VA) 1 $975,000 $975,000 $18,242 3.13%
Newport, TN (FHA|USDA|VA) 3 $905,000 $301,667 $5,352 5.21%
MIDLAND, TX (FHA|USDA|VA) 3 $865,000 $288,333 $10,046 7.04%
TULSA, OK (FHA|USDA|VA) 2 $850,000 $425,000 $2,024 4.31%
PANAMA CITY, FL (FHA|USDA|VA) 2 $850,000 $425,000 $9,728 4.44%
Payson, AZ (FHA|USDA|VA) 2 $800,000 $400,000 $7,808 5.38%
DECATUR, AL (FHA|USDA|VA) 3 $775,000 $258,333 $4,629 5.50%
Cullman, AL (FHA|USDA|VA) 3 $765,000 $255,000 $2,176 4.21%
Forest City, NC (FHA|USDA|VA) 3 $755,000 $251,667 $7,072 5.46%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $735,000 $245,000 $9,436 4.83%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $730,000 $365,000 $3,756 5.25%
Orangeburg, SC (FHA|USDA|VA) 3 $725,000 $241,667 $6,766 4.79%
Eufaula, AL-GA (FHA|USDA|VA) 4 $700,000 $175,000 $3,496 5.37%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 6 $700,000 $116,667 $3,910 4.77%
Safford, AZ (FHA|USDA|VA) 2 $690,000 $345,000 $10,722 5.13%
SUMTER, SC (FHA|USDA|VA) 3 $645,000 $215,000 $5,450 6.29%
Lewisburg, TN (FHA|USDA|VA) 2 $600,000 $300,000 $7,303 5.63%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $595,000 $198,333 $6,417 5.75%
Brenham, TX (FHA|USDA|VA) 2 $590,000 $295,000 $10,706 5.06%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $580,000 $145,000 $3,024 6.68%
KNOXVILLE, TN (FHA|USDA|VA) 2 $560,000 $280,000 $2,845 4.31%
Georgetown, SC (FHA|USDA|VA) 2 $560,000 $280,000 $7,680 5.25%
Duncan, OK (FHA|USDA|VA) 3 $555,000 $185,000 $3,827 5.33%
Glasgow, KY (FHA|USDA|VA) 1 $545,000 $545,000 $3,381 2.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $520,000 $260,000 $5,725 4.94%
Lufkin, TX (FHA|USDA|VA) 2 $510,000 $255,000 $6,280 5.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $510,000 $255,000 $5,567 5.50%
Milledgeville, GA (FHA|USDA|VA) 1 $505,000 $505,000 $3,254 6.37%
Lamesa, TX (FHA|USDA|VA) 4 $490,000 $122,500 $6,695 5.25%
Madison, IN (FHA|USDA|VA) 2 $480,000 $240,000 $4,472 7.19%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $480,000 $240,000 $5,795 5.13%
Brookhaven, MS (FHA|USDA|VA) 2 $470,000 $235,000 $3,816 4.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $460,000 $230,000 $830 5.06%
Rio Grande City-Roma, TX (FHA|USDA|VA) 3 $455,000 $151,667 $8,194 4.83%
BRUNSWICK, GA (FHA|USDA|VA) 3 $455,000 $151,667 $5,376 2.92%
Mineral Wells, TX (FHA|USDA|VA) 1 $435,000 $435,000 $10,663 4.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $435,000 $435,000 $28,287 5.25%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $430,000 $215,000 $5,081 3.44%
VICTORIA, TX (FHA|USDA|VA) 2 $430,000 $215,000 $6,631 4.56%
LaGrange, GA-AL (FHA|USDA|VA) 3 $425,000 $141,667 $3,195 4.83%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $415,000 $415,000 $7,127 4.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $415,000 $415,000 $6,256 4.99%
FLORENCE, SC (FHA|USDA|VA) 2 $410,000 $205,000 $4,224 3.75%
Murray, KY (FHA|USDA|VA) 1 $405,000 $405,000 $4,768 6.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $395,000 $395,000 $1,876 5.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $390,000 $195,000 $6,550 5.13%
Frankfort, KY (FHA|USDA|VA) 2 $380,000 $190,000 $2,797 4.18%
Alice, TX (FHA|USDA|VA) 1 $375,000 $375,000 $3,746 5.13%
Palestine, TX (FHA|USDA|VA) 1 $345,000 $345,000 $7,140 4.38%
ODESSA, TX (FHA|USDA|VA) 2 $340,000 $170,000 $14,989 4.25%
LAREDO, TX (FHA|USDA|VA) 2 $340,000 $170,000 $10,965 4.69%
Tupelo, MS (FHA|USDA|VA) 2 $330,000 $165,000 $5,816 4.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $305,000 $305,000 $3,275 3.63%
Granbury, TX (FHA|USDA|VA) 1 $305,000 $305,000 $7,331 5.25%
Sulphur Springs, TX (FHA|USDA|VA) 2 $300,000 $150,000 $9,325 6.00%
DOVER, DE (FHA|USDA|VA) 1 $295,000 $295,000 $5,307 6.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $285,000 $285,000 $12,907 5.75%
Crossville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $8,500 4.13%
TUCSON, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $3,054 6.13%
Pearsall, TX (FHA|USDA|VA) 1 $275,000 $275,000 $15,370 4.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $265,000 $88,333 $2,073 3.87%
Danville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $4,254 7.50%
MOBILE, AL (FHA|USDA|VA) 2 $250,000 $125,000 $5,416 4.50%
Picayune, MS (FHA|USDA|VA) 1 $245,000 $245,000 $4,937 4.99%
Easton, MD (FHA|USDA|VA) 1 $235,000 $235,000 $9,442 4.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $235,000 $235,000 $18,485 5.00%
Huntsville, TX (FHA|USDA|VA) 2 $230,000 $115,000 $3,789 5.94%
SAN ANGELO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,666 6.25%
Paris, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,977 4.87%
El Campo, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,591 3.38%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $210,000 $105,000 $0 3.99%
ROME, GA (FHA|USDA|VA) 1 $205,000 $205,000 $10,926 4.63%
Jacksonville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,154 5.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $195,000 $195,000 $3,485 4.63%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $5,841 3.63%
Athens, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,249 3.88%
Campbellsville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,529 5.88%
LYNCHBURG, VA (FHA|USDA|VA) 1 $185,000 $185,000 $1,764 5.25%
ROANOKE, VA (FHA|USDA|VA) 1 $165,000 $165,000 $3,760 5.75%
PITTSBURGH, PA (FHA|USDA|VA) 1 $165,000 $165,000 $7,374 4.37%
ABILENE, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,813 3.75%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,515 4.63%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $155,000 $155,000 $7,349 5.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,857 4.12%
EL PASO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,777 6.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $145,000 $145,000 $5,258 3.38%
Raymondville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $9,696 5.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $135,000 $135,000 $4,162 6.99%
Union, SC (FHA|USDA|VA) 2 $130,000 $65,000 $8,463 1.63%
Statesboro, GA (FHA|USDA|VA) 2 $130,000 $65,000 $6,618 1.81%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,942 7.00%
Greenwood, MS (FHA|USDA|VA) 1 $125,000 $125,000 $3,696 5.75%
Cleveland, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,749 3.63%
Gaffney, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,788 3.88%
Bluefield, WV-VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,001 4.75%
GADSDEN, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,841 3.50%
Seneca, SC (FHA|USDA|VA) 1 $105,000 $105,000 $3,641 5.25%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,820 4.99%
North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,070 3.38%
Cambridge, MD (FHA|USDA|VA) 1 $85,000 $85,000 $3,689 4.75%
Woodward, OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,712 4.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $85,000 $85,000 $3,878 5.50%
GAINESVILLE, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,017 3.75%
ENID, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,462 6.38%
Interlinc Mortgage Services's top markets include Houston, San Antonio, Nashville, Louisville, and Dallas among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against INTERLINC MORTGAGE SERVICES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HENRICO Federal Credit Union
    Similarity Rank: 16
    RED CROWN
    Similarity Rank: 52
    Telco Plus Credit Union
    Similarity Rank: 60
    MORTGAGE CLEARING CORPORATION
    Similarity Rank: 65
    LAUNCH FEDERAL CREDIT UNION
    Similarity Rank: 80
    DOMINION ENERGY CREDIT UNION
    Similarity Rank: 160
    WEOKIE
    Similarity Rank: 165
    ALLEGIANCE
    Similarity Rank: 176
    ALABAMA CREDIT UNION
    Similarity Rank: 190

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,285 $958,315,000 $291,725 $6,126 4.97%
    FHA 1,510 $383,090,000 $253,702 $9,542 5.15%
    VA 619 $216,105,000 $349,120 $9,432 4.74%
    USDA 166 $32,280,000 $194,458 $4,672 4.84%

    For 2022, Interlinc Mortgage Services's most frequently originated type of loan was Conventional, with 3,285 originations. Their 2nd most popular type was FHA, with 1,510 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,113 $1,467,355,000 $286,985 $7,441 5.03%
    Cash Out Refi 285 $69,565,000 $244,088 $7,491 4.78%
    Refi 182 $52,870,000 $290,495 $7,591 4.29%

    For 2022, Interlinc Mortgage Services's most frequently cited loan purpose was Home Purchase, with 5,113 originations. The 2nd most popular reason was Cash Out Refi, with 285 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,338 $1,537,080,000 $287,951 $7,492 5.05%
    15 Year 128 $30,490,000 $238,203 $5,178 3.95%
    20 Year 45 $8,865,000 $197,000 $5,405 2.96%
    10 Year 43 $1,285,000 $29,884 $3,720 2.91%
    30+ year 22 $11,490,000 $522,273 $14,023 4.77%
    Other 4 $580,000 $145,000 $4,849 4.37%

    For 2022, Interlinc Mortgage Services's most frequently cited loan duration was 30 Year, with 5,338 originations. The 2nd most popular length was 15 Year, with 128 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,690 $433,350,000 $256,420
    $5k+ 1,185 $442,325,000 $373,270
    $1k-2k 1,035 $283,615,000 $274,024
    $2k-3k 525 $132,165,000 $251,743
    $3k-4k 476 $125,050,000 $262,710
    $4k-5k 429 $122,275,000 $285,023

    Interlinc Mortgage Services's average total fees were $7,492, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,690 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,940 $542,790,000 $279,789
    4-5% 1,548 $455,020,000 $293,941
    3-4% 1,114 $323,420,000 $290,323
    6-7% 661 $183,915,000 $278,238
    7-8% 173 $49,585,000 $286,618
    2.5-3% 79 $26,695,000 $337,911
    <2.5% 44 $920,000 $20,909
    Over 8% 21 $7,445,000 $354,524

    During 2022, Interlinc Mortgage Services's average interest rate for loans was 5.05%, while their most frequently originated rate bucket for loans was 5-6%, with 1,940 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,059 $887,095,000 $289,995 $7,744 5.07%
    $100k-200k 1,320 $207,740,000 $157,379 $4,992 4.99%
    $400k-600k 729 $340,415,000 $466,962 $9,976 4.97%
    $100,000 or less 288 $17,830,000 $61,910 $3,335 4.26%
    $600k-1MM 166 $114,470,000 $689,578 $12,900 4.88%
    $1MM+ 18 $22,240,000 $1,235,556 $17,663 4.44%

    2022 saw Interlinc Mortgage Services place emphasis on $200k-400k loans with 3,059 originations, totaling $887,095,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,385 $301,225,000 $217,491 $6,322 4.94%
    $100k-150k 1,297 $427,405,000 $329,534 $8,450 5.01%
    $75k-100k 1,166 $319,880,000 $274,340 $7,741 5.06%
    $150k-250k 779 $310,195,000 $398,196 $8,961 5.14%
    $50k or less 684 $99,460,000 $145,409 $4,773 4.68%
    $250k+ 247 $125,315,000 $507,348 $10,685 5.25%

    Interlinc Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 1,385 originations. The second most popular income band? $100k-150k, with 1,297 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 899 $255,025,000 $283,676 $6,827 4.83%
    20-30% 727 $198,765,000 $273,404 $6,144 4.84%
    50-60% 650 $195,520,000 $300,800 $10,300 5.10%
    42% 289 $85,695,000 $296,522 $7,276 5.13%
    44% 280 $76,680,000 $273,857 $7,065 5.07%
    49% 279 $82,665,000 $296,290 $7,763 5.03%
    43% 241 $70,105,000 $290,892 $7,083 5.15%
    41% 220 $63,820,000 $290,091 $7,044 5.06%
    39% 220 $61,540,000 $279,727 $6,998 5.03%
    40% 219 $62,425,000 $285,046 $6,953 4.91%
    45% 208 $61,880,000 $297,500 $7,684 5.16%
    <20% 205 $49,065,000 $239,341 $5,293 4.77%
    48% 197 $57,565,000 $292,208 $8,630 5.15%
    37% 191 $56,235,000 $294,424 $7,652 4.85%
    38% 190 $53,480,000 $281,474 $7,008 5.06%
    36% 177 $45,735,000 $258,390 $6,528 4.90%
    47% 176 $48,800,000 $277,273 $7,064 5.21%
    46% 173 $50,755,000 $293,382 $8,690 5.24%
    >60% 33 $12,285,000 $372,273 $13,329 4.66%

    Interlinc Mortgage Services lent most frequently to those with DTI ratios of 30-36%, with 899 originations. The next most common DTI ratio? 20-30%, with 727 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,044 $1,124,280,000 $278,012 $7,286 4.97%
    Black 762 $233,610,000 $306,575 $8,506 5.04%
    Not provided 448 $128,690,000 $287,254 $7,110 4.99%
    Asian 226 $74,870,000 $331,283 $7,267 5.10%
    American Indian 62 $16,100,000 $259,677 $7,602 5.21%
    Asian Indian 21 $7,135,000 $339,762 $7,980 5.61%
    Native Hawaiian or Islander 5 $2,005,000 $401,000 $8,390 5.30%
    Filipino 4 $1,080,000 $270,000 $10,403 5.28%
    Other Asian 3 $945,000 $315,000 $4,408 5.71%
    Guamanian 1 $395,000 $395,000 $21,171 6.75%
    Korean 1 $255,000 $255,000 $452 3.75%
    Other Pacific Islander 1 $225,000 $225,000 $4,641 3.99%
    Vietnamese 1 $105,000 $105,000 $1,061 4.99%
    Chinese 1 $95,000 $95,000 $0 6.38%

    Approval Rates

    Total approvals of all applications
    83.59%

    Interlinc Mortgage Services has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.17%

    Interlinc Mortgage Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,580 $1,589,790,000 $284,909

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,580 $1,589,790,000 $284,909

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 108 $15,840,000 $146,667 $4,301 4.69%
    40-60% 291 $72,155,000 $247,955 $6,012 4.74%
    60-80% 1,078 $317,370,000 $294,406 $6,965 5.00%
    80-100% 3,846 $1,121,630,000 $291,635 $7,399 5.07%
    Over 100% 181 $62,065,000 $342,901 $14,948 4.90%
    Under 20% 76 $730,000 $9,605 $1,117 2.39%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Closing on a mortgage 1 100.0%