Interlinc Mortgage Services Rates, Fees & Info

HOUSTON, TX

LEI: 5493004OB0KD7VERQW98

Tax ID: 27-0349391

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Mortgage Data

Review & Overview

Interlinc Mortgage Services is a small mortgage company specializing in Home Purchase and Refi loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Louisville, Nashville, San Antonio, and Oklahoma City among others. We have data for 188 markets. (Some data included below & more in-depth data is available with an active subscription.)

Interlinc Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interlinc Mortgage Services is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.87% 4/21/24
30 Year Conventional Refi 6.76% 4/21/24
30 Year Cash-out Refi 7.04% 4/21/24
30 Year FHA Purchase 7.68% 4/21/24
30 Year FHA Refi 7.61% 4/21/24
30 Year VA Purchase 6.48% 4/21/24
30 Year VA Refi 6.33% 4/21/24
30 Year USDA Purchase 6.98% 4/21/24
30 Year USDA Refi 6.93% 4/21/24
15 Year Conventional Purchase 6.15% 4/21/24
15 Year Conventional Refi 6.38% 4/21/24
15 Year Cash-out Refi 6.38% 4/21/24
15 Year FHA Purchase 7.39% 4/21/24
15 Year VA Purchase 7.49% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Interlinc Mortgage Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Interlinc Mortgage Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,150

Origination Dollar Volume (All Markets)

$2,579,030,000
Show all (70) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,925 $476,935,000 $247,758 $5,688 3.30%
LOUISVILLE, KY (FHA|USDA|VA) 992 $221,660,000 $223,448 $3,395 3.20%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 788 $220,370,000 $279,657 $4,053 3.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 814 $217,360,000 $267,027 $6,606 3.18%
OKLAHOMA CITY, OK (FHA|USDA|VA) 850 $164,870,000 $193,965 $3,782 3.33%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 648 $142,010,000 $219,151 $3,224 3.17%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 543 $134,285,000 $247,302 $5,313 3.05%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 305 $83,205,000 $272,803 $7,141 3.26%
TUSCALOOSA, AL (FHA|USDA|VA) 393 $80,015,000 $203,601 $3,496 3.12%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 280 $71,310,000 $254,679 $4,415 3.23%
MONTGOMERY, AL (FHA|USDA|VA) 328 $70,930,000 $216,250 $2,869 3.20%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 202 $58,540,000 $289,802 $6,816 3.12%
HUNTSVILLE, AL (FHA|USDA|VA) 253 $58,205,000 $230,059 $3,594 3.06%
Outside of Metro Areas 267 $57,685,000 $216,049 $4,858 3.39%
DOTHAN, AL (FHA|USDA|VA) 328 $57,000,000 $173,780 $2,686 3.22%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 217 $49,215,000 $226,797 $5,155 3.26%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 197 $47,625,000 $241,751 $2,917 3.16%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 133 $33,765,000 $253,872 $6,345 3.01%
COLUMBUS, GA-AL (FHA|USDA|VA) 147 $31,715,000 $215,748 $3,404 3.25%
TULSA, OK (FHA|USDA|VA) 168 $28,410,000 $169,107 $3,374 3.71%
LONGVIEW, TX (FHA|USDA|VA) 80 $14,440,000 $180,500 $5,479 3.27%
GRAND JUNCTION, CO (FHA|USDA|VA) 54 $12,230,000 $226,481 $3,412 2.81%
Altus, OK (FHA|USDA|VA) 70 $10,750,000 $153,571 $3,490 3.36%
Stillwater, OK (FHA|USDA|VA) 57 $10,645,000 $186,754 $5,616 3.34%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 29 $10,425,000 $359,483 $3,612 2.93%
HAMMOND, LA (FHA|USDA|VA) 55 $10,345,000 $188,091 $3,008 3.32%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 38 $9,500,000 $250,000 $3,339 3.34%
Elk City, OK (FHA|USDA|VA) 56 $9,270,000 $165,536 $3,553 3.45%
JACKSON, MS (FHA|USDA|VA) 41 $9,015,000 $219,878 $3,074 3.05%
Alexander City, AL (FHA|USDA|VA) 28 $7,630,000 $272,500 $3,011 3.22%
DECATUR, AL (FHA|USDA|VA) 36 $6,840,000 $190,000 $3,483 3.06%
Ozark, AL (FHA|USDA|VA) 42 $6,610,000 $157,381 $2,408 3.18%
FORT COLLINS, CO (FHA|USDA|VA) 22 $6,520,000 $296,364 $2,608 3.06%
HINESVILLE, GA (FHA|USDA|VA) 42 $6,070,000 $144,524 $3,033 2.56%
Shawnee, OK (FHA|USDA|VA) 31 $5,215,000 $168,226 $2,465 3.44%
SAVANNAH, GA (FHA|USDA|VA) 21 $5,055,000 $240,714 $4,404 2.96%
BATON ROUGE, LA (FHA|USDA|VA) 22 $4,300,000 $195,455 $2,523 3.14%
Weatherford, OK (FHA|USDA|VA) 28 $4,190,000 $149,643 $3,236 3.34%
PANAMA CITY, FL (FHA|USDA|VA) 17 $3,725,000 $219,118 $4,631 3.18%
GREELEY, CO (FHA|USDA|VA) 14 $3,700,000 $264,286 $3,898 3.21%
Albertville, AL (FHA|USDA|VA) 14 $3,600,000 $257,143 $3,364 3.18%
TYLER, TX (FHA|USDA|VA) 17 $3,505,000 $206,176 $5,887 3.31%
Tullahoma-Manchester, TN (FHA|USDA|VA) 14 $3,170,000 $226,429 $4,421 3.14%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 13 $2,985,000 $229,615 $4,776 3.35%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $2,960,000 $211,429 $4,602 3.09%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 17 $2,905,000 $170,882 $3,100 3.43%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 12 $2,890,000 $240,833 $2,869 3.34%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $2,835,000 $405,000 $5,321 3.14%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 14 $2,730,000 $195,000 $4,312 3.29%
MIDLAND, TX (FHA|USDA|VA) 10 $2,640,000 $264,000 $8,501 3.98%
Ponca City, OK (FHA|USDA|VA) 23 $2,525,000 $109,783 $4,336 3.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 16 $2,410,000 $150,625 $2,813 2.96%
Bardstown, KY (FHA|USDA|VA) 9 $2,255,000 $250,556 $4,255 3.12%
Enterprise, AL (FHA|USDA|VA) 12 $2,160,000 $180,000 $4,736 3.27%
Shelbyville, TN (FHA|USDA|VA) 11 $2,155,000 $195,909 $3,392 3.10%
Bartlesville, OK (FHA|USDA|VA) 15 $2,085,000 $139,000 $3,665 3.20%
Lewisburg, TN (FHA|USDA|VA) 7 $2,015,000 $287,857 $5,129 3.37%
Snyder, TX (FHA|USDA|VA) 17 $1,895,000 $111,471 $4,932 3.74%
Troy, AL (FHA|USDA|VA) 10 $1,870,000 $187,000 $3,118 3.40%
JONESBORO, AR (FHA|USDA|VA) 11 $1,855,000 $168,636 $3,643 3.81%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $1,800,000 $225,000 $2,309 2.73%
Scottsburg, IN (FHA|USDA|VA) 9 $1,745,000 $193,889 $3,414 3.06%
LaGrange, GA-AL (FHA|USDA|VA) 8 $1,660,000 $207,500 $3,045 3.03%
ODESSA, TX (FHA|USDA|VA) 9 $1,605,000 $178,333 $5,669 3.42%
Cookeville, TN (FHA|USDA|VA) 9 $1,465,000 $162,778 $3,299 2.89%
JACKSONVILLE, FL (FHA|USDA|VA) 6 $1,460,000 $243,333 $3,914 2.92%
Milledgeville, GA (FHA|USDA|VA) 8 $1,410,000 $176,250 $3,026 3.00%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,382 2.85%
Frankfort, KY (FHA|USDA|VA) 8 $1,300,000 $162,500 $2,576 3.45%
Danville, KY (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,333 3.33%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,255,000 $179,286 $4,317 2.89%
BOULDER, CO (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,646 3.21%
Oxford, MS (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,144 3.03%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,210,000 $302,500 $4,496 2.91%
Andrews, TX (FHA|USDA|VA) 6 $1,170,000 $195,000 $8,121 3.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,318 3.67%
Jasper, AL (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,678 3.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,342 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,239 2.90%
McMinnville, TN (FHA|USDA|VA) 6 $1,030,000 $171,667 $1,905 3.40%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,123 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $925,000 $185,000 $4,013 3.40%
Selma, AL (FHA|USDA|VA) 5 $875,000 $175,000 $2,543 3.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $845,000 $169,000 $3,593 3.23%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $835,000 $278,333 $8,548 3.13%
Uvalde, TX (FHA|USDA|VA) 5 $835,000 $167,000 $4,476 3.15%
Cullman, AL (FHA|USDA|VA) 3 $765,000 $255,000 $4,150 2.96%
COLUMBIA, SC (FHA|USDA|VA) 3 $735,000 $245,000 $4,859 3.25%
Del Rio, TX (FHA|USDA|VA) 2 $710,000 $355,000 $14,593 3.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $705,000 $235,000 $11,525 3.00%
LAFAYETTE, LA (FHA|USDA|VA) 2 $700,000 $350,000 $4,902 2.75%
Lawrenceburg, TN (FHA|USDA|VA) 3 $695,000 $231,667 $3,446 3.00%
Woodward, OK (FHA|USDA|VA) 6 $690,000 $115,000 $3,353 3.25%
MOBILE, AL (FHA|USDA|VA) 4 $680,000 $170,000 $2,742 2.81%
Muskogee, OK (FHA|USDA|VA) 4 $670,000 $167,500 $3,902 3.53%
Eufaula, AL-GA (FHA|USDA|VA) 5 $665,000 $133,000 $4,106 3.58%
Sevierville, TN (FHA|USDA|VA) 2 $630,000 $315,000 $2,983 3.06%
ASHEVILLE, NC (FHA|USDA|VA) 3 $605,000 $201,667 $2,820 2.71%
Sweetwater, TX (FHA|USDA|VA) 4 $600,000 $150,000 $5,342 3.22%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $585,000 $195,000 $3,587 3.08%
Brenham, TX (FHA|USDA|VA) 2 $580,000 $290,000 $7,776 2.81%
Blytheville, AR (FHA|USDA|VA) 4 $580,000 $145,000 $2,144 4.19%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $570,000 $142,500 $3,212 3.37%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $565,000 $188,333 $4,565 3.04%
SAN ANGELO, TX (FHA|USDA|VA) 3 $545,000 $181,667 $5,422 3.04%
LUBBOCK, TX (FHA|USDA|VA) 2 $540,000 $270,000 $4,027 3.06%
Durango, CO (FHA|USDA|VA) 1 $515,000 $515,000 $4,243 2.63%
Steamboat Springs, CO (FHA|USDA|VA) 1 $505,000 $505,000 $1,635 2.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $500,000 $250,000 $5,281 3.50%
Rockport, TX (FHA|USDA|VA) 1 $485,000 $485,000 $6,034 2.99%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $480,000 $240,000 $6,917 2.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $475,000 $158,333 $2,146 3.71%
Mount Pleasant, TX (FHA|USDA|VA) 2 $450,000 $225,000 $3,507 3.00%
Big Spring, TX (FHA|USDA|VA) 2 $450,000 $225,000 $6,265 3.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $450,000 $225,000 $1,680 2.88%
Pearsall, TX (FHA|USDA|VA) 1 $445,000 $445,000 $3,295 3.13%
Somerset, KY (FHA|USDA|VA) 1 $435,000 $435,000 $3,280 3.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $435,000 $435,000 $2,939 3.38%
Huntsville, TX (FHA|USDA|VA) 2 $430,000 $215,000 $13,806 3.13%
Madison, IN (FHA|USDA|VA) 2 $430,000 $215,000 $3,525 3.00%
Scottsboro, AL (FHA|USDA|VA) 3 $425,000 $141,667 $6,864 2.96%
BRUNSWICK, GA (FHA|USDA|VA) 2 $410,000 $205,000 $778 2.94%
GADSDEN, AL (FHA|USDA|VA) 2 $400,000 $200,000 $2,225 3.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $400,000 $200,000 $3,724 3.75%
Gainesville, TX (FHA|USDA|VA) 2 $390,000 $195,000 $10,024 2.94%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $385,000 $385,000 $5,364 2.85%
Paducah, KY-IL (FHA|USDA|VA) 2 $380,000 $190,000 $4,778 3.13%
ENID, OK (FHA|USDA|VA) 2 $370,000 $185,000 $2,965 3.63%
Jasper, IN (FHA|USDA|VA) 2 $370,000 $185,000 $2,570 3.62%
Greenwood, MS (FHA|USDA|VA) 3 $365,000 $121,667 $2,761 3.17%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $320,000 $160,000 $1,701 3.81%
Calhoun, GA (FHA|USDA|VA) 2 $310,000 $155,000 $4,414 3.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $295,000 $295,000 $3,883 3.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $285,000 $285,000 $5,529 4.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $8,901 3.00%
WACO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,965 2.88%
London, KY (FHA|USDA|VA) 1 $275,000 $275,000 $5,259 3.38%
Ada, OK (FHA|USDA|VA) 2 $270,000 $135,000 $3,046 3.38%
Kerrville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,148 3.75%
Montrose, CO (FHA|USDA|VA) 1 $265,000 $265,000 $3,010 3.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $255,000 $255,000 $4,357 2.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $245,000 $245,000 $8,132 2.75%
JACKSON, TN (FHA|USDA|VA) 1 $235,000 $235,000 $7,832 2.63%
Fort Payne, AL (FHA|USDA|VA) 1 $235,000 $235,000 $99 2.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $235,000 $235,000 $4,099 2.88%
LAWTON, OK (FHA|USDA|VA) 1 $235,000 $235,000 $5,899 3.38%
Granbury, TX (FHA|USDA|VA) 1 $235,000 $235,000 $10,475 2.75%
Lufkin, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,912 2.88%
Crossville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.63%
Corsicana, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,025 3.13%
Duncan, OK (FHA|USDA|VA) 2 $220,000 $110,000 $2,142 3.63%
Coffeyville, KS (FHA|USDA|VA) 1 $215,000 $215,000 $1,542 2.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,339 3.75%
Columbus, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,347 3.00%
Bedford, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,330 3.50%
Raymondville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,206 4.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $4,140 2.75%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,418 2.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,360 3.75%
El Campo, TX (FHA|USDA|VA) 1 $175,000 $175,000 $9,768 3.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,624 3.38%
DALTON, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,119 2.75%
AMARILLO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,687 3.25%
Paragould, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,820 3.88%
Mineral Wells, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,658 2.50%
Lamesa, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,368 4.25%
Mayfield, KY (FHA|USDA|VA) 1 $165,000 $165,000 $1,598 3.50%
Campbellsville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,044 2.75%
Jesup, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.63%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,344 3.00%
Tahlequah, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,960 3.00%
ALBANY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,095 2.88%
ABILENE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,416 2.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $145,000 $145,000 $4,419 3.25%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,208 2.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,614 3.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,203 3.50%
Bay City, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,741 4.50%
Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,466 3.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $115,000 $115,000 $4,332 2.50%
Eagle Pass, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,545 4.38%
Picayune, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,483 3.50%
Bogalusa, LA (FHA|USDA|VA) 1 $105,000 $105,000 $3,583 2.88%
Paris, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
Ardmore, OK (FHA|USDA|VA) 1 $95,000 $95,000 $2,137 3.50%
TOPEKA, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,227 3.50%
Greeneville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,826 4.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.13%
Interlinc Mortgage Services's top markets include Houston, Louisville, Nashville, San Antonio, and Oklahoma City among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,594 $1,577,960,000 $239,302 $3,633 3.21%
    FHA 2,703 $544,015,000 $201,263 $5,872 3.36%
    VA 1,379 $380,935,000 $276,240 $6,263 3.02%
    USDA 474 $76,120,000 $160,591 $2,575 3.28%

    For 2020, Interlinc Mortgage Services's most frequently originated type of loan was Conventional, with 6,594 originations. Their 2nd most popular type was FHA, with 2,703 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,076 $1,844,910,000 $228,444 $4,558 3.27%
    Refi 2,335 $566,395,000 $242,567 $4,145 3.05%
    Cash Out Refi 739 $167,725,000 $226,962 $4,910 3.35%

    For 2020, Interlinc Mortgage Services's most frequently cited loan purpose was Home Purchase, with 8,076 originations. The 2nd most popular reason was Refi, with 2,335 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,045 $2,344,455,000 $233,395 $4,556 3.26%
    15 Year 714 $152,850,000 $214,076 $3,908 2.80%
    20 Year 249 $56,905,000 $228,534 $3,883 3.23%
    Other 76 $17,480,000 $230,000 $3,677 2.98%
    10 Year 59 $5,035,000 $85,339 $3,318 2.99%
    30+ year 6 $2,300,000 $383,333 $9,267 4.71%
    5 Year 1 $5,000 $5,000 $0 0.00%

    For 2020, Interlinc Mortgage Services's most frequently cited loan duration was 30 Year, with 10,045 originations. The 2nd most popular length was 15 Year, with 714 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,098 $1,098,540,000 $215,485
    $1k-2k 3,323 $802,525,000 $241,506
    $2k-3k 906 $204,760,000 $226,004
    $3k-4k 636 $160,170,000 $251,840
    $5k+ 425 $151,765,000 $357,094
    $4k-5k 314 $88,020,000 $280,318

    Interlinc Mortgage Services's average total fees were $4,556, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,098 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,295 $1,181,545,000 $223,144
    2.5-3% 4,297 $1,046,865,000 $243,627
    4-5% 742 $144,250,000 $194,407
    <2.5% 699 $179,855,000 $257,303
    5-6% 115 $25,855,000 $224,826
    6-7% 2 $660,000 $330,000

    During 2020, Interlinc Mortgage Services's average interest rate for loans was 3.26%, while their most frequently originated rate bucket for loans was 3-4%, with 5,295 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,561 $1,518,345,000 $273,035 $5,102 3.16%
    $100k-200k 4,242 $663,810,000 $156,485 $3,528 3.32%
    $400k-600k 691 $320,345,000 $463,596 $6,128 3.11%
    $100,000 or less 616 $43,870,000 $71,218 $2,552 3.32%
    $600k-1MM 35 $26,475,000 $756,429 $11,802 3.33%
    $1MM+ 5 $6,185,000 $1,237,000 $10,903 3.43%

    2020 saw Interlinc Mortgage Services place emphasis on $200k-400k loans with 5,561 originations, totaling $1,518,345,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,192 $636,740,000 $199,480 $4,393 3.26%
    $100k-150k 2,124 $592,730,000 $279,063 $5,037 3.20%
    $50k or less 2,060 $308,130,000 $149,578 $3,489 3.25%
    $75k-100k 2,051 $492,265,000 $240,012 $4,726 3.24%
    $150k-250k 1,113 $353,205,000 $317,345 $5,048 3.20%
    $250k+ 352 $124,090,000 $352,528 $5,411 3.25%

    Interlinc Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 3,192 originations. The second most popular income band? $100k-150k, with 2,124 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,088 $481,670,000 $230,685 $3,802 3.14%
    30-36% 1,908 $434,880,000 $227,925 $4,149 3.22%
    50-60% 957 $223,145,000 $233,171 $6,325 3.25%
    <20% 672 $150,660,000 $224,196 $3,585 3.08%
    43% 468 $107,320,000 $229,316 $4,273 3.33%
    44% 467 $109,645,000 $234,786 $4,833 3.28%
    42% 451 $108,335,000 $240,211 $4,599 3.34%
    41% 447 $100,985,000 $225,917 $4,502 3.29%
    38% 442 $100,700,000 $227,828 $4,570 3.30%
    40% 438 $103,330,000 $235,913 $4,455 3.31%
    39% 404 $91,780,000 $227,178 $4,461 3.31%
    37% 380 $83,200,000 $218,947 $4,371 3.33%
    49% 326 $73,900,000 $226,687 $4,871 3.30%
    45% 318 $72,580,000 $228,239 $4,602 3.29%
    36% 318 $72,280,000 $227,296 $4,321 3.29%
    46% 287 $69,375,000 $241,725 $5,301 3.26%
    48% 283 $66,445,000 $234,788 $5,222 3.24%
    47% 274 $64,250,000 $234,489 $4,909 3.26%
    >60% 27 $9,315,000 $345,000 $9,795 3.15%

    Interlinc Mortgage Services lent most frequently to those with DTI ratios of 20-30%, with 2,088 originations. The next most common DTI ratio? 30-36%, with 1,908 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,463 $1,965,445,000 $232,240 $4,403 3.24%
    Not provided 1,159 $268,445,000 $231,618 $4,919 3.13%
    Black 1,078 $235,480,000 $218,442 $4,608 3.26%
    Asian 351 $90,335,000 $257,365 $5,152 3.04%
    American Indian 68 $12,750,000 $187,500 $3,736 3.51%
    Native Hawaiian or Islander 22 $4,450,000 $202,273 $4,517 3.14%
    Asian Indian 5 $1,185,000 $237,000 $2,307 2.85%
    Filipino 2 $500,000 $250,000 $5,350 3.50%
    Other Asian 2 $440,000 $220,000 $7,220 3.69%

    Approval Rates

    Total approvals of all applications
    95.48%

    Interlinc Mortgage Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    73.35%

    Interlinc Mortgage Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,150 $2,579,030,000 $231,303

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 63 $8,415,000 $133,571
    Single Family (1-4 Units):Site-Built 11,087 $2,570,615,000 $231,858

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 138 $20,970,000 $151,957 $3,315 3.02%
    40-60% 609 $130,415,000 $214,146 $3,731 3.01%
    60-80% 2,603 $627,065,000 $240,901 $4,191 3.19%
    80-100% 7,290 $1,682,370,000 $230,778 $4,365 3.28%
    Over 100% 423 $115,905,000 $274,007 $9,741 3.06%
    Under 20% 80 $600,000 $7,500 $2,884 2.57%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 57.1%
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Closing on a mortgage 1 14.3%
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Trouble during payment process 2 28.6%