Interlinc Mortgage Services Rates, Fees & Info

HOUSTON, TX

LEI: 5493004OB0KD7VERQW98

Tax ID: 27-0349391

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Mortgage Data

Review & Overview

Interlinc Mortgage Services is a small mortgage company specializing in Home Purchase loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Louisville, Birmingham, San Antonio, and Montgomery among others. We have data for 141 markets. (Some data included below & more in-depth data is available with an active subscription.)

Interlinc Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interlinc Mortgage Services is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.87% 3/28/24
30 Year Conventional Refi 6.76% 3/28/24
30 Year Cash-out Refi 7.04% 3/28/24
30 Year FHA Purchase 7.68% 3/28/24
30 Year FHA Refi 7.61% 3/28/24
30 Year VA Purchase 6.48% 3/28/24
30 Year VA Refi 6.33% 3/28/24
30 Year USDA Purchase 6.98% 3/28/24
30 Year USDA Refi 6.93% 3/28/24
15 Year Conventional Purchase 6.15% 3/28/24
15 Year Conventional Refi 6.38% 3/28/24
15 Year Cash-out Refi 6.38% 3/28/24
15 Year FHA Purchase 7.39% 3/28/24
15 Year VA Purchase 7.49% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Interlinc Mortgage Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Interlinc Mortgage Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,322

Origination Dollar Volume (All Markets)

$1,221,910,000
Show all (59) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 454 $103,660,000 $228,326 $5,307 5.01%
LOUISVILLE, KY (FHA|USDA|VA) 528 $95,520,000 $180,909 $3,203 5.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 458 $89,060,000 $194,454 $2,542 4.73%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 365 $85,505,000 $234,260 $5,582 4.92%
MONTGOMERY, AL (FHA|USDA|VA) 457 $84,715,000 $185,372 $2,587 4.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 487 $80,455,000 $165,205 $3,196 5.23%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 318 $80,360,000 $252,704 $4,194 4.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 241 $53,895,000 $223,631 $3,751 5.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 229 $48,445,000 $211,550 $4,414 4.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 220 $45,220,000 $205,545 $4,893 5.05%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 196 $40,560,000 $206,939 $3,107 4.82%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 165 $36,275,000 $219,848 $5,797 5.06%
TUSCALOOSA, AL (FHA|USDA|VA) 206 $34,390,000 $166,942 $2,709 4.74%
HUNTSVILLE, AL (FHA|USDA|VA) 166 $29,520,000 $177,831 $2,997 4.60%
DOTHAN, AL (FHA|USDA|VA) 179 $28,905,000 $161,480 $2,500 4.87%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 101 $28,315,000 $280,347 $5,853 4.95%
COLUMBUS, GA-AL (FHA|USDA|VA) 189 $24,635,000 $130,344 $2,563 4.87%
Outside of Metro Areas 127 $20,555,000 $161,850 $3,685 5.03%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 99 $19,335,000 $195,303 $4,005 4.66%
TULSA, OK (FHA|USDA|VA) 120 $18,170,000 $151,417 $2,671 5.27%
LONGVIEW, TX (FHA|USDA|VA) 77 $12,395,000 $160,974 $4,369 5.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 86 $11,810,000 $137,326 $1,994 5.18%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 42 $8,970,000 $213,571 $2,797 4.94%
COLUMBUS, OH (FHA|USDA|VA) 46 $8,310,000 $180,652 $3,774 4.87%
DECATUR, AL (FHA|USDA|VA) 56 $8,190,000 $146,250 $2,157 4.81%
Alexander City, AL (FHA|USDA|VA) 32 $6,950,000 $217,188 $3,443 4.89%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 32 $6,300,000 $196,875 $4,440 5.11%
Elk City, OK (FHA|USDA|VA) 34 $5,380,000 $158,235 $3,915 5.27%
HAMMOND, LA (FHA|USDA|VA) 30 $5,260,000 $175,333 $2,351 5.00%
PANAMA CITY, FL (FHA|USDA|VA) 24 $4,640,000 $193,333 $4,009 4.70%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 20 $4,420,000 $221,000 $3,295 4.87%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $4,290,000 $238,333 $5,173 4.92%
WICHITA, KS (FHA|USDA|VA) 27 $4,135,000 $153,148 $3,923 4.50%
Ozark, AL (FHA|USDA|VA) 24 $3,410,000 $142,083 $1,977 4.93%
SAVANNAH, GA (FHA|USDA|VA) 17 $3,355,000 $197,353 $3,352 4.61%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 20 $3,280,000 $164,000 $3,265 4.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 16 $3,010,000 $188,125 $5,137 5.13%
Altus, OK (FHA|USDA|VA) 21 $3,005,000 $143,095 $2,956 5.22%
Stillwater, OK (FHA|USDA|VA) 19 $2,975,000 $156,579 $4,687 5.00%
HINESVILLE, GA (FHA|USDA|VA) 19 $2,775,000 $146,053 $2,796 4.91%
Talladega-Sylacauga, AL (FHA|USDA|VA) 15 $2,755,000 $183,667 $3,078 4.85%
Enterprise, AL (FHA|USDA|VA) 14 $2,680,000 $191,429 $4,779 4.90%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 18 $2,510,000 $139,444 $3,663 4.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $2,325,000 $332,143 $4,512 5.21%
Shawnee, OK (FHA|USDA|VA) 12 $1,930,000 $160,833 $3,012 5.15%
Troy, AL (FHA|USDA|VA) 12 $1,850,000 $154,167 $2,945 4.69%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 8 $1,850,000 $231,250 $3,956 5.16%
BATON ROUGE, LA (FHA|USDA|VA) 9 $1,835,000 $203,889 $2,317 4.94%
TYLER, TX (FHA|USDA|VA) 7 $1,635,000 $233,571 $7,718 5.09%
Bardstown, KY (FHA|USDA|VA) 9 $1,395,000 $155,000 $3,559 4.97%
LAREDO, TX (FHA|USDA|VA) 10 $1,390,000 $139,000 $3,994 5.18%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,438 5.06%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,534 5.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 12 $1,340,000 $111,667 $2,833 4.61%
Fort Payne, AL (FHA|USDA|VA) 8 $1,310,000 $163,750 $2,949 4.20%
Weatherford, OK (FHA|USDA|VA) 9 $1,175,000 $130,556 $3,493 5.19%
Albertville, AL (FHA|USDA|VA) 7 $1,135,000 $162,143 $1,609 4.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,257 5.18%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,343 5.08%
LaGrange, GA-AL (FHA|USDA|VA) 6 $990,000 $165,000 $3,496 4.90%
Selma, AL (FHA|USDA|VA) 6 $950,000 $158,333 $2,312 4.79%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $925,000 $185,000 $5,276 5.48%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $910,000 $227,500 $3,108 5.00%
WACO, TX (FHA|USDA|VA) 4 $870,000 $217,500 $4,951 5.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $835,000 $167,000 $3,066 4.83%
Jasper, AL (FHA|USDA|VA) 3 $825,000 $275,000 $3,534 4.58%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $820,000 $205,000 $5,124 5.16%
ENID, OK (FHA|USDA|VA) 7 $815,000 $116,429 $2,038 5.21%
McAlester, OK (FHA|USDA|VA) 7 $785,000 $112,143 $2,718 5.32%
Scottsboro, AL (FHA|USDA|VA) 6 $770,000 $128,333 $3,601 4.17%
Scottsburg, IN (FHA|USDA|VA) 5 $625,000 $125,000 $2,396 4.95%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $610,000 $152,500 $1,560 5.06%
Tahlequah, OK (FHA|USDA|VA) 5 $595,000 $119,000 $2,649 5.33%
BRUNSWICK, GA (FHA|USDA|VA) 3 $575,000 $191,667 $3,688 4.71%
Cookeville, TN (FHA|USDA|VA) 4 $570,000 $142,500 $3,504 4.97%
OCALA, FL (FHA|USDA|VA) 4 $540,000 $135,000 $4,658 4.97%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $530,000 $265,000 $2,927 4.69%
Cullman, AL (FHA|USDA|VA) 2 $530,000 $265,000 $8,694 4.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $520,000 $130,000 $2,361 4.91%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $500,000 $250,000 $4,976 4.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $490,000 $245,000 $5,864 5.19%
Duncan, OK (FHA|USDA|VA) 4 $480,000 $120,000 $4,073 5.09%
GAINESVILLE, GA (FHA|USDA|VA) 2 $460,000 $230,000 $5,706 4.56%
Shelbyville, TN (FHA|USDA|VA) 2 $430,000 $215,000 $2,964 5.19%
Kerrville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $1,804 4.88%
Americus, GA (FHA|USDA|VA) 3 $405,000 $135,000 $3,028 4.83%
Milledgeville, GA (FHA|USDA|VA) 2 $400,000 $200,000 $5,671 4.69%
Lewisburg, TN (FHA|USDA|VA) 2 $380,000 $190,000 $2,821 4.81%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $375,000 $375,000 $8,653 5.25%
Athens, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,432 3.88%
LUBBOCK, TX (FHA|USDA|VA) 2 $360,000 $180,000 $3,943 5.48%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $360,000 $180,000 $6,945 5.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $345,000 $115,000 $2,474 4.92%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,929 4.06%
GADSDEN, AL (FHA|USDA|VA) 2 $330,000 $165,000 $643 4.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $325,000 $325,000 $2,239 4.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $320,000 $160,000 $3,876 4.63%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $320,000 $160,000 $5,805 4.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $320,000 $160,000 $3,650 4.81%
Jennings, LA (FHA|USDA|VA) 1 $315,000 $315,000 $4,416 4.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $285,000 $285,000 $3,375 5.25%
Richmond-Berea, KY (FHA|USDA|VA) 3 $285,000 $95,000 $3,684 5.33%
FORT WAYNE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $4,883 4.25%
Granbury, TX (FHA|USDA|VA) 2 $270,000 $135,000 $3,009 4.81%
KNOXVILLE, TN (FHA|USDA|VA) 1 $265,000 $265,000 $7,776 4.75%
ROME, GA (FHA|USDA|VA) 1 $265,000 $265,000 $465 4.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $255,000 $255,000 $791 4.88%
Jacksonville, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,205 5.13%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $235,000 $235,000 $1,880 5.00%
Andrews, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,728 5.50%
Bartlesville, OK (FHA|USDA|VA) 2 $210,000 $105,000 $2,239 5.19%
Woodward, OK (FHA|USDA|VA) 2 $210,000 $105,000 $2,605 4.94%
Bellefontaine, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,005 5.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,510 4.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.50%
Palatka, FL (FHA|USDA|VA) 2 $190,000 $95,000 $2,460 5.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,507 4.25%
Zanesville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,038 4.75%
Glasgow, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,871 5.00%
MOBILE, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,126 4.75%
Guymon, OK (FHA|USDA|VA) 1 $165,000 $165,000 $2,588 5.25%
Corsicana, TX (FHA|USDA|VA) 1 $155,000 $155,000 $9,605 5.75%
Meridian, MS (FHA|USDA|VA) 1 $155,000 $155,000 $4,954 5.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,720 5.00%
Picayune, MS (FHA|USDA|VA) 1 $145,000 $145,000 $500 5.00%
SAN ANGELO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,498 4.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,838 5.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,397 4.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,080 5.50%
Muskogee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $103 5.00%
Huntsville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,186 4.88%
Eufaula, AL-GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,086 5.13%
GAINESVILLE, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,958 5.13%
Sidney, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,040 4.88%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,309 4.88%
Arcadia, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,953 5.50%
ODESSA, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.88%
Pampa, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,472 5.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $75,000 $75,000 $2,395 5.00%
Cordele, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,636 5.00%
Frankfort, KY (FHA|USDA|VA) 1 $75,000 $75,000 $1,540 5.00%
Interlinc Mortgage Services's top markets include Houston, Louisville, Birmingham, San Antonio, and Montgomery among others.

Their top states include:
  • Alabama (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,211 $648,775,000 $202,048 $2,828 4.93%
    FHA 1,930 $330,110,000 $171,041 $4,613 5.02%
    VA 825 $191,415,000 $232,018 $5,008 4.75%
    USDA 356 $51,610,000 $144,972 $2,540 4.93%

    For 2018, Interlinc Mortgage Services's most frequently originated type of loan was Conventional, with 3,211 originations. Their 2nd most popular type was FHA, with 1,930 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,955 $1,144,005,000 $192,108 $3,562 4.93%
    Cash Out Refi 210 $42,040,000 $200,190 $5,397 5.06%
    Refi 157 $35,865,000 $228,439 $5,071 4.81%

    For 2018, Interlinc Mortgage Services's most frequently cited loan purpose was Home Purchase, with 5,955 originations. The 2nd most popular reason was Cash Out Refi, with 210 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,005 $1,178,055,000 $196,179 $3,721 4.96%
    15 Year 167 $32,135,000 $192,425 $3,491 4.41%
    10 Year 90 $780,000 $8,667 $43 4.72%
    20 Year 58 $10,440,000 $180,000 $3,138 4.58%
    Other 2 $500,000 $250,000 $2,687 4.19%

    For 2018, Interlinc Mortgage Services's most frequently cited loan duration was 30 Year, with 6,005 originations. The 2nd most popular length was 15 Year, with 167 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,957 $714,505,000 $180,567
    $1k-2k 1,426 $296,780,000 $208,121
    $2k-3k 463 $87,875,000 $189,795
    $3k-4k 219 $50,155,000 $229,018
    $5k+ 109 $37,045,000 $339,862
    $4k-5k 96 $27,430,000 $285,729

    Interlinc Mortgage Services's average total fees were $3,721, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,957 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,819 $772,135,000 $202,183
    5-6% 2,244 $405,140,000 $180,544
    3-4% 165 $37,695,000 $228,455
    6-7% 37 $6,205,000 $167,703
    <2.5% 1 $5,000 $5,000
    7-8% 1 $195,000 $195,000

    During 2018, Interlinc Mortgage Services's average interest rate for loans was 4.96%, while their most frequently originated rate bucket for loans was 4-5%, with 3,819 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 3,129 $479,465,000 $153,233 $3,187 4.98%
    $200k-400k 2,171 $576,945,000 $265,751 $4,653 4.86%
    $100,000 or less 775 $51,485,000 $66,432 $1,998 5.02%
    $400k-600k 230 $101,440,000 $441,043 $5,605 4.82%
    $600k-1MM 16 $11,480,000 $717,500 $8,274 4.72%
    $1MM+ 1 $1,095,000 $1,095,000 $10,096 5.00%

    2018 saw Interlinc Mortgage Services place emphasis on $100k-200k loans with 3,129 originations, totaling $479,465,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,907 $338,035,000 $177,260 $3,637 4.95%
    $50k or less 1,697 $213,855,000 $126,019 $2,822 4.97%
    $75k-100k 1,122 $237,310,000 $211,506 $4,033 4.90%
    $100k-150k 1,013 $253,895,000 $250,637 $4,170 4.91%
    $150k-250k 449 $135,155,000 $301,013 $4,656 4.86%
    $250k+ 126 $42,070,000 $333,889 $4,623 4.93%

    Interlinc Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 1,907 originations. The second most popular income band? $50k or less, with 1,697 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,068 $200,350,000 $187,594 $3,378 4.93%
    20-30% 1,020 $189,270,000 $185,559 $3,273 4.86%
    50-60% 633 $127,035,000 $200,687 $4,910 4.93%
    42% 290 $55,650,000 $191,897 $3,708 4.99%
    49% 282 $58,560,000 $207,660 $3,790 4.95%
    44% 276 $53,800,000 $194,928 $3,591 5.00%
    43% 261 $50,975,000 $195,307 $3,714 5.01%
    <20% 257 $45,775,000 $178,113 $2,913 4.78%
    40% 245 $45,425,000 $185,408 $3,464 4.98%
    38% 243 $48,295,000 $198,745 $3,541 4.93%
    41% 241 $43,715,000 $181,390 $3,478 4.97%
    39% 231 $42,845,000 $185,476 $3,398 5.00%
    37% 217 $44,505,000 $205,092 $3,852 4.94%
    36% 210 $40,770,000 $194,143 $3,427 4.95%
    47% 206 $44,310,000 $215,097 $3,828 4.97%
    45% 206 $41,830,000 $203,058 $3,797 4.95%
    46% 198 $39,450,000 $199,242 $3,828 4.97%
    48% 191 $38,535,000 $201,754 $3,977 5.01%
    >60% 46 $10,370,000 $225,435 $4,729 4.94%

    Interlinc Mortgage Services lent most frequently to those with DTI ratios of 30-36%, with 1,068 originations. The next most common DTI ratio? 20-30%, with 1,020 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,198 $1,013,950,000 $195,065 $3,648 4.92%
    Black 681 $118,745,000 $174,369 $3,525 4.96%
    Not provided 233 $42,705,000 $183,283 $3,457 5.20%
    Asian 154 $36,890,000 $239,545 $5,070 4.91%
    American Indian 35 $5,655,000 $161,571 $2,844 5.19%
    Native Hawaiian or Islander 15 $2,785,000 $185,667 $2,697 4.58%
    Other Pacific Islander 2 $400,000 $200,000 $6,777 4.69%
    Native Hawaiian 1 $385,000 $385,000 $13,887 4.88%
    Asian Indian 1 $215,000 $215,000 $8,518 5.50%
    Other Asian 1 $115,000 $115,000 $1,902 5.75%
    Filipino 1 $65,000 $65,000 $1,749 4.38%

    Approval Rates

    Total approvals of all applications
    93.40%

    Interlinc Mortgage Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.46%

    Interlinc Mortgage Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,322 $1,221,910,000 $193,279

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 6,322 $1,221,910,000 $193,279

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 59 $6,355,000 $107,712 $2,707 4.78%
    40-60% 175 $31,385,000 $179,343 $3,470 4.76%
    60-80% 925 $189,135,000 $204,470 $3,532 4.95%
    80-100% 4,775 $930,735,000 $194,918 $3,568 4.95%
    Over 100% 265 $63,385,000 $239,189 $7,646 4.82%
    Under 20% 123 $915,000 $7,439 $21 4.75%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    InterLinc Mortgage Services, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    InterLinc Mortgage Services, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%