Interlinc Mortgage Services Rates, Fees & Info
HOUSTON, TXLEI: 5493004OB0KD7VERQW98
Tax ID: 27-0349391
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Mortgage Data
Review & Overview
Interlinc Mortgage Services is a small mortgage company specializing in Home Purchase loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Oklahoma City, San Antonio, Louisville, and Nashville among others. We have data for 125 markets. (Some data included below & more in-depth data is available with an active subscription.)Interlinc Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interlinc Mortgage Services is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 12/16/24 |
| 30 Year Conventional Refi | 6.76% | 12/16/24 |
| 30 Year Cash-out Refi | 7.04% | 12/16/24 |
| 30 Year FHA Purchase | 7.68% | 12/16/24 |
| 30 Year FHA Refi | 7.61% | 12/16/24 |
| 30 Year VA Purchase | 6.48% | 12/16/24 |
| 30 Year VA Refi | 6.33% | 12/16/24 |
| 30 Year USDA Purchase | 6.98% | 12/16/24 |
| 30 Year USDA Refi | 6.93% | 12/16/24 |
| 15 Year Conventional Purchase | 6.15% | 12/16/24 |
| 15 Year Conventional Refi | 6.38% | 12/16/24 |
| 15 Year Cash-out Refi | 6.38% | 12/16/24 |
| 15 Year FHA Purchase | 7.39% | 12/16/24 |
| 15 Year VA Purchase | 7.49% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Interlinc Mortgage Services Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,422Origination Dollar Volume (All Markets)
$1,529,460,000Awards
INTERLINC MORTGAGE SERVICES - 2019
INTERLINC MORTGAGE SERVICES is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,198 | $271,830,000 | $226,903 | $5,365 | 4.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 799 | $136,015,000 | $170,232 | $2,908 | 4.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 524 | $128,450,000 | $245,134 | $5,657 | 4.28% |
| LOUISVILLE, KY (FHA|USDA|VA) | 591 | $125,205,000 | $211,853 | $3,270 | 4.41% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 424 | $110,280,000 | $260,094 | $4,068 | 4.45% |
| MONTGOMERY, AL (FHA|USDA|VA) | 500 | $94,120,000 | $188,240 | $3,008 | 4.28% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 351 | $70,845,000 | $201,838 | $3,028 | 4.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 282 | $60,120,000 | $213,191 | $4,860 | 4.15% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 230 | $58,680,000 | $255,130 | $6,855 | 4.46% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 252 | $45,360,000 | $180,000 | $3,204 | 4.17% |
| TULSA, OK (FHA|USDA|VA) | 241 | $38,805,000 | $161,017 | $2,989 | 4.49% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 138 | $34,550,000 | $250,362 | $4,207 | 4.34% |
| Outside of Metro Areas | 154 | $28,640,000 | $185,974 | $4,458 | 4.53% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 119 | $28,285,000 | $237,689 | $3,632 | 4.37% |
| DOTHAN, AL (FHA|USDA|VA) | 177 | $27,885,000 | $157,542 | $2,349 | 4.34% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 126 | $27,820,000 | $220,794 | $5,739 | 4.21% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 91 | $26,205,000 | $287,967 | $6,963 | 4.42% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 101 | $20,645,000 | $204,406 | $3,569 | 4.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 87 | $19,695,000 | $226,379 | $4,996 | 3.97% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 83 | $16,345,000 | $196,928 | $3,374 | 4.29% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 73 | $14,735,000 | $201,849 | $4,194 | 4.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 103 | $14,455,000 | $140,340 | $2,657 | 4.67% |
| JONESBORO, AR (FHA|USDA|VA) | 64 | $10,210,000 | $159,531 | $3,210 | 4.18% |
| Elk City, OK (FHA|USDA|VA) | 52 | $7,770,000 | $149,423 | $3,535 | 4.66% |
| Stillwater, OK (FHA|USDA|VA) | 42 | $7,470,000 | $177,857 | $4,790 | 4.83% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 32 | $6,020,000 | $188,125 | $3,687 | 4.80% |
| Alexander City, AL (FHA|USDA|VA) | 27 | $6,015,000 | $222,778 | $3,190 | 4.54% |
| Ozark, AL (FHA|USDA|VA) | 33 | $4,655,000 | $141,061 | $2,702 | 4.44% |
| Altus, OK (FHA|USDA|VA) | 36 | $4,420,000 | $122,778 | $2,652 | 4.56% |
| DECATUR, AL (FHA|USDA|VA) | 34 | $3,910,000 | $115,000 | $2,890 | 4.32% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 24 | $3,740,000 | $155,833 | $3,528 | 4.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 21 | $3,555,000 | $169,286 | $3,100 | 4.54% |
| Snyder, TX (FHA|USDA|VA) | 22 | $3,050,000 | $138,636 | $5,861 | 5.33% |
| Weatherford, OK (FHA|USDA|VA) | 20 | $3,050,000 | $152,500 | $4,091 | 4.55% |
| SAVANNAH, GA (FHA|USDA|VA) | 16 | $2,940,000 | $183,750 | $3,269 | 4.26% |
| MIDLAND, TX (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $9,326 | 4.45% |
| HAMMOND, LA (FHA|USDA|VA) | 14 | $2,700,000 | $192,857 | $3,492 | 4.57% |
| HINESVILLE, GA (FHA|USDA|VA) | 24 | $2,510,000 | $104,583 | $2,524 | 4.59% |
| Troy, AL (FHA|USDA|VA) | 17 | $2,465,000 | $145,000 | $2,841 | 4.41% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $3,820 | 4.46% |
| Shawnee, OK (FHA|USDA|VA) | 15 | $2,185,000 | $145,667 | $3,073 | 4.49% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $2,696 | 4.47% |
| Ponca City, OK (FHA|USDA|VA) | 15 | $1,785,000 | $119,000 | $4,004 | 4.58% |
| ODESSA, TX (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $7,391 | 4.11% |
| Milledgeville, GA (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $4,093 | 4.35% |
| Albertville, AL (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $3,793 | 4.03% |
| Enterprise, AL (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $3,810 | 4.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $3,477 | 4.35% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,318 | 3.93% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $7,147 | 4.40% |
| Andrews, TX (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $5,859 | 5.23% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $5,014 | 3.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,478 | 5.06% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,949 | 4.54% |
| Blytheville, AR (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $3,789 | 4.22% |
| Shelbyville, TN (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,789 | 4.47% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,215 | 4.40% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,651 | 4.35% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $6,596 | 4.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,076 | 4.23% |
| Muskogee, OK (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $1,752 | 4.70% |
| Paragould, AR (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $2,448 | 4.42% |
| Selma, AL (FHA|USDA|VA) | 8 | $770,000 | $96,250 | $1,948 | 4.64% |
| TYLER, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,582 | 4.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,930 | 4.91% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $2,040 | 3.68% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,485 | 4.36% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,723 | 4.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $1,631 | 4.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $1,396 | 4.25% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,155 | 4.88% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,213 | 4.84% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,907 | 4.41% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,187 | 4.13% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,386 | 5.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,750 | 4.00% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,052 | 4.83% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,546 | 4.31% |
| McAlester, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,880 | 5.38% |
| Cullman, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,421 | 4.25% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,407 | 4.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,272 | 4.19% |
| Palestine, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,516 | 5.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,655 | 3.99% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,326 | 4.44% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,076 | 3.63% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,779 | 4.38% |
| Granbury, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,942 | 4.13% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,251 | 4.63% |
| Somerset, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,610 | 3.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,357 | 4.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,588 | 4.13% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,688 | 6.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,284 | 3.38% |
| Picayune, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,634 | 5.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,941 | 4.81% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,868 | 3.63% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,608 | 4.50% |
| Duncan, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,216 | 4.50% |
| Danville, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,001 | 3.94% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,596 | 4.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,376 | 4.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,058 | 3.99% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,280 | 4.63% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,905 | 4.37% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,716 | 3.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,478 | 4.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,157 | 4.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,123 | 3.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $200 | 4.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,355 | 5.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.63% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,160 | 3.88% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.13% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,827 | 4.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,426 | 3.99% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,145 | 5.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,753 | 3.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $519 | 4.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,834 | 4.05% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,983 | 5.38% |
| Waycross, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,535 | 4.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,119 | 4.88% |
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Product Mix
For 2019, Interlinc Mortgage Services's most frequently originated type of loan was Conventional, with 3,696 originations. Their 2nd most popular type was FHA, with 2,411 originations.
Loan Reason
For 2019, Interlinc Mortgage Services's most frequently cited loan purpose was Home Purchase, with 6,692 originations. The 2nd most popular reason was Refi, with 451 originations.
Loan Duration/Length
For 2019, Interlinc Mortgage Services's most frequently cited loan duration was 30 Year, with 7,015 originations. The 2nd most popular length was 15 Year, with 191 originations.
Origination Fees/Closing Costs
Interlinc Mortgage Services's average total fees were $4,124, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,478 originations.
Interest Rates
During 2019, Interlinc Mortgage Services's average interest rate for loans was 4.43%, while their most frequently originated rate bucket for loans was 4-5%, with 3,946 originations.
Loan Sizing
2019 saw Interlinc Mortgage Services place emphasis on $100k-200k loans with 3,404 originations, totaling $527,830,000 in origination value.
Applicant Income
Interlinc Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 2,301 originations. The second most popular income band? $50k or less, with 1,697 originations.
Applicant Debt to Income Ratio
Interlinc Mortgage Services lent most frequently to those with DTI ratios of 30-36%, with 1,249 originations. The next most common DTI ratio? 20-30%, with 1,229 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.93%
Interlinc Mortgage Services has an average approval rate.
Pick Rate
Approvals leading to origination75.48%
Interlinc Mortgage Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,422 | $1,529,460,000 | $206,071 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 6 | $670,000 | $111,667 |
| Single Family (1-4 Units):Site-Built | 7,416 | $1,528,790,000 | $206,148 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| InterLinc Mortgage Services, LLC | FHA mortgage | Closing on a mortgage | 1 | 50.0% |
| InterLinc Mortgage Services, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |