Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

4.9 stars - Updated: 5/9/25 - out of 5 stars, based on 23 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Houston, San Antonio, Dallas, Albuquerque, and Oklahoma City among others. We have data for 122 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.08% 5/9/25
    30 Year Conventional Refi 6.68% 5/9/25
    30 Year FHA Purchase 6.01% 5/9/25
    30 Year FHA Refi 6.72% 5/9/25
    15 Year Conventional Purchase 8.00% 5/9/25
    15 Year FHA Purchase 6.00% 5/9/25
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Countryplace Mortgage Ltd. Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    513

    Origination Dollar Volume (All Markets)

    $77,665,000

    Awards

    COUNTRYPLACE MORTGAGE LTD. FHA Loans gold
    Show all (1) awards

    Relative Rate

    Countryplace Mortgage Ltd.'s average 30 year fixed mortgage rate was 5.44%.

    The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

    This yields a difference of -1.11%.

    Relative Fees (Closing Costs)

    Countryplace Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $11,842.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 102 $15,520,000 $152,157 $9,865 8.46%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 55 $8,285,000 $150,636 $17,669 8.49%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $5,530,000 $197,500 $11,603 7.64%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 33 $5,405,000 $163,788 $13,172 8.10%
    ALBUQUERQUE, NM (FHA|USDA|VA) 9 $1,735,000 $192,778 $10,717 7.71%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 10 $1,310,000 $131,000 $11,639 8.33%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,285,000 $257,000 $15,746 7.30%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $1,280,000 $160,000 $0 8.70%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,245,000 $177,857 $10,755 7.45%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $1,245,000 $177,857 $11,705 7.43%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $940,000 $156,667 $15,513 8.36%
    Ardmore, OK (FHA|USDA|VA) 6 $900,000 $150,000 $0 8.84%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $880,000 $146,667 $0 8.58%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $860,000 $107,500 $0 8.76%
    ASHEVILLE, NC (FHA|USDA|VA) 6 $830,000 $138,333 $0 7.83%
    COLUMBUS, GA-AL (FHA|USDA|VA) 5 $785,000 $157,000 $0 8.91%
    Lumberton, NC (FHA|USDA|VA) 5 $765,000 $153,000 $0 8.64%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 12 $730,000 $60,833 $0 7.78%
    TYLER, TX (FHA|USDA|VA) 4 $700,000 $175,000 $11,873 6.66%
    LONGVIEW, TX (FHA|USDA|VA) 4 $620,000 $155,000 $9,490 7.74%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $610,000 $152,500 $15,433 7.96%
    Statesboro, GA (FHA|USDA|VA) 3 $605,000 $201,667 $17,960 7.62%
    DECATUR, AL (FHA|USDA|VA) 4 $600,000 $150,000 $0 8.52%
    Athens, TX (FHA|USDA|VA) 2 $600,000 $300,000 $13,897 5.44%
    VICTORIA, TX (FHA|USDA|VA) 5 $575,000 $115,000 $0 8.73%
    WACO, TX (FHA|USDA|VA) 4 $570,000 $142,500 $0 8.23%
    Palatka, FL (FHA|USDA|VA) 2 $560,000 $280,000 $11,301 4.75%
    Shawnee, OK (FHA|USDA|VA) 2 $560,000 $280,000 $4,705 8.10%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $525,000 $175,000 $11,151 7.78%
    Huntsville, TX (FHA|USDA|VA) 3 $515,000 $171,667 $15,221 7.26%
    SAVANNAH, GA (FHA|USDA|VA) 4 $490,000 $122,500 $0 8.30%
    Fredericksburg, TX (FHA|USDA|VA) 2 $480,000 $240,000 $10,349 6.69%
    Rockport, TX (FHA|USDA|VA) 2 $470,000 $235,000 $16,817 6.42%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $455,000 $91,000 $8,385 7.78%
    FLORENCE, SC (FHA|USDA|VA) 2 $430,000 $215,000 $12,792 7.20%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $420,000 $210,000 $8,849 4.75%
    ABILENE, TX (FHA|USDA|VA) 3 $405,000 $135,000 $0 8.64%
    TULSA, OK (FHA|USDA|VA) 3 $405,000 $135,000 $0 9.09%
    Arcadia, FL (FHA|USDA|VA) 1 $405,000 $405,000 $12,871 4.75%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $390,000 $195,000 $0 8.06%
    LUBBOCK, TX (FHA|USDA|VA) 3 $385,000 $128,333 $0 9.18%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $360,000 $90,000 $0 7.97%
    Roswell, NM (FHA|USDA|VA) 2 $360,000 $180,000 $0 8.84%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $360,000 $180,000 $0 8.73%
    El Dorado, AR (FHA|USDA|VA) 3 $355,000 $118,333 $0 8.64%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $345,000 $115,000 $9,458 7.86%
    FAYETTEVILLE, NC (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.49%
    Kerrville, TX (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.22%
    Corsicana, TX (FHA|USDA|VA) 2 $330,000 $165,000 $9,715 7.15%
    Glasgow, KY (FHA|USDA|VA) 1 $315,000 $315,000 $12,337 4.75%
    SANTA FE, NM (FHA|USDA|VA) 2 $310,000 $155,000 $0 8.22%
    ODESSA, TX (FHA|USDA|VA) 2 $300,000 $150,000 $0 9.03%
    OCALA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $11,282 4.75%
    Cedartown, GA (FHA|USDA|VA) 1 $295,000 $295,000 $0 8.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $290,000 $145,000 $0 8.50%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $290,000 $145,000 $0 8.52%
    TUSCALOOSA, AL (FHA|USDA|VA) 2 $290,000 $145,000 $0 8.49%
    Bennettsville, SC (FHA|USDA|VA) 2 $280,000 $140,000 $0 8.74%
    Brenham, TX (FHA|USDA|VA) 1 $275,000 $275,000 $16,262 4.75%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $270,000 $135,000 $0 8.82%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $270,000 $67,500 $0 7.56%
    Bonham, TX (FHA|USDA|VA) 1 $265,000 $265,000 $12,670 6.88%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.49%
    OWENSBORO, KY (FHA|USDA|VA) 1 $265,000 $265,000 $11,343 4.75%
    Hobbs, NM (FHA|USDA|VA) 2 $260,000 $130,000 $0 8.20%
    Opelousas, LA (FHA|USDA|VA) 2 $260,000 $130,000 $0 9.46%
    TUCSON, AZ (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.72%
    Brownwood, TX (FHA|USDA|VA) 2 $260,000 $130,000 $0 8.17%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $6,872 6.63%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $255,000 $85,000 $0 8.91%
    LAFAYETTE, LA (FHA|USDA|VA) 2 $250,000 $125,000 $0 9.46%
    Granbury, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,918 6.00%
    JACKSON, MS (FHA|USDA|VA) 3 $245,000 $81,667 $0 8.61%
    Borger, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 8.88%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.89%
    Ada, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.57%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.29%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.99%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.84%
    MONROE, LA (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.74%
    AMARILLO, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 9.25%
    Bay City, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.89%
    Altus, OK (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.89%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $195,000 $195,000 $0 9.38%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $185,000 $185,000 $1,541 4.25%
    Pearsall, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.19%
    Alamogordo, NM (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.43%
    Wauchula, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.25%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $8,924 5.88%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $175,000 $175,000 $8,354 4.75%
    Palestine, TX (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.62%
    Miami, OK (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.79%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.44%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.34%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.47%
    Brookhaven, MS (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.79%
    COLUMBIA, SC (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.25%
    Orangeburg, SC (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.64%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.04%
    Magnolia, AR (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.62%
    Vernon, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.44%
    Payson, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.69%
    Kingsville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.88%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.81%
    Duncan, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.94%
    Fort Polk South, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.49%
    Americus, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.38%
    FARMINGTON, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.50%
    Durant, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.79%
    LAWTON, OK (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.64%
    Jacksonville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.00%
    Stillwater, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.79%
    Tupelo, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.79%
    Vicksburg, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.79%
    Laurel, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.79%
    Port Lavaca, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.49%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.25%
    Durango, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.49%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.69%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.88%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.50%
    Countryplace Mortgage Ltd.'s top markets include Houston, San Antonio, Dallas, Albuquerque, and Oklahoma City among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against COUNTRYPLACE MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    DSLD MORTGAGE, LLC
    Similarity Rank: 105
    GSB MORTGAGE, INC.
    Similarity Rank: 133
    SAN ANTONIO CITIZENS
    Similarity Rank: 156
    AMOCO
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    SCHLUMBERGER EMPLOYEES CREDIT UNION
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    SMART FINANCIAL CREDIT UNION
    Similarity Rank: 405
    DATCU
    Similarity Rank: 468
    VELOCITY Credit Union
    Similarity Rank: 492
    First Bank
    Similarity Rank: 506
    PRIMEWAY
    Similarity Rank: 532

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 462 $64,030,000 $138,593 $9,964 8.51%
    FHA 51 $13,635,000 $267,353 $12,086 5.09%

    For 2024, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 462 originations. Their 2nd most popular type was FHA, with 51 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 504 $75,300,000 $149,405 $11,960 8.21%
    Refi 9 $2,365,000 $262,778 $9,122 6.11%

    For 2024, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 504 originations. The 2nd most popular reason was Refi, with 9 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 321 $44,085,000 $137,336 $3,042 8.55%
    20 Year 99 $13,025,000 $131,566 $0 8.77%
    30 Year 65 $17,915,000 $275,615 $11,842 5.44%
    15 Year 24 $2,450,000 $102,083 $0 8.02%
    10 Year 4 $190,000 $47,500 $0 8.00%

    For 2024, Countryplace Mortgage Ltd.'s most frequently cited loan duration was Other, with 321 originations. The 2nd most popular length was 20 Year, with 99 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 34 $9,100,000 $267,647
    $5k+ 20 $6,380,000 $319,000
    $2k-3k 4 $770,000 $192,500
    $4k-5k 4 $770,000 $192,500
    $3k-4k 3 $625,000 $208,333
    $1k-2k 2 $560,000 $280,000

    Countryplace Mortgage Ltd.'s average total fees were $11,842, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 34 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 394 $54,130,000 $137,386
    7-8% 55 $6,645,000 $120,818
    4-5% 37 $10,425,000 $281,757
    6-7% 14 $3,400,000 $242,857
    5-6% 13 $3,065,000 $235,769

    During 2024, Countryplace Mortgage Ltd.'s average interest rate for loans was 5.44%, while their most frequently originated rate bucket for loans was Over 8%, with 394 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 263 $38,205,000 $145,266 $7,915 8.50%
    $100,000 or less 141 $10,335,000 $73,298 $0 8.44%
    $200k-400k 104 $26,780,000 $257,500 $12,032 7.06%
    $400k-600k 4 $1,730,000 $432,500 $18,048 5.47%
    $600k-1MM 1 $615,000 $615,000 $11,115 7.50%

    2024 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 263 originations, totaling $38,205,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 146 $18,440,000 $126,301 $10,882 8.22%
    $100k-150k 132 $23,230,000 $175,985 $11,191 8.17%
    $75k-100k 124 $19,950,000 $160,887 $11,838 7.92%
    $50k or less 58 $5,490,000 $94,655 $9,718 8.43%
    $150k-250k 43 $8,745,000 $203,372 $15,158 8.28%
    $250k+ 10 $1,810,000 $181,000 $0 8.49%

    Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 146 originations. The second most popular income band? $100k-150k, with 132 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 96 $12,350,000 $128,646 $8,990 8.26%
    30-36% 95 $13,475,000 $141,842 $11,381 8.33%
    50-60% 50 $7,580,000 $151,600 $10,936 8.40%
    40% 27 $4,235,000 $156,852 $17,100 8.64%
    <20% 26 $3,100,000 $119,231 $6,910 8.40%
    42% 24 $4,100,000 $170,833 $16,614 8.05%
    49% 23 $4,415,000 $191,957 $10,675 7.70%
    39% 22 $3,410,000 $155,000 $11,507 7.80%
    41% 22 $3,570,000 $162,273 $10,485 8.18%
    38% 20 $3,280,000 $164,000 $12,604 7.71%
    36% 19 $2,505,000 $131,842 $11,639 8.50%
    37% 16 $2,380,000 $148,750 $13,593 8.09%
    47% 15 $2,895,000 $193,000 $11,819 7.54%
    48% 15 $2,985,000 $199,000 $10,847 7.91%
    43% 14 $2,360,000 $168,571 $11,279 8.34%
    45% 13 $2,375,000 $182,692 $11,502 7.40%
    44% 9 $1,675,000 $186,111 $15,043 7.60%
    46% 7 $975,000 $139,286 $16,817 7.81%

    Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 20-30%, with 96 originations. The next most common DTI ratio? 30-36%, with 95 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 431 $65,735,000 $152,517 $11,877 8.16%
    Not provided 47 $6,975,000 $148,404 $9,610 8.13%
    Black 18 $2,600,000 $144,444 $12,035 8.10%
    American Indian 15 $2,225,000 $148,333 $0 8.65%
    Other Pacific Islander 1 $85,000 $85,000 $0 8.49%
    Asian Indian 1 $45,000 $45,000 $0 8.50%

    Approval Rates

    Total approvals of all applications
    48.93%

    Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -284.41%

    Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1000.0 2 $30,000 $15,000
    1002.0 1 $25,000 $25,000
    1095.0 1 $105,000 $105,000
    1096.0 62 $7,930,000 $127,903
    1223.97 1 $25,000 $25,000
    1330.95 1 $25,000 $25,000
    1428.31 1 $35,000 $35,000
    1483.43 1 $35,000 $35,000
    1670.7 1 $35,000 $35,000
    1701.0 26 $2,000,000 $76,923
    1729.26 1 $45,000 $45,000
    1815.42 1 $45,000 $45,000
    1892.77 1 $45,000 $45,000
    1966.29 1 $45,000 $45,000
    2004.09 1 $45,000 $45,000
    2153.21 1 $55,000 $55,000
    2190.0 1 $55,000 $55,000
    2230.14 1 $55,000 $55,000
    2269.25 1 $55,000 $55,000
    2287.18 1 $55,000 $55,000
    2297.4 1 $55,000 $55,000
    2432.01 1 $55,000 $55,000
    2600.18 1 $85,000 $85,000
    2757.85 1 $65,000 $65,000
    2849.99 1 $65,000 $65,000
    2898.32 1 $65,000 $65,000
    2948.9 1 $105,000 $105,000
    2968.78 1 $75,000 $75,000
    2997.0 18 $1,650,000 $91,667
    3003.94 1 $105,000 $105,000
    3038.25 1 $105,000 $105,000
    3053.97 1 $105,000 $105,000
    3063.14 1 $105,000 $105,000
    3090.8 1 $105,000 $105,000
    3136.75 1 $105,000 $105,000
    3181.58 1 $105,000 $105,000
    3216.77 1 $115,000 $115,000
    3256.35 1 $115,000 $115,000
    3328.63 1 $115,000 $115,000
    3333.51 1 $115,000 $115,000
    3344.0 1 $115,000 $115,000
    3359.04 1 $115,000 $115,000
    3387.8 1 $115,000 $115,000
    3407.94 1 $115,000 $115,000
    3427.37 1 $115,000 $115,000
    3435.49 1 $115,000 $115,000
    3446.66 1 $115,000 $115,000
    3466.21 1 $115,000 $115,000
    3469.4 1 $115,000 $115,000
    3477.61 1 $125,000 $125,000
    3484.11 1 $125,000 $125,000
    3505.37 1 $125,000 $125,000
    3511.44 1 $125,000 $125,000
    3525.33 1 $125,000 $125,000
    3526.05 1 $125,000 $125,000
    3528.08 1 $125,000 $125,000
    3545.03 1 $125,000 $125,000
    3553.77 1 $125,000 $125,000
    3588.27 1 $125,000 $125,000
    3599.42 1 $125,000 $125,000
    3634.32 1 $125,000 $125,000
    3635.62 1 $125,000 $125,000
    3654.06 1 $125,000 $125,000
    3678.78 1 $125,000 $125,000
    3683.95 1 $125,000 $125,000
    3687.7 1 $125,000 $125,000
    3715.02 1 $125,000 $125,000
    3764.22 1 $135,000 $135,000
    3782.3 1 $135,000 $135,000
    3799.49 1 $135,000 $135,000
    3803.59 1 $135,000 $135,000
    3816.98 1 $135,000 $135,000
    3825.33 1 $135,000 $135,000
    3836.05 1 $135,000 $135,000
    3865.76 1 $135,000 $135,000
    3871.26 1 $135,000 $135,000
    3871.71 1 $135,000 $135,000
    3879.69 1 $135,000 $135,000
    3889.72 1 $135,000 $135,000
    3906.97 1 $135,000 $135,000
    3915.74 1 $135,000 $135,000
    3928.68 1 $135,000 $135,000
    3951.82 1 $135,000 $135,000
    3991.61 1 $135,000 $135,000
    3993.2 1 $135,000 $135,000
    3993.68 1 $135,000 $135,000
    3995.72 1 $135,000 $135,000
    4001.34 1 $135,000 $135,000
    4025.38 1 $135,000 $135,000
    4061.75 1 $145,000 $145,000
    4077.73 1 $145,000 $145,000
    4131.45 1 $145,000 $145,000
    4132.43 1 $145,000 $145,000
    4134.34 1 $145,000 $145,000
    4139.89 1 $145,000 $145,000
    4147.32 1 $145,000 $145,000
    4174.31 1 $145,000 $145,000
    4211.69 1 $145,000 $145,000
    4245.96 1 $145,000 $145,000
    4268.47 1 $145,000 $145,000
    4275.23 1 $145,000 $145,000
    4285.39 1 $145,000 $145,000
    4299.74 1 $145,000 $145,000
    4314.25 1 $145,000 $145,000
    4339.05 1 $155,000 $155,000
    4433.54 1 $155,000 $155,000
    4446.86 1 $155,000 $155,000
    4447.29 1 $155,000 $155,000
    4450.11 1 $155,000 $155,000
    4450.38 1 $155,000 $155,000
    4472.88 1 $155,000 $155,000
    4495.9 1 $155,000 $155,000
    4509.55 1 $155,000 $155,000
    4524.26 1 $155,000 $155,000
    4526.5 1 $155,000 $155,000
    4540.55 1 $155,000 $155,000
    4557.07 1 $155,000 $155,000
    4575.25 1 $155,000 $155,000
    4596.0 5 $995,000 $199,000
    4605.67 1 $165,000 $165,000
    4646.58 1 $165,000 $165,000
    4686.4 1 $165,000 $165,000
    4693.68 1 $165,000 $165,000
    4725.31 1 $165,000 $165,000
    4747.92 1 $165,000 $165,000
    4779.37 1 $165,000 $165,000
    4785.87 1 $165,000 $165,000
    4832.37 1 $165,000 $165,000
    4902.2 1 $175,000 $175,000
    4935.38 1 $175,000 $175,000
    4967.94 1 $175,000 $175,000
    4987.83 1 $175,000 $175,000
    4999.71 1 $175,000 $175,000
    5134.89 1 $175,000 $175,000
    5183.53 1 $185,000 $185,000
    5215.09 1 $185,000 $185,000
    5226.59 1 $185,000 $185,000
    5248.07 1 $185,000 $185,000
    5270.96 1 $185,000 $185,000
    5278.42 1 $185,000 $185,000
    5364.33 1 $185,000 $185,000
    5364.8 1 $185,000 $185,000
    5405.17 1 $185,000 $185,000
    5467.0 1 $195,000 $195,000
    5492.67 1 $195,000 $195,000
    5495.44 1 $195,000 $195,000
    5502.18 1 $195,000 $195,000
    5523.78 1 $195,000 $195,000
    5543.71 1 $195,000 $195,000
    5547.61 1 $195,000 $195,000
    5590.17 1 $195,000 $195,000
    5676.3 1 $195,000 $195,000
    5682.16 1 $195,000 $195,000
    5709.93 1 $195,000 $195,000
    5801.3 1 $205,000 $205,000
    5966.34 1 $205,000 $205,000
    5993.75 1 $205,000 $205,000
    6076.5 1 $215,000 $215,000
    6077.77 1 $215,000 $215,000
    6098.3 1 $215,000 $215,000
    6126.68 1 $215,000 $215,000
    6179.11 1 $215,000 $215,000
    6269.34 1 $215,000 $215,000
    6292.0 1 $215,000 $215,000
    6399.06 1 $225,000 $225,000
    6419.84 1 $225,000 $225,000
    6422.3 1 $225,000 $225,000
    6469.72 1 $225,000 $225,000
    6514.37 1 $225,000 $225,000
    6521.58 1 $225,000 $225,000
    6569.11 1 $225,000 $225,000
    6612.2 1 $235,000 $235,000
    6662.11 1 $235,000 $235,000
    6695.77 1 $235,000 $235,000
    6729.83 1 $235,000 $235,000
    6808.18 1 $235,000 $235,000
    6881.42 1 $245,000 $245,000
    6950.86 1 $245,000 $245,000
    6960.36 1 $245,000 $245,000
    7149.81 1 $255,000 $255,000
    7208.3 1 $255,000 $255,000
    7241.03 1 $255,000 $255,000
    7280.18 1 $255,000 $255,000
    8381.52 1 $295,000 $295,000
    8545.74 1 $295,000 $295,000
    8958.8 1 $315,000 $315,000
    97.0 152 $19,830,000 $130,461
    NA 67 $18,205,000 $271,716

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    513 $77,665,000 $151,394

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 7 $345,000 $49,286 $0 8.15%
    40-60% 14 $1,160,000 $82,857 $8,417 7.82%
    60-80% 54 $6,880,000 $127,407 $10,853 7.46%
    80-100% 131 $22,605,000 $172,557 $11,923 7.27%
    Over 100% 307 $46,675,000 $152,036 $0 8.69%