Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, San Antonio, Houston, and Tampa among others. We have data for 198 markets. (Some data included below & more in-depth data is available with an active subscription.)

Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.92%	4/21/24
30 Year Conventional Refi	6.74%	4/21/24
30 Year FHA Purchase	7.71%	4/21/24
30 Year FHA Refi	7.84%	4/21/24
30 Year VA Purchase	7.52%	4/21/24
30 Year USDA Purchase	7.20%	4/21/24
15 Year Conventional Purchase	8.52%	4/21/24
15 Year Conventional Refi	6.84%	4/21/24
15 Year Cash-out Refi	6.84%	4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Countryplace Mortgage Ltd. Mortgage Calculator

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This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

1,118

Origination Dollar Volume (All Markets)

$170,800,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Outside of Metro Areas	171	$23,505,000	$137,456	$11,027	4.92%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	81	$13,975,000	$172,531	$15,692	4.73%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	85	$13,205,000	$155,353	$10,907	4.96%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	51	$8,135,000	$159,510	$14,270	4.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	52	$6,260,000	$120,385	$11,691	5.73%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	35	$6,115,000	$174,714	$8,989	4.52%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	28	$5,040,000	$180,000	$9,472	4.19%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	26	$4,090,000	$157,308	$9,230	4.92%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	23	$4,015,000	$174,565	$9,028	3.98%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	16	$3,590,000	$224,375	$9,747	3.72%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	20	$3,350,000	$167,500	$8,988	3.53%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	17	$2,565,000	$150,882	$13,377	4.68%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	16	$2,400,000	$150,000	$14,183	4.51%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	13	$2,055,000	$158,077	$10,231	3.94%
WACO, TX (FHA\|USDA\|VA)	12	$2,010,000	$167,500	$13,258	4.01%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	5	$1,945,000	$389,000	$11,140	3.98%
ABILENE, TX (FHA\|USDA\|VA)	15	$1,915,000	$127,667	$11,669	5.14%
JACKSONVILLE, FL (FHA\|USDA\|VA)	11	$1,895,000	$172,273	$9,671	3.81%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	7	$1,475,000	$210,714	$8,415	3.82%
LONGVIEW, TX (FHA\|USDA\|VA)	10	$1,410,000	$141,000	$10,316	4.07%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	4	$1,310,000	$327,500	$10,945	3.91%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	4	$1,270,000	$317,500	$13,385	3.38%
Shawnee, OK (FHA\|USDA\|VA)	6	$1,250,000	$208,333	$13,903	3.83%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	6	$1,250,000	$208,333	$5,813	3.63%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	13	$1,195,000	$91,923	$0	5.34%
GAINESVILLE, FL (FHA\|USDA\|VA)	8	$1,190,000	$148,750	$8,476	4.19%
Show Low, AZ (FHA\|USDA\|VA)	7	$1,135,000	$162,143	$6,162	3.79%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	7	$1,035,000	$147,857	$9,151	3.91%
Payson, AZ (FHA\|USDA\|VA)	7	$985,000	$140,714	$6,226	3.29%
Tupelo, MS (FHA\|USDA\|VA)	7	$945,000	$135,000	$9,433	4.35%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	6	$930,000	$155,000	$11,682	4.65%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	6	$920,000	$153,333	$12,780	4.35%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	3	$905,000	$301,667	$12,920	3.79%
Athens, TX (FHA\|USDA\|VA)	9	$905,000	$100,556	$8,851	5.12%
TYLER, TX (FHA\|USDA\|VA)	4	$870,000	$217,500	$15,654	4.12%
Gainesville, TX (FHA\|USDA\|VA)	3	$815,000	$271,667	$17,412	3.58%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	7	$815,000	$116,429	$5,532	4.96%
Palestine, TX (FHA\|USDA\|VA)	5	$795,000	$159,000	$11,310	4.34%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	6	$780,000	$130,000	$7,020	4.35%
LUBBOCK, TX (FHA\|USDA\|VA)	4	$770,000	$192,500	$10,774	4.28%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	6	$700,000	$116,667	$0	5.33%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	6	$700,000	$116,667	$8,591	4.02%
PANAMA CITY, FL (FHA\|USDA\|VA)	4	$700,000	$175,000	$10,774	4.72%
Bonham, TX (FHA\|USDA\|VA)	4	$680,000	$170,000	$16,169	4.82%
HOT SPRINGS, AR (FHA\|USDA\|VA)	4	$670,000	$167,500	$10,721	3.59%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	6	$670,000	$111,667	$5,875	5.77%
ASHEVILLE, NC (FHA\|USDA\|VA)	3	$645,000	$215,000	$10,853	3.29%
Okeechobee, FL (FHA\|USDA\|VA)	4	$630,000	$157,500	$11,540	4.96%
ODESSA, TX (FHA\|USDA\|VA)	5	$625,000	$125,000	$10,681	5.08%
Mineral Wells, TX (FHA\|USDA\|VA)	4	$620,000	$155,000	$12,555	4.19%
Kerrville, TX (FHA\|USDA\|VA)	3	$615,000	$205,000	$12,936	3.63%
Statesboro, GA (FHA\|USDA\|VA)	3	$585,000	$195,000	$7,002	4.58%
Lufkin, TX (FHA\|USDA\|VA)	7	$565,000	$80,714	$4,535	6.15%
JONESBORO, AR (FHA\|USDA\|VA)	3	$565,000	$188,333	$5,907	3.50%
Laurel, MS (FHA\|USDA\|VA)	3	$555,000	$185,000	$9,126	3.25%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	4	$540,000	$135,000	$6,390	3.75%
Shelby, NC (FHA\|USDA\|VA)	3	$525,000	$175,000	$10,684	3.42%
Rockport, TX (FHA\|USDA\|VA)	4	$520,000	$130,000	$8,563	5.85%
Centralia, WA (FHA\|USDA\|VA)	2	$520,000	$260,000	$12,400	4.19%
Marion, NC (FHA\|USDA\|VA)	2	$510,000	$255,000	$8,727	3.13%
Granbury, TX (FHA\|USDA\|VA)	4	$510,000	$127,500	$10,122	3.31%
BOISE CITY, ID (FHA\|USDA\|VA)	3	$485,000	$161,667	$6,479	4.04%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	3	$475,000	$158,333	$8,169	3.67%
MONTGOMERY, AL (FHA\|USDA\|VA)	3	$475,000	$158,333	$9,166	3.46%
LAFAYETTE, LA (FHA\|USDA\|VA)	4	$470,000	$117,500	$9,479	4.86%
Huntsville, TX (FHA\|USDA\|VA)	4	$460,000	$115,000	$16,956	5.67%
Shelton, WA (FHA\|USDA\|VA)	2	$440,000	$220,000	$10,535	4.00%
MIDLAND, TX (FHA\|USDA\|VA)	3	$415,000	$138,333	$7,139	5.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	2	$410,000	$205,000	$4,751	3.44%
El Campo, TX (FHA\|USDA\|VA)	2	$410,000	$205,000	$14,652	3.88%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	3	$405,000	$135,000	$8,373	3.83%
PUNTA GORDA, FL (FHA\|USDA\|VA)	2	$400,000	$200,000	$7,693	3.88%
El Dorado, AR (FHA\|USDA\|VA)	4	$400,000	$100,000	$5,054	5.62%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	5	$395,000	$79,000	$0	6.37%
Meridian, MS (FHA\|USDA\|VA)	2	$390,000	$195,000	$13,281	4.42%
Corsicana, TX (FHA\|USDA\|VA)	4	$390,000	$97,500	$14,538	5.92%
BATON ROUGE, LA (FHA\|USDA\|VA)	3	$385,000	$128,333	$13,472	5.09%
Arcadia, FL (FHA\|USDA\|VA)	2	$380,000	$190,000	$10,657	4.63%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	3	$375,000	$125,000	$7,354	3.88%
ALEXANDRIA, LA (FHA\|USDA\|VA)	4	$370,000	$92,500	$6,772	5.66%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	2	$370,000	$185,000	$5,835	4.25%
TUCSON, AZ (FHA\|USDA\|VA)	2	$350,000	$175,000	$10,408	4.22%
HAMMOND, LA (FHA\|USDA\|VA)	2	$350,000	$175,000	$6,914	4.62%
Starkville, MS (FHA\|USDA\|VA)	3	$345,000	$115,000	$11,929	5.33%
Crescent City, CA (FHA\|USDA\|VA)	1	$335,000	$335,000	$18,373	3.25%
Beeville, TX (FHA\|USDA\|VA)	2	$330,000	$165,000	$13,975	3.25%
VICTORIA, TX (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	5.57%
COLUMBIA, SC (FHA\|USDA\|VA)	2	$300,000	$150,000	$3,897	3.63%
Malvern, AR (FHA\|USDA\|VA)	2	$300,000	$150,000	$13,389	4.25%
CORVALLIS, OR (FHA\|USDA\|VA)	1	$295,000	$295,000	$5,985	4.75%
JACKSON, MS (FHA\|USDA\|VA)	3	$295,000	$98,333	$8,947	3.88%
LOUISVILLE, KY (FHA\|USDA\|VA)	1	$295,000	$295,000	$12,866	0.00%
Picayune, MS (FHA\|USDA\|VA)	2	$290,000	$145,000	$10,051	5.22%
Palatka, FL (FHA\|USDA\|VA)	1	$285,000	$285,000	$14,785	3.75%
Clearlake, CA (FHA\|USDA\|VA)	1	$285,000	$285,000	$8,149	3.25%
Fredericksburg, TX (FHA\|USDA\|VA)	1	$285,000	$285,000	$6,995	3.25%
Jacksonville, TX (FHA\|USDA\|VA)	2	$280,000	$140,000	$16,138	4.47%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	2	$280,000	$140,000	$9,109	3.81%
Port Angeles, WA (FHA\|USDA\|VA)	1	$275,000	$275,000	$9,936	3.25%
JACKSON, TN (FHA\|USDA\|VA)	1	$275,000	$275,000	$10,056	3.00%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$275,000	$275,000	$12,833	4.25%
Nacogdoches, TX (FHA\|USDA\|VA)	2	$270,000	$135,000	$5,969	6.00%
Georgetown, SC (FHA\|USDA\|VA)	2	$270,000	$135,000	$10,789	3.25%
SAVANNAH, GA (FHA\|USDA\|VA)	2	$270,000	$135,000	$11,651	5.37%
Dodge City, KS (FHA\|USDA\|VA)	1	$265,000	$265,000	$13,531	4.25%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	2	$260,000	$130,000	$10,070	5.17%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	3	$255,000	$85,000	$8,053	5.62%
Blytheville, AR (FHA\|USDA\|VA)	3	$255,000	$85,000	$10,140	4.54%
TULSA, OK (FHA\|USDA\|VA)	2	$250,000	$125,000	$5,745	5.22%
Sulphur Springs, TX (FHA\|USDA\|VA)	2	$250,000	$125,000	$5,097	4.70%
Prineville, OR (FHA\|USDA\|VA)	1	$245,000	$245,000	$4,942	3.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	5	$245,000	$49,000	$0	7.63%
HATTIESBURG, MS (FHA\|USDA\|VA)	2	$240,000	$120,000	$7,934	4.50%
Oxford, MS (FHA\|USDA\|VA)	2	$240,000	$120,000	$11,418	5.22%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	1	$235,000	$235,000	$15,368	4.25%
TALLAHASSEE, FL (FHA\|USDA\|VA)	1	$235,000	$235,000	$16,472	3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	1	$235,000	$235,000	$8,469	4.75%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$235,000	$235,000	$15,928	3.13%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	1	$235,000	$235,000	$10,643	3.50%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	1	$235,000	$235,000	$10,839	3.00%
SPRINGFIELD, MO (FHA\|USDA\|VA)	2	$230,000	$115,000	$4,199	3.25%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	2	$220,000	$110,000	$6,656	4.25%
Oak Harbor, WA (FHA\|USDA\|VA)	1	$215,000	$215,000	$11,091	4.50%
YUMA, AZ (FHA\|USDA\|VA)	2	$210,000	$105,000	$9,450	3.38%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	6.85%
Cullman, AL (FHA\|USDA\|VA)	2	$210,000	$105,000	$13,801	5.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	1	$195,000	$195,000	$14,456	3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$13,853	3.25%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	1	$195,000	$195,000	$9,455	4.75%
Brenham, TX (FHA\|USDA\|VA)	3	$195,000	$65,000	$0	6.69%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,257	3.50%
Cedartown, GA (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,985	4.75%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	1	$185,000	$185,000	$9,918	3.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,344	5.25%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	5.49%
Traverse City, MI (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,706	3.75%
Hope, AR (FHA\|USDA\|VA)	2	$170,000	$85,000	$5,116	5.18%
DECATUR, AL (FHA\|USDA\|VA)	1	$165,000	$165,000	$10,575	3.50%
MOBILE, AL (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.99%
Calhoun, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,750	3.63%
Columbus, MS (FHA\|USDA\|VA)	1	$165,000	$165,000	$8,360	3.38%
Albemarle, NC (FHA\|USDA\|VA)	1	$165,000	$165,000	$11,132	3.25%
Paris, TX (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	6.45%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	1	$155,000	$155,000	$10,063	3.75%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,523	3.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	1	$155,000	$155,000	$6,134	4.88%
SANTA FE, NM (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.99%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.99%
Portales, NM (FHA\|USDA\|VA)	1	$155,000	$155,000	$10,755	3.25%
Rockingham, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,302	4.75%
Levelland, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.24%
Sweetwater, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.15%
Española, NM (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	6.49%
Bogalusa, LA (FHA\|USDA\|VA)	1	$145,000	$145,000	$10,384	3.25%
Alice, TX (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	6.40%
McComb, MS (FHA\|USDA\|VA)	1	$135,000	$135,000	$10,668	3.25%
Lewisburg, TN (FHA\|USDA\|VA)	1	$135,000	$135,000	$4,782	3.63%
OCALA, FL (FHA\|USDA\|VA)	1	$135,000	$135,000	$6,664	4.88%
Durant, OK (FHA\|USDA\|VA)	1	$135,000	$135,000	$13,512	3.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$7,664	3.25%
Burley, ID (FHA\|USDA\|VA)	1	$135,000	$135,000	$7,058	3.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$125,000	$125,000	$4,322	3.50%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.39%
Mountain Home, ID (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,117	3.50%
Wauchula, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	5.74%
Grants, NM (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.49%
Stephenville, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$9,328	3.25%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.24%
GOLDSBORO, NC (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	7.09%
Camden, AR (FHA\|USDA\|VA)	1	$105,000	$105,000	$11,418	3.25%
Mount Pleasant, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,019	3.75%
Kill Devil Hills, NC (FHA\|USDA\|VA)	1	$105,000	$105,000	$6,953	3.63%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,885	3.63%
SALEM, OR (FHA\|USDA\|VA)	1	$105,000	$105,000	$7,241	3.25%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$95,000	$95,000	$3,280	3.25%
Roswell, NM (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.99%
Greenwood, MS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.24%
Muskogee, OK (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.99%
DeRidder, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.19%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$7,268	3.25%
KNOXVILLE, TN (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,505	3.63%
Kingsville, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.40%
AMARILLO, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$5,998	4.25%
Hereford, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.39%
MONROE, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.14%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.99%
St. Marys, PA (FHA\|USDA\|VA)	1	$75,000	$75,000	$6,791	4.25%
LAKE CHARLES, LA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.24%
Greenville, MS (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	8.38%
Snyder, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.79%
Morgan City, LA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.74%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$65,000	$65,000	$5,243	3.25%
Andrews, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.15%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.09%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.24%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.25%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	6.00%

Countryplace Mortgage Ltd.'s top markets include Austin, Dallas, San Antonio, Houston, and Tampa among others.

Their top states include:

Texas (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Arkansas (FHA|USDA|VA)

North Carolina (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against COUNTRYPLACE MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

METROPLEX MORTGAGE SERVICES, INC.
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AAXY L.L.C.
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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	628	$75,370,000	$120,016	$7,443	5.62%
FHA	362	$70,190,000	$193,895	$12,620	3.45%
VA	97	$19,525,000	$201,289	$8,477	3.56%
USDA	31	$5,715,000	$184,355	$11,343	3.72%

For 2020, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 628 originations. Their 2nd most popular type was FHA, with 362 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	975	$144,995,000	$148,713	$11,557	4.86%
Refi	115	$21,235,000	$184,652	$6,511	3.46%
Cash Out Refi	28	$4,570,000	$163,214	$7,205	3.62%

For 2020, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 975 originations. The 2nd most popular reason was Refi, with 115 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	619	$120,525,000	$194,709	$10,921	3.57%
20 Year	272	$25,770,000	$94,743	$5,424	6.21%
Other	163	$16,465,000	$101,012	$5,180	6.47%
15 Year	44	$4,860,000	$110,455	$5,757	4.49%
30+ year	12	$2,660,000	$221,667	$10,144	3.68%
10 Year	8	$520,000	$65,000	$6,584	5.85%

For 2020, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 619 originations. The 2nd most popular length was 20 Year, with 272 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$5k+	288	$63,430,000	$220,243
$3k-4k	129	$22,265,000	$172,597
$4k-5k	94	$16,520,000	$175,745
$2k-3k	88	$13,420,000	$152,500
$1k-2k	61	$10,915,000	$178,934
$<1k	20	$4,300,000	$215,000

Countryplace Mortgage Ltd.'s average total fees were $10,921, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 288 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	487	$92,225,000	$189,374
6-7%	179	$16,305,000	$91,089
4-5%	150	$25,680,000	$171,200
5-6%	125	$11,485,000	$91,880
7-8%	106	$9,790,000	$92,358
2.5-3%	59	$14,025,000	$237,712
Over 8%	7	$405,000	$57,857
<2.5%	5	$885,000	$177,000

During 2020, Countryplace Mortgage Ltd.'s average interest rate for loans was 3.57%, while their most frequently originated rate bucket for loans was 3-4%, with 487 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-200k	526	$77,940,000	$148,175	$9,333	4.35%
$100,000 or less	334	$23,840,000	$71,377	$5,851	6.13%
$200k-400k	250	$65,270,000	$261,080	$13,033	3.50%
$400k-600k	8	$3,750,000	$468,750	$14,145	3.72%

2020 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 526 originations, totaling $77,940,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	381	$57,645,000	$151,299	$11,217	4.58%
$50k or less	314	$35,270,000	$112,325	$8,984	4.97%
$75k-100k	210	$36,870,000	$175,571	$11,906	4.69%
$100k-150k	146	$27,730,000	$189,932	$11,150	4.60%
$150k-250k	46	$9,170,000	$199,348	$8,336	4.37%
$250k+	5	$1,245,000	$249,000	$5,522	4.59%

Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 381 originations. The second most popular income band? $50k or less, with 314 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	189	$28,535,000	$150,979	$10,202	4.81%
20-30%	183	$24,195,000	$132,213	$8,969	4.83%
50-60%	132	$26,040,000	$197,273	$12,759	3.84%
<20%	70	$9,660,000	$138,000	$6,799	4.33%
41%	50	$7,510,000	$150,200	$10,014	5.02%
48%	44	$6,730,000	$152,955	$13,548	5.16%
43%	41	$6,175,000	$150,610	$9,887	4.34%
37%	41	$5,935,000	$144,756	$10,557	4.92%
46%	40	$7,240,000	$181,000	$11,355	4.42%
40%	40	$5,980,000	$149,500	$10,323	4.95%
42%	39	$5,405,000	$138,590	$10,437	5.02%
36%	38	$5,400,000	$142,105	$11,255	5.03%
39%	37	$5,885,000	$159,054	$13,596	4.88%
44%	36	$5,290,000	$146,944	$9,998	4.32%
45%	34	$5,090,000	$149,706	$10,337	4.86%
47%	34	$5,260,000	$154,706	$12,448	4.84%
38%	32	$4,120,000	$128,750	$10,027	5.41%
49%	32	$4,940,000	$154,375	$10,386	4.84%
>60%	6	$1,410,000	$235,000	$7,341	4.16%

Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 189 originations. The next most common DTI ratio? 20-30%, with 183 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	967	$148,565,000	$153,635	$10,445	4.63%
Not provided	85	$12,315,000	$144,882	$11,041	5.33%
Black	44	$6,570,000	$149,318	$11,098	4.80%
American Indian	12	$2,040,000	$170,000	$12,223	4.85%
Asian	5	$805,000	$161,000	$12,509	4.37%
Other Asian	2	$270,000	$135,000	$11,051	4.75%
Native Hawaiian or Islander	1	$125,000	$125,000	$5,401	4.13%
Vietnamese	1	$65,000	$65,000	$0	5.19%
Chinese	1	$45,000	$45,000	$0	5.64%

Approval Rates

Total approvals of all applications
57.84%

Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
-24.06%

Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
1000.0	1	$15,000	$15,000
1096.0	143	$12,945,000	$90,524
1137.15	1	$25,000	$25,000
1299.0	1	$85,000	$85,000
1326.5	1	$25,000	$25,000
1352.53	1	$25,000	$25,000
1488.97	1	$35,000	$35,000
1596.0	1	$65,000	$65,000
1649.61	1	$35,000	$35,000
1660.74	1	$35,000	$35,000
1701.0	38	$3,240,000	$85,263
1752.42	1	$45,000	$45,000
1790.02	1	$45,000	$45,000
1869.87	1	$45,000	$45,000
1880.59	1	$45,000	$45,000
1929.19	1	$45,000	$45,000
2040.82	1	$45,000	$45,000
2356.84	1	$55,000	$55,000
2415.17	1	$135,000	$135,000
2501.89	1	$55,000	$55,000
2510.08	1	$55,000	$55,000
2535.07	1	$55,000	$55,000
2538.29	1	$55,000	$55,000
2551.91	1	$55,000	$55,000
2571.75	1	$55,000	$55,000
2572.59	1	$55,000	$55,000
2592.74	1	$65,000	$65,000
2637.84	1	$65,000	$65,000
2695.1	1	$65,000	$65,000
2699.37	1	$65,000	$65,000
2718.8	1	$65,000	$65,000
2791.83	1	$65,000	$65,000
2799.67	1	$65,000	$65,000
2820.15	1	$65,000	$65,000
2825.73	1	$65,000	$65,000
2831.91	1	$65,000	$65,000
2876.73	1	$65,000	$65,000
2900.0	38	$3,280,000	$86,316
2963.75	1	$95,000	$95,000
2969.84	1	$75,000	$75,000
2997.0	14	$1,200,000	$85,714
3047.48	1	$105,000	$105,000
3053.64	1	$105,000	$105,000
3097.83	1	$105,000	$105,000
3099.71	1	$105,000	$105,000
3116.84	1	$105,000	$105,000
3162.21	1	$105,000	$105,000
3164.41	1	$105,000	$105,000
3197.05	1	$105,000	$105,000
3197.19	1	$105,000	$105,000
3204.4	1	$115,000	$115,000
3245.97	1	$115,000	$115,000
3261.14	1	$115,000	$115,000
3264.27	1	$115,000	$115,000
3266.52	1	$115,000	$115,000
3302.01	1	$115,000	$115,000
3364.55	1	$115,000	$115,000
3372.04	1	$115,000	$115,000
3372.42	1	$115,000	$115,000
3398.43	1	$115,000	$115,000
3406.37	1	$115,000	$115,000
3413.73	1	$115,000	$115,000
3496.24	1	$125,000	$125,000
3557.51	1	$125,000	$125,000
3584.04	1	$125,000	$125,000
3651.59	1	$125,000	$125,000
3711.81	1	$125,000	$125,000
3716.39	1	$125,000	$125,000
3722.33	1	$125,000	$125,000
3723.15	1	$125,000	$125,000
3729.8	1	$125,000	$125,000
3824.42	1	$135,000	$135,000
3855.75	1	$135,000	$135,000
3993.83	1	$135,000	$135,000
4041.44	1	$135,000	$135,000
4094.84	1	$145,000	$145,000
4104.4	1	$145,000	$145,000
4189.97	1	$145,000	$145,000
4205.25	1	$145,000	$145,000
4307.55	1	$145,000	$145,000
4313.19	1	$145,000	$145,000
4457.73	1	$155,000	$155,000
4502.33	1	$155,000	$155,000
4577.83	1	$155,000	$155,000
4590.75	1	$155,000	$155,000
4598.3	1	$155,000	$155,000
4626.51	1	$165,000	$165,000
4799.57	1	$165,000	$165,000
4816.42	1	$165,000	$165,000
4883.58	1	$165,000	$165,000
4919.53	1	$165,000	$165,000
4967.65	1	$175,000	$175,000
4983.83	1	$175,000	$175,000
5005.95	1	$175,000	$175,000
5062.35	1	$175,000	$175,000
5356.51	1	$185,000	$185,000
5529.39	1	$195,000	$195,000
5596.18	1	$195,000	$195,000
676.66	1	$15,000	$15,000
882.28	1	$15,000	$15,000
999.0	109	$9,445,000	$86,651
NA	680	$130,850,000	$192,426

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	948	$130,170,000	$137,310
Single Family (1-4 Units):Site-Built	170	$40,630,000	$239,000

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	6	$660,000	$110,000	$5,196	3.35%
40-60%	47	$6,375,000	$135,638	$6,498	3.70%
60-80%	116	$18,860,000	$162,586	$7,668	4.04%
80-100%	552	$105,150,000	$190,489	$11,309	3.73%
Over 100%	396	$39,660,000	$100,152	$15,946	6.36%
Under 20%	1	$95,000	$95,000	$4,451	3.25%

Complaints

Bank Name	Product	Issue	2020 CPFB Complaints	% of Total Issues
CountryPlace Acceptance Corporation	FHA mortgage	Trouble during payment process	3	50.0%
CountryPlace Acceptance Corporation	Conventional home mortgage	Struggling to pay mortgage	1	16.7%
CountryPlace Acceptance Corporation	Conventional home mortgage	Trouble during payment process	1	16.7%
CountryPlace Acceptance Corporation	Conventional home mortgage	Closing on a mortgage	1	16.7%