Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, Houston, San Antonio, and Tampa among others. We have data for 209 markets. (Some data included below & more in-depth data is available with an active subscription.)

Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.92%	4/21/24
30 Year Conventional Refi	6.74%	4/21/24
30 Year FHA Purchase	7.71%	4/21/24
30 Year FHA Refi	7.84%	4/21/24
30 Year VA Purchase	7.52%	4/21/24
30 Year USDA Purchase	7.20%	4/21/24
15 Year Conventional Purchase	8.52%	4/21/24
15 Year Conventional Refi	6.84%	4/21/24
15 Year Cash-out Refi	6.84%	4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Countryplace Mortgage Ltd. Mortgage Calculator

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This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

965

Origination Dollar Volume (All Markets)

$128,825,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Outside of Metro Areas	127	$16,225,000	$127,756	$8,602	5.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	61	$7,995,000	$131,066	$12,785	6.22%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	54	$7,220,000	$133,704	$9,416	5.76%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	62	$6,740,000	$108,710	$8,950	6.32%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	41	$5,145,000	$125,488	$11,720	6.16%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	24	$3,620,000	$150,833	$7,493	5.48%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	26	$3,580,000	$137,692	$8,784	5.30%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	23	$3,105,000	$135,000	$7,925	5.27%
JACKSONVILLE, FL (FHA\|USDA\|VA)	16	$2,820,000	$176,250	$8,529	5.26%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	15	$2,085,000	$139,000	$8,159	5.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	13	$1,885,000	$145,000	$7,653	4.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	7	$1,855,000	$265,000	$13,617	5.36%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	11	$1,755,000	$159,545	$11,630	6.15%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	9	$1,545,000	$171,667	$7,956	5.04%
ABILENE, TX (FHA\|USDA\|VA)	12	$1,390,000	$115,833	$10,206	5.29%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	6	$1,380,000	$230,000	$10,020	5.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	8	$1,330,000	$166,250	$7,308	5.09%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	9	$1,285,000	$142,778	$8,533	5.37%
TULSA, OK (FHA\|USDA\|VA)	7	$1,285,000	$183,571	$8,458	4.80%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	11	$1,285,000	$116,818	$6,592	5.27%
LONGVIEW, TX (FHA\|USDA\|VA)	8	$1,280,000	$160,000	$14,174	5.95%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	9	$1,205,000	$133,889	$6,690	6.01%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	2	$1,170,000	$585,000	$25,562	5.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	6	$1,130,000	$188,333	$14,321	6.14%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	8	$970,000	$121,250	$8,947	5.77%
Aberdeen, WA (FHA\|USDA\|VA)	5	$965,000	$193,000	$11,135	5.48%
ASHEVILLE, NC (FHA\|USDA\|VA)	6	$920,000	$153,333	$8,174	5.00%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	5	$905,000	$181,000	$8,514	5.08%
Athens, TX (FHA\|USDA\|VA)	7	$885,000	$126,429	$8,632	5.42%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	4	$830,000	$207,500	$11,934	5.28%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	5	$745,000	$149,000	$6,904	5.03%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	16	$740,000	$46,250	$0	7.39%
Payson, AZ (FHA\|USDA\|VA)	6	$730,000	$121,667	$6,286	5.33%
VICTORIA, TX (FHA\|USDA\|VA)	7	$705,000	$100,714	$14,358	6.76%
TYLER, TX (FHA\|USDA\|VA)	7	$675,000	$96,429	$10,943	6.52%
Palatka, FL (FHA\|USDA\|VA)	4	$670,000	$167,500	$7,461	5.09%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	2	$670,000	$335,000	$15,374	5.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	4	$650,000	$162,500	$11,825	5.84%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	3	$615,000	$205,000	$11,883	5.33%
GRANTS PASS, OR (FHA\|USDA\|VA)	2	$590,000	$295,000	$17,033	5.75%
Centralia, WA (FHA\|USDA\|VA)	3	$565,000	$188,333	$10,577	5.46%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	3	$555,000	$185,000	$9,313	6.29%
Sulphur Springs, TX (FHA\|USDA\|VA)	4	$550,000	$137,500	$9,398	5.71%
Prineville, OR (FHA\|USDA\|VA)	3	$535,000	$178,333	$11,782	5.83%
Rockport, TX (FHA\|USDA\|VA)	6	$530,000	$88,333	$0	6.87%
LUBBOCK, TX (FHA\|USDA\|VA)	3	$525,000	$175,000	$8,258	5.40%
OCALA, FL (FHA\|USDA\|VA)	3	$525,000	$175,000	$9,410	5.42%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	4	$520,000	$130,000	$6,883	4.66%
Fredericksburg, TX (FHA\|USDA\|VA)	3	$515,000	$171,667	$10,404	6.14%
Beeville, TX (FHA\|USDA\|VA)	5	$515,000	$103,000	$0	6.94%
Clewiston, FL (FHA\|USDA\|VA)	2	$510,000	$255,000	$9,340	4.25%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	4	$500,000	$125,000	$11,466	5.74%
Okeechobee, FL (FHA\|USDA\|VA)	3	$495,000	$165,000	$7,563	5.25%
SAVANNAH, GA (FHA\|USDA\|VA)	3	$465,000	$155,000	$7,153	5.33%
Shawnee, OK (FHA\|USDA\|VA)	2	$460,000	$230,000	$12,011	5.00%
GAINESVILLE, FL (FHA\|USDA\|VA)	4	$460,000	$115,000	$8,920	5.34%
MIDLAND, TX (FHA\|USDA\|VA)	4	$460,000	$115,000	$1,832	6.61%
MODESTO, CA (FHA\|USDA\|VA)	2	$450,000	$225,000	$5,882	6.75%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	4	$440,000	$110,000	$6,098	5.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	2	$440,000	$220,000	$7,696	5.06%
HOT SPRINGS, AR (FHA\|USDA\|VA)	2	$440,000	$220,000	$11,044	4.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	2	$440,000	$220,000	$6,556	5.19%
Mount Pleasant, TX (FHA\|USDA\|VA)	2	$430,000	$215,000	$21,306	6.21%
Huntsville, TX (FHA\|USDA\|VA)	4	$430,000	$107,500	$10,812	5.89%
Port Lavaca, TX (FHA\|USDA\|VA)	3	$425,000	$141,667	$14,481	5.85%
Gainesville, TX (FHA\|USDA\|VA)	3	$425,000	$141,667	$17,239	6.07%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	2	$420,000	$210,000	$7,581	5.13%
Athens, TN (FHA\|USDA\|VA)	2	$410,000	$205,000	$7,375	4.75%
WACO, TX (FHA\|USDA\|VA)	4	$410,000	$102,500	$8,803	6.12%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	3	$405,000	$135,000	$6,876	5.00%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	2	$400,000	$200,000	$9,344	5.06%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	1	$385,000	$385,000	$21,722	5.25%
Palestine, TX (FHA\|USDA\|VA)	2	$380,000	$190,000	$4,636	5.06%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	2	$370,000	$185,000	$13,802	4.50%
Bonham, TX (FHA\|USDA\|VA)	3	$355,000	$118,333	$9,344	5.60%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	3	$355,000	$118,333	$5,259	5.04%
Sonora, CA (FHA\|USDA\|VA)	1	$335,000	$335,000	$18,041	5.25%
Forest City, NC (FHA\|USDA\|VA)	2	$330,000	$165,000	$4,433	4.50%
Alice, TX (FHA\|USDA\|VA)	4	$320,000	$80,000	$0	7.24%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	3	$315,000	$105,000	$5,555	5.00%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	5	$315,000	$63,000	$0	7.13%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	9	$305,000	$33,889	$0	7.22%
Española, NM (FHA\|USDA\|VA)	1	$305,000	$305,000	$13,923	4.25%
Mount Airy, NC (FHA\|USDA\|VA)	2	$300,000	$150,000	$6,358	4.75%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	6	$300,000	$50,000	$0	7.83%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	2	$300,000	$150,000	$8,069	6.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	1	$295,000	$295,000	$13,366	5.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	1	$295,000	$295,000	$12,170	4.75%
KNOXVILLE, TN (FHA\|USDA\|VA)	2	$290,000	$145,000	$6,157	5.25%
ODESSA, TX (FHA\|USDA\|VA)	4	$290,000	$72,500	$0	6.85%
Clearlake, CA (FHA\|USDA\|VA)	1	$285,000	$285,000	$16,023	5.25%
LAFAYETTE, LA (FHA\|USDA\|VA)	3	$285,000	$95,000	$11,343	6.58%
THE VILLAGES, FL (FHA\|USDA\|VA)	2	$280,000	$140,000	$7,249	5.00%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	2	$280,000	$140,000	$9,091	5.00%
CORVALLIS, OR (FHA\|USDA\|VA)	2	$280,000	$140,000	$11,004	6.28%
El Campo, TX (FHA\|USDA\|VA)	3	$275,000	$91,667	$0	7.08%
Shelton, WA (FHA\|USDA\|VA)	2	$270,000	$135,000	$7,576	5.13%
Lufkin, TX (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	7.03%
WILMINGTON, NC (FHA\|USDA\|VA)	2	$260,000	$130,000	$4,310	5.25%
Sandpoint, ID (FHA\|USDA\|VA)	1	$255,000	$255,000	$15,490	5.50%
Hannibal, MO (FHA\|USDA\|VA)	1	$255,000	$255,000	$14,629	4.75%
Malvern, AR (FHA\|USDA\|VA)	1	$255,000	$255,000	$12,013	4.25%
Seneca, SC (FHA\|USDA\|VA)	2	$250,000	$125,000	$5,926	5.25%
TUCSON, AZ (FHA\|USDA\|VA)	2	$250,000	$125,000	$5,504	5.75%
LONGVIEW, WA (FHA\|USDA\|VA)	2	$250,000	$125,000	$5,888	4.93%
SAN ANGELO, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	7.25%
Waycross, GA (FHA\|USDA\|VA)	2	$230,000	$115,000	$2,796	5.50%
Kerrville, TX (FHA\|USDA\|VA)	2	$230,000	$115,000	$3,629	5.12%
Granbury, TX (FHA\|USDA\|VA)	2	$230,000	$115,000	$6,986	5.73%
Oil City, PA (FHA\|USDA\|VA)	1	$225,000	$225,000	$4,735	4.25%
Centralia, IL (FHA\|USDA\|VA)	2	$220,000	$110,000	$4,244	5.25%
YUMA, AZ (FHA\|USDA\|VA)	2	$220,000	$110,000	$4,547	5.19%
Brownwood, TX (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	6.73%
WICHITA FALLS, TX (FHA\|USDA\|VA)	1	$215,000	$215,000	$9,798	4.25%
Hobbs, NM (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	7.19%
The Dalles, OR (FHA\|USDA\|VA)	2	$210,000	$105,000	$6,559	5.60%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	3	$205,000	$68,333	$9,409	5.55%
OWENSBORO, KY (FHA\|USDA\|VA)	1	$205,000	$205,000	$475	4.75%
STOCKTON, CA (FHA\|USDA\|VA)	1	$195,000	$195,000	$12,914	4.38%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$10,503	5.25%
FLORENCE, SC (FHA\|USDA\|VA)	1	$195,000	$195,000	$10,023	5.25%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,999	5.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	1	$185,000	$185,000	$9,344	5.25%
Bay City, TX (FHA\|USDA\|VA)	3	$185,000	$61,667	$0	6.48%
BEND, OR (FHA\|USDA\|VA)	1	$185,000	$185,000	$12,495	5.50%
Brevard, NC (FHA\|USDA\|VA)	1	$185,000	$185,000	$11,124	5.25%
El Dorado, AR (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	6.91%
Ardmore, OK (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,746	6.49%
Nacogdoches, TX (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	6.55%
Bogalusa, LA (FHA\|USDA\|VA)	2	$170,000	$85,000	$6,304	6.75%
Crossville, TN (FHA\|USDA\|VA)	1	$165,000	$165,000	$3,901	5.50%
Lake City, FL (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,525	5.38%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,234	4.88%
Ottawa, KS (FHA\|USDA\|VA)	1	$165,000	$165,000	$4,864	5.25%
Camden, AR (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,665	4.75%
Portales, NM (FHA\|USDA\|VA)	1	$165,000	$165,000	$11,819	5.00%
Sweetwater, TX (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	6.18%
Clovis, NM (FHA\|USDA\|VA)	1	$155,000	$155,000	$10,837	5.25%
DECATUR, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$11,789	4.75%
SANTA FE, NM (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.24%
JOPLIN, MO (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,769	4.75%
PINE BLUFF, AR (FHA\|USDA\|VA)	1	$155,000	$155,000	$500	4.75%
Andrews, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.24%
Kingsville, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.05%
Farmington, MO (FHA\|USDA\|VA)	1	$145,000	$145,000	$8,427	5.13%
Orangeburg, SC (FHA\|USDA\|VA)	1	$145,000	$145,000	$8,967	5.25%
Branson, MO (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,102	5.25%
Bozeman, MT (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.30%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	1	$145,000	$145,000	$9,236	4.75%
Burley, ID (FHA\|USDA\|VA)	1	$145,000	$145,000	$8,068	4.50%
Dublin, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,271	5.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	7.67%
BAKERSFIELD, CA (FHA\|USDA\|VA)	1	$135,000	$135,000	$9,672	5.25%
Tupelo, MS (FHA\|USDA\|VA)	1	$125,000	$125,000	$8,898	4.75%
JONESBORO, AR (FHA\|USDA\|VA)	1	$125,000	$125,000	$1,547	5.25%
SPARTANBURG, SC (FHA\|USDA\|VA)	1	$125,000	$125,000	$6,456	4.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	2	$120,000	$60,000	$4,085	5.75%
Albemarle, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$4,812	6.13%
COLUMBUS, OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,244	4.75%
Elk City, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$8,841	4.88%
Gaffney, SC (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,623	5.25%
Miami, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$7,864	5.25%
Pecos, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,626	5.25%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,827	5.50%
PUNTA GORDA, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,541	5.25%
Show Low, AZ (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,654	4.50%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,966	5.25%
SPRINGFIELD, MO (FHA\|USDA\|VA)	1	$115,000	$115,000	$7,974	5.25%
SUMTER, SC (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,709	4.25%
TALLAHASSEE, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$8,077	5.63%
Corsicana, TX (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	6.80%
Kinston, NC (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,981	5.13%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	8.25%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,701	5.25%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,304	5.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	1	$95,000	$95,000	$6,789	5.50%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	1	$95,000	$95,000	$4,384	5.13%
ROCKFORD, IL (FHA\|USDA\|VA)	3	$95,000	$31,667	$0	7.21%
Del Rio, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.30%
Uvalde, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.30%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$85,000	$85,000	$6,880	5.25%
Pittsburg, KS (FHA\|USDA\|VA)	1	$85,000	$85,000	$1,376	4.75%
Wilson, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$6,373	4.75%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$75,000	$75,000	$5,690	5.25%
Muskogee, OK (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.24%
MONROE, MI (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.99%
MOBILE, AL (FHA\|USDA\|VA)	1	$75,000	$75,000	$7,357	4.75%
COLUMBIA, SC (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,948	5.25%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.30%
Atchison, KS (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,172	4.75%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$6,646	5.25%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	1	$75,000	$75,000	$2,757	4.88%
Helena, MT (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.40%
SALEM, OR (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.10%
Oak Harbor, WA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.50%
Big Spring, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$6,731	4.38%
HAMMOND, LA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.19%
Coos Bay, OR (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	8.00%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.25%
Mineral Wells, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.15%
JACKSON, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.24%
SAGINAW, MI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.39%
FARMINGTON, NM (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	6.74%
Stephenville, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.15%
PUEBLO, CO (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	8.50%
Jacksonville, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.19%
Gallup, NM (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	5.99%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	9.50%

Countryplace Mortgage Ltd.'s top markets include Austin, Dallas, Houston, San Antonio, and Tampa among others.

Their top states include:

Texas (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Washington (FHA|USDA|VA)

California (FHA|USDA|VA)

South Carolina (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against COUNTRYPLACE MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

McCoy Federal Credit Union
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NEIGHBORHOOD
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Whitley Mortgage Associates, Inc.
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CORNERSTONE MORTGAGE PROVIDERS
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Belmont Savings Bank, SSB
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TEXANS
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Priority Bank
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SOUTHERN LENDING SERVICES, LTD.
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AUSTIN TELCO Federal Credit Union
Similarity Rank: 481

SAN ANTONIO CITIZENS
Similarity Rank: 531

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	507	$48,685,000	$96,026	$6,313	6.60%
FHA	341	$58,915,000	$172,771	$10,624	5.04%
VA	104	$19,230,000	$184,904	$6,037	4.98%
USDA	13	$1,995,000	$153,462	$7,746	4.73%

For 2018, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 507 originations. Their 2nd most popular type was FHA, with 341 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	896	$118,730,000	$132,511	$9,192	5.91%
Refi	49	$7,445,000	$151,939	$6,695	5.11%
Cash Out Refi	11	$1,575,000	$143,182	$7,584	5.24%
Other	9	$1,075,000	$119,444	$3,878	4.78%

For 2018, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 896 originations. The 2nd most popular reason was Refi, with 49 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	547	$93,455,000	$170,850	$9,011	5.06%
Other	229	$22,295,000	$97,358	$4,929	6.85%
20 Year	157	$10,825,000	$68,949	$4,459	7.03%
15 Year	24	$1,580,000	$65,833	$6,226	6.53%
10 Year	5	$375,000	$75,000	$0	5.65%
30+ year	3	$295,000	$98,333	$7,344	5.63%

For 2018, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 547 originations. The 2nd most popular length was Other, with 229 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	259	$26,225,000	$101,255
$3k-4k	179	$26,645,000	$148,855
$2k-3k	178	$18,560,000	$104,270
$5k+	128	$28,850,000	$225,391
$1k-2k	105	$10,125,000	$96,429
$4k-5k	92	$16,020,000	$174,130

Countryplace Mortgage Ltd.'s average total fees were $9,011, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 259 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
5-6%	346	$54,040,000	$156,185
4-5%	250	$43,410,000	$173,640
7-8%	175	$15,145,000	$86,543
6-7%	164	$13,890,000	$84,695
Over 8%	28	$1,870,000	$66,786
3-4%	2	$470,000	$235,000

During 2018, Countryplace Mortgage Ltd.'s average interest rate for loans was 5.06%, while their most frequently originated rate bucket for loans was 5-6%, with 346 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-200k	452	$64,380,000	$142,434	$8,187	5.52%
$100,000 or less	357	$24,175,000	$67,717	$5,430	6.62%
$200k-400k	154	$39,100,000	$253,896	$11,874	5.03%
$400k-600k	1	$565,000	$565,000	$27,553	5.25%
$600k-1MM	1	$605,000	$605,000	$23,570	5.25%

2018 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 452 originations, totaling $64,380,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	339	$44,375,000	$130,900	$8,921	5.86%
$50k or less	296	$28,750,000	$97,128	$7,437	5.98%
$75k-100k	182	$29,200,000	$160,440	$9,408	5.69%
$100k-150k	111	$19,955,000	$179,775	$10,777	5.72%
$150k-250k	33	$6,005,000	$181,970	$8,994	5.78%
$250k+	4	$540,000	$135,000	$8,493	6.44%

Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 339 originations. The second most popular income band? $50k or less, with 296 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	167	$20,745,000	$124,222	$8,289	6.01%
20-30%	150	$17,380,000	$115,867	$7,458	5.87%
50-60%	107	$18,605,000	$173,879	$10,330	5.20%
<20%	53	$4,555,000	$85,943	$5,362	6.56%
38%	43	$5,475,000	$127,326	$9,063	5.84%
44%	42	$6,200,000	$147,619	$9,567	5.86%
46%	41	$6,325,000	$154,268	$11,434	6.03%
36%	41	$5,105,000	$124,512	$7,729	5.92%
40%	40	$6,430,000	$160,750	$9,564	5.59%
43%	39	$4,785,000	$122,692	$9,275	6.25%
39%	35	$4,425,000	$126,429	$9,155	5.87%
42%	34	$4,740,000	$139,412	$9,639	5.70%
45%	30	$4,380,000	$146,000	$9,497	5.57%
48%	29	$4,095,000	$141,207	$8,021	5.91%
49%	29	$4,645,000	$160,172	$8,399	5.51%
37%	29	$3,855,000	$132,931	$8,363	5.99%
41%	27	$3,345,000	$123,889	$7,988	5.89%
47%	23	$3,095,000	$134,565	$8,441	5.85%
>60%	6	$640,000	$106,667	$12,209	6.10%

Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 167 originations. The next most common DTI ratio? 20-30%, with 150 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	827	$112,405,000	$135,919	$8,903	5.81%
Not provided	80	$9,250,000	$115,625	$8,246	6.15%
Black	42	$5,190,000	$123,571	$8,403	6.00%
American Indian	9	$1,065,000	$118,333	$10,899	6.24%
Asian	4	$620,000	$155,000	$10,236	5.28%
Other Asian	2	$230,000	$115,000	$11,070	6.13%
Other Pacific Islander	1	$65,000	$65,000	$0	7.05%

Approval Rates

Total approvals of all applications
63.50%

Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
4.66%

Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
0.0	20	$1,830,000	$91,500
1000.0	5	$105,000	$21,000
1022.0	1	$25,000	$25,000
1071.0	1	$25,000	$25,000
1094.0	1	$25,000	$25,000
1195.0	1	$25,000	$25,000
1197.0	1	$25,000	$25,000
1295.0	1	$35,000	$35,000
1364.0	1	$25,000	$25,000
1375.0	1	$25,000	$25,000
1441.0	1	$35,000	$35,000
1477.0	1	$35,000	$35,000
1600.0	1	$45,000	$45,000
1621.0	1	$35,000	$35,000
1661.0	1	$55,000	$55,000
1664.0	1	$35,000	$35,000
1701.0	36	$1,900,000	$52,778
1718.0	1	$35,000	$35,000
1874.0	1	$45,000	$45,000
1876.0	1	$45,000	$45,000
1938.0	1	$45,000	$45,000
1950.0	1	$45,000	$45,000
1964.0	1	$55,000	$55,000
1985.7	1	$45,000	$45,000
2157.0	1	$55,000	$55,000
2160.0	1	$55,000	$55,000
2233.0	1	$55,000	$55,000
2245.0	1	$55,000	$55,000
2361.0	2	$110,000	$55,000
2406.0	1	$55,000	$55,000
2414.0	1	$55,000	$55,000
2449.0	1	$55,000	$55,000
2523.0	1	$55,000	$55,000
2541.0	1	$55,000	$55,000
2560.0	1	$55,000	$55,000
2574.0	1	$55,000	$55,000
2633.0	2	$130,000	$65,000
2693.0	1	$65,000	$65,000
2698.0	1	$65,000	$65,000
2740.0	1	$65,000	$65,000
2750.0	1	$65,000	$65,000
2766.0	1	$65,000	$65,000
2772.0	1	$65,000	$65,000
2783.0	1	$65,000	$65,000
2863.0	1	$65,000	$65,000
2875.0	1	$65,000	$65,000
2888.0	1	$65,000	$65,000
2900.0	42	$3,380,000	$80,476
3004.0	1	$105,000	$105,000
3015.0	1	$105,000	$105,000
3077.0	1	$105,000	$105,000
3092.0	1	$105,000	$105,000
3114.0	1	$105,000	$105,000
3126.0	1	$105,000	$105,000
3138.0	1	$105,000	$105,000
3149.0	1	$105,000	$105,000
3178.0	1	$105,000	$105,000
3201.0	1	$105,000	$105,000
3221.0	1	$115,000	$115,000
3370.0	1	$115,000	$115,000
3373.0	1	$115,000	$115,000
3412.0	1	$115,000	$115,000
3424.0	1	$115,000	$115,000
3460.0	1	$115,000	$115,000
3487.0	1	$115,000	$115,000
3524.51	1	$105,000	$105,000
3615.0	1	$125,000	$125,000
3620.0	1	$125,000	$125,000
3677.0	1	$125,000	$125,000
3682.0	1	$125,000	$125,000
3801.0	1	$135,000	$135,000
3880.0	1	$135,000	$135,000
3934.0	1	$135,000	$135,000
3965.0	1	$135,000	$135,000
3971.0	1	$135,000	$135,000
4032.0	1	$135,000	$135,000
4061.0	1	$135,000	$135,000
4245.0	1	$145,000	$145,000
4322.0	1	$145,000	$145,000
4336.0	1	$145,000	$145,000
4381.0	1	$155,000	$155,000
4440.0	1	$155,000	$155,000
4598.0	1	$155,000	$155,000
4658.0	1	$155,000	$155,000
4709.0	1	$165,000	$165,000
4787.0	1	$165,000	$165,000
5237.0	1	$175,000	$175,000
6317.0	1	$215,000	$215,000
966.0	1	$25,000	$25,000
999.0	201	$17,475,000	$86,940
NA	574	$96,670,000	$168,415

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	864	$107,940,000	$124,931
Single Family (1-4 Units):Site-Built	101	$20,885,000	$206,782

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	4	$260,000	$65,000	$5,854	6.15%
40-60%	34	$3,090,000	$90,882	$6,120	5.93%
60-80%	98	$12,230,000	$124,796	$7,212	5.66%
80-100%	575	$87,765,000	$152,635	$9,165	5.43%
Over 100%	254	$25,480,000	$100,315	$10,314	6.85%

Complaints

Bank Name	Product	Issue	2018 CPFB Complaints	% of Total Issues
CountryPlace Acceptance Corporation	FHA mortgage	Trouble during payment process	1	50.0%
CountryPlace Acceptance Corporation	Other type of mortgage	Struggling to pay mortgage	1	50.0%