Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, San Antonio, Dallas, Houston, and Lakeland among others. We have data for 187 markets. (Some data included below & more in-depth data is available with an active subscription.)

Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.92%	12/29/24
30 Year Conventional Refi	6.74%	12/29/24
30 Year FHA Purchase	7.71%	12/29/24
30 Year FHA Refi	7.84%	12/29/24
30 Year VA Purchase	7.52%	12/29/24
30 Year USDA Purchase	7.20%	12/29/24
15 Year Conventional Purchase	8.52%	12/29/24
15 Year Conventional Refi	6.84%	12/29/24
15 Year Cash-out Refi	6.84%	12/29/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Countryplace Mortgage Ltd. Mortgage Calculator

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This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

1,085

Origination Dollar Volume (All Markets)

$147,955,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Outside of Metro Areas	191	$22,735,000	$119,031	$9,480	6.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	68	$10,310,000	$151,618	$15,739	5.78%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	72	$9,620,000	$133,611	$11,283	5.98%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	66	$9,180,000	$139,091	$11,388	5.78%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	68	$9,020,000	$132,647	$10,656	6.03%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	23	$3,735,000	$162,391	$8,255	4.78%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	26	$3,350,000	$128,846	$8,827	6.03%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	20	$3,010,000	$150,500	$9,870	5.57%
ABILENE, TX (FHA\|USDA\|VA)	18	$2,660,000	$147,778	$9,732	5.22%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	17	$2,485,000	$146,176	$11,273	5.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	15	$2,185,000	$145,667	$8,187	4.77%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	18	$2,120,000	$117,778	$13,088	5.96%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	6	$1,700,000	$283,333	$12,457	5.23%
JACKSONVILLE, FL (FHA\|USDA\|VA)	10	$1,690,000	$169,000	$7,243	4.92%
ODESSA, TX (FHA\|USDA\|VA)	15	$1,605,000	$107,000	$11,735	7.00%
WACO, TX (FHA\|USDA\|VA)	11	$1,455,000	$132,273	$13,921	5.18%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	8	$1,370,000	$171,250	$8,735	4.83%
LONGVIEW, TX (FHA\|USDA\|VA)	9	$1,315,000	$146,111	$12,865	6.18%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	6	$1,240,000	$206,667	$8,505	4.65%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	5	$1,165,000	$233,000	$12,179	5.05%
Payson, AZ (FHA\|USDA\|VA)	6	$1,150,000	$191,667	$6,987	5.04%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	7	$1,075,000	$153,571	$12,219	4.20%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	5	$1,065,000	$213,000	$3,363	4.60%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	6	$1,010,000	$168,333	$8,150	4.81%
Gainesville, TX (FHA\|USDA\|VA)	5	$1,005,000	$201,000	$12,713	5.20%
TYLER, TX (FHA\|USDA\|VA)	8	$1,000,000	$125,000	$10,427	4.72%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	7	$985,000	$140,714	$13,115	6.03%
MIDLAND, TX (FHA\|USDA\|VA)	7	$975,000	$139,286	$0	7.09%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	5	$965,000	$193,000	$9,825	4.80%
COLUMBIA, SC (FHA\|USDA\|VA)	6	$910,000	$151,667	$6,905	5.04%
Jacksonville, TX (FHA\|USDA\|VA)	7	$905,000	$129,286	$9,612	5.75%
Corsicana, TX (FHA\|USDA\|VA)	7	$855,000	$122,143	$11,766	5.74%
Athens, TX (FHA\|USDA\|VA)	5	$855,000	$171,000	$11,461	5.44%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	4	$830,000	$207,500	$7,426	4.91%
JACKSON, MS (FHA\|USDA\|VA)	6	$760,000	$126,667	$11,080	5.58%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	5	$745,000	$149,000	$17,042	5.85%
VICTORIA, TX (FHA\|USDA\|VA)	7	$745,000	$106,429	$2,490	6.30%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	7	$735,000	$105,000	$0	6.63%
Shelby, NC (FHA\|USDA\|VA)	4	$730,000	$182,500	$7,897	4.38%
Granbury, TX (FHA\|USDA\|VA)	4	$730,000	$182,500	$8,844	4.50%
Okeechobee, FL (FHA\|USDA\|VA)	5	$725,000	$145,000	$8,274	5.13%
TALLAHASSEE, FL (FHA\|USDA\|VA)	4	$720,000	$180,000	$9,391	5.13%
Malvern, AR (FHA\|USDA\|VA)	4	$700,000	$175,000	$9,565	4.94%
Tupelo, MS (FHA\|USDA\|VA)	8	$700,000	$87,500	$7,085	5.90%
PANAMA CITY, FL (FHA\|USDA\|VA)	5	$695,000	$139,000	$5,794	5.00%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	5	$675,000	$135,000	$8,234	5.17%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	6	$660,000	$110,000	$10,302	5.80%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	2	$650,000	$325,000	$12,948	5.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	5	$635,000	$127,000	$6,006	4.68%
Aberdeen, WA (FHA\|USDA\|VA)	3	$615,000	$205,000	$11,169	5.04%
Shelton, WA (FHA\|USDA\|VA)	3	$615,000	$205,000	$12,366	5.58%
TULSA, OK (FHA\|USDA\|VA)	4	$610,000	$152,500	$8,807	5.44%
GAINESVILLE, FL (FHA\|USDA\|VA)	4	$590,000	$147,500	$8,990	5.25%
Bonham, TX (FHA\|USDA\|VA)	4	$570,000	$142,500	$12,035	4.98%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	1	$565,000	$565,000	$28,107	5.25%
Nacogdoches, TX (FHA\|USDA\|VA)	6	$550,000	$91,667	$0	6.65%
SAVANNAH, GA (FHA\|USDA\|VA)	4	$550,000	$137,500	$6,169	5.56%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	1	$545,000	$545,000	$25,246	5.25%
Alice, TX (FHA\|USDA\|VA)	4	$540,000	$135,000	$9,011	6.70%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	3	$535,000	$178,333	$6,626	4.63%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	3	$495,000	$165,000	$9,718	4.38%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	2	$490,000	$245,000	$13,972	5.25%
Centralia, WA (FHA\|USDA\|VA)	2	$480,000	$240,000	$9,362	5.25%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	2	$470,000	$235,000	$7,963	5.25%
St. Marys, GA (FHA\|USDA\|VA)	3	$465,000	$155,000	$8,324	5.58%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	5	$465,000	$93,000	$7,103	6.83%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	4	$440,000	$110,000	$7,515	6.75%
MODESTO, CA (FHA\|USDA\|VA)	1	$435,000	$435,000	$7,800	4.75%
Brownwood, TX (FHA\|USDA\|VA)	3	$425,000	$141,667	$0	6.53%
THE VILLAGES, FL (FHA\|USDA\|VA)	2	$420,000	$210,000	$8,886	5.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	2	$390,000	$195,000	$7,235	5.31%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	3	$385,000	$128,333	$9,508	6.06%
Lake City, FL (FHA\|USDA\|VA)	3	$375,000	$125,000	$3,060	5.83%
HOT SPRINGS, AR (FHA\|USDA\|VA)	2	$370,000	$185,000	$10,694	4.50%
Show Low, AZ (FHA\|USDA\|VA)	2	$370,000	$185,000	$3,427	5.00%
HAMMOND, LA (FHA\|USDA\|VA)	2	$350,000	$175,000	$8,636	5.31%
TUCSON, AZ (FHA\|USDA\|VA)	2	$330,000	$165,000	$8,977	5.31%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	3	$325,000	$108,333	$7,219	4.92%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	1	$315,000	$315,000	$16,362	4.75%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	7.11%
BRUNSWICK, GA (FHA\|USDA\|VA)	2	$310,000	$155,000	$6,862	5.87%
KNOXVILLE, TN (FHA\|USDA\|VA)	2	$310,000	$155,000	$6,595	5.25%
Rockport, TX (FHA\|USDA\|VA)	5	$305,000	$61,000	$0	6.19%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$295,000	$295,000	$8,234	3.75%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	2	$290,000	$145,000	$10,109	5.18%
LAKE CHARLES, LA (FHA\|USDA\|VA)	2	$290,000	$145,000	$8,116	6.87%
Arcadia, FL (FHA\|USDA\|VA)	1	$285,000	$285,000	$12,699	5.25%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	2	$280,000	$140,000	$6,971	5.62%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	2	$280,000	$140,000	$8,123	4.81%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	9	$275,000	$30,556	$0	7.43%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	1	$275,000	$275,000	$9,521	5.00%
Kingsville, TX (FHA\|USDA\|VA)	3	$275,000	$91,667	$0	6.85%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	7.24%
Maryville, MO (FHA\|USDA\|VA)	1	$265,000	$265,000	$14,875	3.75%
SALEM, OR (FHA\|USDA\|VA)	1	$265,000	$265,000	$10,136	5.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	2	$260,000	$130,000	$7,599	5.38%
Duncan, OK (FHA\|USDA\|VA)	2	$250,000	$125,000	$13,502	5.75%
Palatka, FL (FHA\|USDA\|VA)	2	$250,000	$125,000	$6,676	5.06%
Camden, AR (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	6.74%
Beeville, TX (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	7.23%
Warrensburg, MO (FHA\|USDA\|VA)	1	$235,000	$235,000	$13,740	3.75%
Blackfoot, ID (FHA\|USDA\|VA)	1	$225,000	$225,000	$12,822	4.75%
LUBBOCK, TX (FHA\|USDA\|VA)	1	$225,000	$225,000	$13,374	4.25%
Coffeyville, KS (FHA\|USDA\|VA)	1	$225,000	$225,000	$12,095	4.75%
Elk City, OK (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	6.87%
Picayune, MS (FHA\|USDA\|VA)	2	$220,000	$110,000	$7,363	5.06%
Russellville, AR (FHA\|USDA\|VA)	2	$220,000	$110,000	$7,655	5.00%
LONGVIEW, WA (FHA\|USDA\|VA)	1	$215,000	$215,000	$14,299	5.50%
Meridian, MS (FHA\|USDA\|VA)	3	$215,000	$71,667	$0	7.16%
PUNTA GORDA, FL (FHA\|USDA\|VA)	1	$215,000	$215,000	$10,824	5.25%
Bay City, TX (FHA\|USDA\|VA)	3	$215,000	$71,667	$6,667	6.03%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	1	$215,000	$215,000	$10,320	5.25%
Huntsville, TX (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	7.27%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	2	$210,000	$105,000	$10,896	6.13%
Shawnee, OK (FHA\|USDA\|VA)	2	$210,000	$105,000	$7,890	6.06%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	1	$205,000	$205,000	$12,217	5.25%
IDAHO FALLS, ID (FHA\|USDA\|VA)	1	$205,000	$205,000	$11,692	3.75%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	8	$200,000	$25,000	$0	7.56%
Lufkin, TX (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	6.55%
YAKIMA, WA (FHA\|USDA\|VA)	1	$195,000	$195,000	$13,526	5.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	1	$195,000	$195,000	$4,540	4.00%
Laurel, MS (FHA\|USDA\|VA)	3	$195,000	$65,000	$0	6.57%
Newberry, SC (FHA\|USDA\|VA)	1	$195,000	$195,000	$4,446	4.25%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$11,233	5.25%
MOBILE, AL (FHA\|USDA\|VA)	2	$190,000	$95,000	$7,800	5.62%
Taos, NM (FHA\|USDA\|VA)	1	$175,000	$175,000	$6,943	4.25%
Mineral Wells, TX (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	6.90%
Kerrville, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.24%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	7.67%
ENID, OK (FHA\|USDA\|VA)	1	$165,000	$165,000	$16,621	3.75%
Starkville, MS (FHA\|USDA\|VA)	1	$165,000	$165,000	$11,162	4.25%
Statesboro, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$450	5.75%
Alexander City, AL (FHA\|USDA\|VA)	1	$165,000	$165,000	$9,096	4.50%
Andrews, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.30%
ALEXANDRIA, LA (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	7.06%
SAN ANGELO, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$11,362	4.88%
Moses Lake, WA (FHA\|USDA\|VA)	1	$155,000	$155,000	$8,052	5.38%
Searcy, AR (FHA\|USDA\|VA)	2	$150,000	$75,000	$5,977	5.62%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	6.15%
Dodge City, KS (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,055	4.75%
Pecos, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.99%
Vidalia, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$475	4.75%
VALDOSTA, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$8,654	4.50%
ASHEVILLE, NC (FHA\|USDA\|VA)	1	$145,000	$145,000	$9,834	4.75%
MISSOULA, MT (FHA\|USDA\|VA)	1	$135,000	$135,000	$7,422	4.75%
Marion, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$10,477	4.25%
LOUISVILLE, KY (FHA\|USDA\|VA)	1	$135,000	$135,000	$9,991	4.25%
Jasper, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	7.19%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	1	$125,000	$125,000	$6,068	4.00%
HINESVILLE, GA (FHA\|USDA\|VA)	1	$125,000	$125,000	$8,304	4.75%
LAFAYETTE, LA (FHA\|USDA\|VA)	1	$125,000	$125,000	$10,905	5.25%
SPRINGFIELD, MO (FHA\|USDA\|VA)	1	$115,000	$115,000	$7,379	5.25%
Oxford, MS (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	6.99%
Wauchula, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$8,800	5.25%
Cordele, GA (FHA\|USDA\|VA)	1	$115,000	$115,000	$8,875	4.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$7,816	4.25%
HATTIESBURG, MS (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	6.59%
Jesup, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,898	5.50%
JONESBORO, AR (FHA\|USDA\|VA)	1	$105,000	$105,000	$11,226	3.75%
TUSCALOOSA, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.99%
Palestine, TX (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	6.45%
MORRISTOWN, TN (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,109	4.50%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	1	$95,000	$95,000	$4,172	5.75%
Brenham, TX (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.80%
OCALA, FL (FHA\|USDA\|VA)	1	$85,000	$85,000	$7,953	4.00%
Washington, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$4,105	4.88%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	8.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$9,339	4.50%
Pearsall, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.15%
Ardmore, OK (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.24%
JEFFERSON CITY, MO (FHA\|USDA\|VA)	1	$75,000	$75,000	$6,772	5.25%
Eagle Pass, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.80%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$5,256	4.75%
Sulphur Springs, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.15%
Columbus, MS (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.19%
Deming, NM (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	5.99%
DeRidder, LA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.14%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$5,572	4.25%
Cleveland, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.99%
Magnolia, AR (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.24%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	8.50%
Port Lavaca, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.15%
MONROE, LA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.24%
Batesville, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.99%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	8.94%
Mountain Home, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.24%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.38%

Countryplace Mortgage Ltd.'s top markets include Austin, San Antonio, Dallas, Houston, and Lakeland among others.

Their top states include:

Texas (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Mississippi (FHA|USDA|VA)

Washington (FHA|USDA|VA)

Similar Lenders

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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	669	$71,945,000	$107,541	$8,031	6.49%
FHA	302	$54,620,000	$180,861	$11,790	4.64%
VA	93	$18,115,000	$194,785	$7,028	4.57%
USDA	21	$3,275,000	$155,952	$9,735	4.46%

For 2019, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 669 originations. Their 2nd most popular type was FHA, with 302 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	1,022	$136,980,000	$134,031	$10,186	5.83%
Refi	44	$7,910,000	$179,773	$8,374	4.65%
Cash Out Refi	19	$3,065,000	$161,316	$7,304	4.87%

For 2019, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 1,022 originations. The 2nd most popular reason was Refi, with 44 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	543	$98,155,000	$180,764	$10,019	4.68%
Other	368	$36,010,000	$97,853	$7,314	6.99%
20 Year	131	$8,795,000	$67,137	$5,767	6.79%
15 Year	25	$2,435,000	$97,400	$8,372	6.07%
30+ year	11	$2,315,000	$210,455	$10,459	5.23%
10 Year	6	$220,000	$36,667	$0	7.35%
5 Year	1	$25,000	$25,000	$0	5.99%

For 2019, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 543 originations. The 2nd most popular length was Other, with 368 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	323	$34,055,000	$105,433
$5k+	224	$47,750,000	$213,170
$2k-3k	191	$17,255,000	$90,340
$3k-4k	152	$22,420,000	$147,500
$4k-5k	111	$18,485,000	$166,532
$1k-2k	84	$7,990,000	$95,119

Countryplace Mortgage Ltd.'s average total fees were $10,019, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 323 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	307	$54,985,000	$179,104
7-8%	252	$22,780,000	$90,397
5-6%	226	$33,640,000	$148,850
6-7%	188	$16,920,000	$90,000
3-4%	92	$18,440,000	$200,435
Over 8%	20	$1,190,000	$59,500

During 2019, Countryplace Mortgage Ltd.'s average interest rate for loans was 4.68%, while their most frequently originated rate bucket for loans was 4-5%, with 307 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-200k	501	$72,135,000	$143,982	$8,876	5.46%
$100,000 or less	383	$24,985,000	$65,235	$6,170	6.74%
$200k-400k	197	$48,835,000	$247,893	$12,362	4.69%
$400k-600k	4	$2,000,000	$500,000	$21,439	4.63%

2019 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 501 originations, totaling $72,135,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	382	$51,690,000	$135,314	$9,789	5.63%
$50k or less	298	$26,680,000	$89,530	$8,645	6.14%
$75k-100k	215	$35,225,000	$163,837	$10,853	5.67%
$100k-150k	147	$26,605,000	$180,986	$10,587	5.59%
$150k-250k	31	$5,925,000	$191,129	$10,822	5.52%
$250k+	11	$1,685,000	$153,182	$8,539	5.82%

Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 382 originations. The second most popular income band? $50k or less, with 298 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	170	$19,970,000	$117,471	$8,256	5.83%
30-36%	168	$22,110,000	$131,607	$9,144	5.88%
50-60%	108	$17,890,000	$165,648	$11,029	5.02%
<20%	54	$5,440,000	$100,741	$7,795	6.20%
42%	50	$7,260,000	$145,200	$9,561	5.46%
39%	50	$6,140,000	$122,800	$10,560	6.03%
40%	47	$6,485,000	$137,979	$11,194	6.03%
41%	46	$6,950,000	$151,087	$11,493	5.91%
49%	44	$6,750,000	$153,409	$10,579	5.71%
37%	44	$6,290,000	$142,955	$11,220	5.82%
47%	41	$5,555,000	$135,488	$10,877	6.00%
44%	39	$5,005,000	$128,333	$7,975	5.85%
45%	39	$5,525,000	$141,667	$9,348	5.97%
36%	38	$4,690,000	$123,421	$9,701	5.77%
43%	38	$6,210,000	$163,421	$11,782	5.55%
48%	36	$5,590,000	$155,278	$10,544	5.69%
38%	34	$4,400,000	$129,412	$11,173	5.88%
46%	32	$5,000,000	$156,250	$10,519	5.61%
>60%	7	$695,000	$99,286	$5,461	6.46%

Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 20-30%, with 170 originations. The next most common DTI ratio? 30-36%, with 168 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	978	$135,050,000	$138,088	$10,012	5.74%
Not provided	55	$6,815,000	$123,909	$10,249	6.32%
Black	44	$5,110,000	$116,136	$8,138	5.88%
American Indian	6	$750,000	$125,000	$10,302	5.47%
Native Hawaiian or Islander	1	$175,000	$175,000	$11,982	4.75%
Asian	1	$55,000	$55,000	$0	6.05%

Approval Rates

Total approvals of all applications
62.13%

Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
-14.75%

Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
0.0	7	$825,000	$117,857
1000.0	4	$70,000	$17,500
1034.0	1	$25,000	$25,000
1055.0	1	$25,000	$25,000
1101.0	1	$25,000	$25,000
1162.0	1	$25,000	$25,000
1192.0	1	$25,000	$25,000
1232.0	1	$25,000	$25,000
1247.0	1	$25,000	$25,000
1308.0	1	$25,000	$25,000
1341.0	1	$35,000	$35,000
1351.0	1	$35,000	$35,000
1364.0	1	$25,000	$25,000
1427.0	1	$25,000	$25,000
1471.0	1	$35,000	$35,000
1497.0	1	$35,000	$35,000
1587.0	1	$35,000	$35,000
1593.0	1	$35,000	$35,000
1630.0	1	$35,000	$35,000
1643.0	1	$35,000	$35,000
1653.0	1	$35,000	$35,000
1674.0	1	$35,000	$35,000
1681.0	1	$35,000	$35,000
1701.0	32	$2,120,000	$66,250
1754.0	1	$45,000	$45,000
1929.0	1	$45,000	$45,000
1947.0	1	$45,000	$45,000
2014.0	1	$45,000	$45,000
2019.0	1	$45,000	$45,000
2041.0	1	$45,000	$45,000
2066.0	1	$45,000	$45,000
2079.0	1	$45,000	$45,000
2086.0	1	$45,000	$45,000
2100.0	1	$45,000	$45,000
2115.0	1	$45,000	$45,000
2131.0	1	$45,000	$45,000
2145.0	1	$45,000	$45,000
2146.0	1	$45,000	$45,000
2162.0	1	$55,000	$55,000
2163.0	1	$55,000	$55,000
2168.0	1	$55,000	$55,000
2222.0	1	$55,000	$55,000
2244.0	1	$55,000	$55,000
2247.0	1	$55,000	$55,000
2249.0	1	$55,000	$55,000
2263.0	1	$55,000	$55,000
2265.0	1	$55,000	$55,000
2271.0	1	$55,000	$55,000
2273.0	1	$55,000	$55,000
2289.0	1	$55,000	$55,000
2301.0	1	$55,000	$55,000
2302.0	1	$55,000	$55,000
2350.0	1	$55,000	$55,000
2369.0	1	$55,000	$55,000
2384.0	1	$55,000	$55,000
2393.0	1	$55,000	$55,000
2399.0	1	$55,000	$55,000
2405.0	1	$55,000	$55,000
2416.0	1	$55,000	$55,000
2457.0	1	$55,000	$55,000
2460.0	1	$55,000	$55,000
2517.0	1	$55,000	$55,000
2520.0	1	$55,000	$55,000
2568.0	1	$55,000	$55,000
2622.0	2	$130,000	$65,000
2636.0	1	$65,000	$65,000
2637.0	1	$65,000	$65,000
2648.0	1	$65,000	$65,000
2649.0	1	$65,000	$65,000
2702.0	1	$65,000	$65,000
2705.0	1	$65,000	$65,000
2720.0	1	$65,000	$65,000
2775.0	1	$65,000	$65,000
2781.0	1	$65,000	$65,000
2813.0	1	$65,000	$65,000
2842.0	1	$65,000	$65,000
2846.0	2	$130,000	$65,000
2876.0	1	$65,000	$65,000
2900.0	77	$6,325,000	$82,143
3008.0	1	$105,000	$105,000
3082.0	1	$105,000	$105,000
3100.0	1	$105,000	$105,000
3103.0	1	$105,000	$105,000
3168.0	1	$105,000	$105,000
3174.0	1	$105,000	$105,000
3197.0	1	$105,000	$105,000
3204.0	1	$115,000	$115,000
3227.0	1	$115,000	$115,000
3242.0	1	$115,000	$115,000
3246.0	1	$115,000	$115,000
3293.0	1	$115,000	$115,000
3334.0	1	$115,000	$115,000
3372.0	1	$115,000	$115,000
3391.0	1	$115,000	$115,000
3441.0	1	$115,000	$115,000
3463.0	1	$115,000	$115,000
3597.0	1	$125,000	$125,000
3620.0	1	$125,000	$125,000
3630.0	1	$125,000	$125,000
3649.0	1	$125,000	$125,000
3662.0	1	$125,000	$125,000
3740.0	1	$125,000	$125,000
3753.0	1	$125,000	$125,000
3759.0	1	$125,000	$125,000
3764.0	1	$125,000	$125,000
3789.0	1	$135,000	$135,000
3803.0	1	$135,000	$135,000
3808.0	1	$135,000	$135,000
3843.0	1	$135,000	$135,000
3859.0	1	$135,000	$135,000
3876.0	1	$135,000	$135,000
3905.0	1	$135,000	$135,000
3938.0	1	$135,000	$135,000
3952.0	1	$135,000	$135,000
4005.0	1	$135,000	$135,000
4007.0	1	$135,000	$135,000
4186.0	1	$145,000	$145,000
4188.0	1	$145,000	$145,000
4203.0	1	$145,000	$145,000
4209.0	2	$290,000	$145,000
4276.0	1	$145,000	$145,000
4283.0	1	$145,000	$145,000
4333.0	1	$145,000	$145,000
4343.0	1	$145,000	$145,000
4494.0	1	$155,000	$155,000
4533.0	1	$155,000	$155,000
4569.0	1	$155,000	$155,000
4670.0	1	$165,000	$165,000
4833.0	1	$165,000	$165,000
4839.0	1	$165,000	$165,000
5034.0	1	$175,000	$175,000
5097.0	1	$175,000	$175,000
517.0	1	$15,000	$15,000
5875.0	1	$205,000	$205,000
602.0	1	$15,000	$15,000
6333.0	1	$215,000	$215,000
677.0	1	$15,000	$15,000
795.0	1	$15,000	$15,000
971.0	2	$40,000	$20,000
999.0	260	$24,660,000	$94,846
NA	566	$102,590,000	$181,254

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	950	$118,010,000	$124,221
Single Family (1-4 Units):Site-Built	135	$29,945,000	$221,815

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	3	$215,000	$71,667	$6,913	6.08%
40-60%	19	$2,255,000	$118,684	$6,957	5.18%
60-80%	106	$14,070,000	$132,736	$8,251	5.34%
80-100%	512	$87,390,000	$170,684	$10,440	4.86%
Over 100%	445	$44,025,000	$98,933	$7,874	6.94%

Complaints

Bank Name	Product	Issue	2019 CPFB Complaints	% of Total Issues
CountryPlace Acceptance Corporation	FHA mortgage	Trouble during payment process	2	28.6%
CountryPlace Acceptance Corporation	Conventional home mortgage	Trouble during payment process	3	42.9%
CountryPlace Acceptance Corporation	FHA mortgage	Closing on a mortgage	1	14.3%
CountryPlace Acceptance Corporation	FHA mortgage	Struggling to pay mortgage	1	14.3%