Radius Financial Group Mortgage Rates, Fees & Info
NORWELL, MALEI: 549300GCEUZLVML1J263
Tax ID: 04-3483190
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Mortgage Data
Review & Overview
Radius Financial Group is a smaller mortgage company specializing in Home Purchase loans. Radius Financial Group has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, York, Worcester, Miami, and Providence among others. We have data for 110 markets. (Some data included below & more in-depth data is available with an active subscription.)Radius Financial Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Radius Financial Group is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.10% | 5/9/25 |
| 30 Year Conventional Refi | 7.76% | 5/9/25 |
| 30 Year Cash-out Refi | 7.39% | 5/9/25 |
| 30 Year FHA Purchase | 7.54% | 5/9/25 |
| 30 Year FHA Refi | 7.34% | 5/9/25 |
| 30 Year VA Purchase | 6.66% | 5/9/25 |
| 30 Year VA Refi | 5.97% | 5/9/25 |
| 30 Year USDA Purchase | 7.46% | 5/9/25 |
| 15 Year Conventional Purchase | 2.49% | 5/9/25 |
| 15 Year Conventional Refi | 6.00% | 5/9/25 |
| 15 Year Cash-out Refi | 6.00% | 5/9/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Radius Financial Group Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,561Origination Dollar Volume (All Markets)
$550,305,000Relative Rate
Radius Financial Group's average 30 year fixed mortgage rate was
6.82%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.27%.
Relative Fees (Closing Costs)
Radius Financial Group's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,710.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 381 | $196,515,000 | $515,787 | $9,032 | 6.93% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 200 | $40,030,000 | $200,150 | $7,039 | 5.47% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 78 | $28,100,000 | $360,256 | $10,763 | 6.51% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 55 | $26,005,000 | $472,818 | $9,732 | 6.96% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 65 | $25,015,000 | $384,846 | $8,137 | 6.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 58 | $22,190,000 | $382,586 | $10,252 | 6.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 73 | $19,925,000 | $272,945 | $7,443 | 6.28% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 55 | $17,945,000 | $326,273 | $10,539 | 6.43% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 38 | $16,750,000 | $440,789 | $7,559 | 6.88% |
| Outside of Metro Areas | 41 | $13,385,000 | $326,463 | $7,277 | 6.86% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 66 | $12,420,000 | $188,182 | $7,814 | 5.08% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 18 | $7,660,000 | $425,556 | $5,442 | 6.93% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $7,210,000 | $515,000 | $10,087 | 6.74% |
| ASHEVILLE, NC (FHA|USDA|VA) | 21 | $5,735,000 | $273,095 | $7,611 | 6.15% |
| LANCASTER, PA (FHA|USDA|VA) | 21 | $5,035,000 | $239,762 | $8,623 | 5.79% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 19 | $4,665,000 | $245,526 | $8,108 | 6.76% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $4,425,000 | $295,000 | $7,524 | 7.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $3,765,000 | $418,333 | $9,361 | 6.72% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $3,435,000 | $490,714 | $7,209 | 7.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $3,330,000 | $555,000 | $9,385 | 7.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $3,145,000 | $449,286 | $12,185 | 6.89% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $9,450 | 6.65% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $7,309 | 6.73% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 16 | $2,650,000 | $165,625 | $6,235 | 6.26% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $9,863 | 6.63% |
| Easton, MD (FHA|USDA|VA) | 6 | $2,570,000 | $428,333 | $5,213 | 6.91% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $2,560,000 | $426,667 | $6,426 | 7.14% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $2,550,000 | $425,000 | $8,309 | 7.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $8,969 | 7.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $2,300,000 | $575,000 | $5,187 | 6.44% |
| LEBANON, PA (FHA|USDA|VA) | 17 | $2,215,000 | $130,294 | $5,651 | 4.19% |
| Concord, NH (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $5,898 | 7.13% |
| ALTOONA, PA (FHA|USDA|VA) | 15 | $2,055,000 | $137,000 | $7,256 | 6.96% |
| GETTYSBURG, PA (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $8,321 | 5.40% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $9,372 | 6.62% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $12,171 | 6.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $9,120 | 5.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $1,670,000 | $835,000 | $15,578 | 7.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $7,908 | 7.05% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $6,805 | 5.66% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $11,657 | 6.71% |
| Cambridge, MD (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $4,706 | 7.34% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,409 | 7.31% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $6,930 | 6.64% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $11,153 | 7.13% |
| Thomaston, GA (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $6,951 | 6.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $7,199 | 7.05% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $7,609 | 8.06% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $7,020 | 6.92% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,146 | 6.72% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $6,336 | 6.75% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $8,788 | 6.58% |
| Laconia, NH (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $4,953 | 6.93% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $9,502 | 6.38% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $6,003 | 6.68% |
| Brevard, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,116 | 7.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,494 | 6.96% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $7,477 | 8.38% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $25,300 | 6.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,298 | 7.00% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,769 | 6.67% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,952 | 6.81% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $10,022 | 6.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $6,385 | 6.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $18,343 | 7.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,192 | 6.81% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,684 | 7.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,351 | 4.58% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,697 | 7.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,252 | 8.33% |
| OCALA, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $12,770 | 4.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,137 | 6.12% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,784 | 7.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,814 | 6.81% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,033 | 6.93% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $18,017 | 4.99% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,206 | 6.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,100 | 7.56% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,749 | 7.31% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,226 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,783 | 7.38% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,685 | 6.49% |
| READING, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,479 | 4.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,430 | 7.19% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,206 | 6.63% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,019 | 7.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,521 | 7.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,445 | 6.31% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,432 | 7.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,241 | 6.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,939 | 7.99% |
| Shelby, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,613 | 6.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,251 | 7.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,849 | 7.13% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $3,813 | 4.29% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,664 | 7.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,456 | 6.88% |
| Rutland, VT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,101 | 7.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,347 | 7.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,556 | 6.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $9,424 | 2.75% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,623 | 6.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,046 | 3.44% |
| Marion, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,941 | 7.13% |
| Somerset, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,579 | 5.75% |
| Berlin, NH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,301 | 7.50% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,884 | 6.75% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,309 | 6.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,720 | 6.63% |
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Product Mix
For 2024, Radius Financial Group's most frequently originated type of loan was Conventional, with 1,148 originations. Their 2nd most popular type was FHA, with 320 originations.
Loan Reason
For 2024, Radius Financial Group's most frequently cited loan purpose was Home Purchase, with 1,381 originations. The 2nd most popular reason was Cash Out Refi, with 97 originations.
Loan Duration/Length
For 2024, Radius Financial Group's most frequently cited loan duration was 30 Year, with 1,470 originations. The 2nd most popular length was 10 Year, with 68 originations.
Origination Fees/Closing Costs
Radius Financial Group's average total fees were $8,710, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 560 originations.
Interest Rates
During 2024, Radius Financial Group's average interest rate for loans was 6.82%, while their most frequently originated rate bucket for loans was 6-7%, with 834 originations.
Loan Sizing
2024 saw Radius Financial Group place emphasis on $200k-400k loans with 662 originations, totaling $193,650,000 in origination value.
Applicant Income
Radius Financial Group lent most frequently to those with incomes in the $100k-150k range, with 383 originations. The second most popular income band? $150k-250k, with 329 originations.
Applicant Debt to Income Ratio
Radius Financial Group lent most frequently to those with DTI ratios of 30-36%, with 231 originations. The next most common DTI ratio? 20-30%, with 192 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.83%
Radius Financial Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination80.97%
Radius Financial Group has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,561 | $550,305,000 | $352,534 |