1st Signature Lending Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300TKFZR4QBNE5D40
Tax ID: 01-0737466
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
1st Signature Lending is a smaller mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. 1st Signature Lending has an average proportion of conventional loans. Their top markets by origination volume include: Indianapolis, Nashville, Columbus, Augusta, and Atlanta among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)1st Signature Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. 1st Signature Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 11/17/24 |
| 30 Year Conventional Refi | 6.37% | 11/17/24 |
| 30 Year Cash-out Refi | 6.81% | 11/17/24 |
| 30 Year FHA Purchase | 7.71% | 11/17/24 |
| 30 Year FHA Refi | 7.41% | 11/17/24 |
| 30 Year VA Purchase | 6.70% | 11/17/24 |
| 30 Year VA Refi | 7.18% | 11/17/24 |
| 30 Year USDA Purchase | 7.08% | 11/17/24 |
| 30 Year USDA Refi | 6.08% | 11/17/24 |
| 15 Year Conventional Purchase | 5.94% | 11/17/24 |
| 15 Year Conventional Refi | 6.75% | 11/17/24 |
| 15 Year Cash-out Refi | 6.75% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 6.95% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
1st Signature Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from 1st Signature Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
671Origination Dollar Volume (All Markets)
$131,225,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 101 | $17,485,000 | $173,119 | $8,419 | 5.23% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 93 | $16,975,000 | $182,527 | $6,482 | 4.96% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 34 | $8,110,000 | $238,529 | $11,125 | 5.37% |
| COLUMBUS, OH (FHA|USDA|VA) | 25 | $4,685,000 | $187,400 | $8,260 | 5.12% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 15 | $3,765,000 | $251,000 | $11,852 | 5.41% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 17 | $3,455,000 | $203,235 | $10,211 | 5.23% |
| KNOXVILLE, TN (FHA|USDA|VA) | 15 | $3,325,000 | $221,667 | $10,455 | 5.27% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $3,290,000 | $235,000 | $12,375 | 5.44% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $11,226 | 5.07% |
| LOUISVILLE, KY (FHA|USDA|VA) | 17 | $2,915,000 | $171,471 | $8,885 | 5.28% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $2,690,000 | $336,250 | $12,709 | 5.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $11,102 | 5.47% |
| MUNCIE, IN (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $5,218 | 4.95% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $9,059 | 5.41% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $6,182 | 5.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $9,881 | 5.36% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $9,568 | 5.27% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $9,374 | 5.40% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $8,189 | 4.98% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $14,246 | 5.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $12,737 | 5.16% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,803 | 5.47% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $14,221 | 5.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $8,277 | 5.43% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $8,793 | 5.33% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,070 | 5.22% |
| OCALA, FL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $8,162 | 5.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $8,577 | 5.15% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $9,696 | 5.23% |
| Durango, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $10,259 | 5.56% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,905 | 5.16% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $10,242 | 4.92% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $9,952 | 5.46% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $9,874 | 5.28% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $20,404 | 5.44% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $9,836 | 5.31% |
| Logansport, IN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,376 | 5.04% |
| Americus, GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,090 | 5.46% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,019 | 5.08% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,112 | 5.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,491 | 5.13% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,042 | 4.56% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $9,617 | 5.33% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,869 | 5.06% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,471 | 4.56% |
| Henderson, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $13,346 | 4.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,163 | 5.33% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $10,986 | 5.29% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $8,497 | 5.28% |
| Seymour, IN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $11,073 | 5.63% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,552 | 5.25% |
| Bedford, IN (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $5,995 | 5.18% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,753 | 4.97% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $8,517 | 5.31% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $13,449 | 5.31% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,835 | 5.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,814 | 4.83% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $13,311 | 4.75% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,365 | 5.25% |
| Peru, IN (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $5,464 | 5.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,041 | 5.31% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,601 | 5.06% |
| Marion, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $11,244 | 5.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,054 | 5.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,969 | 4.58% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $17,120 | 5.00% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,290 | 5.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,421 | 5.44% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,590 | 5.25% |
| Cordele, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $11,762 | 5.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,938 | 5.44% |
| AKRON, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,436 | 5.50% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,358 | 5.06% |
| Jasper, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,393 | 5.63% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,001 | 5.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,821 | 5.25% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,062 | 4.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,710 | 5.31% |
| Urbana, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,317 | 4.94% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,924 | 5.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,798 | 5.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,373 | 5.13% |
| Kinston, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,938 | 5.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,042 | 4.71% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,792 | 5.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,053 | 5.38% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,904 | 5.63% |
| Athens, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,316 | 5.06% |
| Ashland, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,034 | 5.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,957 | 5.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,151 | 5.25% |
| Richmond, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,888 | 5.63% |
| Wilson, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,888 | 5.63% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,157 | 5.00% |
| Dayton, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,598 | 4.81% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,106 | 5.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,881 | 4.88% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,824 | 4.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,316 | 5.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,184 | 4.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,890 | 3.88% |
| New Castle, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,017 | 4.69% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,608 | 5.31% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,851 | 5.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,744 | 5.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,681 | 5.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,465 | 5.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,432 | 5.63% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,410 | 4.75% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,462 | 5.63% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,628 | 5.13% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,313 | 4.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,476 | 4.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,980 | 4.75% |
| Findlay, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,797 | 5.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,003 | 5.13% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,379 | 5.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,909 | 4.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,892 | 5.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,134 | 5.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,045 | 5.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,029 | 5.13% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,990 | 5.50% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,104 | 5.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,889 | 5.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,710 | 4.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,986 | 5.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,587 | 5.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,797 | 4.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,812 | 5.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,230 | 4.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,627 | 4.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,265 | 5.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,183 | 4.88% |
| Summerville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,193 | 5.50% |
| Salem, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,984 | 4.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,008 | 4.75% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,027 | 5.38% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,860 | 5.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,734 | 4.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against 1ST SIGNATURE LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 120
Similarity Rank: 162
Similarity Rank: 224
Similarity Rank: 255
Similarity Rank: 258
Similarity Rank: 345
Similarity Rank: 357
Similarity Rank: 357
Similarity Rank: 360
Similarity Rank: 375
Product Mix
For 2018, 1st Signature Lending's most frequently originated type of loan was FHA, with 367 originations. Their 2nd most popular type was Conventional, with 133 originations.
Loan Reason
For 2018, 1st Signature Lending's most frequently cited loan purpose was Home Purchase, with 328 originations. The 2nd most popular reason was Refi, with 271 originations.
Loan Duration/Length
For 2018, 1st Signature Lending's most frequently cited loan duration was 30 Year, with 634 originations. The 2nd most popular length was Other, with 16 originations.
Origination Fees/Closing Costs
1st Signature Lending's average total fees were $8,896, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 218 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 445 | $89,655,000 | $201,472 |
| 4-5% | 215 | $39,335,000 | $182,953 |
| 3-4% | 10 | $2,120,000 | $212,000 |
| 6-7% | 1 | $115,000 | $115,000 |
During 2018, 1st Signature Lending's average interest rate for loans was 5.23%, while their most frequently originated rate bucket for loans was 5-6%, with 445 originations.
Loan Sizing
2018 saw 1st Signature Lending place emphasis on $100k-200k loans with 324 originations, totaling $49,000,000 in origination value.
Applicant Income
1st Signature Lending lent most frequently to those with incomes in the $50k-75k range, with 229 originations. The second most popular income band? $50k or less, with 197 originations.
Applicant Debt to Income Ratio
1st Signature Lending lent most frequently to those with DTI ratios of 50-60%, with 158 originations. The next most common DTI ratio? 30-36%, with 114 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.53%
1st Signature Lending has an average approval rate.
Pick Rate
Approvals leading to origination29.96%
1st Signature Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 671 | $131,225,000 | $195,566 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 80 | $10,780,000 | $134,750 |
| Single Family (1-4 Units):Site-Built | 591 | $120,445,000 | $203,799 |