Mason Mcduffie Mortgage Corporation Rates, Fees & Info

SAN FRANCISCO, CA

LEI: 549300UB5TJ0YPVPT503

Tax ID: 20-2693054

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Mason Mcduffie Mortgage Corporation is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Mason Mcduffie Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, Santa Cruz, Sacramento, Portland, and San Jose among others. We have data for 113 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mason Mcduffie Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mason Mcduffie Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/28/24
30 Year Conventional Purchase 6.56% 4/28/24
30 Year Conventional Refi 6.54% 4/28/24
30 Year Cash-out Refi 6.75% 4/28/24
30 Year FHA Purchase 7.32% 4/28/24
30 Year FHA Refi 7.52% 4/28/24
30 Year VA Purchase 6.32% 4/28/24
30 Year VA Refi 6.33% 4/28/24
30 Year USDA Purchase 6.69% 4/28/24
15 Year Conventional Purchase 6.48% 4/28/24
15 Year Conventional Refi 6.50% 4/28/24
15 Year Cash-out Refi 6.50% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mason Mcduffie Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Mason Mcduffie Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,575

Origination Dollar Volume (All Markets)

$713,355,000

Awards

MASON MCDUFFIE MORTGAGE CORPORATION 30 Year Conventional Loans bronze MASON MCDUFFIE MORTGAGE CORPORATION 30 Year Conventional Loans silver
Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 157 $108,795,000 $692,962 $12,360 4.46%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 110 $67,560,000 $614,182 $13,929 4.89%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 145 $59,225,000 $408,448 $7,527 4.68%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 122 $55,100,000 $451,639 $6,552 4.95%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 64 $44,950,000 $702,344 $10,917 4.45%
SALINAS, CA (FHA|USDA|VA) 68 $37,720,000 $554,706 $13,689 4.53%
RENO, NV (FHA|USDA|VA) 77 $30,875,000 $400,974 $8,139 4.78%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 51 $27,065,000 $530,686 $13,408 4.48%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 31 $18,655,000 $601,774 $10,391 4.87%
VISALIA, CA (FHA|USDA|VA) 66 $18,570,000 $281,364 $6,041 4.60%
STOCKTON, CA (FHA|USDA|VA) 39 $18,035,000 $462,436 $11,202 4.47%
RICHMOND, VA (FHA|USDA|VA) 46 $13,320,000 $289,565 $6,328 4.74%
CHICO, CA (FHA|USDA|VA) 34 $12,620,000 $371,176 $8,629 4.72%
Gardnerville Ranchos, NV (FHA|USDA|VA) 28 $12,200,000 $435,714 $10,963 5.66%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 41 $11,715,000 $285,732 $6,392 5.39%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 28 $10,710,000 $382,500 $10,563 5.04%
Outside of Metro Areas 32 $9,890,000 $309,063 $7,515 5.32%
Hilo, HI (FHA|USDA|VA) 20 $9,170,000 $458,500 $11,540 4.92%
VALLEJO, CA (FHA|USDA|VA) 19 $9,065,000 $477,105 $11,138 4.52%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 16 $8,940,000 $558,750 $9,458 4.23%
MODESTO, CA (FHA|USDA|VA) 29 $8,285,000 $285,690 $6,193 3.64%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 11 $7,065,000 $642,273 $11,040 4.36%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 14 $6,040,000 $431,429 $7,955 5.45%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 20 $5,390,000 $269,500 $5,650 4.78%
Klamath Falls, OR (FHA|USDA|VA) 23 $4,875,000 $211,957 $8,866 5.61%
Fernley, NV (FHA|USDA|VA) 15 $4,455,000 $297,000 $9,883 5.47%
SALEM, OR (FHA|USDA|VA) 12 $4,410,000 $367,500 $11,011 5.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 10 $4,010,000 $401,000 $6,075 5.40%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $3,850,000 $481,250 $10,785 4.65%
CARSON CITY, NV (FHA|USDA|VA) 8 $3,780,000 $472,500 $11,769 6.11%
Sonora, CA (FHA|USDA|VA) 10 $3,690,000 $369,000 $7,851 5.45%
NAPA, CA (FHA|USDA|VA) 6 $3,530,000 $588,333 $11,333 4.40%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $3,350,000 $335,000 $8,225 5.46%
FRESNO, CA (FHA|USDA|VA) 10 $3,320,000 $332,000 $7,656 4.94%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $3,300,000 $412,500 $11,340 6.42%
URBAN HONOLULU, HI (FHA|USDA|VA) 6 $3,060,000 $510,000 $8,539 4.58%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,940,000 $367,500 $8,836 4.08%
MERCED, CA (FHA|USDA|VA) 9 $2,875,000 $319,444 $8,940 4.31%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,655,000 $379,286 $7,795 4.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $2,530,000 $421,667 $13,706 7.33%
BEND, OR (FHA|USDA|VA) 4 $2,430,000 $607,500 $7,016 6.09%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $2,425,000 $485,000 $11,974 5.72%
Crescent City, CA (FHA|USDA|VA) 5 $2,025,000 $405,000 $11,644 5.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 6 $1,940,000 $323,333 $8,697 4.54%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,830,000 $305,000 $8,373 5.06%
ROANOKE, VA (FHA|USDA|VA) 7 $1,725,000 $246,429 $7,798 5.04%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,595,000 $319,000 $11,576 5.52%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,087 5.12%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,295,000 $431,667 $3,288 5.33%
REDDING, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $6,041 5.97%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $1,160,000 $580,000 $4,387 5.63%
MADERA, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $8,356 4.58%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,990 5.08%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,724 4.97%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $890,000 $445,000 $4,291 5.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $865,000 $288,333 $8,105 3.71%
Astoria, OR (FHA|USDA|VA) 2 $860,000 $430,000 $5,849 4.56%
Clearlake, CA (FHA|USDA|VA) 2 $840,000 $420,000 $17,036 3.94%
Fallon, NV (FHA|USDA|VA) 3 $825,000 $275,000 $16,031 5.29%
Martinsville, VA (FHA|USDA|VA) 5 $815,000 $163,000 $6,833 4.45%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $755,000 $251,667 $3,388 5.08%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $750,000 $375,000 $16,097 6.18%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $660,000 $330,000 $6,418 5.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $655,000 $218,333 $4,585 3.71%
GREELEY, CO (FHA|USDA|VA) 1 $645,000 $645,000 $8,212 5.63%
PUEBLO, CO (FHA|USDA|VA) 3 $605,000 $201,667 $8,760 6.04%
EL PASO, TX (FHA|USDA|VA) 3 $605,000 $201,667 $8,397 5.70%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $590,000 $295,000 $11,436 5.74%
SAVANNAH, GA (FHA|USDA|VA) 1 $535,000 $535,000 $12,991 3.49%
MEDFORD, OR (FHA|USDA|VA) 2 $530,000 $265,000 $8,694 5.19%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $530,000 $265,000 $1,770 4.56%
GREEN BAY, WI (FHA|USDA|VA) 1 $475,000 $475,000 $13,589 5.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $6,127 6.19%
Newport, OR (FHA|USDA|VA) 2 $430,000 $215,000 $4,110 3.94%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $425,000 $425,000 $7,655 6.63%
KNOXVILLE, TN (FHA|USDA|VA) 2 $420,000 $210,000 $3,542 4.94%
AMARILLO, TX (FHA|USDA|VA) 1 $405,000 $405,000 $9,767 6.13%
Oak Harbor, WA (FHA|USDA|VA) 1 $405,000 $405,000 $8,946 4.99%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $375,000 $375,000 $8,140 5.50%
Cedar City, UT (FHA|USDA|VA) 1 $365,000 $365,000 $15,478 4.13%
EL CENTRO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $17,114 3.63%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $345,000 $345,000 $5,541 5.88%
Centralia, WA (FHA|USDA|VA) 1 $345,000 $345,000 $8,229 3.88%
Ukiah, CA (FHA|USDA|VA) 1 $345,000 $345,000 $4,517 4.49%
Red Bluff, CA (FHA|USDA|VA) 1 $325,000 $325,000 $4,865 3.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,431 4.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $310,000 $155,000 $3,090 4.37%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $10,068 5.25%
Brookings, OR (FHA|USDA|VA) 1 $295,000 $295,000 $5,798 3.38%
Shelbyville, TN (FHA|USDA|VA) 1 $295,000 $295,000 $4,276 5.25%
LANCASTER, PA (FHA|USDA|VA) 1 $295,000 $295,000 $5,673 3.88%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $275,000 $275,000 $3,520 3.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $265,000 $265,000 $4,424 7.50%
GAINESVILLE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,624 6.50%
ROCHESTER, MN (FHA|USDA|VA) 1 $255,000 $255,000 $7,476 5.63%
Aberdeen, WA (FHA|USDA|VA) 1 $245,000 $245,000 $4,560 5.87%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $4,168 4.25%
Granbury, TX (FHA|USDA|VA) 1 $235,000 $235,000 $14,210 6.25%
La Grande, OR (FHA|USDA|VA) 1 $235,000 $235,000 $7,252 5.00%
YAKIMA, WA (FHA|USDA|VA) 1 $225,000 $225,000 $5,799 5.00%
MANKATO, MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,585 6.50%
ST. CLOUD, MN (FHA|USDA|VA) 2 $200,000 $100,000 $0 3.56%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,192 4.13%
Roseburg, OR (FHA|USDA|VA) 1 $195,000 $195,000 $6,311 5.37%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $195,000 $195,000 $5,436 3.99%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $185,000 $185,000 $3,731 5.37%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,305 6.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,069 4.75%
NEW BERN, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,880 4.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,225 3.13%
Susanville, CA (FHA|USDA|VA) 1 $125,000 $125,000 $3,952 5.37%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,509 5.63%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,164 3.50%
Mason Mcduffie Mortgage Corporation's top markets include San Francisco, Santa Cruz, Sacramento, Portland, and San Jose among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against MASON MCDUFFIE MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    El Dorado Savings Bank, F.S.B.
    Similarity Rank: 42
    RED CROWN
    Similarity Rank: 52
    MORTGAGE CLEARING CORPORATION
    Similarity Rank: 65
    1ST UNITED SERVICES CREDIT UNION
    Similarity Rank: 161
    ALOHA PACIFIC
    Similarity Rank: 176
    HAWAIIUSA FEDERAL CREDIT UNION
    Similarity Rank: 188
    WESTSTAR MORTGAGE CORPORATION
    Similarity Rank: 198
    First Hawaiian Bank
    Similarity Rank: 244
    American Savings Bank, FSB
    Similarity Rank: 256

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,306 $597,290,000 $457,343 $8,494 4.82%
    FHA 172 $66,110,000 $384,360 $14,959 4.83%
    VA 79 $44,285,000 $560,570 $14,546 4.61%
    USDA 15 $3,655,000 $243,667 $8,349 4.81%
    Reverse Mortgage 2 $1,880,000 $940,000 $0 6.74%
    FHA 1 $135,000 $135,000 $0 6.86%

    For 2022, Mason Mcduffie Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,306 originations. Their 2nd most popular type was FHA, with 172 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,104 $515,440,000 $466,884 $10,179 5.03%
    Cash Out Refi 357 $151,615,000 $424,692 $8,102 4.40%
    Refi 114 $46,300,000 $406,140 $7,246 3.97%

    For 2022, Mason Mcduffie Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,104 originations. The 2nd most popular reason was Cash Out Refi, with 357 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,501 $691,335,000 $460,583 $9,678 4.85%
    15 Year 48 $12,740,000 $265,417 $5,284 3.80%
    20 Year 17 $5,715,000 $336,176 $5,242 3.96%
    Other 7 $3,255,000 $465,000 $6,046 4.96%
    10 Year 2 $310,000 $155,000 $4,027 7.56%

    For 2022, Mason Mcduffie Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,501 originations. The 2nd most popular length was 15 Year, with 48 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 576 $328,330,000 $570,017
    $1k-2k 474 $196,730,000 $415,042
    $2k-3k 196 $71,160,000 $363,061
    $3k-4k 155 $58,215,000 $375,581
    $4k-5k 123 $47,995,000 $390,203
    $<1k 47 $8,705,000 $185,213

    Mason Mcduffie Mortgage Corporation's average total fees were $9,678, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 576 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 447 $196,305,000 $439,161
    3-4% 423 $201,205,000 $475,662
    4-5% 358 $164,660,000 $459,944
    6-7% 208 $89,110,000 $428,413
    2.5-3% 55 $35,165,000 $639,364
    7-8% 49 $22,055,000 $450,102
    <2.5% 27 $1,535,000 $56,852
    Over 8% 8 $3,320,000 $415,000

    During 2022, Mason Mcduffie Mortgage Corporation's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 5-6%, with 447 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 584 $175,520,000 $300,548 $7,081 4.99%
    $400k-600k 446 $216,960,000 $486,457 $10,148 4.88%
    $600k-1MM 305 $225,435,000 $739,131 $13,273 4.72%
    $100k-200k 139 $22,055,000 $158,669 $5,447 4.93%
    $1MM+ 54 $71,240,000 $1,319,259 $22,376 4.45%
    $100,000 or less 47 $2,145,000 $45,638 $2,556 2.67%

    2022 saw Mason Mcduffie Mortgage Corporation place emphasis on $200k-400k loans with 584 originations, totaling $175,520,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 413 $181,715,000 $439,988 $9,130 4.77%
    $150k-250k 370 $213,880,000 $578,054 $10,971 4.85%
    $75k-100k 269 $90,125,000 $335,037 $8,212 4.79%
    $50k-75k 228 $61,570,000 $270,044 $7,524 4.65%
    $250k+ 189 $141,235,000 $747,275 $12,768 5.02%
    $50k or less 88 $17,980,000 $204,318 $6,528 4.91%

    Mason Mcduffie Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 413 originations. The second most popular income band? $150k-250k, with 370 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 230 $101,230,000 $440,130 $8,563 4.80%
    20-30% 191 $83,495,000 $437,147 $7,495 4.59%
    50-60% 108 $52,300,000 $484,259 $14,925 5.07%
    49% 102 $47,570,000 $466,373 $10,621 5.07%
    44% 93 $40,115,000 $431,344 $9,985 4.94%
    48% 79 $38,985,000 $493,481 $10,279 4.78%
    43% 74 $30,110,000 $406,892 $7,582 4.83%
    41% 71 $31,095,000 $437,958 $9,436 4.58%
    39% 69 $34,295,000 $497,029 $10,041 4.91%
    45% 69 $32,395,000 $469,493 $10,406 4.72%
    40% 66 $33,090,000 $501,364 $11,146 4.74%
    47% 66 $27,760,000 $420,606 $9,307 5.08%
    42% 65 $33,115,000 $509,462 $9,465 4.68%
    38% 62 $30,350,000 $489,516 $9,044 4.72%
    <20% 58 $20,910,000 $360,517 $6,237 4.71%
    46% 57 $22,755,000 $399,211 $8,865 4.98%
    37% 51 $22,975,000 $450,490 $9,272 4.82%
    36% 50 $20,640,000 $412,800 $7,132 4.36%
    >60% 10 $7,860,000 $786,000 $20,850 6.01%

    Mason Mcduffie Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 230 originations. The next most common DTI ratio? 20-30%, with 191 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,073 $465,295,000 $433,639 $9,078 4.84%
    Not provided 271 $129,655,000 $478,432 $10,344 4.90%
    Asian 146 $84,460,000 $578,493 $10,731 4.54%
    Black 66 $26,900,000 $407,576 $10,067 4.69%
    American Indian 13 $4,475,000 $344,231 $7,639 4.70%
    Native Hawaiian or Islander 6 $2,570,000 $428,333 $10,452 4.62%

    Approval Rates

    Total approvals of all applications
    94.14%

    Mason Mcduffie Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    55.56%

    Mason Mcduffie Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,575 $713,355,000 $452,924

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,575 $713,355,000 $452,924

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 105 $27,805,000 $264,810 $6,037 4.82%
    40-60% 257 $106,515,000 $414,455 $7,632 4.61%
    60-80% 523 $270,685,000 $517,562 $9,549 4.82%
    80-100% 627 $297,785,000 $474,936 $10,872 5.06%
    Over 100% 14 $6,890,000 $492,143 $23,021 4.81%
    Under 20% 49 $3,675,000 $75,000 $2,863 2.58%