Mason Mcduffie Mortgage Corporation Rates, Fees & Info
SAN FRANCISCO, CALEI: 549300UB5TJ0YPVPT503
Tax ID: 20-2693054
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Mortgage Data
Review & Overview
Mason Mcduffie Mortgage Corporation is a small mortgage company specializing in Refi and Home Purchase loans. Mason Mcduffie Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, Santa Cruz, Sacramento, San Jose, and Salinas among others. We have data for 114 markets. (Some data included below & more in-depth data is available with an active subscription.)Mason Mcduffie Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mason Mcduffie Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/21/24 |
| 30 Year Conventional Purchase | 6.56% | 11/21/24 |
| 30 Year Conventional Refi | 6.54% | 11/21/24 |
| 30 Year Cash-out Refi | 6.75% | 11/21/24 |
| 30 Year FHA Purchase | 7.32% | 11/21/24 |
| 30 Year FHA Refi | 7.52% | 11/21/24 |
| 30 Year VA Purchase | 6.32% | 11/21/24 |
| 30 Year VA Refi | 6.33% | 11/21/24 |
| 30 Year USDA Purchase | 6.69% | 11/21/24 |
| 15 Year Conventional Purchase | 6.48% | 11/21/24 |
| 15 Year Conventional Refi | 6.50% | 11/21/24 |
| 15 Year Cash-out Refi | 6.50% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mason Mcduffie Mortgage Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,525Origination Dollar Volume (All Markets)
$2,099,205,000Awards
MASON MCDUFFIE MORTGAGE CORPORATION - 2020
MASON MCDUFFIE MORTGAGE CORPORATION is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,132 | $559,400,000 | $494,170 | $5,496 | 3.07% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 480 | $238,210,000 | $496,271 | $7,727 | 3.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 656 | $221,140,000 | $337,104 | $4,090 | 3.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 252 | $129,770,000 | $514,960 | $6,590 | 3.05% |
| SALINAS, CA (FHA|USDA|VA) | 246 | $100,610,000 | $408,984 | $7,094 | 3.10% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 208 | $90,750,000 | $436,298 | $6,251 | 3.11% |
| VALLEJO, CA (FHA|USDA|VA) | 201 | $75,745,000 | $376,841 | $5,784 | 2.95% |
| RENO, NV (FHA|USDA|VA) | 231 | $70,705,000 | $306,082 | $4,257 | 3.10% |
| STOCKTON, CA (FHA|USDA|VA) | 184 | $68,650,000 | $373,098 | $5,317 | 3.07% |
| VISALIA, CA (FHA|USDA|VA) | 260 | $58,410,000 | $224,654 | $4,523 | 3.25% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 131 | $56,865,000 | $434,084 | $5,203 | 3.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 116 | $44,550,000 | $384,052 | $4,197 | 3.17% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 187 | $44,025,000 | $235,428 | $4,286 | 3.05% |
| RICHMOND, VA (FHA|USDA|VA) | 167 | $37,085,000 | $222,066 | $4,313 | 3.23% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 54 | $27,500,000 | $509,259 | $7,258 | 2.92% |
| Outside of Metro Areas | 85 | $22,265,000 | $261,941 | $4,730 | 3.18% |
| MODESTO, CA (FHA|USDA|VA) | 74 | $19,300,000 | $260,811 | $3,965 | 2.98% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 49 | $18,875,000 | $385,204 | $5,139 | 3.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 65 | $17,895,000 | $275,308 | $6,063 | 3.08% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 51 | $15,365,000 | $301,275 | $4,803 | 3.00% |
| FRESNO, CA (FHA|USDA|VA) | 61 | $13,955,000 | $228,770 | $3,948 | 3.19% |
| NAPA, CA (FHA|USDA|VA) | 17 | $9,415,000 | $553,824 | $6,972 | 3.07% |
| VICTORIA, TX (FHA|USDA|VA) | 40 | $9,410,000 | $235,250 | $5,029 | 2.99% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 23 | $9,345,000 | $406,304 | $5,369 | 3.23% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 28 | $9,300,000 | $332,143 | $4,825 | 3.20% |
| TULSA, OK (FHA|USDA|VA) | 37 | $9,035,000 | $244,189 | $5,158 | 2.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 26 | $7,850,000 | $301,923 | $4,260 | 3.19% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 21 | $7,845,000 | $373,571 | $3,763 | 2.89% |
| REDDING, CA (FHA|USDA|VA) | 23 | $6,895,000 | $299,783 | $4,490 | 3.31% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 36 | $6,740,000 | $187,222 | $5,671 | 3.10% |
| MERCED, CA (FHA|USDA|VA) | 30 | $6,610,000 | $220,333 | $5,398 | 2.80% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $4,745,000 | $279,118 | $5,040 | 3.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 25 | $4,355,000 | $174,200 | $4,427 | 2.77% |
| Brookings, OR (FHA|USDA|VA) | 17 | $4,305,000 | $253,235 | $4,370 | 3.28% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $4,065,000 | $239,118 | $5,341 | 2.98% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $4,005,000 | $364,091 | $6,403 | 3.16% |
| YUBA CITY, CA (FHA|USDA|VA) | 12 | $3,640,000 | $303,333 | $6,982 | 2.81% |
| ROANOKE, VA (FHA|USDA|VA) | 19 | $3,045,000 | $160,263 | $3,159 | 3.20% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $2,775,000 | $396,429 | $6,834 | 2.96% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,705,000 | $386,429 | $4,280 | 2.95% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $3,629 | 2.89% |
| CHICO, CA (FHA|USDA|VA) | 9 | $2,495,000 | $277,222 | $5,045 | 3.01% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 20 | $2,440,000 | $122,000 | $5,426 | 3.78% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $4,929 | 3.20% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $3,008 | 3.02% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $6,613 | 3.03% |
| MADERA, CA (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $7,967 | 3.05% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $2,085,000 | $139,000 | $3,901 | 3.35% |
| Fernley, NV (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $4,218 | 2.73% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $4,603 | 3.20% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $4,945 | 3.27% |
| Sonora, CA (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $4,583 | 3.14% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $3,845 | 3.60% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $4,039 | 3.31% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $5,165 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $8,033 | 3.19% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,065,000 | $118,333 | $5,477 | 3.71% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,424 | 3.47% |
| Elko, NV (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,883 | 2.58% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,761 | 3.31% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,987 | 2.96% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,165 | 3.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,085 | 3.31% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $11,969 | 2.50% |
| Outside of Metro Areas | 2 | $590,000 | $295,000 | $4,902 | 3.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,821 | 3.38% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,469 | 2.75% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,312 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,172 | 3.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,369 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,933 | 3.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,106 | 3.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,035 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,550 | 3.46% |
| TYLER, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,641 | 2.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,297 | 3.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,019 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,839 | 3.56% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,574 | 2.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,067 | 2.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,747 | 2.50% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,587 | 2.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,145 | 3.37% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,317 | 3.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,773 | 4.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,816 | 2.94% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,799 | 3.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,362 | 3.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,589 | 2.63% |
| Oxford, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,073 | 4.68% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,490 | 3.13% |
| READING, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,069 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,876 | 3.00% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,321 | 2.94% |
| Searcy, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,135 | 3.19% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,496 | 3.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,048 | 3.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,094 | 4.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,283 | 2.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,877 | 3.13% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,591 | 2.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,718 | 2.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,412 | 2.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,812 | 4.25% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,860 | 3.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,949 | 2.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,865 | 4.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,795 | 2.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,385 | 4.00% |
| Harrison, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,442 | 2.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,642 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,977 | 4.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,129 | 2.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,028 | 3.25% |
Similar Lenders
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Product Mix
For 2020, Mason Mcduffie Mortgage Corporation's most frequently originated type of loan was Conventional, with 4,745 originations. Their 2nd most popular type was FHA, with 423 originations.
Loan Reason
For 2020, Mason Mcduffie Mortgage Corporation's most frequently cited loan purpose was Refi, with 2,667 originations. The 2nd most popular reason was Home Purchase, with 1,700 originations.
Loan Duration/Length
For 2020, Mason Mcduffie Mortgage Corporation's most frequently cited loan duration was 30 Year, with 4,830 originations. The 2nd most popular length was 15 Year, with 404 originations.
Origination Fees/Closing Costs
Mason Mcduffie Mortgage Corporation's average total fees were $5,600, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,246 originations.
Interest Rates
During 2020, Mason Mcduffie Mortgage Corporation's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,495 originations.
Loan Sizing
2020 saw Mason Mcduffie Mortgage Corporation place emphasis on $200k-400k loans with 2,311 originations, totaling $692,095,000 in origination value.
Applicant Income
Mason Mcduffie Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,552 originations. The second most popular income band? $150k-250k, with 1,193 originations.
Applicant Debt to Income Ratio
Mason Mcduffie Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,247 originations. The next most common DTI ratio? 30-36%, with 988 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.85%
Mason Mcduffie Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination75.48%
Mason Mcduffie Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,525 | $2,099,205,000 | $379,947 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 33 | $8,185,000 | $248,030 |
| Single Family (1-4 Units):Site-Built | 5,492 | $2,091,020,000 | $380,739 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Mason McDuffie Mortgage Corporation | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |