BROWNSVILLE - HARLINGEN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Brownsville - Harlingen averaged
6.88%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
7.09% and
one month ago for the week of 2024-10-10, the
average rate was 6.32%.
Brownsville - Harlingen's average rate one year ago was 7.5%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.82%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
Brownsville - Harlingen 30 Year Fixed Rate | 2024-11-14 | 6.88% |
Brownsville - Harlingen 30 Year Fixed Rate Refi | 2024-11-14 | 6.82% |
Brownsville - Harlingen 15 Year Fixed Rate | 2024-11-14 | 6.25% |
Brownsville - Harlingen 15 Year Fixed Rate Refi | 2024-11-14 | 6.49% |
Brownsville - Harlingen 30 Year FHA | 2024-11-14 | -0.01% |
Brownsville - Harlingen 30 Year FHA Refi | 2024-11-14 | 0% |
Brownsville - Harlingen 30 Year USDA | 2024-11-14 | -0.2% |
Brownsville - Harlingen 30 Year USDA Refi | 2024-11-14 | 0.2% |
Brownsville - Harlingen 30 Year VA | 2024-11-14 | -0.24% |
Brownsville - Harlingen 30 Year VA Refi | 2024-11-14 | 0.2% |
BROWNSVILLE - HARLINGEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BROWNSVILLE-HARLINGEN, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BROWNSVILLE - HARLINGEN Average Closing Costs & Other Stats
BROWNSVILLE-HARLINGEN, TX's 149 lenders originated 3,567
loans during 2023. The total origination value was $884,695,000, with an average loan value of
$248,022.
BROWNSVILLE - HARLINGEN's average closing costs are $6,537.
The top BROWNSVILLE - HARLINGEN lender as defined by loan originations is QUICKEN LOANS, LLC, with
113 loans originated. Their average total fees are
$6,557, which is $1,624
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are
NAVY ARMY COMMUNITY CREDIT UNION ($3,867), SECURITY SERVICE ($3,957), International Bank of Commerce ($4,788), Gateway First Bank ($5,362) and Wells Fargo Bank ($5,393).
The lowest rate BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are
International Bank of Commerce (6.19%), SECURITY SERVICE (6.43%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.50%), The Loan Store, Inc. (6.52%) and PENNYMAC LOAN SERVICES, LLC (6.57%).
BROWNSVILLE-HARLINGEN, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
ACADEMY MORTGAGE CORPORATION | $48,465,000 | $41,830,000 | -13.7% | 4.7% |
NATIONS RELIABLE LENDING, LLC | $25,455,000 | $40,755,000 | 60.1% | 4.6% |
CBRE MULTIFAMILY CAPITAL, INC. | $40,520,000 | n/a | 4.6% | |
UNITED WHOLESALE MORTGAGE, LLC | $34,440,000 | $39,300,000 | 14.1% | 4.4% |
NAVY ARMY COMMUNITY CREDIT UNION | $21,935,000 | $35,660,000 | 62.6% | 4.0% |
QUICKEN LOANS, LLC | $60,400,000 | $35,075,000 | -41.9% | 4.0% |
IBC Brownsville | $29,905,000 | n/a | 3.4% | |
HALLMARK HOME MORTGAGE, LLC | $825,000 | $27,035,000 | 3,177.0% | 3.1% |
SECURITY SERVICE | $34,770,000 | $26,305,000 | -24.3% | 3.0% |
Mortgage Research Center, LLC | $28,315,000 | $22,995,000 | -18.8% | 2.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $21,685,000 | $21,525,000 | -0.7% | 2.4% |
DRAPER AND KRAMER MORTGAGE CORP. | $27,570,000 | $21,190,000 | -23.1% | 2.4% |
WILLOW BEND MORTGAGE COMPANY, LLC | $14,945,000 | $19,085,000 | 27.7% | 2.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $2,575,000 | $17,200,000 | 568.0% | 1.9% |
CROSSCOUNTRY MORTGAGE, LLC | $3,005,000 | $16,035,000 | 433.6% | 1.8% |
THRIVE MORTGAGE, LLC | $15,015,000 | $15,360,000 | 2.3% | 1.7% |
SECURITYNATIONAL MORTGAGE COMPANY | $17,095,000 | $15,040,000 | -12.0% | 1.7% |
Texas National Bank | $16,555,000 | $14,760,000 | -10.8% | 1.7% |
Lone Star National Bank | $28,070,000 | $14,455,000 | -48.5% | 1.6% |
AMCAP MORTGAGE, LTD. | $15,305,000 | $14,080,000 | -8.0% | 1.6% |
Texas Regional Bank | $27,455,000 | $12,270,000 | -55.3% | 1.4% |
DIRECTIONS EQUITY, LLC | $9,250,000 | $11,905,000 | 28.7% | 1.3% |
Arbor Realty Trust, Inc. | $3,195,000 | $11,675,000 | 265.4% | 1.3% |
CMG MORTGAGE, INC. | $7,835,000 | $10,705,000 | 36.6% | 1.2% |
JPMorgan Chase Bank | $9,155,000 | $9,195,000 | 0.4% | 1.0% |
Wells Fargo Bank | $17,575,000 | $8,795,000 | -50.0% | 1.0% |
PlainsCapital Bank | $10,905,000 | $8,585,000 | -21.3% | 1.0% |
First Community Bank | $8,420,000 | n/a | 1.0% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $4,945,000 | $8,395,000 | 69.8% | 0.9% |
PLAZA HOME MORTGAGE, INC. | $2,315,000 | $8,235,000 | 255.7% | 0.9% |
ASCENT HOME LENDING, LLC | $2,065,000 | $8,135,000 | 293.9% | 0.9% |
Gateway First Bank | $10,850,000 | $7,720,000 | -28.8% | 0.9% |
Rio Bank | $5,510,000 | $7,255,000 | 31.7% | 0.8% |
NAVY FEDERAL CREDIT UNION | $8,170,000 | $7,125,000 | -12.8% | 0.8% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $12,065,000 | $6,890,000 | -42.9% | 0.8% |
MORTGAGE FINANCIAL SERVICES, LLC | $4,325,000 | $6,820,000 | 57.7% | 0.8% |
PNC Bank | $8,455,000 | $6,700,000 | -20.8% | 0.8% |
GREYSTONE SERVICING COMPANY LLC | $6,130,000 | n/a | 0.7% | |
MOVEMENT MORTGAGE, LLC | $5,815,000 | $5,940,000 | 2.1% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $11,215,000 | $5,615,000 | -49.9% | 0.6% |
International Bank of Commerce | $7,355,000 | $5,455,000 | -25.8% | 0.6% |
USAA Federal Savings Bank | $3,965,000 | $4,505,000 | 13.6% | 0.5% |
Nations Lending Corporation | $525,000 | $4,175,000 | 695.2% | 0.5% |
21ST MORTGAGE CORPORATION | $6,070,000 | $4,040,000 | -33.4% | 0.5% |
Century Mortgage Company DBA Century Lending Company | $1,845,000 | $4,040,000 | 119.0% | 0.5% |
Flagstar Bank, FSB | $9,520,000 | $3,890,000 | -59.1% | 0.4% |
SUN WEST MORTGAGE COMPANY, INC. | $435,000 | $3,735,000 | 758.6% | 0.4% |
DAS Acquisition Company, LLC | $3,730,000 | n/a | 0.4% | |
Bank of America | $4,980,000 | $3,725,000 | -25.2% | 0.4% |
CARDINAL FINANCIAL | $5,750,000 | $3,550,000 | -38.3% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $9,240,000 | $3,525,000 | -61.9% | 0.4% |
LOANDEPOT.COM, LLC | $10,945,000 | $3,500,000 | -68.0% | 0.4% |
S1L, Inc. | $7,905,000 | $3,405,000 | -56.9% | 0.4% |
Paramount Residential Mortgage Group, Inc. | $3,075,000 | $3,225,000 | 4.9% | 0.4% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $8,520,000 | $3,220,000 | -62.2% | 0.4% |
Waterstone Mortgage Corporation | $1,780,000 | $3,085,000 | 73.3% | 0.3% |
RANDOLPH-BROOKS | $3,385,000 | $2,995,000 | -11.5% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,410,000 | $2,975,000 | -32.5% | 0.3% |
MICHIGAN MUTUAL, INC. | $2,900,000 | n/a | 0.3% | |
HOMESIDE FINANCIAL, LLC | $1,755,000 | $2,820,000 | 60.7% | 0.3% |
Frost Bank | $2,060,000 | $2,775,000 | 34.7% | 0.3% |
Carrington Mortgage Services, LLC | $3,180,000 | $2,685,000 | -15.6% | 0.3% |
NEXERA HOLDING LLC | $205,000 | $2,685,000 | 1,209.8% | 0.3% |
PLANET HOME LENDING, LLC | $40,195,000 | $2,610,000 | -93.5% | 0.3% |
BETTER MORTGAGE CORPORATION | $3,555,000 | $2,420,000 | -31.9% | 0.3% |
Zions Bank | $615,000 | $2,405,000 | 291.1% | 0.3% |
AmeriHome Mortgage Company, LLC | $605,000 | $2,330,000 | 285.1% | 0.3% |
Vantage Bank Texas | $2,920,000 | $2,310,000 | -20.9% | 0.3% |
U.S. Bank | $830,000 | $2,305,000 | 177.7% | 0.3% |
The Loan Store, Inc. | $2,290,000 | n/a | 0.3% | |
CORNERSTONE HOME LENDING, INC. | $3,355,000 | $2,280,000 | -32.0% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $12,325,000 | $2,265,000 | -81.6% | 0.3% |
NEWREZ LLC | $2,530,000 | $2,080,000 | -17.8% | 0.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,380,000 | $2,060,000 | 49.3% | 0.2% |
GENEVA FINANCIAL, LLC | $165,000 | $2,050,000 | 1,142.4% | 0.2% |
A&D Mortgage LLC | $795,000 | $1,915,000 | 140.9% | 0.2% |
GUARANTEED RATE, INC. | $3,755,000 | $1,755,000 | -53.3% | 0.2% |
BROKER SOLUTIONS, INC. | $3,370,000 | $1,745,000 | -48.2% | 0.2% |
Texas Community Bank | $2,970,000 | $1,625,000 | -45.3% | 0.2% |
Falcon International Bank | $4,830,000 | $1,595,000 | -67.0% | 0.2% |
Discover Bank | $950,000 | $1,590,000 | 67.4% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $1,510,000 | $1,550,000 | 2.6% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $1,705,000 | $1,545,000 | -9.4% | 0.2% |
Town Square Mortgage & Investments, Inc. | $1,785,000 | $1,520,000 | -14.8% | 0.2% |
EVERETT FINANCIAL, INC. | $9,970,000 | $1,490,000 | -85.1% | 0.2% |
LENDSURE MORTGAGE CORP. | $700,000 | $1,480,000 | 111.4% | 0.2% |
UNION HOME MORTGAGE CORP. | $215,000 | $1,480,000 | 588.4% | 0.2% |
GUILD MORTGAGE COMPANY | $2,225,000 | $1,445,000 | -35.1% | 0.2% |
LOANPAL, LLC | $2,940,000 | $1,420,000 | -51.7% | 0.2% |
Plains Commerce Bank | $515,000 | $1,400,000 | 171.8% | 0.2% |
CALCON MUTUAL MORTGAGE LLC | $420,000 | $1,390,000 | 231.0% | 0.2% |
First State Bank of St. Charles, Missouri | $1,305,000 | n/a | 0.1% | |
Network Funding, L.P. | $3,360,000 | $1,305,000 | -61.2% | 0.1% |
Equity Prime Mortgage LLC | $285,000 | $1,255,000 | 340.4% | 0.1% |
Kaw Valley Bank | $1,245,000 | n/a | 0.1% | |
NASA Federal Credit Union | $555,000 | $1,140,000 | 105.4% | 0.1% |
Commerce Home Mortgage, Inc. | $690,000 | $1,095,000 | 58.7% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $5,775,000 | $1,075,000 | -81.4% | 0.1% |
Security State Bank & Trust | $245,000 | $1,065,000 | 334.7% | 0.1% |
NexBank | $205,000 | $1,015,000 | 395.1% | 0.1% |
First United Bank and Trust Company | $835,000 | $1,010,000 | 21.0% | 0.1% |
Goldwater Bank, N.A. | $435,000 | $975,000 | 124.1% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,055,000 | $960,000 | -9.0% | 0.1% |
MEMBERS FIRST CREDIT UNION | $950,000 | n/a | 0.1% | |
V.I.P. MORTGAGE, INC. | $275,000 | $940,000 | 241.8% | 0.1% |
RBC Bank, (Georgia) | $935,000 | n/a | 0.1% | |
UNIVERSITY Federal Credit Union | $1,895,000 | $885,000 | -53.3% | 0.1% |
Citizens Bank | $1,475,000 | $880,000 | -40.3% | 0.1% |
Ameris Bank | $875,000 | n/a | 0.1% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $235,000 | $875,000 | 272.3% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,240,000 | $865,000 | -30.2% | 0.1% |
ON Q FINANCIAL, INC. | $850,000 | n/a | 0.1% | |
AMERICAN FINANCIAL NETWORK, INC. | $835,000 | n/a | 0.1% | |
LIMA ONE CAPITAL, LLC | $505,000 | $815,000 | 61.4% | 0.1% |
First Financial Bank | $105,000 | $810,000 | 671.4% | 0.1% |
NBKC BANK | $275,000 | $795,000 | 189.1% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,840,000 | $770,000 | -72.9% | 0.1% |
CHEVRON | $770,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $90,000 | $765,000 | 750.0% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $5,325,000 | $760,000 | -85.7% | 0.1% |
Bank OZK | $735,000 | n/a | 0.1% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $390,000 | $725,000 | 85.9% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $710,000 | n/a | 0.1% | |
GSF Mortgage Corporation | $710,000 | n/a | 0.1% | |
Ally Bank | $1,390,000 | $705,000 | -49.3% | 0.1% |
RF Renovo Management Company, LLC | $1,800,000 | $705,000 | -60.8% | 0.1% |
BAY EQUITY LLC | $275,000 | $700,000 | 154.5% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $1,600,000 | $665,000 | -58.4% | 0.1% |
Affiliated Bank | $285,000 | $660,000 | 131.6% | 0.1% |
Farmers Bank & Trust | $645,000 | n/a | 0.1% | |
Ixonia Bank | $625,000 | n/a | 0.1% | |
Regions Bank | $475,000 | $595,000 | 25.3% | 0.1% |
THE MORTGAGE LINK, INC. | $235,000 | $595,000 | 153.2% | 0.1% |
Morgan Stanley Private Bank | $440,000 | $590,000 | 34.1% | 0.1% |
Sierra Pacific Mortgage Company, Inc. | $165,000 | $590,000 | 257.6% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $455,000 | $580,000 | 27.5% | 0.1% |
Servion, Inc. | $1,075,000 | $580,000 | -46.0% | 0.1% |
OCMBC, INC. | $555,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $350,000 | $555,000 | 58.6% | 0.1% |
Castroville State Bank | $550,000 | n/a | 0.1% | |
Logan Finance Corporation | $535,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $605,000 | $510,000 | -15.7% | 0.1% |
Stifel Bank and Trust | $225,000 | $505,000 | 124.4% | 0.1% |
LENDINGONE, LLC | $1,540,000 | $480,000 | -68.8% | 0.1% |
Beeline Loans, Inc. | $555,000 | $475,000 | -14.4% | 0.1% |
LOANPEOPLE, LLC | $350,000 | $475,000 | 35.7% | 0.1% |
Florida Capital Bank | $2,725,000 | $465,000 | -82.9% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $1,425,000 | $460,000 | -67.7% | 0.1% |
OAKTREE FUNDING CORP. | $600,000 | $455,000 | -24.2% | 0.1% |
MEMBER FIRST MORTGAGE, LLC | $440,000 | n/a | 0.0% | |
Farm Credit Mid-America, ACA | $1,895,000 | $435,000 | -77.0% | 0.0% |
HOME FUNDING CORPORATION | $235,000 | $435,000 | 85.1% | 0.0% |
AMWEST FUNDING CORP. | $445,000 | $430,000 | -3.4% | 0.0% |
Kwik Mortgage Corporation | $425,000 | n/a | 0.0% | |
Washington Trust Bank | $425,000 | n/a | 0.0% | |
SECURITY FIRST Federal Credit Union | $2,340,000 | $415,000 | -82.3% | 0.0% |
Bank of Whittier | $405,000 | n/a | 0.0% | |
CommunityBank of Texas, N.A. | $405,000 | n/a | 0.0% | |
Firefighters First Federal Credit Union | $95,000 | $405,000 | 326.3% | 0.0% |
Prosperity Bank | $2,260,000 | $400,000 | -82.3% | 0.0% |
MORIA DEVELOPMENT, INC. | $395,000 | n/a | 0.0% | |
American Mortgage & Equity Consultants, Inc. | $375,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $365,000 | n/a | 0.0% | |
LAKEVIEW LOAN SERVICING, LLC | $1,795,000 | $360,000 | -79.9% | 0.0% |
Extraco Banks | $355,000 | n/a | 0.0% | |
BECKAM FUNDING CORP. | $335,000 | n/a | 0.0% | |
Southside Bank | $335,000 | n/a | 0.0% | |
Citadel Servicing Corporation | $1,185,000 | $330,000 | -72.2% | 0.0% |
NEW DAY FINANCIAL, LLC | $425,000 | $330,000 | -22.4% | 0.0% |
Centennial Bank | $325,000 | n/a | 0.0% | |
The Huntington National Bank | $390,000 | $315,000 | -19.2% | 0.0% |
OPEN MORTGAGE, LLC | $225,000 | $305,000 | 35.6% | 0.0% |
The Bank & Trust | $305,000 | n/a | 0.0% | |
Vellum Mortgage, Inc. | $305,000 | n/a | 0.0% | |
The Federal Savings Bank | $205,000 | $300,000 | 46.3% | 0.0% |
Lakeview Community Capital, LLC | $2,620,000 | $290,000 | -88.9% | 0.0% |
Mid-Continent Funding, Inc. | $1,305,000 | $290,000 | -77.8% | 0.0% |
CHERRY CREEK MORTGAGE, LLC | $990,000 | $285,000 | -71.2% | 0.0% |
KELLER MORTGAGE, LLC | $1,885,000 | $285,000 | -84.9% | 0.0% |
MLD MORTGAGE INC. | $285,000 | n/a | 0.0% | |
INTERLINC MORTGAGE SERVICES, LLC | $1,660,000 | $280,000 | -83.1% | 0.0% |
The Miners National Bank of Eveleth | $275,000 | n/a | 0.0% | |
H E B | $155,000 | $270,000 | 74.2% | 0.0% |
Arvest Bank | $265,000 | n/a | 0.0% | |
FirstBank | $205,000 | $265,000 | 29.3% | 0.0% |
HOMEWAY MORTGAGE LLC | $265,000 | n/a | 0.0% | |
Raymond James Bank | $265,000 | n/a | 0.0% | |
TIB The Independent Bankersbank | $265,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $160,000 | $260,000 | 62.5% | 0.0% |
Bank First, N.A. | $55,000 | $255,000 | 363.6% | 0.0% |
Citizens 1st Bank | $255,000 | n/a | 0.0% | |
Jefferson Bank | $285,000 | $255,000 | -10.5% | 0.0% |
MEMBERS CHOICE Credit Union | $255,000 | n/a | 0.0% | |
City National Bank | $135,000 | $245,000 | 81.5% | 0.0% |
UMB Bank | $235,000 | n/a | 0.0% | |
Broadway National Bank | $145,000 | $225,000 | 55.2% | 0.0% |
CHURCHILL MORTGAGE CORPORATION | $630,000 | $225,000 | -64.3% | 0.0% |
City Bank | $370,000 | $225,000 | -39.2% | 0.0% |
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
MORTGAGEONE, INC. | $225,000 | n/a | 0.0% | |
United Fidelity Funding Corp. | $225,000 | n/a | 0.0% | |
JMAC LENDING, INC. | $1,915,000 | $215,000 | -88.8% | 0.0% |
Sunflower Bank | $215,000 | n/a | 0.0% | |
United Community Bank | $660,000 | $215,000 | -67.4% | 0.0% |
GARDNER FINANCIAL SERVICES, LTD. | $205,000 | n/a | 0.0% | |
GULF COAST EDUCATORS FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
SIRVA MORTGAGE, INC. | $315,000 | $205,000 | -34.9% | 0.0% |
NOVA FINANCIAL & INVESTMENT CORPORATION | $195,000 | n/a | 0.0% | |
RUOFF MORTGAGE COMPANY, INC. | $195,000 | n/a | 0.0% | |
TOWNE MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
EECU | $185,000 | n/a | 0.0% | |
Neighborhood Loans, Inc. | $205,000 | $185,000 | -9.8% | 0.0% |
FIRST SERVICE Credit Union | $35,000 | $180,000 | 414.3% | 0.0% |
GUIDANCE RESIDENTIAL, LLC | $175,000 | n/a | 0.0% | |
Sierra Lending Group, LLC | $175,000 | n/a | 0.0% | |
First National Bank of Omaha | $165,000 | n/a | 0.0% | |
First National Bank Texas | $155,000 | $165,000 | 6.5% | 0.0% |
GREATER TEXAS FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
The First National Bank of Anson | $165,000 | $165,000 | 0.0% | 0.0% |
Wallick & Volk, Inc. | $165,000 | n/a | 0.0% | |
SENTE MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
Veritex Community Bank | $1,125,000 | $155,000 | -86.2% | 0.0% |
BOKF | $13,595,000 | $150,000 | -98.9% | 0.0% |
SOUTHWEST STAGE FUNDING, LLC | $530,000 | $150,000 | -71.7% | 0.0% |
FAIRWINDS CREDIT UNION | $225,000 | $145,000 | -35.6% | 0.0% |
FIRST NEBRASKA Credit Union | $145,000 | n/a | 0.0% | |
Credit Union of Texas | $515,000 | $130,000 | -74.8% | 0.0% |
CSL Financial, LLC | $190,000 | $130,000 | -31.6% | 0.0% |
FINANCE OF AMERICA MORTGAGE LLC | $30,690,000 | $125,000 | -99.6% | 0.0% |
Baxter Credit Union | $65,000 | $115,000 | 76.9% | 0.0% |
PEOPLES STATE BANK | $110,000 | n/a | 0.0% | |
CALIBER HOME LOANS, INC. | $3,735,000 | $105,000 | -97.2% | 0.0% |
HOMEXPRESS MORTGAGE CORP. | $715,000 | $105,000 | -85.3% | 0.0% |
DOMINION FINANCIAL SERVICES, LLC | $135,000 | $95,000 | -29.6% | 0.0% |
PHH Mortgage Corporation | $670,000 | $95,000 | -85.8% | 0.0% |
TEXELL Credit Union | $95,000 | n/a | 0.0% | |
Truist | $1,865,000 | $95,000 | -94.9% | 0.0% |
Complex Community Federal Credit Union | $85,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $125,000 | $85,000 | -32.0% | 0.0% |
M&T Bank | $465,000 | $85,000 | -81.7% | 0.0% |
RB MORTGAGE LLC | $85,000 | n/a | 0.0% | |
SPRING EQ, LLC | $455,000 | $85,000 | -81.3% | 0.0% |
ASPIRE FINANCIAL, INC. | $425,000 | $75,000 | -82.4% | 0.0% |
First Savings Bank | $75,000 | n/a | 0.0% | |
Trustmark National Bank | $55,000 | n/a | 0.0% | |
Comerica Bank | $45,000 | n/a | 0.0% | |
FIRSTMARK | $55,000 | $25,000 | -54.5% | 0.0% |
BROWNSVILLE - HARLINGEN's top lender by overall market share is ACADEMY MORTGAGE CORPORATION, with 4.7% market share. In second place, with 4.6%, is NATIONS RELIABLE LENDING, LLC, having originated $40,755,000 in loans. In third place, with 4.6%, is CBRE MULTIFAMILY CAPITAL, INC., having originated $40,520,000 in loans. In fourth place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $39,300,000 in loans. In fifth place, with 4.0%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $35,660,000 in loans.
BROWNSVILLE - HARLINGEN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BROWNSVILLE - HARLINGEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $200,000 (2.6%) | $282,802 (2.6%) | 0.74 | 1,594 |
2018-02-01 | $204,374 (5.4%) | $284,402 (2.8%) | 0.74 | 1,610 |
2018-03-01 | $209,000 (6.4%) | $294,820 (4.7%) | 0.73 | 1,608 |
2018-04-01 | $209,974 (5.3%) | $297,318 (4.5%) | 0.71 | 1,567 |
2018-05-01 | $221,950 (8.3%) | $304,156 (5.5%) | 0.74 | 1,561 |
2018-06-01 | $225,000 (6.5%) | $308,066 (3.8%) | 0.75 | 1,603 |
2018-07-01 | $224,975 (7.1%) | $307,151 (3.3%) | 0.75 | 1,631 |
2018-08-01 | $221,000 (8.1%) | $305,779 (4.6%) | 0.74 | 1,637 |
2018-09-01 | $215,000 (7.6%) | $302,495 (4.3%) | 0.72 | 1,583 |
2018-10-01 | $218,448 (9.3%) | $308,371 (6.7%) | 0.74 | 1,559 |
2018-11-01 | $217,900 (6.7%) | $305,311 (5.3%) | 0.74 | 1,556 |
2018-12-01 | $215,000 (3.6%) | $301,647 (4.2%) | 0.74 | 1,521 |
2019-01-01 | $212,500 (6.3%) | $298,967 (5.7%) | 0.73 | 1,458 |
2019-02-01 | $214,675 (5.0%) | $299,483 (5.3%) | 0.73 | 1,472 |
2019-03-01 | $221,786 (6.1%) | $303,218 (2.9%) | 0.73 | 1,475 |
2019-04-01 | $224,925 (7.1%) | $303,462 (2.1%) | 0.71 | 1,486 |
2019-05-01 | $229,950 (3.6%) | $308,495 (1.4%) | 0.72 | 1,477 |
2019-06-01 | $229,900 (2.2%) | $309,575 (0.5%) | 0.72 | 1,490 |
2019-07-01 | $232,000 (3.1%) | $318,034 (3.5%) | 0.73 | 1,420 |
2019-08-01 | $232,818 (5.4%) | $322,228 (5.4%) | 0.74 | 1,402 |
2019-09-01 | $234,045 (8.9%) | $327,031 (8.1%) | 0.75 | 1,382 |
2019-10-01 | $237,000 (8.5%) | $332,147 (7.7%) | 0.76 | 1,355 |
2019-11-01 | $235,000 (7.9%) | $326,907 (7.1%) | 0.77 | 1,321 |
2019-12-01 | $229,975 (7.0%) | $320,188 (6.2%) | 0.77 | 1,324 |
2020-01-01 | $229,315 (7.9%) | $319,019 (6.7%) | 0.77 | 1,260 |
2020-02-01 | $230,000 (7.1%) | $319,744 (6.8%) | 0.75 | 1,271 |
2020-03-01 | $239,125 (7.8%) | $326,932 (7.8%) | 0.75 | 1,242 |
2020-04-01 | $239,000 (6.3%) | $326,689 (7.7%) | 0.75 | 1,216 |
2020-05-01 | $245,900 (6.9%) | $365,176 (18.4%) | 0.75 | 1,178 |
2020-06-01 | $250,000 (8.7%) | $371,113 (19.9%) | 0.74 | 1,017 |
2020-07-01 | $256,000 (10.3%) | $375,911 (18.2%) | 0.74 | 933 |
2020-08-01 | $249,000 (7.0%) | $367,748 (14.1%) | 0.71 | 873 |
2020-09-01 | $249,000 (6.4%) | $373,373 (14.2%) | 0.71 | 819 |
2020-10-01 | $249,900 (5.4%) | $379,767 (14.3%) | 0.72 | 761 |
2020-11-01 | $249,450 (6.2%) | $383,033 (17.2%) | 0.73 | 740 |
2020-12-01 | $249,949 (8.7%) | $386,507 (20.7%) | 0.74 | 713 |
2021-01-01 | $255,660 (11.5%) | $395,026 (23.8%) | 0.76 | 622 |
2021-02-01 | $260,000 (13.0%) | $397,601 (24.4%) | 0.76 | 565 |
2021-03-01 | $257,725 (7.8%) | $403,916 (23.6%) | 0.73 | 521 |
2021-04-01 | $260,000 (8.8%) | $427,622 (30.9%) | 0.70 | 444 |
2021-05-01 | $279,000 (13.5%) | $468,097 (28.2%) | 0.74 | 368 |
2021-06-01 | $279,000 (11.6%) | $469,771 (26.6%) | 0.73 | 352 |
2021-07-01 | $286,000 (11.7%) | $473,219 (25.9%) | 0.75 | 407 |
2021-08-01 | $286,675 (15.1%) | $462,601 (25.8%) | 0.76 | 439 |
2021-09-01 | $292,000 (17.3%) | $463,792 (24.2%) | 0.78 | 464 |
2021-10-01 | $282,500 (13.1%) | $470,175 (23.8%) | 0.75 | 465 |
2021-11-01 | $294,750 (18.2%) | $478,704 (25.0%) | 0.79 | 457 |
2021-12-01 | $296,000 (18.4%) | $491,233 (27.1%) | 0.80 | 452 |
2022-01-01 | $299,950 (17.3%) | $519,096 (31.4%) | 0.81 | 408 |
2022-02-01 | $304,975 (17.3%) | $520,426 (30.9%) | 0.79 | 405 |
2022-03-01 | $321,000 (24.6%) | $523,280 (29.6%) | 0.80 | 405 |
2022-04-01 | $325,000 (25.0%) | $521,244 (21.9%) | 0.77 | 427 |
2022-05-01 | $323,348 (15.9%) | $487,061 (4.1%) | 0.74 | 462 |
2022-06-01 | $339,475 (21.7%) | $469,147 (-0.1%) | 0.76 | 544 |
2022-07-01 | $325,000 (13.6%) | $463,121 (-2.1%) | 0.73 | 613 |
2022-08-01 | $325,000 (13.4%) | $456,254 (-1.4%) | 0.75 | 686 |
2022-09-01 | $328,125 (12.4%) | $449,899 (-3.0%) | 0.77 | 714 |
2022-10-01 | $320,500 (13.5%) | $428,637 (-8.8%) | 0.75 | 820 |
2022-11-01 | $322,500 (9.4%) | $425,513 (-11.1%) | 0.78 | 865 |
2022-12-01 | $320,000 (8.1%) | $421,370 (-14.2%) | 0.79 | 862 |
2023-01-01 | $317,475 (5.8%) | $420,103 (-19.1%) | 0.79 | 862 |
2023-02-01 | $319,000 (4.6%) | $419,433 (-19.4%) | 0.77 | 879 |
2023-03-01 | $319,000 (-0.6%) | $418,534 (-20.0%) | 0.75 | 862 |
2023-04-01 | $324,700 (-0.1%) | $428,534 (-17.8%) | 0.76 | 824 |
2023-05-01 | $325,000 (0.5%) | $434,876 (-10.7%) | 0.74 | 818 |
2023-06-01 | $330,000 (-2.8%) | $453,083 (-3.4%) | 0.74 | 851 |
2023-07-01 | $330,000 (1.5%) | $451,746 (-2.5%) | 0.75 | 898 |
2023-08-01 | $325,000 (0.0%) | $445,788 (-2.3%) | 0.75 | 945 |
2023-09-01 | $319,000 (-2.8%) | $424,173 (-5.7%) | 0.74 | 999 |
2023-10-01 | $319,450 (-0.3%) | $417,748 (-2.5%) | 0.75 | 1,069 |
2023-11-01 | $311,250 (-3.5%) | $407,704 (-4.2%) | 0.74 | 1,155 |
2023-12-01 | $305,000 (-4.7%) | $398,248 (-5.5%) | 0.74 | 1,232 |
2024-01-01 | $307,850 (-3.0%) | $402,184 (-4.3%) | 0.75 | 1,215 |
2024-02-01 | $304,900 (-4.4%) | $397,100 (-5.3%) | 0.73 | 1,273 |
2024-03-01 | $308,000 (-3.5%) | $407,098 (-2.7%) | 0.72 | 1,310 |
2024-04-01 | $315,000 (-3.0%) | $411,069 (-4.1%) | 0.73 | 1,370 |
2024-05-01 | $317,975 (-2.2%) | $411,781 (-5.3%) | 0.72 | 1,392 |
2024-06-01 | $319,000 (-3.3%) | $403,566 (-10.9%) | 0.72 | 1,473 |
2024-07-01 | $312,500 (-5.3%) | $394,809 (-12.6%) | 0.71 | 1,506 |
2024-08-01 | $309,900 (-4.7%) | $396,231 (-11.1%) | 0.72 | 1,546 |
2024-09-01 | $306,000 (-4.1%) | $396,999 (-6.4%) | 0.72 | 1,583 |
2024-10-01 | $299,999 (-6.1%) | $392,804 (-6.0%) | 0.71 | 1,676 |
BROWNSVILLE - HARLINGEN's median listing price comes in at 71% of the national average.
BROWNSVILLE - HARLINGEN's average listing price for 2024-10-01 was $392,804, a difference of $-24,944 (-6.0%) versus the prior year and $-4,195 versus the prior month.
For the 2024-10-01 period, BROWNSVILLE - HARLINGEN had 1,676 MLS listings, a difference of 93 listings (6%) versus the prior month and 607 listings (57%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BROWNSVILLE - HARLINGEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 110 days | 1,649 sqft |
2018-02-01 | 109 days | 1,643 sqft |
2018-03-01 | 109 days | 1,650 sqft |
2018-04-01 | 95 days | 1,665 sqft |
2018-05-01 | 89 days | 1,676 sqft |
2018-06-01 | 89 days | 1,700 sqft |
2018-07-01 | 91 days | 1,709 sqft |
2018-08-01 | 94 days | 1,694 sqft |
2018-09-01 | 101 days | 1,694 sqft |
2018-10-01 | 107 days | 1,709 sqft |
2018-11-01 | 109 days | 1,708 sqft |
2018-12-01 | 115 days | 1,706 sqft |
2019-01-01 | 110 days | 1,688 sqft |
2019-02-01 | 102 days | 1,670 sqft |
2019-03-01 | 96 days | 1,659 sqft |
2019-04-01 | 92 days | 1,650 sqft |
2019-05-01 | 90 days | 1,665 sqft |
2019-06-01 | 83 days | 1,693 sqft |
2019-07-01 | 93 days | 1,687 sqft |
2019-08-01 | 96 days | 1,685 sqft |
2019-09-01 | 98 days | 1,694 sqft |
2019-10-01 | 97 days | 1,705 sqft |
2019-11-01 | 94 days | 1,695 sqft |
2019-12-01 | 96 days | 1,700 sqft |
2020-01-01 | 96 days | 1,686 sqft |
2020-02-01 | 95 days | 1,732 sqft |
2020-03-01 | 77 days | 1,752 sqft |
2020-04-01 | 87 days | 1,728 sqft |
2020-05-01 | 96 days | 1,738 sqft |
2020-06-01 | 100 days | 1,783 sqft |
2020-07-01 | 79 days | 1,781 sqft |
2020-08-01 | 81 days | 1,761 sqft |
2020-09-01 | 76 days | 1,792 sqft |
2020-10-01 | 81 days | 1,800 sqft |
2020-11-01 | 83 days | 1,825 sqft |
2020-12-01 | 81 days | 1,800 sqft |
2021-01-01 | 89 days | 1,849 sqft |
2021-02-01 | 77 days | 1,833 sqft |
2021-03-01 | 68 days | 1,888 sqft |
2021-04-01 | 48 days | 1,916 sqft |
2021-05-01 | 44 days | 1,946 sqft |
2021-06-01 | 42 days | 1,910 sqft |
2021-07-01 | 37 days | 1,887 sqft |
2021-08-01 | 46 days | 1,884 sqft |
2021-09-01 | 46 days | 1,918 sqft |
2021-10-01 | 51 days | 1,871 sqft |
2021-11-01 | 50 days | 1,858 sqft |
2021-12-01 | 55 days | 1,856 sqft |
2022-01-01 | 63 days | 1,943 sqft |
2022-02-01 | 46 days | 1,883 sqft |
2022-03-01 | 45 days | 1,881 sqft |
2022-04-01 | 40 days | 1,843 sqft |
2022-05-01 | 41 days | 1,800 sqft |
2022-06-01 | 38 days | 1,849 sqft |
2022-07-01 | 44 days | 1,808 sqft |
2022-08-01 | 47 days | 1,791 sqft |
2022-09-01 | 58 days | 1,799 sqft |
2022-10-01 | 58 days | 1,820 sqft |
2022-11-01 | 63 days | 1,823 sqft |
2022-12-01 | 72 days | 1,808 sqft |
2023-01-01 | 78 days | 1,803 sqft |
2023-02-01 | 71 days | 1,800 sqft |
2023-03-01 | 63 days | 1,815 sqft |
2023-04-01 | 66 days | 1,831 sqft |
2023-05-01 | 67 days | 1,787 sqft |
2023-06-01 | 57 days | 1,801 sqft |
2023-07-01 | 60 days | 1,800 sqft |
2023-08-01 | 66 days | 1,775 sqft |
2023-09-01 | 65 days | 1,747 sqft |
2023-10-01 | 66 days | 1,758 sqft |
2023-11-01 | 66 days | 1,750 sqft |
2023-12-01 | 67 days | 1,710 sqft |
2024-01-01 | 79 days | 1,713 sqft |
2024-02-01 | 79 days | 1,701 sqft |
2024-03-01 | 68 days | 1,700 sqft |
2024-04-01 | 67 days | 1,697 sqft |
2024-05-01 | 71 days | 1,693 sqft |
2024-06-01 | 73 days | 1,700 sqft |
2024-07-01 | 78 days | 1,691 sqft |
2024-08-01 | 77 days | 1,664 sqft |
2024-09-01 | 78 days | 1,643 sqft |
2024-10-01 | 83 days | 1,627 sqft |
BROWNSVILLE - HARLINGEN's median square footage for active listings during the 2024-10-01 period was 1,627 sqft. One year prior, the average listing was 1,758 sqft.
BROWNSVILLE-HARLINGEN, TX Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
78520 | Brownsville-Harlingen, TX MSA | $630 | $700 | $890 | $1,150 | $1,300 |
78521 | Brownsville-Harlingen, TX MSA | $610 | $680 | $860 | $1,110 | $1,260 |
78522 | Brownsville-Harlingen, TX MSA | $630 | $700 | $890 | $1,150 | $1,300 |
78523 | Brownsville-Harlingen, TX MSA | $630 | $700 | $890 | $1,150 | $1,300 |
78526 | Brownsville-Harlingen, TX MSA | $760 | $840 | $1,070 | $1,390 | $1,560 |
78535 | Brownsville-Harlingen, TX MSA | $600 | $670 | $850 | $1,100 | $1,240 |
78550 | Brownsville-Harlingen, TX MSA | $640 | $720 | $910 | $1,180 | $1,330 |
78551 | Brownsville-Harlingen, TX MSA | $630 | $700 | $890 | $1,150 | $1,300 |
78552 | Brownsville-Harlingen, TX MSA | $700 | $780 | $990 | $1,280 | $1,450 |
78553 | Brownsville-Harlingen, TX MSA | $630 | $700 | $890 | $1,150 | $1,300 |
78559 | Brownsville-Harlingen, TX MSA | $590 | $650 | $830 | $1,070 | $1,210 |
78566 | Brownsville-Harlingen, TX MSA | $660 | $730 | $930 | $1,200 | $1,360 |
78567 | Brownsville-Harlingen, TX MSA | $590 | $660 | $840 | $1,090 | $1,230 |
78569 | Brownsville-Harlingen, TX MSA | $580 | $650 | $830 | $1,070 | $1,210 |
78570 | Brownsville-Harlingen, TX MSA | $650 | $650 | $830 | $1,070 | $1,180 |
78575 | Brownsville-Harlingen, TX MSA | $810 | $900 | $1,150 | $1,490 | $1,680 |
78578 | Brownsville-Harlingen, TX MSA | $620 | $680 | $870 | $1,130 | $1,270 |
78583 | Brownsville-Harlingen, TX MSA | $610 | $680 | $860 | $1,110 | $1,260 |
78586 | Brownsville-Harlingen, TX MSA | $590 | $660 | $840 | $1,090 | $1,230 |
78592 | Brownsville-Harlingen, TX MSA | $580 | $650 | $830 | $1,070 | $1,210 |
78593 | Brownsville-Harlingen, TX MSA | $580 | $650 | $830 | $1,070 | $1,210 |
78597 | Brownsville-Harlingen, TX MSA | $920 | $1,020 | $1,300 | $1,680 | $1,900 |
2022 Average & Median Rent Data Statistics
BROWNSVILLE-HARLINGEN, TX average 1BR rent: $717, median: $690
BROWNSVILLE-HARLINGEN, TX average 2BR rent: $912, median: $880
BROWNSVILLE-HARLINGEN, TX average 3BR rent: $1,180, median: $1,140
BROWNSVILLE-HARLINGEN, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 2,633 | $644,715,000 | $244,859 |
Cash Out Refi | 328 | $80,550,000 | $245,579 |
Refi | 301 | $127,105,000 | $422,276 |
Other | 218 | $23,230,000 | $106,560 |
Home Improvement | 84 | $8,540,000 | $101,667 |
NA | 3 | $555,000 | $185,000 |
Brownsville - Harlingen's most frequently cited loan purpose was Home Purchase, with 2,633 originations. The 2nd most popular reason was Cash Out Refi, with 328 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 1,464 | $373,800,000 | $255,328 |
7-8% | 828 | $182,390,000 | $220,278 |
5-6% | 569 | $138,865,000 | $244,051 |
Over 8% | 343 | $58,275,000 | $169,898 |
<2.5% | 122 | $790,000 | $6,475 |
4-5% | 38 | $43,250,000 | $1,138,158 |
3-4% | 6 | $620,000 | $103,333 |
2.5-3% | 2 | $170,000 | $85,000 |
During 2023, Brownsville - Harlingen's most frequently originated rate bucket was 6-7%, with 1,464 originations.
Loan Sizing (BROWNSVILLE-HARLINGEN, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 1,557 | $428,875,000 | $275,450 |
$100k-200k | 1,113 | $170,345,000 | $153,050 |
$100,000 or less | 618 | $33,730,000 | $54,579 |
$400k-600k | 206 | $96,100,000 | $466,505 |
$600k-1000k | 40 | $28,010,000 | $700,250 |
$Over $1MM | 33 | $127,635,000 | $3,867,727 |
BROWNSVILLE - HARLINGEN's loan sizing saw the bucket of loans from $200k-400k with 1,557 originations, totaling $428,875,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,902 | $475,660,000 | $250,084 |
60-80% | 714 | $238,100,000 | $333,473 |
40-60% | 289 | $50,035,000 | $173,131 |
Under 20% | 216 | $6,430,000 | $29,769 |
20-40% | 202 | $19,500,000 | $96,535 |
Over 100% | 48 | $14,120,000 | $294,167 |
BROWNSVILLE - HARLINGEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,902 originations, totaling $475,660,000 in origination value.