Uif Corporation Mortgage Rates, Fees & Info
ANN ARBOR, MILEI: 549300BXWU32AYWT1A56
Tax ID: 20-4136310
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Mortgage Data
Review & Overview
Uif Corporation is a smaller mortgage company specializing in Home Purchase loans. Uif Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Washington, Detroit, Chicago, and Atlanta among others. We have data for 107 markets. (Some data included below & more in-depth data is available with an active subscription.)Uif Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Uif Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.63% | 11/17/24 |
| 30 Year Conventional Refi | 6.57% | 11/17/24 |
| 30 Year Cash-out Refi | 7.08% | 11/17/24 |
| 15 Year Conventional Purchase | 6.14% | 11/17/24 |
| 15 Year Conventional Refi | 6.21% | 11/17/24 |
| 15 Year Cash-out Refi | 6.21% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Uif Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,584Origination Dollar Volume (All Markets)
$411,780,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 213 | $60,785,000 | $285,376 | $6,461 | 4.13% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 118 | $43,310,000 | $367,034 | $6,202 | 4.22% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 186 | $28,130,000 | $151,237 | $3,616 | 4.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 116 | $27,660,000 | $238,448 | $5,519 | 4.24% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 106 | $23,110,000 | $218,019 | $5,390 | 4.30% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 62 | $21,210,000 | $342,097 | $6,443 | 4.21% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 42 | $20,870,000 | $496,905 | $5,928 | 4.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 83 | $19,295,000 | $232,470 | $6,511 | 4.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 66 | $16,340,000 | $247,576 | $6,776 | 4.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 26 | $14,590,000 | $561,154 | $5,908 | 4.36% |
| COLUMBUS, OH (FHA|USDA|VA) | 62 | $12,380,000 | $199,677 | $5,173 | 4.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 48 | $9,370,000 | $195,208 | $5,052 | 4.41% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 15 | $7,875,000 | $525,000 | $4,462 | 4.10% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 28 | $6,290,000 | $224,643 | $5,997 | 4.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 21 | $5,675,000 | $270,238 | $5,369 | 4.20% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $5,625,000 | $267,857 | $7,173 | 4.34% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 22 | $5,230,000 | $237,727 | $5,390 | 4.31% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $5,200,000 | $288,889 | $6,906 | 4.28% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 22 | $4,230,000 | $192,273 | $4,432 | 4.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 15 | $3,705,000 | $247,000 | $5,043 | 4.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 20 | $3,550,000 | $177,500 | $4,150 | 4.37% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $3,515,000 | $270,385 | $6,107 | 4.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $3,195,000 | $355,000 | $7,685 | 4.14% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $4,107 | 4.46% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $2,695,000 | $245,000 | $6,143 | 4.05% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $4,748 | 4.36% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $4,595 | 4.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $5,626 | 4.33% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $4,692 | 4.17% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $3,748 | 3.99% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $4,395 | 4.35% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $4,258 | 4.28% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $5,811 | 3.94% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $4,947 | 4.28% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $6,340 | 4.21% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $4,553 | 4.28% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $6,302 | 4.59% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,935 | 4.65% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $6,907 | 4.47% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,371 | 4.28% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $8,059 | 4.48% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,146 | 4.40% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $4,842 | 4.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,333 | 4.33% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,914 | 3.78% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,285 | 4.28% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,726 | 4.20% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $5,671 | 4.13% |
| Outside of Metro Areas | 4 | $890,000 | $222,500 | $4,721 | 3.84% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,758 | 5.06% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,185 | 4.19% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,663 | 3.91% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,888 | 4.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,499 | 4.09% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,903 | 4.33% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,295 | 4.56% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,514 | 4.19% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,320 | 3.81% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,954 | 4.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,842 | 3.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,751 | 3.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,345 | 4.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,057 | 4.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,547 | 4.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,129 | 4.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,512 | 4.81% |
| Wilson, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,385 | 4.75% |
| READING, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,683 | 3.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,378 | 4.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,276 | 3.88% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,809 | 4.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,769 | 3.63% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,233 | 4.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,036 | 5.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,982 | 3.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,937 | 4.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,344 | 4.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,307 | 5.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,621 | 5.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,246 | 4.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,772 | 4.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,977 | 4.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,007 | 4.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,918 | 3.38% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,886 | 4.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,847 | 4.38% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,137 | 3.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,736 | 4.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,225 | 4.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,377 | 4.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,807 | 4.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,150 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,819 | 4.38% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,858 | 4.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,990 | 3.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,287 | 4.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,553 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,911 | 3.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,807 | 4.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,094 | 4.00% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,351 | 3.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,882 | 4.25% |
| Willmar, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,132 | 4.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,627 | 4.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against UIF CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,584 | $411,780,000 | $259,962 | $5,521 | 4.25% |
For 2019, Uif Corporation's most frequently originated type of loan was Conventional, with 1,584 originations.
Loan Reason
For 2019, Uif Corporation's most frequently cited loan purpose was Home Purchase, with 1,294 originations. The 2nd most popular reason was Refi, with 213 originations.
Loan Duration/Length
For 2019, Uif Corporation's most frequently cited loan duration was 30 Year, with 1,097 originations. The 2nd most popular length was 15 Year, with 364 originations.
Origination Fees/Closing Costs
Uif Corporation's average total fees were $6,102, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 677 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 764 | $202,230,000 | $264,699 |
| 4-5% | 679 | $177,775,000 | $261,819 |
| 5-6% | 131 | $30,055,000 | $229,427 |
| 2.5-3% | 9 | $1,585,000 | $176,111 |
| 6-7% | 1 | $135,000 | $135,000 |
During 2019, Uif Corporation's average interest rate for loans was 4.46%, while their most frequently originated rate bucket for loans was 3-4%, with 764 originations.
Loan Sizing
2019 saw Uif Corporation place emphasis on $200k-400k loans with 720 originations, totaling $204,090,000 in origination value.
Applicant Income
Uif Corporation lent most frequently to those with incomes in the $100k-150k range, with 383 originations. The second most popular income band? $50k or less, with 332 originations.
Applicant Debt to Income Ratio
Uif Corporation lent most frequently to those with DTI ratios of 20-30%, with 323 originations. The next most common DTI ratio? 30-36%, with 278 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.74%
Uif Corporation has a below average approval rate.
Pick Rate
Approvals leading to origination83.71%
Uif Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,584 | $411,780,000 | $259,962 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 1,584 | $411,780,000 | $259,962 |