Uif Corporation Mortgage Rates, Fees & Info

ANN ARBOR, MI

LEI: 549300BXWU32AYWT1A56

Tax ID: 20-4136310

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Uif Corporation is a smaller mortgage company specializing in Refi and Home Purchase loans. Uif Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Washington, Chicago, New York, and Detroit among others. We have data for 137 markets. (Some data included below & more in-depth data is available with an active subscription.)

Uif Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Uif Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.63% 9/1/24
30 Year Conventional Refi 6.57% 9/1/24
30 Year Cash-out Refi 7.08% 9/1/24
15 Year Conventional Purchase 6.14% 9/1/24
15 Year Conventional Refi 6.21% 9/1/24
15 Year Cash-out Refi 6.21% 9/1/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Uif Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Uif Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,383

Origination Dollar Volume (All Markets)

$940,855,000

Awards

UIF CORPORATION 30 Year Conventional Loans gold
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 376 $107,020,000 $284,628 $4,691 3.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 287 $103,905,000 $362,038 $4,081 3.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 320 $80,400,000 $251,250 $3,760 3.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 194 $66,180,000 $341,134 $4,534 3.06%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 350 $63,290,000 $180,829 $3,141 3.20%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 225 $55,055,000 $244,689 $4,514 3.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 99 $44,065,000 $445,101 $3,877 3.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 182 $42,490,000 $233,462 $4,549 3.11%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 138 $37,510,000 $271,812 $6,774 3.03%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 67 $32,755,000 $488,881 $3,665 3.22%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 46 $22,470,000 $488,478 $4,303 3.10%
COLUMBUS, OH (FHA|USDA|VA) 91 $20,525,000 $225,549 $3,901 3.11%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 54 $15,180,000 $281,111 $3,635 3.18%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 71 $14,925,000 $210,211 $4,738 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 56 $14,180,000 $253,214 $3,670 3.15%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 52 $12,510,000 $240,577 $4,069 2.99%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 35 $11,855,000 $338,714 $3,077 3.08%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 40 $11,820,000 $295,500 $5,276 3.19%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 41 $10,675,000 $260,366 $4,907 3.16%
STOCKTON, CA (FHA|USDA|VA) 21 $8,345,000 $397,381 $3,625 3.13%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 20 $8,160,000 $408,000 $2,398 3.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 24 $7,970,000 $332,083 $4,491 3.14%
Outside of Metro Areas 28 $7,960,000 $284,286 $5,978 3.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 27 $7,615,000 $282,037 $3,077 3.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 29 $6,985,000 $240,862 $3,636 3.14%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 18 $6,760,000 $375,556 $5,964 3.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 19 $6,675,000 $351,316 $4,855 3.26%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 19 $6,095,000 $320,789 $3,012 2.87%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 22 $5,600,000 $254,545 $3,820 3.22%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $4,995,000 $454,091 $5,936 3.28%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 20 $4,600,000 $230,000 $4,505 3.21%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 15 $4,185,000 $279,000 $4,493 3.03%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 18 $4,080,000 $226,667 $3,443 3.05%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 16 $3,870,000 $241,875 $4,275 3.19%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 10 $3,310,000 $331,000 $2,697 2.84%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $3,085,000 $237,308 $3,859 3.17%
ST. CLOUD, MN (FHA|USDA|VA) 11 $2,685,000 $244,091 $6,965 3.09%
RICHMOND, VA (FHA|USDA|VA) 9 $2,575,000 $286,111 $2,721 3.04%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $2,545,000 $282,778 $4,223 3.15%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 17 $2,375,000 $139,706 $3,518 3.36%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 11 $2,135,000 $194,091 $3,801 2.95%
KANSAS CITY, MO-KS (FHA|USDA|VA) 10 $2,120,000 $212,000 $4,813 3.29%
VALLEJO, CA (FHA|USDA|VA) 5 $2,055,000 $411,000 $4,057 2.90%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,865,000 $266,429 $5,144 3.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,815,000 $259,286 $3,711 2.82%
PITTSBURGH, PA (FHA|USDA|VA) 8 $1,750,000 $218,750 $5,093 3.06%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,660,000 $415,000 $6,031 3.34%
WORCESTER, MA-CT (FHA|USDA|VA) 5 $1,645,000 $329,000 $4,055 2.93%
JACKSONVILLE, FL (FHA|USDA|VA) 8 $1,630,000 $203,750 $6,147 2.94%
LOUISVILLE, KY (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,401 3.05%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $1,565,000 $313,000 $6,557 2.90%
PEORIA, IL (FHA|USDA|VA) 8 $1,540,000 $192,500 $2,765 2.92%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,390,000 $347,500 $9,215 3.03%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $1,310,000 $131,000 $3,903 3.20%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,192 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,185 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,200,000 $300,000 $3,338 3.06%
TOLEDO, OH (FHA|USDA|VA) 9 $1,165,000 $129,444 $3,529 2.93%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,045 2.88%
ROCKFORD, IL (FHA|USDA|VA) 9 $1,115,000 $123,889 $4,731 3.28%
ROCHESTER, MN (FHA|USDA|VA) 4 $1,100,000 $275,000 $4,608 2.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,481 3.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,129 3.19%
FRESNO, CA (FHA|USDA|VA) 4 $980,000 $245,000 $2,700 3.38%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $980,000 $490,000 $3,236 2.56%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $910,000 $455,000 $4,208 3.00%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $875,000 $291,667 $2,216 2.79%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $835,000 $278,333 $4,296 4.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $800,000 $200,000 $5,605 3.59%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $790,000 $197,500 $3,883 2.72%
ANN ARBOR, MI (FHA|USDA|VA) 4 $790,000 $197,500 $3,220 2.66%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $730,000 $182,500 $2,495 2.94%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $655,000 $218,333 $3,052 3.04%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $650,000 $162,500 $2,743 2.81%
FORT WAYNE, IN (FHA|USDA|VA) 3 $625,000 $208,333 $2,435 2.71%
JOPLIN, MO (FHA|USDA|VA) 2 $570,000 $285,000 $1,772 3.19%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $550,000 $275,000 $5,804 3.13%
BURLINGTON, NC (FHA|USDA|VA) 2 $540,000 $270,000 $3,338 3.63%
HARRISONBURG, VA (FHA|USDA|VA) 2 $520,000 $260,000 $3,170 3.25%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $515,000 $171,667 $4,383 3.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $505,000 $168,333 $3,904 3.17%
BLOOMINGTON, IL (FHA|USDA|VA) 4 $500,000 $125,000 $3,702 3.16%
BELLINGHAM, WA (FHA|USDA|VA) 1 $495,000 $495,000 $6,090 2.63%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $490,000 $245,000 $2,348 2.50%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $485,000 $485,000 $3,335 3.00%
WILMINGTON, NC (FHA|USDA|VA) 2 $480,000 $240,000 $3,494 2.75%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $475,000 $95,000 $4,759 3.18%
COLUMBIA, MO (FHA|USDA|VA) 3 $445,000 $148,333 $2,487 3.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $440,000 $220,000 $4,216 2.88%
FLINT, MI (FHA|USDA|VA) 2 $430,000 $215,000 $1,987 3.06%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $425,000 $425,000 $2,451 3.00%
Coldwater, MI (FHA|USDA|VA) 3 $425,000 $141,667 $3,683 2.42%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $415,000 $415,000 $4,835 2.75%
Warren, PA (FHA|USDA|VA) 1 $415,000 $415,000 $5,828 2.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $400,000 $200,000 $6,490 3.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $395,000 $395,000 $5,940 2.63%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $390,000 $195,000 $4,212 2.63%
AKRON, OH (FHA|USDA|VA) 2 $380,000 $190,000 $4,246 3.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $375,000 $375,000 $8,082 3.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $375,000 $375,000 $4,179 2.88%
MANKATO, MN (FHA|USDA|VA) 2 $370,000 $185,000 $8,882 3.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $370,000 $185,000 $3,751 2.81%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $365,000 $365,000 $4,183 2.50%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $345,000 $345,000 $6,887 2.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $340,000 $170,000 $2,614 2.88%
PANAMA CITY, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,421 2.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $320,000 $160,000 $1,549 4.19%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $315,000 $315,000 $3,843 3.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,722 3.38%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $275,000 $275,000 $2,255 2.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,693 2.88%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $265,000 $265,000 $2,625 2.25%
LAREDO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,831 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $250,000 $125,000 $5,077 3.06%
TULSA, OK (FHA|USDA|VA) 1 $245,000 $245,000 $4,196 2.88%
SAVANNAH, GA (FHA|USDA|VA) 1 $245,000 $245,000 $3,641 2.25%
Kendallville, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,076 2.75%
OCALA, FL (FHA|USDA|VA) 1 $235,000 $235,000 $5,156 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,044 2.38%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.63%
Garden City, KS (FHA|USDA|VA) 1 $195,000 $195,000 $2,003 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,150 2.63%
Kirksville, MO (FHA|USDA|VA) 1 $185,000 $185,000 $3,377 2.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,359 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,992 2.50%
FARGO, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,205 2.88%
CHICO, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.00%
Torrington, CT (FHA|USDA|VA) 1 $155,000 $155,000 $3,128 3.50%
Willmar, MN (FHA|USDA|VA) 1 $135,000 $135,000 $1,920 2.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $125,000 $125,000 $1,409 2.63%
Sterling, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,261 2.63%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,530 3.00%
SAGINAW, MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,749 2.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $85,000 $85,000 $3,299 3.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,128 3.38%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $65,000 $65,000 $1,425 2.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.88%
Uif Corporation's top markets include Dallas, Washington, Chicago, New York, and Detroit among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against UIF CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ONTARIO SHORES
    Similarity Rank: 111
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    RIVERSIDE
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,383 $940,855,000 $278,113 $4,226 3.10%

    For 2020, Uif Corporation's most frequently originated type of loan was Conventional, with 3,383 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,633 $457,455,000 $280,132 $2,937 2.98%
    Home Purchase 1,610 $444,790,000 $276,267 $5,664 3.20%
    Cash Out Refi 139 $38,555,000 $277,374 $3,382 3.37%
    Other 1 $55,000 $55,000 $2,258 4.00%

    For 2020, Uif Corporation's most frequently cited loan purpose was Refi, with 1,633 originations. The 2nd most popular reason was Home Purchase, with 1,610 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,946 $576,040,000 $296,012 $5,052 3.29%
    15 Year 1,158 $291,630,000 $251,839 $3,052 2.78%
    20 Year 190 $56,170,000 $295,632 $3,582 3.24%
    10 Year 89 $17,015,000 $191,180 $2,669 2.71%

    For 2020, Uif Corporation's most frequently cited loan duration was 30 Year, with 1,946 originations. The 2nd most popular length was 15 Year, with 1,158 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,793 $510,445,000 $284,688
    $1k-2k 979 $253,505,000 $258,943
    $2k-3k 230 $74,260,000 $322,870
    $3k-4k 81 $26,105,000 $322,284
    $5k+ 58 $23,740,000 $409,310
    $4k-5k 39 $14,065,000 $360,641

    Uif Corporation's average total fees were $5,052, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,793 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,561 $425,815,000 $272,783
    3-4% 1,393 $409,005,000 $293,615
    <2.5% 311 $78,005,000 $250,820
    4-5% 100 $23,860,000 $238,600
    5-6% 18 $4,170,000 $231,667

    During 2020, Uif Corporation's average interest rate for loans was 3.29%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,561 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,729 $495,185,000 $286,400 $4,367 3.06%
    $100k-200k 925 $142,755,000 $154,330 $3,349 3.09%
    $400k-600k 509 $238,795,000 $469,145 $5,214 3.13%
    $100,000 or less 144 $10,780,000 $74,861 $2,787 3.36%
    $600k-1MM 74 $50,630,000 $684,189 $6,139 3.48%
    $1MM+ 2 $2,710,000 $1,355,000 $11,680 3.63%

    2020 saw Uif Corporation place emphasis on $200k-400k loans with 1,729 originations, totaling $495,185,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,000 $306,080,000 $306,080 $4,153 3.05%
    $150k-250k 586 $211,810,000 $361,451 $3,866 3.10%
    $50k-75k 563 $126,285,000 $224,307 $4,712 3.14%
    $75k-100k 562 $145,260,000 $258,470 $4,387 3.12%
    $50k or less 457 $70,745,000 $154,803 $4,052 3.14%
    $250k+ 208 $78,440,000 $377,115 $4,243 3.07%

    Uif Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,000 originations. The second most popular income band? $150k-250k, with 586 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 906 $254,110,000 $280,475 $3,898 3.06%
    30-36% 652 $192,350,000 $295,015 $4,237 3.10%
    <20% 305 $77,255,000 $253,295 $3,227 2.98%
    44% 139 $37,295,000 $268,309 $5,142 3.24%
    40% 127 $35,445,000 $279,094 $4,309 3.16%
    42% 122 $34,410,000 $282,049 $4,618 3.21%
    36% 122 $35,490,000 $290,902 $4,737 3.20%
    41% 117 $30,825,000 $263,462 $4,860 3.15%
    37% 116 $33,210,000 $286,293 $4,410 3.03%
    43% 112 $32,880,000 $293,571 $5,114 3.22%
    39% 112 $30,800,000 $275,000 $4,750 3.18%
    45% 111 $30,135,000 $271,486 $4,771 3.09%
    38% 95 $27,225,000 $286,579 $4,845 3.21%
    49% 84 $21,460,000 $255,476 $4,413 3.00%
    47% 80 $20,940,000 $261,750 $4,346 3.04%
    46% 72 $19,120,000 $265,556 $4,452 3.17%
    48% 72 $18,320,000 $254,444 $3,773 3.08%
    50-60% 36 $8,290,000 $230,278 $3,894 3.06%
    >60% 3 $1,295,000 $431,667 $3,598 3.17%

    Uif Corporation lent most frequently to those with DTI ratios of 20-30%, with 906 originations. The next most common DTI ratio? 30-36%, with 652 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 2,109 $585,565,000 $277,651 $3,924 3.08%
    White 624 $180,920,000 $289,936 $4,452 3.12%
    Not provided 321 $84,855,000 $264,346 $4,296 3.13%
    Black 310 $83,460,000 $269,226 $5,715 3.13%
    American Indian 5 $2,205,000 $441,000 $3,587 3.45%
    Asian Indian 7 $1,995,000 $285,000 $3,470 3.14%
    Other Asian 7 $1,855,000 $265,000 $3,512 3.27%

    Approval Rates

    Total approvals of all applications
    88.16%

    Uif Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.51%

    Uif Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,383 $940,855,000 $278,113

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 3,383 $940,855,000 $278,113

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 150 $29,090,000 $193,933 $2,462 2.84%
    40-60% 529 $139,695,000 $264,074 $2,750 2.94%
    60-80% 1,425 $410,265,000 $287,905 $3,329 3.11%
    80-100% 1,269 $360,435,000 $284,031 $5,961 3.18%
    Under 20% 10 $1,370,000 $137,000 $2,293 3.13%