Uif Corporation Mortgage Rates, Fees & Info
ANN ARBOR, MILEI: 549300BXWU32AYWT1A56
Tax ID: 20-4136310
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Mortgage Data
Review & Overview
Uif Corporation is a smaller mortgage company specializing in Home Purchase and Refi loans. Uif Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Washington, Detroit, Chicago, and New York among others. We have data for 160 markets. (Some data included below & more in-depth data is available with an active subscription.)Uif Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Uif Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.63% | 11/21/24 |
| 30 Year Conventional Refi | 6.57% | 11/21/24 |
| 30 Year Cash-out Refi | 7.08% | 11/21/24 |
| 15 Year Conventional Purchase | 6.14% | 11/21/24 |
| 15 Year Conventional Refi | 6.21% | 11/21/24 |
| 15 Year Cash-out Refi | 6.21% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Uif Corporation Mortgage Calculator
Your Estimates
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This is not an official calculator from Uif Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,083Origination Dollar Volume (All Markets)
$915,005,000Awards
UIF CORPORATION - 2021
UIF CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 331 | $108,725,000 | $328,474 | $5,093 | 2.98% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 200 | $79,430,000 | $397,150 | $3,663 | 3.02% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 395 | $72,145,000 | $182,646 | $2,937 | 3.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 265 | $71,475,000 | $269,717 | $4,605 | 2.99% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 160 | $66,460,000 | $415,375 | $5,863 | 3.06% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 164 | $51,470,000 | $313,841 | $6,895 | 2.96% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 182 | $49,010,000 | $269,286 | $4,585 | 3.01% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 171 | $48,155,000 | $281,608 | $3,853 | 3.01% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 70 | $34,340,000 | $490,571 | $4,343 | 2.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 99 | $24,175,000 | $244,192 | $4,050 | 3.03% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 40 | $23,750,000 | $593,750 | $4,451 | 3.13% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 28 | $15,800,000 | $564,286 | $5,382 | 2.95% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 68 | $15,090,000 | $221,912 | $4,547 | 3.04% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 42 | $14,020,000 | $333,810 | $5,675 | 2.98% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 40 | $10,650,000 | $266,250 | $3,509 | 3.23% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $9,910,000 | $275,278 | $4,057 | 2.93% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 32 | $9,390,000 | $293,438 | $4,416 | 3.07% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 40 | $9,320,000 | $233,000 | $2,786 | 2.98% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 30 | $8,460,000 | $282,000 | $4,955 | 2.93% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 13 | $8,205,000 | $631,154 | $4,520 | 2.89% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $7,710,000 | $385,500 | $3,694 | 3.11% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 27 | $7,365,000 | $272,778 | $5,324 | 3.06% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 17 | $6,875,000 | $404,412 | $4,976 | 2.92% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 16 | $6,620,000 | $413,750 | $5,323 | 3.37% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 22 | $6,220,000 | $282,727 | $3,902 | 3.02% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 21 | $6,085,000 | $289,762 | $4,511 | 3.02% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $5,840,000 | $365,000 | $5,600 | 2.77% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 16 | $4,880,000 | $305,000 | $4,556 | 3.08% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 16 | $4,790,000 | $299,375 | $4,680 | 3.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 11 | $4,555,000 | $414,091 | $4,037 | 3.05% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $4,485,000 | $345,000 | $4,358 | 3.18% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $5,341 | 2.84% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 19 | $4,335,000 | $228,158 | $2,956 | 2.95% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 16 | $4,290,000 | $268,125 | $3,857 | 3.20% |
| ST. CLOUD, MN (FHA|USDA|VA) | 15 | $4,185,000 | $279,000 | $6,004 | 3.12% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $3,795,000 | $345,000 | $4,486 | 2.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $3,705,000 | $285,000 | $5,839 | 3.03% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $3,680,000 | $262,857 | $4,264 | 2.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $3,445,000 | $382,778 | $3,637 | 3.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 18 | $2,970,000 | $165,000 | $5,208 | 3.07% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $3,889 | 3.36% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $2,876 | 3.18% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $2,956 | 3.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $2,745,000 | $249,545 | $3,951 | 3.06% |
| ANN ARBOR, MI (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $4,550 | 2.83% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $4,013 | 3.09% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $3,965 | 3.11% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $3,468 | 2.74% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $4,247 | 2.92% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $4,455 | 2.86% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $3,469 | 2.83% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $3,008 | 3.09% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $3,405 | 2.89% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $2,733 | 3.79% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $5,316 | 3.02% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,116 | 2.98% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $4,425 | 2.58% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $3,772 | 2.63% |
| AKRON, OH (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $5,647 | 2.42% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $5,575 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,322 | 2.94% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,011 | 3.15% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,997 | 2.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,184 | 3.06% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,682 | 3.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $3,956 | 2.50% |
| FLINT, MI (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,292 | 2.78% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $2,916 | 3.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,416 | 2.83% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $2,425 | 3.22% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,572 | 3.19% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,596 | 3.41% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,755 | 3.44% |
| PEORIA, IL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $2,734 | 2.73% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $6,661 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $3,789 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,642 | 3.06% |
| TULSA, OK (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,161 | 2.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,698 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,880 | 2.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,786 | 3.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $2,901 | 3.38% |
| Boone, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,699 | 2.94% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $3,047 | 2.93% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,366 | 3.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,311 | 2.94% |
| MADISON, WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,345 | 2.81% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,639 | 2.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,801 | 3.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,567 | 3.19% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,334 | 3.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,029 | 2.71% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,832 | 2.84% |
| READING, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,132 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,568 | 3.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,146 | 3.38% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,862 | 2.38% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,859 | 3.38% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,785 | 3.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,898 | 3.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,258 | 3.17% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,909 | 3.19% |
| OCALA, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,493 | 3.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,532 | 2.71% |
| Wilson, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,307 | 4.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,841 | 3.44% |
| London, KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,494 | 2.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,550 | 3.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,527 | 2.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,771 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,064 | 3.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,807 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,689 | 2.88% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,331 | 2.38% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 3.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,159 | 2.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $4,079 | 2.73% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,984 | 2.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,472 | 3.38% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,316 | 2.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,708 | 2.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,210 | 2.38% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,937 | 3.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,094 | 2.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,524 | 3.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,612 | 2.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,250 | 3.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,732 | 3.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,927 | 2.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,427 | 2.88% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,004 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,803 | 3.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,294 | 3.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,391 | 2.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,059 | 2.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,953 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,412 | 2.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,293 | 2.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,504 | 2.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,623 | 2.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,108 | 2.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,656 | 2.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,673 | 3.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,426 | 3.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,076 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,842 | 2.63% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,712 | 3.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,310 | 2.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,739 | 3.25% |
| Outside of Metro Areas | 1 | $125,000 | $125,000 | $3,939 | 2.63% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,583 | 2.38% |
| Torrington, CT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,210 | 2.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,566 | 3.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,416 | 3.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,807 | 3.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,943 | 2.88% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.75% |
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We use machine learning to identify the top lenders compared against UIF CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,083 | $915,005,000 | $296,790 | $4,418 | 3.02% |
For 2021, Uif Corporation's most frequently originated type of loan was Conventional, with 3,083 originations.
Loan Reason
For 2021, Uif Corporation's most frequently cited loan purpose was Home Purchase, with 2,009 originations. The 2nd most popular reason was Refi, with 952 originations.
Loan Duration/Length
For 2021, Uif Corporation's most frequently cited loan duration was 30 Year, with 2,088 originations. The 2nd most popular length was 15 Year, with 817 originations.
Origination Fees/Closing Costs
Uif Corporation's average total fees were $4,854, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,317 originations.
Interest Rates
During 2021, Uif Corporation's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 1,342 originations.
Loan Sizing
2021 saw Uif Corporation place emphasis on $200k-400k loans with 1,482 originations, totaling $425,250,000 in origination value.
Applicant Income
Uif Corporation lent most frequently to those with incomes in the $100k-150k range, with 857 originations. The second most popular income band? $50k-75k, with 571 originations.
Applicant Debt to Income Ratio
Uif Corporation lent most frequently to those with DTI ratios of 20-30%, with 701 originations. The next most common DTI ratio? 30-36%, with 595 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.49%
Uif Corporation has an average approval rate.
Pick Rate
Approvals leading to origination73.34%
Uif Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,083 | $915,005,000 | $296,790 |