Thrive Mortgage Rates, Fees & Info

CARROLLTON, TX

LEI: 549300TM179TSKK3HQ94

Tax ID: 20-0353048

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Thrive Mortgage is a small mortgage company specializing in Home Purchase loans. Thrive Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Houston, Austin, San Antonio, and Denver among others. We have data for 112 markets. (Some data included below & more in-depth data is available with an active subscription.)

Thrive Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Thrive Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.70% 3/28/24
30 Year Conventional Refi 6.57% 3/28/24
30 Year Cash-out Refi 6.79% 3/28/24
30 Year FHA Purchase 7.76% 3/28/24
30 Year FHA Refi 7.33% 3/28/24
30 Year VA Purchase 6.47% 3/28/24
30 Year VA Refi 6.15% 3/28/24
30 Year USDA Purchase 6.96% 3/28/24
15 Year Conventional Purchase 5.77% 3/28/24
15 Year Conventional Refi 6.23% 3/28/24
15 Year Cash-out Refi 6.23% 3/28/24
15 Year FHA Purchase 7.86% 3/28/24
15 Year VA Purchase 5.91% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Thrive Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Thrive Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,323

Origination Dollar Volume (All Markets)

$1,047,195,000
Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,160 $303,470,000 $261,612 $6,264 4.37%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 651 $150,415,000 $231,052 $5,947 4.45%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 470 $129,890,000 $276,362 $6,122 4.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 496 $114,230,000 $230,302 $5,945 4.44%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 222 $78,100,000 $351,802 $6,343 4.30%
CORPUS CHRISTI, TX (FHA|USDA|VA) 295 $65,235,000 $221,136 $5,960 4.33%
Outside of Metro Areas 109 $24,135,000 $221,422 $6,952 4.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 94 $17,490,000 $186,064 $5,844 4.93%
DAYTON-KETTERING, OH (FHA|USDA|VA) 112 $16,530,000 $147,589 $3,272 3.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 80 $13,180,000 $164,750 $4,099 4.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 58 $12,580,000 $216,897 $6,110 4.33%
LAREDO, TX (FHA|USDA|VA) 68 $12,310,000 $181,029 $4,921 4.46%
WICHITA, KS (FHA|USDA|VA) 70 $10,100,000 $144,286 $3,257 4.44%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 36 $8,150,000 $226,389 $8,432 4.18%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 33 $7,695,000 $233,182 $5,781 4.39%
COLORADO SPRINGS, CO (FHA|USDA|VA) 24 $6,640,000 $276,667 $5,086 4.65%
GREELEY, CO (FHA|USDA|VA) 13 $4,185,000 $321,923 $6,746 4.38%
SALT LAKE CITY, UT (FHA|USDA|VA) 16 $4,000,000 $250,000 $4,723 4.56%
KNOXVILLE, TN (FHA|USDA|VA) 21 $3,845,000 $183,095 $5,350 4.51%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 21 $3,355,000 $159,762 $3,939 4.07%
Uvalde, TX (FHA|USDA|VA) 23 $3,185,000 $138,478 $4,692 4.74%
Athens, TX (FHA|USDA|VA) 9 $3,045,000 $338,333 $8,536 4.69%
SHERMAN-DENISON, TX (FHA|USDA|VA) 13 $2,565,000 $197,308 $5,132 4.48%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $2,505,000 $227,727 $5,139 3.93%
COLUMBUS, OH (FHA|USDA|VA) 12 $2,480,000 $206,667 $3,827 4.25%
MIDLAND, TX (FHA|USDA|VA) 9 $2,005,000 $222,778 $6,760 4.79%
Granbury, TX (FHA|USDA|VA) 5 $2,005,000 $401,000 $7,420 4.15%
WACO, TX (FHA|USDA|VA) 9 $1,785,000 $198,333 $3,533 4.18%
Brenham, TX (FHA|USDA|VA) 7 $1,705,000 $243,571 $8,319 4.54%
Edwards, CO (FHA|USDA|VA) 3 $1,685,000 $561,667 $8,340 4.21%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $1,600,000 $800,000 $8,837 4.25%
Palestine, TX (FHA|USDA|VA) 11 $1,585,000 $144,091 $3,813 4.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $1,495,000 $1,495,000 $10,783 4.38%
Rockport, TX (FHA|USDA|VA) 4 $1,340,000 $335,000 $6,844 4.17%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,265,000 $421,667 $11,390 4.29%
Huntsville, TX (FHA|USDA|VA) 5 $1,235,000 $247,000 $7,534 4.56%
TYLER, TX (FHA|USDA|VA) 8 $1,230,000 $153,750 $3,536 4.44%
Corsicana, TX (FHA|USDA|VA) 4 $1,210,000 $302,500 $11,259 3.78%
Alice, TX (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,116 4.73%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,771 3.98%
BOULDER, CO (FHA|USDA|VA) 3 $1,115,000 $371,667 $8,663 4.37%
Eagle Pass, TX (FHA|USDA|VA) 4 $950,000 $237,500 $7,757 4.66%
BATON ROUGE, LA (FHA|USDA|VA) 4 $910,000 $227,500 $8,297 4.31%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $875,000 $175,000 $2,216 3.78%
Breckenridge, CO (FHA|USDA|VA) 2 $820,000 $410,000 $3,632 4.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $810,000 $405,000 $6,264 4.13%
Pearsall, TX (FHA|USDA|VA) 4 $810,000 $202,500 $7,513 4.44%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $730,000 $365,000 $5,015 3.94%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $705,000 $235,000 $6,672 4.21%
Kerrville, TX (FHA|USDA|VA) 3 $695,000 $231,667 $3,054 4.33%
MANHATTAN, KS (FHA|USDA|VA) 3 $675,000 $225,000 $3,788 3.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $670,000 $167,500 $4,886 4.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $650,000 $325,000 $2,636 4.69%
Beeville, TX (FHA|USDA|VA) 3 $645,000 $215,000 $7,929 4.45%
Kingsville, TX (FHA|USDA|VA) 3 $625,000 $208,333 $7,389 4.79%
LONGVIEW, TX (FHA|USDA|VA) 3 $545,000 $181,667 $9,160 4.21%
Bay City, TX (FHA|USDA|VA) 2 $510,000 $255,000 $5,579 4.81%
Del Rio, TX (FHA|USDA|VA) 3 $505,000 $168,333 $4,341 5.25%
FORT COLLINS, CO (FHA|USDA|VA) 2 $490,000 $245,000 $5,102 3.88%
Glenwood Springs, CO (FHA|USDA|VA) 1 $485,000 $485,000 $8,910 3.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $415,000 $138,333 $2,671 5.50%
EL PASO, TX (FHA|USDA|VA) 2 $410,000 $205,000 $3,967 3.75%
HAMMOND, LA (FHA|USDA|VA) 2 $390,000 $195,000 $9,764 4.50%
LUBBOCK, TX (FHA|USDA|VA) 3 $365,000 $121,667 $2,976 4.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $3,603 4.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $350,000 $175,000 $3,753 4.31%
El Campo, TX (FHA|USDA|VA) 2 $350,000 $175,000 $4,273 5.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $345,000 $345,000 $6,986 4.38%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $340,000 $170,000 $4,003 3.75%
Jacksonville, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,052 5.19%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $305,000 $305,000 $10,955 3.50%
Durango, CO (FHA|USDA|VA) 1 $305,000 $305,000 $7,007 4.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $295,000 $295,000 $5,636 3.88%
Andrews, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,116 4.25%
Greenville, OH (FHA|USDA|VA) 3 $285,000 $95,000 $2,177 4.21%
Wapakoneta, OH (FHA|USDA|VA) 2 $260,000 $130,000 $1,886 3.94%
VALLEJO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.45%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $255,000 $255,000 $1,565 3.88%
Ruidoso, NM (FHA|USDA|VA) 1 $245,000 $245,000 $726 4.75%
Big Spring, TX (FHA|USDA|VA) 1 $245,000 $245,000 $13,856 5.13%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,695 4.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $235,000 $235,000 $5,523 4.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $5,257 4.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $225,000 $225,000 $7,059 5.63%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $9,125 5.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,567 3.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $215,000 $215,000 $6,117 4.63%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,826 4.88%
Rockingham, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,155 4.63%
Mount Pleasant, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,233 4.63%
Gainesville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,750 5.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $175,000 $175,000 $968 4.25%
Sevierville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $5,330 4.00%
ABILENE, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.75%
Stephenville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,754 4.00%
Zapata, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,386 4.63%
SAN ANGELO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.75%
Las Vegas, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,939 4.13%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,932 4.13%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,814 3.88%
TULSA, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,759 4.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.06%
Washington Court House, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,477 5.00%
Wilmington, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,010 5.25%
Sidney, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,672 3.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,776 4.63%
Ashtabula, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,349 4.13%
Port Lavaca, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,586 3.63%
ROME, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,885 4.75%
Pittsburg, KS (FHA|USDA|VA) 1 $75,000 $75,000 $1,499 4.00%
VICTORIA, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,152 4.13%
Salina, KS (FHA|USDA|VA) 1 $45,000 $45,000 $3,253 5.50%
Thrive Mortgage's top markets include Dallas, Houston, Austin, San Antonio, and Denver among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against THRIVE MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PIERREMONT MORTGAGE, INC.
    Similarity Rank: 33
    Bossier Federal Credit Union
    Similarity Rank: 42
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 90
    MID AMERICAN
    Similarity Rank: 128
    SKYWARD
    Similarity Rank: 148
    First State Bank
    Similarity Rank: 187
    AAXY L.L.C.
    Similarity Rank: 192
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 212
    SOUTHERN LENDING SERVICES, LTD.
    Similarity Rank: 220

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,695 $676,425,000 $250,993 $5,150 4.39%
    FHA 1,231 $260,245,000 $211,409 $7,454 4.48%
    VA 344 $102,680,000 $298,488 $7,255 4.08%
    USDA 28 $4,830,000 $172,500 $3,953 4.00%
    FHA 25 $3,015,000 $120,600 $0 4.34%

    For 2019, Thrive Mortgage's most frequently originated type of loan was Conventional, with 2,695 originations. Their 2nd most popular type was FHA, with 1,231 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,394 $788,840,000 $232,422 $5,830 4.43%
    Refi 631 $186,505,000 $295,571 $6,392 4.17%
    Cash Out Refi 298 $71,850,000 $241,107 $5,645 4.37%

    For 2019, Thrive Mortgage's most frequently cited loan purpose was Home Purchase, with 3,394 originations. The 2nd most popular reason was Refi, with 631 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,914 $952,330,000 $243,314 $5,795 4.42%
    15 Year 215 $46,805,000 $217,698 $5,089 3.79%
    30+ year 90 $24,920,000 $276,889 $12,535 4.46%
    Other 50 $11,530,000 $230,600 $5,180 4.55%
    20 Year 49 $10,735,000 $219,082 $5,450 4.06%
    10 Year 5 $875,000 $175,000 $4,851 4.28%

    For 2019, Thrive Mortgage's most frequently cited loan duration was 30 Year, with 3,914 originations. The 2nd most popular length was 15 Year, with 215 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,556 $334,520,000 $214,987
    $1k-2k 1,348 $323,260,000 $239,807
    $2k-3k 534 $120,920,000 $226,442
    $5k+ 332 $125,850,000 $379,066
    $3k-4k 313 $78,395,000 $250,463
    $4k-5k 213 $60,785,000 $285,376

    Thrive Mortgage's average total fees were $5,795, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,556 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,162 $525,440,000 $243,034
    3-4% 1,509 $389,205,000 $257,922
    5-6% 595 $122,095,000 $205,202
    6-7% 27 $4,345,000 $160,926
    7-8% 16 $2,190,000 $136,875
    2.5-3% 12 $3,640,000 $303,333
    Over 8% 2 $280,000 $140,000

    During 2019, Thrive Mortgage's average interest rate for loans was 4.42%, while their most frequently originated rate bucket for loans was 4-5%, with 2,162 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,077 $573,165,000 $275,958 $6,538 4.30%
    $100k-200k 1,569 $244,905,000 $156,090 $4,615 4.51%
    $400k-600k 393 $179,095,000 $455,712 $8,186 4.24%
    $100,000 or less 243 $18,675,000 $76,852 $3,244 4.65%
    $600k-1MM 38 $27,690,000 $728,684 $11,290 4.27%
    $1MM+ 3 $3,665,000 $1,221,667 $10,147 4.21%

    2019 saw Thrive Mortgage place emphasis on $200k-400k loans with 2,077 originations, totaling $573,165,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,160 $229,380,000 $197,741 $5,339 4.41%
    $100k-150k 927 $253,335,000 $273,285 $6,494 4.34%
    $75k-100k 806 $194,840,000 $241,737 $6,045 4.39%
    $50k or less 682 $105,130,000 $154,150 $4,358 4.43%
    $150k-250k 577 $196,175,000 $339,991 $6,971 4.39%
    $250k+ 171 $68,335,000 $399,620 $6,790 4.32%

    Thrive Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,160 originations. The second most popular income band? $100k-150k, with 927 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 666 $159,530,000 $239,535 $5,573 4.38%
    20-30% 576 $142,220,000 $246,910 $5,317 4.31%
    50-60% 508 $118,060,000 $232,402 $7,667 4.43%
    44% 200 $49,640,000 $248,200 $5,870 4.43%
    49% 195 $47,165,000 $241,872 $6,192 4.43%
    42% 194 $44,860,000 $231,237 $5,441 4.41%
    40% 178 $44,240,000 $248,539 $5,908 4.36%
    <20% 173 $41,055,000 $237,312 $5,284 4.27%
    43% 172 $41,670,000 $242,267 $5,682 4.41%
    41% 171 $42,085,000 $246,111 $5,904 4.47%
    46% 167 $39,035,000 $233,743 $6,030 4.37%
    45% 166 $40,830,000 $245,964 $5,922 4.39%
    39% 165 $41,625,000 $252,273 $5,746 4.38%
    38% 161 $38,565,000 $239,534 $5,787 4.48%
    48% 158 $38,990,000 $246,772 $6,198 4.40%
    47% 138 $31,720,000 $229,855 $5,585 4.49%
    36% 138 $33,760,000 $244,638 $5,788 4.44%
    37% 137 $33,615,000 $245,365 $5,865 4.45%
    >60% 23 $6,895,000 $299,783 $7,843 4.35%

    Thrive Mortgage lent most frequently to those with DTI ratios of 30-36%, with 666 originations. The next most common DTI ratio? 20-30%, with 576 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,123 $759,725,000 $243,268 $6,011 4.40%
    Asian 675 $151,775,000 $224,852 $5,132 4.33%
    Not provided 279 $72,495,000 $259,839 $5,908 4.26%
    Black 221 $57,025,000 $258,032 $6,973 4.52%
    American Indian 21 $4,925,000 $234,524 $5,196 4.25%
    Other Pacific Islander 1 $475,000 $475,000 $8,168 4.50%
    Other Asian 1 $425,000 $425,000 $5,940 4.13%
    Native Hawaiian or Islander 1 $215,000 $215,000 $0 5.63%
    Vietnamese 1 $135,000 $135,000 $3,635 3.88%

    Approval Rates

    Total approvals of all applications
    97.35%

    Thrive Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    70.41%

    Thrive Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $705,000 $705,000
    NA 4,322 $1,046,490,000 $242,131

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 49 $8,405,000 $171,531
    Single Family (1-4 Units):Site-Built 4,274 $1,038,790,000 $243,049

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 57 $8,285,000 $145,351 $4,193 3.98%
    40-60% 219 $45,055,000 $205,731 $5,033 4.21%
    60-80% 1,119 $279,745,000 $249,996 $5,354 4.42%
    80-100% 2,834 $688,410,000 $242,911 $6,068 4.40%
    Over 100% 85 $25,315,000 $297,824 $11,240 4.23%
    Under 20% 9 $385,000 $42,778 $3,077 5.24%