Credence Funding Corporation Mortgage Rates, Fees & Info

Aberdeen, MD

LEI: 254900HIDMT4ZG09RP47

Tax ID: 45-4414811

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Credence Funding Corporation is a smaller mortgage company specializing in Refi loans. Credence Funding Corporation has an average proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Baltimore, Washington, Atlanta, San Antonio, and Dallas among others. We have data for 101 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Credence Funding Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Credence Funding Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.46% 4/18/24
    30 Year Conventional Refi 6.27% 4/18/24
    30 Year Cash-out Refi 5.62% 4/18/24
    30 Year FHA Purchase 7.02% 4/18/24
    30 Year FHA Refi 6.65% 4/18/24
    30 Year VA Purchase 6.02% 4/18/24
    30 Year VA Refi 5.62% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Credence Funding Corporation Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Credence Funding Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    439

    Origination Dollar Volume (All Markets)

    $140,295,000
    Show all (19) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 39 $13,405,000 $343,718 $4,476 2.54%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 30 $12,990,000 $433,000 $4,370 2.52%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 21 $7,195,000 $342,619 $3,639 2.39%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 22 $6,780,000 $308,182 $3,835 2.41%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 21 $6,585,000 $313,571 $3,002 2.40%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 22 $5,420,000 $246,364 $3,929 2.66%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 14 $5,410,000 $386,429 $3,676 2.29%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 15 $4,355,000 $290,333 $3,122 2.52%
    RALEIGH-CARY, NC (FHA|USDA|VA) 13 $3,875,000 $298,077 $3,617 2.37%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 11 $3,245,000 $295,000 $2,483 2.28%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,145,000 $285,909 $3,350 2.31%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 7 $2,935,000 $419,286 $3,159 2.32%
    JACKSONVILLE, FL (FHA|USDA|VA) 9 $2,865,000 $318,333 $2,648 2.29%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $2,825,000 $403,571 $3,460 2.34%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 11 $2,785,000 $253,182 $2,893 2.64%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $2,725,000 $389,286 $3,365 2.36%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $2,575,000 $286,111 $3,251 2.39%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $2,430,000 $303,750 $2,446 2.34%
    Outside of Metro Areas 8 $2,240,000 $280,000 $2,925 2.55%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $2,165,000 $433,000 $5,594 2.25%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $2,155,000 $239,444 $2,201 2.29%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,925,000 $385,000 $3,919 2.30%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $1,775,000 $253,571 $3,416 2.27%
    FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,091 2.29%
    HINESVILLE, GA (FHA|USDA|VA) 6 $1,330,000 $221,667 $2,054 2.25%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $1,270,000 $317,500 $4,875 2.44%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $1,195,000 $398,333 $2,346 2.17%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,135,000 $378,333 $1,989 2.25%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,120,000 $560,000 $4,093 2.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,606 2.38%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,090,000 $545,000 $2,354 2.25%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $1,000,000 $500,000 $5,652 2.00%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $900,000 $450,000 $3,933 2.25%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $875,000 $291,667 $4,906 2.63%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $865,000 $865,000 $1,186 2.50%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $860,000 $430,000 $4,527 2.44%
    STOCKTON, CA (FHA|USDA|VA) 2 $840,000 $420,000 $14,430 2.25%
    BAKERSFIELD, CA (FHA|USDA|VA) 3 $815,000 $271,667 $1,501 2.38%
    PITTSBURGH, PA (FHA|USDA|VA) 3 $815,000 $271,667 $5,449 2.50%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $805,000 $268,333 $3,027 2.42%
    EL PASO, TX (FHA|USDA|VA) 2 $770,000 $385,000 $2,303 2.25%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $740,000 $370,000 $3,840 3.06%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $735,000 $735,000 $3,831 2.88%
    JACKSONVILLE, NC (FHA|USDA|VA) 3 $725,000 $241,667 $3,329 2.17%
    DOVER, DE (FHA|USDA|VA) 2 $710,000 $355,000 $3,165 2.31%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $610,000 $305,000 $4,308 2.50%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $600,000 $300,000 $1,758 2.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $590,000 $295,000 $3,351 2.87%
    PUEBLO, CO (FHA|USDA|VA) 2 $580,000 $290,000 $2,297 2.38%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $565,000 $565,000 $4,113 2.25%
    RICHMOND, VA (FHA|USDA|VA) 2 $520,000 $260,000 $4,476 2.25%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $510,000 $255,000 $2,759 2.25%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $500,000 $250,000 $2,216 2.12%
    SAVANNAH, GA (FHA|USDA|VA) 2 $450,000 $225,000 $3,188 2.31%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $445,000 $445,000 $1,695 2.25%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $380,000 $190,000 $4,546 2.81%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $365,000 $365,000 $1,885 2.25%
    Statesboro, GA (FHA|USDA|VA) 1 $365,000 $365,000 $2,242 2.25%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $360,000 $180,000 $4,054 2.25%
    ROANOKE, VA (FHA|USDA|VA) 1 $355,000 $355,000 $3,152 2.25%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $355,000 $355,000 $5,666 2.25%
    Crossville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $3,148 2.38%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $355,000 $355,000 $5,564 2.50%
    VALLEJO, CA (FHA|USDA|VA) 1 $335,000 $335,000 $2,272 2.25%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $325,000 $325,000 $2,094 2.25%
    GREELEY, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,634 2.25%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $2,321 2.25%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $315,000 $315,000 $2,025 2.25%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,565 3.00%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $305,000 $305,000 $1,391 2.25%
    FRESNO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $5,370 2.00%
    OCALA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $1,259 2.25%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $295,000 $295,000 $2,950 2.25%
    Centralia, WA (FHA|USDA|VA) 1 $285,000 $285,000 $5,259 2.75%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $1,515 2.25%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $2,604 2.25%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $275,000 $275,000 $2,788 2.25%
    GREENVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,804 1.88%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $255,000 $255,000 $1,466 2.38%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,873 2.99%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $5,634 3.25%
    AMARILLO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $1,108 2.25%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,669 2.38%
    NEW BERN, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,489 2.25%
    PEORIA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $15,928 2.25%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $225,000 $225,000 $3,971 2.99%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,027 2.38%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $215,000 $215,000 $5,730 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $215,000 $215,000 $1,674 2.25%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,572 2.25%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $215,000 $215,000 $4,872 3.13%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,231 2.25%
    Cornelia, GA (FHA|USDA|VA) 1 $195,000 $195,000 $1,244 2.38%
    MONROE, MI (FHA|USDA|VA) 1 $185,000 $185,000 $1,412 2.25%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,725 2.25%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $2,723 2.88%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $115,000 $115,000 $6,149 2.50%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $115,000 $115,000 $1,661 2.88%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $971 2.63%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $95,000 $95,000 $1,787 3.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,285 3.00%
    Credence Funding Corporation's top markets include Baltimore, Washington, Atlanta, San Antonio, and Dallas among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Credence Funding Corporation based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 325 $108,205,000 $332,938 $3,060 2.31%
    Conventional 77 $21,745,000 $282,403 $4,206 2.80%
    FHA 37 $10,345,000 $279,595 $6,530 2.57%

    For 2021, Credence Funding Corporation's most frequently originated type of loan was VA, with 325 originations. Their 2nd most popular type was Conventional, with 77 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 375 $119,905,000 $319,747 $3,172 2.37%
    Cash Out Refi 36 $11,080,000 $307,778 $5,809 2.65%
    Home Purchase 28 $9,310,000 $332,500 $5,762 2.87%

    For 2021, Credence Funding Corporation's most frequently cited loan purpose was Refi, with 375 originations. The 2nd most popular reason was Cash Out Refi, with 36 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 413 $134,655,000 $326,041 $3,588 2.42%
    15 Year 15 $2,985,000 $199,000 $2,940 2.38%
    20 Year 6 $1,340,000 $223,333 $3,138 2.68%
    Other 5 $1,315,000 $263,000 $3,009 2.50%

    For 2021, Credence Funding Corporation's most frequently cited loan duration was 30 Year, with 413 originations. The 2nd most popular length was 15 Year, with 15 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 189 $54,995,000 $290,979
    $1k-2k 67 $22,335,000 $333,358
    $2k-3k 36 $11,520,000 $320,000
    $3k-4k 14 $5,660,000 $404,286
    $5k+ 13 $5,665,000 $435,769
    $4k-5k 12 $3,560,000 $296,667

    Credence Funding Corporation's average total fees were $3,588, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 189 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 336 $111,090,000 $330,625
    2.5-3% 78 $22,520,000 $288,718
    3-4% 25 $6,685,000 $267,400

    During 2021, Credence Funding Corporation's average interest rate for loans was 2.42%, while their most frequently originated rate bucket for loans was <2.5%, with 336 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 298 $86,180,000 $289,195 $3,506 2.42%
    $400k-600k 66 $31,690,000 $480,152 $4,126 2.30%
    $100k-200k 52 $8,610,000 $165,577 $2,614 2.54%
    $600k-1MM 17 $12,265,000 $721,471 $5,620 2.40%
    $100,000 or less 5 $445,000 $89,000 $1,787 2.73%
    $1MM+ 1 $1,105,000 $1,105,000 $2,605 2.25%

    2021 saw Credence Funding Corporation place emphasis on $200k-400k loans with 298 originations, totaling $86,180,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 148 $49,600,000 $335,135 $3,082 2.26%
    $75k-100k 27 $7,645,000 $283,148 $3,986 2.76%
    $50k-75k 26 $6,110,000 $235,000 $6,712 2.73%
    $100k-150k 19 $6,695,000 $352,368 $4,910 2.78%
    $150k-250k 19 $6,625,000 $348,684 $4,167 2.56%
    $250k+ 3 $1,555,000 $518,333 $8,927 3.08%

    Credence Funding Corporation lent most frequently to those with incomes in the $50k or less range, with 148 originations. The second most popular income band? $75k-100k, with 27 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 337 $109,805,000 $325,831 $3,111 2.34%
    20-30% 23 $6,975,000 $303,261 $4,990 2.66%
    30-36% 18 $4,770,000 $265,000 $3,996 2.92%
    36% 7 $1,685,000 $240,714 $3,993 2.59%
    40% 7 $2,465,000 $352,143 $5,512 2.54%
    43% 7 $2,115,000 $302,143 $7,777 2.73%
    39% 5 $1,905,000 $381,000 $5,271 3.18%
    42% 4 $680,000 $170,000 $4,164 2.81%
    41% 4 $1,780,000 $445,000 $6,802 2.66%
    50-60% 3 $1,205,000 $401,667 $5,932 2.88%
    37% 3 $935,000 $311,667 $9,294 2.46%
    44% 3 $775,000 $258,333 $4,990 2.83%
    38% 2 $300,000 $150,000 $5,473 2.38%
    46% 2 $470,000 $235,000 $1,659 2.56%
    49% 2 $710,000 $355,000 $7,439 2.31%
    >60% 2 $570,000 $285,000 $4,801 2.25%
    45% 1 $275,000 $275,000 $6,380 2.99%
    47% 1 $295,000 $295,000 $2,209 2.25%
    48% 1 $205,000 $205,000 $1,583 3.00%

    Credence Funding Corporation lent most frequently to those with DTI ratios of <20%, with 337 originations. The next most common DTI ratio? 20-30%, with 23 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 189 $60,595,000 $320,608 $3,730 2.47%
    Not provided 167 $52,695,000 $315,539 $3,451 2.40%
    Black 77 $25,015,000 $324,870 $3,292 2.37%
    Asian 6 $1,990,000 $331,667 $4,215 2.27%

    Approval Rates

    Total approvals of all applications
    99.79%

    Credence Funding Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    90.43%

    Credence Funding Corporation has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 439 $140,295,000 $319,579

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    439 $140,295,000 $319,579

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2 $350,000 $175,000 $1,715 2.63%
    40-60% 23 $5,625,000 $244,565 $3,747 2.48%
    60-80% 79 $24,275,000 $307,278 $3,202 2.54%
    80-100% 329 $107,525,000 $326,824 $3,637 2.39%
    Over 100% 6 $2,520,000 $420,000 $3,463 2.29%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 28 24.6%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Closing on a mortgage 14 12.3%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Improper use of your report 1 0.9%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Struggling to pay mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Trouble during payment process 31 27.2%
    CARDINAL FINANCIAL COMPANY FHA mortgage Applying for a mortgage or refinancing an existing mortgage 5 4.4%
    CARDINAL FINANCIAL COMPANY FHA mortgage Closing on a mortgage 4 3.5%
    CARDINAL FINANCIAL COMPANY FHA mortgage Struggling to pay mortgage 3 2.6%
    CARDINAL FINANCIAL COMPANY FHA mortgage Trouble during payment process 6 5.3%
    CARDINAL FINANCIAL COMPANY Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 3 2.6%
    CARDINAL FINANCIAL COMPANY Other type of mortgage Struggling to pay mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY Other type of mortgage Trouble during payment process 2 1.8%
    CARDINAL FINANCIAL COMPANY VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY VA mortgage Closing on a mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY VA mortgage Struggling to pay mortgage 4 3.5%
    CARDINAL FINANCIAL COMPANY VA mortgage Trouble during payment process 8 7.0%