Castle & Cooke Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300JRDGV1559XM376
Tax ID: 20-2928975
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Mortgage Data
Review & Overview
Castle & Cooke Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Castle & Cooke Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Las Vegas, Ogden, Denver, Phoenix, and Salt Lake City among others. We have data for 157 markets. (Some data included below & more in-depth data is available with an active subscription.)Castle & Cooke Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Castle & Cooke Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.65% | 4/22/24 |
| 30 Year Conventional Refi | 6.64% | 4/22/24 |
| 30 Year Cash-out Refi | 6.84% | 4/22/24 |
| 30 Year FHA Purchase | 7.54% | 4/22/24 |
| 30 Year FHA Refi | 7.34% | 4/22/24 |
| 30 Year VA Purchase | 6.44% | 4/22/24 |
| 30 Year VA Refi | 6.29% | 4/22/24 |
| 30 Year USDA Purchase | 7.10% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.45% | 4/22/24 |
| 15 Year Conventional Refi | 6.22% | 4/22/24 |
| 15 Year Cash-out Refi | 6.22% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Castle & Cooke Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,724Origination Dollar Volume (All Markets)
$1,755,420,000Awards
CASTLE & COOKE MORTGAGE - 2020
CASTLE & COOKE MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,414 | $349,830,000 | $247,405 | $5,224 | 2.96% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 768 | $194,040,000 | $252,656 | $4,496 | 3.28% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 531 | $170,875,000 | $321,798 | $7,556 | 3.10% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 643 | $134,355,000 | $208,950 | $5,442 | 2.86% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 454 | $132,140,000 | $291,057 | $4,612 | 3.22% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 270 | $76,330,000 | $282,704 | $5,470 | 3.12% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 146 | $75,500,000 | $517,123 | $10,493 | 3.16% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 292 | $65,670,000 | $224,897 | $5,260 | 2.84% |
| Kapaa, HI (FHA|USDA|VA) | 130 | $62,590,000 | $481,462 | $5,700 | 3.11% |
| BOISE CITY, ID (FHA|USDA|VA) | 241 | $61,785,000 | $256,369 | $8,035 | 3.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 108 | $52,510,000 | $486,204 | $6,579 | 3.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 159 | $46,935,000 | $295,189 | $4,797 | 3.29% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 198 | $37,310,000 | $188,434 | $4,531 | 3.19% |
| Outside of Metro Areas | 230 | $34,250,000 | $148,913 | $4,690 | 3.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 93 | $18,905,000 | $203,280 | $8,075 | 2.94% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 37 | $18,145,000 | $490,405 | $4,418 | 3.09% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 77 | $16,185,000 | $210,195 | $6,617 | 3.19% |
| Hilo, HI (FHA|USDA|VA) | 38 | $15,160,000 | $398,947 | $7,196 | 3.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 62 | $11,870,000 | $191,452 | $4,996 | 3.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 52 | $11,460,000 | $220,385 | $7,579 | 2.55% |
| Scottsbluff, NE (FHA|USDA|VA) | 68 | $11,420,000 | $167,941 | $3,988 | 3.19% |
| EL PASO, TX (FHA|USDA|VA) | 53 | $7,745,000 | $146,132 | $5,435 | 2.94% |
| ST. GEORGE, UT (FHA|USDA|VA) | 28 | $7,490,000 | $267,500 | $4,071 | 3.09% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 26 | $7,390,000 | $284,231 | $4,499 | 2.90% |
| Fremont, NE (FHA|USDA|VA) | 47 | $7,025,000 | $149,468 | $4,714 | 3.08% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 32 | $6,680,000 | $208,750 | $4,764 | 3.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 28 | $6,500,000 | $232,143 | $5,894 | 3.04% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $6,065,000 | $319,211 | $6,899 | 2.95% |
| Heber, UT (FHA|USDA|VA) | 17 | $6,035,000 | $355,000 | $3,594 | 3.11% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 31 | $4,725,000 | $152,419 | $4,387 | 3.20% |
| BOULDER, CO (FHA|USDA|VA) | 15 | $4,585,000 | $305,667 | $7,774 | 2.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 14 | $4,510,000 | $322,143 | $4,468 | 2.96% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $4,290,000 | $357,500 | $3,792 | 3.39% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $3,905,000 | $205,526 | $4,998 | 3.58% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $6,969 | 3.17% |
| LAS CRUCES, NM (FHA|USDA|VA) | 15 | $3,075,000 | $205,000 | $5,052 | 3.27% |
| LOGAN, UT-ID (FHA|USDA|VA) | 13 | $2,945,000 | $226,538 | $4,852 | 3.53% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 13 | $2,695,000 | $207,308 | $5,532 | 3.49% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $6,202 | 3.44% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $2,630,000 | $438,333 | $5,993 | 2.98% |
| Kearney, NE (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $5,414 | 3.17% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $3,915 | 3.36% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $5,910 | 3.31% |
| Ontario, OR-ID (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $8,193 | 3.36% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $4,090 | 3.39% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $4,877 | 2.94% |
| LINCOLN, NE (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $3,955 | 3.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $5,182 | 3.22% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $5,698 | 2.93% |
| Cedar City, UT (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $3,971 | 3.05% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $8,242 | 3.06% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $3,509 | 3.28% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $6,166 | 3.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $0 | 3.60% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $4,289 | 3.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $2,310 | 2.98% |
| Price, UT (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $4,205 | 3.09% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $6,078 | 3.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $4,855 | 2.63% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,587 | 3.43% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $5,287 | 3.35% |
| CASPER, WY (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,566 | 2.92% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,762 | 3.33% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $6,257 | 3.31% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,144 | 3.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,380 | 3.08% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,232 | 3.04% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,719 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,690 | 3.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,637 | 3.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,531 | 3.46% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,698 | 3.44% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,356 | 3.03% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,086 | 3.04% |
| Vernal, UT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,273 | 2.83% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,362 | 3.06% |
| OCALA, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,755 | 3.38% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,176 | 3.21% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,534 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,842 | 2.75% |
| Hailey, ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,170 | 3.38% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,550 | 3.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,944 | 2.69% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,211 | 2.81% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,400 | 4.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,083 | 3.13% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,194 | 3.31% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,406 | 2.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,902 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,617 | 3.19% |
| Moscow, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,021 | 3.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,728 | 2.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,416 | 2.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,226 | 2.88% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $8,219 | 1.88% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,483 | 3.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,211 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,061 | 2.88% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,307 | 3.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,138 | 2.75% |
| Newport, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,441 | 3.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,542 | 3.25% |
| Payson, AZ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,754 | 3.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,529 | 3.63% |
| Fallon, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,329 | 2.88% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,240 | 2.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,140 | 3.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $4,955 | 3.88% |
| North Platte, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,481 | 2.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,118 | 3.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,459 | 3.19% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,798 | 2.75% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,760 | 3.88% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,909 | 3.63% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,190 | 3.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,257 | 3.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,761 | 3.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,100 | 3.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,465 | 2.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $850 | 4.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,527 | 3.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,821 | 2.88% |
| Rockport, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,008 | 4.00% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,136 | 4.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,400 | 3.00% |
| Outside of Metro Areas | 1 | $195,000 | $195,000 | $0 | 3.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,309 | 2.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,065 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,992 | 2.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,561 | 3.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,427 | 2.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,787 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,463 | 3.38% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,965 | 2.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,181 | 3.38% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,183 | 3.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,620 | 3.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,201 | 2.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,067 | 3.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,962 | 2.50% |
| Burley, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,811 | 2.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,134 | 3.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,628 | 3.25% |
| Hastings, NE (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,554 | 2.38% |
| Deming, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,400 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,066 | 2.75% |
| Española, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,574 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,619 | 3.00% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,789 | 3.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,856 | 1.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,787 | 4.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,870 | 3.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,658 | 3.50% |
| Lexington, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,053 | 3.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $1,136 | 3.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,910 | 4.00% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,587 | 3.75% |
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Product Mix
For 2020, Castle & Cooke Mortgage's most frequently originated type of loan was Conventional, with 4,994 originations. Their 2nd most popular type was FHA, with 1,085 originations.
Loan Reason
For 2020, Castle & Cooke Mortgage's most frequently cited loan purpose was Home Purchase, with 2,823 originations. The 2nd most popular reason was Refi, with 2,539 originations.
Loan Duration/Length
For 2020, Castle & Cooke Mortgage's most frequently cited loan duration was 30 Year, with 5,831 originations. The 2nd most popular length was 15 Year, with 421 originations.
Origination Fees/Closing Costs
Castle & Cooke Mortgage's average total fees were $5,873, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,810 originations.
Interest Rates
During 2020, Castle & Cooke Mortgage's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 3,281 originations.
Loan Sizing
2020 saw Castle & Cooke Mortgage place emphasis on $200k-400k loans with 3,519 originations, totaling $979,245,000 in origination value.
Applicant Income
Castle & Cooke Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,831 originations. The second most popular income band? $50k or less, with 1,539 originations.
Applicant Debt to Income Ratio
Castle & Cooke Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,261 originations. The next most common DTI ratio? 30-36%, with 1,082 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.11%
Castle & Cooke Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination65.36%
Castle & Cooke Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,724 | $1,755,420,000 | $261,068 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 30 | $4,950,000 | $165,000 |
| Single Family (1-4 Units):Site-Built | 6,694 | $1,750,470,000 | $261,498 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Castle Credit Co Holdings, LLC, Chicago, IL Branch | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |