Dollar Bank Federal Savings Bank Mortgage Rates, Fees & Info

Pittsburgh, PA

LEI: 549300MSU5WVAU4ZN645

Tax ID: 25-0444380

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Dollar Bank Federal Savings Bank is a small bank specializing in Refi and Home Purchase loans. Dollar Bank Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Kansas City among others. We have data for 121 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Dollar Bank Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dollar Bank Federal Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.16% 12/16/24
    30 Year Conventional Purchase 6.19% 12/16/24
    30 Year Conventional Refi 6.16% 12/16/24
    30 Year Cash-out Refi 6.16% 12/16/24
    30 Year FHA Purchase 7.17% 12/16/24
    30 Year FHA Refi 6.75% 12/16/24
    30 Year VA Purchase 6.13% 12/16/24
    30 Year VA Refi 5.86% 12/16/24
    15 Year Conventional Purchase 5.55% 12/16/24
    15 Year Conventional Refi 6.00% 12/16/24
    15 Year Cash-out Refi 6.00% 12/16/24
    15 Year FHA Purchase 6.84% 12/16/24
    15 Year FHA Refi 5.68% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Dollar Bank Federal Savings Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Dollar Bank Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,617

    Origination Dollar Volume (All Markets)

    $1,002,155,000

    Employee count

    1,339 Show all (23) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PITTSBURGH, PA (FHA|USDA|VA) 4,292 $506,550,000 $118,022 $1,942 4.69%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,323 $143,285,000 $108,303 $2,012 4.73%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 53 $31,185,000 $588,396 $4,375 4.20%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 104 $26,040,000 $250,385 $4,500 4.58%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $24,165,000 $653,108 $3,218 4.09%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 36 $22,280,000 $618,889 $3,139 3.86%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 43 $19,525,000 $454,070 $3,009 4.07%
    AKRON, OH (FHA|USDA|VA) 137 $17,405,000 $127,044 $2,354 4.78%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 38 $15,890,000 $418,158 $3,395 4.25%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 20 $13,660,000 $683,000 $2,230 3.67%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 25 $12,095,000 $483,800 $8,351 4.33%
    COLUMBUS, OH (FHA|USDA|VA) 34 $11,070,000 $325,588 $3,725 4.25%
    BOULDER, CO (FHA|USDA|VA) 15 $10,895,000 $726,333 $4,788 4.37%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 22 $9,040,000 $410,909 $3,832 4.07%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $8,330,000 $2,082,500 $3,965 4.59%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 48 $7,230,000 $150,625 $3,455 4.53%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 10 $7,010,000 $701,000 $4,653 4.21%
    ASHEVILLE, NC (FHA|USDA|VA) 20 $6,490,000 $324,500 $6,703 4.51%
    Outside of Metro Areas 23 $6,365,000 $276,739 $3,424 4.33%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $5,970,000 $597,000 $6,599 3.98%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $5,120,000 $640,000 $3,135 4.42%
    LOUISVILLE, KY (FHA|USDA|VA) 6 $4,980,000 $830,000 $4,690 4.04%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $4,215,000 $602,143 $4,495 4.36%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $3,680,000 $613,333 $7,983 4.50%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 21 $3,345,000 $159,286 $2,391 4.58%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $3,080,000 $513,333 $7,192 4.40%
    Ashtabula, OH (FHA|USDA|VA) 16 $3,070,000 $191,875 $3,003 4.33%
    RALEIGH-CARY, NC (FHA|USDA|VA) 9 $2,975,000 $330,556 $4,230 3.97%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $2,585,000 $369,286 $3,760 4.20%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $2,325,000 $465,000 $5,571 4.15%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $2,280,000 $380,000 $5,827 4.46%
    TOLEDO, OH (FHA|USDA|VA) 8 $2,260,000 $282,500 $4,569 4.08%
    RICHMOND, VA (FHA|USDA|VA) 8 $2,200,000 $275,000 $3,858 4.11%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $2,200,000 $275,000 $4,534 4.11%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $2,180,000 $545,000 $3,862 3.81%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $2,055,000 $411,000 $4,910 4.78%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,950,000 $487,500 $2,924 4.09%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,820,000 $455,000 $6,864 4.16%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,640,000 $410,000 $3,699 4.19%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,625,000 $541,667 $3,071 3.71%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,540,000 $770,000 $0 4.88%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $1,465,000 $488,333 $3,585 4.08%
    New Castle, PA (FHA|USDA|VA) 11 $1,405,000 $127,727 $3,191 5.14%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $1,365,000 $455,000 $7,721 4.17%
    WORCESTER, MA-CT (FHA|USDA|VA) 3 $1,335,000 $445,000 $1,272 3.79%
    Somerset, PA (FHA|USDA|VA) 10 $1,240,000 $124,000 $4,126 4.53%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,210 4.03%
    WINSTON-SALEM, NC (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,961 4.58%
    BLOOMINGTON, IN (FHA|USDA|VA) 2 $1,090,000 $545,000 $6,827 4.56%
    GREELEY, CO (FHA|USDA|VA) 2 $1,090,000 $545,000 $9,054 4.50%
    Sandusky, OH (FHA|USDA|VA) 8 $1,060,000 $132,500 $3,696 4.72%
    Marion, NC (FHA|USDA|VA) 2 $960,000 $480,000 $6,721 4.25%
    Indiana, PA (FHA|USDA|VA) 11 $935,000 $85,000 $1,995 4.48%
    Whitewater, WI (FHA|USDA|VA) 2 $910,000 $455,000 $2,116 4.38%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $855,000 $285,000 $5,129 5.46%
    SPARTANBURG, SC (FHA|USDA|VA) 4 $770,000 $192,500 $4,926 4.44%
    LINCOLN, NE (FHA|USDA|VA) 1 $755,000 $755,000 $3,643 3.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $725,000 $241,667 $7,191 3.92%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $670,000 $167,500 $5,503 4.56%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $655,000 $655,000 $5,322 4.88%
    FAYETTEVILLE, NC (FHA|USDA|VA) 2 $640,000 $320,000 $4,468 4.69%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $635,000 $635,000 $8,452 5.00%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $630,000 $315,000 $9,880 4.06%
    Brevard, NC (FHA|USDA|VA) 2 $610,000 $305,000 $7,342 4.31%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $605,000 $605,000 $4,327 4.88%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $570,000 $285,000 $4,302 3.88%
    MADISON, WI (FHA|USDA|VA) 2 $570,000 $285,000 $2,536 3.81%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $555,000 $555,000 $3,605 3.50%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $555,000 $555,000 $3,405 4.00%
    Meridian, MS (FHA|USDA|VA) 1 $555,000 $555,000 $2,192 3.63%
    SUMTER, SC (FHA|USDA|VA) 2 $550,000 $275,000 $6,420 5.56%
    WILMINGTON, NC (FHA|USDA|VA) 1 $535,000 $535,000 $4,430 3.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $530,000 $265,000 $5,708 4.50%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $510,000 $255,000 $4,061 4.00%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $510,000 $255,000 $4,938 4.81%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $510,000 $255,000 $4,640 4.38%
    Edwards, CO (FHA|USDA|VA) 1 $485,000 $485,000 $4,381 3.88%
    Breckenridge, CO (FHA|USDA|VA) 1 $485,000 $485,000 $4,169 3.50%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $475,000 $475,000 $3,156 5.00%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $435,000 $435,000 $5,744 4.38%
    Norwalk, OH (FHA|USDA|VA) 5 $435,000 $87,000 $2,370 4.69%
    ERIE, PA (FHA|USDA|VA) 2 $430,000 $215,000 $0 4.62%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $420,000 $210,000 $3,055 4.19%
    BILLINGS, MT (FHA|USDA|VA) 1 $405,000 $405,000 $2,385 4.25%
    FLORENCE, SC (FHA|USDA|VA) 1 $385,000 $385,000 $6,863 4.75%
    Gaffney, SC (FHA|USDA|VA) 1 $385,000 $385,000 $6,006 4.88%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $365,000 $365,000 $3,286 4.63%
    Angola, IN (FHA|USDA|VA) 1 $365,000 $365,000 $9,701 4.13%
    Meadville, PA (FHA|USDA|VA) 3 $365,000 $121,667 $3,710 4.04%
    Henderson, NC (FHA|USDA|VA) 1 $325,000 $325,000 $6,078 4.63%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $320,000 $160,000 $3,753 4.88%
    DuBois, PA (FHA|USDA|VA) 3 $305,000 $101,667 $3,010 5.08%
    Warren, PA (FHA|USDA|VA) 2 $300,000 $150,000 $4,404 4.63%
    Wooster, OH (FHA|USDA|VA) 4 $300,000 $75,000 $1,593 6.03%
    COLUMBIA, SC (FHA|USDA|VA) 1 $295,000 $295,000 $5,880 5.38%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $5,562 4.25%
    Emporia, KS (FHA|USDA|VA) 1 $275,000 $275,000 $1,050 4.13%
    MANSFIELD, OH (FHA|USDA|VA) 1 $275,000 $275,000 $4,266 3.50%
    Seneca, SC (FHA|USDA|VA) 1 $265,000 $265,000 $9,293 4.50%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $255,000 $255,000 $5,962 4.88%
    JOHNSTOWN, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,312 4.38%
    Elizabeth City, NC (FHA|USDA|VA) 2 $230,000 $115,000 $5,973 4.75%
    Greenwood, SC (FHA|USDA|VA) 1 $225,000 $225,000 $6,289 5.13%
    Berlin, NH (FHA|USDA|VA) 1 $215,000 $215,000 $2,772 4.13%
    Wilson, NC (FHA|USDA|VA) 1 $215,000 $215,000 $4,078 4.25%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,729 4.25%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $190,000 $95,000 $3,776 4.44%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,301 3.50%
    Oil City, PA (FHA|USDA|VA) 2 $180,000 $90,000 $336 4.54%
    ROCHESTER, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,165 4.00%
    Forest City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,908 4.13%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $145,000 $145,000 $1,631 4.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $145,000 $145,000 $6,922 3.13%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $140,000 $70,000 $2,230 5.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $3,779 4.38%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,811 4.63%
    Salem, OH (FHA|USDA|VA) 2 $110,000 $55,000 $1,344 3.95%
    Findlay, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,028 3.88%
    Ashland, OH (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.69%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $55,000 $55,000 $3,895 3.88%
    ALTOONA, PA (FHA|USDA|VA) 1 $15,000 $15,000 $375 8.29%
    Dollar Bank Federal Savings Bank's top markets include Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Kansas City among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Dollar Bank Federal Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,710 $808,920,000 $171,745 $2,169 4.66%
    HELOC 1,662 $159,550,000 $95,999 n/a 4.65%
    FHA 171 $19,475,000 $113,889 $5,440 4.28%
    VA 43 $10,625,000 $247,093 $6,763 4.19%
    FHA 28 $3,270,000 $116,786 $0 5.02%
    FHA 3 $315,000 $105,000 $0 4.83%

    For 2018, Dollar Bank Federal Savings Bank's most frequently originated type of loan was Conventional, with 4,710 originations. Their 2nd most popular type was HELOC, with 1,662 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,313 $354,495,000 $153,262 $1,100 4.56%
    Home Purchase 1,830 $417,840,000 $228,328 $4,559 4.34%
    Home Improvement 1,332 $73,890,000 $55,473 $232 5.07%
    Other 886 $75,900,000 $85,666 $745 5.02%
    Cash Out Refi 256 $80,030,000 $312,617 $4,687 4.20%

    For 2018, Dollar Bank Federal Savings Bank's most frequently cited loan purpose was Refi, with 2,313 originations. The 2nd most popular reason was Home Purchase, with 1,830 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,812 $470,470,000 $259,641 $4,790 4.34%
    20 Year 1,519 $111,455,000 $73,374 $4,263 4.54%
    15 Year 1,299 $199,855,000 $153,853 $1,559 4.90%
    Other 1,090 $113,700,000 $104,312 $285 4.74%
    10 Year 425 $36,325,000 $85,471 $343 5.03%
    5 Year 417 $55,275,000 $132,554 $191 4.90%
    3 Year 38 $10,100,000 $265,789 $0 5.14%
    1 Year 17 $4,975,000 $292,647 $0 5.53%

    For 2018, Dollar Bank Federal Savings Bank's most frequently cited loan duration was 30 Year, with 1,812 originations. The 2nd most popular length was 20 Year, with 1,519 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,857 $360,045,000 $126,022
    $1k-2k 1,229 $248,005,000 $201,794
    $2k-3k 404 $102,580,000 $253,911
    $3k-4k 127 $45,245,000 $356,260
    $5k+ 67 $32,995,000 $492,463
    $4k-5k 49 $19,605,000 $400,102

    Dollar Bank Federal Savings Bank's average total fees were $4,790, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,857 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,539 $574,345,000 $162,290
    3-4% 1,597 $299,895,000 $187,786
    5-6% 925 $100,235,000 $108,362
    6-7% 296 $14,550,000 $49,155
    7-8% 147 $6,075,000 $41,327
    Over 8% 79 $2,595,000 $32,848
    <2.5% 19 $485,000 $25,526
    2.5-3% 15 $3,975,000 $265,000

    During 2018, Dollar Bank Federal Savings Bank's average interest rate for loans was 4.34%, while their most frequently originated rate bucket for loans was 4-5%, with 3,539 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 3,512 $175,450,000 $49,957 $883 4.88%
    $100k-200k 1,650 $229,540,000 $139,115 $2,532 4.45%
    $200k-400k 893 $240,745,000 $269,591 $4,352 4.38%
    $400k-600k 328 $158,660,000 $483,720 $4,837 4.28%
    $600k-1MM 193 $140,945,000 $730,285 $5,073 4.16%
    $1MM+ 41 $56,815,000 $1,385,732 $7,268 4.37%

    2018 saw Dollar Bank Federal Savings Bank place emphasis on $100,000 or less loans with 3,512 originations, totaling $175,450,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,422 $193,490,000 $136,069 $2,052 4.75%
    $50k-75k 1,290 $119,200,000 $92,403 $2,096 4.64%
    $50k or less 1,093 $76,445,000 $69,941 $2,073 4.53%
    $75k-100k 1,043 $110,285,000 $105,738 $2,034 4.73%
    $150k-250k 1,007 $215,385,000 $213,888 $2,738 4.63%
    $250k+ 602 $253,730,000 $421,478 $3,981 4.45%

    Dollar Bank Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 1,422 originations. The second most popular income band? $50k-75k, with 1,290 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,894 $252,420,000 $133,273 $1,984 4.63%
    30-36% 1,291 $195,595,000 $151,507 $2,357 4.70%
    <20% 1,022 $148,730,000 $145,528 $1,739 4.44%
    37% 226 $32,530,000 $143,938 $2,278 4.75%
    40% 224 $35,140,000 $156,875 $2,632 4.69%
    44% 219 $37,895,000 $173,037 $2,352 4.83%
    39% 206 $33,280,000 $161,553 $2,423 4.77%
    42% 204 $36,270,000 $177,794 $2,198 4.69%
    38% 197 $32,615,000 $165,558 $2,637 4.67%
    36% 195 $35,035,000 $179,667 $3,016 4.73%
    41% 184 $26,120,000 $141,957 $2,258 4.77%
    43% 180 $22,650,000 $125,833 $2,006 4.80%
    45% 140 $23,020,000 $164,429 $3,132 4.64%
    46% 78 $14,470,000 $185,513 $4,029 4.44%
    47% 55 $9,595,000 $174,455 $4,227 4.41%
    48% 53 $12,515,000 $236,132 $4,656 4.20%
    49% 52 $10,030,000 $192,885 $4,825 4.33%
    50-60% 51 $10,835,000 $212,451 $5,725 4.38%
    >60% 12 $2,580,000 $215,000 $3,626 4.95%

    Dollar Bank Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 1,894 originations. The next most common DTI ratio? 30-36%, with 1,291 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,604 $812,130,000 $144,920 $2,198 4.65%
    Not provided 465 $89,225,000 $191,882 $3,160 4.54%
    Asian 127 $35,985,000 $283,346 $3,725 4.32%
    Black 301 $31,425,000 $104,402 $2,885 4.69%
    Not applicable 73 $24,055,000 $329,521 $0 5.71%
    Asian Indian 15 $3,715,000 $247,667 $1,215 4.87%
    American Indian 16 $2,580,000 $161,250 $3,198 4.65%
    Native Hawaiian or Islander 8 $1,250,000 $156,250 $756 4.99%
    Chinese 2 $1,070,000 $535,000 $45 3.69%
    Other Pacific Islander 2 $470,000 $235,000 $336 6.19%
    Other Asian 4 $250,000 $62,500 $382 4.42%

    Approval Rates

    Total approvals of all applications
    82.96%

    Dollar Bank Federal Savings Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.59%

    Dollar Bank Federal Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,617 $1,002,155,000 $151,452

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 26 $12,890,000 $495,769
    Single Family (1-4 Units):Manufactured 3 $285,000 $95,000
    Single Family (1-4 Units):Site-Built 6,588 $988,980,000 $150,118

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,295 $107,065,000 $82,676 $579 4.81%
    40-60% 820 $146,220,000 $178,317 $1,740 4.38%
    60-80% 1,528 $389,070,000 $254,627 $3,060 4.40%
    80-100% 1,487 $297,345,000 $199,963 $3,781 4.39%
    Over 100% 24 $7,170,000 $298,750 $8,404 4.33%
    Under 20% 1,444 $54,800,000 $37,950 $230 5.26%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Dollar Bank, Federal Savings Bank 26065 Lorain Road North Olmsted, OH 44070 Full Service B&M $17,299
    Dollar Bank, Federal Savings Bank 1009 Freeport Road Pittsburgh, PA 15238 Full Service B&M $159,366
    Dollar Bank, Federal Savings Bank 1190 Merriman Road 1st Floor Sewickley, PA 15143 Full Service B&M $11,486
    Dollar Bank, Federal Savings Bank 11974 Perry Hwy Wexford, PA 15090 Full Service B&M $37,041
    Dollar Bank, Federal Savings Bank 1209 Mentor Ave Painesville, OH 44077 Full Service B&M $50,344
    Dollar Bank, Federal Savings Bank 1283 Som Center Rd Mayfield Heights, OH 44124 Full Service B&M $42,104
    Dollar Bank, Federal Savings Bank 1297 Center Road Avon, OH 44011 Full Service B&M $24,213
    Dollar Bank, Federal Savings Bank 1301 East Ninth Street Cleveland, OH 44114 Full Service B&M $358,964
    Dollar Bank, Federal Savings Bank 140 Public Square Cleveland, OH 44114 Full Service B&M $12,219
    Dollar Bank, Federal Savings Bank 14569 Pearl Rd Strongsville, OH 44136 Full Service B&M $120,750
    Dollar Bank, Federal Savings Bank 150 Point Plaza Butler, PA 16001 Full Service B&M $73,683
    Dollar Bank, Federal Savings Bank 1500 West River Road North Elyria, OH 44035 Full Service B&M $54,262
    Dollar Bank, Federal Savings Bank 15509 Madison Avenue Lakewood, OH 44107 Full Service B&M $48,859
    Dollar Bank, Federal Savings Bank 1580 Crossways Blvd. Chesapeake, VA 23320 Full Service B&M $23,893
    Dollar Bank, Federal Savings Bank 160 Millers Run Road Bridgeville, PA 15017 Full Service B&M $7,708
    Dollar Bank, Federal Savings Bank 1709 Route 228 Cranberry Township, PA 16066 Full Service B&M $100,772
    Dollar Bank, Federal Savings Bank 1712 E Carson St Pittsburgh, PA 15203 Full Service B&M $12,308
    Dollar Bank, Federal Savings Bank 1717 Cochran Road Pittsburgh, PA 15220 Full Service B&M $237,833
    Dollar Bank, Federal Savings Bank 1834 Heights Plaza Natrona Heights, PA 15065 Full Service B&M $73,198
    Dollar Bank, Federal Savings Bank 1850 Centre Avenue Pittsburgh, PA 15219 Full Service B&M $1,435
    Dollar Bank, Federal Savings Bank 20680 Center Ridge Road Rocky River, OH 44116 Full Service B&M $61,786
    Dollar Bank, Federal Savings Bank 218 Rodi Rd Pittsburgh, PA 15235 Full Service B&M $133,774
    Dollar Bank, Federal Savings Bank 2200 Warrensville-Center Road University Heights, OH 44118 Full Service B&M $51,937
    Dollar Bank, Federal Savings Bank 225 Forbes Avenue Pittsburgh, PA 15222 Full Service B&M $54,203
    Dollar Bank, Federal Savings Bank 240 E 228th St Euclid, OH 44123 Full Service B&M $21,474
    Dollar Bank, Federal Savings Bank 25 Highland Road Bethel Park, PA 15102 Full Service B&M $100,803
    Dollar Bank, Federal Savings Bank 250 Oak Spring Center Washington, PA 15301 Full Service B&M $74,035
    Dollar Bank, Federal Savings Bank 26895 Center Ridge Road Westlake, OH 44145 Full Service B&M $93,118
    Dollar Bank, Federal Savings Bank 26949 Chagrin Boulevard Beachwood, OH 44122 Full Service B&M $85,557
    Dollar Bank, Federal Savings Bank 274 Yost Blvd Pittsburgh, PA 15221 Full Service B&M $76,695
    Dollar Bank, Federal Savings Bank 2800 Gracy Center Way Coraopolis, PA 15108 Full Service B&M $117,707
    Dollar Bank, Federal Savings Bank 3029 W Liberty Ave Pittsburgh, PA 15216 Full Service B&M $23,666
    Dollar Bank, Federal Savings Bank 3115 W 25th Street Cleveland, OH 44109 Full Service B&M $16,325
    Dollar Bank, Federal Savings Bank 33 South Saint Clair St Painesville, OH 44077 Full Service B&M $2,629
    Dollar Bank, Federal Savings Bank 340 Fourth Ave Pittsburgh, PA 15222 Full Service B&M $1,165,784
    Dollar Bank, Federal Savings Bank 34829 Vine Street Eastlake, OH 44095 Full Service B&M $80,213
    Dollar Bank, Federal Savings Bank 3483 Hudson Dr Stow, OH 44224 Full Service B&M $26,937
    Dollar Bank, Federal Savings Bank 36 East Streetsboro St. Hudson, OH 44236 Full Service B&M $69,497
    Dollar Bank, Federal Savings Bank 3714 Fifth Avenue Pittsburgh, PA 15213 Full Service B&M $11,109
    Dollar Bank, Federal Savings Bank 3980 Washington Rd Canonsburg, PA 15317 Full Service B&M $35,690
    Dollar Bank, Federal Savings Bank 400 Lysle Blvd Mckeesport, PA 15132 Full Service B&M $43,208
    Dollar Bank, Federal Savings Bank 400 Mt Lebanon Blvd Pittsburgh, PA 15234 Full Service B&M $141,543
    Dollar Bank, Federal Savings Bank 401 Liberty Avenue Pittsburgh, PA 15222 Full Service B&M $159,013
    Dollar Bank, Federal Savings Bank 4140 Fulton Road Cleveland, OH 44144 Full Service B&M $51,090
    Dollar Bank, Federal Savings Bank 420 Beaver St Sewickley, PA 15143 Full Service B&M $165,351
    Dollar Bank, Federal Savings Bank 4730 Ridge Road Brooklyn, OH 44144 Full Service B&M $93,342
    Dollar Bank, Federal Savings Bank 4751 William Penn Highway Murrysville, PA 15668 Full Service B&M $62,487
    Dollar Bank, Federal Savings Bank 500 Clairton Blvd Pittsburgh, PA 15236 Full Service B&M $64,809
    Dollar Bank, Federal Savings Bank 500 Providence Point Blvd Pittsburgh, PA 15243 Full Service B&M $8,159
    Dollar Bank, Federal Savings Bank 501 South Independence Boulevard Virginia Beach, VA 23452 Full Service B&M $58,974
    Dollar Bank, Federal Savings Bank 5180 Warrensville Center Road Maple Heights, OH 44137 Full Service B&M $27,860
    Dollar Bank, Federal Savings Bank 5201 Wilson Mills Road Richmond Heights, OH 44143 Full Service B&M $54,325
    Dollar Bank, Federal Savings Bank 5219 Pearl Road Parma, OH 44129 Full Service B&M $61,128
    Dollar Bank, Federal Savings Bank 5300 State Route 30 Greensburg, PA 15601 Full Service B&M $90,419
    Dollar Bank, Federal Savings Bank 537 Smithfield Street Pittsburgh, PA 15222 Full Service B&M $81,214
    Dollar Bank, Federal Savings Bank 5375 William Flynn Highway Gibsonia, PA 15044 Full Service B&M $111,371
    Dollar Bank, Federal Savings Bank 5822 Forbes Ave Pittsburgh, PA 15217 Full Service B&M $147,935
    Dollar Bank, Federal Savings Bank 6047 Route 30 Greensburg, PA 15601 Full Service B&M $101,706
    Dollar Bank, Federal Savings Bank 6107 Penn Avenue Pittsburgh, PA 15206 Full Service B&M $47,225
    Dollar Bank, Federal Savings Bank 6460 Steubenville Pike Pittsburgh, PA 15205 Full Service B&M $28,440
    Dollar Bank, Federal Savings Bank 6563 Brecksville Road Independence, OH 44131 Full Service B&M $81,406
    Dollar Bank, Federal Savings Bank 6868 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $98,921
    Dollar Bank, Federal Savings Bank 700 Towne Square Way Pittsburgh, PA 15227 Full Service B&M $166,773
    Dollar Bank, Federal Savings Bank 7450 W Ridgewood Drive Parma, OH 44129 Full Service B&M $88,005
    Dollar Bank, Federal Savings Bank 7500 Chippewa Road Brecksville, OH 44141 Full Service B&M $78,169
    Dollar Bank, Federal Savings Bank 7862 Tidewater Drive, Suite 101 Norfolk, VA 23505 Full Service B&M $29,995
    Dollar Bank, Federal Savings Bank 7891 Mentor Avenue Mentor, OH 44060 Full Service B&M $71,025
    Dollar Bank, Federal Savings Bank 8040 Peebles Rd. Pittsburgh, PA 15237 Full Service B&M $296,686
    Dollar Bank, Federal Savings Bank 820 Warrington Avenue Pittsburgh, PA 15210 Full Service B&M $12,568
    Dollar Bank, Federal Savings Bank 889 Magill Dr North Huntingdon, PA 15642 Full Service B&M $52,545
    Dollar Bank, Federal Savings Bank 998 Independence Blvd Virginia Beach, VA 23455 Full Service B&M $18,003
    Dollar Bank, Federal Savings Bank Crafton Ingram Shopping Center Pittsburgh, PA 15205 Full Service B&M $132,183
    Dollar Bank, Federal Savings Bank Miracle Mile Shopping Center Monroeville, PA 15146 Full Service B&M $175,334

    For 2018, Dollar Bank Federal Savings Bank had 73 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $310,780
    Net interest income $248,350
    Total noninterest income $39,354
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $14,382
    Trading account gains and fees $2
    Additional Noninterest Income $24,970
    Pre-tax net operating income $88,534
    Securities gains (or losses, -) $494
    Income before extraordinary items $68,781
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $68,781
    Minority interest net income $0
    Net income $68,781
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $68,390

    Dollar Bank Federal Savings Bank's gross interest income from loans was $310,780,000.
    Dollar Bank Federal Savings Bank's net interest income from loans was $248,350,000.
    Dollar Bank Federal Savings Bank's fee based income from loans was $14,382,000.
    Dollar Bank Federal Savings Bank's net income from loans was $68,781,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $62,430
    Provision for credit losses $3,945
    Total noninterest expense $195,225
    Salaries and employee benefits $106,017
    Premises and equipment expense $42,327
    Additional noninterest expense $46,881
    Applicable income taxes $20,247
    Net charge-offs $1,984
    Cash dividends $0

    Dollar Bank Federal Savings Bank's interest expense for loans was $62,430,000.
    Dollar Bank Federal Savings Bank's payroll and benefits expense were $106,017,000.
    Dollar Bank Federal Savings Bank's property, plant and equipment expenses $42,327,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.1%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $6,769,396
    Deposits held in domestic offices $6,769,396
    Deposits by Individuals, partnerships, and corporations $6,373,305
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $240,330
    Deposits by Commercial banks and other depository institutions in U.S. $155,761
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $749,891
    Demand deposits $529,671
    Nontransaction accounts $6,019,505
    Money market deposit accounts (MMDAs) $0
    Other savings deposits (excluding MMDAs) $4,623,103
    Total time deposits $1,396,402
    Total time and savings deposits $6,239,725
    Noninterest-bearing deposits $1,356,911
    Interest-bearing deposits $5,412,485
    Retail deposits $6,097,800
    IRAs and Keogh plan accounts $264,319
    Brokered deposits $480,969
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $8,514,086
    Cash & Balances due from depository institutions $203,280
    Interest-bearing balances $120,338
    Total securities $1,195,886
    Federal funds sold & reverse repurchase $0
    Net loans and leases $6,905,935
    Loan and leases loss allowance $46,809
    Trading account assets $0
    Bank premises and fixed assets $103,733
    Other real estate owned $1,943
    Goodwill and other intangibles $11,423
    All other assets $91,886

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $8,514,086
    Total Liabilities $7,523,298
    Total deposits $6,769,396
    Interest-bearing deposits $5,412,485
    Deposits held in domestic offices $6,769,396
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $90,479
    Trading liabilities $0
    Other borrowed funds $621,551
    Subordinated debt $0
    All other liabilities $41,872

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $6,905,935
    Loan and leases loss allowance $46,809
    Total loans and leases (domestic) $6,952,744
    All real estate loans $6,133,916
    Real estate loans in domestic offices $6,133,916
    Construction and development loans $315,317
    Residential 1-4 family construction $49,453
    Other construction, all land development and other land $265,864
    Loans secured by nonfarm nonresidential properties $619,193
    Nonfarm nonresidential secured by owner-occupied properties $203,817
    Commercial real estate & other non-farm, non-residential $415,376
    Multifamily residential real estate $124,545
    1-4 family residential loans $5,074,861
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $578,089
    To non-U.S. addressees $0
    Loans to individuals $217,279
    Credit card loans $58,135
    Related Plans $84,392
    Consumer Auto Loans $9,450
    Other loans to individuals $65,302
    All other loans & leases $23,460
    Loans to foreign governments and official institutions $0
    Other loans $2,440
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $19,759
    Non 1-4 family restructured loans & leases $3,979
    Total loans and leases (foreign) $0

    Dollar Bank Federal Savings Bank had $6,905,935,000 of loans outstanding in 2018. $6,133,916,000 of loans were in real estate loans. $315,317,000 of loans were in development loans. $124,545,000 of loans were in multifamily mortgage loans. $5,074,861,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $58,135,000 of loans were in credit card loans. $9,450,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 533 $155,796 $292,300
    Nonfarm, nonresidential loans - <$100k 157 $8,160 $51,975
    Nonfarm, nonresidential loans - $100-250k 136 $22,914 $168,485
    Nonfarm, nonresidential loans - $250k-1MM 240 $124,722 $519,675
    Commercial & Industrial, US addressed loans - <$1MM 2,358 $129,467 $54,905
    Commercial & Industrial, US addressed loans - <$100k 2,026 $19,676 $9,712
    Commercial & Industrial, US addressed loans - $100-250k 159 $22,892 $143,975
    Commercial & Industrial, US addressed loans - $250k-1MM 173 $86,899 $502,306