Dollar Bank Federal Savings Bank Mortgage Rates, Fees & Info

Pittsburgh, PA

LEI: 549300MSU5WVAU4ZN645

Tax ID: 25-0444380

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

Dollar Bank Federal Savings Bank is a small bank specializing in Refi and Home Purchase loans. Dollar Bank Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Boston among others. We have data for 151 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dollar Bank Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dollar Bank Federal Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.16% 9/1/24
30 Year Conventional Purchase 6.19% 9/1/24
30 Year Conventional Refi 6.16% 9/1/24
30 Year Cash-out Refi 6.16% 9/1/24
30 Year FHA Purchase 7.17% 9/1/24
30 Year FHA Refi 6.75% 9/1/24
30 Year VA Purchase 6.13% 9/1/24
30 Year VA Refi 5.86% 9/1/24
15 Year Conventional Purchase 5.55% 9/1/24
15 Year Conventional Refi 6.00% 9/1/24
15 Year Cash-out Refi 6.00% 9/1/24
15 Year FHA Purchase 6.84% 9/1/24
15 Year FHA Refi 5.68% 9/1/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dollar Bank Federal Savings Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dollar Bank Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,571

Origination Dollar Volume (All Markets)

$1,771,975,000

Employee count

1,366 Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PITTSBURGH, PA (FHA|USDA|VA) 5,424 $940,070,000 $173,317 $1,679 3.29%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,814 $269,680,000 $148,666 $1,548 3.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 110 $71,430,000 $649,364 $5,680 3.06%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 214 $57,410,000 $268,271 $2,951 3.30%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 43 $31,665,000 $736,395 $4,461 2.70%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 40 $29,360,000 $734,000 $3,210 2.83%
AKRON, OH (FHA|USDA|VA) 158 $23,790,000 $150,570 $1,369 3.44%
KANSAS CITY, MO-KS (FHA|USDA|VA) 23 $18,345,000 $797,609 $3,619 2.71%
ST. LOUIS, MO-IL (FHA|USDA|VA) 24 $17,890,000 $745,417 $3,085 2.86%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 22 $17,250,000 $784,091 $5,613 3.14%
Outside of Metro Areas 37 $15,955,000 $431,216 $5,603 2.96%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 21 $14,095,000 $671,190 $3,430 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 31 $13,345,000 $430,484 $2,204 3.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 16 $12,160,000 $760,000 $4,566 2.92%
CANTON-MASSILLON, OH (FHA|USDA|VA) 50 $9,950,000 $199,000 $3,512 3.18%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $8,720,000 $726,667 $4,292 2.72%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 15 $8,065,000 $537,667 $6,600 3.01%
ASHEVILLE, NC (FHA|USDA|VA) 20 $7,570,000 $378,500 $7,636 2.97%
BOULDER, CO (FHA|USDA|VA) 9 $7,505,000 $833,889 $3,553 3.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 14 $7,380,000 $527,143 $4,782 2.87%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $7,270,000 $908,750 $4,361 2.78%
COLUMBUS, OH (FHA|USDA|VA) 14 $6,810,000 $486,429 $4,072 2.97%
Somerset, PA (FHA|USDA|VA) 25 $6,035,000 $241,400 $3,606 2.93%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $5,875,000 $451,923 $4,067 2.71%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $5,600,000 $700,000 $5,859 2.70%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $5,230,000 $653,750 $4,818 2.95%
LOUISVILLE, KY (FHA|USDA|VA) 8 $5,190,000 $648,750 $5,113 3.02%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $5,150,000 $858,333 $9,129 2.98%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $4,910,000 $491,000 $3,120 2.86%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $4,220,000 $527,500 $10,444 2.86%
BEND, OR (FHA|USDA|VA) 6 $4,180,000 $696,667 $6,836 3.17%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 6 $3,930,000 $655,000 $5,864 3.00%
Ashtabula, OH (FHA|USDA|VA) 19 $3,655,000 $192,368 $1,755 3.27%
COLUMBIA, SC (FHA|USDA|VA) 8 $3,560,000 $445,000 $7,435 3.06%
New Castle, PA (FHA|USDA|VA) 23 $3,465,000 $150,652 $1,785 3.26%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $3,435,000 $687,000 $6,651 3.33%
RICHMOND, VA (FHA|USDA|VA) 7 $3,425,000 $489,286 $6,202 3.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $3,365,000 $480,714 $6,835 2.93%
Marion, NC (FHA|USDA|VA) 5 $3,205,000 $641,000 $5,055 2.95%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $3,005,000 $429,286 $5,942 2.87%
Sandusky, OH (FHA|USDA|VA) 16 $2,950,000 $184,375 $2,919 3.43%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,905,000 $415,000 $6,293 3.30%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $2,870,000 $478,333 $5,677 3.17%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $2,860,000 $357,500 $6,302 2.92%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $2,655,000 $531,000 $6,983 3.05%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $2,575,000 $515,000 $5,533 3.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $2,505,000 $501,000 $5,591 2.95%
SPARTANBURG, SC (FHA|USDA|VA) 6 $2,400,000 $400,000 $7,100 3.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $2,335,000 $467,000 $7,164 3.05%
WILMINGTON, NC (FHA|USDA|VA) 3 $2,255,000 $751,667 $12,100 3.04%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $2,020,000 $1,010,000 $7,088 3.25%
Indiana, PA (FHA|USDA|VA) 14 $1,970,000 $140,714 $1,110 3.26%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,960,000 $490,000 $4,177 2.97%
Boone, NC (FHA|USDA|VA) 3 $1,905,000 $635,000 $5,584 2.92%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,835,000 $611,667 $6,338 2.67%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,730,000 $865,000 $11,946 2.88%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $1,695,000 $565,000 $5,961 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $1,550,000 $775,000 $10,626 2.88%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,550,000 $387,500 $4,428 3.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,540,000 $256,667 $5,465 2.88%
TOLEDO, OH (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,572 3.05%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,475,000 $491,667 $3,785 2.92%
MORGANTOWN, WV (FHA|USDA|VA) 2 $1,460,000 $730,000 $4,223 2.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,460,000 $730,000 $4,215 2.56%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $1,420,000 $710,000 $1,738 3.13%
ERIE, PA (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,222 2.90%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $1,310,000 $655,000 $6,940 2.94%
WHEELING, WV-OH (FHA|USDA|VA) 5 $1,265,000 $253,000 $4,931 3.17%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $1,240,000 $310,000 $4,104 2.97%
FORT WAYNE, IN (FHA|USDA|VA) 2 $1,220,000 $610,000 $2,750 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $1,210,000 $605,000 $5,096 3.31%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $1,150,000 $575,000 $3,388 3.13%
Georgetown, SC (FHA|USDA|VA) 2 $1,070,000 $535,000 $3,999 2.68%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 3.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $1,000,000 $500,000 $6,050 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $965,000 $965,000 $3,873 3.38%
WICHITA, KS (FHA|USDA|VA) 1 $935,000 $935,000 $3,816 3.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $905,000 $301,667 $5,953 3.04%
Ashland, OH (FHA|USDA|VA) 7 $895,000 $127,857 $2,032 3.58%
Whitewater, WI (FHA|USDA|VA) 1 $825,000 $825,000 $4,988 3.13%
Forest City, NC (FHA|USDA|VA) 2 $790,000 $395,000 $6,885 3.18%
Traverse City, MI (FHA|USDA|VA) 1 $785,000 $785,000 $3,923 3.38%
Angola, IN (FHA|USDA|VA) 1 $785,000 $785,000 $2,576 3.13%
SAVANNAH, GA (FHA|USDA|VA) 1 $755,000 $755,000 $6,239 3.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $745,000 $745,000 $3,376 2.38%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $745,000 $248,333 $5,013 2.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $740,000 $370,000 $6,261 3.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $735,000 $735,000 $2,223 2.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $720,000 $360,000 $2,352 3.35%
Norwalk, OH (FHA|USDA|VA) 4 $710,000 $177,500 $4,528 3.11%
JOHNSTOWN, PA (FHA|USDA|VA) 5 $705,000 $141,000 $1,580 3.04%
DuBois, PA (FHA|USDA|VA) 5 $685,000 $137,000 $3,499 2.80%
MADISON, WI (FHA|USDA|VA) 1 $685,000 $685,000 $2,075 3.63%
ROANOKE, VA (FHA|USDA|VA) 2 $680,000 $340,000 $5,686 2.93%
Seneca, SC (FHA|USDA|VA) 2 $680,000 $340,000 $6,943 3.19%
COLUMBUS, IN (FHA|USDA|VA) 1 $675,000 $675,000 $4,194 3.13%
SALEM, OR (FHA|USDA|VA) 1 $655,000 $655,000 $9,142 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $635,000 $635,000 $4,450 3.13%
Astoria, OR (FHA|USDA|VA) 1 $635,000 $635,000 $6,123 3.25%
GREELEY, CO (FHA|USDA|VA) 1 $635,000 $635,000 $6,526 3.25%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $610,000 $305,000 $3,051 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 1 $595,000 $595,000 $4,658 3.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $595,000 $595,000 $5,063 2.63%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $595,000 $595,000 $4,443 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $595,000 $595,000 $12,876 3.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $585,000 $585,000 $7,304 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $565,000 $565,000 $4,255 3.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $565,000 $565,000 $4,799 2.63%
Mount Vernon, OH (FHA|USDA|VA) 1 $545,000 $545,000 $8,495 3.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $530,000 $265,000 $2,705 2.76%
Cullowhee, NC (FHA|USDA|VA) 2 $530,000 $265,000 $6,182 2.94%
Wooster, OH (FHA|USDA|VA) 6 $520,000 $86,667 $1,980 3.50%
Zanesville, OH (FHA|USDA|VA) 3 $485,000 $161,667 $1,710 3.23%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $465,000 $465,000 $8,451 2.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $440,000 $220,000 $3,641 3.06%
STAUNTON, VA (FHA|USDA|VA) 2 $430,000 $215,000 $4,531 2.31%
Meadville, PA (FHA|USDA|VA) 5 $405,000 $81,000 $2,234 2.98%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.25%
Sanford, NC (FHA|USDA|VA) 1 $365,000 $365,000 $7,243 2.88%
Newberry, SC (FHA|USDA|VA) 1 $355,000 $355,000 $5,237 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $345,000 $345,000 $7,060 3.12%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $335,000 $335,000 $4,425 2.75%
North Wilkesboro, NC (FHA|USDA|VA) 1 $315,000 $315,000 $5,712 3.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,734 2.13%
Pottsville, PA (FHA|USDA|VA) 1 $305,000 $305,000 $5,857 3.88%
Oil City, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,516 3.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $275,000 $275,000 $5,753 2.88%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.25%
SUMTER, SC (FHA|USDA|VA) 1 $255,000 $255,000 $6,409 3.00%
Morehead City, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,507 3.13%
Salem, OH (FHA|USDA|VA) 3 $245,000 $81,667 $849 2.73%
LEBANON, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,315 2.99%
Orangeburg, SC (FHA|USDA|VA) 1 $225,000 $225,000 $6,517 3.38%
Danville, VA (FHA|USDA|VA) 1 $225,000 $225,000 $7,362 3.00%
READING, PA (FHA|USDA|VA) 1 $215,000 $215,000 $7,604 3.12%
St. Marys, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,648 2.99%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $205,000 $205,000 $5,362 2.88%
MONROE, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,805 2.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $185,000 $185,000 $5,548 3.25%
Huntingdon, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,126 2.50%
LANCASTER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,699 2.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.12%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,953 2.25%
Shelby, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,508 2.38%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,984 2.75%
Clarksburg, WV (FHA|USDA|VA) 1 $115,000 $115,000 $3,334 2.88%
ALTOONA, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.49%
MANSFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.29%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,011 2.25%
Dollar Bank Federal Savings Bank's top markets include Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Boston among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Dollar Bank Federal Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
    Similarity Rank: 45
    S. C. STATE FEDERAL CREDIT UNION
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    Liberty Bank for Savings
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    TRI BORO
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    Town & Country Bank
    Similarity Rank: 328
    KELLEY MORTGAGE, LLC
    Similarity Rank: 336
    WELCOME HOME FINANCE, L.P.
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    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 426

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,191 $1,597,285,000 $222,123 $1,948 3.22%
    HELOC 1,175 $141,905,000 $120,770 n/a 3.77%
    FHA 154 $19,340,000 $125,584 $5,580 2.82%
    VA 51 $13,445,000 $263,627 $5,633 2.69%

    For 2021, Dollar Bank Federal Savings Bank's most frequently originated type of loan was Conventional, with 7,191 originations. Their 2nd most popular type was HELOC, with 1,175 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,838 $973,500,000 $201,220 $1,009 3.17%
    Home Purchase 1,521 $503,975,000 $331,345 $5,229 3.01%
    Home Improvement 1,048 $77,240,000 $73,702 $40 4.10%
    Other 610 $58,150,000 $95,328 $413 3.92%
    Cash Out Refi 554 $159,110,000 $287,202 $5,543 2.81%

    For 2021, Dollar Bank Federal Savings Bank's most frequently cited loan purpose was Refi, with 4,838 originations. The 2nd most popular reason was Home Purchase, with 1,521 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    15 Year 2,708 $469,710,000 $173,453 $1,136 3.18%
    30 Year 2,014 $701,400,000 $348,262 $5,407 2.99%
    Other 1,803 $324,255,000 $179,842 $87 3.43%
    20 Year 1,246 $122,660,000 $98,443 $4,812 3.64%
    10 Year 427 $63,095,000 $147,763 $204 3.35%
    5 Year 360 $77,870,000 $216,306 $5 3.63%
    1 Year 7 $2,025,000 $289,286 $0 3.82%
    3 Year 6 $10,960,000 $1,826,667 $0 3.78%

    For 2021, Dollar Bank Federal Savings Bank's most frequently cited loan duration was 15 Year, with 2,708 originations. The 2nd most popular length was 30 Year, with 2,014 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,330 $874,110,000 $163,998
    $1k-2k 893 $287,655,000 $322,122
    $2k-3k 525 $175,145,000 $333,610
    $3k-4k 220 $83,420,000 $379,182
    $5k+ 141 $75,005,000 $531,950
    $4k-5k 96 $41,130,000 $428,438

    Dollar Bank Federal Savings Bank's average total fees were $5,407, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,330 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,223 $851,005,000 $201,517
    2.5-3% 2,935 $682,115,000 $232,407
    <2.5% 706 $200,580,000 $284,108
    4-5% 456 $29,070,000 $63,750
    5-6% 153 $6,105,000 $39,902
    6-7% 52 $1,580,000 $30,385
    Over 8% 29 $1,215,000 $41,897
    7-8% 17 $305,000 $17,941

    During 2021, Dollar Bank Federal Savings Bank's average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 3-4%, with 4,223 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,937 $167,395,000 $56,995 $465 3.72%
    $100k-200k 2,900 $412,090,000 $142,100 $1,444 3.10%
    $200k-400k 1,743 $473,915,000 $271,896 $3,019 3.03%
    $600k-1MM 487 $356,305,000 $731,632 $5,324 2.96%
    $400k-600k 433 $210,635,000 $486,455 $5,634 2.98%
    $1MM+ 71 $151,635,000 $2,135,704 $9,342 3.11%

    2021 saw Dollar Bank Federal Savings Bank place emphasis on $100,000 or less loans with 2,937 originations, totaling $167,395,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,921 $356,405,000 $185,531 $1,930 3.31%
    $50k-75k 1,648 $188,260,000 $114,235 $1,436 3.28%
    $75k-100k 1,451 $206,985,000 $142,650 $1,617 3.31%
    $150k-250k 1,436 $397,330,000 $276,692 $2,708 3.31%
    $50k or less 1,123 $94,815,000 $84,430 $1,399 3.28%
    $250k+ 796 $419,970,000 $527,601 $4,404 3.07%

    Dollar Bank Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 1,921 originations. The second most popular income band? $50k-75k, with 1,648 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,626 $506,260,000 $192,788 $1,772 3.23%
    30-36% 1,727 $340,015,000 $196,882 $2,012 3.32%
    <20% 1,346 $273,370,000 $203,098 $1,697 3.14%
    39% 300 $65,780,000 $219,267 $2,217 3.44%
    38% 283 $57,095,000 $201,749 $2,341 3.41%
    37% 280 $62,410,000 $222,893 $2,202 3.42%
    44% 273 $46,405,000 $169,982 $2,054 3.43%
    42% 268 $51,050,000 $190,485 $2,081 3.44%
    40% 258 $49,120,000 $190,388 $2,289 3.43%
    41% 256 $50,940,000 $198,984 $1,939 3.39%
    36% 255 $51,695,000 $202,725 $2,201 3.35%
    43% 235 $43,785,000 $186,319 $2,061 3.48%
    45% 142 $28,570,000 $201,197 $3,020 3.22%
    46% 62 $16,210,000 $261,452 $5,060 2.93%
    47% 57 $13,955,000 $244,825 $5,511 2.98%
    49% 46 $10,870,000 $236,304 $5,409 2.89%
    48% 40 $10,210,000 $255,250 $5,892 2.83%
    50-60% 27 $3,455,000 $127,963 $5,924 2.91%
    >60% 2 $80,000 $40,000 $525 3.16%

    Dollar Bank Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 2,626 originations. The next most common DTI ratio? 30-36%, with 1,727 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,243 $1,385,645,000 $191,308 $1,885 3.29%
    Not provided 611 $172,475,000 $282,283 $3,659 3.12%
    Not applicable 73 $87,345,000 $1,196,507 $0 4.18%
    Black 439 $59,335,000 $135,159 $2,204 3.32%
    Asian 166 $58,120,000 $350,120 $3,389 3.02%
    Asian Indian 13 $4,305,000 $331,154 $1,594 3.31%
    American Indian 17 $3,315,000 $195,000 $2,416 3.48%
    Other Asian 3 $395,000 $131,667 $0 3.42%
    Japanese 1 $365,000 $365,000 $0 2.99%
    Native Hawaiian or Islander 3 $355,000 $118,333 $165 4.16%
    Vietnamese 1 $205,000 $205,000 $0 2.74%
    Chinese 1 $115,000 $115,000 $0 2.99%

    Approval Rates

    Total approvals of all applications
    83.19%

    Dollar Bank Federal Savings Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.26%

    Dollar Bank Federal Savings Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,571 $1,771,975,000 $206,741

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,571 $1,771,975,000 $206,741

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,410 $172,620,000 $122,426 $661 3.37%
    40-60% 1,789 $365,395,000 $204,245 $1,456 3.05%
    60-80% 2,710 $795,800,000 $293,653 $2,562 3.09%
    80-100% 1,469 $382,755,000 $260,555 $3,662 3.06%
    Over 100% 7 $1,905,000 $272,143 $9,716 2.87%
    Under 20% 1,186 $53,500,000 $45,110 $94 4.25%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Dollar Bank, Federal Savings Bank 1009 Freeport Road Pittsburgh, PA 15238 Full Service B&M $208,674
    Dollar Bank, Federal Savings Bank 1190 Merriman Road 1st Floor Sewickley, PA 15143 Full Service B&M $11,893
    Dollar Bank, Federal Savings Bank 11974 Perry Hwy Wexford, PA 15090 Full Service B&M $55,100
    Dollar Bank, Federal Savings Bank 1209 Mentor Ave Painesville, OH 44077 Full Service B&M $71,073
    Dollar Bank, Federal Savings Bank 1283 Som Center Rd Mayfield Heights, OH 44124 Full Service B&M $56,404
    Dollar Bank, Federal Savings Bank 1297 Center Road Avon, OH 44011 Full Service B&M $31,867
    Dollar Bank, Federal Savings Bank 1301 East Ninth Street Cleveland, OH 44114 Full Service B&M $515,804
    Dollar Bank, Federal Savings Bank 1344 North Great Neck Virginia Beach, VA 23454 Full Service B&M $17,160
    Dollar Bank, Federal Savings Bank 140 Public Square Cleveland, OH 44114 Full Service B&M $15,561
    Dollar Bank, Federal Savings Bank 14569 Pearl Rd Strongsville, OH 44136 Full Service B&M $145,377
    Dollar Bank, Federal Savings Bank 150 Point Plaza Butler, PA 16001 Full Service B&M $92,526
    Dollar Bank, Federal Savings Bank 1500 West River Road North Elyria, OH 44035 Full Service B&M $71,094
    Dollar Bank, Federal Savings Bank 15509 Madison Avenue Lakewood, OH 44107 Full Service B&M $57,228
    Dollar Bank, Federal Savings Bank 160 Millers Run Road Bridgeville, PA 15017 Full Service B&M $19,851
    Dollar Bank, Federal Savings Bank 1709 Route 228 Cranberry Township, PA 16066 Full Service B&M $132,334
    Dollar Bank, Federal Savings Bank 1712 E Carson St Pittsburgh, PA 15203 Full Service B&M $23,264
    Dollar Bank, Federal Savings Bank 1717 Cochran Road Pittsburgh, PA 15220 Full Service B&M $287,069
    Dollar Bank, Federal Savings Bank 1720 Sentinel Drive, Suite 100 Chesapeake, VA 23320 Full Service B&M $1,521
    Dollar Bank, Federal Savings Bank 1834 Heights Plaza Natrona Heights, PA 15065 Full Service B&M $97,003
    Dollar Bank, Federal Savings Bank 1909 Landstown Centre Way, Ste 140 Virginia Beach, VA 23456 Full Service B&M $1,346
    Dollar Bank, Federal Savings Bank 1932 Laskin Road Virginia Beach, VA 23454 Full Service B&M $745
    Dollar Bank, Federal Savings Bank 20680 Center Ridge Road Rocky River, OH 44116 Full Service B&M $68,175
    Dollar Bank, Federal Savings Bank 218 Rodi Rd Pittsburgh, PA 15235 Full Service B&M $173,524
    Dollar Bank, Federal Savings Bank 2200 Warrensville-Center Road University Heights, OH 44118 Full Service B&M $61,392
    Dollar Bank, Federal Savings Bank 2212 General Booth Boulevard, Ste 240 Virginia Beach, VA 23454 Full Service B&M $1,172
    Dollar Bank, Federal Savings Bank 225 Forbes Avenue Pittsburgh, PA 15222 Full Service B&M $69,156
    Dollar Bank, Federal Savings Bank 240 E 228th St Euclid, OH 44123 Full Service B&M $27,737
    Dollar Bank, Federal Savings Bank 25 Highland Road Bethel Park, PA 15102 Full Service B&M $127,480
    Dollar Bank, Federal Savings Bank 250 Oak Spring Center Washington, PA 15301 Full Service B&M $97,398
    Dollar Bank, Federal Savings Bank 26065 Lorain Road North Olmsted, OH 44070 Full Service B&M $21,827
    Dollar Bank, Federal Savings Bank 26895 Center Ridge Road Westlake, OH 44145 Full Service B&M $103,813
    Dollar Bank, Federal Savings Bank 26949 Chagrin Boulevard Beachwood, OH 44122 Full Service B&M $176,109
    Dollar Bank, Federal Savings Bank 274 Yost Blvd Pittsburgh, PA 15221 Full Service B&M $98,348
    Dollar Bank, Federal Savings Bank 2800 Gracy Center Way Coraopolis, PA 15108 Full Service B&M $149,480
    Dollar Bank, Federal Savings Bank 3029 W Liberty Ave Pittsburgh, PA 15216 Full Service B&M $21,717
    Dollar Bank, Federal Savings Bank 3115 W 25th Street Cleveland, OH 44109 Full Service B&M $31,620
    Dollar Bank, Federal Savings Bank 33 South Saint Clair St Painesville, OH 44077 Full Service B&M $2,874
    Dollar Bank, Federal Savings Bank 340 4th Ave Pittsburgh, PA 15222 Full Service B&M $1,413,471
    Dollar Bank, Federal Savings Bank 34829 Vine Street Eastlake, OH 44095 Full Service B&M $93,137
    Dollar Bank, Federal Savings Bank 3483 Hudson Dr Stow, OH 44224 Full Service B&M $39,139
    Dollar Bank, Federal Savings Bank 3630 Center Road Brunswick, OH 44212 Full Service B&M $13,503
    Dollar Bank, Federal Savings Bank 3714 Fifth Avenue Pittsburgh, PA 15213 Full Service B&M $14,899
    Dollar Bank, Federal Savings Bank 3980 Washington Rd Canonsburg, PA 15317 Full Service B&M $60,502
    Dollar Bank, Federal Savings Bank 400 Lysle Blvd Mckeesport, PA 15132 Full Service B&M $40,675
    Dollar Bank, Federal Savings Bank 400 Mt Lebanon Blvd Pittsburgh, PA 15234 Full Service B&M $165,363
    Dollar Bank, Federal Savings Bank 401 Liberty Avenue Pittsburgh, PA 15222 Full Service B&M $252,829
    Dollar Bank, Federal Savings Bank 4140 Fulton Road Cleveland, OH 44144 Full Service B&M $58,067
    Dollar Bank, Federal Savings Bank 4192 William Penn Hwy Monroeville, PA 15146 Full Service B&M $227,334
    Dollar Bank, Federal Savings Bank 420 Beaver St Sewickley, PA 15143 Full Service B&M $75,839
    Dollar Bank, Federal Savings Bank 45 Walsh Rd Pittsburgh, PA 15205 Full Service B&M $160,522
    Dollar Bank, Federal Savings Bank 4540 Princess Anne Road Virginia Beach, VA 23462 Full Service B&M $411
    Dollar Bank, Federal Savings Bank 4730 Ridge Road Brooklyn, OH 44144 Full Service B&M $105,797
    Dollar Bank, Federal Savings Bank 4751 William Penn Highway Murrysville, PA 15668 Full Service B&M $85,118
    Dollar Bank, Federal Savings Bank 500 Clairton Blvd Pittsburgh, PA 15236 Full Service B&M $92,590
    Dollar Bank, Federal Savings Bank 500 Providence Point Blvd Pittsburgh, PA 15243 Full Service B&M $9,065
    Dollar Bank, Federal Savings Bank 501 South Independence Boulevard Virginia Beach, VA 23452 Full Service B&M $64,164
    Dollar Bank, Federal Savings Bank 5180 Warrensville Center Road Maple Heights, OH 44137 Full Service B&M $33,210
    Dollar Bank, Federal Savings Bank 5201 Wilson Mills Road Richmond Heights, OH 44143 Full Service B&M $65,306
    Dollar Bank, Federal Savings Bank 5219 Pearl Road Parma, OH 44129 Full Service B&M $69,392
    Dollar Bank, Federal Savings Bank 5300 State Route 30 Greensburg, PA 15601 Full Service B&M $118,135
    Dollar Bank, Federal Savings Bank 537 Smithfield Street Pittsburgh, PA 15222 Full Service B&M $103,044
    Dollar Bank, Federal Savings Bank 5375 William Flynn Highway Gibsonia, PA 15044 Full Service B&M $147,621
    Dollar Bank, Federal Savings Bank 5822 Forbes Ave Pittsburgh, PA 15217 Full Service B&M $194,723
    Dollar Bank, Federal Savings Bank 6047 Route 30 Greensburg, PA 15601 Full Service B&M $114,707
    Dollar Bank, Federal Savings Bank 6107 Penn Avenue Pittsburgh, PA 15206 Full Service B&M $68,704
    Dollar Bank, Federal Savings Bank 6460 Steubenville Pike Pittsburgh, PA 15205 Full Service B&M $52,734
    Dollar Bank, Federal Savings Bank 6563 Brecksville Road Independence, OH 44131 Full Service B&M $97,809
    Dollar Bank, Federal Savings Bank 6868 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $131,641
    Dollar Bank, Federal Savings Bank 700 Towne Square Way Pittsburgh, PA 15227 Full Service B&M $197,176
    Dollar Bank, Federal Savings Bank 7450 W Ridgewood Drive Parma, OH 44129 Full Service B&M $105,419
    Dollar Bank, Federal Savings Bank 750 Volvo Parkway Chesapeake, VA 23320 Full Service B&M $42,639
    Dollar Bank, Federal Savings Bank 7500 Chippewa Road Brecksville, OH 44141 Full Service B&M $96,124
    Dollar Bank, Federal Savings Bank 7862 Tidewater Drive, Suite 101 Norfolk, VA 23505 Full Service B&M $32,678
    Dollar Bank, Federal Savings Bank 7891 Mentor Avenue Mentor, OH 44060 Full Service B&M $88,238
    Dollar Bank, Federal Savings Bank 8040 Peebles Rd. Pittsburgh, PA 15237 Full Service B&M $429,579
    Dollar Bank, Federal Savings Bank 820 Warrington Avenue Pittsburgh, PA 15210 Full Service B&M $11,825
    Dollar Bank, Federal Savings Bank 839 Lynnhaven Parkway Virginia Beach, VA 23452 Full Service B&M $4,241
    Dollar Bank, Federal Savings Bank 889 Magill Dr North Huntingdon, PA 15642 Full Service B&M $75,698
    Dollar Bank, Federal Savings Bank 981-983 Providence Square Shopping Center Virginia Beach, VA 23464 Full Service B&M $3,632
    Dollar Bank, Federal Savings Bank 998 Independence Blvd Virginia Beach, VA 23455 Full Service B&M $29,747

    For 2021, Dollar Bank Federal Savings Bank had 80 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $288,818
    Net interest income $253,897
    Total noninterest income $42,224
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $14,360
    Trading account gains and fees $0
    Additional Noninterest Income $27,864
    Pre-tax net operating income $60,892
    Securities gains (or losses, -) $2,016
    Income before extraordinary items $48,862
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $48,862
    Minority interest net income $0
    Net income $48,862
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $47,269

    Dollar Bank Federal Savings Bank's gross interest income from loans was $288,818,000.
    Dollar Bank Federal Savings Bank's net interest income from loans was $253,897,000.
    Dollar Bank Federal Savings Bank's fee based income from loans was $14,360,000.
    Dollar Bank Federal Savings Bank's net income from loans was $48,862,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $34,921
    Provision for credit losses $7,100
    Total noninterest expense $228,129
    Salaries and employee benefits $114,803
    Premises and equipment expense $56,078
    Additional noninterest expense $57,248
    Applicable income taxes $14,046
    Net charge-offs $4,902
    Cash dividends $0

    Dollar Bank Federal Savings Bank's interest expense for loans was $34,921,000.
    Dollar Bank Federal Savings Bank's payroll and benefits expense were $114,803,000.
    Dollar Bank Federal Savings Bank's property, plant and equipment expenses $56,078,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 3.0%
    Personal loans 0.0%
    Credit card loans 0.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $8,635,108
    Deposits held in domestic offices $8,635,108
    Deposits by Individuals, partnerships, and corporations $8,259,591
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $347,473
    Deposits by Commercial banks and other depository institutions in U.S. $28,044
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,176,328
    Demand deposits $660,820
    Nontransaction accounts $7,458,780
    Money market deposit accounts (MMDAs) $0
    Other savings deposits (excluding MMDAs) $6,374,604
    Total time deposits $1,084,175
    Total time and savings deposits $7,974,288
    Noninterest-bearing deposits $1,729,316
    Interest-bearing deposits $6,905,792
    Retail deposits $8,295,046
    IRAs and Keogh plan accounts $249,907
    Brokered deposits $178,297
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $10,312,436
    Cash & Balances due from depository institutions $762,084
    Interest-bearing balances $698,214
    Total securities $2,213,942
    Federal funds sold & reverse repurchase $0
    Net loans and leases $7,046,316
    Loan and leases loss allowance $51,155
    Trading account assets $0
    Bank premises and fixed assets $117,046
    Other real estate owned $85
    Goodwill and other intangibles $6,939
    All other assets $166,024

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $10,312,436
    Total Liabilities $9,327,716
    Total deposits $8,635,108
    Interest-bearing deposits $6,905,792
    Deposits held in domestic offices $8,635,108
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $109,028
    Trading liabilities $0
    Other borrowed funds $532,888
    Subordinated debt $0
    All other liabilities $50,692

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $7,046,316
    Loan and leases loss allowance $51,155
    Total loans and leases (domestic) $7,097,471
    All real estate loans $6,210,053
    Real estate loans in domestic offices $6,210,053
    Construction and development loans $562,285
    Residential 1-4 family construction $64,052
    Other construction, all land development and other land $498,233
    Loans secured by nonfarm nonresidential properties $711,366
    Nonfarm nonresidential secured by owner-occupied properties $213,291
    Commercial real estate & other non-farm, non-residential $498,075
    Multifamily residential real estate $226,796
    1-4 family residential loans $4,709,606
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $601,572
    To non-U.S. addressees $0
    Loans to individuals $262,331
    Credit card loans $62,249
    Related Plans $115,454
    Consumer Auto Loans $9,581
    Other loans to individuals $75,047
    All other loans & leases $23,515
    Loans to foreign governments and official institutions $0
    Other loans $3,573
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $32,579
    Non 1-4 family restructured loans & leases $19,310
    Total loans and leases (foreign) $0

    Dollar Bank Federal Savings Bank had $7,046,316,000 of loans outstanding in 2021. $6,210,053,000 of loans were in real estate loans. $562,285,000 of loans were in development loans. $226,796,000 of loans were in multifamily mortgage loans. $4,709,606,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $62,249,000 of loans were in credit card loans. $9,581,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 550 $116,593 $211,987
    Nonfarm, nonresidential loans - <$100k 97 $3,267 $33,680
    Nonfarm, nonresidential loans - $100-250k 153 $16,178 $105,739
    Nonfarm, nonresidential loans - $250k-1MM 300 $97,148 $323,827
    Commercial & Industrial, US addressed loans - <$1MM 2,915 $93,783 $32,173
    Commercial & Industrial, US addressed loans - <$100k 2,325 $16,222 $6,977
    Commercial & Industrial, US addressed loans - $100-250k 244 $14,899 $61,061
    Commercial & Industrial, US addressed loans - $250k-1MM 346 $62,662 $181,104