Dollar Bank Federal Savings Bank Mortgage Rates, Fees & Info

Pittsburgh, PA

LEI: 549300MSU5WVAU4ZN645

Tax ID: 25-0444380

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Dollar Bank Federal Savings Bank is a small bank specializing in Refi and Home Purchase loans. Dollar Bank Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Pittsburgh, Cleveland, Virginia Beach, Charlotte, and St. Louis among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Dollar Bank Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dollar Bank Federal Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.16% 4/21/24
    30 Year Conventional Purchase 6.19% 4/21/24
    30 Year Conventional Refi 6.16% 4/21/24
    30 Year Cash-out Refi 6.16% 4/21/24
    30 Year FHA Purchase 7.17% 4/21/24
    30 Year FHA Refi 6.75% 4/21/24
    30 Year VA Purchase 6.13% 4/21/24
    30 Year VA Refi 5.86% 4/21/24
    15 Year Conventional Purchase 5.55% 4/21/24
    15 Year Conventional Refi 6.00% 4/21/24
    15 Year Cash-out Refi 6.00% 4/21/24
    15 Year FHA Purchase 6.84% 4/21/24
    15 Year FHA Refi 5.68% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Dollar Bank Federal Savings Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Dollar Bank Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    7,365

    Origination Dollar Volume (All Markets)

    $1,323,055,000

    Employee count

    1,378 Show all (21) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PITTSBURGH, PA (FHA|USDA|VA) 4,601 $668,515,000 $145,298 $1,825 4.65%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,497 $175,785,000 $117,425 $1,505 4.73%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 209 $51,285,000 $245,383 $3,734 4.16%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 76 $37,840,000 $497,895 $5,354 4.05%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 57 $33,415,000 $586,228 $2,612 3.87%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 46 $25,690,000 $558,478 $3,439 3.79%
    COLUMBUS, OH (FHA|USDA|VA) 37 $23,355,000 $631,216 $3,635 3.89%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 32 $21,800,000 $681,250 $3,238 3.82%
    AKRON, OH (FHA|USDA|VA) 142 $17,800,000 $125,352 $1,621 4.78%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 28 $17,730,000 $633,214 $3,102 4.19%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 28 $16,620,000 $593,571 $4,582 3.82%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 24 $15,240,000 $635,000 $4,856 3.86%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 27 $15,165,000 $561,667 $2,618 3.74%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 30 $14,720,000 $490,667 $4,099 3.98%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 23 $12,385,000 $538,478 $5,667 3.99%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 13 $8,375,000 $644,231 $3,135 3.79%
    ASHEVILLE, NC (FHA|USDA|VA) 22 $8,110,000 $368,636 $5,804 4.11%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $7,925,000 $7,925,000 $0 5.50%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 14 $7,660,000 $547,143 $8,350 4.00%
    RALEIGH-CARY, NC (FHA|USDA|VA) 16 $7,580,000 $473,750 $4,850 3.96%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $7,230,000 $602,500 $4,664 3.95%
    Outside of Metro Areas 24 $6,970,000 $290,417 $4,163 4.37%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 15 $6,845,000 $456,333 $4,979 4.16%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 12 $6,480,000 $540,000 $3,608 4.10%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 34 $4,680,000 $137,647 $2,729 4.12%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $4,055,000 $311,923 $2,575 3.97%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 11 $3,885,000 $353,182 $5,899 4.01%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $3,795,000 $421,667 $5,067 3.90%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 8 $3,500,000 $437,500 $7,400 4.05%
    LOUISVILLE, KY (FHA|USDA|VA) 6 $3,360,000 $560,000 $3,865 3.94%
    BOULDER, CO (FHA|USDA|VA) 4 $3,100,000 $775,000 $3,783 3.84%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $2,955,000 $591,000 $4,069 3.75%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 8 $2,810,000 $351,250 $3,531 3.77%
    RICHMOND, VA (FHA|USDA|VA) 6 $2,620,000 $436,667 $4,477 3.65%
    New Castle, PA (FHA|USDA|VA) 17 $2,465,000 $145,000 $3,669 4.70%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 19 $2,425,000 $127,632 $2,754 4.35%
    TOLEDO, OH (FHA|USDA|VA) 11 $2,115,000 $192,273 $2,755 5.06%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 3.88%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,940,000 $485,000 $6,307 3.78%
    Somerset, PA (FHA|USDA|VA) 13 $1,925,000 $148,077 $3,457 4.17%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $1,855,000 $618,333 $4,148 3.42%
    Indiana, PA (FHA|USDA|VA) 16 $1,780,000 $111,250 $2,945 4.44%
    COLUMBIA, SC (FHA|USDA|VA) 5 $1,665,000 $333,000 $6,851 3.98%
    Sandusky, OH (FHA|USDA|VA) 9 $1,515,000 $168,333 $2,084 4.69%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,415,000 $471,667 $4,276 4.33%
    STATE COLLEGE, PA (FHA|USDA|VA) 3 $1,325,000 $441,667 $6,802 3.92%
    BRUNSWICK, GA (FHA|USDA|VA) 2 $1,310,000 $655,000 $5,731 4.63%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,321 4.50%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $1,160,000 $580,000 $4,910 3.69%
    WINSTON-SALEM, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,933 4.04%
    WORCESTER, MA-CT (FHA|USDA|VA) 2 $1,080,000 $540,000 $1,879 4.00%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,223 3.75%
    Meadville, PA (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,779 3.31%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,871 3.59%
    MADISON, WI (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,230 3.83%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,076 3.94%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $970,000 $485,000 $5,468 3.44%
    Cullowhee, NC (FHA|USDA|VA) 2 $960,000 $480,000 $6,951 3.81%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $935,000 $935,000 $5,390 4.25%
    BURLINGTON, NC (FHA|USDA|VA) 2 $930,000 $465,000 $4,309 3.68%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $915,000 $305,000 $5,627 4.04%
    GREELEY, CO (FHA|USDA|VA) 1 $895,000 $895,000 $3,797 3.25%
    Ashtabula, OH (FHA|USDA|VA) 10 $840,000 $84,000 $1,745 4.34%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $825,000 $275,000 $3,980 4.63%
    ALTOONA, PA (FHA|USDA|VA) 1 $815,000 $815,000 $9,285 3.63%
    LANCASTER, PA (FHA|USDA|VA) 2 $780,000 $390,000 $5,776 3.31%
    ERIE, PA (FHA|USDA|VA) 6 $760,000 $126,667 $4,540 4.25%
    COLUMBUS, IN (FHA|USDA|VA) 1 $755,000 $755,000 $3,754 4.38%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $735,000 $735,000 $199 3.50%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $705,000 $705,000 $4,300 3.63%
    Warsaw, IN (FHA|USDA|VA) 1 $695,000 $695,000 $2,426 3.63%
    Breckenridge, CO (FHA|USDA|VA) 1 $685,000 $685,000 $3,025 3.50%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $675,000 $675,000 $2,699 4.13%
    GREENVILLE, NC (FHA|USDA|VA) 2 $670,000 $335,000 $6,520 4.00%
    NEW BERN, NC (FHA|USDA|VA) 1 $665,000 $665,000 $8,192 5.25%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $655,000 $655,000 $9,093 4.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $655,000 $655,000 $3,693 3.63%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $650,000 $162,500 $3,983 3.69%
    MUNCIE, IN (FHA|USDA|VA) 1 $645,000 $645,000 $6,140 4.75%
    CLEVELAND, TN (FHA|USDA|VA) 1 $645,000 $645,000 $1,818 3.88%
    Albemarle, NC (FHA|USDA|VA) 2 $640,000 $320,000 $6,833 3.88%
    Wooster, OH (FHA|USDA|VA) 5 $635,000 $127,000 $1,662 4.94%
    WILMINGTON, NC (FHA|USDA|VA) 1 $625,000 $625,000 $3,450 4.00%
    Marion, NC (FHA|USDA|VA) 1 $595,000 $595,000 $7,979 4.00%
    APPLETON, WI (FHA|USDA|VA) 1 $585,000 $585,000 $1,456 3.50%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $585,000 $585,000 $616 4.13%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $575,000 $575,000 $4,520 4.13%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $575,000 $575,000 $7,695 4.25%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $545,000 $545,000 $3,890 4.50%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $545,000 $545,000 $4,178 4.63%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $535,000 $178,333 $3,848 3.16%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $535,000 $535,000 $2,649 4.38%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $525,000 $525,000 $4,054 3.63%
    CHEYENNE, WY (FHA|USDA|VA) 1 $515,000 $515,000 $1,980 4.00%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $505,000 $505,000 $6,255 4.25%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $500,000 $250,000 $6,470 4.25%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $495,000 $495,000 $475 4.25%
    Oil City, PA (FHA|USDA|VA) 5 $435,000 $87,000 $3,737 4.00%
    Norwalk, OH (FHA|USDA|VA) 5 $435,000 $87,000 $819 4.82%
    DuBois, PA (FHA|USDA|VA) 4 $430,000 $107,500 $1,535 4.03%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $425,000 $425,000 $6,405 3.63%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $415,000 $138,333 $2,400 4.49%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $415,000 $415,000 $6,275 3.63%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $405,000 $405,000 $3,819 3.88%
    Newberry, SC (FHA|USDA|VA) 1 $395,000 $395,000 $8,476 4.00%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $395,000 $395,000 $6,064 3.13%
    NILES, MI (FHA|USDA|VA) 1 $395,000 $395,000 $3,609 2.88%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $395,000 $395,000 $3,510 3.75%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $395,000 $395,000 $7,986 3.75%
    Cambridge, OH (FHA|USDA|VA) 2 $390,000 $195,000 $188 6.52%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $385,000 $385,000 $4,396 3.13%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $375,000 $375,000 $8,269 3.88%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $375,000 $375,000 $748 4.00%
    ROANOKE, VA (FHA|USDA|VA) 1 $375,000 $375,000 $4,985 3.50%
    Seneca, SC (FHA|USDA|VA) 1 $365,000 $365,000 $8,591 3.75%
    Mount Airy, NC (FHA|USDA|VA) 1 $315,000 $315,000 $5,356 5.00%
    Ashland, OH (FHA|USDA|VA) 1 $305,000 $305,000 $4,448 3.25%
    Salem, OH (FHA|USDA|VA) 4 $300,000 $75,000 $1,926 4.56%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.50%
    MANSFIELD, OH (FHA|USDA|VA) 1 $275,000 $275,000 $6,526 3.88%
    FLORENCE, SC (FHA|USDA|VA) 1 $275,000 $275,000 $6,166 4.50%
    Brevard, NC (FHA|USDA|VA) 1 $265,000 $265,000 $5,853 4.00%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $245,000 $245,000 $6,263 3.88%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,207 4.25%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $4,951 3.88%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,274 3.25%
    SUMTER, SC (FHA|USDA|VA) 1 $205,000 $205,000 $6,786 4.88%
    MONROE, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,961 3.88%
    Coldwater, MI (FHA|USDA|VA) 1 $195,000 $195,000 $4,313 3.99%
    Shelby, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,701 4.50%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,809 4.25%
    Clarksburg, WV (FHA|USDA|VA) 1 $185,000 $185,000 $4,901 4.63%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $145,000 $145,000 $4,223 3.38%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.13%
    Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,825 4.13%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,895 3.50%
    WHEELING, WV-OH (FHA|USDA|VA) 3 $125,000 $41,667 $164 7.12%
    Elizabeth City, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,384 4.13%
    Lewistown, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,908 3.88%
    Mount Vernon, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
    Dollar Bank Federal Savings Bank's top markets include Pittsburgh, Cleveland, Virginia Beach, Charlotte, and St. Louis among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Dollar Bank Federal Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    AppleTree Credit Union
    Similarity Rank: 8
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    Similarity Rank: 85
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    Similarity Rank: 117
    Piscataqua Savings Bank
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    First Ipswich Bank
    Similarity Rank: 139
    Citizens Savings and Loan Association, FSB
    Similarity Rank: 141

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,486 $1,024,500,000 $186,748 $2,015 4.42%
    HELOC 1,637 $261,175,000 $159,545 n/a 5.21%
    FHA 167 $20,255,000 $121,287 $5,748 3.78%
    VA 67 $16,475,000 $245,896 $5,464 3.55%
    FHA 7 $575,000 $82,143 $0 4.91%
    FHA 1 $75,000 $75,000 $0 4.99%

    For 2019, Dollar Bank Federal Savings Bank's most frequently originated type of loan was Conventional, with 5,486 originations. Their 2nd most popular type was HELOC, with 1,637 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,877 $502,805,000 $174,767 $904 4.48%
    Home Purchase 1,850 $570,480,000 $308,368 $4,792 3.96%
    Home Improvement 1,369 $72,375,000 $52,867 $51 5.34%
    Other 887 $62,875,000 $70,885 $365 5.38%
    Cash Out Refi 382 $114,520,000 $299,791 $4,605 3.74%

    For 2019, Dollar Bank Federal Savings Bank's most frequently cited loan purpose was Refi, with 2,877 originations. The 2nd most popular reason was Home Purchase, with 1,850 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,991 $595,465,000 $299,078 $4,879 3.92%
    15 Year 1,738 $257,340,000 $148,067 $1,375 4.60%
    20 Year 1,482 $106,110,000 $71,599 $4,067 5.13%
    Other 1,344 $226,660,000 $168,646 $84 4.66%
    5 Year 422 $87,030,000 $206,232 $23 5.01%
    10 Year 354 $39,230,000 $110,819 $115 4.99%
    1 Year 18 $4,340,000 $241,111 $0 5.63%
    3 Year 16 $6,880,000 $430,000 $0 5.44%

    For 2019, Dollar Bank Federal Savings Bank's most frequently cited loan duration was 30 Year, with 1,991 originations. The 2nd most popular length was 15 Year, with 1,738 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,453 $462,245,000 $133,868
    $1k-2k 1,311 $311,185,000 $237,365
    $2k-3k 466 $124,790,000 $267,790
    $3k-4k 159 $51,865,000 $326,195
    $5k+ 82 $43,350,000 $528,659
    $4k-5k 56 $23,410,000 $418,036

    Dollar Bank Federal Savings Bank's average total fees were $4,879, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,453 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,333 $571,785,000 $171,553
    3-4% 2,096 $543,940,000 $259,513
    5-6% 1,009 $114,355,000 $113,335
    6-7% 352 $16,010,000 $45,483
    2.5-3% 293 $66,805,000 $228,003
    7-8% 180 $6,520,000 $36,222
    Over 8% 91 $3,005,000 $33,022
    <2.5% 9 $225,000 $25,000

    During 2019, Dollar Bank Federal Savings Bank's average interest rate for loans was 3.92%, while their most frequently originated rate bucket for loans was 4-5%, with 3,333 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 3,699 $183,685,000 $49,658 $593 5.05%
    $100k-200k 1,759 $247,455,000 $140,679 $2,171 4.23%
    $200k-400k 1,183 $322,605,000 $272,701 $4,039 4.00%
    $400k-600k 392 $195,390,000 $498,444 $5,070 3.97%
    $600k-1MM 285 $202,705,000 $711,246 $4,783 3.91%
    $1MM+ 47 $171,215,000 $3,642,872 $5,863 4.24%

    2019 saw Dollar Bank Federal Savings Bank place emphasis on $100,000 or less loans with 3,699 originations, totaling $183,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,681 $249,405,000 $148,367 $2,061 4.66%
    $50k-75k 1,452 $135,670,000 $93,437 $1,679 4.64%
    $150k-250k 1,192 $285,160,000 $239,228 $2,732 4.53%
    $75k-100k 1,162 $131,640,000 $113,287 $1,758 4.67%
    $50k or less 1,034 $69,490,000 $67,205 $1,731 4.45%
    $250k+ 653 $290,285,000 $444,541 $4,128 4.26%

    Dollar Bank Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 1,681 originations. The second most popular income band? $50k-75k, with 1,452 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,162 $329,210,000 $152,271 $1,996 4.57%
    30-36% 1,428 $243,210,000 $170,315 $2,198 4.55%
    <20% 1,175 $166,015,000 $141,289 $1,725 4.55%
    39% 242 $41,670,000 $172,190 $2,102 4.75%
    44% 240 $38,160,000 $159,000 $2,029 4.79%
    36% 239 $43,625,000 $182,531 $2,233 4.43%
    43% 239 $43,425,000 $181,695 $1,825 4.67%
    42% 236 $43,140,000 $182,797 $2,529 4.60%
    37% 235 $37,765,000 $160,702 $2,039 4.75%
    41% 232 $40,070,000 $172,716 $2,175 4.72%
    38% 221 $39,615,000 $179,253 $2,405 4.47%
    40% 201 $34,995,000 $174,104 $2,192 4.51%
    45% 159 $23,095,000 $145,252 $2,213 4.73%
    46% 67 $12,495,000 $186,493 $3,571 4.46%
    49% 51 $12,915,000 $253,235 $5,516 3.76%
    47% 49 $7,795,000 $159,082 $4,116 4.18%
    50-60% 44 $7,050,000 $160,227 $6,313 3.98%
    48% 41 $8,985,000 $219,146 $4,616 3.83%
    >60% 2 $120,000 $60,000 $1,459 4.75%

    Dollar Bank Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 2,162 originations. The next most common DTI ratio? 30-36%, with 1,428 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,216 $971,680,000 $156,319 $2,023 4.59%
    Not applicable 89 $149,185,000 $1,676,236 $0 5.35%
    Not provided 543 $112,725,000 $207,597 $3,273 4.38%
    Asian 139 $40,345,000 $290,252 $3,498 4.03%
    Black 344 $38,750,000 $112,645 $2,468 4.65%
    Asian Indian 6 $2,970,000 $495,000 $4,526 3.77%
    American Indian 11 $2,835,000 $257,727 $3,041 4.51%
    Chinese 3 $2,355,000 $785,000 $517 3.46%
    Native Hawaiian or Islander 7 $1,155,000 $165,000 $2,760 4.57%
    Other Asian 4 $740,000 $185,000 $4,265 4.04%
    Korean 1 $225,000 $225,000 $4,680 3.38%
    Other Pacific Islander 2 $90,000 $45,000 $85 5.64%

    Approval Rates

    Total approvals of all applications
    81.38%

    Dollar Bank Federal Savings Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    84.68%

    Dollar Bank Federal Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,365 $1,323,055,000 $179,641

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 35 $141,165,000 $4,033,286
    Single Family (1-4 Units):Manufactured 8 $740,000 $92,500
    Single Family (1-4 Units):Site-Built 7,322 $1,181,150,000 $161,315

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,396 $112,220,000 $80,387 $388 4.99%
    40-60% 896 $249,850,000 $278,850 $1,669 4.25%
    60-80% 1,884 $527,550,000 $280,016 $2,854 4.13%
    80-100% 1,608 $363,330,000 $225,951 $3,707 4.04%
    Over 100% 16 $5,700,000 $356,250 $9,491 3.73%
    Under 20% 1,556 $64,180,000 $41,247 $60 5.53%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Dollar Bank, Federal Savings Bank 1009 Freeport Road Pittsburgh, PA 15238 Full Service B&M $162,805
    Dollar Bank, Federal Savings Bank 1190 Merriman Road 1st Floor Sewickley, PA 15143 Full Service B&M $12,118
    Dollar Bank, Federal Savings Bank 11974 Perry Hwy Wexford, PA 15090 Full Service B&M $39,458
    Dollar Bank, Federal Savings Bank 1209 Mentor Ave Painesville, OH 44077 Full Service B&M $50,691
    Dollar Bank, Federal Savings Bank 1283 Som Center Rd Mayfield Heights, OH 44124 Full Service B&M $42,749
    Dollar Bank, Federal Savings Bank 1297 Center Road Avon, OH 44011 Full Service B&M $26,208
    Dollar Bank, Federal Savings Bank 1301 East Ninth Street Cleveland, OH 44114 Full Service B&M $380,118
    Dollar Bank, Federal Savings Bank 140 Public Square Cleveland, OH 44114 Full Service B&M $12,942
    Dollar Bank, Federal Savings Bank 14569 Pearl Rd Strongsville, OH 44136 Full Service B&M $116,364
    Dollar Bank, Federal Savings Bank 150 Point Plaza Butler, PA 16001 Full Service B&M $74,290
    Dollar Bank, Federal Savings Bank 1500 West River Road North Elyria, OH 44035 Full Service B&M $53,769
    Dollar Bank, Federal Savings Bank 15509 Madison Avenue Lakewood, OH 44107 Full Service B&M $48,614
    Dollar Bank, Federal Savings Bank 1580 Crossways Blvd. Chesapeake, VA 23320 Full Service B&M $32,239
    Dollar Bank, Federal Savings Bank 160 Millers Run Road Bridgeville, PA 15017 Full Service B&M $10,753
    Dollar Bank, Federal Savings Bank 1709 Route 228 Cranberry Township, PA 16066 Full Service B&M $104,569
    Dollar Bank, Federal Savings Bank 1712 E Carson St Pittsburgh, PA 15203 Full Service B&M $11,550
    Dollar Bank, Federal Savings Bank 1717 Cochran Road Pittsburgh, PA 15220 Full Service B&M $246,907
    Dollar Bank, Federal Savings Bank 1834 Heights Plaza Natrona Heights, PA 15065 Full Service B&M $73,863
    Dollar Bank, Federal Savings Bank 20680 Center Ridge Road Rocky River, OH 44116 Full Service B&M $60,866
    Dollar Bank, Federal Savings Bank 218 Rodi Rd Pittsburgh, PA 15235 Full Service B&M $137,135
    Dollar Bank, Federal Savings Bank 2200 Warrensville-Center Road University Heights, OH 44118 Full Service B&M $51,086
    Dollar Bank, Federal Savings Bank 225 Forbes Avenue Pittsburgh, PA 15222 Full Service B&M $54,652
    Dollar Bank, Federal Savings Bank 240 E 228th St Euclid, OH 44123 Full Service B&M $20,254
    Dollar Bank, Federal Savings Bank 25 Highland Road Bethel Park, PA 15102 Full Service B&M $105,523
    Dollar Bank, Federal Savings Bank 250 Oak Spring Center Washington, PA 15301 Full Service B&M $77,337
    Dollar Bank, Federal Savings Bank 26065 Lorain Road North Olmsted, OH 44070 Full Service B&M $17,185
    Dollar Bank, Federal Savings Bank 26895 Center Ridge Road Westlake, OH 44145 Full Service B&M $90,374
    Dollar Bank, Federal Savings Bank 26949 Chagrin Boulevard Beachwood, OH 44122 Full Service B&M $16,574
    Dollar Bank, Federal Savings Bank 274 Yost Blvd Pittsburgh, PA 15221 Full Service B&M $78,678
    Dollar Bank, Federal Savings Bank 2800 Gracy Center Way Coraopolis, PA 15108 Full Service B&M $120,099
    Dollar Bank, Federal Savings Bank 3029 W Liberty Ave Pittsburgh, PA 15216 Full Service B&M $23,109
    Dollar Bank, Federal Savings Bank 3115 W 25th Street Cleveland, OH 44109 Full Service B&M $20,865
    Dollar Bank, Federal Savings Bank 33 South Saint Clair St Painesville, OH 44077 Full Service B&M $2,858
    Dollar Bank, Federal Savings Bank 340 Fourth Ave Pittsburgh, PA 15222 Full Service B&M $1,240,123
    Dollar Bank, Federal Savings Bank 34829 Vine Street Eastlake, OH 44095 Full Service B&M $78,797
    Dollar Bank, Federal Savings Bank 3483 Hudson Dr Stow, OH 44224 Full Service B&M $25,157
    Dollar Bank, Federal Savings Bank 36 East Streetsboro St. Hudson, OH 44236 Full Service B&M $141,082
    Dollar Bank, Federal Savings Bank 3630 Center Road Brunswick, OH 44212 Full Service B&M $4,490
    Dollar Bank, Federal Savings Bank 3714 Fifth Avenue Pittsburgh, PA 15213 Full Service B&M $9,785
    Dollar Bank, Federal Savings Bank 3980 Washington Rd Canonsburg, PA 15317 Full Service B&M $41,442
    Dollar Bank, Federal Savings Bank 400 Lysle Blvd Mckeesport, PA 15132 Full Service B&M $31,767
    Dollar Bank, Federal Savings Bank 400 Mt Lebanon Blvd Pittsburgh, PA 15234 Full Service B&M $137,901
    Dollar Bank, Federal Savings Bank 401 Liberty Avenue Pittsburgh, PA 15222 Full Service B&M $155,471
    Dollar Bank, Federal Savings Bank 4140 Fulton Road Cleveland, OH 44144 Full Service B&M $50,195
    Dollar Bank, Federal Savings Bank 4192 William Penn Hwy Monroeville, PA 15146 Full Service B&M $183,024
    Dollar Bank, Federal Savings Bank 420 Beaver St Sewickley, PA 15143 Full Service B&M $196,118
    Dollar Bank, Federal Savings Bank 45 Walsh Rd Pittsburgh, PA 15205 Full Service B&M $131,261
    Dollar Bank, Federal Savings Bank 4730 Ridge Road Brooklyn, OH 44144 Full Service B&M $91,635
    Dollar Bank, Federal Savings Bank 4751 William Penn Highway Murrysville, PA 15668 Full Service B&M $68,653
    Dollar Bank, Federal Savings Bank 500 Clairton Blvd Pittsburgh, PA 15236 Full Service B&M $68,564
    Dollar Bank, Federal Savings Bank 500 Providence Point Blvd Pittsburgh, PA 15243 Full Service B&M $7,172
    Dollar Bank, Federal Savings Bank 501 South Independence Boulevard Virginia Beach, VA 23452 Full Service B&M $78,656
    Dollar Bank, Federal Savings Bank 5180 Warrensville Center Road Maple Heights, OH 44137 Full Service B&M $28,292
    Dollar Bank, Federal Savings Bank 5201 Wilson Mills Road Richmond Heights, OH 44143 Full Service B&M $52,628
    Dollar Bank, Federal Savings Bank 5219 Pearl Road Parma, OH 44129 Full Service B&M $60,661
    Dollar Bank, Federal Savings Bank 5300 State Route 30 Greensburg, PA 15601 Full Service B&M $92,699
    Dollar Bank, Federal Savings Bank 537 Smithfield Street Pittsburgh, PA 15222 Full Service B&M $80,548
    Dollar Bank, Federal Savings Bank 5375 William Flynn Highway Gibsonia, PA 15044 Full Service B&M $118,987
    Dollar Bank, Federal Savings Bank 5822 Forbes Ave Pittsburgh, PA 15217 Full Service B&M $157,712
    Dollar Bank, Federal Savings Bank 6047 Route 30 Greensburg, PA 15601 Full Service B&M $93,189
    Dollar Bank, Federal Savings Bank 6107 Penn Avenue Pittsburgh, PA 15206 Full Service B&M $46,692
    Dollar Bank, Federal Savings Bank 6460 Steubenville Pike Pittsburgh, PA 15205 Full Service B&M $36,973
    Dollar Bank, Federal Savings Bank 6563 Brecksville Road Independence, OH 44131 Full Service B&M $81,642
    Dollar Bank, Federal Savings Bank 6868 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $101,460
    Dollar Bank, Federal Savings Bank 700 Towne Square Way Pittsburgh, PA 15227 Full Service B&M $165,225
    Dollar Bank, Federal Savings Bank 7450 W Ridgewood Drive Parma, OH 44129 Full Service B&M $83,591
    Dollar Bank, Federal Savings Bank 7500 Chippewa Road Brecksville, OH 44141 Full Service B&M $78,013
    Dollar Bank, Federal Savings Bank 7862 Tidewater Drive, Suite 101 Norfolk, VA 23505 Full Service B&M $29,671
    Dollar Bank, Federal Savings Bank 7891 Mentor Avenue Mentor, OH 44060 Full Service B&M $72,332
    Dollar Bank, Federal Savings Bank 8040 Peebles Rd. Pittsburgh, PA 15237 Full Service B&M $301,937
    Dollar Bank, Federal Savings Bank 820 Warrington Avenue Pittsburgh, PA 15210 Full Service B&M $11,840
    Dollar Bank, Federal Savings Bank 839 Lynnhaven Parkway Virginia Beach, VA 23452 Full Service B&M $133
    Dollar Bank, Federal Savings Bank 889 Magill Dr North Huntingdon, PA 15642 Full Service B&M $55,398
    Dollar Bank, Federal Savings Bank 998 Independence Blvd Virginia Beach, VA 23455 Full Service B&M $28,807

    For 2019, Dollar Bank Federal Savings Bank had 74 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $339,567
    Net interest income $256,653
    Total noninterest income $45,763
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $14,848
    Trading account gains and fees $2
    Additional Noninterest Income $30,913
    Pre-tax net operating income $91,561
    Securities gains (or losses, -) $461
    Income before extraordinary items $70,758
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $70,758
    Minority interest net income $0
    Net income $70,758
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $70,393

    Dollar Bank Federal Savings Bank's gross interest income from loans was $339,567,000.
    Dollar Bank Federal Savings Bank's net interest income from loans was $256,653,000.
    Dollar Bank Federal Savings Bank's fee based income from loans was $14,848,000.
    Dollar Bank Federal Savings Bank's net income from loans was $70,758,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $82,914
    Provision for credit losses $5,650
    Total noninterest expense $205,205
    Salaries and employee benefits $114,833
    Premises and equipment expense $44,893
    Additional noninterest expense $45,479
    Applicable income taxes $21,264
    Net charge-offs $8,873
    Cash dividends $0

    Dollar Bank Federal Savings Bank's interest expense for loans was $82,914,000.
    Dollar Bank Federal Savings Bank's payroll and benefits expense were $114,833,000.
    Dollar Bank Federal Savings Bank's property, plant and equipment expenses $44,893,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.9%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $6,958,845
    Deposits held in domestic offices $6,958,845
    Deposits by Individuals, partnerships, and corporations $6,609,264
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $218,315
    Deposits by Commercial banks and other depository institutions in U.S. $131,266
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $774,754
    Demand deposits $462,138
    Nontransaction accounts $6,184,091
    Money market deposit accounts (MMDAs) $0
    Other savings deposits (excluding MMDAs) $4,751,655
    Total time deposits $1,432,437
    Total time and savings deposits $6,496,707
    Noninterest-bearing deposits $1,167,231
    Interest-bearing deposits $5,791,614
    Retail deposits $6,389,925
    IRAs and Keogh plan accounts $262,212
    Brokered deposits $356,518
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $9,043,235
    Cash & Balances due from depository institutions $467,473
    Interest-bearing balances $395,878
    Total securities $1,091,260
    Federal funds sold & reverse repurchase $0
    Net loans and leases $7,274,059
    Loan and leases loss allowance $43,586
    Trading account assets $0
    Bank premises and fixed assets $106,175
    Other real estate owned $1,079
    Goodwill and other intangibles $11,306
    All other assets $91,883

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $9,043,235
    Total Liabilities $7,967,961
    Total deposits $6,958,845
    Interest-bearing deposits $5,791,614
    Deposits held in domestic offices $6,958,845
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $99,628
    Trading liabilities $0
    Other borrowed funds $860,557
    Subordinated debt $0
    All other liabilities $48,931

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $7,274,059
    Loan and leases loss allowance $43,586
    Total loans and leases (domestic) $7,317,645
    All real estate loans $6,299,041
    Real estate loans in domestic offices $6,299,041
    Construction and development loans $364,327
    Residential 1-4 family construction $61,670
    Other construction, all land development and other land $302,657
    Loans secured by nonfarm nonresidential properties $686,030
    Nonfarm nonresidential secured by owner-occupied properties $215,941
    Commercial real estate & other non-farm, non-residential $470,089
    Multifamily residential real estate $117,865
    1-4 family residential loans $5,130,819
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $716,351
    To non-U.S. addressees $0
    Loans to individuals $279,824
    Credit card loans $65,832
    Related Plans $86,780
    Consumer Auto Loans $11,887
    Other loans to individuals $115,325
    All other loans & leases $22,429
    Loans to foreign governments and official institutions $0
    Other loans $3,025
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $18,859
    Non 1-4 family restructured loans & leases $4,913
    Total loans and leases (foreign) $0

    Dollar Bank Federal Savings Bank had $7,274,059,000 of loans outstanding in 2019. $6,299,041,000 of loans were in real estate loans. $364,327,000 of loans were in development loans. $117,865,000 of loans were in multifamily mortgage loans. $5,130,819,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $65,832,000 of loans were in credit card loans. $11,887,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 526 $147,615 $280,637
    Nonfarm, nonresidential loans - <$100k 154 $7,908 $51,351
    Nonfarm, nonresidential loans - $100-250k 146 $24,524 $167,973
    Nonfarm, nonresidential loans - $250k-1MM 226 $115,183 $509,659
    Commercial & Industrial, US addressed loans - <$1MM 2,496 $137,596 $55,127
    Commercial & Industrial, US addressed loans - <$100k 2,152 $20,923 $9,723
    Commercial & Industrial, US addressed loans - $100-250k 159 $22,371 $140,698
    Commercial & Industrial, US addressed loans - $250k-1MM 185 $94,302 $509,741