Dollar Bank Federal Savings Bank Mortgage Rates, Fees & Info

Pittsburgh, PA

LEI: 549300MSU5WVAU4ZN645

Tax ID: 25-0444380

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Dollar Bank Federal Savings Bank is a small bank specializing in Refi and Home Purchase loans. Dollar Bank Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Boston among others. We have data for 146 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dollar Bank Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dollar Bank Federal Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.16% 12/16/24
30 Year Conventional Purchase 6.19% 12/16/24
30 Year Conventional Refi 6.16% 12/16/24
30 Year Cash-out Refi 6.16% 12/16/24
30 Year FHA Purchase 7.17% 12/16/24
30 Year FHA Refi 6.75% 12/16/24
30 Year VA Purchase 6.13% 12/16/24
30 Year VA Refi 5.86% 12/16/24
15 Year Conventional Purchase 5.55% 12/16/24
15 Year Conventional Refi 6.00% 12/16/24
15 Year Cash-out Refi 6.00% 12/16/24
15 Year FHA Purchase 6.84% 12/16/24
15 Year FHA Refi 5.68% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dollar Bank Federal Savings Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dollar Bank Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,565

Origination Dollar Volume (All Markets)

$1,332,545,000
Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PITTSBURGH, PA (FHA|USDA|VA) 3,915 $636,305,000 $162,530 $1,568 4.34%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,414 $183,100,000 $129,491 $1,598 4.51%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 89 $74,795,000 $840,393 $6,536 4.61%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 191 $42,115,000 $220,497 $2,911 4.56%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 33 $23,525,000 $712,879 $3,434 4.11%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $22,650,000 $11,325,000 $5,474 4.95%
AKRON, OH (FHA|USDA|VA) 128 $20,890,000 $163,203 $1,940 4.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 25 $19,805,000 $792,200 $6,890 4.34%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 45 $17,935,000 $398,556 $2,784 4.52%
ST. LOUIS, MO-IL (FHA|USDA|VA) 24 $17,180,000 $715,833 $3,856 3.87%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 32 $14,470,000 $452,188 $5,684 4.73%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 18 $14,280,000 $793,333 $6,771 4.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 20 $14,130,000 $706,500 $15,118 4.47%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 24 $13,350,000 $556,250 $9,194 4.40%
BOULDER, CO (FHA|USDA|VA) 18 $12,000,000 $666,667 $5,806 4.53%
Outside of Metro Areas 48 $11,670,000 $243,125 $2,896 4.32%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 17 $9,165,000 $539,118 $6,329 4.65%
KANSAS CITY, MO-KS (FHA|USDA|VA) 11 $8,755,000 $795,909 $3,672 3.43%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $7,305,000 $561,923 $5,181 4.19%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $6,930,000 $495,000 $6,441 5.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $6,640,000 $553,333 $3,836 4.26%
COLUMBUS, OH (FHA|USDA|VA) 18 $6,330,000 $351,667 $5,791 4.54%
CUMBERLAND, MD-WV (FHA|USDA|VA) 49 $5,495,000 $112,143 $1,386 4.15%
CANTON-MASSILLON, OH (FHA|USDA|VA) 25 $5,295,000 $211,800 $3,734 4.30%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 10 $5,200,000 $520,000 $8,055 4.80%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 30 $5,130,000 $171,000 $2,940 4.93%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $4,865,000 $695,000 $4,604 3.79%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 14 $4,760,000 $340,000 $9,051 4.59%
LOUISVILLE, KY (FHA|USDA|VA) 7 $4,515,000 $645,000 $5,826 4.54%
New Castle, PA (FHA|USDA|VA) 30 $4,080,000 $136,000 $2,832 4.43%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $4,035,000 $576,429 $5,129 5.05%
BEND, OR (FHA|USDA|VA) 5 $3,645,000 $729,000 $6,264 3.68%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $3,550,000 $591,667 $8,839 4.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $3,520,000 $586,667 $6,964 5.42%
FORT COLLINS, CO (FHA|USDA|VA) 6 $3,510,000 $585,000 $6,992 4.13%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 6 $3,330,000 $555,000 $4,030 4.13%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $3,005,000 $601,000 $7,908 4.68%
Vineyard Haven, MA (FHA|USDA|VA) 1 $2,765,000 $2,765,000 $0 4.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $2,760,000 $1,380,000 $10,148 3.69%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $2,485,000 $355,000 $4,768 5.77%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 6 $2,390,000 $398,333 $4,309 3.21%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $2,280,000 $570,000 $4,275 3.78%
Sandusky, OH (FHA|USDA|VA) 10 $2,260,000 $226,000 $2,137 4.44%
SPARTANBURG, SC (FHA|USDA|VA) 5 $2,125,000 $425,000 $8,330 4.33%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $2,085,000 $695,000 $6,464 4.63%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $2,015,000 $671,667 $6,197 3.67%
SALEM, OR (FHA|USDA|VA) 3 $2,005,000 $668,333 $6,697 4.58%
WILMINGTON, NC (FHA|USDA|VA) 2 $1,900,000 $950,000 $7,667 4.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,895,000 $379,000 $7,516 3.47%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $1,760,000 $880,000 $7,677 4.00%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,665,000 $333,000 $6,458 4.22%
COLUMBIA, SC (FHA|USDA|VA) 2 $1,590,000 $795,000 $9,466 3.69%
MADISON, WI (FHA|USDA|VA) 2 $1,470,000 $735,000 $10,083 4.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $1,450,000 $725,000 $7,439 3.69%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $1,435,000 $478,333 $6,593 5.96%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,400,000 $700,000 $7,682 3.19%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $1,350,000 $675,000 $6,148 4.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,559 3.09%
Somerset, PA (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,300 3.91%
Indiana, PA (FHA|USDA|VA) 11 $1,265,000 $115,000 $1,726 4.32%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,210,000 $605,000 $4,425 5.31%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,195,000 $398,333 $3,586 3.04%
Marion, NC (FHA|USDA|VA) 2 $1,150,000 $575,000 $8,468 4.31%
Salem, OH (FHA|USDA|VA) 7 $1,145,000 $163,571 $2,048 4.38%
Ashtabula, OH (FHA|USDA|VA) 10 $1,040,000 $104,000 $2,506 4.27%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $10,078 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 4.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $965,000 $965,000 $7,855 6.50%
Oil City, PA (FHA|USDA|VA) 5 $955,000 $191,000 $3,018 3.90%
Durango, CO (FHA|USDA|VA) 1 $935,000 $935,000 $3,513 4.88%
ERIE, PA (FHA|USDA|VA) 5 $925,000 $185,000 $2,995 3.85%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $920,000 $460,000 $3,045 5.38%
RACINE, WI (FHA|USDA|VA) 3 $895,000 $298,333 $2,556 4.17%
Wilmington, OH (FHA|USDA|VA) 2 $890,000 $445,000 $8,940 4.81%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $825,000 $275,000 $5,676 5.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $805,000 $805,000 $5,111 2.63%
Cullowhee, NC (FHA|USDA|VA) 1 $755,000 $755,000 $6,634 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $755,000 $251,667 $3,353 3.46%
JOHNSTOWN, PA (FHA|USDA|VA) 8 $740,000 $92,500 $2,991 4.80%
Ashland, OH (FHA|USDA|VA) 5 $725,000 $145,000 $2,097 4.79%
HARRISONBURG, VA (FHA|USDA|VA) 1 $725,000 $725,000 $5,164 3.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $715,000 $715,000 $26,503 3.50%
Bluffton, IN (FHA|USDA|VA) 1 $705,000 $705,000 $3,663 5.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $705,000 $705,000 $13,733 5.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $695,000 $695,000 $7,228 3.88%
Forest City, NC (FHA|USDA|VA) 2 $690,000 $345,000 $6,889 3.12%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $675,000 $675,000 $8,385 5.25%
MEDFORD, OR (FHA|USDA|VA) 1 $675,000 $675,000 $6,244 5.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $645,000 $645,000 $3,643 2.63%
Baraboo, WI (FHA|USDA|VA) 1 $645,000 $645,000 $2,344 6.25%
Wooster, OH (FHA|USDA|VA) 2 $640,000 $320,000 $2,434 4.25%
Olean, NY (FHA|USDA|VA) 1 $615,000 $615,000 $0 5.55%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $550,000 $275,000 $3,700 3.81%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $530,000 $265,000 $1,957 3.25%
TOLEDO, OH (FHA|USDA|VA) 5 $515,000 $103,000 $1,365 4.03%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $515,000 $515,000 $2,902 4.00%
Union, SC (FHA|USDA|VA) 1 $505,000 $505,000 $7,413 6.88%
RICHMOND, VA (FHA|USDA|VA) 1 $485,000 $485,000 $3,417 4.38%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $445,000 $445,000 $4,078 2.38%
Georgetown, SC (FHA|USDA|VA) 1 $435,000 $435,000 $4,741 4.88%
Greenwood, SC (FHA|USDA|VA) 1 $415,000 $415,000 $8,082 4.88%
Sanford, NC (FHA|USDA|VA) 1 $405,000 $405,000 $11,604 3.88%
READING, PA (FHA|USDA|VA) 1 $395,000 $395,000 $4,903 5.00%
BURLINGTON, NC (FHA|USDA|VA) 1 $395,000 $395,000 $3,570 5.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $385,000 $385,000 $3,431 2.50%
DuBois, PA (FHA|USDA|VA) 2 $380,000 $190,000 $4,765 4.45%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $375,000 $375,000 $5,002 2.63%
Gaffney, SC (FHA|USDA|VA) 2 $370,000 $185,000 $7,390 4.81%
MIDLAND, MI (FHA|USDA|VA) 1 $365,000 $365,000 $2,953 2.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $325,000 $325,000 $6,257 4.50%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $325,000 $325,000 $7,671 4.38%
FOND DU LAC, WI (FHA|USDA|VA) 1 $325,000 $325,000 $3,984 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $325,000 $325,000 $3,937 3.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $325,000 $325,000 $5,689 4.38%
Elizabeth City, NC (FHA|USDA|VA) 1 $315,000 $315,000 $5,065 6.38%
LIMA, OH (FHA|USDA|VA) 1 $295,000 $295,000 $11,152 4.75%
Newberry, SC (FHA|USDA|VA) 1 $285,000 $285,000 $10,564 5.50%
Mount Vernon, OH (FHA|USDA|VA) 1 $285,000 $285,000 $7,726 5.13%
Seneca, SC (FHA|USDA|VA) 1 $275,000 $275,000 $6,424 4.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $275,000 $91,667 $2,144 4.36%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $2,669 5.13%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.75%
SUMTER, SC (FHA|USDA|VA) 1 $255,000 $255,000 $8,817 5.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $255,000 $255,000 $3,954 4.75%
Zanesville, OH (FHA|USDA|VA) 1 $245,000 $245,000 $5,562 3.13%
Norwalk, OH (FHA|USDA|VA) 2 $240,000 $120,000 $0 4.22%
Sheridan, WY (FHA|USDA|VA) 1 $235,000 $235,000 $4,338 3.88%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.38%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $4,337 4.25%
COLUMBUS, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,832 4.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,106 5.13%
Huntingdon, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.24%
Meadville, PA (FHA|USDA|VA) 3 $205,000 $68,333 $0 4.33%
Jackson, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,963 3.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,416 4.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,080 5.63%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,833 2.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 5.50%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,596 3.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.25%
Fremont, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.84%
Athens, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.74%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $95,000 $95,000 $3,196 3.75%
WHEELING, WV-OH (FHA|USDA|VA) 2 $50,000 $25,000 $0 5.32%
ALTOONA, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.79%
Big Stone Gap, VA (FHA|USDA|VA) 1 $45,000 $45,000 $3,154 2.25%
Dollar Bank Federal Savings Bank's top markets include Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Boston among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Dollar Bank Federal Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    WNC Community Credit Union
    Similarity Rank: 48
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    D.W. BROWN MORTGAGE CORP.
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    First Savings Bank of Hegewisch
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    NORTHWESTERN MUTUAL
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,862 $1,062,050,000 $218,439 $2,115 4.38%
    HELOC 1,575 $247,065,000 $156,867 n/a 4.40%
    FHA 103 $15,375,000 $149,272 $6,177 4.49%
    VA 25 $8,055,000 $322,200 $8,055 4.50%

    For 2022, Dollar Bank Federal Savings Bank's most frequently originated type of loan was Conventional, with 4,862 originations. Their 2nd most popular type was HELOC, with 1,575 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,330 $429,070,000 $184,150 $594 4.01%
    Home Purchase 1,647 $614,465,000 $373,081 $5,518 4.61%
    Home Improvement 1,527 $134,145,000 $87,849 $39 4.70%
    Other 808 $86,710,000 $107,314 $526 4.70%
    Cash Out Refi 253 $68,155,000 $269,387 $5,271 3.59%

    For 2022, Dollar Bank Federal Savings Bank's most frequently cited loan purpose was Refi, with 2,330 originations. The 2nd most popular reason was Home Purchase, with 1,647 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,564 $585,610,000 $374,431 $5,802 4.54%
    20 Year 1,510 $150,530,000 $99,689 $4,791 4.35%
    15 Year 1,483 $221,625,000 $149,444 $1,021 4.32%
    Other 1,205 $195,875,000 $162,552 $36 4.22%
    5 Year 399 $108,175,000 $271,115 $25 4.62%
    10 Year 391 $59,465,000 $152,084 $126 4.52%
    1 Year 9 $5,805,000 $645,000 $0 5.03%
    30+ year 2 $1,050,000 $525,000 $6,363 4.06%
    3 Year 2 $4,410,000 $2,205,000 $0 3.88%

    For 2022, Dollar Bank Federal Savings Bank's most frequently cited loan duration was 30 Year, with 1,564 originations. The 2nd most popular length was 20 Year, with 1,510 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,568 $484,590,000 $135,816
    $1k-2k 628 $242,530,000 $386,194
    $2k-3k 274 $99,000,000 $361,314
    $5k+ 164 $97,780,000 $596,220
    $3k-4k 114 $46,430,000 $407,281
    $4k-5k 66 $31,020,000 $470,000

    Dollar Bank Federal Savings Bank's average total fees were $5,802, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,568 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,229 $472,755,000 $212,093
    4-5% 1,587 $306,335,000 $193,028
    5-6% 1,165 $251,195,000 $215,618
    2.5-3% 634 $131,620,000 $207,603
    6-7% 559 $101,435,000 $181,458
    <2.5% 220 $55,020,000 $250,091
    7-8% 134 $12,080,000 $90,149
    Over 8% 34 $1,630,000 $47,941

    During 2022, Dollar Bank Federal Savings Bank's average interest rate for loans was 4.54%, while their most frequently originated rate bucket for loans was 3-4%, with 2,229 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,865 $148,665,000 $51,890 $324 4.69%
    $100k-200k 1,772 $246,130,000 $138,900 $1,775 4.09%
    $200k-400k 1,161 $318,895,000 $274,673 $3,533 4.13%
    $600k-1MM 364 $272,820,000 $749,505 $7,232 4.29%
    $400k-600k 314 $150,220,000 $478,408 $6,075 4.41%
    $1MM+ 89 $195,815,000 $2,200,169 $7,735 4.46%

    2022 saw Dollar Bank Federal Savings Bank place emphasis on $100,000 or less loans with 2,865 originations, totaling $148,665,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,479 $236,815,000 $160,118 $1,949 4.33%
    $50k-75k 1,247 $128,385,000 $102,955 $1,552 4.42%
    $150k-250k 1,102 $297,750,000 $270,191 $3,375 4.32%
    $75k-100k 1,002 $127,690,000 $127,435 $1,534 4.40%
    $50k or less 865 $64,005,000 $73,994 $1,402 4.46%
    $250k+ 646 $343,630,000 $531,935 $4,975 4.33%

    Dollar Bank Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 1,479 originations. The second most popular income band? $50k-75k, with 1,247 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,639 $304,205,000 $185,604 $2,050 4.20%
    30-36% 1,372 $263,220,000 $191,851 $2,182 4.40%
    <20% 808 $141,650,000 $175,309 $1,495 4.02%
    44% 333 $60,995,000 $183,168 $2,244 4.67%
    41% 272 $42,450,000 $156,066 $1,584 4.63%
    43% 256 $45,560,000 $177,969 $2,386 4.65%
    38% 242 $46,800,000 $193,388 $2,480 4.62%
    42% 239 $50,435,000 $211,025 $2,622 4.67%
    37% 234 $45,320,000 $193,675 $1,943 4.63%
    36% 234 $49,540,000 $211,709 $2,318 4.45%
    39% 223 $40,245,000 $180,471 $2,157 4.35%
    40% 216 $43,390,000 $200,880 $2,299 4.55%
    45% 132 $22,500,000 $170,455 $2,363 4.49%
    48% 63 $16,545,000 $262,619 $5,367 4.61%
    46% 53 $15,455,000 $291,604 $4,988 4.81%
    49% 50 $12,420,000 $248,400 $4,994 4.21%
    47% 36 $7,610,000 $211,389 $5,060 4.50%
    50-60% 34 $5,590,000 $164,412 $6,015 4.97%
    >60% 2 $240,000 $120,000 $252 4.69%

    Dollar Bank Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 1,639 originations. The next most common DTI ratio? 30-36%, with 1,372 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,391 $960,025,000 $178,079 $2,003 4.36%
    Not provided 460 $126,830,000 $275,717 $3,856 4.35%
    Not applicable 121 $118,345,000 $978,058 $0 5.19%
    Asian 134 $59,760,000 $445,970 $4,983 4.20%
    Black 396 $51,540,000 $130,152 $2,305 4.73%
    Asian Indian 19 $5,855,000 $308,158 $2,813 3.63%
    American Indian 21 $5,355,000 $255,000 $4,537 4.55%
    Native Hawaiian or Islander 9 $1,795,000 $199,444 $2,049 4.23%
    Other Asian 4 $920,000 $230,000 $1,146 4.65%
    Filipino 2 $680,000 $340,000 $0 3.32%
    Chinese 3 $575,000 $191,667 $2,394 4.21%
    Korean 1 $465,000 $465,000 $0 3.59%
    Other Pacific Islander 2 $240,000 $120,000 $0 4.97%
    Vietnamese 1 $125,000 $125,000 $0 4.49%
    Japanese 1 $35,000 $35,000 $0 4.99%

    Approval Rates

    Total approvals of all applications
    83.45%

    Dollar Bank Federal Savings Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.77%

    Dollar Bank Federal Savings Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,565 $1,332,545,000 $202,977

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,565 $1,332,545,000 $202,977

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,455 $155,005,000 $106,533 $455 4.42%
    40-60% 1,020 $240,100,000 $235,392 $1,604 3.94%
    60-80% 1,392 $490,830,000 $352,608 $3,393 4.11%
    80-100% 1,094 $361,050,000 $330,027 $4,704 4.50%
    Over 100% 10 $5,150,000 $515,000 $13,249 4.47%
    Under 20% 1,592 $80,270,000 $50,421 $59 4.83%