Dollar Bank Federal Savings Bank Mortgage Rates, Fees & Info

Pittsburgh, PA

LEI: 549300MSU5WVAU4ZN645

Tax ID: 25-0444380

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

Dollar Bank Federal Savings Bank is a small bank specializing in Refi and Home Purchase loans. Dollar Bank Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Pittsburgh, Cleveland, Virginia Beach, Charlotte, and Akron among others. We have data for 142 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dollar Bank Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dollar Bank Federal Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.16% 12/16/24
30 Year Conventional Purchase 6.19% 12/16/24
30 Year Conventional Refi 6.16% 12/16/24
30 Year Cash-out Refi 6.16% 12/16/24
30 Year FHA Purchase 7.17% 12/16/24
30 Year FHA Refi 6.75% 12/16/24
30 Year VA Purchase 6.13% 12/16/24
30 Year VA Refi 5.86% 12/16/24
15 Year Conventional Purchase 5.55% 12/16/24
15 Year Conventional Refi 6.00% 12/16/24
15 Year Cash-out Refi 6.00% 12/16/24
15 Year FHA Purchase 6.84% 12/16/24
15 Year FHA Refi 5.68% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dollar Bank Federal Savings Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dollar Bank Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,114

Origination Dollar Volume (All Markets)

$1,693,210,000

Employee count

1,407

Awards

Dollar Bank Federal Savings Bank FHA Loans silver Dollar Bank Federal Savings Bank FHA Loans bronze
Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PITTSBURGH, PA (FHA|USDA|VA) 5,226 $961,960,000 $184,072 $1,797 3.68%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,673 $232,395,000 $138,909 $1,796 3.73%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 192 $71,690,000 $373,385 $2,874 3.74%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 84 $46,470,000 $553,214 $5,831 3.53%
AKRON, OH (FHA|USDA|VA) 158 $34,500,000 $218,354 $1,770 3.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $28,795,000 $778,243 $3,287 3.46%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 45 $25,855,000 $574,556 $3,146 3.39%
ST. LOUIS, MO-IL (FHA|USDA|VA) 38 $23,700,000 $623,684 $2,964 3.50%
Outside of Metro Areas 35 $15,175,000 $433,571 $6,136 3.42%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 21 $14,205,000 $676,429 $2,767 3.48%
ASHEVILLE, NC (FHA|USDA|VA) 31 $12,985,000 $418,871 $7,450 3.49%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 22 $11,450,000 $520,455 $5,373 3.37%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 17 $11,035,000 $649,118 $4,205 3.56%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 14 $9,570,000 $683,571 $5,423 3.57%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $8,915,000 $685,769 $6,878 3.29%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $8,570,000 $612,143 $4,368 3.47%
COLUMBUS, OH (FHA|USDA|VA) 18 $7,310,000 $406,111 $5,033 3.27%
CANTON-MASSILLON, OH (FHA|USDA|VA) 40 $6,250,000 $156,250 $2,415 3.65%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 13 $6,165,000 $474,231 $6,298 3.32%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 12 $6,050,000 $504,167 $4,843 3.27%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $6,030,000 $502,500 $6,244 3.39%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $5,965,000 $458,846 $6,128 3.26%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $5,670,000 $708,750 $2,502 3.58%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $5,490,000 $457,500 $4,758 3.40%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $5,155,000 $736,429 $4,375 3.43%
BOULDER, CO (FHA|USDA|VA) 7 $5,135,000 $733,571 $6,233 3.32%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $4,800,000 $480,000 $6,682 3.41%
COLUMBIA, SC (FHA|USDA|VA) 12 $4,240,000 $353,333 $6,482 3.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $4,220,000 $527,500 $5,200 3.53%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $4,190,000 $698,333 $6,081 3.54%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 24 $3,870,000 $161,250 $2,694 3.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $3,230,000 $403,750 $6,560 3.42%
Somerset, PA (FHA|USDA|VA) 17 $3,215,000 $189,118 $3,424 3.73%
LOUISVILLE, KY (FHA|USDA|VA) 4 $2,760,000 $690,000 $4,745 3.66%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $2,735,000 $547,000 $6,159 2.98%
Sandusky, OH (FHA|USDA|VA) 13 $2,695,000 $207,308 $3,589 3.57%
TOLEDO, OH (FHA|USDA|VA) 12 $2,660,000 $221,667 $3,761 3.44%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $2,610,000 $435,000 $5,324 3.44%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $2,430,000 $607,500 $1,646 3.50%
New Castle, PA (FHA|USDA|VA) 17 $2,425,000 $142,647 $2,748 3.88%
RICHMOND, VA (FHA|USDA|VA) 5 $2,175,000 $435,000 $4,323 3.28%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $2,140,000 $356,667 $6,572 3.64%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $2,010,000 $502,500 $14,198 3.56%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,975,000 $658,333 $4,866 3.63%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,920,000 $480,000 $4,197 3.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,875,000 $625,000 $6,939 2.92%
Seneca, SC (FHA|USDA|VA) 4 $1,860,000 $465,000 $7,195 3.34%
Vineyard Haven, MA (FHA|USDA|VA) 1 $1,765,000 $1,765,000 $0 3.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $1,725,000 $575,000 $6,536 3.54%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $1,715,000 $571,667 $10,204 3.67%
Edwards, CO (FHA|USDA|VA) 2 $1,610,000 $805,000 $3,396 3.38%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $1,530,000 $765,000 $3,931 3.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,520,000 $253,333 $5,292 3.35%
Indiana, PA (FHA|USDA|VA) 13 $1,515,000 $116,538 $1,983 3.29%
Ashtabula, OH (FHA|USDA|VA) 10 $1,500,000 $150,000 $2,970 3.27%
Bozeman, MT (FHA|USDA|VA) 1 $1,475,000 $1,475,000 $12,847 3.63%
Laconia, NH (FHA|USDA|VA) 1 $1,455,000 $1,455,000 $0 3.50%
WILMINGTON, NC (FHA|USDA|VA) 3 $1,355,000 $451,667 $5,309 3.79%
Marion, NC (FHA|USDA|VA) 3 $1,335,000 $445,000 $7,753 3.63%
Meadville, PA (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,468 3.33%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,268 3.33%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,065,000 $355,000 $7,074 3.58%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $1,055,000 $351,667 $7,254 3.29%
Cullowhee, NC (FHA|USDA|VA) 2 $1,030,000 $515,000 $6,514 3.81%
WHEELING, WV-OH (FHA|USDA|VA) 3 $1,025,000 $341,667 $7,074 3.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $4,601 4.13%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $945,000 $945,000 $5,379 2.99%
MUNCIE, IN (FHA|USDA|VA) 1 $825,000 $825,000 $3,143 3.88%
BURLINGTON, NC (FHA|USDA|VA) 2 $800,000 $400,000 $6,906 3.75%
Norwalk, OH (FHA|USDA|VA) 5 $795,000 $159,000 $2,184 3.47%
Brevard, NC (FHA|USDA|VA) 3 $795,000 $265,000 $4,270 3.38%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $795,000 $795,000 $7,223 3.13%
Roanoke Rapids, NC (FHA|USDA|VA) 3 $785,000 $261,667 $5,729 3.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $780,000 $390,000 $5,837 3.18%
North Wilkesboro, NC (FHA|USDA|VA) 2 $760,000 $380,000 $6,488 3.37%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $755,000 $251,667 $4,384 3.08%
WICHITA, KS (FHA|USDA|VA) 1 $735,000 $735,000 $3,671 3.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $690,000 $345,000 $5,378 3.69%
Gaffney, SC (FHA|USDA|VA) 1 $685,000 $685,000 $6,934 3.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $620,000 $310,000 $6,209 3.69%
FORT COLLINS, CO (FHA|USDA|VA) 1 $605,000 $605,000 $2,961 3.63%
MORGANTOWN, WV (FHA|USDA|VA) 2 $600,000 $300,000 $3,644 3.31%
ERIE, PA (FHA|USDA|VA) 3 $595,000 $198,333 $2,694 3.49%
Brainerd, MN (FHA|USDA|VA) 1 $595,000 $595,000 $6,905 3.88%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $580,000 $290,000 $5,688 3.63%
Mexico, MO (FHA|USDA|VA) 1 $575,000 $575,000 $2,882 3.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $575,000 $575,000 $11,608 3.88%
Sevierville, TN (FHA|USDA|VA) 2 $560,000 $280,000 $5,354 2.93%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $545,000 $545,000 $5,833 2.99%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $515,000 $515,000 $6,330 3.38%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $515,000 $515,000 $5,464 2.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $485,000 $485,000 $3,470 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $450,000 $225,000 $2,076 3.25%
Ashland, OH (FHA|USDA|VA) 4 $450,000 $112,500 $847 3.42%
Forest City, NC (FHA|USDA|VA) 1 $425,000 $425,000 $7,563 3.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $415,000 $415,000 $7,760 3.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $415,000 $415,000 $7,325 3.88%
KNOXVILLE, TN (FHA|USDA|VA) 1 $405,000 $405,000 $2,914 2.88%
Wilson, NC (FHA|USDA|VA) 1 $405,000 $405,000 $7,319 3.50%
Heber, UT (FHA|USDA|VA) 1 $405,000 $405,000 $0 0.00%
BRUNSWICK, GA (FHA|USDA|VA) 1 $405,000 $405,000 $4,716 2.88%
ROANOKE, VA (FHA|USDA|VA) 1 $405,000 $405,000 $6,569 3.12%
THE VILLAGES, FL (FHA|USDA|VA) 1 $395,000 $395,000 $4,366 3.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $385,000 $385,000 $7,103 3.12%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $385,000 $385,000 $2,841 3.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $360,000 $180,000 $3,030 4.18%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $345,000 $345,000 $5,748 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,266 3.13%
SPARTANBURG, SC (FHA|USDA|VA) 1 $335,000 $335,000 $7,059 3.63%
Whitewater, WI (FHA|USDA|VA) 1 $325,000 $325,000 $1,613 3.25%
Boone, NC (FHA|USDA|VA) 1 $295,000 $295,000 $6,464 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $285,000 $285,000 $6,188 3.12%
SUMTER, SC (FHA|USDA|VA) 1 $285,000 $285,000 $6,410 3.63%
Salem, OH (FHA|USDA|VA) 3 $275,000 $91,667 $1,082 4.17%
LANCASTER, PA (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.39%
ALTOONA, PA (FHA|USDA|VA) 2 $270,000 $135,000 $1,985 3.18%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $265,000 $265,000 $3,777 3.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,908 3.88%
DuBois, PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,559 3.13%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $245,000 $245,000 $2,448 3.63%
Wooster, OH (FHA|USDA|VA) 2 $240,000 $120,000 $1,061 3.38%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,398 2.88%
PITTSFIELD, MA (FHA|USDA|VA) 1 $225,000 $225,000 $3,661 2.99%
OCALA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $4,384 3.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,808 2.63%
Fairmont, WV (FHA|USDA|VA) 1 $205,000 $205,000 $2,987 3.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,016 3.25%
Oil City, PA (FHA|USDA|VA) 3 $175,000 $58,333 $2,229 3.07%
Ponca City, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,110 3.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,677 2.99%
Martinsville, VA (FHA|USDA|VA) 1 $165,000 $165,000 $5,460 3.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $145,000 $145,000 $3,782 3.63%
Warren, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,757 3.63%
Mount Vernon, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,447 3.25%
Cambridge, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,108 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,579 2.63%
St. Marys, PA (FHA|USDA|VA) 2 $100,000 $50,000 $2,698 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,046 2.99%
GOLDSBORO, NC (FHA|USDA|VA) 1 $75,000 $75,000 $5,341 2.88%
Urbana, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,085 2.99%
Huntingdon, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.59%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.24%
Dollar Bank Federal Savings Bank's top markets include Pittsburgh, Cleveland, Virginia Beach, Charlotte, and Akron among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,678 $1,423,270,000 $213,128 $2,039 3.64%
    HELOC 1,176 $228,900,000 $194,643 n/a 3.99%
    FHA 205 $26,215,000 $127,878 $5,563 3.17%
    VA 55 $14,825,000 $269,545 $5,447 3.03%

    For 2020, Dollar Bank Federal Savings Bank's most frequently originated type of loan was Conventional, with 6,678 originations. Their 2nd most popular type was HELOC, with 1,176 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,330 $930,840,000 $214,975 $1,120 3.58%
    Home Purchase 1,630 $477,560,000 $292,982 $4,796 3.34%
    Home Improvement 936 $59,430,000 $63,494 $41 4.57%
    Other 613 $54,485,000 $88,883 $427 4.31%
    Cash Out Refi 605 $170,895,000 $282,471 $5,221 3.21%

    For 2020, Dollar Bank Federal Savings Bank's most frequently cited loan purpose was Refi, with 4,330 originations. The 2nd most popular reason was Home Purchase, with 1,630 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    15 Year 2,275 $361,855,000 $159,057 $1,359 3.71%
    30 Year 2,134 $658,510,000 $308,580 $5,107 3.34%
    Other 1,755 $258,775,000 $147,450 $87 3.74%
    20 Year 1,233 $126,375,000 $102,494 $4,430 3.88%
    10 Year 356 $66,400,000 $186,517 $165 4.15%
    5 Year 334 $117,370,000 $351,407 $0 3.90%
    3 Year 16 $97,740,000 $6,108,750 $0 3.75%
    1 Year 11 $6,185,000 $562,273 $0 3.76%

    For 2020, Dollar Bank Federal Savings Bank's most frequently cited loan duration was 15 Year, with 2,275 originations. The 2nd most popular length was 30 Year, with 2,134 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,866 $752,600,000 $154,665
    $1k-2k 989 $272,345,000 $275,374
    $2k-3k 461 $148,875,000 $322,939
    $3k-4k 191 $69,725,000 $365,052
    $5k+ 114 $59,180,000 $519,123
    $4k-5k 81 $32,105,000 $396,358

    Dollar Bank Federal Savings Bank's average total fees were $5,107, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,866 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,965 $1,173,345,000 $236,323
    2.5-3% 1,447 $326,105,000 $225,366
    4-5% 1,161 $149,815,000 $129,040
    5-6% 228 $11,140,000 $48,860
    6-7% 122 $4,400,000 $36,066
    <2.5% 74 $21,050,000 $284,459
    Over 8% 59 $2,305,000 $39,068
    7-8% 53 $1,945,000 $36,698

    During 2020, Dollar Bank Federal Savings Bank's average interest rate for loans was 3.34%, while their most frequently originated rate bucket for loans was 3-4%, with 4,965 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,960 $161,720,000 $54,635 $611 4.15%
    $100k-200k 2,658 $378,580,000 $142,430 $1,716 3.43%
    $200k-400k 1,685 $462,245,000 $274,329 $3,348 3.35%
    $400k-600k 441 $213,605,000 $484,365 $5,519 3.38%
    $600k-1MM 303 $222,915,000 $735,693 $5,357 3.45%
    $1MM+ 67 $254,145,000 $3,793,209 $9,073 3.38%

    2020 saw Dollar Bank Federal Savings Bank place emphasis on $100,000 or less loans with 2,960 originations, totaling $161,720,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,812 $310,100,000 $171,137 $2,027 3.71%
    $50k-75k 1,560 $172,810,000 $110,776 $1,579 3.69%
    $75k-100k 1,385 $190,075,000 $137,238 $1,840 3.69%
    $150k-250k 1,379 $354,595,000 $257,139 $2,695 3.68%
    $50k or less 1,011 $82,735,000 $81,835 $1,784 3.66%
    $250k+ 736 $356,740,000 $484,701 $4,420 3.49%

    Dollar Bank Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 1,812 originations. The second most popular income band? $50k-75k, with 1,560 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,453 $429,615,000 $175,139 $1,928 3.65%
    30-36% 1,589 $302,435,000 $190,330 $2,112 3.68%
    <20% 1,360 $243,410,000 $178,978 $1,735 3.63%
    39% 282 $56,840,000 $201,560 $2,210 3.71%
    37% 273 $46,625,000 $170,788 $2,289 3.71%
    44% 266 $52,330,000 $196,729 $2,224 3.80%
    36% 258 $48,810,000 $189,186 $1,773 3.76%
    41% 239 $45,325,000 $189,644 $2,283 3.78%
    38% 237 $48,015,000 $202,595 $2,156 3.77%
    40% 229 $47,795,000 $208,712 $2,615 3.73%
    42% 219 $44,345,000 $202,489 $2,832 3.67%
    43% 204 $38,680,000 $189,608 $2,564 3.78%
    45% 122 $21,690,000 $177,787 $2,599 3.85%
    48% 66 $14,110,000 $213,788 $5,093 3.26%
    46% 61 $13,945,000 $228,607 $4,591 3.33%
    47% 59 $15,205,000 $257,712 $4,957 3.28%
    49% 57 $10,825,000 $189,912 $4,425 3.24%
    50-60% 44 $8,540,000 $194,091 $6,373 3.23%
    >60% 2 $220,000 $110,000 $2,437 3.19%

    Dollar Bank Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 2,453 originations. The next most common DTI ratio? 30-36%, with 1,589 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,894 $1,255,470,000 $182,111 $2,011 3.69%
    Not applicable 94 $203,670,000 $2,166,702 $0 4.10%
    Not provided 573 $134,705,000 $235,087 $3,459 3.43%
    Asian 151 $47,415,000 $314,007 $3,830 3.46%
    Black 361 $47,055,000 $130,346 $2,902 3.68%
    American Indian 16 $1,690,000 $105,625 $1,635 3.71%
    Asian Indian 11 $1,405,000 $127,727 $11 3.91%
    Filipino 6 $960,000 $160,000 $0 4.27%
    Native Hawaiian or Islander 3 $285,000 $95,000 $0 4.09%
    Other Asian 2 $180,000 $90,000 $0 3.54%
    Korean 1 $155,000 $155,000 $0 3.44%
    Chinese 1 $125,000 $125,000 $0 3.89%
    Other Pacific Islander 1 $95,000 $95,000 $0 4.99%

    Approval Rates

    Total approvals of all applications
    81.15%

    Dollar Bank Federal Savings Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    80.43%

    Dollar Bank Federal Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,114 $1,693,210,000 $208,678

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 37 $185,405,000 $5,010,946
    Single Family (1-4 Units):Manufactured 5 $715,000 $143,000
    Single Family (1-4 Units):Site-Built 8,072 $1,507,090,000 $186,706

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,188 $126,710,000 $106,658 $706 3.87%
    40-60% 1,369 $255,745,000 $186,812 $1,615 3.39%
    60-80% 2,655 $855,555,000 $322,243 $2,596 3.44%
    80-100% 1,733 $403,185,000 $232,651 $3,441 3.42%
    Over 100% 6 $1,730,000 $288,333 $11,165 3.21%
    Under 20% 1,163 $50,285,000 $43,237 $92 4.72%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Dollar Bank, Federal Savings Bank 150 Point Plaza Butler, PA 16001 Full Service B&M $84,455
    Dollar Bank, Federal Savings Bank 3483 Hudson Dr Stow, OH 44224 Full Service B&M $35,155
    Dollar Bank, Federal Savings Bank 1009 Freeport Road Pittsburgh, PA 15238 Full Service B&M $189,346
    Dollar Bank, Federal Savings Bank 1190 Merriman Road 1st Floor Sewickley, PA 15143 Full Service B&M $12,361
    Dollar Bank, Federal Savings Bank 11974 Perry Hwy Wexford, PA 15090 Full Service B&M $51,844
    Dollar Bank, Federal Savings Bank 1209 Mentor Ave Painesville, OH 44077 Full Service B&M $56,743
    Dollar Bank, Federal Savings Bank 1283 Som Center Rd Mayfield Heights, OH 44124 Full Service B&M $43,458
    Dollar Bank, Federal Savings Bank 1297 Center Road Avon, OH 44011 Full Service B&M $31,227
    Dollar Bank, Federal Savings Bank 1301 East Ninth Street Cleveland, OH 44114 Full Service B&M $602,066
    Dollar Bank, Federal Savings Bank 1344 North Great Neck Virginia Beach, VA 23454 Full Service B&M $11,455
    Dollar Bank, Federal Savings Bank 140 Public Square Cleveland, OH 44114 Full Service B&M $14,836
    Dollar Bank, Federal Savings Bank 14569 Pearl Rd Strongsville, OH 44136 Full Service B&M $133,573
    Dollar Bank, Federal Savings Bank 1500 West River Road North Elyria, OH 44035 Full Service B&M $62,790
    Dollar Bank, Federal Savings Bank 15509 Madison Avenue Lakewood, OH 44107 Full Service B&M $54,503
    Dollar Bank, Federal Savings Bank 160 Millers Run Road Bridgeville, PA 15017 Full Service B&M $15,026
    Dollar Bank, Federal Savings Bank 1709 Route 228 Cranberry Township, PA 16066 Full Service B&M $120,402
    Dollar Bank, Federal Savings Bank 1712 E Carson St Pittsburgh, PA 15203 Full Service B&M $18,487
    Dollar Bank, Federal Savings Bank 1717 Cochran Road Pittsburgh, PA 15220 Full Service B&M $269,304
    Dollar Bank, Federal Savings Bank 1720 Sentinel Drive, Suite 100 Chesapeake, VA 23320 Full Service B&M $105
    Dollar Bank, Federal Savings Bank 1834 Heights Plaza Natrona Heights, PA 15065 Full Service B&M $86,657
    Dollar Bank, Federal Savings Bank 20680 Center Ridge Road Rocky River, OH 44116 Full Service B&M $68,307
    Dollar Bank, Federal Savings Bank 218 Rodi Rd Pittsburgh, PA 15235 Full Service B&M $158,167
    Dollar Bank, Federal Savings Bank 2200 Warrensville-Center Road University Heights, OH 44118 Full Service B&M $55,403
    Dollar Bank, Federal Savings Bank 225 Forbes Avenue Pittsburgh, PA 15222 Full Service B&M $79,353
    Dollar Bank, Federal Savings Bank 240 E 228th St Euclid, OH 44123 Full Service B&M $24,707
    Dollar Bank, Federal Savings Bank 25 Highland Road Bethel Park, PA 15102 Full Service B&M $114,946
    Dollar Bank, Federal Savings Bank 250 Oak Spring Center Washington, PA 15301 Full Service B&M $90,257
    Dollar Bank, Federal Savings Bank 26065 Lorain Road North Olmsted, OH 44070 Full Service B&M $21,997
    Dollar Bank, Federal Savings Bank 26895 Center Ridge Road Westlake, OH 44145 Full Service B&M $99,719
    Dollar Bank, Federal Savings Bank 26949 Chagrin Boulevard Beachwood, OH 44122 Full Service B&M $24,907
    Dollar Bank, Federal Savings Bank 274 Yost Blvd Pittsburgh, PA 15221 Full Service B&M $87,228
    Dollar Bank, Federal Savings Bank 2800 Gracy Center Way Coraopolis, PA 15108 Full Service B&M $136,636
    Dollar Bank, Federal Savings Bank 3029 W Liberty Ave Pittsburgh, PA 15216 Full Service B&M $23,478
    Dollar Bank, Federal Savings Bank 3115 W 25th Street Cleveland, OH 44109 Full Service B&M $28,473
    Dollar Bank, Federal Savings Bank 33 South Saint Clair St Painesville, OH 44077 Full Service B&M $2,883
    Dollar Bank, Federal Savings Bank 340 Fourth Ave Pittsburgh, PA 15222 Full Service B&M $1,293,603
    Dollar Bank, Federal Savings Bank 34829 Vine Street Eastlake, OH 44095 Full Service B&M $89,338
    Dollar Bank, Federal Savings Bank 3630 Center Road Brunswick, OH 44212 Full Service B&M $12,649
    Dollar Bank, Federal Savings Bank 3714 Fifth Avenue Pittsburgh, PA 15213 Full Service B&M $11,909
    Dollar Bank, Federal Savings Bank 3980 Washington Rd Canonsburg, PA 15317 Full Service B&M $51,616
    Dollar Bank, Federal Savings Bank 400 Lysle Blvd Mckeesport, PA 15132 Full Service B&M $34,679
    Dollar Bank, Federal Savings Bank 400 Mt Lebanon Blvd Pittsburgh, PA 15234 Full Service B&M $152,039
    Dollar Bank, Federal Savings Bank 401 Liberty Avenue Pittsburgh, PA 15222 Full Service B&M $194,356
    Dollar Bank, Federal Savings Bank 4140 Fulton Road Cleveland, OH 44144 Full Service B&M $55,122
    Dollar Bank, Federal Savings Bank 4192 William Penn Hwy Monroeville, PA 15146 Full Service B&M $210,394
    Dollar Bank, Federal Savings Bank 420 Beaver St Sewickley, PA 15143 Full Service B&M $224,483
    Dollar Bank, Federal Savings Bank 45 Walsh Rd Pittsburgh, PA 15205 Full Service B&M $145,666
    Dollar Bank, Federal Savings Bank 4730 Ridge Road Brooklyn, OH 44144 Full Service B&M $98,725
    Dollar Bank, Federal Savings Bank 4751 William Penn Highway Murrysville, PA 15668 Full Service B&M $79,148
    Dollar Bank, Federal Savings Bank 500 Clairton Blvd Pittsburgh, PA 15236 Full Service B&M $80,887
    Dollar Bank, Federal Savings Bank 500 Providence Point Blvd Pittsburgh, PA 15243 Full Service B&M $8,256
    Dollar Bank, Federal Savings Bank 501 South Independence Boulevard Virginia Beach, VA 23452 Full Service B&M $76,426
    Dollar Bank, Federal Savings Bank 5180 Warrensville Center Road Maple Heights, OH 44137 Full Service B&M $31,993
    Dollar Bank, Federal Savings Bank 5201 Wilson Mills Road Richmond Heights, OH 44143 Full Service B&M $60,723
    Dollar Bank, Federal Savings Bank 5219 Pearl Road Parma, OH 44129 Full Service B&M $65,890
    Dollar Bank, Federal Savings Bank 5300 State Route 30 Greensburg, PA 15601 Full Service B&M $105,332
    Dollar Bank, Federal Savings Bank 537 Smithfield Street Pittsburgh, PA 15222 Full Service B&M $88,465
    Dollar Bank, Federal Savings Bank 5375 William Flynn Highway Gibsonia, PA 15044 Full Service B&M $135,391
    Dollar Bank, Federal Savings Bank 5822 Forbes Ave Pittsburgh, PA 15217 Full Service B&M $185,599
    Dollar Bank, Federal Savings Bank 6047 Route 30 Greensburg, PA 15601 Full Service B&M $103,841
    Dollar Bank, Federal Savings Bank 6107 Penn Avenue Pittsburgh, PA 15206 Full Service B&M $58,300
    Dollar Bank, Federal Savings Bank 6460 Steubenville Pike Pittsburgh, PA 15205 Full Service B&M $49,193
    Dollar Bank, Federal Savings Bank 6563 Brecksville Road Independence, OH 44131 Full Service B&M $91,389
    Dollar Bank, Federal Savings Bank 6868 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $121,439
    Dollar Bank, Federal Savings Bank 700 Towne Square Way Pittsburgh, PA 15227 Full Service B&M $185,347
    Dollar Bank, Federal Savings Bank 7450 W Ridgewood Drive Parma, OH 44129 Full Service B&M $100,238
    Dollar Bank, Federal Savings Bank 750 Volvo Parkway Chesapeake, VA 23320 Full Service B&M $34,837
    Dollar Bank, Federal Savings Bank 7500 Chippewa Road Brecksville, OH 44141 Full Service B&M $89,053
    Dollar Bank, Federal Savings Bank 7862 Tidewater Drive, Suite 101 Norfolk, VA 23505 Full Service B&M $31,825
    Dollar Bank, Federal Savings Bank 7891 Mentor Avenue Mentor, OH 44060 Full Service B&M $82,051
    Dollar Bank, Federal Savings Bank 8040 Peebles Rd. Pittsburgh, PA 15237 Full Service B&M $323,293
    Dollar Bank, Federal Savings Bank 820 Warrington Avenue Pittsburgh, PA 15210 Full Service B&M $12,508
    Dollar Bank, Federal Savings Bank 839 Lynnhaven Parkway Virginia Beach, VA 23452 Full Service B&M $3,067
    Dollar Bank, Federal Savings Bank 889 Magill Dr North Huntingdon, PA 15642 Full Service B&M $64,306
    Dollar Bank, Federal Savings Bank 998 Independence Blvd Virginia Beach, VA 23455 Full Service B&M $27,124

    For 2020, Dollar Bank Federal Savings Bank had 75 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $308,178
    Net interest income $248,474
    Total noninterest income $45,613
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $12,882
    Trading account gains and fees $8
    Additional Noninterest Income $32,723
    Pre-tax net operating income $67,087
    Securities gains (or losses, -) $13,971
    Income before extraordinary items $62,865
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $62,865
    Minority interest net income $0
    Net income $62,865
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $51,827

    Dollar Bank Federal Savings Bank's gross interest income from loans was $308,178,000.
    Dollar Bank Federal Savings Bank's net interest income from loans was $248,474,000.
    Dollar Bank Federal Savings Bank's fee based income from loans was $12,882,000.
    Dollar Bank Federal Savings Bank's net income from loans was $62,865,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $59,704
    Provision for credit losses $13,000
    Total noninterest expense $214,000
    Salaries and employee benefits $110,929
    Premises and equipment expense $48,692
    Additional noninterest expense $54,379
    Applicable income taxes $18,193
    Net charge-offs $7,629
    Cash dividends $0

    Dollar Bank Federal Savings Bank's interest expense for loans was $59,704,000.
    Dollar Bank Federal Savings Bank's payroll and benefits expense were $110,929,000.
    Dollar Bank Federal Savings Bank's property, plant and equipment expenses $48,692,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 3.0%
    Personal loans 0.0%
    Credit card loans 0.3%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,906,363
    Deposits held in domestic offices $7,906,363
    Deposits by Individuals, partnerships, and corporations $7,538,128
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $272,874
    Deposits by Commercial banks and other depository institutions in U.S. $95,361
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $910,132
    Demand deposits $553,605
    Nontransaction accounts $6,996,231
    Money market deposit accounts (MMDAs) $0
    Other savings deposits (excluding MMDAs) $5,720,261
    Total time deposits $1,275,971
    Total time and savings deposits $7,352,758
    Noninterest-bearing deposits $1,493,771
    Interest-bearing deposits $6,412,592
    Retail deposits $7,441,497
    IRAs and Keogh plan accounts $205,351
    Brokered deposits $265,772
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $9,926,432
    Cash & Balances due from depository institutions $911,276
    Interest-bearing balances $842,084
    Total securities $1,438,616
    Federal funds sold & reverse repurchase $0
    Net loans and leases $7,268,259
    Loan and leases loss allowance $48,957
    Trading account assets $0
    Bank premises and fixed assets $113,845
    Other real estate owned $823
    Goodwill and other intangibles $10,120
    All other assets $183,493

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $9,926,432
    Total Liabilities $8,801,391
    Total deposits $7,906,363
    Interest-bearing deposits $6,412,592
    Deposits held in domestic offices $7,906,363
    % insured (estimated) $73
    Federal funds purchased and repurchase agreements $96,921
    Trading liabilities $0
    Other borrowed funds $729,333
    Subordinated debt $0
    All other liabilities $68,774

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $7,268,259
    Loan and leases loss allowance $48,957
    Total loans and leases (domestic) $7,317,216
    All real estate loans $6,120,963
    Real estate loans in domestic offices $6,120,963
    Construction and development loans $541,248
    Residential 1-4 family construction $77,267
    Other construction, all land development and other land $463,981
    Loans secured by nonfarm nonresidential properties $671,037
    Nonfarm nonresidential secured by owner-occupied properties $216,836
    Commercial real estate & other non-farm, non-residential $454,201
    Multifamily residential real estate $222,767
    1-4 family residential loans $4,685,911
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $902,040
    To non-U.S. addressees $0
    Loans to individuals $274,820
    Credit card loans $62,062
    Related Plans $103,471
    Consumer Auto Loans $10,601
    Other loans to individuals $98,686
    All other loans & leases $19,392
    Loans to foreign governments and official institutions $0
    Other loans $3,809
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $19,571
    Non 1-4 family restructured loans & leases $7,197
    Total loans and leases (foreign) $0

    Dollar Bank Federal Savings Bank had $7,268,259,000 of loans outstanding in 2020. $6,120,963,000 of loans were in real estate loans. $541,248,000 of loans were in development loans. $222,767,000 of loans were in multifamily mortgage loans. $4,685,911,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $62,062,000 of loans were in credit card loans. $10,601,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 552 $116,275 $210,643
    Nonfarm, nonresidential loans - <$100k 110 $4,157 $37,791
    Nonfarm, nonresidential loans - $100-250k 150 $16,250 $108,333
    Nonfarm, nonresidential loans - $250k-1MM 292 $95,868 $328,315
    Commercial & Industrial, US addressed loans - <$1MM 4,305 $192,527 $44,722
    Commercial & Industrial, US addressed loans - <$100k 3,299 $43,681 $13,241
    Commercial & Industrial, US addressed loans - $100-250k 410 $33,601 $81,954
    Commercial & Industrial, US addressed loans - $250k-1MM 596 $115,245 $193,364