Willamette Valley Bank Mortgage Rates, Fees & Info
Salem, ORLEI: 549300GS6ONO04ORI292
Tax ID: 93-1277376
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Bank Data
Review & Overview
Willamette Valley Bank is a smaller bank specializing in Home Purchase loans. Willamette Valley Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Portland, Medford, Spokane, and Salem among others. We have data for 111 markets. (Some data included below & more in-depth data is available with an active subscription.)Willamette Valley Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Willamette Valley Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.80% | 9/1/24 |
30 Year Conventional Refi | 6.67% | 9/1/24 |
30 Year Cash-out Refi | 6.91% | 9/1/24 |
30 Year FHA Purchase | 7.47% | 9/1/24 |
30 Year FHA Refi | 6.90% | 9/1/24 |
30 Year VA Purchase | 6.29% | 9/1/24 |
30 Year VA Refi | 6.50% | 9/1/24 |
30 Year USDA Purchase | 6.63% | 9/1/24 |
15 Year Conventional Purchase | 7.36% | 9/1/24 |
15 Year Conventional Refi | 6.26% | 9/1/24 |
15 Year Cash-out Refi | 6.26% | 9/1/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Willamette Valley Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Willamette Valley Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,134Origination Dollar Volume (All Markets)
$736,180,000Employee count
171 Show all (5) awardsWillamette Valley Bank - 2018
Willamette Valley Bank is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Outside of Metro Areas | 935 | $219,465,000 | $234,722 | $5,191 | 4.88% |
BOISE CITY, ID (FHA|USDA|VA) | 597 | $119,855,000 | $200,762 | $5,791 | 5.00% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 327 | $99,285,000 | $303,624 | $6,333 | 4.84% |
MEDFORD, OR (FHA|USDA|VA) | 206 | $49,000,000 | $237,864 | $5,364 | 4.89% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 220 | $47,370,000 | $215,318 | $4,982 | 4.84% |
SALEM, OR (FHA|USDA|VA) | 120 | $30,910,000 | $257,583 | $5,997 | 4.96% |
GRANTS PASS, OR (FHA|USDA|VA) | 113 | $28,595,000 | $253,053 | $4,999 | 4.97% |
Sandpoint, ID (FHA|USDA|VA) | 121 | $26,795,000 | $221,446 | $5,323 | 4.88% |
Outside of Metro Areas | 119 | $20,545,000 | $172,647 | $4,397 | 4.92% |
BEND, OR (FHA|USDA|VA) | 60 | $17,100,000 | $285,000 | $6,287 | 4.99% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 39 | $10,825,000 | $277,564 | $4,571 | 4.84% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 22 | $7,000,000 | $318,182 | $5,710 | 4.82% |
LONGVIEW, WA (FHA|USDA|VA) | 26 | $6,150,000 | $236,538 | $6,281 | 5.02% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 20 | $5,200,000 | $260,000 | $6,520 | 5.12% |
Ontario, OR-ID (FHA|USDA|VA) | 13 | $2,115,000 | $162,692 | $4,895 | 4.95% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $5,088 | 4.98% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $3,426 | 4.83% |
Roseburg, OR (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $5,124 | 4.83% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $5,564 | 5.13% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $5,865 | 4.88% |
Klamath Falls, OR (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $6,605 | 5.29% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $8,547 | 5.08% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $6,282 | 4.88% |
Mountain Home, ID (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $5,328 | 5.05% |
YAKIMA, WA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,679 | 4.90% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $9,832 | 4.83% |
Coos Bay, OR (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,962 | 4.84% |
WENATCHEE, WA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,728 | 4.78% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,601 | 4.78% |
Astoria, OR (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,782 | 5.50% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,419 | 4.92% |
Newport, OR (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,016 | 4.81% |
MISSOULA, MT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,458 | 5.04% |
Moses Lake, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,044 | 4.79% |
STOCKTON, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,290 | 5.44% |
Helena, MT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,264 | 4.81% |
IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,846 | 4.88% |
Hailey, ID (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,413 | 4.94% |
Pullman, WA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,340 | 5.28% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,078 | 4.38% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,362 | 4.75% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,082 | 4.81% |
Kalispell, MT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,422 | 4.63% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,731 | 4.58% |
CORVALLIS, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,673 | 4.88% |
TUCSON, AZ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,925 | 4.94% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,250 | 4.88% |
Hilo, HI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,768 | 5.38% |
Prineville, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,014 | 5.25% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,878 | 4.38% |
Hood River, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,278 | 4.75% |
Moscow, ID (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,562 | 4.88% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,541 | 5.13% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,015 | 5.25% |
VALLEJO, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,979 | 5.00% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,917 | 5.25% |
COLUMBUS, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,580 | 4.88% |
Bozeman, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,106 | 4.75% |
TWIN FALLS, ID (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,217 | 5.31% |
JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,527 | 4.38% |
LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,788 | 5.00% |
Centralia, WA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,413 | 4.44% |
WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,954 | 4.50% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,838 | 5.63% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,343 | 4.75% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,910 | 5.13% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,555 | 4.75% |
ANCHORAGE, AK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,371 | 5.38% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,740 | 5.25% |
The Dalles, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,462 | 5.13% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,062 | 4.13% |
Morehead City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,633 | 5.75% |
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,505 | 5.25% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,113 | 4.88% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,776 | 4.50% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $421 | 4.75% |
KANKAKEE, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,916 | 5.00% |
LAWRENCE, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,269 | 4.63% |
Port Angeles, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,955 | 4.50% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,376 | 4.88% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,495 | 3.75% |
Rexburg, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,403 | 4.63% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,055 | 5.13% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,905 | 5.13% |
Tahlequah, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,900 | 4.75% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,964 | 5.13% |
YUBA CITY, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,821 | 5.50% |
APPLETON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,998 | 4.50% |
Williston, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,981 | 5.63% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,418 | 4.25% |
MADISON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,755 | 5.50% |
EL PASO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,181 | 4.25% |
Brookings, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,866 | 4.75% |
DOTHAN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,040 | 4.75% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,163 | 5.88% |
GREEN BAY, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,850 | 4.88% |
AKRON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,732 | 4.88% |
PANAMA CITY, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,899 | 5.25% |
Pahrump, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,665 | 4.75% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,893 | 5.13% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,785 | 4.75% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,829 | 4.38% |
Corning, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,549 | 4.75% |
Berlin, NH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,216 | 5.25% |
BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,822 | 4.75% |
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,526 | 5.00% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,945 | 5.88% |
Coffeyville, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,683 | 4.88% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,274 | 5.00% |
Ottawa, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $931 | 4.50% |
Alamogordo, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,977 | 5.00% |
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Product Mix
For 2018, Willamette Valley Bank's most frequently originated type of loan was Conventional, with 2,016 originations. Their 2nd most popular type was FHA, with 734 originations.
Loan Reason
For 2018, Willamette Valley Bank's most frequently cited loan purpose was Home Purchase, with 2,644 originations. The 2nd most popular reason was Cash Out Refi, with 275 originations.
Loan Duration/Length
For 2018, Willamette Valley Bank's most frequently cited loan duration was 30 Year, with 2,910 originations. The 2nd most popular length was 10 Year, with 125 originations.
Origination Fees/Closing Costs
Willamette Valley Bank's average total fees were $5,723, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,492 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 2,056 | $497,110,000 | $241,785 |
5-6% | 887 | $212,835,000 | $239,949 |
3-4% | 104 | $23,380,000 | $224,808 |
6-7% | 84 | $2,840,000 | $33,810 |
7-8% | 3 | $15,000 | $5,000 |
During 2018, Willamette Valley Bank's average interest rate for loans was 4.87%, while their most frequently originated rate bucket for loans was 4-5%, with 2,056 originations.
Loan Sizing
2018 saw Willamette Valley Bank place emphasis on $200k-400k loans with 1,798 originations, totaling $488,510,000 in origination value.
Applicant Income
Willamette Valley Bank lent most frequently to those with incomes in the $50k-75k range, with 972 originations. The second most popular income band? $50k or less, with 657 originations.
Applicant Debt to Income Ratio
Willamette Valley Bank lent most frequently to those with DTI ratios of 30-36%, with 424 originations. The next most common DTI ratio? 20-30%, with 353 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.43%
Willamette Valley Bank has an average approval rate.
Pick Rate
Approvals leading to origination77.54%
Willamette Valley Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 3,134 | $736,180,000 | $234,901 |
Occupancy Type Mix
LTV Distribution
Complaints
Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
William D. Meeker Enterprises, Inc. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
William D. Meeker Enterprises, Inc. | Conventional home mortgage | Improper use of your report | 1 | 50.0% |
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
Willamette Valley Bank | 101 High Street, N.E. Salem, OR 97301 | Full Service B&M | $98,036 |
Willamette Valley Bank | 1970 14th Avenue, Se Albany, OR 97321 | Full Service B&M | $21,492 |
Willamette Valley Bank | 5140 River Road Ne Keizer, OR 97303 | Full Service B&M | $42,541 |
Willamette Valley Bank | 701a Mcclaine Street Silverton, OR 97381 | Full Service B&M | $31,145 |
For 2018, Willamette Valley Bank had 4 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $10,286 |
Net interest income | $8,608 |
Total noninterest income | $34,562 |
Gross Fiduciary activities income | $0 |
Service charges on deposit accounts | $59 |
Trading account gains and fees | $0 |
Additional Noninterest Income | $34,503 |
Pre-tax net operating income | $10,655 |
Securities gains (or losses, -) | $0 |
Income before extraordinary items | $7,901 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $7,901 |
Minority interest net income | $0 |
Net income | $7,901 |
Sale, conversion, retirement of capital stock, net | $0 |
Net operating income | $7,901 |
Willamette Valley Bank's gross interest income from loans was $10,286,000.
Willamette Valley Bank's net interest income from loans was $8,608,000.
Willamette Valley Bank's fee based income from loans was $59,000.
Willamette Valley Bank's net income from loans was $7,901,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $1,678 |
Provision for credit losses | $0 |
Total noninterest expense | $32,515 |
Salaries and employee benefits | $23,631 |
Premises and equipment expense | $2,577 |
Additional noninterest expense | $6,307 |
Applicable income taxes | $2,754 |
Net charge-offs | $-27 |
Cash dividends | $2,313 |
Willamette Valley Bank's interest expense for loans was $1,678,000.
Willamette Valley Bank's payroll and benefits expense were $23,631,000.
Willamette Valley Bank's property, plant and equipment expenses $2,577,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 0.0% |
HELOC loans | 0.0% |
All other family | 0.0% |
Commercial & industrial loans | 0.0% |
Personal loans | 0.0% |
Credit card loans | 0.0% |
Other individual loans | 0.0% |
Auto loans | 0.0% |
Other consumer loans | 0.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $205,621 |
Deposits held in domestic offices | $205,621 |
Deposits by Individuals, partnerships, and corporations | $197,886 |
Deposits by U.S. Government | $0 |
Deposits by States and political subdivisions in the U.S. | $372 |
Deposits by Commercial banks and other depository institutions in U.S. | $7,363 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $58,934 |
Demand deposits | $34,118 |
Nontransaction accounts | $146,687 |
Money market deposit accounts (MMDAs) | $41,539 |
Other savings deposits (excluding MMDAs) | $6,596 |
Total time deposits | $98,552 |
Total time and savings deposits | $171,503 |
Noninterest-bearing deposits | $34,118 |
Interest-bearing deposits | $171,503 |
Retail deposits | $173,253 |
IRAs and Keogh plan accounts | $2,155 |
Brokered deposits | $12,887 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $241,136 |
Cash & Balances due from depository institutions | $45,640 |
Interest-bearing balances | $42,363 |
Total securities | $0 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $185,931 |
Loan and leases loss allowance | $1,477 |
Trading account assets | $0 |
Bank premises and fixed assets | $2,677 |
Other real estate owned | $0 |
Goodwill and other intangibles | $0 |
All other assets | $6,888 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $241,136 |
Total Liabilities | $211,267 |
Total deposits | $205,621 |
Interest-bearing deposits | $171,503 |
Deposits held in domestic offices | $205,621 |
% insured (estimated) | $79 |
Federal funds purchased and repurchase agreements | $0 |
Trading liabilities | $0 |
Other borrowed funds | $0 |
Subordinated debt | $0 |
All other liabilities | $5,646 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $185,931 |
Loan and leases loss allowance | $1,477 |
Total loans and leases (domestic) | $187,408 |
All real estate loans | $172,998 |
Real estate loans in domestic offices | $172,998 |
Construction and development loans | $24,844 |
Residential 1-4 family construction | $8,380 |
Other construction, all land development and other land | $16,464 |
Loans secured by nonfarm nonresidential properties | $73,553 |
Nonfarm nonresidential secured by owner-occupied properties | $24,818 |
Commercial real estate & other non-farm, non-residential | $48,735 |
Multifamily residential real estate | $18,800 |
1-4 family residential loans | $51,649 |
Farmland loans | $4,152 |
Loans held in foreign offices | $0 |
Farm loans | $4,202 |
Commercial and industrial loans | $9,998 |
To non-U.S. addressees | $0 |
Loans to individuals | $336 |
Credit card loans | $0 |
Related Plans | $46 |
Consumer Auto Loans | $20 |
Other loans to individuals | $270 |
All other loans & leases | $21 |
Loans to foreign governments and official institutions | $0 |
Other loans | $21 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $263 |
Loans secured by real estate to non-U.S. addressees | $0 |
Restructured Loans & leases | $0 |
Non 1-4 family restructured loans & leases | $0 |
Total loans and leases (foreign) | $0 |
Willamette Valley Bank had $185,931,000 of loans outstanding in 2018. $172,998,000 of loans were in real estate loans. $24,844,000 of loans were in development loans. $18,800,000 of loans were in multifamily mortgage loans. $51,649,000 of loans were in 1-4 family mortgage loans. $4,202,000 of loans were in farm loans. $0 of loans were in credit card loans. $20,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 75 | $32,255 | $430,067 |
Nonfarm, nonresidential loans - <$100k | 1 | $54 | $54,000 |
Nonfarm, nonresidential loans - $100-250k | 29 | $6,231 | $214,862 |
Nonfarm, nonresidential loans - $250k-1MM | 45 | $25,970 | $577,111 |
Commercial & Industrial, US addressed loans - <$1MM | 80 | $7,117 | $88,963 |
Commercial & Industrial, US addressed loans - <$100k | 39 | $807 | $20,692 |
Commercial & Industrial, US addressed loans - $100-250k | 18 | $1,875 | $104,167 |
Commercial & Industrial, US addressed loans - $250k-1MM | 23 | $4,435 | $192,826 |
Farmland loans - <$1MM | 11 | $3,267 | $297,000 |
Farmland loans - $100-250k | 5 | $1,138 | $227,600 |
Farmland loans - $250k-1MM | 6 | $2,129 | $354,833 |
Agriculture operations loans - <$1MM | 20 | $1,996 | $99,800 |
Agriculture operations loans - <$100k | 8 | $150 | $18,750 |
Agriculture operations loans - $100-250k | 5 | $607 | $121,400 |
Agriculture operations loans - $250k-1MM | 7 | $1,239 | $177,000 |