Willamette Valley Bank Mortgage Rates, Fees & Info
Salem, ORLEI: 549300GS6ONO04ORI292
Tax ID: 93-1277376
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Willamette Valley Bank is a smaller bank specializing in Home Purchase loans. Willamette Valley Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Portland, Medford, Spokane, and Salem among others. We have data for 168 markets. (Some data included below & more in-depth data is available with an active subscription.)Willamette Valley Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Willamette Valley Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 4/28/24 |
| 30 Year Conventional Refi | 6.67% | 4/28/24 |
| 30 Year Cash-out Refi | 6.91% | 4/28/24 |
| 30 Year FHA Purchase | 7.47% | 4/28/24 |
| 30 Year FHA Refi | 6.90% | 4/28/24 |
| 30 Year VA Purchase | 6.29% | 4/28/24 |
| 30 Year VA Refi | 6.50% | 4/28/24 |
| 30 Year USDA Purchase | 6.63% | 4/28/24 |
| 15 Year Conventional Purchase | 7.36% | 4/28/24 |
| 15 Year Conventional Refi | 6.26% | 4/28/24 |
| 15 Year Cash-out Refi | 6.26% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Willamette Valley Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Willamette Valley Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,187Origination Dollar Volume (All Markets)
$819,725,000Awards
Willamette Valley Bank - 2022
Willamette Valley Bank is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for Willamette Valley Bank?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 548 | $214,930,000 | $392,208 | $9,350 | 4.89% |
| BOISE CITY, ID (FHA|USDA|VA) | 302 | $110,740,000 | $366,689 | $10,579 | 5.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 228 | $98,810,000 | $433,377 | $9,819 | 4.66% |
| MEDFORD, OR (FHA|USDA|VA) | 195 | $63,935,000 | $327,872 | $8,586 | 4.92% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 121 | $40,225,000 | $332,438 | $8,410 | 4.88% |
| SALEM, OR (FHA|USDA|VA) | 63 | $35,895,000 | $569,762 | $7,783 | 4.85% |
| Sandpoint, ID (FHA|USDA|VA) | 77 | $34,325,000 | $445,779 | $9,452 | 4.75% |
| Outside of Metro Areas | 127 | $33,845,000 | $266,496 | $8,484 | 5.10% |
| GRANTS PASS, OR (FHA|USDA|VA) | 71 | $23,035,000 | $324,437 | $10,011 | 4.88% |
| BEND, OR (FHA|USDA|VA) | 28 | $13,340,000 | $476,429 | $10,632 | 4.34% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 15 | $13,045,000 | $869,667 | $10,049 | 4.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 27 | $10,795,000 | $399,815 | $7,789 | 4.69% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 20 | $8,560,000 | $428,000 | $9,228 | 4.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 24 | $8,470,000 | $352,917 | $9,694 | 4.24% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 16 | $7,620,000 | $476,250 | $12,996 | 5.19% |
| Coos Bay, OR (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $11,834 | 5.25% |
| YAKIMA, WA (FHA|USDA|VA) | 13 | $3,135,000 | $241,154 | $6,776 | 4.03% |
| Ontario, OR-ID (FHA|USDA|VA) | 9 | $2,785,000 | $309,444 | $9,427 | 5.00% |
| Prineville, OR (FHA|USDA|VA) | 4 | $2,500,000 | $625,000 | $14,307 | 4.62% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $2,495,000 | $831,667 | $13,065 | 4.46% |
| Newport, OR (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $9,067 | 3.98% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $10,602 | 4.54% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $8,713 | 4.68% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $9,524 | 5.96% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $6,015 | 4.83% |
| Mountain Home, ID (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $9,124 | 4.50% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $8,667 | 5.44% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $9,828 | 5.50% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $20,337 | 4.50% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $11,413 | 4.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $10,712 | 4.77% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $8,601 | 5.53% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $12,454 | 4.44% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $6,909 | 4.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $11,610 | 4.44% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $6,943 | 4.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $10,392 | 3.81% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $5,212 | 5.08% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $8,794 | 4.81% |
| Astoria, OR (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $10,663 | 4.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $14,490 | 5.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $12,905 | 3.92% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $10,438 | 5.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $10,879 | 3.88% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $10,031 | 5.04% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $12,369 | 4.88% |
| Pullman, WA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $5,605 | 5.00% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $8,508 | 5.79% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $9,017 | 4.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $12,844 | 5.56% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $14,594 | 4.94% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $42,455 | 3.38% |
| Helena, MT (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,978 | 5.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,440 | 4.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,642 | 6.38% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $48,247 | 7.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,960 | 4.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $17,470 | 6.50% |
| Hailey, ID (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,099 | 4.63% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,591 | 4.42% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,774 | 5.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $13,541 | 4.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $16,760 | 5.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $19,246 | 6.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,463 | 5.06% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $13,944 | 4.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 3.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $9,143 | 3.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,986 | 6.38% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,841 | 4.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,451 | 4.00% |
| REDDING, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,461 | 3.88% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $11,182 | 5.33% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,569 | 4.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,447 | 4.00% |
| Othello, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,750 | 4.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,712 | 6.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,842 | 5.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $15,727 | 5.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,935 | 3.81% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $6,677 | 5.88% |
| Shelton, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,207 | 5.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,978 | 4.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,207 | 5.94% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,323 | 3.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $17,970 | 5.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,249 | 5.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,906 | 5.50% |
| Hilo, HI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,397 | 3.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,841 | 5.19% |
| Moscow, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,576 | 4.13% |
| Shelby, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,618 | 5.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,448 | 4.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,666 | 4.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,146 | 4.88% |
| Fallon, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,494 | 3.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,158 | 5.50% |
| DOVER, DE (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,529 | 5.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,949 | 3.94% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,289 | 4.63% |
| La Grande, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,814 | 5.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,163 | 4.00% |
| Williston, ND (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,773 | 5.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,743 | 5.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,678 | 5.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,448 | 5.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,714 | 3.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,019 | 6.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,005 | 3.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,158 | 3.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,074 | 3.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,900 | 5.13% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,428 | 5.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,349 | 4.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,709 | 5.50% |
| AKRON, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,371 | 5.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,802 | 6.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,873 | 5.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,979 | 5.63% |
| Adrian, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,312 | 5.25% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,471 | 5.88% |
| Deming, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,366 | 4.00% |
| FLINT, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,973 | 5.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,275 | 5.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,340 | 5.13% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,877 | 5.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.13% |
| Madison, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,192 | 4.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,445 | 3.75% |
| Athens, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,965 | 3.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,865 | 4.88% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,666 | 6.13% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,315 | 5.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,565 | 3.75% |
| Summerville, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,288 | 6.13% |
| Austin, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,426 | 6.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,148 | 5.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,334 | 3.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,862 | 5.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,284 | 4.38% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,035 | 5.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,202 | 3.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,077 | 4.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,056 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,865 | 5.50% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,789 | 6.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,055 | 4.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,787 | 3.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,073 | 4.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,597 | 3.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,119 | 3.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,370 | 6.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,516 | 6.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,005 | 4.38% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,006 | 6.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,307 | 6.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,871 | 5.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,548 | 4.88% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,744 | 6.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,771 | 4.63% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,064 | 3.63% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,863 | 4.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,000 | 4.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,400 | 5.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,881 | 7.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,147 | 5.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,878 | 7.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Willamette Valley Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 10
Similarity Rank: 207
Similarity Rank: 236
Similarity Rank: 248
Similarity Rank: 500
Similarity Rank: 528
Similarity Rank: 544
Similarity Rank: 589
Similarity Rank: 624
Similarity Rank: 625
Product Mix
For 2022, Willamette Valley Bank's most frequently originated type of loan was Conventional, with 1,562 originations. Their 2nd most popular type was FHA, with 386 originations.
Loan Reason
For 2022, Willamette Valley Bank's most frequently cited loan purpose was Home Purchase, with 1,527 originations. The 2nd most popular reason was Cash Out Refi, with 353 originations.
Loan Duration/Length
For 2022, Willamette Valley Bank's most frequently cited loan duration was 30 Year, with 2,049 originations. The 2nd most popular length was 15 Year, with 70 originations.
Origination Fees/Closing Costs
Willamette Valley Bank's average total fees were $9,792, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,060 originations.
Interest Rates
During 2022, Willamette Valley Bank's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 5-6%, with 703 originations.
Loan Sizing
2022 saw Willamette Valley Bank place emphasis on $200k-400k loans with 1,114 originations, totaling $340,880,000 in origination value.
Applicant Income
Willamette Valley Bank lent most frequently to those with incomes in the $100k-150k range, with 556 originations. The second most popular income band? $50k-75k, with 495 originations.
Applicant Debt to Income Ratio
Willamette Valley Bank lent most frequently to those with DTI ratios of 30-36%, with 311 originations. The next most common DTI ratio? 20-30%, with 258 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.91%
Willamette Valley Bank has an average approval rate.
Pick Rate
Approvals leading to origination67.22%
Willamette Valley Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,187 | $819,725,000 | $374,817 |