Hsbc Bank Usa National Association Mortgage Rates, Fees & Info

MCLEAN, IL

LEI: 1IE8VN30JCEQV1H4R804

Tax ID: 20-1177241

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Mortgage Data

Bank Data

Review & Overview

Hsbc Bank Usa National Association is a small bank specializing in Home Purchase loans. Hsbc Bank Usa National Association has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, San Jose, San Francisco, and Washington among others. We have data for 111 markets. (Some data included below & more in-depth data is available with an active subscription.)

Hsbc Bank Usa National Association has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hsbc Bank Usa National Association is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.56% 5/5/24
30 Year Conventional Purchase 5.82% 5/5/24
30 Year Conventional Refi 5.81% 5/5/24
30 Year Cash-out Refi 6.02% 5/5/24
30 Year FHA Purchase 6.27% 5/5/24
30 Year FHA Refi 6.27% 5/5/24
30 Year VA Purchase 6.27% 5/5/24
30 Year VA Refi 6.27% 5/5/24
15 Year Conventional Purchase 5.47% 5/5/24
15 Year Conventional Refi 5.57% 5/5/24
15 Year Cash-out Refi 5.57% 5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Hsbc Bank Usa National Association Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Hsbc Bank Usa National Association. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,354

Origination Dollar Volume (All Markets)

$2,992,140,000

Employee count

4,707 Show all (16) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,214 $1,018,630,000 $839,069 $6,333 4.60%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 548 $496,030,000 $905,164 $6,481 4.12%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 245 $369,565,000 $1,508,429 $4,676 3.83%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 253 $216,635,000 $856,265 $5,272 4.12%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 102 $130,070,000 $1,275,196 $5,215 4.71%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 224 $120,750,000 $539,063 $6,645 4.73%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $109,300,000 $27,325,000 $3,440 3.94%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $99,360,000 $24,840,000 $0 4.72%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 136 $96,320,000 $708,235 $5,048 4.19%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 50 $40,870,000 $817,400 $7,051 4.51%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 49 $38,845,000 $792,755 $5,815 4.46%
RALEIGH-CARY, NC (FHA|USDA|VA) 11 $35,965,000 $3,269,545 $3,506 4.58%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 42 $23,440,000 $558,095 $6,037 4.53%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 55 $21,215,000 $385,727 $5,053 4.39%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 23 $18,465,000 $802,826 $5,479 4.30%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 31 $11,315,000 $365,000 $5,981 4.76%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 19 $11,025,000 $580,263 $6,351 4.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 14 $8,390,000 $599,286 $4,641 4.40%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 26 $7,800,000 $300,000 $4,884 4.60%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 41 $7,375,000 $179,878 $4,445 5.07%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 15 $6,745,000 $449,667 $4,832 4.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $6,170,000 $771,250 $6,282 4.24%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $5,430,000 $543,000 $6,184 4.49%
Outside of Metro Areas 12 $3,860,000 $321,667 $5,368 5.43%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $3,825,000 $425,000 $7,274 4.65%
Torrington, CT (FHA|USDA|VA) 3 $3,745,000 $1,248,333 $7,975 3.92%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $3,730,000 $466,250 $3,891 4.81%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 9 $3,665,000 $407,222 $8,598 4.50%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $3,580,000 $447,500 $3,910 4.99%
Jackson, WY-ID (FHA|USDA|VA) 2 $3,030,000 $1,515,000 $5,424 4.00%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 12 $3,010,000 $250,833 $4,758 4.90%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 4.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,910,000 $485,000 $6,975 4.55%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 9 $2,715,000 $301,667 $5,452 4.70%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $2,630,000 $1,315,000 $10,984 4.06%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 8 $2,520,000 $315,000 $3,987 4.95%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,510,000 $418,333 $4,367 4.70%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 5 $2,155,000 $431,000 $4,799 4.42%
SALINAS, CA (FHA|USDA|VA) 3 $1,915,000 $638,333 $3,965 4.02%
Heber, UT (FHA|USDA|VA) 1 $1,825,000 $1,825,000 $5,882 4.16%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,785,000 $595,000 $4,557 3.83%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,650,000 $825,000 $7,262 3.72%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $1,605,000 $321,000 $2,984 4.87%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,510,000 $755,000 $6,669 4.62%
NAPA, CA (FHA|USDA|VA) 2 $1,350,000 $675,000 $4,517 4.31%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,345,000 $269,000 $3,937 4.28%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,859 4.88%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $1,310,000 $655,000 $3,460 4.40%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,260,000 $630,000 $4,142 4.63%
PITTSFIELD, MA (FHA|USDA|VA) 2 $1,110,000 $555,000 $4,517 4.23%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,225 4.51%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,950 4.71%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $1,010,000 $505,000 $7,070 4.60%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $980,000 $490,000 $7,821 4.30%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $920,000 $460,000 $3,649 4.10%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $910,000 $455,000 $4,803 4.17%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $895,000 $298,333 $3,833 4.48%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $880,000 $440,000 $2,779 4.12%
STOCKTON, CA (FHA|USDA|VA) 2 $860,000 $430,000 $4,010 3.89%
BRUNSWICK, GA (FHA|USDA|VA) 1 $825,000 $825,000 $5,082 4.39%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $820,000 $136,667 $3,730 4.56%
COLUMBUS, OH (FHA|USDA|VA) 1 $785,000 $785,000 $4,839 4.08%
Bozeman, MT (FHA|USDA|VA) 2 $760,000 $380,000 $4,305 4.18%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $755,000 $755,000 $6,119 3.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $725,000 $241,667 $4,350 4.79%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $670,000 $335,000 $3,670 4.95%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $660,000 $330,000 $6,426 5.40%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $640,000 $160,000 $3,826 5.00%
KINGSTON, NY (FHA|USDA|VA) 3 $625,000 $208,333 $3,418 4.73%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $595,000 $198,333 $3,934 4.64%
RICHMOND, VA (FHA|USDA|VA) 2 $580,000 $290,000 $3,700 5.30%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $575,000 $575,000 $3,582 3.63%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $565,000 $565,000 $0 4.28%
RENO, NV (FHA|USDA|VA) 2 $550,000 $275,000 $3,671 5.13%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $545,000 $545,000 $0 4.76%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $510,000 $255,000 $0 5.59%
GAINESVILLE, GA (FHA|USDA|VA) 1 $505,000 $505,000 $0 5.90%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $495,000 $495,000 $11,348 3.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $465,000 $465,000 $3,852 3.14%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $405,000 $405,000 $5,941 5.66%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $375,000 $375,000 $5,926 5.00%
LAWRENCE, KS (FHA|USDA|VA) 1 $355,000 $355,000 $2,418 3.01%
Aberdeen, WA (FHA|USDA|VA) 1 $355,000 $355,000 $5,437 4.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $335,000 $111,667 $2,603 5.10%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $320,000 $160,000 $4,176 5.05%
PROVO-OREM, UT (FHA|USDA|VA) 1 $315,000 $315,000 $0 4.28%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $305,000 $305,000 $2,857 4.50%
ELMIRA, NY (FHA|USDA|VA) 1 $305,000 $305,000 $3,157 4.26%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $255,000 $255,000 $5,803 5.10%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.98%
FRESNO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,930 2.90%
BATON ROUGE, LA (FHA|USDA|VA) 1 $205,000 $205,000 $4,240 5.19%
Vineyard Haven, MA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.11%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,935 4.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $195,000 $195,000 $5,347 4.50%
ROCHESTER, NY (FHA|USDA|VA) 1 $195,000 $195,000 $2,901 3.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,498 4.13%
LANCASTER, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,731 4.88%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.00%
SYRACUSE, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,318 4.63%
Batavia, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,004 5.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,665 5.36%
READING, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.50%
Helena, MT (FHA|USDA|VA) 1 $125,000 $125,000 $3,774 5.48%
PITTSBURGH, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,522 4.93%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.29%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.63%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $55,000 $55,000 $2,603 4.31%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.34%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.88%
Hsbc Bank Usa National Association's top markets include New York, Los Angeles, San Jose, San Francisco, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,828 $2,865,870,000 $1,013,391 $5,881 4.13%
    HELOC 524 $125,500,000 $239,504 n/a 6.01%
    FHA 1 $415,000 $415,000 $11,062 4.50%
    VA 1 $355,000 $355,000 $9,791 5.38%

    For 2018, Hsbc Bank Usa National Association's most frequently originated type of loan was Conventional, with 2,828 originations. Their 2nd most popular type was HELOC, with 524 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,064 $2,097,060,000 $1,016,017 $5,984 4.19%
    Refi 397 $450,875,000 $1,135,705 $5,682 3.93%
    Cash Out Refi 396 $275,660,000 $696,111 $5,646 4.64%
    Home Improvement 255 $70,375,000 $275,980 $4,469 5.73%
    Other 242 $98,170,000 $405,661 $5,813 5.53%

    For 2018, Hsbc Bank Usa National Association's most frequently cited loan purpose was Home Purchase, with 2,064 originations. The 2nd most popular reason was Refi, with 397 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,255 $2,344,595,000 $720,306 $5,923 4.43%
    15 Year 63 $20,265,000 $321,667 $4,730 4.17%
    20 Year 22 $6,840,000 $310,909 $5,187 4.48%
    Other 9 $484,085,000 $53,787,222 $4,365 4.19%
    10 Year 3 $345,000 $115,000 $2,616 3.96%
    3 Year 1 $104,005,000 $104,005,000 $0 4.14%
    5 Year 1 $32,005,000 $32,005,000 $0 3.58%

    For 2018, Hsbc Bank Usa National Association's most frequently cited loan duration was 30 Year, with 3,255 originations. The 2nd most popular length was 15 Year, with 63 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,672 $1,377,950,000 $824,133
    $<1k 378 $247,230,000 $654,048
    $2k-3k 162 $107,380,000 $662,840
    $3k-4k 92 $80,100,000 $870,652
    $5k+ 87 $89,445,000 $1,028,103
    $4k-5k 44 $43,810,000 $995,682

    Hsbc Bank Usa National Association's average total fees were $5,923, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,672 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,353 $977,975,000 $722,820
    3-4% 1,227 $1,744,935,000 $1,422,115
    5-6% 466 $135,650,000 $291,094
    6-7% 189 $32,565,000 $172,302
    2.5-3% 68 $82,440,000 $1,212,353
    7-8% 22 $1,860,000 $84,545
    % 15 $16,225,000 $1,081,667
    Over 8% 14 $490,000 $35,000

    During 2018, Hsbc Bank Usa National Association's average interest rate for loans was 4.43%, while their most frequently originated rate bucket for loans was 4-5%, with 1,353 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $600k-1MM 725 $559,365,000 $771,538 $5,753 3.95%
    $1MM+ 716 $1,840,260,000 $2,570,196 $7,834 3.80%
    $200k-400k 675 $197,415,000 $292,467 $5,019 4.80%
    $400k-600k 659 $326,145,000 $494,909 $5,246 4.33%
    $100k-200k 405 $57,785,000 $142,679 $4,212 5.20%
    $100,000 or less 174 $11,170,000 $64,195 $3,471 6.09%

    2018 saw Hsbc Bank Usa National Association place emphasis on $600k-1MM loans with 725 originations, totaling $559,365,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 1,349 $1,438,205,000 $1,066,127 $7,016 4.21%
    $150k-250k 898 $515,470,000 $574,020 $5,367 4.36%
    $100k-150k 463 $173,265,000 $374,222 $4,842 4.72%
    $75k-100k 210 $54,940,000 $261,619 $4,737 4.82%
    $50k-75k 186 $39,160,000 $210,538 $5,026 4.87%
    $50k or less 86 $18,630,000 $216,628 $4,762 4.94%

    Hsbc Bank Usa National Association lent most frequently to those with incomes in the $250k+ range, with 1,349 originations. The second most popular income band? $150k-250k, with 898 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 688 $415,340,000 $603,692 $5,428 4.40%
    30-36% 530 $361,640,000 $682,340 $5,969 4.38%
    <20% 332 $222,170,000 $669,187 $6,234 4.47%
    44% 209 $122,745,000 $587,297 $6,126 4.86%
    50-60% 144 $147,600,000 $1,025,000 $6,062 4.11%
    37% 141 $94,815,000 $672,447 $5,692 4.44%
    43% 132 $90,560,000 $686,061 $6,364 4.48%
    42% 131 $96,575,000 $737,214 $6,132 4.64%
    36% 124 $97,640,000 $787,419 $6,374 4.30%
    39% 120 $104,400,000 $870,000 $6,062 4.41%
    49% 117 $77,155,000 $659,444 $5,534 4.42%
    38% 114 $67,640,000 $593,333 $5,727 4.66%
    40% 111 $70,525,000 $635,360 $6,119 4.63%
    41% 96 $65,560,000 $682,917 $6,190 4.51%
    47% 85 $73,395,000 $863,471 $5,699 4.07%
    46% 83 $74,245,000 $894,518 $5,854 4.18%
    48% 81 $68,175,000 $841,667 $5,753 4.18%
    45% 76 $48,600,000 $639,474 $5,882 4.36%
    >60% 1 $4,425,000 $4,425,000 $0 3.98%

    Hsbc Bank Usa National Association lent most frequently to those with DTI ratios of 20-30%, with 688 originations. The next most common DTI ratio? 30-36%, with 530 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not provided 1,018 $814,050,000 $799,656 $6,407 4.36%
    Asian 1,044 $791,660,000 $758,295 $5,447 4.17%
    Not applicable 37 $690,015,000 $18,649,054 $5,201 3.84%
    White 1,098 $619,700,000 $564,390 $5,898 4.72%
    Chinese 42 $33,780,000 $804,286 $5,647 4.12%
    Black 76 $21,040,000 $276,842 $5,409 4.85%
    American Indian 20 $12,530,000 $626,500 $4,700 4.21%
    Other Asian 5 $2,905,000 $581,000 $9,109 4.47%
    Asian Indian 9 $2,825,000 $313,889 $3,814 5.06%
    Other Pacific Islander 2 $2,760,000 $1,380,000 $7,848 4.08%
    Native Hawaiian or Islander 2 $650,000 $325,000 $4,512 4.19%
    Korean 1 $225,000 $225,000 $4,399 4.45%

    Approval Rates

    Total approvals of all applications
    94.39%

    Hsbc Bank Usa National Association has an average approval rate.

    Pick Rate

    Approvals leading to origination
    59.87%

    Hsbc Bank Usa National Association has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,354 $2,992,140,000 $892,111

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 9 $619,625,000 $68,847,222
    Single Family (1-4 Units):Site-Built 3,345 $2,372,515,000 $709,272

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 410 $290,360,000 $708,195 $5,115 4.69%
    40-60% 589 $581,135,000 $986,647 $5,971 4.20%
    60-80% 1,633 $1,760,275,000 $1,077,939 $6,014 4.19%
    80-100% 402 $296,110,000 $736,592 $5,824 4.25%
    Under 20% 320 $64,260,000 $200,813 $4,686 5.91%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    HSBC NORTH AMERICA HOLDINGS INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 3.7%
    HSBC NORTH AMERICA HOLDINGS INC. Conventional home mortgage Closing on a mortgage 6 5.6%
    HSBC NORTH AMERICA HOLDINGS INC. Conventional home mortgage Incorrect information on your report 2 1.9%
    HSBC NORTH AMERICA HOLDINGS INC. Conventional home mortgage Struggling to pay mortgage 20 18.7%
    HSBC NORTH AMERICA HOLDINGS INC. Conventional home mortgage Trouble during payment process 31 29.0%
    HSBC NORTH AMERICA HOLDINGS INC. FHA mortgage Incorrect information on your report 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. FHA mortgage Struggling to pay mortgage 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. FHA mortgage Trouble during payment process 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 4 3.7%
    HSBC NORTH AMERICA HOLDINGS INC. Home equity loan or line of credit (HELOC) Incorrect information on your report 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. Home equity loan or line of credit (HELOC) Trouble during payment process 5 4.7%
    HSBC NORTH AMERICA HOLDINGS INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 1.9%
    HSBC NORTH AMERICA HOLDINGS INC. Other type of mortgage Closing on a mortgage 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. Other type of mortgage Incorrect information on your report 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. Other type of mortgage Struggling to pay mortgage 9 8.4%
    HSBC NORTH AMERICA HOLDINGS INC. Other type of mortgage Trouble during payment process 14 13.1%
    HSBC NORTH AMERICA HOLDINGS INC. Reverse mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.9%
    HSBC NORTH AMERICA HOLDINGS INC. VA mortgage Trouble during payment process 2 1.9%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    HSBC Bank USA, National Association 1 City Place White Plains, NY 10601 Limited, Drive-thru $26,334
    HSBC Bank USA, National Association 1 East Third Avenue, Suite 101 San Mateo, CA 94401 Full Service B&M $259,685
    HSBC Bank USA, National Association 1 Jefferson Ferry Dr South Setauket, NY 11720 Full Service B&M $0
    HSBC Bank USA, National Association 1002 Madison Avenue New York City, NY 10021 Full Service B&M $100,241
    HSBC Bank USA, National Association 101 Broad Street Stamford, CT 6901 Full Service B&M $114,757
    HSBC Bank USA, National Association 101 N. Federal Hwy. Boca Raton, FL 33432 Full Service B&M $68,903
    HSBC Bank USA, National Association 101 Park Avenue New York City, NY 10178 Full Service B&M $119,593
    HSBC Bank USA, National Association 10113 River Road Potomac, MD 20854 Full Service B&M $77,914
    HSBC Bank USA, National Association 1027 Arch Street Philadelphia, PA 19107 Full Service B&M $503,769
    HSBC Bank USA, National Association 1043 West Boston Post Road Mamaroneck, NY 10543 Full Service B&M $76,628
    HSBC Bank USA, National Association 1055 East Colorado Boulevard Pasadena, CA 91106 Full Service B&M $83,012
    HSBC Bank USA, National Association 10715 Continental Avenue Forest Hills, NY 11375 Full Service B&M $219,341
    HSBC Bank USA, National Association 10745 S De Anza Boulevard Cupertino, CA 95014 Full Service B&M $315,847
    HSBC Bank USA, National Association 11 East Broadway New York, NY 10038 Full Service B&M $248,465
    HSBC Bank USA, National Association 110 West Broadway New York City, NY 10013 Full Service B&M $132,582
    HSBC Bank USA, National Association 110 William Street New York City, NY 10038 Full Service B&M $204,705
    HSBC Bank USA, National Association 1107 South Baldwin Avenue Unit C Arcadia, CA 91007 Full Service B&M $205,803
    HSBC Bank USA, National Association 11280 Legacy Avenue Suite 100 Palm Beach Gardens, FL 33410 Full Service B&M $43,572
    HSBC Bank USA, National Association 1165 Third Avenue New York City, NY 10021 Full Service B&M $84,003
    HSBC Bank USA, National Association 117 Broadway New York, NY 10006 Full Service B&M $426,464
    HSBC Bank USA, National Association 11842 Spectrum Center Reston, VA 20190 Full Service B&M $92,260
    HSBC Bank USA, National Association 1185 Avenue Of The Americas New York City, NY 10036 Full Service B&M $186,174
    HSBC Bank USA, National Association 1201 Nepperhan Avenue Yonkers, NY 10703 Full Service B&M $64,733
    HSBC Bank USA, National Association 122 Flatbush Avenue Brooklyn, NY 11217 Full Service B&M $62,703
    HSBC Bank USA, National Association 123 Gramatan Avenue Mount Vernon, NY 10550 Full Service B&M $46,402
    HSBC Bank USA, National Association 125 Cedarhurst Avenue Cedarhurst, NY 11516 Full Service B&M $98,645
    HSBC Bank USA, National Association 1291 South Pompano Parkway Pompano Beach, FL 33069 Full Service B&M $1,159,358
    HSBC Bank USA, National Association 1300 North Avenue New Rochelle, NY 10804 Full Service B&M $98,542
    HSBC Bank USA, National Association 131 East 57th Street New York, NY 10022 Full Service B&M $193,792
    HSBC Bank USA, National Association 1315 Pennisula Blvd. Hewlett, NY 11557 Full Service B&M $95,058
    HSBC Bank USA, National Association 1330 Pennsylvania Avenue New York City, NY 11239 Full Service B&M $48,838
    HSBC Bank USA, National Association 1340 Third Avenue New York, NY 10075 Full Service B&M $104,394
    HSBC Bank USA, National Association 1350 Broadway New York City, NY 10018 Full Service B&M $113,532
    HSBC Bank USA, National Association 1350 Grant Road #3 Mountain View, CA 94040 Full Service B&M $150,311
    HSBC Bank USA, National Association 1360 East Bay Avenue Bronx, NY 10474 Full Service B&M $0
    HSBC Bank USA, National Association 1401 I Street, N.W. Washington, DC 20005 Full Service B&M $2,639,942
    HSBC Bank USA, National Association 1413 Hylan Boulevard Staten Island, NY 10305 Full Service B&M $71,798
    HSBC Bank USA, National Association 1420 El Paseo De Saratoga San Jose, CA 95130 Full Service B&M $138,276
    HSBC Bank USA, National Association 143 Second Avenue New York, NY 10003 Full Service B&M $74,854
    HSBC Bank USA, National Association 1441 Brickell Ave Sutie 100 Miami, FL 33131 Full Service B&M $101,774
    HSBC Bank USA, National Association 1441 Brickell Avenue Miami, FL 33131 Full Service B&M $486,569
    HSBC Bank USA, National Association 145 Fifth Avenue New York, NY 10010 Full Service B&M $57,420
    HSBC Bank USA, National Association 1453 3rd Street Promenade, Suite 250 Santa Monica, CA 90401 Full Service B&M $54,598
    HSBC Bank USA, National Association 147 7th Street Garden City, NY 11530 Full Service B&M $49,881
    HSBC Bank USA, National Association 14702 Hillside Avenue Jamaica, NY 11435 Full Service B&M $115,275
    HSBC Bank USA, National Association 148 Mamaroneck Avenue White Plains, NY 10601 Full Service B&M $39,873
    HSBC Bank USA, National Association 1499 West Ave Bronx, NY 10462 Full Service B&M $38,622
    HSBC Bank USA, National Association 15 Atlantic Avenue Lynbrook, NY 11563 Full Service B&M $41,108
    HSBC Bank USA, National Association 15 Union Square West New York, NY 10003 Full Service B&M $129,534
    HSBC Bank USA, National Association 151 Boston Post Road Darien, CT 6820 Full Service B&M $65,583
    HSBC Bank USA, National Association 1515 Market Street Philadelphia, PA 19102 Full Service B&M $52,955
    HSBC Bank USA, National Association 15315 Culver Drive, Suite 187 Irvine, CA 92604 Full Service B&M $459,499
    HSBC Bank USA, National Association 1545 Flatbush Avenue Brooklyn, NY 11210 Full Service B&M $31,334
    HSBC Bank USA, National Association 15602 Aguilar Avenue Flushing, NY 11367 Full Service B&M $64,907
    HSBC Bank USA, National Association 1572 Union Turnpike New Hyde Park, NY 11040 Full Service B&M $179,628
    HSBC Bank USA, National Association 1580 Westchester Avenue Bronx, NY 10472 Full Service B&M $34,291
    HSBC Bank USA, National Association 15946 Redmond Way, Suite 101 Redmond, WA 98052 Full Service B&M $125,282
    HSBC Bank USA, National Association 160 Walt Whitman Rd. #1061 Huntington Station, NY 11746 Full Service B&M $55,553
    HSBC Bank USA, National Association 1600 Southeast Seventeenth Street Fort Lauderdale, FL 33316 Full Service B&M $78,035
    HSBC Bank USA, National Association 1600 Wilson Boulevard Arlington, VA 22209 Limited, Drive-thru $3,436
    HSBC Bank USA, National Association 1602 Kings Highway New York City, NY 11229 Full Service B&M $140,915
    HSBC Bank USA, National Association 16311 Ventura Boulevard Encino, CA 91436 Full Service B&M $159,925
    HSBC Bank USA, National Association 1700 Diagonal Road Alexandria, VA 22314 Full Service B&M $44,413
    HSBC Bank USA, National Association 1702 Avenue U New York City, NY 11229 Full Service B&M $181,402
    HSBC Bank USA, National Association 1715 Wisconsin Avenue Nw Washington, DC 20007 Full Service B&M $57,710
    HSBC Bank USA, National Association 1718 Montauk Highway Mastic, NY 11950 Full Service B&M $28,068
    HSBC Bank USA, National Association 174 Montague Street Brooklyn, NY 11201 Full Service B&M $210,467
    HSBC Bank USA, National Association 1756 Crosby Avenue Bronx, NY 10461 Full Service B&M $129,220
    HSBC Bank USA, National Association 1800 Tysons Blvd Tysons, VA 22102 Full Service B&M $143,949
    HSBC Bank USA, National Association 18182 Pioneer Blvd Artesia, CA 90701 Full Service B&M $60,623
    HSBC Bank USA, National Association 1819 Route 27 Edison, NJ 8817 Full Service B&M $113,002
    HSBC Bank USA, National Association 18250 Colima Road Rowland Heights, CA 91748 Full Service B&M $265,537
    HSBC Bank USA, National Association 185 Arch Street Ramsey, NJ 7446 Full Service B&M $96,797
    HSBC Bank USA, National Association 186 East 86th Street New York City, NY 10028 Full Service B&M $265,676
    HSBC Bank USA, National Association 19 Southgate Avenue Daly City, CA 94015 Full Service B&M $80,961
    HSBC Bank USA, National Association 19102 South State Rd. 7 Boca Raton, FL 33498 Full Service B&M $70,717
    HSBC Bank USA, National Association 2 Hanover Road Florham Park, NJ 7932 Full Service B&M $82,193
    HSBC Bank USA, National Association 2 Park Avenue New York, NY 10016 Full Service B&M $65,055
    HSBC Bank USA, National Association 2 South Biscayne Boulevard Miami, FL 33131 Full Service B&M $62,768
    HSBC Bank USA, National Association 20 North Park Place Morristown, NJ 7960 Full Service B&M $74,410
    HSBC Bank USA, National Association 20 Station Road Bellport, NY 11713 Full Service B&M $71,534
    HSBC Bank USA, National Association 200 East Middle Lane Rockville, MD 20850 Full Service B&M $99,072
    HSBC Bank USA, National Association 2001 Rockaway Park New York City, NY 11236 Full Service B&M $80,785
    HSBC Bank USA, National Association 2014 Bartow Avenue Bronx, NY 10475 Full Service B&M $63,616
    HSBC Bank USA, National Association 2025 Broadway New York, NY 10023 Full Service B&M $87,466
    HSBC Bank USA, National Association 2030 Flatbush Ave Brooklyn, NY 11234 Full Service B&M $58,345
    HSBC Bank USA, National Association 2030 Northern Boulevard Manhasset, NY 11030 Full Service B&M $146,416
    HSBC Bank USA, National Association 2063 Frederick Douglass Blvd New York, NY 10026 Full Service B&M $17,700
    HSBC Bank USA, National Association 207 Varick Street New York City, NY 10014 Full Service B&M $62,829
    HSBC Bank USA, National Association 214 Maple Avenue W Vienna, VA 22180 Full Service B&M $64,433
    HSBC Bank USA, National Association 2145 Ralph Avenue Brooklyn, NY 11234 Full Service B&M $227,486
    HSBC Bank USA, National Association 2151 Lemoine Avenue Fort Lee, NJ 7024 Full Service B&M $112,328
    HSBC Bank USA, National Association 2160 Sunrise Highway Merrick, NY 11566 Full Service B&M $21,987
    HSBC Bank USA, National Association 21842 Hawthorne Boulevard Torrance, CA 90503 Full Service B&M $100,506
    HSBC Bank USA, National Association 220-09 Hillside Avenue Queens Village, NY 11427 Full Service B&M $67,856
    HSBC Bank USA, National Association 220-40 Northern Blvd Flushing, NY 11361 Full Service B&M $93,011
    HSBC Bank USA, National Association 2205 Central Park Avenue Yonkers, NY 10710 Full Service B&M $130,894
    HSBC Bank USA, National Association 2222 Ponce De Leon Boulevard Coral Gables, FL 33134 Full Service B&M $1,647,787
    HSBC Bank USA, National Association 2257 Irving Street San Francisco, CA 94122 Full Service B&M $191,169
    HSBC Bank USA, National Association 227 West Valley Boulevard San Gabriel, CA 91776 Full Service B&M $229,202
    HSBC Bank USA, National Association 2301 86th Street New York City, NY 11214 Full Service B&M $281,273
    HSBC Bank USA, National Association 235 Canal Street New York, NY 10013 Full Service B&M $356,317
    HSBC Bank USA, National Association 2398 Huntington Drive San Marino, CA 91108 Full Service B&M $136,048
    HSBC Bank USA, National Association 24 Elm Street Westport, CT 6880 Full Service B&M $157,129
    HSBC Bank USA, National Association 2411 Broadway New York City, NY 10024 Full Service B&M $116,177
    HSBC Bank USA, National Association 248 Montauk Highway West Hampton Bays, NY 11946 Full Service B&M $51,558
    HSBC Bank USA, National Association 25 Nugent Street Southampton, NY 11968 Full Service B&M $55,656
    HSBC Bank USA, National Association 250 Park Avenue New York, NY 10177 Full Service B&M $362,297
    HSBC Bank USA, National Association 252 Bedford Avenue Brooklyn, NY 11211 Full Service B&M $69,613
    HSBC Bank USA, National Association 252 West 57th Street New York, NY 10107 Full Service B&M $184,404
    HSBC Bank USA, National Association 25715 Union Turnpike New York City, NY 11004 Full Service B&M $140,232
    HSBC Bank USA, National Association 26 Broadway New York City, NY 10004 Full Service B&M $107,338
    HSBC Bank USA, National Association 260 North Avenue New Rochelle, NY 10801 Full Service B&M $129,884
    HSBC Bank USA, National Association 260 West Sunrise Highway Valley Stream, NY 11581 Full Service B&M $77,961
    HSBC Bank USA, National Association 2630 77th Ave Se, Suite 110 Mercer Island, WA 98040 Full Service B&M $68,773
    HSBC Bank USA, National Association 275 South Street Oyster Bay, NY 11771 Full Service B&M $81,734
    HSBC Bank USA, National Association 2783 South Diamond Bar Boulevard Diamond Bar, CA 91765 Full Service B&M $120,740
    HSBC Bank USA, National Association 280 Marsh Avenue Staten Island, NY 10314 Full Service B&M $129,418
    HSBC Bank USA, National Association 2950 Aventura Boulevard Aventura, FL 33180 Full Service B&M $181,175
    HSBC Bank USA, National Association 300 Delaware Avenue Wilmington, DE 19801 Full Service B&M $19,025
    HSBC Bank USA, National Association 300 Main Street Suite 1 East Setauket, NY 11733 Full Service B&M $161,268
    HSBC Bank USA, National Association 301 Arthur Godfrey Road Miami Beach, FL 33140 Full Service B&M $104,183
    HSBC Bank USA, National Association 301 Columbus Avenue New York, NY 10023 Full Service B&M $39,765
    HSBC Bank USA, National Association 301 North Federal Highway Pompano Beach, FL 33062 Full Service B&M $27,815
    HSBC Bank USA, National Association 302 Third Avenue New York, NY 10010 Full Service B&M $31,149
    HSBC Bank USA, National Association 307 Grand Street New York, NY 10002 Full Service B&M $46,982
    HSBC Bank USA, National Association 310 Larkfield Road East Northport, NY 11731 Full Service B&M $15,345
    HSBC Bank USA, National Association 3130 Hempstead Turnpike Levittown, NY 11756 Full Service B&M $118,098
    HSBC Bank USA, National Association 320-322 Brighton Beach Avenue Brooklyn, NY 11235 Full Service B&M $43,265
    HSBC Bank USA, National Association 3219 Route 46 East Parsippany, NJ 7054 Full Service B&M $1,620,493
    HSBC Bank USA, National Association 325 Ninth Street New York City, NY 11215 Full Service B&M $56,616
    HSBC Bank USA, National Association 33 Route 27 Edison, NJ 8820 Full Service B&M $60,231
    HSBC Bank USA, National Association 330 Sunrise Highway Rockville Centre, NY 11570 Full Service B&M $48,140
    HSBC Bank USA, National Association 335 Broadway New York, NY 10013 Full Service B&M $105,930
    HSBC Bank USA, National Association 34 Popham Road Scarsdale, NY 10583 Full Service B&M $176,152
    HSBC Bank USA, National Association 3415 Francis Lewis Boulevard New York City, NY 11358 Full Service B&M $106,230
    HSBC Bank USA, National Association 3478 Boston Road Bronx, NY 10469 Full Service B&M $75,523
    HSBC Bank USA, National Association 350 East Las Olas Boulevard Fort Lauderdale, FL 33301 Full Service B&M $46,337
    HSBC Bank USA, National Association 3546 Long Beach Road Oceanside, NY 11572 Full Service B&M $48,169
    HSBC Bank USA, National Association 3548 Junction Blvd Jackson Heights, NY 11368 Full Service B&M $44,742
    HSBC Bank USA, National Association 355 Food Center Drive Bronx, NY 10474 Full Service B&M $19,911
    HSBC Bank USA, National Association 355 West Main Street Huntington, NY 11743 Full Service B&M $81,236
    HSBC Bank USA, National Association 356 White Plains Road Eastchester, NY 10709 Full Service B&M $123,083
    HSBC Bank USA, National Association 36 Port Washington Port Washington, NY 11050 Full Service B&M $49,651
    HSBC Bank USA, National Association 366 North Broadway Jericho, NY 11753 Full Service B&M $45,400
    HSBC Bank USA, National Association 371 Tarrytown Road White Plains, NY 10607 Full Service B&M $64,193
    HSBC Bank USA, National Association 374 Avenue Of The Americas New York, NY 10011 Full Service B&M $83,686
    HSBC Bank USA, National Association 3785 Wilshire Boulevard, Suite 8 Los Angeles, CA 90010 Full Service B&M $25,543
    HSBC Bank USA, National Association 388 9th Street; Suite 121 Oakland, CA 94607 Full Service B&M $241,218
    HSBC Bank USA, National Association 39 South El Camino Real Millbrae, CA 94030 Full Service B&M $133,639
    HSBC Bank USA, National Association 3910 Main Street Flushing, NY 11354 Full Service B&M $349,696
    HSBC Bank USA, National Association 3925 Chain Bridge Road 201 Fairfax, VA 22030 Full Service B&M $54,851
    HSBC Bank USA, National Association 39410 Fremont Boulevard Fremont, CA 94538 Full Service B&M $182,734
    HSBC Bank USA, National Association 395 Portion Road Lake Ronkonkoma, NY 11779 Full Service B&M $98,915
    HSBC Bank USA, National Association 400 Madison Avenue New York, NY 10017 Full Service B&M $145,828
    HSBC Bank USA, National Association 4036 Nesconset Highway South Setauket, NY 11733 Full Service B&M $66,992
    HSBC Bank USA, National Association 4040 Veterans Memorial Highway Bohemia, NY 11716 Full Service B&M $36,833
    HSBC Bank USA, National Association 407 Main St. Chatham, NJ 7928 Full Service B&M $123,751
    HSBC Bank USA, National Association 4075 Wilson Blvd Arlington, VA 22203 Full Service B&M $42,509
    HSBC Bank USA, National Association 4090 Nw 97th Avenue Miami, FL 33178 Full Service B&M $70,318
    HSBC Bank USA, National Association 4177 Kissena Boulevard Flushing, NY 11355 Full Service B&M $211,471
    HSBC Bank USA, National Association 4201 Avenue D New York City, NY 11203 Full Service B&M $87,623
    HSBC Bank USA, National Association 430 East Main Street Bay Shore, NY 11706 Full Service B&M $54,945
    HSBC Bank USA, National Association 4410 13th Avenue New York City, NY 11219 Full Service B&M $46,966
    HSBC Bank USA, National Association 445 North Bedford Drive Beverly Hills, CA 90210 Full Service B&M $204,570
    HSBC Bank USA, National Association 449 S Silver Spur Rd, Suite 100 Rolling Hills Estates, CA 90274 Full Service B&M $66,774
    HSBC Bank USA, National Association 449 South Broadway Yonkers, NY 10705 Full Service B&M $76,108
    HSBC Bank USA, National Association 45 East 89th Street New York City, NY 10128 Full Service B&M $73,470
    HSBC Bank USA, National Association 452 Fifth Avenue New York City, NY 10018 Full Service B&M $85,817,372
    HSBC Bank USA, National Association 46750 Mission Boulevard Fremont, CA 94539 Full Service B&M $111,113
    HSBC Bank USA, National Association 481 Kings Highway New York City, NY 11223 Full Service B&M $131,805
    HSBC Bank USA, National Association 50 Fifth Avenue Pelham, NY 10803 Full Service B&M $100,199
    HSBC Bank USA, National Association 505 N. Brand Boulevard, Suite 100 Glendale, CA 91203 Full Service B&M $69,688
    HSBC Bank USA, National Association 5120 Northern Boulevard Woodside, NY 11377 Full Service B&M $83,781
    HSBC Bank USA, National Association 515 North Grand Avenue, Suite I Walnut, CA 91789 Full Service B&M $110,627
    HSBC Bank USA, National Association 518 Fashion Avenue New York, NY 10018 Full Service B&M $189,294
    HSBC Bank USA, National Association 523 Middle Neck Road Great Neck, NY 11023 Full Service B&M $83,640
    HSBC Bank USA, National Association 523 Union St. Seattle, WA 98101 Full Service B&M $486,266
    HSBC Bank USA, National Association 534 Broadhollow Road Melville, NY 11747 Full Service B&M $869,784
    HSBC Bank USA, National Association 550 Broadway New York City, NY 10012 Full Service B&M $115,046
    HSBC Bank USA, National Association 5500 Sunrise Highway Massapequa, NY 11758 Full Service B&M $60,003
    HSBC Bank USA, National Association 567 University Avenue Palo Alto, CA 94301 Full Service B&M $216,625
    HSBC Bank USA, National Association 569 West 235th Bronx, NY 10463 Full Service B&M $67,156
    HSBC Bank USA, National Association 574 Jefferson Shopping Plaza Port Jefferson, NY 11776 Full Service B&M $50,394
    HSBC Bank USA, National Association 576 Hudson Street New York, NY 10014 Full Service B&M $32,515
    HSBC Bank USA, National Association 58 Bowery New York City, NY 10013 Full Service B&M $453,811
    HSBC Bank USA, National Association 5880 Jericho Turnpike Commack, NY 11725 Full Service B&M $73,985
    HSBC Bank USA, National Association 590 West Main Street Alhambra, CA 91801 Full Service B&M $75,120
    HSBC Bank USA, National Association 601 Montgomery Street San Francisco, CA 94111 Full Service B&M $2,699,145
    HSBC Bank USA, National Association 603 E. Calaveras Boulevard Milpitas, CA 95035 Full Service B&M $148,049
    HSBC Bank USA, National Association 603 Jericho Turnpike Syosset, NY 11791 Full Service B&M $85,259
    HSBC Bank USA, National Association 6102 - 6106 Eighth Avenue Brooklyn, NY 11220 Full Service B&M $160,589
    HSBC Bank USA, National Association 617 Third Avenue New York, NY 10158 Full Service B&M $98,973
    HSBC Bank USA, National Association 637 North Broadway Los Angeles, CA 90012 Full Service B&M $45,603
    HSBC Bank USA, National Association 6402 108th Street New York City, NY 11375 Full Service B&M $81,541
    HSBC Bank USA, National Association 66 Main Street Yonkers, NY 10701 Full Service B&M $30,117
    HSBC Bank USA, National Association 660 Vanderbilt Motor Parkway Hauppauge, NY 11788 Full Service B&M $25,976
    HSBC Bank USA, National Association 666 Fifth Avenue New York City, NY 10103 Full Service B&M $272,114
    HSBC Bank USA, National Association 67 Purchase Street Rye, NY 10580 Full Service B&M $89,329
    HSBC Bank USA, National Association 6702 Bay Parkway New York City, NY 11204 Full Service B&M $108,960
    HSBC Bank USA, National Association 682-684 Dogwood Avenue Franklin Square, NY 11010 Full Service B&M $127,281
    HSBC Bank USA, National Association 691 Route 25a Miller Place, NY 11764 Full Service B&M $68,807
    HSBC Bank USA, National Association 721 Amsterdam Avenue New York, NY 10025 Full Service B&M $117,581
    HSBC Bank USA, National Association 725 South Figueroa Street Los Angeles, CA 90017 Full Service B&M $1,727,067
    HSBC Bank USA, National Association 74 Pondfield Road Bronxville, NY 10708 Full Service B&M $91,360
    HSBC Bank USA, National Association 7424 13th Avenue New York City, NY 11228 Full Service B&M $193,279
    HSBC Bank USA, National Association 7627 37th Avenue New York City, NY 11372 Full Service B&M $75,450
    HSBC Bank USA, National Association 7637 Old Georgetown Road Bethesda, MD 20814 Full Service B&M $139,153
    HSBC Bank USA, National Association 769 Broadway New York City, NY 10003 Full Service B&M $134,134
    HSBC Bank USA, National Association 777 Third Avenue New York City, NY 10017 Full Service B&M $156,253
    HSBC Bank USA, National Association 778 Yonkers Avenue Yonkers, NY 10704 Full Service B&M $174,550
    HSBC Bank USA, National Association 80 Eighth Avenue New York City, NY 10011 Full Service B&M $217,287
    HSBC Bank USA, National Association 800 6th Av New York, NY 10001 Full Service B&M $90,732
    HSBC Bank USA, National Association 821 Bellevue Way, Ne Bellevue, WA 98004 Full Service B&M $317,671
    HSBC Bank USA, National Association 8257 Broadway Elmhurst, NY 11373 Full Service B&M $114,742
    HSBC Bank USA, National Association 829 10th Avenue New York, NY 10019 Full Service B&M $8,525
    HSBC Bank USA, National Association 85 Farmingdale Road West Babylon, NY 11704 Full Service B&M $36,067
    HSBC Bank USA, National Association 8703 Queens Boulevard Elmhurst, NY 11373 Full Service B&M $186,711
    HSBC Bank USA, National Association 89 River Drive Jersey City, NJ 7310 Full Service B&M $347,106
    HSBC Bank USA, National Association 900 S State Road 7 Wellington, FL 33411 Full Service B&M $35,534
    HSBC Bank USA, National Association 9201 Third Avenue New York City, NY 11209 Full Service B&M $214,502
    HSBC Bank USA, National Association 933 Grant Avenue San Francisco, CA 94108 Full Service B&M $72,448
    HSBC Bank USA, National Association 9469 South Dixie Hwy Miami, FL 33156 Full Service B&M $48,553
    HSBC Bank USA, National Association 9501 63rd Drive New York City, NY 11374 Full Service B&M $109,609
    HSBC Bank USA, National Association 9501 Harding Avenue Surfside, FL 33154 Full Service B&M $73,683
    HSBC Bank USA, National Association 9601 Las Tunas Drive Temple City, CA 91780 Full Service B&M $112,614
    HSBC Bank USA, National Association 9622 Garden Grove Boulevard, Suite 101 Garden Grove, CA 92844 Full Service B&M $45,332
    HSBC Bank USA, National Association One East Fordham Rd Bronx, NY 10468 Full Service B&M $34,551
    HSBC Bank USA, National Association One Old Country Road Carle Place, NY 11514 Full Service B&M $78,549

    For 2018, Hsbc Bank Usa National Association had 229 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $4,598,809
    Net interest income $2,463,882
    Total noninterest income $1,923,698
    Gross Fiduciary activities income $79,502
    Service charges on deposit accounts $107,740
    Trading account gains and fees $636,008
    Additional Noninterest Income $1,100,448
    Pre-tax net operating income $828,032
    Securities gains (or losses, -) $19,890
    Income before extraordinary items $514,937
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $514,937
    Minority interest net income $-17
    Net income $514,954
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $499,223

    Hsbc Bank Usa National Association's gross interest income from loans was $4,598,809,000.
    Hsbc Bank Usa National Association's net interest income from loans was $2,463,882,000.
    Hsbc Bank Usa National Association's fee based income from loans was $107,740,000.
    Hsbc Bank Usa National Association's net income from loans was $514,954,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,134,927
    Provision for credit losses $-72,910
    Total noninterest expense $3,632,458
    Salaries and employee benefits $827,474
    Premises and equipment expense $195,004
    Additional noninterest expense $2,609,980
    Applicable income taxes $332,985
    Net charge-offs $66,956
    Cash dividends $135,938

    Hsbc Bank Usa National Association's interest expense for loans was $2,134,927,000.
    Hsbc Bank Usa National Association's payroll and benefits expense were $827,474,000.
    Hsbc Bank Usa National Association's property, plant and equipment expenses $195,004,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 4.0%
    All other family 2.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 1.4%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $126,341,929
    Deposits held in domestic offices $119,856,578
    Deposits by Individuals, partnerships, and corporations $109,898,195
    Deposits by U.S. Government $2,368
    Deposits by States and political subdivisions in the U.S. $430,397
    Deposits by Commercial banks and other depository institutions in U.S. $583,832
    Deposits by Banks in foreign countries $6,098,319
    Deposits by Foreign governments and official institutions $2,843,467
    Transaction accounts $28,588,627
    Demand deposits $22,881,555
    Nontransaction accounts $91,267,951
    Money market deposit accounts (MMDAs) $16,264,088
    Other savings deposits (excluding MMDAs) $43,042,828
    Total time deposits $31,961,036
    Total time and savings deposits $96,975,023
    Noninterest-bearing deposits $25,653,505
    Interest-bearing deposits $94,203,073
    Retail deposits $83,984,354
    IRAs and Keogh plan accounts $0
    Brokered deposits $17,303,600
    Deposits held in foreign offices $6,485,351

    Assets

    Asset Value (in 000's)
    Total Assets $169,812,442
    Cash & Balances due from depository institutions $16,895,877
    Interest-bearing balances $15,381,399
    Total securities $46,229,666
    Federal funds sold & reverse repurchase $10,168,317
    Net loans and leases $66,651,806
    Loan and leases loss allowance $540,707
    Trading account assets $22,043,303
    Bank premises and fixed assets $157,884
    Other real estate owned $12,017
    Goodwill and other intangibles $1,628,016
    All other assets $6,025,556

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $169,812,442
    Total Liabilities $146,101,543
    Total deposits $126,341,929
    Interest-bearing deposits $100,481,267
    Deposits held in domestic offices $119,856,578
    % insured (estimated) $35
    Federal funds purchased and repurchase agreements $1,525,508
    Trading liabilities $3,641,576
    Other borrowed funds $8,019,688
    Subordinated debt $3,927,653
    All other liabilities $2,645,189

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $66,651,806
    Loan and leases loss allowance $540,707
    Total loans and leases (domestic) $67,192,513
    All real estate loans $29,561,988
    Real estate loans in domestic offices $29,561,988
    Construction and development loans $1,848,879
    Residential 1-4 family construction $0
    Other construction, all land development and other land $1,848,879
    Loans secured by nonfarm nonresidential properties $6,918,241
    Nonfarm nonresidential secured by owner-occupied properties $896,841
    Commercial real estate & other non-farm, non-residential $6,021,400
    Multifamily residential real estate $2,347,886
    1-4 family residential loans $18,446,982
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $218,930
    Commercial and industrial loans $26,291,690
    To non-U.S. addressees $5,120,638
    Loans to individuals $1,288,466
    Credit card loans $1,018,717
    Related Plans $115,015
    Consumer Auto Loans $0
    Other loans to individuals $154,734
    All other loans & leases $9,831,439
    Loans to foreign governments and official institutions $162,046
    Other loans $8,720,433
    Loans to depository institutions and acceptances of other banks $948,960
    Loans not secured by real estate $662,382
    Loans secured by real estate to non-U.S. addressees $1,005,134
    Restructured Loans & leases $573,062
    Non 1-4 family restructured loans & leases $103,962
    Total loans and leases (foreign) $266,397

    HSBC BANK USA NATIONAL ASSOCIATION had $66,651,806,000 of loans outstanding in 2018. $29,561,988,000 of loans were in real estate loans. $1,848,879,000 of loans were in development loans. $2,347,886,000 of loans were in multifamily mortgage loans. $18,446,982,000 of loans were in 1-4 family mortgage loans. $218,930,000 of loans were in farm loans. $1,018,717,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 198 $52,919 $267,268
    Nonfarm, nonresidential loans - <$100k 27 $794 $29,407
    Nonfarm, nonresidential loans - $100-250k 34 $4,204 $123,647
    Nonfarm, nonresidential loans - $250k-1MM 137 $47,921 $349,788
    Commercial & Industrial, US addressed loans - <$1MM 3,616 $334,880 $92,611
    Commercial & Industrial, US addressed loans - <$100k 2,364 $93,838 $39,695
    Commercial & Industrial, US addressed loans - $100-250k 601 $71,003 $118,141
    Commercial & Industrial, US addressed loans - $250k-1MM 651 $170,039 $261,197
    Agriculture operations loans - <$1MM 4 $1,004 $251,000
    Agriculture operations loans - <$100k 1 $50 $50,000
    Agriculture operations loans - $250k-1MM 3 $954 $318,000