James B. Nutter & Company Mortgage Rates, Fees & Info
Jefferson City, MOLEI: 549300EXQ4TO1KWRTV95
Tax ID: 44-0607186
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Mortgage Data
Review & Overview
James B. Nutter & Company is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. James B. Nutter & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Atlanta, Dallas, Washington, and Tampa among others. We have data for 115 markets. (Some data included below & more in-depth data is available with an active subscription.)James B. Nutter & Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. James B. Nutter & Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
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Originations
452Origination Dollar Volume (All Markets)
$104,770,000Awards
JAMES B. NUTTER & COMPANY - 2022
JAMES B. NUTTER & COMPANY is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 206 | $41,150,000 | $199,757 | $5,563 | 4.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 18 | $4,910,000 | $272,778 | $6,750 | 3.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 17 | $3,775,000 | $222,059 | $5,984 | 4.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $3,420,000 | $427,500 | $6,746 | 3.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $6,374 | 4.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $8,848 | 5.14% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $2,438 | 4.35% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $6,753 | 5.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $0 | 2.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,778 | 4.05% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $10,755 | 4.83% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $6,125 | 4.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $2,665 | 3.75% |
| Outside of Metro Areas | 8 | $1,100,000 | $137,500 | $3,280 | 4.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $7,679 | 4.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $2,854 | 4.10% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,563 | 5.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $1,772 | 3.08% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 3.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,479 | 4.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,752 | 4.37% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,384 | 6.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,726 | 4.25% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 2.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,188 | 4.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 3.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,819 | 5.50% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,461 | 5.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 2.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $7,032 | 4.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 4.19% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,855 | 5.66% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 4.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,767 | 3.94% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 4.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 3.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 2.75% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 4.92% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 6.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 3.93% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,264 | 4.69% |
| Dayton, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 6.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 3.13% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,313 | 4.44% |
| TYLER, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,050 | 5.44% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,127 | 3.99% |
| Outside of Metro Areas | 1 | $435,000 | $435,000 | $0 | 2.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,608 | 5.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,260 | 4.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.25% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 2.99% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,684 | 3.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.25% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 3.81% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 2.25% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 2.25% |
| TULSA, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,607 | 5.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,376 | 6.13% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.99% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.75% |
| Washington, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.38% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 3.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.75% |
| SALEM, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,558 | 5.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.50% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,919 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,955 | 3.25% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,047 | 5.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,378 | 3.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.25% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,629 | 6.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,871 | 5.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,660 | 6.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.13% |
| West Plains, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.88% |
| Atchison, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.38% |
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Product Mix
For 2022, James B. Nutter & Company's most frequently originated type of loan was Conventional, with 286 originations. Their 2nd most popular type was VA, with 102 originations.
Loan Reason
For 2022, James B. Nutter & Company's most frequently cited loan purpose was Cash Out Refi, with 299 originations. The 2nd most popular reason was Home Purchase, with 114 originations.
Loan Duration/Length
For 2022, James B. Nutter & Company's most frequently cited loan duration was 30 Year, with 377 originations. The 2nd most popular length was 15 Year, with 56 originations.
Origination Fees/Closing Costs
James B. Nutter & Company's average total fees were $6,123, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 174 originations.
Interest Rates
During 2022, James B. Nutter & Company's average interest rate for loans was 4.64%, while their most frequently originated rate bucket for loans was 3-4%, with 127 originations.
Loan Sizing
2022 saw James B. Nutter & Company place emphasis on $200k-400k loans with 195 originations, totaling $53,505,000 in origination value.
Applicant Income
James B. Nutter & Company lent most frequently to those with incomes in the $50k-75k range, with 127 originations. The second most popular income band? $100k-150k, with 117 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.29%
James B. Nutter & Company has an average approval rate.
Pick Rate
Approvals leading to origination25.22%
James B. Nutter & Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 452 | $104,770,000 | $231,792 |