Bm Real Estate Services Mortgage Rates, Fees & Info
Calabasas, CALEI: 54930091CYUK2SDZ6D37
Tax ID: 33-0886403
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Mortgage Data
Review & Overview
Bm Real Estate Services is a smaller mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Bm Real Estate Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Phoenix, Oxnard, Riverside, and Detroit among others. We have data for 118 markets. (Some data included below & more in-depth data is available with an active subscription.)Bm Real Estate Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bm Real Estate Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 8.16% | 12/16/24 |
| 30 Year Conventional Purchase | 7.40% | 12/16/24 |
| 30 Year Conventional Refi | 6.94% | 12/16/24 |
| 30 Year Cash-out Refi | 7.15% | 12/16/24 |
| 30 Year FHA Purchase | 6.27% | 12/16/24 |
| 30 Year VA Purchase | 6.27% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bm Real Estate Services Mortgage Calculator
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This is not an official calculator from Bm Real Estate Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,099Origination Dollar Volume (All Markets)
$899,915,000Awards
BM Real Estate Services - 2019
BM Real Estate Services is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 599 | $463,145,000 | $773,197 | $8,563 | 4.59% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 447 | $96,155,000 | $215,112 | $6,794 | 4.86% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 72 | $44,650,000 | $620,139 | $8,717 | 4.48% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 122 | $43,820,000 | $359,180 | $6,005 | 4.55% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 145 | $23,395,000 | $161,345 | $5,010 | 4.35% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 31 | $20,105,000 | $648,548 | $6,551 | 4.45% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 25 | $17,285,000 | $691,400 | $11,473 | 5.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 25 | $16,655,000 | $666,200 | $6,888 | 4.88% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 50 | $14,710,000 | $294,200 | $6,252 | 4.41% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 46 | $12,110,000 | $263,261 | $5,686 | 4.67% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 40 | $11,270,000 | $281,750 | $6,165 | 4.16% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 18 | $10,410,000 | $578,333 | $11,589 | 6.92% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 73 | $9,555,000 | $130,890 | $4,908 | 6.12% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 57 | $9,235,000 | $162,018 | $4,348 | 4.39% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $8,100,000 | $810,000 | $14,401 | 5.54% |
| Outside of Metro Areas | 27 | $7,935,000 | $293,889 | $5,514 | 4.83% |
| LAREDO, TX (FHA|USDA|VA) | 34 | $6,390,000 | $187,941 | $6,997 | 5.07% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $6,265,000 | $895,000 | $4,568 | 4.52% |
| MONROE, MI (FHA|USDA|VA) | 21 | $3,565,000 | $169,762 | $4,644 | 4.18% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $3,400,000 | $566,667 | $20,126 | 4.33% |
| COLUMBUS, OH (FHA|USDA|VA) | 19 | $3,155,000 | $166,053 | $5,384 | 5.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $3,145,000 | $165,526 | $5,981 | 4.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $2,955,000 | $227,308 | $5,705 | 4.81% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $2,955,000 | $2,955,000 | $0 | 6.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $2,935,000 | $419,286 | $3,831 | 4.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $6,669 | 5.39% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $5,481 | 3.82% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $9,300 | 7.21% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $5,100 | 4.80% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $1,905,000 | $1,905,000 | $9,993 | 9.80% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,875,000 | $1,875,000 | $9,318 | 5.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $8,882 | 4.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $6,729 | 6.01% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $1,755,000 | $585,000 | $5,048 | 4.00% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $13,349 | 4.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $7,886 | 3.73% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $9,190 | 4.29% |
| Hailey, ID (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $19,874 | 5.10% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $7,264 | 5.06% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $0 | 7.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,106 | 4.72% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $6,414 | 4.46% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $7,015 | 5.21% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $0 | 4.84% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,481 | 3.92% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,416 | 4.19% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $0 | 6.79% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,859 | 4.56% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,888 | 4.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,051 | 3.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,995 | 4.96% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 5.96% |
| Holland, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 4.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,170 | 4.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,688 | 6.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 3.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,232 | 6.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 5.05% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,300 | 3.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,968 | 4.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,306 | 4.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 4.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,342 | 4.31% |
| TYLER, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,311 | 5.13% |
| Heber, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,761 | 3.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,628 | 3.50% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,965 | 4.99% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,748 | 7.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,112 | 4.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,374 | 3.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,338 | 6.90% |
| REDDING, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 4.61% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,963 | 5.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,391 | 4.56% |
| Key West, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,120 | 4.13% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,541 | 5.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.50% |
| Granbury, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,435 | 3.71% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 3.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,548 | 6.38% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,787 | 5.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.88% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,212 | 4.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,783 | 6.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,357 | 5.50% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,250 | 3.99% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,611 | 3.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,354 | 3.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,497 | 8.99% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,155 | 5.38% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,424 | 4.49% |
| Richmond, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,647 | 8.25% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,548 | 5.44% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,551 | 4.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.38% |
| Seymour, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,573 | 7.65% |
| Alma, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,387 | 4.38% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,131 | 4.75% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.99% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.25% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,878 | 5.00% |
| Fallon, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,658 | 4.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,357 | 4.99% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,886 | 7.12% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,255 | 4.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,470 | 4.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,215 | 4.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,498 | 5.00% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,559 | 5.38% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.13% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,527 | 3.99% |
| Adrian, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.65% |
Similar Lenders
We use machine learning to identify the top lenders compared against BM Real Estate Services based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Bm Real Estate Services's most frequently originated type of loan was Conventional, with 1,577 originations. Their 2nd most popular type was FHA, with 427 originations.
Loan Reason
For 2019, Bm Real Estate Services's most frequently cited loan purpose was Home Purchase, with 1,186 originations. The 2nd most popular reason was Refi, with 483 originations.
Loan Duration/Length
For 2019, Bm Real Estate Services's most frequently cited loan duration was 30 Year, with 1,961 originations. The 2nd most popular length was 15 Year, with 52 originations.
Origination Fees/Closing Costs
Bm Real Estate Services's average total fees were $7,147, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 636 originations.
Interest Rates
During 2019, Bm Real Estate Services's average interest rate for loans was 4.73%, while their most frequently originated rate bucket for loans was 4-5%, with 887 originations.
Loan Sizing
2019 saw Bm Real Estate Services place emphasis on $200k-400k loans with 726 originations, totaling $201,000,000 in origination value.
Applicant Income
Bm Real Estate Services lent most frequently to those with incomes in the $50k or less range, with 497 originations. The second most popular income band? $50k-75k, with 432 originations.
Applicant Debt to Income Ratio
Bm Real Estate Services lent most frequently to those with DTI ratios of 30-36%, with 300 originations. The next most common DTI ratio? 20-30%, with 267 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.11%
Bm Real Estate Services has a below average approval rate.
Pick Rate
Approvals leading to origination70.03%
Bm Real Estate Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $1,005,000 | $1,005,000 |
| NA | 2,098 | $898,910,000 | $428,460 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 29 | $4,685,000 | $161,552 |
| Single Family (1-4 Units):Site-Built | 2,070 | $895,230,000 | $432,478 |