Bm Real Estate Services Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 54930091CYUK2SDZ6D37

Tax ID: 33-0886403

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bm Real Estate Services is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Bm Real Estate Services has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Riverside, Orlando, Oxnard, and Austin among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bm Real Estate Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bm Real Estate Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.16% 12/16/24
30 Year Conventional Purchase 7.40% 12/16/24
30 Year Conventional Refi 6.94% 12/16/24
30 Year Cash-out Refi 7.15% 12/16/24
30 Year FHA Purchase 6.27% 12/16/24
30 Year VA Purchase 6.27% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bm Real Estate Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bm Real Estate Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,198

Origination Dollar Volume (All Markets)

$595,120,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 230 $206,890,000 $899,522 $5,716 5.08%
Outside of Metro Areas 92 $42,620,000 $463,261 $0 4.23%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 78 $41,950,000 $537,821 $5,702 5.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 57 $31,395,000 $550,789 $0 5.37%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 47 $25,035,000 $532,660 $8,738 4.71%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 51 $24,615,000 $482,647 $0 5.24%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 64 $23,980,000 $374,688 $0 5.43%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 71 $12,855,000 $181,056 $0 5.31%
LAREDO, TX (FHA|USDA|VA) 39 $10,545,000 $270,385 $0 5.13%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 35 $10,185,000 $291,000 $0 5.10%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $8,205,000 $1,641,000 $0 5.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 12 $7,950,000 $662,500 $0 4.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 11 $6,875,000 $625,000 $0 6.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 14 $6,670,000 $476,429 $0 5.72%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 24 $6,410,000 $267,083 $0 5.33%
WORCESTER, MA-CT (FHA|USDA|VA) 19 $6,355,000 $334,474 $0 4.78%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 26 $5,690,000 $218,846 $0 4.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 17 $5,465,000 $321,471 $0 6.11%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 18 $5,410,000 $300,556 $3,618 5.40%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 6 $5,350,000 $891,667 $0 6.02%
Kapaa, HI (FHA|USDA|VA) 2 $4,230,000 $2,115,000 $0 5.31%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $4,165,000 $462,778 $0 4.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $4,135,000 $827,000 $0 5.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 10 $3,930,000 $393,000 $0 5.57%
Edwards, CO (FHA|USDA|VA) 1 $3,505,000 $3,505,000 $0 5.63%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $3,410,000 $852,500 $0 4.44%
Mount Pleasant, MI (FHA|USDA|VA) 20 $3,060,000 $153,000 $0 4.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $3,030,000 $505,000 $0 4.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,735,000 $911,667 $0 4.71%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $2,380,000 $595,000 $0 6.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $2,220,000 $185,000 $3,340 6.14%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $2,185,000 $242,778 $0 5.86%
FLINT, MI (FHA|USDA|VA) 13 $2,095,000 $161,154 $0 5.18%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $1,795,000 $598,333 $0 5.87%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,790,000 $298,333 $0 5.13%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $1,610,000 $805,000 $0 4.75%
Payson, AZ (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 3.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $1,590,000 $265,000 $0 5.33%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,425,000 $475,000 $0 3.79%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,410,000 $705,000 $0 3.50%
VISALIA, CA (FHA|USDA|VA) 3 $1,345,000 $448,333 $0 6.42%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 4.88%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $1,290,000 $645,000 $0 4.81%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $0 4.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,285,000 $428,333 $0 3.67%
CHICO, CA (FHA|USDA|VA) 5 $1,275,000 $255,000 $0 4.20%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $1,265,000 $421,667 $0 4.33%
NAPA, CA (FHA|USDA|VA) 2 $1,190,000 $595,000 $0 4.50%
Holland, MI (FHA|USDA|VA) 6 $1,160,000 $193,333 $0 4.52%
ROCKFORD, IL (FHA|USDA|VA) 2 $1,150,000 $575,000 $0 5.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,140,000 $285,000 $0 5.19%
MUSKEGON, MI (FHA|USDA|VA) 3 $1,125,000 $375,000 $0 4.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $0 5.06%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,015,000 $203,000 $0 3.87%
Alma, MI (FHA|USDA|VA) 8 $960,000 $120,000 $0 5.36%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $905,000 $181,000 $0 5.15%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $875,000 $291,667 $0 4.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $830,000 $415,000 $0 4.69%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $825,000 $275,000 $0 6.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $805,000 $805,000 $0 7.75%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $795,000 $265,000 $0 7.75%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $755,000 $755,000 $0 8.63%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $665,000 $665,000 $0 4.63%
Hilo, HI (FHA|USDA|VA) 1 $645,000 $645,000 $0 4.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $625,000 $625,000 $0 4.75%
Fredericksburg, TX (FHA|USDA|VA) 2 $620,000 $310,000 $0 5.19%
BATON ROUGE, LA (FHA|USDA|VA) 3 $605,000 $201,667 $0 4.00%
YAKIMA, WA (FHA|USDA|VA) 2 $600,000 $300,000 $0 6.44%
WACO, TX (FHA|USDA|VA) 2 $580,000 $290,000 $0 4.43%
Cullman, AL (FHA|USDA|VA) 1 $565,000 $565,000 $0 7.00%
VALLEJO, CA (FHA|USDA|VA) 1 $565,000 $565,000 $0 4.50%
KNOXVILLE, TN (FHA|USDA|VA) 1 $565,000 $565,000 $0 6.63%
Zapata, TX (FHA|USDA|VA) 2 $540,000 $270,000 $0 4.38%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $535,000 $535,000 $0 4.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.00%
RENO, NV (FHA|USDA|VA) 1 $485,000 $485,000 $0 3.99%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $485,000 $485,000 $0 5.38%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $475,000 $475,000 $0 5.13%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $475,000 $475,000 $0 6.50%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $445,000 $445,000 $0 5.88%
LOUISVILLE, KY (FHA|USDA|VA) 1 $445,000 $445,000 $0 7.38%
Key West, FL (FHA|USDA|VA) 1 $425,000 $425,000 $0 4.88%
STOCKTON, CA (FHA|USDA|VA) 1 $425,000 $425,000 $0 5.50%
Big Rapids, MI (FHA|USDA|VA) 3 $425,000 $141,667 $0 4.21%
PITTSBURGH, PA (FHA|USDA|VA) 1 $425,000 $425,000 $0 3.50%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.00%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $405,000 $405,000 $0 5.88%
MODESTO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $0 4.75%
ASHEVILLE, NC (FHA|USDA|VA) 1 $375,000 $375,000 $0 2.99%
Sonora, CA (FHA|USDA|VA) 1 $365,000 $365,000 $0 5.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $360,000 $180,000 $0 5.69%
Bartlesville, OK (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.63%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $340,000 $170,000 $0 6.19%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $335,000 $335,000 $0 5.75%
Oxford, MS (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $305,000 $305,000 $0 5.50%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $0 8.00%
TUCSON, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.13%
MIDLAND, MI (FHA|USDA|VA) 2 $280,000 $140,000 $0 4.75%
Stephenville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.88%
Gainesville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.13%
Fort Polk South, LA (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.00%
Waycross, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.00%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.25%
Albemarle, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.63%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.50%
TWIN FALLS, ID (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $190,000 $95,000 $0 4.19%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.13%
Sandpoint, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.50%
BOISE CITY, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.87%
OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.88%
Athens, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.13%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.88%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.50%
MOBILE, AL (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.38%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.50%
Cedar City, UT (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.25%
TOLEDO, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.99%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.38%
AKRON, OH (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.56%
Corsicana, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.99%
Richmond, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
SAGINAW, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.25%
BAY CITY, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
MUNCIE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.50%
Port Lavaca, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.00%
PEORIA, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
Bm Real Estate Services's top markets include Los Angeles, Riverside, Orlando, Oxnard, and Austin among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against BM Real Estate Services based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MISSION
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    St James Mortgage Corporation
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    COASTHILLS
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 973 $529,915,000 $544,620 n/a 5.13%
    FHA 179 $47,795,000 $267,011 $0 5.05%
    VA 33 $14,645,000 $443,788 $0 5.14%
    USDA 7 $1,035,000 $147,857 $0 5.05%
    Conventional 5 $1,435,000 $287,000 $4,472 4.68%
    FHA 1 $295,000 $295,000 $13,491 4.25%

    For 2022, Bm Real Estate Services's most frequently originated type of loan was HELOC, with 973 originations. Their 2nd most popular type was FHA, with 179 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 770 $360,260,000 $467,870 $4,220 5.29%
    Cash Out Refi 246 $130,640,000 $531,057 $8,738 5.02%
    Refi 119 $76,165,000 $640,042 $5,716 4.39%
    Home Improvement 45 $19,495,000 $433,222 $0 4.87%
    Other 18 $8,560,000 $475,556 $0 4.46%

    For 2022, Bm Real Estate Services's most frequently cited loan purpose was Home Purchase, with 770 originations. The 2nd most popular reason was Cash Out Refi, with 246 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,128 $535,080,000 $474,362 $5,975 5.17%
    15 Year 34 $10,450,000 $307,353 $0 3.55%
    30+ year 25 $45,575,000 $1,823,000 $0 5.45%
    20 Year 9 $3,245,000 $360,556 $0 4.11%
    10 Year 1 $285,000 $285,000 $0 2.50%
    1 Year 1 $485,000 $485,000 $0 5.18%

    For 2022, Bm Real Estate Services's most frequently cited loan duration was 30 Year, with 1,128 originations. The 2nd most popular length was 15 Year, with 34 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3 $575,000 $191,667
    $2k-3k 1 $405,000 $405,000
    $3k-4k 1 $455,000 $455,000
    $5k+ 1 $295,000 $295,000

    Bm Real Estate Services's average total fees were $5,975, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 305 $155,045,000 $508,344
    5-6% 272 $130,290,000 $479,007
    3-4% 266 $130,450,000 $490,414
    6-7% 182 $85,030,000 $467,198
    7-8% 80 $47,430,000 $592,875
    2.5-3% 51 $22,765,000 $446,373
    Over 8% 31 $20,985,000 $676,935
    <2.5% 10 $2,010,000 $201,000

    During 2022, Bm Real Estate Services's average interest rate for loans was 5.17%, while their most frequently originated rate bucket for loans was 4-5%, with 305 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 429 $124,715,000 $290,711 $9,597 5.14%
    $400k-600k 230 $113,330,000 $492,739 $4,850 5.01%
    $100k-200k 220 $33,600,000 $152,727 $3,618 5.07%
    $600k-1MM 180 $132,160,000 $734,222 $0 5.25%
    $1MM+ 104 $188,850,000 $1,815,865 $0 5.30%
    $100,000 or less 35 $2,465,000 $70,429 $3,340 4.60%

    2022 saw Bm Real Estate Services place emphasis on $200k-400k loans with 429 originations, totaling $124,715,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 232 $246,910,000 $1,064,267 $0 5.44%
    $100k-150k 223 $84,805,000 $380,291 $0 5.11%
    $150k-250k 215 $112,225,000 $521,977 $5,716 5.16%
    $50k or less 201 $61,755,000 $307,239 $3,618 5.06%
    $50k-75k 165 $38,575,000 $233,788 $6,939 4.78%
    $75k-100k 161 $50,325,000 $312,578 $5,702 5.01%

    Bm Real Estate Services lent most frequently to those with incomes in the $250k+ range, with 232 originations. The second most popular income band? $100k-150k, with 223 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 160 $76,610,000 $478,813 $3,340 5.00%
    20-30% 140 $68,990,000 $492,786 $0 4.81%
    49% 81 $36,165,000 $446,481 $4,667 4.89%
    50-60% 79 $25,215,000 $319,177 $13,491 5.11%
    44% 60 $30,520,000 $508,667 $3,985 5.21%
    42% 59 $40,135,000 $680,254 $0 5.25%
    43% 57 $25,905,000 $454,474 $0 5.05%
    >60% 53 $26,765,000 $505,000 $0 5.68%
    45% 53 $22,875,000 $431,604 $0 5.29%
    40% 52 $28,510,000 $548,269 $0 5.13%
    39% 52 $28,470,000 $547,500 $0 5.29%
    <20% 50 $35,760,000 $715,200 $0 4.95%
    48% 43 $18,665,000 $434,070 $0 5.45%
    47% 41 $16,865,000 $411,341 $0 5.16%
    37% 41 $17,695,000 $431,585 $0 5.11%
    46% 38 $22,970,000 $604,474 $0 5.44%
    38% 37 $18,255,000 $493,378 $0 4.99%
    41% 36 $21,060,000 $585,000 $0 5.26%
    36% 35 $17,065,000 $487,571 $5,702 5.47%

    Bm Real Estate Services lent most frequently to those with DTI ratios of 30-36%, with 160 originations. The next most common DTI ratio? 20-30%, with 140 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 886 $429,670,000 $484,955 $5,975 5.10%
    Not provided 149 $87,035,000 $584,128 $0 5.09%
    Asian 70 $42,300,000 $604,286 $0 5.11%
    Black 86 $33,280,000 $386,977 $0 5.36%
    American Indian 6 $2,320,000 $386,667 $0 5.69%
    Native Hawaiian or Islander 1 $515,000 $515,000 $0 3.88%

    Approval Rates

    Total approvals of all applications
    89.78%

    Bm Real Estate Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    48.58%

    Bm Real Estate Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,198 $595,120,000 $496,761

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,198 $595,120,000 $496,761

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 72 $33,030,000 $458,750 $0 4.62%
    40-60% 165 $98,345,000 $596,030 $9,603 4.72%
    60-80% 448 $247,440,000 $552,321 $4,342 5.26%
    80-100% 489 $205,935,000 $421,135 $3,618 5.26%
    Over 100% 9 $5,885,000 $653,889 $0 4.86%
    Under 20% 15 $4,485,000 $299,000 $0 3.15%