Bm Real Estate Services Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 54930091CYUK2SDZ6D37

Tax ID: 33-0886403

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bm Real Estate Services is a small mortgage company specializing in Refi and Home Purchase loans. They have an average proportion of FHA loans. Bm Real Estate Services has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, Phoenix, Oxnard, and Santa Maria among others. We have data for 176 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bm Real Estate Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bm Real Estate Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.16% 12/16/24
30 Year Conventional Purchase 7.40% 12/16/24
30 Year Conventional Refi 6.94% 12/16/24
30 Year Cash-out Refi 7.15% 12/16/24
30 Year FHA Purchase 6.27% 12/16/24
30 Year VA Purchase 6.27% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bm Real Estate Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bm Real Estate Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,957

Origination Dollar Volume (All Markets)

$1,625,485,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,339 $770,635,000 $575,530 $6,414 3.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 290 $106,950,000 $368,793 $4,569 3.15%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 391 $98,365,000 $251,573 $5,963 3.28%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 171 $90,365,000 $528,450 $8,799 3.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 84 $45,800,000 $545,238 $7,257 3.32%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 85 $40,685,000 $478,647 $11,112 3.06%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 214 $40,400,000 $188,785 $0 3.59%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 122 $31,890,000 $261,393 $0 3.19%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 135 $24,545,000 $181,815 $3,911 3.28%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 76 $24,420,000 $321,316 $0 2.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 57 $24,225,000 $425,000 $4,881 2.96%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 56 $21,420,000 $382,500 $4,270 3.12%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 70 $19,350,000 $276,429 $0 3.51%
Outside of Metro Areas 55 $17,915,000 $325,727 $4,150 3.40%
WORCESTER, MA-CT (FHA|USDA|VA) 63 $16,595,000 $263,413 $4,324 3.09%
URBAN HONOLULU, HI (FHA|USDA|VA) 26 $15,190,000 $584,231 $19,824 3.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 37 $14,465,000 $390,946 $0 2.77%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 34 $13,120,000 $385,882 $2,883 2.98%
LAREDO, TX (FHA|USDA|VA) 52 $12,460,000 $239,615 $6,287 3.38%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 18 $10,870,000 $603,889 $2,997 3.37%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 53 $10,385,000 $195,943 $8,248 4.59%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 22 $9,010,000 $409,545 $3,595 2.98%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $8,850,000 $316,071 $0 3.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 20 $6,130,000 $306,500 $4,976 2.96%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 17 $5,765,000 $339,118 $0 2.83%
ASHEVILLE, NC (FHA|USDA|VA) 5 $5,045,000 $1,009,000 $0 3.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 9 $4,755,000 $528,333 $0 3.33%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $4,700,000 $783,333 $0 3.81%
CHICO, CA (FHA|USDA|VA) 18 $4,220,000 $234,444 $0 3.07%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 9 $3,975,000 $441,667 $3,609 2.82%
RALEIGH-CARY, NC (FHA|USDA|VA) 11 $3,855,000 $350,455 $0 2.84%
SALINAS, CA (FHA|USDA|VA) 3 $3,755,000 $1,251,667 $0 3.46%
RICHMOND, VA (FHA|USDA|VA) 12 $3,600,000 $300,000 $0 2.84%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $3,405,000 $378,333 $0 2.74%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 7 $3,385,000 $483,571 $5,719 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $3,360,000 $560,000 $0 2.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 9 $3,175,000 $352,778 $3,543 3.65%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 8 $3,130,000 $391,250 $6,402 3.39%
STOCKTON, CA (FHA|USDA|VA) 9 $3,035,000 $337,222 $5,124 3.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 8 $2,900,000 $362,500 $0 3.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 7 $2,585,000 $369,286 $0 4.72%
RENO, NV (FHA|USDA|VA) 6 $2,390,000 $398,333 $0 2.75%
Holland, MI (FHA|USDA|VA) 10 $2,390,000 $239,000 $0 3.26%
BAKERSFIELD, CA (FHA|USDA|VA) 9 $2,335,000 $259,444 $0 2.79%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,150,000 $537,500 $0 3.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $2,015,000 $671,667 $0 4.12%
Kapaa, HI (FHA|USDA|VA) 3 $1,965,000 $655,000 $0 2.96%
MONROE, MI (FHA|USDA|VA) 12 $1,940,000 $161,667 $0 3.48%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $1,940,000 $242,500 $0 3.44%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $1,845,000 $369,000 $0 2.50%
COLUMBUS, OH (FHA|USDA|VA) 9 $1,815,000 $201,667 $0 3.88%
TUCSON, AZ (FHA|USDA|VA) 7 $1,755,000 $250,714 $3,656 3.23%
VALLEJO, CA (FHA|USDA|VA) 5 $1,755,000 $351,000 $0 2.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,730,000 $288,333 $0 4.04%
MUSKEGON, MI (FHA|USDA|VA) 12 $1,710,000 $142,500 $0 3.55%
Heber, UT (FHA|USDA|VA) 2 $1,510,000 $755,000 $0 2.87%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,490,000 $248,333 $0 3.46%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $1,470,000 $367,500 $0 2.63%
PITTSBURGH, PA (FHA|USDA|VA) 4 $1,400,000 $350,000 $0 2.72%
BELLINGHAM, WA (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $0 3.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,295,000 $431,667 $7,412 3.17%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $1,275,000 $425,000 $0 2.96%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,270,000 $158,750 $0 2.81%
ANN ARBOR, MI (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 3.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,220,000 $305,000 $0 3.09%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,190,000 $595,000 $0 3.00%
Hilo, HI (FHA|USDA|VA) 3 $1,085,000 $361,667 $0 2.79%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $1,050,000 $525,000 $0 2.88%
Edwards, CO (FHA|USDA|VA) 2 $1,050,000 $525,000 $12,069 3.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $1,045,000 $348,333 $0 2.83%
FRESNO, CA (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,409 3.40%
FORT WAYNE, IN (FHA|USDA|VA) 6 $960,000 $160,000 $0 4.71%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $925,000 $308,333 $0 2.46%
NAPA, CA (FHA|USDA|VA) 2 $910,000 $455,000 $0 2.62%
SANTA FE, NM (FHA|USDA|VA) 2 $910,000 $455,000 $0 2.44%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $865,000 $288,333 $0 3.58%
FLINT, MI (FHA|USDA|VA) 4 $860,000 $215,000 $0 3.66%
REDDING, CA (FHA|USDA|VA) 2 $830,000 $415,000 $0 3.19%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $805,000 $805,000 $0 3.00%
Show Low, AZ (FHA|USDA|VA) 2 $790,000 $395,000 $0 3.44%
BOISE CITY, ID (FHA|USDA|VA) 2 $790,000 $395,000 $0 2.56%
FORT COLLINS, CO (FHA|USDA|VA) 3 $765,000 $255,000 $0 2.74%
LOUISVILLE, KY (FHA|USDA|VA) 2 $730,000 $365,000 $0 3.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $710,000 $355,000 $0 2.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $700,000 $350,000 $0 2.56%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $690,000 $345,000 $0 2.90%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $655,000 $218,333 $0 3.04%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $645,000 $215,000 $0 2.71%
WALLA WALLA, WA (FHA|USDA|VA) 3 $645,000 $215,000 $0 3.08%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $630,000 $315,000 $0 2.56%
TYLER, TX (FHA|USDA|VA) 3 $625,000 $208,333 $0 3.00%
MODESTO, CA (FHA|USDA|VA) 2 $570,000 $285,000 $0 2.69%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $555,000 $185,000 $0 2.96%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $520,000 $260,000 $0 2.81%
Corsicana, TX (FHA|USDA|VA) 2 $520,000 $260,000 $0 2.81%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $515,000 $515,000 $0 2.49%
Fredericksburg, TX (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.50%
Hailey, ID (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $505,000 $505,000 $0 2.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $500,000 $250,000 $0 2.93%
PROVO-OREM, UT (FHA|USDA|VA) 1 $485,000 $485,000 $0 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $460,000 $230,000 $0 3.19%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $455,000 $455,000 $0 2.25%
Ukiah, CA (FHA|USDA|VA) 1 $445,000 $445,000 $0 2.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $425,000 $425,000 $0 2.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $425,000 $141,667 $0 3.04%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $405,000 $405,000 $0 2.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $0 2.63%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $380,000 $190,000 $0 2.87%
Sanford, NC (FHA|USDA|VA) 1 $375,000 $375,000 $0 2.75%
GAINESVILLE, GA (FHA|USDA|VA) 2 $370,000 $185,000 $0 2.81%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.81%
SALEM, OR (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.13%
Alma, MI (FHA|USDA|VA) 2 $340,000 $170,000 $0 2.81%
Breckenridge, CO (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.00%
GREELEY, CO (FHA|USDA|VA) 1 $335,000 $335,000 $0 2.63%
Gainesville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $325,000 $325,000 $9,612 3.75%
LANCASTER, PA (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.63%
Newport, OR (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.88%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $310,000 $155,000 $0 5.06%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.38%
READING, PA (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.50%
El Campo, TX (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.38%
Ludington, MI (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.75%
YUBA CITY, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.50%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.63%
MEDFORD, OR (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.50%
Kerrville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.50%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.75%
Big Rapids, MI (FHA|USDA|VA) 2 $240,000 $120,000 $0 4.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.38%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $4,971 3.50%
Susanville, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.75%
MERCED, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.88%
Morehead City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.25%
BOULDER, CO (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.99%
MORRISTOWN, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.63%
NEW BERN, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.13%
Payson, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $3,475 3.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.37%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.31%
Hillsdale, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.50%
JACKSON, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.38%
Granbury, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.88%
Seymour, IN (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.20%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.75%
YAKIMA, WA (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.63%
VISALIA, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.75%
MIDLAND, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,435 3.88%
ALBANY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.75%
BAY CITY, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.63%
Bm Real Estate Services's top markets include Los Angeles, Riverside, Phoenix, Oxnard, and Santa Maria among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 3,183 $1,342,925,000 $421,905 n/a 3.18%
    FHA 372 $81,930,000 $220,242 $0 3.36%
    Conventional 252 $149,060,000 $591,508 $6,026 3.79%
    VA 118 $42,540,000 $360,508 $0 2.78%
    FHA 19 $5,355,000 $281,842 $9,760 3.43%
    USDA 8 $1,250,000 $156,250 $0 3.20%
    VA 5 $2,425,000 $485,000 $3,876 3.35%

    For 2020, Bm Real Estate Services's most frequently originated type of loan was HELOC, with 3,183 originations. Their 2nd most popular type was FHA, with 372 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,870 $770,700,000 $412,139 $5,346 2.99%
    Home Purchase 1,133 $449,205,000 $396,474 $7,470 3.44%
    Cash Out Refi 559 $238,415,000 $426,503 $6,697 3.27%
    NA 210 $89,170,000 $424,619 $6,078 4.09%
    Other 96 $39,010,000 $406,354 $0 3.24%
    Home Improvement 89 $38,985,000 $438,034 $5,317 3.06%

    For 2020, Bm Real Estate Services's most frequently cited loan purpose was Refi, with 1,870 originations. The 2nd most popular reason was Home Purchase, with 1,133 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,540 $1,492,810,000 $421,698 $6,361 3.27%
    15 Year 265 $81,465,000 $307,415 $3,984 2.67%
    20 Year 95 $27,005,000 $284,263 $4,184 3.02%
    Other 32 $9,200,000 $287,500 $0 3.28%
    10 Year 16 $3,820,000 $238,750 $0 2.43%
    30+ year 9 $11,185,000 $1,242,778 $14,447 5.90%

    For 2020, Bm Real Estate Services's most frequently cited loan duration was 30 Year, with 3,540 originations. The 2nd most popular length was 15 Year, with 265 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 169 $98,225,000 $581,213
    $5k+ 36 $29,860,000 $829,444
    $3k-4k 25 $9,455,000 $378,200
    $2k-3k 23 $9,465,000 $411,522
    $4k-5k 12 $4,550,000 $379,167
    $<1k 2 $580,000 $290,000

    Bm Real Estate Services's average total fees were $6,361, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 169 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,672 $640,160,000 $382,871
    3-4% 1,540 $673,180,000 $437,130
    <2.5% 421 $149,665,000 $355,499
    4-5% 213 $93,385,000 $438,427
    5-6% 53 $40,705,000 $768,019
    6-7% 26 $19,110,000 $735,000
    7-8% 18 $7,080,000 $393,333
    Over 8% 14 $2,200,000 $157,143

    During 2020, Bm Real Estate Services's average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,672 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,597 $466,115,000 $291,869 $5,264 3.10%
    $400k-600k 1,056 $507,010,000 $480,123 $5,229 3.06%
    $100k-200k 682 $107,270,000 $157,287 $4,647 3.44%
    $600k-1MM 385 $281,775,000 $731,883 $7,308 3.44%
    $1MM+ 161 $257,255,000 $1,597,857 $11,785 3.90%
    $100,000 or less 76 $6,060,000 $79,737 $4,586 3.73%

    2020 saw Bm Real Estate Services place emphasis on $200k-400k loans with 1,597 originations, totaling $466,115,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 882 $339,560,000 $384,989 $5,049 3.08%
    $150k-250k 806 $400,830,000 $497,308 $6,244 3.18%
    $50k-75k 639 $150,415,000 $235,391 $5,321 3.27%
    $75k-100k 589 $186,785,000 $317,122 $5,471 3.10%
    $250k+ 540 $438,990,000 $812,944 $8,470 3.48%
    $50k or less 497 $107,595,000 $216,489 $5,930 3.38%

    Bm Real Estate Services lent most frequently to those with incomes in the $100k-150k range, with 882 originations. The second most popular income band? $150k-250k, with 806 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 767 $306,465,000 $399,563 $6,205 3.16%
    30-36% 719 $308,725,000 $429,381 $6,571 3.23%
    <20% 328 $145,500,000 $443,598 $4,003 3.11%
    42% 176 $93,640,000 $532,045 $7,199 3.43%
    44% 175 $59,545,000 $340,257 $5,092 3.30%
    36% 156 $64,280,000 $412,051 $5,306 3.20%
    38% 151 $62,915,000 $416,656 $6,259 3.27%
    43% 146 $51,120,000 $350,137 $5,802 3.23%
    49% 143 $56,735,000 $396,748 $3,980 3.26%
    41% 139 $56,955,000 $409,748 $5,953 3.29%
    39% 134 $60,660,000 $452,687 $5,595 3.33%
    50-60% 134 $37,870,000 $282,612 $8,627 3.21%
    40% 133 $56,005,000 $421,090 $7,602 3.30%
    45% 131 $48,995,000 $374,008 $4,264 3.29%
    48% 112 $40,000,000 $357,143 $5,356 3.09%
    37% 106 $50,610,000 $477,453 $6,808 3.27%
    46% 105 $42,875,000 $408,333 $10,413 3.31%
    47% 102 $36,270,000 $355,588 $4,817 3.30%
    >60% 13 $12,325,000 $948,077 $7,168 3.14%

    Bm Real Estate Services lent most frequently to those with DTI ratios of 20-30%, with 767 originations. The next most common DTI ratio? 30-36%, with 719 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,455 $1,013,535,000 $412,845 $6,499 3.26%
    Not provided 1,045 $437,025,000 $418,206 $5,580 3.20%
    Asian 277 $115,025,000 $415,253 $6,589 3.06%
    Black 119 $41,095,000 $345,336 $8,493 3.26%
    Not applicable 35 $10,145,000 $289,857 $0 3.10%
    Native Hawaiian or Islander 9 $4,005,000 $445,000 $3,678 3.10%
    American Indian 14 $3,270,000 $233,571 $4,103 3.67%
    Asian Indian 2 $870,000 $435,000 $0 2.88%
    Filipino 1 $515,000 $515,000 $0 2.88%

    Approval Rates

    Total approvals of all applications
    79.69%

    Bm Real Estate Services has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.89%

    Bm Real Estate Services has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,957 $1,625,485,000 $410,787

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 20 $3,360,000 $168,000
    Single Family (1-4 Units):Site-Built 3,937 $1,622,125,000 $412,021

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 353 $124,625,000 $353,045 $5,445 2.95%
    40-60% 996 $430,250,000 $431,978 $5,399 3.02%
    60-80% 1,413 $666,735,000 $471,858 $6,551 3.35%
    80-100% 1,138 $384,890,000 $338,216 $6,808 3.35%
    Over 100% 15 $5,525,000 $368,333 $0 3.34%
    Under 20% 42 $13,460,000 $320,476 $3,058 2.96%