Bm Real Estate Services Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 54930091CYUK2SDZ6D37

Tax ID: 33-0886403

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Bm Real Estate Services is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Bm Real Estate Services has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, Riverside, Oxnard, Austin, and Santa Maria among others. We have data for 240 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bm Real Estate Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bm Real Estate Services is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	8.16%	12/16/24
30 Year Conventional Purchase	7.40%	12/16/24
30 Year Conventional Refi	6.94%	12/16/24
30 Year Cash-out Refi	7.15%	12/16/24
30 Year FHA Purchase	6.27%	12/16/24
30 Year VA Purchase	6.27%	12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bm Real Estate Services Mortgage Calculator

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This is not an official calculator from Bm Real Estate Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

4,086

Origination Dollar Volume (All Markets)

$1,865,860,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	1,119	$834,805,000	$746,028	$6,054	3.13%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	257	$103,075,000	$401,070	$5,126	3.19%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	149	$93,035,000	$624,396	$0	3.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	152	$56,290,000	$370,329	$5,530	2.99%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	54	$53,920,000	$998,519	$0	3.30%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	228	$44,830,000	$196,623	$0	3.46%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	145	$40,875,000	$281,897	$0	3.06%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	139	$39,845,000	$286,655	$0	3.21%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	59	$36,975,000	$626,695	$0	3.06%
Outside of Metro Areas	106	$35,740,000	$337,170	$0	3.17%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	53	$32,055,000	$604,811	$0	3.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	75	$24,365,000	$324,867	$0	3.09%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	60	$21,780,000	$363,000	$0	3.26%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	125	$21,495,000	$171,960	$0	3.30%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	50	$20,220,000	$404,400	$0	3.26%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	80	$19,850,000	$248,125	$0	3.26%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	51	$19,085,000	$374,216	$0	2.91%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	20	$14,780,000	$739,000	$0	3.27%
LAREDO, TX (FHA\|USDA\|VA)	52	$14,440,000	$277,692	$0	3.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	44	$13,140,000	$298,636	$0	3.24%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	33	$13,125,000	$397,727	$0	3.26%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	37	$11,895,000	$321,486	$0	3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	31	$10,165,000	$327,903	$0	2.89%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	12	$9,410,000	$784,167	$0	4.44%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	23	$9,165,000	$398,478	$0	3.15%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	19	$8,395,000	$441,842	$0	3.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	29	$8,285,000	$285,690	$0	3.02%
WORCESTER, MA-CT (FHA\|USDA\|VA)	30	$8,280,000	$276,000	$0	3.14%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	26	$7,330,000	$281,923	$0	3.22%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	22	$6,520,000	$296,364	$0	3.10%
RENO, NV (FHA\|USDA\|VA)	12	$5,570,000	$464,167	$0	3.07%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	11	$5,435,000	$494,091	$0	2.89%
STOCKTON, CA (FHA\|USDA\|VA)	18	$5,430,000	$301,667	$0	2.58%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	13	$5,365,000	$412,692	$0	3.37%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	11	$5,035,000	$457,727	$0	3.18%
MODESTO, CA (FHA\|USDA\|VA)	15	$4,925,000	$328,333	$0	3.87%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	13	$4,755,000	$365,769	$0	2.92%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	9	$4,745,000	$527,222	$0	3.17%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	10	$4,600,000	$460,000	$0	2.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	14	$4,490,000	$320,714	$0	3.05%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	13	$4,475,000	$344,231	$0	3.26%
SALINAS, CA (FHA\|USDA\|VA)	4	$4,430,000	$1,107,500	$0	3.25%
CHICO, CA (FHA\|USDA\|VA)	16	$4,280,000	$267,500	$0	2.87%
BATON ROUGE, LA (FHA\|USDA\|VA)	21	$4,215,000	$200,714	$0	3.36%
Key West, FL (FHA\|USDA\|VA)	3	$4,175,000	$1,391,667	$0	3.96%
VALLEJO, CA (FHA\|USDA\|VA)	10	$3,850,000	$385,000	$0	3.06%
Holland, MI (FHA\|USDA\|VA)	16	$3,790,000	$236,875	$0	3.55%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	19	$3,705,000	$195,000	$0	3.07%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	15	$3,675,000	$245,000	$0	3.28%
Hilo, HI (FHA\|USDA\|VA)	5	$3,565,000	$713,000	$0	3.65%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	12	$3,450,000	$287,500	$0	2.81%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	15	$3,265,000	$217,667	$0	3.15%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	6	$3,080,000	$513,333	$0	2.97%
Alma, MI (FHA\|USDA\|VA)	18	$2,970,000	$165,000	$0	3.60%
RICHMOND, VA (FHA\|USDA\|VA)	11	$2,945,000	$267,727	$0	2.99%
Mount Pleasant, MI (FHA\|USDA\|VA)	20	$2,790,000	$139,500	$0	3.55%
TUCSON, AZ (FHA\|USDA\|VA)	12	$2,740,000	$228,333	$0	3.23%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	6	$2,630,000	$438,333	$0	3.33%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	4	$2,510,000	$627,500	$0	4.16%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	9	$2,405,000	$267,222	$0	3.18%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	6	$2,380,000	$396,667	$0	3.50%
MUSKEGON, MI (FHA\|USDA\|VA)	17	$2,345,000	$137,941	$0	3.29%
FLINT, MI (FHA\|USDA\|VA)	10	$2,270,000	$227,000	$0	3.66%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	6	$2,190,000	$365,000	$0	3.16%
BAKERSFIELD, CA (FHA\|USDA\|VA)	8	$2,090,000	$261,250	$0	2.92%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	10	$2,040,000	$204,000	$0	3.02%
JACKSONVILLE, FL (FHA\|USDA\|VA)	8	$2,030,000	$253,750	$0	2.89%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	5	$1,925,000	$385,000	$0	2.87%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	9	$1,915,000	$212,778	$0	3.12%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	9	$1,895,000	$210,556	$0	2.98%
PITTSBURGH, PA (FHA\|USDA\|VA)	5	$1,825,000	$365,000	$0	2.50%
BOISE CITY, ID (FHA\|USDA\|VA)	5	$1,825,000	$365,000	$0	2.68%
Fredericksburg, TX (FHA\|USDA\|VA)	4	$1,760,000	$440,000	$0	3.28%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	4	$1,670,000	$417,500	$0	2.88%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	5	$1,525,000	$305,000	$0	3.28%
COLUMBUS, OH (FHA\|USDA\|VA)	8	$1,500,000	$187,500	$0	3.80%
CARSON CITY, NV (FHA\|USDA\|VA)	4	$1,470,000	$367,500	$0	2.94%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	6	$1,400,000	$233,333	$0	3.21%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	5	$1,375,000	$275,000	$0	3.22%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	5	$1,355,000	$271,000	$0	4.08%
FRESNO, CA (FHA\|USDA\|VA)	5	$1,315,000	$263,000	$0	2.85%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	5	$1,255,000	$251,000	$0	3.94%
MEDFORD, OR (FHA\|USDA\|VA)	5	$1,235,000	$247,000	$0	3.06%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	6	$1,230,000	$205,000	$0	3.43%
BOULDER, CO (FHA\|USDA\|VA)	2	$1,230,000	$615,000	$0	2.50%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	6	$1,220,000	$203,333	$0	3.23%
MIDLAND, MI (FHA\|USDA\|VA)	9	$1,215,000	$135,000	$0	3.29%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	4	$1,150,000	$287,500	$0	3.06%
YUMA, AZ (FHA\|USDA\|VA)	3	$1,125,000	$375,000	$0	2.79%
Big Rapids, MI (FHA\|USDA\|VA)	6	$1,120,000	$186,667	$0	3.58%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	4	$1,100,000	$275,000	$0	4.22%
OCEAN CITY, NJ (FHA\|USDA\|VA)	2	$1,080,000	$540,000	$0	2.44%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	5	$1,075,000	$215,000	$0	3.10%
VISALIA, CA (FHA\|USDA\|VA)	4	$1,060,000	$265,000	$0	3.04%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	5	$1,055,000	$211,000	$0	3.22%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	3	$1,045,000	$348,333	$0	3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	4	$1,020,000	$255,000	$0	3.09%
ST. GEORGE, UT (FHA\|USDA\|VA)	4	$990,000	$247,500	$0	3.44%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	3	$955,000	$318,333	$0	2.83%
PROVO-OREM, UT (FHA\|USDA\|VA)	4	$930,000	$232,500	$0	3.13%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	4	$910,000	$227,500	$0	3.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	3	$845,000	$281,667	$0	3.13%
ASHEVILLE, NC (FHA\|USDA\|VA)	2	$830,000	$415,000	$0	3.56%
PANAMA CITY, FL (FHA\|USDA\|VA)	3	$825,000	$275,000	$0	3.13%
Elko, NV (FHA\|USDA\|VA)	3	$825,000	$275,000	$0	3.13%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	3	$825,000	$275,000	$0	2.91%
BEND, OR (FHA\|USDA\|VA)	3	$825,000	$275,000	$0	3.25%
WILMINGTON, NC (FHA\|USDA\|VA)	2	$810,000	$405,000	$0	3.38%
TALLAHASSEE, FL (FHA\|USDA\|VA)	3	$805,000	$268,333	$0	3.67%
KNOXVILLE, TN (FHA\|USDA\|VA)	3	$805,000	$268,333	$0	2.75%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	4	$790,000	$197,500	$0	3.13%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	3	$735,000	$245,000	$0	3.21%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	2	$730,000	$365,000	$0	2.75%
FORT COLLINS, CO (FHA\|USDA\|VA)	2	$730,000	$365,000	$0	3.25%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	2	$730,000	$365,000	$0	2.63%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	2	$720,000	$360,000	$0	3.50%
PUNTA GORDA, FL (FHA\|USDA\|VA)	3	$695,000	$231,667	$3,129	2.67%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	1	$695,000	$695,000	$0	2.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	2	$670,000	$335,000	$0	2.94%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	2	$650,000	$325,000	$0	2.81%
ANN ARBOR, MI (FHA\|USDA\|VA)	3	$645,000	$215,000	$0	2.29%
Outside of Metro Areas	2	$630,000	$315,000	$0	3.44%
SAVANNAH, GA (FHA\|USDA\|VA)	2	$630,000	$315,000	$0	3.75%
YAKIMA, WA (FHA\|USDA\|VA)	2	$630,000	$315,000	$0	3.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	2	$630,000	$315,000	$0	3.37%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	3	$625,000	$208,333	$0	3.12%
COLUMBIA, SC (FHA\|USDA\|VA)	3	$615,000	$205,000	$0	3.33%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	3	$615,000	$205,000	$3,758	3.17%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	2	$610,000	$305,000	$0	2.75%
GAINESVILLE, FL (FHA\|USDA\|VA)	2	$600,000	$300,000	$0	3.24%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	2	$580,000	$290,000	$0	2.94%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	3.20%
NEW BERN, NC (FHA\|USDA\|VA)	1	$545,000	$545,000	$0	2.13%
Gainesville, TX (FHA\|USDA\|VA)	1	$535,000	$535,000	$0	3.25%
North Wilkesboro, NC (FHA\|USDA\|VA)	1	$535,000	$535,000	$0	2.50%
Kalispell, MT (FHA\|USDA\|VA)	2	$530,000	$265,000	$0	4.50%
HARRISONBURG, VA (FHA\|USDA\|VA)	2	$520,000	$260,000	$0	2.13%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	3	$515,000	$171,667	$0	3.29%
LANCASTER, PA (FHA\|USDA\|VA)	2	$510,000	$255,000	$0	3.06%
Baraboo, WI (FHA\|USDA\|VA)	1	$505,000	$505,000	$0	2.50%
REDDING, CA (FHA\|USDA\|VA)	2	$500,000	$250,000	$0	3.00%
SALEM, OR (FHA\|USDA\|VA)	2	$500,000	$250,000	$0	3.12%
Glenwood Springs, CO (FHA\|USDA\|VA)	1	$495,000	$495,000	$0	2.75%
Kill Devil Hills, NC (FHA\|USDA\|VA)	1	$485,000	$485,000	$0	3.25%
Shawano, WI (FHA\|USDA\|VA)	1	$485,000	$485,000	$0	3.00%
Jackson, WY-ID (FHA\|USDA\|VA)	1	$485,000	$485,000	$0	3.25%
Huntsville, TX (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	2.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	2.81%
WACO, TX (FHA\|USDA\|VA)	2	$460,000	$230,000	$0	2.50%
MIDLAND, TX (FHA\|USDA\|VA)	1	$445,000	$445,000	$0	3.38%
Paris, TX (FHA\|USDA\|VA)	2	$440,000	$220,000	$0	3.50%
Granbury, TX (FHA\|USDA\|VA)	3	$425,000	$141,667	$0	3.50%
LOGAN, UT-ID (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	3.25%
EL CENTRO, CA (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	3.38%
Warsaw, IN (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	3.31%
BAY CITY, MI (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	3.17%
Minden, LA (FHA\|USDA\|VA)	1	$395,000	$395,000	$0	3.13%
MOBILE, AL (FHA\|USDA\|VA)	1	$385,000	$385,000	$0	3.25%
GREELEY, CO (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	3.31%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$375,000	$375,000	$0	2.63%
RACINE, WI (FHA\|USDA\|VA)	1	$375,000	$375,000	$0	2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	2.69%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	1	$365,000	$365,000	$0	2.75%
Brevard, NC (FHA\|USDA\|VA)	1	$355,000	$355,000	$0	2.75%
Mount Sterling, KY (FHA\|USDA\|VA)	1	$355,000	$355,000	$0	2.75%
Astoria, OR (FHA\|USDA\|VA)	1	$355,000	$355,000	$0	2.88%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	3.44%
TYLER, TX (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	2.44%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	1	$325,000	$325,000	$0	2.75%
Brownwood, TX (FHA\|USDA\|VA)	1	$325,000	$325,000	$0	0.00%
SPARTANBURG, SC (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	3.06%
EL PASO, TX (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	3.00%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	3.50%
AKRON, OH (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	3.75%
MADERA, CA (FHA\|USDA\|VA)	1	$305,000	$305,000	$0	1.88%
Cañon City, CO (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	3.38%
BURLINGTON, NC (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	2.50%
NAPA, CA (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	2.63%
Sevierville, TN (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	3.00%
Craig, CO (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	3.25%
CLEVELAND, TN (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	3.00%
WARNER ROBINS, GA (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	4.50%
SANTA FE, NM (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	2.88%
YORK-HANOVER, PA (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	2.63%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	3.13%
Raymondville, TX (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	2.50%
TOLEDO, OH (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	2.63%
Heber, UT (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	3.00%
Morehead City, NC (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	2.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	3.38%
ODESSA, TX (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	3.38%
JACKSON, TN (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	2.25%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	2.25%
MERCED, CA (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.75%
READING, PA (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.75%
Hood River, OR (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	3.49%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.87%
SALISBURY, MD-DE (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	3.38%
Dublin, GA (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	3.13%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	4.75%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.50%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	2.50%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.38%
TULSA, OK (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	2.75%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	3.25%
PUEBLO, CO (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	3.63%
GREENVILLE, NC (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	2.75%
NILES, MI (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.50%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.00%
ALBANY, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	2.75%
Van Wert, OH (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.50%
Coos Bay, OR (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.25%
McPherson, KS (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	4.44%
Chillicothe, OH (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	4.00%
VICTORIA, TX (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	3.00%
LUBBOCK, TX (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	3.50%
McMinnville, TN (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	0.00%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	2.25%
AMARILLO, TX (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	4.38%
Crescent City, CA (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	0.00%
Bucyrus-Galion, OH (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	2.87%
WATERLOO-CEDAR FALLS, IA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.25%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	1.88%
FORT WAYNE, IN (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.37%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.25%
Madisonville, KY (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.63%
Lawrenceburg, TN (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	2.88%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.00%
LIMA, OH (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.75%
OCALA, FL (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	2.75%
SAGINAW, MI (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.25%
Calhoun, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.13%
DALTON, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.50%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.00%
Adrian, MI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	2.88%
Vernon, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.88%
Traverse City, MI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.00%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.38%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	0.00%
COLUMBUS, IN (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.13%

Bm Real Estate Services's top markets include Los Angeles, Riverside, Oxnard, Austin, and Santa Maria among others.

Their top states include:

California (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Michigan (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against BM Real Estate Services based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

Polish-American Federal Credit Union
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Mutual Savings Bank
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Community West Credit Union
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KENT COUNTY CREDIT UNION
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Christian Community Credit Union
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First Credit Union
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PREFERRED CREDIT UNION
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Independent Federal Credit Union
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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
HELOC	3,460	$1,690,960,000	$488,717	n/a	3.19%
FHA	442	$105,920,000	$239,638	$0	3.18%
VA	160	$55,810,000	$348,813	$0	2.73%
USDA	15	$3,095,000	$206,333	$0	3.06%
Conventional	9	$10,075,000	$1,119,444	$4,942	3.03%

For 2021, Bm Real Estate Services's most frequently originated type of loan was HELOC, with 3,460 originations. Their 2nd most popular type was FHA, with 442 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	1,553	$697,945,000	$449,417	$5,079	2.92%
Home Purchase	1,469	$692,955,000	$471,719	$4,442	3.36%
Cash Out Refi	876	$395,160,000	$451,096	$0	3.28%
Home Improvement	116	$49,690,000	$428,362	$5,530	3.17%
Other	72	$30,110,000	$418,194	$0	3.09%

For 2021, Bm Real Estate Services's most frequently cited loan purpose was Refi, with 1,553 originations. The 2nd most popular reason was Home Purchase, with 1,469 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	3,643	$1,660,455,000	$455,793	$4,231	3.22%
15 Year	252	$81,610,000	$323,849	$8,497	2.47%
20 Year	86	$27,250,000	$316,860	$0	2.90%
30+ year	43	$76,845,000	$1,787,093	$0	4.34%
Other	33	$12,245,000	$371,061	$0	3.10%
10 Year	29	$7,455,000	$257,069	$0	2.22%

For 2021, Bm Real Estate Services's most frequently cited loan duration was 30 Year, with 3,643 originations. The 2nd most popular length was 15 Year, with 252 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$1k-2k	4	$1,270,000	$317,500
$2k-3k	1	$455,000	$455,000
$5k+	1	$385,000	$385,000

Bm Real Estate Services's average total fees were $4,231, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	1,614	$713,590,000	$442,125
2.5-3%	1,577	$713,075,000	$452,172
<2.5%	515	$184,405,000	$358,068
4-5%	248	$181,190,000	$730,605
5-6%	60	$43,860,000	$731,000
6-7%	10	$5,850,000	$585,000
7-8%	3	$465,000	$155,000
Over 8%	3	$335,000	$111,667

During 2021, Bm Real Estate Services's average interest rate for loans was 3.22%, while their most frequently originated rate bucket for loans was 3-4%, with 1,614 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,635	$477,075,000	$291,789	$5,813	3.08%
$400k-600k	885	$435,635,000	$492,243	$4,755	3.02%
$100k-200k	768	$121,230,000	$157,852	$3,758	3.27%
$600k-1MM	402	$306,560,000	$762,587	$0	3.34%
$1MM+	314	$519,030,000	$1,652,962	$0	3.57%
$100,000 or less	82	$6,330,000	$77,195	$0	3.23%

2021 saw Bm Real Estate Services place emphasis on $200k-400k loans with 1,635 originations, totaling $477,075,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	786	$299,850,000	$381,489	$5,879	3.05%
$150k-250k	747	$382,865,000	$512,537	$0	3.08%
$250k+	680	$671,340,000	$987,265	$3,758	3.35%
$50k or less	652	$157,900,000	$242,178	$0	3.39%
$50k-75k	624	$157,120,000	$251,795	$5,126	3.12%
$75k-100k	580	$184,010,000	$317,259	$3,129	3.03%

Bm Real Estate Services lent most frequently to those with incomes in the $100k-150k range, with 786 originations. The second most popular income band? $150k-250k, with 747 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	686	$316,320,000	$461,108	$3,758	3.04%
30-36%	642	$302,290,000	$470,857	$0	3.15%
<20%	336	$173,490,000	$516,339	$0	3.02%
42%	195	$109,885,000	$563,513	$0	3.20%
49%	188	$85,760,000	$456,170	$0	3.26%
44%	185	$74,375,000	$402,027	$0	3.27%
43%	182	$69,780,000	$383,407	$0	3.22%
41%	170	$81,260,000	$478,000	$0	3.27%
50-60%	166	$49,030,000	$295,361	$0	3.19%
39%	154	$73,500,000	$477,273	$3,129	3.21%
38%	152	$76,260,000	$501,711	$0	3.18%
40%	150	$74,140,000	$494,267	$0	3.09%
37%	148	$68,630,000	$463,716	$0	3.13%
46%	115	$48,555,000	$422,217	$0	3.00%
47%	113	$43,165,000	$381,991	$3,610	3.08%
45%	112	$45,610,000	$407,232	$5,126	3.22%
48%	110	$50,080,000	$455,273	$8,497	3.09%
36%	105	$40,005,000	$381,000	$5,530	3.13%
>60%	22	$12,270,000	$557,727	$0	4.04%

Bm Real Estate Services lent most frequently to those with DTI ratios of 20-30%, with 686 originations. The next most common DTI ratio? 30-36%, with 642 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	2,705	$1,243,815,000	$459,821	$4,007	3.18%
Not provided	851	$416,595,000	$489,536	$6,812	3.09%
Asian	282	$131,880,000	$467,660	$0	3.17%
Black	222	$65,180,000	$293,604	$0	3.34%
American Indian	17	$4,595,000	$270,294	$0	3.33%
Native Hawaiian or Islander	3	$1,815,000	$605,000	$0	2.81%
Asian Indian	3	$985,000	$328,333	$0	3.88%
Other Asian	1	$545,000	$545,000	$0	3.63%
Korean	1	$245,000	$245,000	$0	3.25%
Chinese	1	$205,000	$205,000	$0	4.13%

Approval Rates

Total approvals of all applications
89.49%

Bm Real Estate Services has an average approval rate.

Pick Rate

Approvals leading to origination
72.42%

Bm Real Estate Services has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	4,086	$1,865,860,000	$456,647

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	4,086	$1,865,860,000	$456,647

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	317	$136,405,000	$430,300	$3,610	2.90%
40-60%	998	$492,490,000	$493,477	$8,497	2.98%
60-80%	1,541	$794,585,000	$515,629	$4,139	3.30%
80-100%	1,175	$423,425,000	$360,362	$5,126	3.26%
Over 100%	11	$3,845,000	$349,545	$0	2.95%
Under 20%	44	$15,110,000	$343,409	$0	2.54%