Advancial Mortgage Rates, Fees & Info

Dallas, TX

LEI: 549300I1HK1BBZLKOB84

Tax ID: 75-0793299

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Advancial is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Advancial has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, New York, San Francisco, and Miami among others. We have data for 122 markets. (Some data included below & more in-depth data is available with an active subscription.)

Advancial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Advancial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.57% 3/28/24
30 Year Conventional Refi 7.14% 3/28/24
30 Year Cash-out Refi 7.23% 3/28/24
15 Year Conventional Purchase 6.07% 3/28/24
15 Year Conventional Refi 5.91% 3/28/24
15 Year Cash-out Refi 5.91% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Advancial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Advancial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

765

Origination Dollar Volume (All Markets)

$249,385,000

Awards

ADVANCIAL 30 Year Conventional Loans gold
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 130 $33,660,000 $258,923 $4,903 4.29%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 73 $19,785,000 $271,027 $5,130 4.14%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 51 $19,755,000 $387,353 $8,609 5.78%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 18 $19,320,000 $1,073,333 $6,692 4.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 36 $10,060,000 $279,444 $5,763 5.49%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 14 $9,060,000 $647,143 $5,165 4.91%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $8,505,000 $447,632 $5,454 4.49%
LAFAYETTE, LA (FHA|USDA|VA) 57 $8,415,000 $147,632 $3,908 4.46%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 10 $5,680,000 $568,000 $5,365 5.35%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 15 $5,415,000 $361,000 $5,453 5.78%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $5,300,000 $883,333 $16,306 4.71%
ANCHORAGE, AK (FHA|USDA|VA) 19 $5,265,000 $277,105 $4,517 4.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $5,175,000 $575,000 $5,802 4.51%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 15 $5,135,000 $342,333 $3,591 4.98%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 9 $4,805,000 $533,889 $9,451 5.49%
Heber, UT (FHA|USDA|VA) 8 $4,610,000 $576,250 $8,652 5.45%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 12 $4,290,000 $357,500 $6,797 5.31%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 18 $3,360,000 $186,667 $4,916 5.55%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $3,070,000 $767,500 $4,176 4.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 14 $3,040,000 $217,143 $5,481 5.28%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 8 $2,950,000 $368,750 $4,735 5.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $2,300,000 $287,500 $5,439 5.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $2,190,000 $547,500 $4,059 3.88%
Outside of Metro Areas 12 $2,150,000 $179,167 $4,652 4.33%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $2,110,000 $351,667 $7,187 4.73%
OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $1,985,000 $180,455 $4,710 4.05%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $1,985,000 $283,571 $3,973 5.05%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $1,965,000 $655,000 $5,294 5.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $1,920,000 $480,000 $8,779 4.19%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,835,000 $367,000 $4,415 6.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 9 $1,785,000 $198,333 $5,659 5.61%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,620,000 $405,000 $5,654 5.81%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,615,000 $538,333 $7,651 5.04%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $4,924 4.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,460,000 $365,000 $5,348 5.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,046 5.63%
BOULDER, CO (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $3,884 4.63%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $1,215,000 $243,000 $3,838 5.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,624 5.53%
SALINAS, CA (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $19,974 4.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $985,000 $328,333 $6,780 4.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $985,000 $328,333 $3,837 4.33%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $950,000 $475,000 $4,247 5.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $925,000 $308,333 $5,707 5.92%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $870,000 $217,500 $6,436 5.41%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $770,000 $385,000 $5,667 5.31%
NAPA, CA (FHA|USDA|VA) 1 $725,000 $725,000 $0 5.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $720,000 $360,000 $9,789 4.69%
Hilo, HI (FHA|USDA|VA) 2 $710,000 $355,000 $3,828 5.69%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $685,000 $228,333 $3,142 6.17%
Kapaa, HI (FHA|USDA|VA) 1 $665,000 $665,000 $5,064 5.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $665,000 $133,000 $3,821 5.48%
BEND, OR (FHA|USDA|VA) 2 $660,000 $330,000 $5,199 4.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $660,000 $330,000 $3,628 6.25%
Kalispell, MT (FHA|USDA|VA) 1 $645,000 $645,000 $5,783 4.50%
JACKSON, MS (FHA|USDA|VA) 1 $635,000 $635,000 $11,295 4.75%
MIDLAND, TX (FHA|USDA|VA) 3 $625,000 $208,333 $4,972 4.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $565,000 $565,000 $5,096 5.75%
Ellensburg, WA (FHA|USDA|VA) 2 $540,000 $270,000 $3,349 5.63%
Athens, TX (FHA|USDA|VA) 3 $525,000 $175,000 $4,736 3.50%
Opelousas, LA (FHA|USDA|VA) 5 $495,000 $99,000 $3,344 4.01%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $495,000 $495,000 $5,887 5.38%
BOISE CITY, ID (FHA|USDA|VA) 1 $485,000 $485,000 $4,047 5.13%
PROVO-OREM, UT (FHA|USDA|VA) 1 $485,000 $485,000 $6,561 6.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $485,000 $485,000 $5,532 3.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $475,000 $475,000 $4,234 3.13%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $455,000 $455,000 $5,144 4.25%
TUCSON, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $4,065 5.69%
PANAMA CITY, FL (FHA|USDA|VA) 2 $440,000 $220,000 $4,297 5.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $435,000 $435,000 $5,669 4.88%
FORT COLLINS, CO (FHA|USDA|VA) 2 $420,000 $210,000 $3,659 5.16%
FRESNO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $14,597 4.13%
TYLER, TX (FHA|USDA|VA) 3 $395,000 $131,667 $4,081 4.29%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $385,000 $385,000 $3,924 3.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $375,000 $375,000 $3,224 4.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $365,000 $365,000 $4,144 5.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $365,000 $365,000 $12,527 4.13%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $355,000 $355,000 $3,870 5.63%
Ukiah, CA (FHA|USDA|VA) 1 $345,000 $345,000 $3,949 5.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $345,000 $345,000 $3,578 4.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $335,000 $335,000 $3,649 4.88%
Steamboat Springs, CO (FHA|USDA|VA) 1 $335,000 $335,000 $13,545 5.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $325,000 $325,000 $4,458 5.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $300,000 $150,000 $3,114 6.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,904 4.00%
COLUMBUS, OH (FHA|USDA|VA) 1 $275,000 $275,000 $3,582 4.75%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $270,000 $135,000 $3,082 6.06%
LOUISVILLE, KY (FHA|USDA|VA) 1 $265,000 $265,000 $4,118 5.13%
Enterprise, AL (FHA|USDA|VA) 1 $265,000 $265,000 $4,744 4.13%
SALEM, OR (FHA|USDA|VA) 1 $265,000 $265,000 $3,634 5.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $245,000 $245,000 $6,206 4.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $240,000 $120,000 $5,131 5.63%
LANCASTER, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,054 5.38%
TWIN FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $4,459 4.88%
Dublin, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,634 3.88%
Taos, NM (FHA|USDA|VA) 1 $225,000 $225,000 $3,861 6.00%
ABILENE, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,709 3.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,039 5.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,269 5.75%
TULSA, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,136 4.63%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $4,390 5.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,845 5.00%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $170,000 $85,000 $3,060 6.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $170,000 $85,000 $3,671 3.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $155,000 $155,000 $4,628 4.25%
JACKSON, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,052 5.63%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,278 6.00%
PITTSBURGH, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,994 5.88%
Lufkin, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,477 4.38%
Rutland, VT (FHA|USDA|VA) 1 $105,000 $105,000 $3,957 6.50%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $105,000 $105,000 $3,853 3.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $95,000 $95,000 $3,661 5.38%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,553 6.25%
Port Angeles, WA (FHA|USDA|VA) 1 $75,000 $75,000 $2,966 3.13%
HAMMOND, LA (FHA|USDA|VA) 1 $75,000 $75,000 $3,276 4.88%
Henderson, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,336 6.13%
Jennings, LA (FHA|USDA|VA) 1 $75,000 $75,000 $3,685 3.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $75,000 $75,000 $3,293 3.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $65,000 $65,000 $3,069 5.75%
DANVILLE, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,151 3.00%
Morgan City, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.34%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.87%
Advancial's top markets include Dallas, Houston, New York, San Francisco, and Miami among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 765 $249,385,000 $325,993 $5,454 4.83%

    For 2019, Advancial's most frequently originated type of loan was Conventional, with 765 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 457 $154,705,000 $338,523 $5,487 4.95%
    Cash Out Refi 202 $75,500,000 $373,762 $5,596 4.71%
    Refi 72 $17,800,000 $247,222 $4,622 4.06%
    Home Improvement 34 $1,380,000 $40,588 $0 5.67%

    For 2019, Advancial's most frequently cited loan purpose was Home Purchase, with 457 originations. The 2nd most popular reason was Cash Out Refi, with 202 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 542 $203,180,000 $374,871 $5,533 4.80%
    15 Year 175 $42,205,000 $241,171 $5,291 4.86%
    Other 31 $1,175,000 $37,903 $0 5.81%
    20 Year 9 $2,135,000 $237,222 $4,417 3.86%
    10 Year 7 $665,000 $95,000 $3,671 3.77%
    3 Year 1 $25,000 $25,000 $0 5.12%

    For 2019, Advancial's most frequently cited loan duration was 30 Year, with 542 originations. The 2nd most popular length was 15 Year, with 175 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 373 $126,285,000 $338,566
    $<1k 247 $68,865,000 $278,806
    $5k+ 52 $29,220,000 $561,923
    $2k-3k 44 $10,750,000 $244,318
    $3k-4k 29 $8,805,000 $303,621
    $4k-5k 11 $2,305,000 $209,545

    Advancial's average total fees were $5,533, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 373 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 247 $78,275,000 $316,903
    4-5% 206 $95,050,000 $461,408
    3-4% 195 $52,585,000 $269,667
    6-7% 80 $16,530,000 $206,625
    2.5-3% 25 $5,165,000 $206,600
    7-8% 11 $1,475,000 $134,091

    During 2019, Advancial's average interest rate for loans was 4.80%, while their most frequently originated rate bucket for loans was 5-6%, with 247 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 263 $75,685,000 $287,776 $5,034 4.59%
    $100k-200k 214 $31,850,000 $148,832 $4,358 4.97%
    $400k-600k 102 $48,740,000 $477,843 $6,401 4.70%
    $100,000 or less 99 $6,385,000 $64,495 $3,641 5.22%
    $600k-1MM 55 $42,135,000 $766,091 $8,369 5.08%
    $1MM+ 32 $44,590,000 $1,393,438 $10,823 4.77%

    2019 saw Advancial place emphasis on $200k-400k loans with 263 originations, totaling $75,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 221 $71,055,000 $321,516 $5,236 4.79%
    $100k-150k 176 $45,380,000 $257,841 $5,116 4.74%
    $250k+ 147 $95,065,000 $646,701 $7,166 5.09%
    $75k-100k 101 $21,145,000 $209,356 $5,312 4.68%
    $50k-75k 83 $12,175,000 $146,687 $4,092 4.79%
    $50k or less 37 $4,565,000 $123,378 $4,636 5.07%

    Advancial lent most frequently to those with incomes in the $150k-250k range, with 221 originations. The second most popular income band? $100k-150k, with 176 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 215 $66,625,000 $309,884 $5,387 4.71%
    30-36% 164 $57,490,000 $350,549 $5,459 4.88%
    <20% 106 $28,500,000 $268,868 $5,188 4.70%
    40% 40 $13,920,000 $348,000 $5,744 5.21%
    42% 38 $17,810,000 $468,684 $6,318 5.02%
    41% 36 $14,240,000 $395,556 $6,121 5.26%
    37% 34 $12,030,000 $353,824 $6,278 4.79%
    38% 30 $9,840,000 $328,000 $5,614 5.20%
    39% 28 $8,530,000 $304,643 $5,214 5.25%
    36% 20 $5,170,000 $258,500 $5,279 5.00%
    44% 13 $3,445,000 $265,000 $4,303 4.35%
    43% 13 $2,875,000 $221,154 $4,440 4.37%
    45% 8 $2,320,000 $290,000 $4,527 4.34%
    47% 7 $2,855,000 $407,857 $4,487 4.55%
    48% 6 $1,360,000 $226,667 $5,394 4.35%
    46% 4 $1,160,000 $290,000 $3,750 3.72%
    49% 2 $510,000 $255,000 $2,477 4.06%
    50-60% 1 $705,000 $705,000 $0 3.50%

    Advancial lent most frequently to those with DTI ratios of 20-30%, with 215 originations. The next most common DTI ratio? 30-36%, with 164 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 520 $166,440,000 $320,077 $5,544 4.88%
    Not provided 156 $49,930,000 $320,064 $4,926 4.69%
    Asian 52 $22,970,000 $441,731 $6,377 4.92%
    Black 27 $5,905,000 $218,704 $5,316 4.76%
    American Indian 8 $2,530,000 $316,250 $4,275 4.43%
    Native Hawaiian or Islander 1 $1,575,000 $1,575,000 $4,919 5.00%
    Chinese 1 $35,000 $35,000 $0 5.44%

    Approval Rates

    Total approvals of all applications
    95.30%

    Advancial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.05%

    Advancial has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 765 $249,385,000 $325,993

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $125,000 $125,000
    Single Family (1-4 Units):Site-Built 764 $249,260,000 $326,257

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 69 $13,285,000 $192,536 $5,619 4.99%
    40-60% 145 $40,265,000 $277,690 $5,068 5.17%
    60-80% 390 $149,550,000 $383,462 $5,690 4.79%
    80-100% 127 $44,195,000 $347,992 $5,157 4.24%
    Under 20% 34 $2,090,000 $61,471 $3,777 5.83%