Advancial Mortgage Rates, Fees & Info
Dallas, TXLEI: 549300I1HK1BBZLKOB84
Tax ID: 75-0793299
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Advancial is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Advancial has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, New York, Los Angeles, and San Francisco among others. We have data for 163 markets. (Some data included below & more in-depth data is available with an active subscription.)Advancial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Advancial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.57% | 12/3/24 |
| 30 Year Conventional Refi | 7.14% | 12/3/24 |
| 30 Year Cash-out Refi | 7.23% | 12/3/24 |
| 15 Year Conventional Purchase | 6.07% | 12/3/24 |
| 15 Year Conventional Refi | 5.91% | 12/3/24 |
| 15 Year Cash-out Refi | 5.91% | 12/3/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Advancial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Advancial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,070Origination Dollar Volume (All Markets)
$400,160,000Awards
ADVANCIAL - 2021
ADVANCIAL is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for ADVANCIAL?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 192 | $46,520,000 | $242,292 | $4,124 | 3.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 132 | $37,840,000 | $286,667 | $5,033 | 2.96% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 51 | $28,705,000 | $562,843 | $9,106 | 4.58% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 26 | $24,770,000 | $952,692 | $11,548 | 4.24% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 15 | $19,255,000 | $1,283,667 | $23,217 | 3.99% |
| LAFAYETTE, LA (FHA|USDA|VA) | 102 | $14,930,000 | $146,373 | $3,638 | 2.88% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 13 | $12,285,000 | $945,000 | $5,362 | 4.26% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 17 | $12,265,000 | $721,471 | $9,983 | 4.24% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 26 | $11,930,000 | $458,846 | $8,926 | 4.93% |
| Outside of Metro Areas | 35 | $10,125,000 | $289,286 | $4,405 | 3.38% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $9,900,000 | $990,000 | $13,371 | 4.10% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 11 | $9,305,000 | $845,909 | $13,825 | 4.16% |
| ANCHORAGE, AK (FHA|USDA|VA) | 27 | $6,655,000 | $246,481 | $3,985 | 2.82% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $6,375,000 | $490,385 | $6,271 | 3.39% |
| Heber, UT (FHA|USDA|VA) | 16 | $6,220,000 | $388,750 | $7,530 | 5.11% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $5,705,000 | $633,889 | $7,671 | 4.97% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $5,600,000 | $933,333 | $6,234 | 5.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $5,285,000 | $480,455 | $5,352 | 4.78% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 15 | $4,955,000 | $330,333 | $5,700 | 3.78% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $3,960,000 | $396,000 | $8,210 | 5.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $3,935,000 | $437,222 | $8,800 | 4.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $3,815,000 | $545,000 | $6,494 | 3.70% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 10 | $3,400,000 | $340,000 | $5,506 | 4.59% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 10 | $3,310,000 | $331,000 | $8,669 | 3.81% |
| BEND, OR (FHA|USDA|VA) | 4 | $3,290,000 | $822,500 | $17,494 | 4.72% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $3,000,000 | $750,000 | $4,239 | 4.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $2,995,000 | $998,333 | $4,390 | 4.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $4,545 | 4.68% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $2,715,000 | $905,000 | $14,152 | 4.92% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $2,530,000 | $632,500 | $9,931 | 4.00% |
| NAPA, CA (FHA|USDA|VA) | 2 | $2,400,000 | $1,200,000 | $5,334 | 4.63% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $2,335,000 | $179,615 | $3,987 | 3.02% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $7,626 | 3.43% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $2,085,000 | $695,000 | $6,625 | 4.67% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $5,920 | 5.07% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,760,000 | $880,000 | $5,067 | 4.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $8,571 | 4.46% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $5,120 | 4.09% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $5,215 | 4.88% |
| Opelousas, LA (FHA|USDA|VA) | 11 | $1,515,000 | $137,727 | $3,449 | 2.58% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $7,493 | 4.69% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $3,998 | 3.17% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $4,606 | 4.69% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,808 | 5.84% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $7,853 | 4.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,535 | 3.34% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $4,646 | 4.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $3,500 | 5.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $3,726 | 5.39% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $15,157 | 2.81% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $3,000 | 4.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $10,751 | 4.46% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $4,580 | 4.56% |
| Hilo, HI (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $5,366 | 4.81% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,993 | 2.70% |
| Outside of Metro Areas | 1 | $1,095,000 | $1,095,000 | $31,367 | 3.38% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $7,437 | 4.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,693 | 3.92% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $11,954 | 3.69% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,271 | 2.97% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $2,815 | 3.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,055 | 4.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,867 | 5.21% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $5,070 | 6.04% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $8,126 | 5.21% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $5,189 | 4.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $4,061 | 2.94% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,421 | 5.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,104 | 3.58% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $16,592 | 3.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,545 | 3.44% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,875 | 5.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,757 | 3.08% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,711 | 3.31% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,956 | 5.44% |
| Granbury, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,029 | 2.94% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,181 | 3.81% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,035 | 4.75% |
| Durango, CO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,595 | 4.19% |
| Elko, NV (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,579 | 2.44% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,994 | 5.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,886 | 4.56% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,976 | 5.34% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,601 | 3.13% |
| Hudson, NY (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $8,305 | 4.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,709 | 5.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,408 | 3.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 4.50% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,151 | 3.58% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,149 | 2.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,000 | 4.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $19,951 | 3.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $15,276 | 3.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,563 | 4.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,500 | 3.13% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,745 | 2.67% |
| Paris, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,666 | 3.00% |
| Brenham, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,824 | 2.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,975 | 4.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,610 | 3.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,500 | 4.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $15,795 | 5.63% |
| Laurel, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,519 | 2.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,534 | 4.88% |
| MONROE, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,923 | 2.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,867 | 2.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,108 | 3.17% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,949 | 2.83% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,157 | 3.38% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,821 | 3.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,139 | 4.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,414 | 4.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,083 | 3.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,300 | 2.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,000 | 4.88% |
| WACO, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,012 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,387 | 5.81% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,556 | 5.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,920 | 3.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,466 | 4.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,209 | 2.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,048 | 5.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,269 | 3.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,843 | 3.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,423 | 2.88% |
| Shelton, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,450 | 4.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,127 | 5.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,597 | 3.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,358 | 2.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,204 | 3.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,217 | 4.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,759 | 2.25% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,460 | 2.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,854 | 3.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,043 | 2.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,190 | 5.38% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,949 | 3.84% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,411 | 3.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,808 | 2.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,051 | 4.50% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,259 | 4.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,526 | 2.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,570 | 2.63% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,956 | 3.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,696 | 5.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,998 | 3.38% |
| RENO, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,215 | 4.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,650 | 3.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,541 | 3.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,888 | 4.63% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,844 | 4.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,066 | 3.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,756 | 2.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,388 | 2.88% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,765 | 5.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.50% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,767 | 2.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,226 | 5.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,885 | 2.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,926 | 5.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,162 | 3.00% |
| Durant, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,782 | 3.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against ADVANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 14
Similarity Rank: 102
Similarity Rank: 148
Similarity Rank: 161
Similarity Rank: 167
Similarity Rank: 208
Similarity Rank: 216
Similarity Rank: 264
Similarity Rank: 305
Similarity Rank: 345
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,070 | $400,160,000 | $373,981 | $5,960 | 3.63% |
For 2021, Advancial's most frequently originated type of loan was Conventional, with 1,070 originations.
Loan Reason
For 2021, Advancial's most frequently cited loan purpose was Home Purchase, with 497 originations. The 2nd most popular reason was Refi, with 283 originations.
Loan Duration/Length
For 2021, Advancial's most frequently cited loan duration was 30 Year, with 715 originations. The 2nd most popular length was 15 Year, with 247 originations.
Origination Fees/Closing Costs
Advancial's average total fees were $6,529, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 518 originations.
Interest Rates
During 2021, Advancial's average interest rate for loans was 3.84%, while their most frequently originated rate bucket for loans was 3-4%, with 278 originations.
Loan Sizing
2021 saw Advancial place emphasis on $200k-400k loans with 367 originations, totaling $104,795,000 in origination value.
Applicant Income
Advancial lent most frequently to those with incomes in the $150k-250k range, with 276 originations. The second most popular income band? $250k+, with 216 originations.
Applicant Debt to Income Ratio
Advancial lent most frequently to those with DTI ratios of 20-30%, with 252 originations. The next most common DTI ratio? 30-36%, with 220 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.57%
Advancial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.36%
Advancial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,070 | $400,160,000 | $373,981 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Advantage Credit, Inc. | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |