Beeline Loans Mortgage Rates, Fees & Info

PROVIDENCE, RI

LEI: 984500F03B9034CQB904

Tax ID: 83-2178626

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Beeline Loans is a smaller mortgage company specializing in Refi and Cash Out Refi loans. Beeline Loans has a high proportion of conventional loans. Their top markets by origination volume include: Washington, Boston, Houston, Dallas, and Phoenix among others. We have data for 119 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Beeline Loans has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Beeline Loans is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/16/24
    30 Year Conventional Purchase 6.62% 12/16/24
    30 Year Conventional Refi 6.17% 12/16/24
    30 Year Cash-out Refi 6.50% 12/16/24
    15 Year Conventional Purchase 5.84% 12/16/24
    15 Year Conventional Refi 5.56% 12/16/24
    15 Year Cash-out Refi 5.56% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Beeline Loans Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Beeline Loans. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,192

    Origination Dollar Volume (All Markets)

    $352,720,000
    Show all (30) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 143 $50,195,000 $351,014 $2,190 2.51%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 123 $46,605,000 $378,902 $3,084 2.60%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 145 $32,815,000 $226,310 $3,719 2.89%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 86 $24,100,000 $280,233 $3,500 2.66%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 59 $19,555,000 $331,441 $4,328 2.88%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 56 $16,930,000 $302,321 $2,533 2.66%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 45 $13,765,000 $305,889 $3,773 2.58%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 39 $11,515,000 $295,256 $3,865 2.60%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $7,920,000 $282,857 $2,885 2.96%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 26 $7,570,000 $291,154 $2,280 2.81%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 28 $7,260,000 $259,286 $3,540 2.70%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 25 $7,085,000 $283,400 $2,827 2.70%
    RICHMOND, VA (FHA|USDA|VA) 20 $7,040,000 $352,000 $2,595 2.73%
    JACKSONVILLE, FL (FHA|USDA|VA) 23 $6,745,000 $293,261 $2,532 2.76%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 23 $6,405,000 $278,478 $4,175 2.55%
    WORCESTER, MA-CT (FHA|USDA|VA) 21 $6,035,000 $287,381 $2,649 2.76%
    RALEIGH-CARY, NC (FHA|USDA|VA) 18 $5,300,000 $294,444 $2,386 2.55%
    Outside of Metro Areas 17 $4,705,000 $276,765 $3,234 2.79%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $3,750,000 $267,857 $1,973 2.54%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $3,510,000 $292,500 $2,830 2.68%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 10 $3,410,000 $341,000 $2,533 2.90%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $2,855,000 $317,222 $2,344 2.64%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $2,460,000 $307,500 $3,921 2.98%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $2,200,000 $275,000 $1,795 2.62%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $2,065,000 $295,000 $2,777 2.45%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,845,000 $263,571 $2,233 2.43%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 7 $1,795,000 $256,429 $2,765 2.39%
    SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,640,000 $273,333 $3,167 2.75%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $1,630,000 $271,667 $3,093 2.38%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,786 2.82%
    TUCSON, AZ (FHA|USDA|VA) 6 $1,420,000 $236,667 $1,706 2.77%
    LOUISVILLE, KY (FHA|USDA|VA) 5 $1,385,000 $277,000 $2,051 2.75%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,274 2.63%
    TALLAHASSEE, FL (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,311 2.75%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,988 2.69%
    ROANOKE, VA (FHA|USDA|VA) 5 $1,225,000 $245,000 $2,771 2.60%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,903 2.80%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,309 2.75%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $1,195,000 $398,333 $4,772 2.37%
    COLUMBUS, OH (FHA|USDA|VA) 4 $1,170,000 $292,500 $1,667 2.31%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,127 3.09%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $980,000 $245,000 $2,810 2.69%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $975,000 $325,000 $5,411 2.71%
    Vineyard Haven, MA (FHA|USDA|VA) 2 $840,000 $420,000 $3,247 2.56%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $785,000 $261,667 $7,597 2.33%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $785,000 $261,667 $1,733 2.41%
    ASHEVILLE, NC (FHA|USDA|VA) 3 $765,000 $255,000 $3,259 2.96%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $745,000 $248,333 $2,032 2.83%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $710,000 $355,000 $997 2.44%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $685,000 $228,333 $1,750 3.00%
    PANAMA CITY, FL (FHA|USDA|VA) 3 $665,000 $221,667 $2,001 3.46%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $630,000 $315,000 $1,702 2.63%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $625,000 $208,333 $2,229 2.25%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $625,000 $208,333 $3,011 2.67%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $620,000 $310,000 $3,126 2.74%
    FAYETTEVILLE, NC (FHA|USDA|VA) 3 $605,000 $201,667 $2,119 3.13%
    WILMINGTON, NC (FHA|USDA|VA) 2 $580,000 $290,000 $4,193 2.50%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $570,000 $285,000 $3,896 2.75%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $545,000 $545,000 $4,879 3.25%
    ANN ARBOR, MI (FHA|USDA|VA) 2 $500,000 $250,000 $1,717 2.88%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $475,000 $475,000 $3,592 2.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $460,000 $230,000 $1,455 3.00%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $460,000 $230,000 $2,402 2.31%
    FLINT, MI (FHA|USDA|VA) 2 $450,000 $225,000 $1,100 3.06%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $450,000 $225,000 $2,136 2.44%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $390,000 $195,000 $1,489 2.56%
    Wooster, OH (FHA|USDA|VA) 2 $390,000 $195,000 $1,592 3.12%
    WINCHESTER, VA-WV (FHA|USDA|VA) 2 $390,000 $195,000 $4,611 3.19%
    LONGVIEW, TX (FHA|USDA|VA) 1 $385,000 $385,000 $11,252 2.75%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $375,000 $375,000 $9,353 2.38%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $375,000 $375,000 $1,899 1.99%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $360,000 $180,000 $1,468 2.56%
    Montrose, CO (FHA|USDA|VA) 1 $355,000 $355,000 $1,399 2.88%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,020 2.56%
    LAFAYETTE, LA (FHA|USDA|VA) 2 $350,000 $175,000 $1,804 2.56%
    Danville, VA (FHA|USDA|VA) 2 $340,000 $170,000 $1,612 2.56%
    TYLER, TX (FHA|USDA|VA) 1 $325,000 $325,000 $6,119 1.75%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $325,000 $325,000 $7,101 1.75%
    BOULDER, CO (FHA|USDA|VA) 1 $315,000 $315,000 $4,501 2.63%
    EL PASO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,178 1.75%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $275,000 $275,000 $1,042 2.75%
    BURLINGTON, NC (FHA|USDA|VA) 1 $275,000 $275,000 $1,738 2.13%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,926 2.88%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $5,895 2.75%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $255,000 $255,000 $5,186 1.88%
    Alpena, MI (FHA|USDA|VA) 1 $255,000 $255,000 $1,411 1.75%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $255,000 $255,000 $1,886 2.13%
    LAKE CHARLES, LA (FHA|USDA|VA) 1 $245,000 $245,000 $2,170 2.88%
    Boone, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,317 3.00%
    JACKSON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $1,339 2.75%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $245,000 $245,000 $1,401 1.99%
    Newberry, SC (FHA|USDA|VA) 1 $225,000 $225,000 $1,929 2.25%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $2,204 2.88%
    Easton, MD (FHA|USDA|VA) 1 $225,000 $225,000 $2,040 2.75%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $941 2.63%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,807 2.25%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $225,000 $225,000 $5,965 2.63%
    Granbury, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,150 2.13%
    TOLEDO, OH (FHA|USDA|VA) 1 $215,000 $215,000 $1,552 2.99%
    DeRidder, LA (FHA|USDA|VA) 1 $215,000 $215,000 $2,141 2.75%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $1,905 2.88%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,731 2.88%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,169 2.88%
    Mineral Wells, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,761 2.88%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,968 1.99%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $175,000 $175,000 $1,159 3.13%
    ABILENE, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,666 2.75%
    MIDLAND, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,433 2.00%
    Seneca, SC (FHA|USDA|VA) 1 $165,000 $165,000 $1,990 2.25%
    SAVANNAH, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,070 3.25%
    MONROE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $854 2.50%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,254 2.75%
    COLUMBIA, SC (FHA|USDA|VA) 1 $155,000 $155,000 $1,269 2.00%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $155,000 $155,000 $869 2.63%
    Calhoun, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,909 3.38%
    OCALA, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,281 3.50%
    Dixon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,547 3.25%
    NILES, MI (FHA|USDA|VA) 1 $145,000 $145,000 $854 3.25%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $1,577 2.63%
    Beeline Loans's top markets include Washington, Boston, Houston, Dallas, and Phoenix among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Beeline Loans based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOMERSET
    Similarity Rank: 87
    Homestar Mortgage, Inc.
    Similarity Rank: 156
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 167
    First Credit Union
    Similarity Rank: 378
    FALL RIVER MUNICIPAL CREDIT UNION
    Similarity Rank: 396
    AMOCO
    Similarity Rank: 405
    OCEAN STATE CREDIT UNION
    Similarity Rank: 405
    HENRICO Federal Credit Union
    Similarity Rank: 420
    LUSO-AMERICAN CREDIT UNION
    Similarity Rank: 474
    POINT BREEZE
    Similarity Rank: 477

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,192 $352,720,000 $295,906 $3,066 2.69%

    For 2021, Beeline Loans's most frequently originated type of loan was Conventional, with 1,192 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 577 $168,415,000 $291,880 $2,574 2.49%
    Cash Out Refi 484 $149,280,000 $308,430 $3,332 2.83%
    Home Purchase 118 $30,370,000 $257,373 $4,262 3.02%
    Home Improvement 13 $4,655,000 $358,077 $4,005 2.72%

    For 2021, Beeline Loans's most frequently cited loan purpose was Refi, with 577 originations. The 2nd most popular reason was Cash Out Refi, with 484 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 799 $240,995,000 $301,621 $3,239 2.90%
    15 Year 255 $72,985,000 $286,216 $2,762 2.16%
    20 Year 71 $20,375,000 $286,972 $2,665 2.56%
    10 Year 38 $10,120,000 $266,316 $2,304 1.96%
    Other 29 $8,245,000 $284,310 $2,946 2.78%

    For 2021, Beeline Loans's most frequently cited loan duration was 30 Year, with 799 originations. The 2nd most popular length was 15 Year, with 255 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 862 $256,030,000 $297,019
    $1k-2k 110 $31,810,000 $289,182
    $2k-3k 71 $20,875,000 $294,014
    $5k+ 64 $22,030,000 $344,219
    $3k-4k 45 $10,765,000 $239,222
    $4k-5k 37 $9,865,000 $266,622

    Beeline Loans's average total fees were $3,239, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 862 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 528 $159,230,000 $301,572
    <2.5% 445 $140,145,000 $314,933
    3-4% 214 $52,260,000 $244,206
    4-5% 5 $1,085,000 $217,000

    During 2021, Beeline Loans's average interest rate for loans was 2.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 528 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 667 $191,895,000 $287,699 $2,909 2.64%
    $100k-200k 288 $47,410,000 $164,618 $2,821 2.91%
    $400k-600k 225 $105,325,000 $468,111 $3,755 2.54%
    $600k-1MM 12 $8,090,000 $674,167 $4,897 2.84%

    2021 saw Beeline Loans place emphasis on $200k-400k loans with 667 originations, totaling $191,895,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 391 $119,195,000 $304,847 $3,015 2.66%
    $150k-250k 301 $104,515,000 $347,226 $3,227 2.58%
    $75k-100k 230 $59,640,000 $259,304 $3,098 2.78%
    $50k-75k 150 $32,910,000 $219,400 $2,816 2.78%
    $250k+ 91 $30,505,000 $335,220 $3,354 2.71%
    $50k or less 26 $5,040,000 $193,846 $2,079 2.84%

    Beeline Loans lent most frequently to those with incomes in the $100k-150k range, with 391 originations. The second most popular income band? $150k-250k, with 301 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 67 $19,075,000 $284,701 $3,116 2.63%
    30-36% 50 $14,770,000 $295,400 $2,786 2.74%
    <20% 46 $14,170,000 $308,043 $4,388 2.73%
    42% 11 $3,575,000 $325,000 $4,657 2.78%
    37% 11 $3,355,000 $305,000 $3,214 2.59%
    44% 9 $2,295,000 $255,000 $4,091 3.00%
    41% 9 $2,315,000 $257,222 $2,677 3.05%
    39% 7 $1,995,000 $285,000 $2,822 2.92%
    45% 7 $2,295,000 $327,857 $3,139 2.77%
    36% 7 $2,285,000 $326,429 $3,141 2.88%
    38% 6 $1,790,000 $298,333 $4,053 2.81%
    43% 6 $1,960,000 $326,667 $4,916 2.73%
    40% 5 $1,475,000 $295,000 $3,671 2.75%
    49% 4 $1,430,000 $357,500 $2,960 1.97%
    46% 2 $520,000 $260,000 $3,273 2.88%
    48% 2 $520,000 $260,000 $2,873 2.81%
    50-60% 1 $225,000 $225,000 $929 1.99%
    >60% 1 $425,000 $425,000 $0 2.50%

    Beeline Loans lent most frequently to those with DTI ratios of 20-30%, with 67 originations. The next most common DTI ratio? 30-36%, with 50 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 813 $242,815,000 $298,665 $2,954 2.68%
    Not provided 219 $65,175,000 $297,603 $3,344 2.67%
    American Indian 66 $19,120,000 $289,697 $3,392 2.70%
    Asian 63 $17,515,000 $278,016 $3,175 2.75%
    Black 27 $7,135,000 $264,259 $3,139 2.79%
    Native Hawaiian or Islander 4 $960,000 $240,000 $2,846 2.90%

    Approval Rates

    Total approvals of all applications
    82.57%

    Beeline Loans has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    -15.69%

    Beeline Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,192 $352,720,000 $295,906

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,192 $352,720,000 $295,906

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 14 $3,790,000 $270,714 $2,435 2.43%
    40-60% 65 $19,205,000 $295,462 $3,032 2.47%
    60-80% 149 $44,435,000 $298,221 $3,749 2.82%
    80-100% 24 $7,480,000 $311,667 $3,058 3.00%
    Over 100% 1 $175,000 $175,000 $3,666 2.75%
    Under 20% 1 $225,000 $225,000 $2,416 2.00%