Beeline Loans Mortgage Rates, Fees & Info
PROVIDENCE, RILEI: 984500F03B9034CQB904
Tax ID: 83-2178626
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Mortgage Data
Review & Overview
Beeline Loans is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Beeline Loans has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, Boston, Washington, and Phoenix among others. We have data for 131 markets. (Some data included below & more in-depth data is available with an active subscription.)Beeline Loans has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Beeline Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
| 30 Year Conventional Purchase | 6.62% | 12/16/24 |
| 30 Year Conventional Refi | 6.17% | 12/16/24 |
| 30 Year Cash-out Refi | 6.50% | 12/16/24 |
| 15 Year Conventional Purchase | 5.84% | 12/16/24 |
| 15 Year Conventional Refi | 5.56% | 12/16/24 |
| 15 Year Cash-out Refi | 5.56% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Beeline Loans Mortgage Calculator
Your Estimates
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This is not an official calculator from Beeline Loans. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
485Origination Dollar Volume (All Markets)
$123,715,000Awards
Beeline Loans - 2022
Beeline Loans is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 49 | $12,205,000 | $249,082 | $5,081 | 4.47% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 50 | $10,280,000 | $205,600 | $5,056 | 4.70% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 15 | $6,645,000 | $443,000 | $5,924 | 3.60% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $5,500,000 | $392,857 | $4,408 | 3.43% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 16 | $5,360,000 | $335,000 | $4,750 | 4.24% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 17 | $5,345,000 | $314,412 | $5,319 | 4.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 20 | $4,760,000 | $238,000 | $4,527 | 4.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $3,605,000 | $277,308 | $4,290 | 3.95% |
| Outside of Metro Areas | 15 | $3,545,000 | $236,333 | $5,450 | 5.05% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $3,255,000 | $295,909 | $3,492 | 4.65% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $2,585,000 | $369,286 | $4,719 | 5.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 9 | $2,525,000 | $280,556 | $5,634 | 4.61% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $5,755 | 4.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $7,218 | 4.87% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $3,866 | 4.85% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $4,064 | 3.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $3,225 | 4.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,812 | 5.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,102 | 3.93% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $2,444 | 4.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $4,992 | 5.51% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $3,092 | 3.50% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $5,320 | 6.06% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,539 | 4.44% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $3,106 | 3.37% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,312 | 3.37% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,357 | 5.67% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,868 | 4.58% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $8,625 | 3.81% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,372 | 3.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $8,323 | 4.84% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,628 | 3.41% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $6,287 | 5.94% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $2,516 | 5.67% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,141 | 4.31% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,048 | 4.58% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,373 | 3.09% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,686 | 5.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,812 | 3.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,543 | 3.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $5,545 | 5.62% |
| OCALA, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,266 | 4.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $8,078 | 5.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 5.31% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,621 | 5.67% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,182 | 4.17% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,651 | 5.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,246 | 5.24% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,629 | 3.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,113 | 3.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,305 | 4.25% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,387 | 3.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,380 | 6.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,835 | 5.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,605 | 4.13% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,927 | 5.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,122 | 5.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,210 | 6.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,069 | 3.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,926 | 5.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,684 | 5.43% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,435 | 6.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,145 | 7.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,969 | 5.50% |
| Granbury, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,449 | 4.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,721 | 5.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,329 | 2.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,408 | 4.99% |
| TULSA, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,571 | 5.81% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,998 | 5.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,500 | 4.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,730 | 3.56% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,309 | 3.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,156 | 5.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,977 | 4.00% |
| Salem, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,208 | 2.63% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,427 | 5.37% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,557 | 2.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 7.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,824 | 2.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,294 | 2.99% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,420 | 1.88% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,550 | 2.99% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,198 | 3.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,088 | 5.29% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,191 | 3.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,351 | 6.31% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,410 | 5.38% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,578 | 4.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,994 | 4.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,892 | 3.99% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,927 | 3.38% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,658 | 5.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,681 | 2.99% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,055 | 3.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,248 | 7.13% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,438 | 3.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,047 | 3.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,647 | 4.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,915 | 6.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,630 | 3.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,571 | 6.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,034 | 3.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,998 | 3.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,602 | 3.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $929 | 2.99% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,937 | 3.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,835 | 3.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,423 | 2.88% |
| Centralia, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,566 | 3.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,274 | 3.99% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,716 | 4.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,329 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,338 | 5.00% |
| Bay City, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,462 | 6.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,243 | 3.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,349 | 6.13% |
| Meridian, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,079 | 6.31% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,864 | 7.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,558 | 4.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,943 | 3.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,208 | 4.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,555 | 6.00% |
| MONROE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,955 | 3.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,223 | 6.99% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,031 | 6.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,530 | 4.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,299 | 6.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,374 | 5.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,525 | 6.63% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 484 | $123,300,000 | $254,752 | $4,818 | 4.56% |
| HELOC | 1 | $415,000 | $415,000 | n/a | 6.24% |
For 2022, Beeline Loans's most frequently originated type of loan was Conventional, with 484 originations. Their 2nd most popular type was HELOC, with 1 originations.
Loan Reason
For 2022, Beeline Loans's most frequently cited loan purpose was Cash Out Refi, with 233 originations. The 2nd most popular reason was Home Purchase, with 177 originations.
Loan Duration/Length
For 2022, Beeline Loans's most frequently cited loan duration was 30 Year, with 393 originations. The 2nd most popular length was 15 Year, with 57 originations.
Origination Fees/Closing Costs
Beeline Loans's average total fees were $4,926, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 169 originations.
Interest Rates
During 2022, Beeline Loans's average interest rate for loans was 4.79%, while their most frequently originated rate bucket for loans was 3-4%, with 130 originations.
Loan Sizing
2022 saw Beeline Loans place emphasis on $200k-400k loans with 209 originations, totaling $57,975,000 in origination value.
Applicant Income
Beeline Loans lent most frequently to those with incomes in the $150k-250k range, with 115 originations. The second most popular income band? $100k-150k, with 111 originations.
Applicant Debt to Income Ratio
Beeline Loans lent most frequently to those with DTI ratios of 30-36%, with 57 originations. The next most common DTI ratio? 20-30%, with 43 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.06%
Beeline Loans has a below average approval rate.
Pick Rate
Approvals leading to origination-74.85%
Beeline Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 485 | $123,715,000 | $255,082 |