SAN LUIS OBISPO - PASO ROBLES Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in San Luis Obispo - Paso Robles averaged
6.72%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.93% and
one month ago for the week of 2024-10-10, the
average rate was 6.16%.
San Luis Obispo - Paso Robles's average rate one year ago was 7.44%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.68%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| San Luis Obispo - Paso Robles 30 Year Fixed Rate | 2024-11-14 | 6.72% |
| San Luis Obispo - Paso Robles 30 Year Fixed Rate Refi | 2024-11-14 | 6.68% |
| San Luis Obispo - Paso Robles 15 Year Fixed Rate | 2024-11-14 | 5.79% |
| San Luis Obispo - Paso Robles 15 Year Fixed Rate Refi | 2024-11-14 | 6.29% |
| San Luis Obispo - Paso Robles 30 Year FHA | 2024-11-14 | -0.09% |
| San Luis Obispo - Paso Robles 30 Year FHA Refi | 2024-11-14 | 0.2% |
| San Luis Obispo - Paso Robles 30 Year USDA | 2024-11-14 | 0.2% |
| San Luis Obispo - Paso Robles 30 Year USDA Refi | 2024-11-14 | -0.2% |
| San Luis Obispo - Paso Robles 30 Year VA | 2024-11-14 | -0.24% |
| San Luis Obispo - Paso Robles 30 Year VA Refi | 2024-11-14 | -0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN LUIS OBISPO-PASO ROBLES, CA.
SAN LUIS OBISPO - PASO ROBLES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN LUIS OBISPO-PASO ROBLES, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SAN LUIS OBISPO - PASO ROBLES Average Closing Costs & Other Stats
SAN LUIS OBISPO-PASO ROBLES, CA's 173 lenders originated 3,481
loans during 2023. The total origination value was $1,563,815,000, with an average loan value of
$449,243.
SAN LUIS OBISPO - PASO ROBLES's average closing costs are $5,885.
The top SAN LUIS OBISPO - PASO ROBLES lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
235 loans originated. Their average total fees are
$9,395, which is $1,244
higher than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee SAN LUIS OBISPO - PASO ROBLES lenders (with over 10 loans originated) are
Educational Employees Credit Union ($2,695), Morgan Stanley Private Bank ($4,448), Citibank ($5,077), Mechanics Bank ($5,341) and PROVIDENT FUNDING ASSOCIATES, L.P. ($5,386).
The lowest rate SAN LUIS OBISPO - PASO ROBLES lenders (with over 10 loans originated) are
Educational Employees Credit Union (5.65%), Morgan Stanley Private Bank (5.88%), Wells Fargo Bank (5.93%), Citibank (6.01%) and Bank of America (6.24%).
SAN LUIS OBISPO-PASO ROBLES, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $288,770,000 | $189,290,000 | -34.4% | 12.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $154,490,000 | $103,125,000 | -33.2% | 6.6% |
| GUARANTEED RATE, INC. | $110,155,000 | $87,200,000 | -20.8% | 5.6% |
| SESLOC | $125,010,000 | $83,365,000 | -33.3% | 5.3% |
| QUICKEN LOANS, LLC | $134,915,000 | $73,400,000 | -45.6% | 4.7% |
| JPMorgan Chase Bank | $109,400,000 | $54,025,000 | -50.6% | 3.5% |
| COASTAL FUNDING SLC, INC. | $83,535,000 | $49,920,000 | -40.2% | 3.2% |
| U.S. Bank | $85,070,000 | $48,820,000 | -42.6% | 3.1% |
| LOANDEPOT.COM, LLC | $123,590,000 | $40,510,000 | -67.2% | 2.6% |
| KD CAPITAL MORTGAGE CORPORATION | $64,110,000 | $38,070,000 | -40.6% | 2.4% |
| Bank of America | $58,195,000 | $36,115,000 | -37.9% | 2.3% |
| PENNYMAC LOAN SERVICES, LLC | $26,205,000 | $34,850,000 | 33.0% | 2.2% |
| Century Mortgage Company DBA Century Lending Company | $6,775,000 | $32,490,000 | 379.6% | 2.1% |
| CENTRAL COAST LENDING, INC. | $63,650,000 | $24,805,000 | -61.0% | 1.6% |
| ENVOY MORTGAGE, LTD | $32,570,000 | $21,035,000 | -35.4% | 1.3% |
| Morgan Stanley Private Bank | $24,825,000 | $20,750,000 | -16.4% | 1.3% |
| Wells Fargo Bank | $99,780,000 | $20,500,000 | -79.5% | 1.3% |
| COASTHILLS | $26,675,000 | $17,870,000 | -33.0% | 1.1% |
| Mechanics Bank | $40,510,000 | $16,345,000 | -59.7% | 1.0% |
| Citibank | $18,290,000 | $15,750,000 | -13.9% | 1.0% |
| DIGNIFIED HOME LOANS, LLC | $33,130,000 | $14,675,000 | -55.7% | 0.9% |
| PNC Bank | $64,125,000 | $13,780,000 | -78.5% | 0.9% |
| THE GOLDEN 1 | $26,890,000 | $11,965,000 | -55.5% | 0.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $26,730,000 | $11,910,000 | -55.4% | 0.8% |
| KINECTA | $4,690,000 | $11,665,000 | 148.7% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $1,690,000 | $11,065,000 | 554.7% | 0.7% |
| Sierra Pacific Mortgage Company, Inc. | $13,795,000 | $10,505,000 | -23.8% | 0.7% |
| CMG MORTGAGE, INC. | $39,040,000 | $10,355,000 | -73.5% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $19,775,000 | $10,340,000 | -47.7% | 0.7% |
| Commerce Home Mortgage, Inc. | $18,075,000 | $10,040,000 | -44.5% | 0.6% |
| BMO Harris Bank | $4,390,000 | $9,715,000 | 121.3% | 0.6% |
| Golden Empire Mortgage, Inc. | $9,555,000 | $9,400,000 | -1.6% | 0.6% |
| Tri Counties Bank | $1,375,000 | $8,530,000 | 520.4% | 0.5% |
| Umpqua Bank | $15,640,000 | $7,785,000 | -50.2% | 0.5% |
| GUILD MORTGAGE COMPANY | $11,460,000 | $7,675,000 | -33.0% | 0.5% |
| FINANCE OF AMERICA REVERSE LLC | $16,350,000 | $7,520,000 | -54.0% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $11,765,000 | $7,030,000 | -40.2% | 0.4% |
| Educational Employees Credit Union | $3,775,000 | $6,955,000 | 84.2% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $8,665,000 | $6,435,000 | -25.7% | 0.4% |
| Charles Schwab Bank, SSB | $11,945,000 | $6,270,000 | -47.5% | 0.4% |
| CARDINAL FINANCIAL | $4,495,000 | $6,255,000 | 39.2% | 0.4% |
| Flagstar Bank, FSB | $35,070,000 | $6,190,000 | -82.3% | 0.4% |
| SCHOOLSFIRST | $4,180,000 | $6,000,000 | 43.5% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,900,000 | $5,775,000 | -2.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $5,445,000 | $5,760,000 | 5.8% | 0.4% |
| Murphy Bank | $10,950,000 | $5,620,000 | -48.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $17,400,000 | $5,430,000 | -68.8% | 0.3% |
| VALLEY STRONG CREDIT UNION | $7,805,000 | $5,365,000 | -31.3% | 0.3% |
| The Northern Trust Company | $305,000 | $4,860,000 | 1,493.4% | 0.3% |
| BROKER SOLUTIONS, INC. | $11,085,000 | $4,815,000 | -56.6% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,355,000 | $4,535,000 | -45.7% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $3,305,000 | $4,435,000 | 34.2% | 0.3% |
| Goldman Sachs Bank USA | $3,165,000 | $4,415,000 | 39.5% | 0.3% |
| Community West Bank | $3,275,000 | $4,340,000 | 32.5% | 0.3% |
| LONGBRIDGE FINANCIAL, LLC | $5,990,000 | $4,290,000 | -28.4% | 0.3% |
| PHH Mortgage Corporation | $6,045,000 | $4,180,000 | -30.9% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,100,000 | $4,135,000 | 275.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,045,000 | $4,040,000 | -0.1% | 0.3% |
| BAY EQUITY LLC | $9,645,000 | $3,945,000 | -59.1% | 0.3% |
| NEXERA HOLDING LLC | $14,380,000 | $3,850,000 | -73.2% | 0.2% |
| UBS Bank USA | $10,250,000 | $3,805,000 | -62.9% | 0.2% |
| OCMBC, INC. | $6,155,000 | $3,730,000 | -39.4% | 0.2% |
| MACKILLIE INCORPORATED | $1,530,000 | $3,630,000 | 137.3% | 0.2% |
| Mortgage Research Center, LLC | $8,315,000 | $3,600,000 | -56.7% | 0.2% |
| Bethpage Federal Credit Union | $1,190,000 | $3,585,000 | 201.3% | 0.2% |
| AMWEST FUNDING CORP. | $3,305,000 | $3,430,000 | 3.8% | 0.2% |
| CALIBER HOME LOANS, INC. | $54,935,000 | $3,335,000 | -93.9% | 0.2% |
| FBC MORTGAGE, LLC | $3,335,000 | n/a | 0.2% | |
| Bank of the West | $12,440,000 | $3,325,000 | -73.3% | 0.2% |
| Truist | $7,635,000 | $3,280,000 | -57.0% | 0.2% |
| City National Bank | $12,895,000 | $3,265,000 | -74.7% | 0.2% |
| WALKER & DUNLOP, LLC | $3,180,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $7,595,000 | $3,140,000 | -58.7% | 0.2% |
| Fremont Bank | $7,780,000 | $3,135,000 | -59.7% | 0.2% |
| Citadel Servicing Corporation | $4,380,000 | $3,080,000 | -29.7% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $3,745,000 | $3,015,000 | -19.5% | 0.2% |
| American Riviera Bank | $21,375,000 | $2,975,000 | -86.1% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $3,745,000 | $2,965,000 | -20.8% | 0.2% |
| Figure Lending LLC | $4,005,000 | $2,900,000 | -27.6% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $9,120,000 | $2,710,000 | -70.3% | 0.2% |
| AXIA FINANCIAL, LLC | $365,000 | $2,660,000 | 628.8% | 0.2% |
| Stifel Bank and Trust | $14,890,000 | $2,625,000 | -82.4% | 0.2% |
| Discover Bank | $2,390,000 | $2,530,000 | 5.9% | 0.2% |
| Farmers Bank & Trust | $2,530,000 | n/a | 0.2% | |
| Third Federal Savings and Loan Association of Cleveland | $2,860,000 | $2,445,000 | -14.5% | 0.2% |
| PACIFIC SERVICE | $4,050,000 | $2,435,000 | -39.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $7,585,000 | $2,400,000 | -68.4% | 0.2% |
| Northwest Farm Credit Services, FLCA | $3,005,000 | $2,345,000 | -22.0% | 0.1% |
| First Republic Bank | $16,410,000 | $2,330,000 | -85.8% | 0.1% |
| The Federal Savings Bank | $1,320,000 | $2,325,000 | 76.1% | 0.1% |
| LANTZMAN MANAGEMENT, INC. | $685,000 | $2,270,000 | 231.4% | 0.1% |
| POINT Mortgage | $2,215,000 | n/a | 0.1% | |
| NMSI, INC. | $1,180,000 | $2,185,000 | 85.2% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $3,850,000 | $2,165,000 | -43.8% | 0.1% |
| Zions Bank | $6,735,000 | $2,145,000 | -68.2% | 0.1% |
| Montecito Bank & Trust | $1,495,000 | $2,140,000 | 43.1% | 0.1% |
| PATELCO | $1,840,000 | $2,090,000 | 13.6% | 0.1% |
| ALLIANT CREDIT UNION | $3,045,000 | $2,065,000 | -32.2% | 0.1% |
| LOGIX FEDERAL CREDIT UNION | $8,115,000 | $2,060,000 | -74.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,295,000 | $2,030,000 | 56.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $805,000 | $1,970,000 | 144.7% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $11,240,000 | $1,925,000 | -82.9% | 0.1% |
| Shea Mortgage Inc. | $11,210,000 | $1,825,000 | -83.7% | 0.1% |
| GEORGIA'S OWN | $1,810,000 | $1,770,000 | -2.2% | 0.1% |
| ARC HOME LLC | $2,405,000 | $1,735,000 | -27.9% | 0.1% |
| Citizens Bank | $5,055,000 | $1,735,000 | -65.7% | 0.1% |
| Ally Bank | $5,490,000 | $1,710,000 | -68.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $8,600,000 | $1,525,000 | -82.3% | 0.1% |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $315,000 | $1,520,000 | 382.5% | 0.1% |
| NFM, INC. | $1,520,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $3,125,000 | $1,510,000 | -51.7% | 0.1% |
| NEWREZ LLC | $6,575,000 | $1,490,000 | -77.3% | 0.1% |
| PLANET HOME LENDING, LLC | $1,395,000 | $1,490,000 | 6.8% | 0.1% |
| Servion, Inc. | $1,310,000 | $1,460,000 | 11.5% | 0.1% |
| Plains Commerce Bank | $355,000 | $1,445,000 | 307.0% | 0.1% |
| ALTURA | $595,000 | $1,435,000 | 141.2% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,960,000 | $1,420,000 | -52.0% | 0.1% |
| Comerica Bank | $1,595,000 | $1,405,000 | -11.9% | 0.1% |
| Franklin Loan Corporation | $1,340,000 | $1,390,000 | 3.7% | 0.1% |
| Equity Prime Mortgage LLC | $1,310,000 | $1,385,000 | 5.7% | 0.1% |
| F&A Federal Credit Union | $500,000 | $1,365,000 | 173.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $790,000 | $1,335,000 | 69.0% | 0.1% |
| First Bank | $1,915,000 | $1,285,000 | -32.9% | 0.1% |
| The Loan Store, Inc. | $1,270,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $850,000 | $1,260,000 | 48.2% | 0.1% |
| HomeTrust Bank | $155,000 | $1,255,000 | 709.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,480,000 | $1,240,000 | -86.9% | 0.1% |
| VENTURA COUNTY | $1,070,000 | $1,230,000 | 15.0% | 0.1% |
| Alaska USA Federal Credit Union | $470,000 | $1,225,000 | 160.6% | 0.1% |
| Firefighters First Federal Credit Union | $1,855,000 | $1,225,000 | -34.0% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $1,210,000 | n/a | 0.1% | |
| HighTechLending Inc | $1,195,000 | $1,205,000 | 0.8% | 0.1% |
| KeyBank | $15,225,000 | $1,205,000 | -92.1% | 0.1% |
| Logan Finance Corporation | $515,000 | $1,145,000 | 122.3% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $555,000 | $1,140,000 | 105.4% | 0.1% |
| Willamette Valley Bank | $1,120,000 | n/a | 0.1% | |
| Nations Lending Corporation | $955,000 | $1,115,000 | 16.8% | 0.1% |
| Toyota Financial Savings Bank | $2,595,000 | $1,105,000 | -57.4% | 0.1% |
| First-Citizens Bank & Trust Company | $5,240,000 | $1,100,000 | -79.0% | 0.1% |
| JMAC LENDING, INC. | $4,770,000 | $1,100,000 | -76.9% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,175,000 | $1,095,000 | -6.8% | 0.1% |
| STAR ONE CREDIT UNION | $5,575,000 | $1,070,000 | -80.8% | 0.1% |
| LADERA LENDING, INC. | $2,255,000 | $1,050,000 | -53.4% | 0.1% |
| Coastal Community Bank | $1,035,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,905,000 | $1,030,000 | -45.9% | 0.1% |
| LOANPAL, LLC | $5,520,000 | $1,030,000 | -81.3% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,030,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $1,005,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,795,000 | $990,000 | -44.8% | 0.1% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $345,000 | $980,000 | 184.1% | 0.1% |
| NEW WAVE LENDING GROUP INC | $1,980,000 | $970,000 | -51.0% | 0.1% |
| Performance Financial, Inc. | $965,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $965,000 | n/a | 0.1% | |
| GTE Federal Credit Union | $920,000 | $960,000 | 4.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $930,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $905,000 | n/a | 0.1% | |
| MOUNTAIN WEST FINANCIAL, INC. | $3,325,000 | $905,000 | -72.8% | 0.1% |
| SOUTHLAND CREDIT UNION | $215,000 | $905,000 | 320.9% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $860,000 | $885,000 | 2.9% | 0.1% |
| 1ST NORTHERN CALIFORNIA | $870,000 | n/a | 0.1% | |
| S1L, Inc. | $1,070,000 | $865,000 | -19.2% | 0.1% |
| Heritage Bank | $855,000 | n/a | 0.1% | |
| FIRST NATIONS HOME FINANCE CORPORATION | $825,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $810,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $3,185,000 | $810,000 | -74.6% | 0.1% |
| Noble Federal Credit Union | $805,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $910,000 | $785,000 | -13.7% | 0.1% |
| Utah Mortgage Loan Corporation | $1,895,000 | $785,000 | -58.6% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,145,000 | $775,000 | -32.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,510,000 | $770,000 | -49.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,105,000 | $760,000 | -81.5% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,775,000 | $735,000 | -84.6% | 0.0% |
| Provident Credit Union | $1,705,000 | $735,000 | -56.9% | 0.0% |
| DATA MORTGAGE, INC. | $2,115,000 | $725,000 | -65.7% | 0.0% |
| Security First Bank | $725,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $545,000 | $705,000 | 29.4% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,425,000 | $705,000 | -50.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,295,000 | $690,000 | -46.7% | 0.0% |
| MID-VALLEY SERVICES, INC. | $920,000 | $690,000 | -25.0% | 0.0% |
| Chicago Mortgage Solutions LLC | $1,140,000 | $685,000 | -39.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,125,000 | $685,000 | -78.1% | 0.0% |
| NexBank | $585,000 | $675,000 | 15.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $655,000 | n/a | 0.0% | |
| REDWOOD | $795,000 | $650,000 | -18.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $640,000 | n/a | 0.0% | |
| NBKC BANK | $690,000 | $640,000 | -7.2% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,775,000 | $625,000 | -64.8% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $625,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $1,370,000 | $615,000 | -55.1% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $605,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $605,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $605,000 | n/a | 0.0% | |
| USC Credit Union | $605,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $1,030,000 | $595,000 | -42.2% | 0.0% |
| BECKAM FUNDING CORP. | $970,000 | $575,000 | -40.7% | 0.0% |
| JMJ FINANCIAL GROUP | $575,000 | n/a | 0.0% | |
| PARTNERS | $875,000 | $560,000 | -36.0% | 0.0% |
| SILVER HILL FUNDING, LLC | $580,000 | $545,000 | -6.0% | 0.0% |
| General Mortgage Capital Corporation | $505,000 | $515,000 | 2.0% | 0.0% |
| CLEARPATH LENDING | $845,000 | $505,000 | -40.2% | 0.0% |
| MANN FINANCIAL INC. | $225,000 | $495,000 | 120.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $775,000 | $495,000 | -36.1% | 0.0% |
| Carrington Mortgage Services, LLC | $6,400,000 | $490,000 | -92.3% | 0.0% |
| Crestline Funding Corporation | $485,000 | n/a | 0.0% | |
| NORTH VALLEY BANK | $485,000 | n/a | 0.0% | |
| TECHNOLOGY | $275,000 | $485,000 | 76.4% | 0.0% |
| GREAT LAKES | $820,000 | $480,000 | -41.5% | 0.0% |
| SPRING EQ, LLC | $6,110,000 | $480,000 | -92.1% | 0.0% |
| United States Senate Federal Credit Union | $305,000 | $480,000 | 57.4% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $465,000 | n/a | 0.0% | |
| NuVision Federal Credit Union | $305,000 | $455,000 | 49.2% | 0.0% |
| Hometown Equity Mortgage, LLC | $255,000 | $445,000 | 74.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $435,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $950,000 | $425,000 | -55.3% | 0.0% |
| First Internet Bank of Indiana | $425,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $705,000 | $425,000 | -39.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $115,000 | $425,000 | 269.6% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $730,000 | $420,000 | -42.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,450,000 | $415,000 | -71.4% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $2,965,000 | $385,000 | -87.0% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $1,565,000 | $375,000 | -76.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $355,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $555,000 | $355,000 | -36.0% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $555,000 | $355,000 | -36.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $355,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $705,000 | $350,000 | -50.4% | 0.0% |
| CALIFORNIA CREDIT UNION | $890,000 | $350,000 | -60.7% | 0.0% |
| Summit Mortgage Corporation | $345,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $905,000 | $325,000 | -64.1% | 0.0% |
| Luxury Mortgage Corp. | $3,045,000 | $325,000 | -89.3% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $2,615,000 | $310,000 | -88.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $300,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $930,000 | $295,000 | -68.3% | 0.0% |
| Credit Union of Southern California | $15,000 | $255,000 | 1,600.0% | 0.0% |
| Financial Partners Credit Union | $120,000 | $255,000 | 112.5% | 0.0% |
| Santa Barbara Teachers Federal Credit Union | $570,000 | $255,000 | -55.3% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,610,000 | $255,000 | -84.2% | 0.0% |
| North Coast Financial, Inc. | $225,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $2,920,000 | $215,000 | -92.6% | 0.0% |
| AmeriHome Mortgage Company, LLC | $10,115,000 | $205,000 | -98.0% | 0.0% |
| SAFE CREDIT UNION | $200,000 | $205,000 | 2.5% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,440,000 | $200,000 | -86.1% | 0.0% |
| San Joaquin Power Employees Credit Union | $180,000 | n/a | 0.0% | |
| Northpointe Bank | $5,275,000 | $175,000 | -96.7% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $155,000 | n/a | 0.0% | |
| California Coast Credit Union | $435,000 | $135,000 | -69.0% | 0.0% |
| ALTRA | $125,000 | n/a | 0.0% | |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $630,000 | $105,000 | -83.3% | 0.0% |
| INTELLILOAN, INC. | $105,000 | n/a | 0.0% | |
| LBS FINANCIAL | $535,000 | $105,000 | -80.4% | 0.0% |
| SALAL | $105,000 | $105,000 | 0.0% | 0.0% |
| EQUITY WAVE LENDING, INC. | $95,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $445,000 | $85,000 | -80.9% | 0.0% |
| FIRST TECHNOLOGY | $950,000 | $75,000 | -92.1% | 0.0% |
| HomeStreet Bank | $1,210,000 | $65,000 | -94.6% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $1,175,000 | $45,000 | -96.2% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $45,000 | $35,000 | -22.2% | 0.0% |
| ARROWHEAD CENTRAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| CHEVRON | $1,325,000 | $25,000 | -98.1% | 0.0% |
| Deere Employees Credit Union | $575,000 | $25,000 | -95.7% | 0.0% |
SAN LUIS OBISPO - PASO ROBLES's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.1% market share. In second place, with 6.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $103,125,000 in loans. In third place, with 5.6%, is GUARANTEED RATE, INC., having originated $87,200,000 in loans. In fourth place, with 5.3%, is SESLOC, having originated $83,365,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $73,400,000 in loans.
SAN LUIS OBISPO - PASO ROBLES Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SAN LUIS OBISPO - PASO ROBLES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $748,750 (7.9%) | $1,048,991 (3.7%) | 2.78 | 775 |
| 2018-02-01 | $744,950 (6.5%) | $1,006,055 (-2.7%) | 2.70 | 810 |
| 2018-03-01 | $737,500 (2.7%) | $998,946 (-4.7%) | 2.59 | 865 |
| 2018-04-01 | $749,900 (4.9%) | $1,022,003 (-1.5%) | 2.54 | 929 |
| 2018-05-01 | $775,000 (4.0%) | $1,057,840 (0.1%) | 2.59 | 963 |
| 2018-06-01 | $765,000 (2.1%) | $1,052,570 (1.4%) | 2.55 | 1,033 |
| 2018-07-01 | $749,500 (0.3%) | $1,025,471 (1.0%) | 2.50 | 1,078 |
| 2018-08-01 | $744,000 (2.6%) | $1,006,735 (-1.3%) | 2.49 | 1,076 |
| 2018-09-01 | $729,900 (1.4%) | $999,817 (-4.2%) | 2.45 | 1,063 |
| 2018-10-01 | $713,750 (-1.5%) | $980,884 (-7.1%) | 2.42 | 1,028 |
| 2018-11-01 | $699,475 (-3.9%) | $982,683 (-8.1%) | 2.37 | 988 |
| 2018-12-01 | $695,000 (-6.4%) | $993,670 (-7.3%) | 2.40 | 918 |
| 2019-01-01 | $699,000 (-6.6%) | $1,001,876 (-4.5%) | 2.41 | 877 |
| 2019-02-01 | $699,995 (-6.0%) | $996,058 (-1.0%) | 2.36 | 880 |
| 2019-03-01 | $699,000 (-5.2%) | $1,009,799 (1.1%) | 2.29 | 928 |
| 2019-04-01 | $709,250 (-5.4%) | $1,037,896 (1.6%) | 2.25 | 994 |
| 2019-05-01 | $727,000 (-6.2%) | $979,960 (-7.4%) | 2.27 | 1,042 |
| 2019-06-01 | $729,270 (-4.7%) | $968,845 (-8.0%) | 2.28 | 1,059 |
| 2019-07-01 | $743,500 (-0.8%) | $978,936 (-4.5%) | 2.33 | 1,086 |
| 2019-08-01 | $741,727 (-0.3%) | $966,229 (-4.0%) | 2.35 | 1,074 |
| 2019-09-01 | $732,318 (0.3%) | $948,449 (-5.1%) | 2.34 | 1,029 |
| 2019-10-01 | $725,000 (1.6%) | $936,334 (-4.5%) | 2.34 | 990 |
| 2019-11-01 | $729,900 (4.4%) | $941,942 (-4.2%) | 2.39 | 913 |
| 2019-12-01 | $729,488 (5.0%) | $940,180 (-5.4%) | 2.43 | 804 |
| 2020-01-01 | $732,475 (4.8%) | $943,047 (-5.9%) | 2.45 | 772 |
| 2020-02-01 | $749,000 (7.0%) | $973,576 (-2.3%) | 2.45 | 771 |
| 2020-03-01 | $749,000 (7.2%) | $1,017,029 (0.7%) | 2.35 | 812 |
| 2020-04-01 | $749,000 (5.6%) | $1,005,757 (-3.1%) | 2.35 | 830 |
| 2020-05-01 | $762,000 (4.8%) | $1,033,094 (5.4%) | 2.32 | 846 |
| 2020-06-01 | $776,000 (6.4%) | $1,028,897 (6.2%) | 2.29 | 794 |
| 2020-07-01 | $792,935 (6.7%) | $1,060,656 (8.4%) | 2.30 | 734 |
| 2020-08-01 | $799,945 (7.9%) | $1,117,442 (15.7%) | 2.29 | 667 |
| 2020-09-01 | $799,250 (9.1%) | $1,159,795 (22.3%) | 2.29 | 586 |
| 2020-10-01 | $819,900 (13.1%) | $1,165,357 (24.5%) | 2.35 | 525 |
| 2020-11-01 | $799,000 (9.5%) | $1,163,664 (23.5%) | 2.34 | 491 |
| 2020-12-01 | $817,500 (12.1%) | $1,184,791 (26.0%) | 2.43 | 429 |
| 2021-01-01 | $847,000 (15.6%) | $1,250,624 (32.6%) | 2.53 | 372 |
| 2021-02-01 | $825,000 (10.2%) | $1,262,324 (29.7%) | 2.40 | 311 |
| 2021-03-01 | $842,850 (12.5%) | $1,279,845 (25.8%) | 2.39 | 301 |
| 2021-04-01 | $897,000 (19.8%) | $1,425,972 (41.8%) | 2.43 | 307 |
| 2021-05-01 | $886,500 (16.3%) | $1,431,031 (38.5%) | 2.35 | 344 |
| 2021-06-01 | $892,000 (15.0%) | $1,440,471 (40.0%) | 2.35 | 348 |
| 2021-07-01 | $889,000 (12.1%) | $1,362,149 (28.4%) | 2.35 | 385 |
| 2021-08-01 | $888,000 (11.0%) | $1,411,259 (26.3%) | 2.37 | 356 |
| 2021-09-01 | $901,750 (12.8%) | $1,446,565 (24.7%) | 2.40 | 348 |
| 2021-10-01 | $950,000 (15.9%) | $1,567,842 (34.5%) | 2.53 | 300 |
| 2021-11-01 | $957,625 (19.9%) | $1,573,505 (35.2%) | 2.56 | 288 |
| 2021-12-01 | $986,250 (20.6%) | $1,601,964 (35.2%) | 2.67 | 235 |
| 2022-01-01 | $1,049,500 (23.9%) | $1,941,953 (55.3%) | 2.84 | 200 |
| 2022-02-01 | $975,000 (18.2%) | $1,839,763 (45.7%) | 2.54 | 211 |
| 2022-03-01 | $991,375 (17.6%) | $1,750,484 (36.8%) | 2.48 | 238 |
| 2022-04-01 | $999,450 (11.4%) | $1,653,293 (15.9%) | 2.38 | 254 |
| 2022-05-01 | $996,250 (12.4%) | $1,595,536 (11.5%) | 2.28 | 337 |
| 2022-06-01 | $997,249 (11.8%) | $1,539,960 (6.9%) | 2.22 | 413 |
| 2022-07-01 | $925,000 (4.1%) | $1,409,572 (3.5%) | 2.08 | 478 |
| 2022-08-01 | $914,750 (3.0%) | $1,427,903 (1.2%) | 2.11 | 481 |
| 2022-09-01 | $949,500 (5.3%) | $1,463,864 (1.2%) | 2.22 | 449 |
| 2022-10-01 | $929,000 (-2.2%) | $1,425,999 (-9.1%) | 2.19 | 456 |
| 2022-11-01 | $950,000 (-0.8%) | $1,460,384 (-7.2%) | 2.28 | 454 |
| 2022-12-01 | $954,500 (-3.2%) | $1,467,141 (-8.4%) | 2.36 | 400 |
| 2023-01-01 | $952,000 (-9.3%) | $1,283,047 (-33.9%) | 2.36 | 353 |
| 2023-02-01 | $949,000 (-2.7%) | $1,329,969 (-27.7%) | 2.29 | 341 |
| 2023-03-01 | $980,000 (-1.2%) | $1,359,082 (-22.4%) | 2.31 | 316 |
| 2023-04-01 | $995,000 (-0.5%) | $1,370,944 (-17.1%) | 2.31 | 323 |
| 2023-05-01 | $992,625 (-0.4%) | $1,380,794 (-13.5%) | 2.25 | 342 |
| 2023-06-01 | $1,015,000 (1.8%) | $1,444,641 (-6.2%) | 2.28 | 356 |
| 2023-07-01 | $1,075,000 (16.2%) | $1,505,893 (6.8%) | 2.44 | 363 |
| 2023-08-01 | $1,124,950 (23.0%) | $1,541,112 (7.9%) | 2.58 | 405 |
| 2023-09-01 | $1,100,000 (15.9%) | $1,579,983 (7.9%) | 2.56 | 429 |
| 2023-10-01 | $1,000,000 (7.6%) | $1,534,693 (7.6%) | 2.35 | 444 |
| 2023-11-01 | $999,000 (5.2%) | $1,505,755 (3.1%) | 2.38 | 455 |
| 2023-12-01 | $999,000 (4.7%) | $1,555,375 (6.0%) | 2.44 | 395 |
| 2024-01-01 | $997,000 (4.7%) | $1,568,222 (22.2%) | 2.43 | 355 |
| 2024-02-01 | $1,029,250 (8.5%) | $1,618,761 (21.7%) | 2.48 | 344 |
| 2024-03-01 | $999,000 (1.9%) | $1,580,777 (16.3%) | 2.35 | 377 |
| 2024-04-01 | $1,100,000 (10.6%) | $1,611,617 (17.6%) | 2.56 | 420 |
| 2024-05-01 | $1,199,875 (20.9%) | $1,732,189 (25.5%) | 2.71 | 441 |
| 2024-06-01 | $1,200,000 (18.2%) | $1,782,187 (23.4%) | 2.70 | 462 |
| 2024-07-01 | $1,155,500 (7.5%) | $1,707,080 (13.4%) | 2.64 | 517 |
| 2024-08-01 | $1,125,000 (0.0%) | $1,673,700 (8.6%) | 2.62 | 529 |
| 2024-09-01 | $1,110,000 (0.9%) | $1,595,915 (1.0%) | 2.61 | 588 |
| 2024-10-01 | $1,160,000 (16.0%) | $1,641,701 (7.0%) | 2.73 | 582 |
SAN LUIS OBISPO - PASO ROBLES's median listing price for 2024-10-01 was $1,160,000, a difference of
$160,000
(16.0%) versus the prior year and
$50,000 versus the prior month.
SAN LUIS OBISPO - PASO ROBLES's median listing price comes in at 273% of the national average.
SAN LUIS OBISPO - PASO ROBLES's average listing price for 2024-10-01 was $1,641,701, a difference of $107,008 (7.0%) versus the prior year and $45,786 versus the prior month.
For the 2024-10-01 period, SAN LUIS OBISPO - PASO ROBLES had 582 MLS listings, a difference of -6 listings (-1%) versus the prior month and 138 listings (31%) versus the prior year.
SAN LUIS OBISPO - PASO ROBLES's median listing price comes in at 273% of the national average.
SAN LUIS OBISPO - PASO ROBLES's average listing price for 2024-10-01 was $1,641,701, a difference of $107,008 (7.0%) versus the prior year and $45,786 versus the prior month.
For the 2024-10-01 period, SAN LUIS OBISPO - PASO ROBLES had 582 MLS listings, a difference of -6 listings (-1%) versus the prior month and 138 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SAN LUIS OBISPO - PASO ROBLES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 75 days | 1,956 sqft |
| 2018-02-01 | 62 days | 1,932 sqft |
| 2018-03-01 | 46 days | 1,929 sqft |
| 2018-04-01 | 44 days | 1,985 sqft |
| 2018-05-01 | 43 days | 2,013 sqft |
| 2018-06-01 | 47 days | 2,001 sqft |
| 2018-07-01 | 51 days | 1,935 sqft |
| 2018-08-01 | 54 days | 1,951 sqft |
| 2018-09-01 | 57 days | 1,926 sqft |
| 2018-10-01 | 61 days | 1,906 sqft |
| 2018-11-01 | 65 days | 1,902 sqft |
| 2018-12-01 | 71 days | 1,886 sqft |
| 2019-01-01 | 74 days | 1,881 sqft |
| 2019-02-01 | 64 days | 1,908 sqft |
| 2019-03-01 | 57 days | 1,908 sqft |
| 2019-04-01 | 57 days | 1,912 sqft |
| 2019-05-01 | 53 days | 1,930 sqft |
| 2019-06-01 | 59 days | 1,923 sqft |
| 2019-07-01 | 64 days | 1,980 sqft |
| 2019-08-01 | 67 days | 1,966 sqft |
| 2019-09-01 | 72 days | 1,925 sqft |
| 2019-10-01 | 75 days | 1,892 sqft |
| 2019-11-01 | 77 days | 1,890 sqft |
| 2019-12-01 | 88 days | 1,892 sqft |
| 2020-01-01 | 84 days | 1,878 sqft |
| 2020-02-01 | 75 days | 1,882 sqft |
| 2020-03-01 | 59 days | 1,882 sqft |
| 2020-04-01 | 64 days | 1,897 sqft |
| 2020-05-01 | 74 days | 1,930 sqft |
| 2020-06-01 | 91 days | 1,947 sqft |
| 2020-07-01 | 76 days | 1,936 sqft |
| 2020-08-01 | 64 days | 1,905 sqft |
| 2020-09-01 | 67 days | 1,929 sqft |
| 2020-10-01 | 66 days | 1,946 sqft |
| 2020-11-01 | 72 days | 1,947 sqft |
| 2020-12-01 | 79 days | 1,926 sqft |
| 2021-01-01 | 84 days | 1,904 sqft |
| 2021-02-01 | 73 days | 1,927 sqft |
| 2021-03-01 | 52 days | 1,889 sqft |
| 2021-04-01 | 49 days | 1,992 sqft |
| 2021-05-01 | 44 days | 1,971 sqft |
| 2021-06-01 | 43 days | 1,889 sqft |
| 2021-07-01 | 39 days | 1,861 sqft |
| 2021-08-01 | 45 days | 1,834 sqft |
| 2021-09-01 | 46 days | 1,846 sqft |
| 2021-10-01 | 46 days | 1,921 sqft |
| 2021-11-01 | 47 days | 1,879 sqft |
| 2021-12-01 | 54 days | 1,881 sqft |
| 2022-01-01 | 62 days | 1,974 sqft |
| 2022-02-01 | 42 days | 1,921 sqft |
| 2022-03-01 | 35 days | 1,877 sqft |
| 2022-04-01 | 36 days | 1,867 sqft |
| 2022-05-01 | 32 days | 1,889 sqft |
| 2022-06-01 | 37 days | 1,877 sqft |
| 2022-07-01 | 39 days | 1,859 sqft |
| 2022-08-01 | 50 days | 1,865 sqft |
| 2022-09-01 | 55 days | 1,898 sqft |
| 2022-10-01 | 55 days | 1,869 sqft |
| 2022-11-01 | 60 days | 1,791 sqft |
| 2022-12-01 | 68 days | 1,777 sqft |
| 2023-01-01 | 77 days | 1,800 sqft |
| 2023-02-01 | 72 days | 1,806 sqft |
| 2023-03-01 | 59 days | 1,868 sqft |
| 2023-04-01 | 56 days | 1,848 sqft |
| 2023-05-01 | 46 days | 1,833 sqft |
| 2023-06-01 | 43 days | 1,827 sqft |
| 2023-07-01 | 45 days | 1,847 sqft |
| 2023-08-01 | 47 days | 1,966 sqft |
| 2023-09-01 | 54 days | 1,916 sqft |
| 2023-10-01 | 58 days | 1,901 sqft |
| 2023-11-01 | 59 days | 1,871 sqft |
| 2023-12-01 | 70 days | 1,807 sqft |
| 2024-01-01 | 78 days | 1,790 sqft |
| 2024-02-01 | 63 days | 1,768 sqft |
| 2024-03-01 | 51 days | 1,808 sqft |
| 2024-04-01 | 49 days | 1,837 sqft |
| 2024-05-01 | 46 days | 1,911 sqft |
| 2024-06-01 | 52 days | 1,902 sqft |
| 2024-07-01 | 53 days | 1,920 sqft |
| 2024-08-01 | 57 days | 1,927 sqft |
| 2024-09-01 | 58 days | 1,888 sqft |
| 2024-10-01 | 61 days | 1,932 sqft |
SAN LUIS OBISPO - PASO ROBLES's median listing age (time on market) for 2024-10-01 was 61 days.
This
is 5%
longer
than the same period one year ago.
SAN LUIS OBISPO - PASO ROBLES's median square footage for active listings during the 2024-10-01 period was 1,932 sqft. One year prior, the average listing was 1,901 sqft.
SAN LUIS OBISPO - PASO ROBLES's median square footage for active listings during the 2024-10-01 period was 1,932 sqft. One year prior, the average listing was 1,901 sqft.
SAN LUIS OBISPO-PASO ROBLES, CA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 93252 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,690 | $1,950 | $2,270 | $2,990 | $3,420 |
| 93254 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,690 | $1,950 | $2,270 | $2,990 | $3,420 |
| 93401 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,530 | $1,710 | $2,250 | $3,100 | $3,450 |
| 93402 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,440 | $1,610 | $2,120 | $2,920 | $3,260 |
| 93403 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93405 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,620 | $1,820 | $2,390 | $3,300 | $3,670 |
| 93406 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93407 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93408 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93410 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93412 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93420 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,470 | $1,640 | $2,160 | $2,980 | $3,320 |
| 93421 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93422 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,280 | $1,430 | $1,880 | $2,590 | $2,890 |
| 93423 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93424 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,620 | $1,820 | $2,390 | $3,300 | $3,670 |
| 93426 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,380 | $1,460 | $1,780 | $2,520 | $2,780 |
| 93428 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,340 | $1,500 | $1,980 | $2,730 | $3,040 |
| 93430 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,210 | $1,350 | $1,780 | $2,450 | $2,750 |
| 93432 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,180 | $1,300 | $1,710 | $2,420 | $2,750 |
| 93433 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,360 | $1,520 | $2,000 | $2,760 | $3,070 |
| 93435 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93442 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,430 | $1,600 | $2,110 | $2,910 | $3,240 |
| 93443 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93444 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,530 | $1,710 | $2,250 | $3,100 | $3,450 |
| 93445 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,230 | $1,380 | $1,810 | $2,500 | $2,780 |
| 93446 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,250 | $1,410 | $1,850 | $2,550 | $2,840 |
| 93447 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93448 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93449 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,660 | $1,850 | $2,440 | $3,360 | $3,750 |
| 93451 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,620 | $1,790 | $2,330 | $3,230 | $3,580 |
| 93452 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,180 | $1,300 | $1,710 | $2,420 | $2,750 |
| 93453 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,180 | $1,300 | $1,710 | $2,420 | $2,750 |
| 93454 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,810 | $2,080 | $2,360 | $3,120 | $3,550 |
| 93458 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,760 | $2,030 | $2,300 | $3,040 | $3,450 |
| 93461 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,520 | $1,710 | $2,250 | $3,100 | $3,450 |
| 93465 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,510 | $1,690 | $2,220 | $3,060 | $3,410 |
| 93475 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
| 93483 | San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $1,400 | $1,560 | $2,060 | $2,840 | $3,160 |
2022 Average & Median Rent Data Statistics
SAN LUIS OBISPO-PASO ROBLES, CA average 1BR rent: $1,609, median: $1,560
SAN LUIS OBISPO-PASO ROBLES, CA average 2BR rent: $2,081, median: $2,060
SAN LUIS OBISPO-PASO ROBLES, CA average 3BR rent: $2,862, median: $2,840
SAN LUIS OBISPO-PASO ROBLES, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,867 | $1,134,595,000 | $607,710 |
| Cash Out Refi | 558 | $159,490,000 | $285,824 |
| Home Improvement | 536 | $77,590,000 | $144,757 |
| Other | 306 | $68,030,000 | $222,320 |
| Refi | 212 | $121,840,000 | $574,717 |
| NA | 2 | $2,270,000 | $1,135,000 |
San Luis Obispo - Paso Robles's most frequently cited loan purpose was Home Purchase, with 1,867 originations. The 2nd most popular reason was Cash Out Refi, with 558 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,124 | $617,310,000 | $549,208 |
| 7-8% | 879 | $392,905,000 | $446,991 |
| Over 8% | 841 | $176,475,000 | $209,839 |
| 5-6% | 528 | $329,070,000 | $623,239 |
| 4-5% | 33 | $25,545,000 | $774,091 |
| 2.5-3% | 16 | $2,970,000 | $185,625 |
| <2.5% | 13 | $1,955,000 | $150,385 |
| 3-4% | 7 | $3,955,000 | $565,000 |
During 2023, San Luis Obispo - Paso Robles's most frequently originated rate bucket was 6-7%, with 1,124 originations.
Loan Sizing (SAN LUIS OBISPO-PASO ROBLES, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 789 | $587,595,000 | $744,734 |
| $400k-600k | 740 | $367,200,000 | $496,216 |
| $200k-400k | 731 | $210,805,000 | $288,379 |
| $100k-200k | 516 | $70,100,000 | $135,853 |
| $100,000 or less | 512 | $31,080,000 | $60,703 |
| $Over $1MM | 193 | $297,035,000 | $1,539,041 |
SAN LUIS OBISPO - PASO ROBLES's loan sizing saw the bucket of loans from $600k-1000k with 789 originations, totaling $587,595,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 948 | $101,740,000 | $107,321 |
| 60-80% | 759 | $554,745,000 | $730,889 |
| 80-100% | 684 | $446,860,000 | $653,304 |
| 20-40% | 531 | $168,455,000 | $317,241 |
| 40-60% | 467 | $254,665,000 | $545,321 |
| Over 100% | 19 | $16,655,000 | $876,579 |
SAN LUIS OBISPO - PASO ROBLES's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 948 originations, totaling $101,740,000 in origination value.