Old National Bank Mortgage Rates, Fees & Info

Evansville, IN

LEI: 549300AT7EB9FJAF0E61

Tax ID: 35-1729164

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Mortgage Data

Bank Data

Review & Overview

Old National Bank is a small bank specializing in Home Purchase and Refi loans. Old National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Grand Rapids, Madison, Indianapolis, and Ann Arbor among others. We have data for 169 markets. (Some data included below & more in-depth data is available with an active subscription.)

Old National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Old National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.69% 12/17/24
30 Year Conventional Purchase 6.29% 12/17/24
30 Year Conventional Refi 6.24% 12/17/24
30 Year Cash-out Refi 6.51% 12/17/24
30 Year FHA Purchase 7.51% 12/17/24
30 Year FHA Refi 7.50% 12/17/24
30 Year VA Purchase 6.19% 12/17/24
30 Year USDA Purchase 6.63% 12/17/24
15 Year Conventional Purchase 5.93% 12/17/24
15 Year Conventional Refi 5.70% 12/17/24
15 Year Cash-out Refi 5.70% 12/17/24
15 Year FHA Purchase 6.81% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Old National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Old National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,932

Origination Dollar Volume (All Markets)

$2,047,000,000

Employee count

2,491 Show all (42) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,196 $347,520,000 $290,569 $3,464 3.83%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 746 $188,490,000 $252,668 $2,649 3.79%
MADISON, WI (FHA|USDA|VA) 616 $185,390,000 $300,958 $2,793 3.82%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 932 $178,000,000 $190,987 $1,744 3.78%
ANN ARBOR, MI (FHA|USDA|VA) 435 $118,235,000 $271,805 $2,837 3.77%
EVANSVILLE, IN-KY (FHA|USDA|VA) 740 $112,700,000 $152,297 $1,868 3.89%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 329 $97,535,000 $296,459 $2,303 3.95%
Outside of Metro Areas 595 $77,675,000 $130,546 $1,936 3.88%
BLOOMINGTON, IN (FHA|USDA|VA) 333 $61,235,000 $183,889 $2,036 3.77%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 171 $55,365,000 $323,772 $3,138 3.81%
LOUISVILLE, KY (FHA|USDA|VA) 187 $44,425,000 $237,567 $2,631 3.71%
FORT WAYNE, IN (FHA|USDA|VA) 188 $36,900,000 $196,277 $2,146 3.67%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 250 $34,490,000 $137,960 $1,941 3.91%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 91 $32,925,000 $361,813 $3,258 3.65%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 132 $29,070,000 $220,227 $1,745 3.73%
OWENSBORO, KY (FHA|USDA|VA) 212 $28,620,000 $135,000 $2,296 4.11%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 157 $27,805,000 $177,102 $1,828 3.69%
Adrian, MI (FHA|USDA|VA) 242 $27,240,000 $112,562 $2,272 3.94%
TERRE HAUTE, IN (FHA|USDA|VA) 299 $27,045,000 $90,452 $1,240 4.11%
COLUMBUS, IN (FHA|USDA|VA) 114 $23,890,000 $209,561 $2,102 3.78%
Holland, MI (FHA|USDA|VA) 84 $22,690,000 $270,119 $2,781 3.82%
Jasper, IN (FHA|USDA|VA) 136 $18,290,000 $134,485 $2,532 3.72%
APPLETON, WI (FHA|USDA|VA) 108 $17,060,000 $157,963 $2,004 3.79%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 113 $14,885,000 $131,726 $1,929 3.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 112 $12,800,000 $114,286 $2,430 4.18%
MUNCIE, IN (FHA|USDA|VA) 118 $12,250,000 $103,814 $1,676 4.00%
Stevens Point, WI (FHA|USDA|VA) 78 $9,930,000 $127,308 $2,112 3.85%
Central City, KY (FHA|USDA|VA) 118 $9,510,000 $80,593 $1,023 3.84%
MONROE, MI (FHA|USDA|VA) 59 $9,395,000 $159,237 $2,257 3.85%
JACKSON, MI (FHA|USDA|VA) 58 $8,450,000 $145,690 $2,511 3.94%
Warsaw, IN (FHA|USDA|VA) 41 $8,135,000 $198,415 $2,033 3.50%
Seymour, IN (FHA|USDA|VA) 59 $6,845,000 $116,017 $1,656 4.13%
Whitewater, WI (FHA|USDA|VA) 39 $6,175,000 $158,333 $2,258 3.99%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 41 $6,125,000 $149,390 $1,358 3.75%
Vincennes, IN (FHA|USDA|VA) 60 $5,410,000 $90,167 $1,605 3.90%
Washington, IN (FHA|USDA|VA) 46 $4,730,000 $102,826 $1,791 3.83%
NILES, MI (FHA|USDA|VA) 33 $4,715,000 $142,879 $1,249 3.84%
BATTLE CREEK, MI (FHA|USDA|VA) 29 $4,535,000 $156,379 $847 4.22%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 18 $4,490,000 $249,444 $3,863 3.74%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 16 $4,450,000 $278,125 $2,770 3.98%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $3,950,000 $658,333 $5,812 3.98%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $3,760,000 $376,000 $4,759 4.08%
Platteville, WI (FHA|USDA|VA) 15 $3,735,000 $249,000 $1,598 3.83%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $3,735,000 $533,571 $2,950 4.07%
MUSKEGON, MI (FHA|USDA|VA) 13 $3,675,000 $282,692 $4,555 3.82%
Traverse City, MI (FHA|USDA|VA) 10 $3,570,000 $357,000 $3,126 3.55%
Bedford, IN (FHA|USDA|VA) 31 $3,435,000 $110,806 $1,590 3.90%
Brainerd, MN (FHA|USDA|VA) 6 $3,420,000 $570,000 $4,359 3.98%
Madisonville, KY (FHA|USDA|VA) 33 $3,405,000 $103,182 $1,921 3.83%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $3,125,000 $446,429 $3,827 3.87%
North Vernon, IN (FHA|USDA|VA) 30 $2,900,000 $96,667 $974 3.92%
ST. CLOUD, MN (FHA|USDA|VA) 14 $2,590,000 $185,000 $3,658 3.92%
Sturgis, MI (FHA|USDA|VA) 8 $2,480,000 $310,000 $2,023 3.67%
MANKATO, MN (FHA|USDA|VA) 13 $2,445,000 $188,077 $2,257 3.93%
DANVILLE, IL (FHA|USDA|VA) 29 $2,355,000 $81,207 $1,525 4.07%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $2,270,000 $378,333 $3,614 3.58%
GREEN BAY, WI (FHA|USDA|VA) 12 $2,170,000 $180,833 $3,911 3.96%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $2,070,000 $345,000 $3,929 4.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 10 $2,050,000 $205,000 $2,492 4.01%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,870,000 $467,500 $4,022 3.50%
RACINE, WI (FHA|USDA|VA) 13 $1,865,000 $143,462 $2,545 3.90%
Frankfort, IN (FHA|USDA|VA) 14 $1,840,000 $131,429 $2,637 3.88%
Angola, IN (FHA|USDA|VA) 8 $1,810,000 $226,250 $2,470 3.56%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $1,535,000 $511,667 $4,234 3.77%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $1,530,000 $382,500 $3,914 3.63%
Hutchinson, MN (FHA|USDA|VA) 14 $1,510,000 $107,857 $2,440 3.85%
Madison, IN (FHA|USDA|VA) 10 $1,500,000 $150,000 $1,839 3.91%
Frankfort, KY (FHA|USDA|VA) 6 $1,460,000 $243,333 $4,809 3.77%
TOLEDO, OH (FHA|USDA|VA) 5 $1,425,000 $285,000 $2,838 4.30%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,370,000 $228,333 $3,267 4.27%
FLINT, MI (FHA|USDA|VA) 8 $1,310,000 $163,750 $2,963 3.53%
BOULDER, CO (FHA|USDA|VA) 1 $1,275,000 $1,275,000 $0 4.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $1,265,000 $421,667 $3,072 3.88%
New Castle, IN (FHA|USDA|VA) 12 $1,260,000 $105,000 $1,516 4.28%
Hillsdale, MI (FHA|USDA|VA) 13 $1,245,000 $95,769 $2,174 4.20%
Beaver Dam, WI (FHA|USDA|VA) 8 $1,240,000 $155,000 $2,318 4.14%
Huntington, IN (FHA|USDA|VA) 6 $1,230,000 $205,000 $2,581 3.35%
WAUSAU-WESTON, WI (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,010 3.96%
Edwards, CO (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $7,480 4.63%
KOKOMO, IN (FHA|USDA|VA) 6 $1,140,000 $190,000 $2,845 3.94%
Baraboo, WI (FHA|USDA|VA) 9 $1,125,000 $125,000 $1,774 3.87%
Breckenridge, CO (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $7,433 4.25%
Auburn, IN (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,001 3.55%
GREELEY, CO (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $4,552 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,639 3.79%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $995,000 $995,000 $7,683 3.13%
EAU CLAIRE, WI (FHA|USDA|VA) 9 $945,000 $105,000 $1,385 4.65%
FORT COLLINS, CO (FHA|USDA|VA) 2 $890,000 $445,000 $3,425 3.63%
Ludington, MI (FHA|USDA|VA) 2 $890,000 $445,000 $3,024 4.38%
Crawfordsville, IN (FHA|USDA|VA) 8 $800,000 $100,000 $2,342 3.92%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $725,000 $241,667 $3,129 3.96%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $720,000 $180,000 $3,657 3.97%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $720,000 $360,000 $4,139 4.19%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 7 $695,000 $99,286 $1,868 4.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $675,000 $225,000 $3,334 4.29%
Kendallville, IN (FHA|USDA|VA) 5 $665,000 $133,000 $1,660 3.72%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $635,000 $127,000 $2,883 3.60%
FOND DU LAC, WI (FHA|USDA|VA) 9 $635,000 $70,556 $1,682 3.80%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $605,000 $201,667 $1,867 3.87%
Willmar, MN (FHA|USDA|VA) 3 $585,000 $195,000 $2,912 3.40%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $535,000 $535,000 $4,140 4.25%
Big Rapids, MI (FHA|USDA|VA) 5 $505,000 $101,000 $2,448 3.97%
SAGINAW, MI (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.19%
Shawano, WI (FHA|USDA|VA) 1 $505,000 $505,000 $3,032 3.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $480,000 $240,000 $4,834 3.50%
Portsmouth, OH (FHA|USDA|VA) 1 $475,000 $475,000 $2,742 3.63%
Greensburg, IN (FHA|USDA|VA) 3 $465,000 $155,000 $1,434 4.00%
Key West, FL (FHA|USDA|VA) 1 $455,000 $455,000 $4,632 3.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $455,000 $151,667 $2,267 3.75%
Tupelo, MS (FHA|USDA|VA) 1 $455,000 $455,000 $4,364 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $445,000 $445,000 $4,119 3.63%
Plymouth, IN (FHA|USDA|VA) 3 $435,000 $145,000 $199 4.20%
COLUMBUS, OH (FHA|USDA|VA) 2 $430,000 $215,000 $3,080 4.19%
Bluffton, IN (FHA|USDA|VA) 4 $420,000 $105,000 $1,989 3.88%
Richmond, IN (FHA|USDA|VA) 1 $385,000 $385,000 $3,824 3.88%
ROCKFORD, IL (FHA|USDA|VA) 3 $385,000 $128,333 $3,074 3.91%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $380,000 $190,000 $3,546 3.81%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $355,000 $355,000 $3,158 4.25%
TULSA, OK (FHA|USDA|VA) 1 $345,000 $345,000 $3,781 3.50%
Alexandria, MN (FHA|USDA|VA) 1 $335,000 $335,000 $3,266 4.63%
Danville, KY (FHA|USDA|VA) 2 $330,000 $165,000 $2,603 4.19%
Scottsburg, IN (FHA|USDA|VA) 3 $315,000 $105,000 $2,123 4.21%
Cadillac, MI (FHA|USDA|VA) 2 $310,000 $155,000 $3,121 3.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $310,000 $155,000 $3,123 4.00%
TUCSON, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $3,888 3.88%
Marshall, MN (FHA|USDA|VA) 3 $275,000 $91,667 $299 4.52%
Greenville, OH (FHA|USDA|VA) 2 $270,000 $135,000 $299 4.38%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,669 4.38%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $255,000 $255,000 $2,826 4.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,032 4.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $235,000 $235,000 $2,222 3.63%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $235,000 $235,000 $3,297 3.75%
ROCHESTER, MN (FHA|USDA|VA) 2 $230,000 $115,000 $2,865 4.75%
Decatur, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,169 4.75%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $215,000 $215,000 $3,400 3.75%
ROANOKE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $1,981 4.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $3,997 3.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $205,000 $205,000 $2,931 3.75%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,100 3.38%
Murray, KY (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.99%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,358 3.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $205,000 $205,000 $2,709 4.38%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $200,000 $100,000 $1,348 4.25%
Heber, UT (FHA|USDA|VA) 1 $195,000 $195,000 $2,271 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $2,383 3.75%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $175,000 $175,000 $10,050 4.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,716 4.88%
Cedar City, UT (FHA|USDA|VA) 1 $165,000 $165,000 $3,226 3.63%
Menomonie, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.99%
BAY CITY, MI (FHA|USDA|VA) 3 $155,000 $51,667 $2,322 4.54%
Owatonna, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,126 3.88%
JACKSON, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,684 3.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.00%
FARGO, ND-MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,919 3.88%
Red Wing, MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,971 3.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $125,000 $125,000 $3,160 3.88%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
Van Wert, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,831 4.00%
Marion, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,435 4.00%
Manitowoc, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,410 3.88%
LAWTON, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,452 3.88%
Bardstown, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,634 3.63%
Greeneville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,537 4.38%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $299 4.50%
Fairmont, MN (FHA|USDA|VA) 1 $85,000 $85,000 $2,601 5.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.24%
DULUTH, MN-WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
Wabash, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.24%
Old National Bank's top markets include Minneapolis, Grand Rapids, Madison, Indianapolis, and Ann Arbor among others.

Their top states include:
  • Indiana (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,675 $1,705,885,000 $255,563 $2,247 4.05%
    HELOC 2,966 $292,030,000 $98,459 n/a 3.39%
    FHA 178 $28,330,000 $159,157 $5,350 4.02%
    VA 61 $14,015,000 $229,754 $4,871 3.86%
    USDA 52 $6,740,000 $129,615 $4,008 3.99%

    For 2019, Old National Bank's most frequently originated type of loan was Conventional, with 6,675 originations. Their 2nd most popular type was HELOC, with 2,966 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,347 $902,995,000 $269,792 $3,181 4.05%
    Refi 2,806 $663,980,000 $236,629 $1,435 3.82%
    Other 1,597 $168,055,000 $105,232 $728 3.60%
    Home Improvement 1,367 $102,835,000 $75,227 $504 3.67%
    Cash Out Refi 815 $209,135,000 $256,607 $2,959 3.94%

    For 2019, Old National Bank's most frequently cited loan purpose was Home Purchase, with 3,347 originations. The 2nd most popular reason was Refi, with 2,806 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,097 $1,005,945,000 $245,532 $2,756 4.09%
    10 Year 3,385 $343,745,000 $101,549 $419 3.51%
    15 Year 1,332 $246,640,000 $185,165 $1,643 3.70%
    20 Year 315 $61,175,000 $194,206 $1,685 3.93%
    30+ year 311 $149,425,000 $480,466 $4,444 3.75%
    5 Year 271 $108,215,000 $399,317 $223 5.02%
    Other 210 $110,690,000 $527,095 $2,366 4.11%
    1 Year 8 $1,620,000 $202,500 $0 5.04%
    3 Year 3 $19,545,000 $6,515,000 $296 4.31%

    For 2019, Old National Bank's most frequently cited loan duration was 30 Year, with 4,097 originations. The 2nd most popular length was 10 Year, with 3,385 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,065 $1,095,725,000 $216,333
    $1k-2k 1,259 $356,355,000 $283,046
    $2k-3k 117 $30,545,000 $261,068
    $3k-4k 50 $13,940,000 $278,800
    $5k+ 28 $12,130,000 $433,214
    $4k-5k 21 $6,385,000 $304,048

    Old National Bank's average total fees were $2,756, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,065 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,400 $1,268,230,000 $234,857
    4-5% 2,449 $441,745,000 $180,378
    2.5-3% 993 $159,725,000 $160,851
    5-6% 566 $84,960,000 $150,106
    <2.5% 411 $71,005,000 $172,762
    6-7% 103 $21,155,000 $205,388
    Over 8% 3 $65,000 $21,667
    7-8% 2 $80,000 $40,000

    During 2019, Old National Bank's average interest rate for loans was 4.09%, while their most frequently originated rate bucket for loans was 3-4%, with 5,400 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 3,452 $176,280,000 $51,066 $1,109 4.01%
    $100k-200k 3,124 $443,420,000 $141,940 $2,210 3.79%
    $200k-400k 2,333 $646,705,000 $277,199 $2,848 3.78%
    $400k-600k 621 $298,315,000 $480,378 $3,492 3.65%
    $600k-1MM 303 $220,215,000 $726,782 $3,891 3.60%
    $1MM+ 99 $262,065,000 $2,647,121 $5,466 3.71%

    2019 saw Old National Bank place emphasis on $100,000 or less loans with 3,452 originations, totaling $176,280,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,863 $346,605,000 $186,047 $2,410 3.82%
    $50k-75k 1,833 $224,785,000 $122,632 $2,147 3.94%
    $50k or less 1,656 $145,850,000 $88,074 $1,921 4.09%
    $75k-100k 1,536 $215,190,000 $140,098 $2,190 3.91%
    $150k-250k 1,422 $382,720,000 $269,142 $2,831 3.62%
    $250k+ 1,052 $456,880,000 $434,297 $3,369 3.48%

    Old National Bank lent most frequently to those with incomes in the $100k-150k range, with 1,863 originations. The second most popular income band? $50k-75k, with 1,833 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,979 $555,195,000 $186,370 $2,197 3.79%
    30-36% 1,991 $379,385,000 $190,550 $2,361 3.89%
    <20% 1,664 $292,680,000 $175,889 $1,856 3.68%
    39% 366 $70,340,000 $192,186 $2,389 3.94%
    38% 338 $68,080,000 $201,420 $2,507 3.91%
    36% 328 $65,660,000 $200,183 $2,411 3.87%
    37% 324 $60,990,000 $188,241 $2,397 3.86%
    41% 306 $48,830,000 $159,575 $3,043 3.73%
    40% 265 $46,825,000 $176,698 $2,633 3.97%
    42% 226 $44,270,000 $195,885 $3,255 3.99%
    44% 159 $32,805,000 $206,321 $3,170 3.97%
    43% 151 $28,765,000 $190,497 $2,946 3.84%
    49% 130 $31,400,000 $241,538 $3,078 4.06%
    45% 115 $25,685,000 $223,348 $3,090 3.91%
    46% 103 $23,935,000 $232,379 $2,983 4.01%
    47% 88 $17,360,000 $197,273 $2,885 4.00%
    48% 73 $15,905,000 $217,877 $2,875 4.10%
    50-60% 50 $13,230,000 $264,600 $4,397 3.92%
    >60% 30 $4,730,000 $157,667 $2,320 4.11%

    Old National Bank lent most frequently to those with DTI ratios of 20-30%, with 2,979 originations. The next most common DTI ratio? 30-36%, with 1,991 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,308 $1,579,570,000 $190,126 $2,376 3.86%
    Not applicable 203 $214,425,000 $1,056,281 $995 4.57%
    Not provided 999 $165,115,000 $165,280 $1,885 3.58%
    Asian 170 $45,810,000 $269,471 $2,847 3.89%
    Black 199 $33,025,000 $165,955 $2,939 4.17%
    Asian Indian 17 $4,015,000 $236,176 $2,466 3.46%
    American Indian 16 $2,280,000 $142,500 $2,443 4.00%
    Other Asian 6 $930,000 $155,000 $722 3.39%
    Chinese 3 $445,000 $148,333 $299 3.62%
    Filipino 2 $440,000 $220,000 $2,022 3.25%
    Japanese 2 $340,000 $170,000 $0 3.04%
    Native Hawaiian or Islander 3 $275,000 $91,667 $2,225 3.92%
    Vietnamese 2 $250,000 $125,000 $299 4.00%
    Korean 1 $45,000 $45,000 $0 4.99%
    Other Pacific Islander 1 $35,000 $35,000 $299 4.38%

    Approval Rates

    Total approvals of all applications
    81.15%

    Old National Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.80%

    Old National Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,932 $2,047,000,000 $206,101

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 74 $192,660,000 $2,603,514
    Single Family (1-4 Units):Manufactured 37 $3,635,000 $98,243
    Single Family (1-4 Units):Site-Built 9,821 $1,850,705,000 $188,444

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,626 $153,650,000 $94,496 $984 3.57%
    40-60% 1,291 $230,955,000 $178,896 $1,781 3.64%
    60-80% 2,816 $726,310,000 $257,923 $2,373 3.88%
    80-100% 2,721 $773,715,000 $284,350 $3,025 4.02%
    Over 100% 64 $98,470,000 $1,538,594 $8,692 4.37%
    Under 20% 1,413 $63,875,000 $45,205 $349 3.95%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    OLD NATIONAL BANK Conventional home mortgage Trouble during payment process 2 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Old National Bank 1220 W Northland Avenue Appleton, WI 54914 Full Service B&M $37,573
    Old National Bank 1227 James Avenue Bedford, IN 47421 Full Service B&M $31,211
    Old National Bank 123 West 4th Street, Ste. 100 Owensboro, KY 42303 Full Service B&M $38,529
    Old National Bank 1233 Eddy Street, Suite 101 South Bend, IN 46617 Full Service B&M $23,087
    Old National Bank 1920 Donegal Drive Woodbury, MN 55125 Full Service B&M $49,248
    Old National Bank 1925 Lincoln Avenue Evansville, IN 47714 Full Service B&M $50,464
    Old National Bank 222 6th Avenue Madison, MN 56256 Full Service B&M $37,792
    Old National Bank 224 West Main Street Boonville, IN 47601 Full Service B&M $80,321
    Old National Bank 701 Wabash Avenue Terre Haute, IN 47808 Full Service B&M $0
    Old National Bank 701 Wabash Avenue, Ste 100 Terre Haute, IN 47808 Full Service B&M $145,309
    Old National Bank 23 West Main Street Madison, WI 53703 Full Service B&M $111,546
    Old National Bank 301 South 2nd Street Central City, KY 42330 Full Service B&M $32,918
    Old National Bank 3012 W. Parrish Owensboro, KY 42301 Full Service B&M $17,240
    Old National Bank 302 North Midvale Blvd Madison, WI 53705 Full Service B&M $89,359
    Old National Bank 3052 Cahill Main Fitchburg, WI 53711 Full Service B&M $19,616
    Old National Bank 3100 North Morrison Road Muncie, IN 47304 Full Service B&M $39,182
    Old National Bank 311 S.E. 21st Street Washington, IN 47501 Full Service B&M $120,665
    Old National Bank 3125 Cleveland Avenue Saint Joseph, MI 49085 Full Service B&M $23,309
    Old National Bank 306 East Kirkwood Avenue Bloomington, IN 47408 Full Service B&M $184,465
    Old National Bank 500 E Walworth Ave Delavan, WI 53115 Full Service B&M $31,228
    Old National Bank 320 North Main Elkhart, IN 46516 Full Service B&M $79,098
    Old National Bank 3603 Newton Street Jasper, IN 47546 Full Service B&M $38,136
    Old National Bank 602 West Broadway Street Loogootee, IN 47553 Full Service B&M $25,630
    Old National Bank 1 Main Street Evansville, IN 47708 Full Service B&M $1,029,660
    Old National Bank 1 Monument Circle, Ste 150 Indianapolis, IN 46204 Full Service B&M $231,536
    Old National Bank 1 North Indiana Street Greencastle, IN 46135 Full Service B&M $133,087
    Old National Bank 100 E 8th Street, Ste. 100 Holland, MI 49423 Full Service B&M $4,956
    Old National Bank 100 North 2nd Street Lafayette, IN 47901 Full Service B&M $78,376
    Old National Bank 100 North Main Street Evansville, IN 47711 Full Service B&M $53,619
    Old National Bank 100 South Meridian Street Winchester, IN 47394 Full Service B&M $114,211
    Old National Bank 101 North Second Street Mankato, MN 56001 Full Service B&M $42,810
    Old National Bank 101 South First Street Montevideo, MN 56265 Full Service B&M $77,747
    Old National Bank 10140 Lima Road Fort Wayne, IN 46818 Full Service B&M $57,082
    Old National Bank 1020 Washington Street Columbus, IN 47201 Full Service B&M $68,290
    Old National Bank 1030 Hastings Avenue St. Paul Park, MN 55071 Full Service B&M $35,086
    Old National Bank 1065 S Lake Street Neenah, WI 54956 Full Service B&M $34,166
    Old National Bank 10710 Town Square Drive N.E. Blaine, MN 55449 Full Service B&M $216,505
    Old National Bank 110 East Main Street Muncie, IN 47305 Full Service B&M $55,426
    Old National Bank 110 W Vine Street, Ste. 100 Lexington, KY 40507 Full Service B&M $56,124
    Old National Bank 111 East Main Street Manchester, MI 48158 Full Service B&M $37,660
    Old National Bank 1117 E. Tipton Street Seymour, IN 47274 Full Service B&M $92,021
    Old National Bank 1155 Main Street Ferdinand, IN 47532 Full Service B&M $121,454
    Old National Bank 116 East Berry Street Fort Wayne, IN 46802 Full Service B&M $302,141
    Old National Bank 11850 Fountains Way Maple Grove, MN 55369 Full Service B&M $65,965
    Old National Bank 120 North Buffalo Street Warsaw, IN 46580 Full Service B&M $44,053
    Old National Bank 120 Pioneer Trail Chaska, MN 55318 Full Service B&M $38,505
    Old National Bank 1215 Southtown Blvd. Owensboro, KY 42301 Full Service B&M $18,312
    Old National Bank 1240 County Road E Arden Hills, MN 55112 Full Service B&M $172,973
    Old National Bank 128 West Ohio Street Rockville, IN 47872 Full Service B&M $36,637
    Old National Bank 130 North Morgan Street Morganfield, KY 42437 Full Service B&M $0
    Old National Bank 130 North Morgan Street Morganfield, KY 42437 Full Service B&M $65,667
    Old National Bank 130 South Main Street Suite 100 South Bend, IN 46601 Full Service B&M $39,708
    Old National Bank 1305 Veterans Parkway Clarksville, IN 47129 Full Service B&M $1,909
    Old National Bank 131 East Main Cross Street Greenville, KY 42345 Full Service B&M $143,634
    Old National Bank 135 Central Avenue North Wayzata, MN 55391 Full Service B&M $263,100
    Old National Bank 1360 Duckwood Drive Eagan, MN 55123 Full Service B&M $220,780
    Old National Bank 140 Columbia Avenue West Battle Creek, MI 49015 Full Service B&M $72,119
    Old National Bank 140 S Creasy Lane Lafayette, IN 47905 Full Service B&M $67,539
    Old National Bank 1407 Vierling Drive Shakopee, MN 55379 Full Service B&M $51,137
    Old National Bank 14141 Glendale Road Savage, MN 55378 Full Service B&M $141,249
    Old National Bank 14179 Clay Terrace Blvd, Ste 160 Carmel, IN 46032 Full Service B&M $28,982
    Old National Bank 1420 North State Street North Vernon, IN 47265 Full Service B&M $94,450
    Old National Bank 1422 South Winter Street Adrian, MI 49221 Full Service B&M $57,334
    Old National Bank 1430 South Range Line Road Carmel, IN 46032 Full Service B&M $78,384
    Old National Bank 1440 West Maumee Adrian, MI 49221 Full Service B&M $104,220
    Old National Bank 14665 Galaxie Avenue, Ste. 100 Apple Valley, MN 55124 Full Service B&M $59,303
    Old National Bank 1490 North Green Street Brownsburg, IN 46112 Full Service B&M $30,070
    Old National Bank 1501 North Broadway Anderson, IN 46012 Full Service B&M $91,143
    Old National Bank 1510 W Southport Road Indianapolis, IN 46217 Full Service B&M $34,120
    Old National Bank 1516 West Main Street Sun Prairie, WI 53590 Full Service B&M $48,615
    Old National Bank 15600 W Cleveland Ave New Berlin, WI 53151 Full Service B&M $24,700
    Old National Bank 1570 Concordia Avenue, Ste. 100 Saint Paul, MN 55104 Full Service B&M $248,871
    Old National Bank 15941 Cumberland Road Noblesville, IN 46060 Full Service B&M $22,584
    Old National Bank 1600 Utica Avenue S., Suite 400 Saint Louis Park, MN 55416 Full Service B&M $0
    Old National Bank 161 Monroe Street, N.W. Grand Rapids, MI 49503 Full Service B&M $33,182
    Old National Bank 1630 Arboretum Blvd Victoria, MN 55386 Full Service B&M $57,482
    Old National Bank 1650 West Michigan Avenue Jackson, MI 49202 Full Service B&M $55,266
    Old National Bank 16677 Duluth Avenue, S.E. Prior Lake, MN 55372 Full Service B&M $166,167
    Old National Bank 1703 West Broadway Princeton, IN 47670 Full Service B&M $106,279
    Old National Bank 1720 Us Highway 51 And 138 Stoughton, WI 53589 Full Service B&M $23,529
    Old National Bank 1800 Lincoln Avenue Evansville, IN 47714 Limited, Mobile/Seasonal Office $0
    Old National Bank 18200 West Capitol Drive, Ste 100 Brookfield, WI 53045 Full Service B&M $61,901
    Old National Bank 1825 Lafayette Avenue Terre Haute, IN 47804 Full Service B&M $49,305
    Old National Bank 1889 Springdale Street Mount Horeb, WI 53572 Full Service B&M $22,517
    Old National Bank 1903 South 11th Street Niles, MI 49120 Full Service B&M $33,259
    Old National Bank 1905 Hart Street Vincennes, IN 47591 Full Service B&M $54,785
    Old National Bank 19943 County Road 43 Big Lake, MN 55309 Full Service B&M $59,574
    Old National Bank 2 West Main Street Danville, IL 61832 Full Service B&M $119,665
    Old National Bank 20 North Third Street Vincennes, IN 47591 Full Service B&M $156,052
    Old National Bank 200 North Maple Saline, MI 48176 Full Service B&M $79,137
    Old National Bank 201 South Main Street Shoals, IN 47581 Full Service B&M $33,464
    Old National Bank 204 S Century Ave Suite A1 Waunakee, WI 53597 Full Service B&M $31,583
    Old National Bank 205 East Chicago Boulevard Tecumseh, MI 49286 Full Service B&M $93,904
    Old National Bank 205 West Grand River Suite 102 Brighton, MI 48116 Full Service B&M $26,402
    Old National Bank 210 Paul Avenue North Cologne, MN 55322 Full Service B&M $38,521
    Old National Bank 2121 West Franklin Street Evansville, IN 47712 Full Service B&M $145,904
    Old National Bank 216 Cottage Grove Road Madison, WI 53716 Full Service B&M $54,743
    Old National Bank 219 South Scatterfield Road Anderson, IN 46012 Full Service B&M $23,167
    Old National Bank 2215 Holiday Drive Janesville, WI 53545 Full Service B&M $61,944
    Old National Bank 2312 Charles Street Anderson, IN 46013 Full Service B&M $30,479
    Old National Bank 2401 South Madison Street Muncie, IN 47302 Full Service B&M $42,712
    Old National Bank 2429 Poplar Street Terre Haute, IN 47803 Full Service B&M $43,448
    Old National Bank 2431 North Vermilion Street Danville, IL 61832 Full Service B&M $33,336
    Old National Bank 2490 S Walnut St Bloomington, IN 47401 Full Service B&M $93,745
    Old National Bank 260 Tecumseh Street Dundee, MI 48131 Full Service B&M $64,881
    Old National Bank 2700 East Seventh Avenue North Saint Paul, MN 55109 Full Service B&M $77,609
    Old National Bank 2700 West Jackson Street Muncie, IN 47303 Full Service B&M $38,265
    Old National Bank 2723 South State Street, Ste 110 Ann Arbor, MI 48104 Full Service B&M $134,592
    Old National Bank 2801 E Buick Cadillac Blvd Bloomington, IN 47401 Full Service B&M $201,742
    Old National Bank 2929 N Sherman Ave Madison, WI 53704 Full Service B&M $75,741
    Old National Bank 301 Chestnut Street Chaska, MN 55318 Full Service B&M $98,844
    Old National Bank 301 Second Street Henderson, KY 42420 Full Service B&M $120,302
    Old National Bank 320 South High Street Muncie, IN 47305 Full Service B&M $0
    Old National Bank 3201 Portage Street Kalamazoo, MI 49001 Full Service B&M $30,540
    Old National Bank 3230 Mount Moriah Avenue Owensboro, KY 42303 Full Service B&M $22,872
    Old National Bank 324 East Hospital Road Paoli, IN 47454 Full Service B&M $69,597
    Old National Bank 324 Oak Street Farmington, MN 55024 Full Service B&M $50,858
    Old National Bank 327 East Fourth Street Huntingburg, IN 47542 Full Service B&M $43,417
    Old National Bank 331 West Main Street Hudson, MI 49247 Full Service B&M $50,140
    Old National Bank 333 E Main St, Ste 100 Louisville, KY 40202 Full Service B&M $133,538
    Old National Bank 333 S Westfield Rd Madison, WI 53717 Full Service B&M $58,172
    Old National Bank 3503 Paramount Drive West Lafayette, IN 47906 Full Service B&M $40,849
    Old National Bank 3535 North Green River Road Evansville, IN 47715 Full Service B&M $58,851
    Old National Bank 355 S Zeeb Rd Ann Arbor, MI 48103 Full Service B&M $21,370
    Old National Bank 3553 Promenade Pkwy Lafayette, IN 47909 Full Service B&M $55,828
    Old National Bank 3805 25th Street Columbus, IN 47203 Full Service B&M $80,601
    Old National Bank 385 South Main Street Zionsville, IN 46077 Full Service B&M $88,606
    Old National Bank 3888 First Avenue Evansville, IN 47710 Full Service B&M $129,539
    Old National Bank 3950 Vinewood Lane N Plymouth, MN 55441 Full Service B&M $28,639
    Old National Bank 400 N. Hurstbourne Parkway Louisville, KY 40222 Full Service B&M $68,103
    Old National Bank 401 Washington Street Covington, IN 47932 Full Service B&M $94,785
    Old National Bank 402 Main Street Mount Vernon, IN 47620 Full Service B&M $78,823
    Old National Bank 407 South Main Street Clinton, IN 47842 Full Service B&M $57,331
    Old National Bank 4191 West Third Street Bloomington, IN 47404 Full Service B&M $140,179
    Old National Bank 420 South Koeller Street Front Oshkosh, WI 54902 Full Service B&M $80,588
    Old National Bank 420 West Verona Avenue Verona, WI 53593 Full Service B&M $51,758
    Old National Bank 4201 Shelbyville Road Louisville, KY 40207 Full Service B&M $27,990
    Old National Bank 4303 Lahmeyer Road Fort Wayne, IN 46815 Full Service B&M $43,735
    Old National Bank 4330 West Jonathon Moore Pike Columbus, IN 47201 Full Service B&M $26,190
    Old National Bank 4431 West Centre Avenue Portage, MI 49024 Full Service B&M $59,827
    Old National Bank 4500 Washington Avenue Evansville, IN 47714 Full Service B&M $149,710
    Old National Bank 4616 West Richland Plaza Bloomington, IN 47404 Full Service B&M $57,010
    Old National Bank 4675 Us Highway 41 South Terre Haute, IN 47802 Full Service B&M $69,325
    Old National Bank 4702 East Towne Blvd. Madison, WI 53704 Full Service B&M $41,480
    Old National Bank 4805 East 96th Street Indianapolis, IN 46240 Full Service B&M $35,170
    Old National Bank 4950 East County Line Road Indianapolis, IN 46237 Full Service B&M $50,900
    Old National Bank 500 Marschall Road Shakopee, MN 55379 Full Service B&M $37,791
    Old National Bank 5003 Century Avenue Kalamazoo, MI 49006 Full Service B&M $116,818
    Old National Bank 501 Hospital Drive Madisonville, KY 42431 Full Service B&M $107,296
    Old National Bank 501 Virginia Avenue, Ste 103 Indianapolis, IN 46203 Full Service B&M $10,376
    Old National Bank 5020 East Beltline Avenue Ne, Grand Rapids, MI 49525 Full Service B&M $37,267
    Old National Bank 5101 South 27th Street Greenfield, WI 53221 Full Service B&M $55,118
    Old National Bank 5124 Pearl Drive Evansville, IN 47712 Full Service B&M $86,039
    Old National Bank 5200 Cascade Road, S.E. Grand Rapids, MI 49546 Full Service B&M $164,905
    Old National Bank 529 W. Main Street Tell City, IN 47586 Full Service B&M $119,520
    Old National Bank 53 West Main Street Waconia, MN 55387 Full Service B&M $157,976
    Old National Bank 530 Massachusetts Avenue, Ste. 175 Indianapolis, IN 46204 Full Service B&M $303
    Old National Bank 544 E. Boonville New Harmony Road Evansville, IN 47725 Full Service B&M $82,501
    Old National Bank 550 West Burnsville Parkway, Ste. 100 Burnsville, MN 55337 Full Service B&M $14,132
    Old National Bank 5601 Wilson Ave, S.W. Grandville, MI 49418 Full Service B&M $42,152
    Old National Bank 5750 Raymond Road Madison, WI 53711 Full Service B&M $47,287
    Old National Bank 5810 Gull Road Kalamazoo, MI 49048 Full Service B&M $32,213
    Old National Bank 600 West 78th Street, P.O. Box 399 Chanhassen, MN 55317 Full Service B&M $185,010
    Old National Bank 601 S Main Street De Forest, WI 53532 Full Service B&M $36,901
    Old National Bank 6135 North College Avenue Indianapolis, IN 46220 Full Service B&M $78,730
    Old National Bank 6240 Century Ave Middleton, WI 53562 Full Service B&M $39,467
    Old National Bank 630 North 12th Street Montevideo, MN 56265 Full Service B&M $22,988
    Old National Bank 640 Division Street Stevens Point, WI 54481 Full Service B&M $86,035
    Old National Bank 6430 W. Jefferson Blvd Fort Wayne, IN 46804 Full Service B&M $53,526
    Old National Bank 6501 Monona Dr Monona, WI 53716 Full Service B&M $52,824
    Old National Bank 66 E Thompson Avenue E., Ste. A West Saint Paul, MN 55118 Full Service B&M $113,207
    Old National Bank 7030 Heritage Square Drive Granger, IN 46530 Full Service B&M $53,594
    Old National Bank 705 North Main Street Oregon, WI 53575 Full Service B&M $23,975
    Old National Bank 7200 Dexter-Ann Arbor Road Dexter, MI 48130 Full Service B&M $37,237
    Old National Bank 7401 West Greenfield Avenue West Allis, WI 53214 Full Service B&M $35,616
    Old National Bank 771 Second Street Jasper, IN 47546 Full Service B&M $38,571
    Old National Bank 775 Prairie Center Drive, Ste. 100 Eden Prairie, MN 55344 Full Service B&M $38,691
    Old National Bank 790 North Jefferson Street Milwaukee, WI 53202 Full Service B&M $14,758
    Old National Bank 800 Faxon Road Norwood Young America, MN 55397 Full Service B&M $69,881
    Old National Bank 802 Edwards Drive Plainfield, IN 46168 Full Service B&M $44,629
    Old National Bank 835 North Burkhardt Road Evansville, IN 47715 Full Service B&M $111,524
    Old National Bank 8577 Ruffian Lane Newburgh, IN 47630 Full Service B&M $164,817
    Old National Bank 8600 University Boulevard Evansville, IN 47712 Limited, Mobile/Seasonal Office $0
    Old National Bank 886 Sycamore Rockport, IN 47635 Full Service B&M $44,854
    Old National Bank 8900 State Hwy 7 St. Bonifacius, MN 55375 Full Service B&M $42,248
    Old National Bank 8930 E 56th St Indianapolis, IN 46216 Full Service B&M $41,875
    Old National Bank 900 South State Road 135 Greenwood, IN 46143 Full Service B&M $45,504
    Old National Bank 910 Commercial Drive Buffalo, MN 55313 Full Service B&M $172,683
    Old National Bank 9202 202nd Street West, Ste. 100 Lakeville, MN 55044 Full Service B&M $22,138
    Old National Bank 961 Washington Avenue Evansville, IN 47713 Full Service B&M $21,123
    Old National Bank 9708 Brownsboro Road Louisville, KY 40241 Full Service B&M $15,217
    Old National Bank 9720 East U.S. Highway 36 Avon, IN 46123 Full Service B&M $20,544
    Old National Bank 9765 E 116th St Fishers, IN 46037 Full Service B&M $49,899
    Old National Bank 9898 Illinois Road Fort Wayne, IN 46804 Full Service B&M $57,562
    Old National Bank 9901 Fall Creek Road Indianapolis, IN 46256 Full Service B&M $42,956
    Old National Bank One Dcb Plaza Jasper, IN 47546 Full Service B&M $122,555
    Old National Bank W7829 State Road 21-73 Wautoma, WI 54982 Full Service B&M $19,894
    Old National Bank West 3160 County Road Kk Appleton, WI 54915 Full Service B&M $25,138

    For 2019, Old National Bank had 198 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $730,240
    Net interest income $614,329
    Total noninterest income $194,891
    Gross Fiduciary activities income $37,247
    Service charges on deposit accounts $44,915
    Trading account gains and fees $0
    Additional Noninterest Income $112,729
    Pre-tax net operating income $310,621
    Securities gains (or losses, -) $2,653
    Income before extraordinary items $254,947
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $254,947
    Minority interest net income $0
    Net income $254,947
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $252,798

    Old National Bank's gross interest income from loans was $730,240,000.
    Old National Bank's net interest income from loans was $614,329,000.
    Old National Bank's fee based income from loans was $44,915,000.
    Old National Bank's net income from loans was $254,947,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $115,911
    Provision for credit losses $4,747
    Total noninterest expense $493,852
    Salaries and employee benefits $249,189
    Premises and equipment expense $66,423
    Additional noninterest expense $178,240
    Applicable income taxes $58,327
    Net charge-offs $5,589
    Cash dividends $165,000

    Old National Bank's interest expense for loans was $115,911,000.
    Old National Bank's payroll and benefits expense were $249,189,000.
    Old National Bank's property, plant and equipment expenses $66,423,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 1.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 4.0%

    Deposits

    Type Value (in 000's)
    Total deposits $14,599,272
    Deposits held in domestic offices $14,599,272
    Deposits by Individuals, partnerships, and corporations $13,660,434
    Deposits by U.S. Government $41
    Deposits by States and political subdivisions in the U.S. $938,661
    Deposits by Commercial banks and other depository institutions in U.S. $136
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,235,583
    Demand deposits $892,867
    Nontransaction accounts $13,363,689
    Money market deposit accounts (MMDAs) $9,000,507
    Other savings deposits (excluding MMDAs) $2,687,447
    Total time deposits $1,675,735
    Total time and savings deposits $13,706,405
    Noninterest-bearing deposits $892,867
    Interest-bearing deposits $13,706,405
    Retail deposits $13,961,212
    IRAs and Keogh plan accounts $243,107
    Brokered deposits $92,022
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $20,311,535
    Cash & Balances due from depository institutions $276,337
    Interest-bearing balances $41,571
    Total securities $5,381,190
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,109,834
    Loan and leases loss allowance $54,619
    Trading account assets $42,433
    Bank premises and fixed assets $586,236
    Other real estate owned $748
    Goodwill and other intangibles $1,122,468
    All other assets $792,289

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $20,311,535
    Total Liabilities $17,344,959
    Total deposits $14,599,272
    Interest-bearing deposits $13,706,405
    Deposits held in domestic offices $14,599,272
    % insured (estimated) $64
    Federal funds purchased and repurchase agreements $678,196
    Trading liabilities $842
    Other borrowed funds $1,907,570
    Subordinated debt $12,000
    All other liabilities $147,079

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,109,834
    Loan and leases loss allowance $54,619
    Total loans and leases (domestic) $12,164,453
    All real estate loans $8,273,372
    Real estate loans in domestic offices $8,273,372
    Construction and development loans $1,029,347
    Residential 1-4 family construction $120,514
    Other construction, all land development and other land $908,833
    Loans secured by nonfarm nonresidential properties $3,036,243
    Nonfarm nonresidential secured by owner-occupied properties $1,392,781
    Commercial real estate & other non-farm, non-residential $1,643,462
    Multifamily residential real estate $793,620
    1-4 family residential loans $3,247,739
    Farmland loans $166,423
    Loans held in foreign offices $0
    Farm loans $113,599
    Commercial and industrial loans $2,228,783
    To non-U.S. addressees $0
    Loans to individuals $1,074,079
    Credit card loans $0
    Related Plans $26,513
    Consumer Auto Loans $938,661
    Other loans to individuals $108,905
    All other loans & leases $474,620
    Loans to foreign governments and official institutions $0
    Other loans $9,665
    Loans to depository institutions and acceptances of other banks $881
    Loans not secured by real estate $204,646
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $17,345
    Non 1-4 family restructured loans & leases $14,858
    Total loans and leases (foreign) $0

    Old National Bank had $12,109,834,000 of loans outstanding in 2019. $8,273,372,000 of loans were in real estate loans. $1,029,347,000 of loans were in development loans. $793,620,000 of loans were in multifamily mortgage loans. $3,247,739,000 of loans were in 1-4 family mortgage loans. $113,599,000 of loans were in farm loans. $0 of loans were in credit card loans. $938,661,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,877 $750,465 $260,850
    Nonfarm, nonresidential loans - <$100k 481 $21,024 $43,709
    Nonfarm, nonresidential loans - $100-250k 901 $114,189 $126,736
    Nonfarm, nonresidential loans - $250k-1MM 1,495 $615,252 $411,540
    Commercial & Industrial, US addressed loans - <$1MM 8,281 $703,008 $84,894
    Commercial & Industrial, US addressed loans - <$100k 4,954 $114,098 $23,031
    Commercial & Industrial, US addressed loans - $100-250k 1,626 $148,790 $91,507
    Commercial & Industrial, US addressed loans - $250k-1MM 1,701 $440,120 $258,742
    Farmland loans - <$1MM 689 $85,965 $124,768
    Farmland loans - <$100k 254 $9,717 $38,256
    Farmland loans - $100-250k 271 $33,544 $123,779
    Farmland loans - $250k-1MM 164 $42,704 $260,390
    Agriculture operations loans - <$1MM 975 $60,935 $62,497
    Agriculture operations loans - <$100k 678 $17,816 $26,277
    Agriculture operations loans - $100-250k 191 $19,023 $99,597
    Agriculture operations loans - $250k-1MM 106 $24,096 $227,321