Old National Bank Mortgage Rates, Fees & Info

Evansville, IN

LEI: 549300AT7EB9FJAF0E61

Tax ID: 35-1729164

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Mortgage Data

Bank Data

Review & Overview

Old National Bank is a mid-sized bank specializing in Refi and Home Purchase loans. Old National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Indianapolis, Grand Rapids, Madison, and Milwaukee among others. We have data for 200 markets. (Some data included below & more in-depth data is available with an active subscription.)

Old National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Old National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.69% 12/17/24
30 Year Conventional Purchase 6.29% 12/17/24
30 Year Conventional Refi 6.24% 12/17/24
30 Year Cash-out Refi 6.51% 12/17/24
30 Year FHA Purchase 7.51% 12/17/24
30 Year FHA Refi 7.50% 12/17/24
30 Year VA Purchase 6.19% 12/17/24
30 Year USDA Purchase 6.63% 12/17/24
15 Year Conventional Purchase 5.93% 12/17/24
15 Year Conventional Refi 5.70% 12/17/24
15 Year Cash-out Refi 5.70% 12/17/24
15 Year FHA Purchase 6.81% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Old National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Old National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

12,287

Origination Dollar Volume (All Markets)

$3,321,585,000

Employee count

2,168 Show all (37) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,478 $486,620,000 $329,242 $3,564 2.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1,241 $293,395,000 $236,418 $2,043 2.67%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 981 $271,905,000 $277,171 $2,715 2.79%
MADISON, WI (FHA|USDA|VA) 792 $248,470,000 $313,725 $2,615 2.77%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 405 $196,185,000 $484,407 $2,207 2.86%
ANN ARBOR, MI (FHA|USDA|VA) 483 $169,585,000 $351,108 $2,934 2.76%
EVANSVILLE, IN-KY (FHA|USDA|VA) 842 $146,930,000 $174,501 $1,993 2.81%
Outside of Metro Areas 683 $108,515,000 $158,880 $2,199 2.81%
LOUISVILLE, KY (FHA|USDA|VA) 245 $91,975,000 $375,408 $2,936 2.76%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 219 $76,365,000 $348,699 $2,946 2.79%
BLOOMINGTON, IN (FHA|USDA|VA) 354 $73,470,000 $207,542 $1,950 2.72%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 131 $53,645,000 $409,504 $3,817 2.79%
GAINESVILLE, FL (FHA|USDA|VA) 1 $49,145,000 $49,145,000 $0 3.36%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 308 $46,900,000 $152,273 $1,895 2.81%
Adrian, MI (FHA|USDA|VA) 307 $44,855,000 $146,107 $2,340 2.94%
FORT WAYNE, IN (FHA|USDA|VA) 205 $44,665,000 $217,878 $2,138 2.58%
TERRE HAUTE, IN (FHA|USDA|VA) 374 $40,860,000 $109,251 $1,244 2.91%
OWENSBORO, KY (FHA|USDA|VA) 215 $37,335,000 $173,651 $2,755 2.98%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 186 $36,660,000 $197,097 $1,472 2.77%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 150 $34,820,000 $232,133 $2,677 2.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $34,270,000 $8,567,500 $3,577 2.63%
COLUMBUS, IN (FHA|USDA|VA) 139 $31,665,000 $227,806 $2,075 2.84%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $30,005,000 $30,005,000 $0 2.80%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 158 $29,210,000 $184,873 $1,854 2.77%
Holland, MI (FHA|USDA|VA) 92 $27,830,000 $302,500 $3,120 2.80%
Oxford, MS (FHA|USDA|VA) 2 $27,810,000 $13,905,000 $0 2.99%
KNOXVILLE, TN (FHA|USDA|VA) 2 $25,510,000 $12,755,000 $4,016 2.31%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 182 $24,890,000 $136,758 $1,932 2.86%
COLUMBUS, OH (FHA|USDA|VA) 7 $22,635,000 $3,233,571 $3,027 2.72%
Jasper, IN (FHA|USDA|VA) 151 $21,625,000 $143,212 $2,636 2.61%
APPLETON, WI (FHA|USDA|VA) 115 $19,595,000 $170,391 $2,149 2.71%
MUNCIE, IN (FHA|USDA|VA) 145 $18,945,000 $130,655 $2,067 2.97%
GREEN BAY, WI (FHA|USDA|VA) 12 $16,060,000 $1,338,333 $2,145 2.68%
JACKSON, MI (FHA|USDA|VA) 73 $15,505,000 $212,397 $1,654 2.89%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 19 $15,115,000 $795,526 $2,363 2.91%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $14,155,000 $832,647 $6,968 2.85%
Central City, KY (FHA|USDA|VA) 141 $13,915,000 $98,688 $1,094 3.02%
MONROE, MI (FHA|USDA|VA) 83 $13,285,000 $160,060 $2,368 2.98%
FARGO, ND-MN (FHA|USDA|VA) 1 $12,105,000 $12,105,000 $0 3.37%
ST. CLOUD, MN (FHA|USDA|VA) 9 $12,005,000 $1,333,889 $3,483 3.24%
Whitewater, WI (FHA|USDA|VA) 64 $11,770,000 $183,906 $2,964 2.75%
Brainerd, MN (FHA|USDA|VA) 22 $11,000,000 $500,000 $3,925 2.65%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 51 $10,995,000 $215,588 $2,330 2.82%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 20 $10,510,000 $525,500 $3,681 2.99%
SAGINAW, MI (FHA|USDA|VA) 2 $9,580,000 $4,790,000 $0 3.05%
Stevens Point, WI (FHA|USDA|VA) 76 $9,430,000 $124,079 $1,654 2.84%
FLINT, MI (FHA|USDA|VA) 12 $8,810,000 $734,167 $3,190 3.01%
NILES, MI (FHA|USDA|VA) 36 $8,430,000 $234,167 $2,036 2.85%
Vincennes, IN (FHA|USDA|VA) 62 $8,350,000 $134,677 $1,850 2.88%
Seymour, IN (FHA|USDA|VA) 70 $7,960,000 $113,714 $1,647 2.88%
BATTLE CREEK, MI (FHA|USDA|VA) 42 $7,940,000 $189,048 $840 2.82%
Warsaw, IN (FHA|USDA|VA) 36 $7,660,000 $212,778 $1,695 2.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 28 $7,580,000 $270,714 $3,371 2.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $7,320,000 $610,000 $4,314 2.92%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $7,155,000 $7,155,000 $0 2.62%
Bedford, IN (FHA|USDA|VA) 46 $6,800,000 $147,826 $1,721 2.77%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $6,770,000 $677,000 $5,684 2.84%
MUSKEGON, MI (FHA|USDA|VA) 17 $6,335,000 $372,647 $3,202 2.91%
Washington, IN (FHA|USDA|VA) 49 $5,775,000 $117,857 $1,161 2.95%
RACINE, WI (FHA|USDA|VA) 22 $5,650,000 $256,818 $2,505 3.00%
Madisonville, KY (FHA|USDA|VA) 54 $5,580,000 $103,333 $1,468 2.86%
BOWLING GREEN, KY (FHA|USDA|VA) 10 $5,510,000 $551,000 $1,918 2.79%
Key West, FL (FHA|USDA|VA) 3 $5,505,000 $1,835,000 $9,809 3.20%
Sandusky, OH (FHA|USDA|VA) 3 $5,395,000 $1,798,333 $0 3.14%
Angola, IN (FHA|USDA|VA) 11 $5,255,000 $477,727 $2,791 2.82%
Hutchinson, MN (FHA|USDA|VA) 28 $5,060,000 $180,714 $3,389 2.67%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $4,690,000 $586,250 $5,127 2.80%
Mount Pleasant, MI (FHA|USDA|VA) 1 $4,315,000 $4,315,000 $0 3.25%
Hillsdale, MI (FHA|USDA|VA) 27 $4,265,000 $157,963 $2,385 2.86%
North Vernon, IN (FHA|USDA|VA) 38 $3,890,000 $102,368 $1,413 2.77%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $3,865,000 $1,288,333 $11,793 3.17%
Traverse City, MI (FHA|USDA|VA) 11 $3,855,000 $350,455 $3,332 2.55%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $3,740,000 $374,000 $5,287 3.08%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $3,505,000 $500,714 $3,940 3.07%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $3,440,000 $430,000 $4,186 2.92%
Beaver Dam, WI (FHA|USDA|VA) 17 $3,435,000 $202,059 $2,554 3.02%
Sturgis, MI (FHA|USDA|VA) 7 $3,425,000 $489,286 $2,858 2.55%
MANKATO, MN (FHA|USDA|VA) 25 $3,185,000 $127,400 $2,656 2.85%
Heber, UT (FHA|USDA|VA) 1 $2,765,000 $2,765,000 $7,671 2.88%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $2,715,000 $905,000 $7,524 3.19%
Ludington, MI (FHA|USDA|VA) 5 $2,585,000 $517,000 $3,581 3.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $2,580,000 $430,000 $5,702 2.48%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $2,545,000 $2,545,000 $0 2.38%
Plymouth, IN (FHA|USDA|VA) 2 $2,470,000 $1,235,000 $8,174 2.31%
TOLEDO, OH (FHA|USDA|VA) 5 $2,315,000 $463,000 $3,511 3.05%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 14 $2,260,000 $161,429 $2,304 2.97%
Madison, IN (FHA|USDA|VA) 16 $2,040,000 $127,500 $2,018 2.72%
Baraboo, WI (FHA|USDA|VA) 10 $2,040,000 $204,000 $2,452 2.71%
Coldwater, MI (FHA|USDA|VA) 4 $1,970,000 $492,500 $2,768 2.99%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,935,000 $387,000 $3,732 3.43%
ROCHESTER, MN (FHA|USDA|VA) 7 $1,915,000 $273,571 $3,114 2.89%
DANVILLE, IL (FHA|USDA|VA) 27 $1,915,000 $70,926 $1,342 3.22%
Richmond-Berea, KY (FHA|USDA|VA) 4 $1,860,000 $465,000 $5,319 2.75%
BOULDER, CO (FHA|USDA|VA) 1 $1,835,000 $1,835,000 $4,954 2.75%
Faribault-Northfield, MN (FHA|USDA|VA) 6 $1,810,000 $301,667 $5,617 2.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $1,740,000 $435,000 $3,674 3.06%
EAU CLAIRE, WI (FHA|USDA|VA) 13 $1,715,000 $131,923 $2,335 2.88%
FOND DU LAC, WI (FHA|USDA|VA) 11 $1,715,000 $155,909 $2,365 2.66%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $1,710,000 $855,000 $8,580 3.19%
Frankfort, IN (FHA|USDA|VA) 11 $1,685,000 $153,182 $2,095 3.02%
Crawfordsville, IN (FHA|USDA|VA) 12 $1,670,000 $139,167 $1,915 2.66%
KOKOMO, IN (FHA|USDA|VA) 8 $1,460,000 $182,500 $1,486 3.41%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,410,000 $352,500 $4,522 3.03%
WAUSAU-WESTON, WI (FHA|USDA|VA) 8 $1,380,000 $172,500 $2,612 2.70%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,285,000 $428,333 $2,851 2.63%
Frankfort, KY (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,980 2.47%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,220,000 $610,000 $3,572 2.56%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $1,180,000 $590,000 $2,639 3.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,170,000 $585,000 $5,221 3.06%
Edwards, CO (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $4,509 3.38%
New Castle, IN (FHA|USDA|VA) 9 $1,135,000 $126,111 $2,803 2.65%
Shawano, WI (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,159 2.69%
TUCSON, AZ (FHA|USDA|VA) 3 $1,095,000 $365,000 $4,424 2.83%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,834 2.98%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $1,050,000 $525,000 $5,025 2.69%
DULUTH, MN-WI (FHA|USDA|VA) 5 $995,000 $199,000 $2,534 2.98%
Platteville, WI (FHA|USDA|VA) 9 $975,000 $108,333 $1,726 2.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $970,000 $485,000 $5,212 2.63%
Alexandria, MN (FHA|USDA|VA) 3 $895,000 $298,333 $3,117 2.75%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $880,000 $440,000 $5,636 2.44%
Willmar, MN (FHA|USDA|VA) 4 $860,000 $215,000 $2,763 2.09%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $855,000 $855,000 $7,537 3.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $820,000 $410,000 $2,479 2.94%
RICHMOND, VA (FHA|USDA|VA) 1 $815,000 $815,000 $5,311 2.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 8 $790,000 $98,750 $2,555 3.01%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $765,000 $765,000 $0 3.55%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $765,000 $765,000 $4,010 2.50%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $760,000 $380,000 $2,611 3.13%
FORT COLLINS, CO (FHA|USDA|VA) 1 $755,000 $755,000 $3,050 3.25%
Marshall, MN (FHA|USDA|VA) 2 $730,000 $365,000 $3,514 3.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $700,000 $350,000 $4,255 2.56%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $670,000 $167,500 $1,633 3.25%
Red Wing, MN (FHA|USDA|VA) 3 $665,000 $221,667 $5,092 2.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $650,000 $325,000 $2,340 2.88%
Kendallville, IN (FHA|USDA|VA) 4 $610,000 $152,500 $2,366 2.50%
Breckenridge, CO (FHA|USDA|VA) 2 $610,000 $305,000 $3,209 2.69%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $590,000 $295,000 $3,189 2.81%
Decatur, IN (FHA|USDA|VA) 4 $570,000 $142,500 $2,078 2.31%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $560,000 $280,000 $0 3.84%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $545,000 $545,000 $3,872 2.63%
Centralia, WA (FHA|USDA|VA) 1 $545,000 $545,000 $3,663 2.50%
Sevierville, TN (FHA|USDA|VA) 2 $540,000 $270,000 $0 3.56%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $525,000 $525,000 $4,271 2.75%
Huntington, IN (FHA|USDA|VA) 5 $515,000 $103,000 $1,884 2.60%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $500,000 $250,000 $3,555 3.25%
TULSA, OK (FHA|USDA|VA) 2 $500,000 $250,000 $3,458 3.25%
Freeport, IL (FHA|USDA|VA) 3 $495,000 $165,000 $3,829 2.50%
Bluffton, IN (FHA|USDA|VA) 3 $495,000 $165,000 $2,127 3.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $495,000 $495,000 $3,721 3.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $480,000 $240,000 $4,215 3.19%
Logansport, IN (FHA|USDA|VA) 3 $475,000 $158,333 $3,889 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $435,000 $435,000 $3,629 3.25%
Mount Sterling, KY (FHA|USDA|VA) 2 $430,000 $215,000 $5,989 3.00%
Manitowoc, WI (FHA|USDA|VA) 3 $415,000 $138,333 $2,252 2.96%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $405,000 $405,000 $4,092 2.88%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $395,000 $395,000 $3,819 2.13%
Cadillac, MI (FHA|USDA|VA) 1 $375,000 $375,000 $3,208 2.25%
BILLINGS, MT (FHA|USDA|VA) 1 $365,000 $365,000 $3,959 2.88%
Big Rapids, MI (FHA|USDA|VA) 3 $355,000 $118,333 $1,370 3.58%
Auburn, IN (FHA|USDA|VA) 3 $355,000 $118,333 $1,237 2.58%
Marinette, WI-MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,807 3.58%
MONROE, LA (FHA|USDA|VA) 1 $315,000 $315,000 $9,584 3.13%
Marion, IN (FHA|USDA|VA) 3 $305,000 $101,667 $2,384 3.25%
Greensburg, IN (FHA|USDA|VA) 1 $305,000 $305,000 $3,621 3.00%
New Ulm, MN (FHA|USDA|VA) 2 $300,000 $150,000 $3,267 2.63%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $295,000 $295,000 $4,279 2.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $295,000 $295,000 $3,298 3.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $290,000 $145,000 $2,423 3.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $285,000 $285,000 $2,946 2.88%
OCALA, FL (FHA|USDA|VA) 1 $235,000 $235,000 $7,436 2.63%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,219 2.88%
Cullowhee, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,297 3.50%
LYNCHBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,987 3.63%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,505 3.00%
Winona, MN (FHA|USDA|VA) 1 $195,000 $195,000 $299 3.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $195,000 $195,000 $1,532 2.75%
Danville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,046 2.25%
ROCKFORD, IL (FHA|USDA|VA) 2 $160,000 $80,000 $2,916 3.00%
Grand Rapids, MN (FHA|USDA|VA) 1 $155,000 $155,000 $629 3.78%
Aberdeen, SD (FHA|USDA|VA) 1 $145,000 $145,000 $4,539 2.75%
ROME, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,677 2.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,308 2.50%
Crossville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,750 2.88%
PITTSBURGH, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,986 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $125,000 $125,000 $2,012 3.13%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,074 3.13%
Fairmont, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,686 3.25%
Richmond, IN (FHA|USDA|VA) 2 $110,000 $55,000 $299 3.01%
Chillicothe, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,945 3.25%
Van Wert, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,687 2.75%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,835 3.38%
Austin, MN (FHA|USDA|VA) 1 $85,000 $85,000 $2,401 2.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,846 2.50%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,109 2.88%
Scottsburg, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,406 3.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.99%
Albert Lea, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 1.99%
Mount Vernon, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.74%
Greenville, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.74%
Old National Bank's top markets include Minneapolis, Indianapolis, Grand Rapids, Madison, and Milwaukee among others.

Their top states include:
  • Indiana (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,284 $2,754,140,000 $332,465 $2,363 3.03%
    HELOC 3,695 $508,675,000 $137,666 n/a 2.20%
    FHA 177 $29,105,000 $164,435 $5,551 3.07%
    VA 76 $20,470,000 $269,342 $4,686 2.55%
    USDA 55 $9,195,000 $167,182 $4,323 2.68%

    For 2021, Old National Bank's most frequently originated type of loan was Conventional, with 8,284 originations. Their 2nd most popular type was HELOC, with 3,695 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,624 $1,156,560,000 $250,121 $1,565 2.80%
    Home Purchase 3,593 $1,529,835,000 $425,782 $3,469 2.95%
    Home Improvement 1,572 $159,040,000 $101,170 $589 2.42%
    Other 1,299 $184,985,000 $142,406 $2,084 2.38%
    Cash Out Refi 1,199 $291,165,000 $242,840 $2,875 3.07%

    For 2021, Old National Bank's most frequently cited loan purpose was Refi, with 4,624 originations. The 2nd most popular reason was Home Purchase, with 3,593 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,200 $1,660,230,000 $202,467 $2,782 2.71%
    15 Year 2,170 $433,530,000 $199,783 $1,857 2.72%
    20 Year 510 $95,880,000 $188,000 $1,785 3.13%
    10 Year 504 $160,560,000 $318,571 $636 3.03%
    30+ year 426 $274,420,000 $644,178 $5,333 3.11%
    Other 266 $336,100,000 $1,263,534 $2,479 3.16%
    5 Year 196 $281,880,000 $1,438,163 $248 3.62%
    3 Year 13 $78,555,000 $6,042,692 $0 2.79%
    1 Year 2 $430,000 $215,000 $0 3.25%

    For 2021, Old National Bank's most frequently cited loan duration was 30 Year, with 8,200 originations. The 2nd most popular length was 15 Year, with 2,170 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,060 $1,352,050,000 $223,111
    $1k-2k 1,590 $542,780,000 $341,371
    $2k-3k 226 $68,540,000 $303,274
    $3k-4k 79 $26,735,000 $338,418
    $5k+ 73 $35,205,000 $482,260
    $4k-5k 31 $10,615,000 $342,419

    Old National Bank's average total fees were $2,782, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,060 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 4,307 $1,124,385,000 $261,060
    <2.5% 4,002 $1,106,160,000 $276,402
    3-4% 3,864 $1,055,490,000 $273,160
    4-5% 66 $33,180,000 $502,727
    5-6% 31 $1,115,000 $35,968
    6-7% 17 $1,255,000 $73,824

    During 2021, Old National Bank's average interest rate for loans was 2.71%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,307 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,062 $575,180,000 $141,600 $2,075 2.73%
    $100,000 or less 3,456 $201,010,000 $58,163 $1,139 2.84%
    $200k-400k 3,241 $898,575,000 $277,252 $2,813 2.79%
    $400k-600k 879 $423,085,000 $481,325 $3,750 2.73%
    $600k-1MM 406 $306,710,000 $755,443 $4,652 2.84%
    $1MM+ 243 $917,025,000 $3,773,765 $6,767 2.81%

    2021 saw Old National Bank place emphasis on $100k-200k loans with 4,062 originations, totaling $575,180,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,445 $483,675,000 $197,822 $2,441 2.77%
    $50k-75k 2,240 $310,030,000 $138,406 $2,159 2.86%
    $150k-250k 1,866 $510,500,000 $273,580 $2,939 2.65%
    $50k or less 1,806 $181,540,000 $100,520 $1,977 2.96%
    $75k-100k 1,781 $298,565,000 $167,639 $2,217 2.81%
    $250k+ 1,465 $727,775,000 $496,775 $3,908 2.52%

    Old National Bank lent most frequently to those with incomes in the $100k-150k range, with 2,445 originations. The second most popular income band? $50k-75k, with 2,240 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,824 $787,480,000 $205,931 $2,289 2.75%
    <20% 2,399 $474,855,000 $197,939 $1,975 2.65%
    30-36% 2,263 $510,315,000 $225,504 $2,547 2.83%
    39% 398 $87,340,000 $219,447 $2,529 2.86%
    37% 363 $80,185,000 $220,895 $2,513 2.84%
    38% 343 $77,105,000 $224,796 $2,576 2.87%
    36% 343 $79,285,000 $231,152 $2,766 2.82%
    41% 339 $67,185,000 $198,186 $2,978 2.67%
    40% 274 $57,500,000 $209,854 $2,950 2.76%
    42% 253 $52,515,000 $207,569 $3,006 2.76%
    43% 242 $54,660,000 $225,868 $2,946 2.84%
    44% 224 $53,500,000 $238,839 $3,240 2.89%
    45% 136 $32,150,000 $236,397 $3,036 2.81%
    46% 129 $33,625,000 $260,659 $3,261 2.84%
    47% 123 $29,525,000 $240,041 $3,017 2.92%
    49% 121 $31,705,000 $262,025 $3,208 2.96%
    48% 119 $33,775,000 $283,824 $3,001 2.83%
    50-60% 80 $28,090,000 $351,125 $4,985 2.59%
    >60% 19 $8,665,000 $456,053 $4,890 2.18%

    Old National Bank lent most frequently to those with DTI ratios of 20-30%, with 3,824 originations. The next most common DTI ratio? <20%, with 2,399 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,918 $2,126,020,000 $214,360 $2,486 2.79%
    Not applicable 241 $730,735,000 $3,032,095 $0 3.41%
    Not provided 1,574 $322,040,000 $204,600 $1,993 2.57%
    Asian 227 $74,865,000 $329,802 $3,432 2.77%
    Black 238 $47,950,000 $201,471 $2,672 3.02%
    Asian Indian 25 $7,315,000 $292,600 $2,208 2.49%
    American Indian 22 $4,470,000 $203,182 $2,822 2.85%
    Other Asian 14 $3,200,000 $228,571 $2,766 2.73%
    Filipino 4 $1,320,000 $330,000 $4,068 2.59%
    Native Hawaiian or Islander 7 $1,245,000 $177,857 $2,184 3.05%
    Korean 5 $905,000 $181,000 $0 2.06%
    Vietnamese 3 $585,000 $195,000 $299 2.49%
    Chinese 3 $525,000 $175,000 $2,685 2.54%
    Other Pacific Islander 4 $280,000 $70,000 $302 2.75%
    Japanese 1 $105,000 $105,000 $0 2.49%
    Guamanian 1 $25,000 $25,000 $1,945 2.50%

    Approval Rates

    Total approvals of all applications
    85.35%

    Old National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.78%

    Old National Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,287 $3,321,585,000 $270,333

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,287 $3,321,585,000 $270,333

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,223 $356,565,000 $160,398 $1,315 2.43%
    40-60% 2,440 $615,390,000 $252,209 $1,886 2.72%
    60-80% 3,761 $1,490,275,000 $396,244 $2,638 2.95%
    80-100% 2,387 $764,475,000 $320,266 $3,302 2.96%
    Over 100% 7 $2,295,000 $327,857 $11,205 2.64%
    Under 20% 1,449 $87,435,000 $60,342 $584 2.66%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    OLD NATIONAL BANK FHA mortgage Struggling to pay mortgage 1 50.0%
    OLD NATIONAL BANK Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Old National Bank 1 Main Street Evansville, IN 47708 Full Service B&M $1,351,986
    Old National Bank 1 Monument Circle, Ste 150 Indianapolis, IN 46204 Full Service B&M $526,131
    Old National Bank 100 E 8th Street, Ste. 100 Holland, MI 49423 Full Service B&M $13,772
    Old National Bank 100 North 2nd Street Lafayette, IN 47901 Full Service B&M $163,495
    Old National Bank 100 South Meridian Street Winchester, IN 47394 Full Service B&M $136,205
    Old National Bank 10140 Lima Road Fort Wayne, IN 46818 Full Service B&M $74,312
    Old National Bank 1030 Hastings Avenue St. Paul Park, MN 55071 Full Service B&M $42,544
    Old National Bank 10710 Town Square Drive N.E. Blaine, MN 55449 Full Service B&M $314,718
    Old National Bank 110 W Vine Street, Ste. 100 Lexington, KY 40507 Full Service B&M $65,749
    Old National Bank 111 East Main Street Manchester, MI 48158 Full Service B&M $46,730
    Old National Bank 111 S 2nd St Mankato, MN 56001 Full Service B&M $52,519
    Old National Bank 1117 E. Tipton Street Seymour, IN 47274 Full Service B&M $99,615
    Old National Bank 1155 Main Street Ferdinand, IN 47532 Full Service B&M $125,610
    Old National Bank 116 East Berry Street Fort Wayne, IN 46802 Full Service B&M $196,091
    Old National Bank 116 W. Charles Street Muncie, IN 47305 Full Service B&M $119,852
    Old National Bank 11850 Fountains Way Maple Grove, MN 55369 Full Service B&M $73,647
    Old National Bank 120 North Buffalo Street Warsaw, IN 46580 Full Service B&M $37,598
    Old National Bank 1215 Southtown Blvd. Owensboro, KY 42301 Full Service B&M $23,693
    Old National Bank 1220 W Northland Avenue Appleton, WI 54914 Full Service B&M $71,556
    Old National Bank 1227 James Avenue Bedford, IN 47421 Full Service B&M $42,746
    Old National Bank 123 West 4th Street, Ste. 100 Owensboro, KY 42303 Full Service B&M $63,761
    Old National Bank 1233 Eddy Street, Suite 101 South Bend, IN 46617 Full Service B&M $36,783
    Old National Bank 1240 County Road E Arden Hills, MN 55112 Full Service B&M $255,158
    Old National Bank 130 North Morgan Street Morganfield, KY 42437 Full Service B&M $77,908
    Old National Bank 130 South Main Street Suite 100 South Bend, IN 46601 Full Service B&M $45,940
    Old National Bank 1305 Veterans Parkway Clarksville, IN 47129 Full Service B&M $2,850
    Old National Bank 131 East Main Cross Street Greenville, KY 42345 Full Service B&M $216,233
    Old National Bank 133 Old Highway Road Tell City, IN 47586 Full Service B&M $151,278
    Old National Bank 135 Central Avenue North Wayzata, MN 55391 Full Service B&M $406,888
    Old National Bank 1360 Duckwood Drive Eagan, MN 55123 Full Service B&M $289,544
    Old National Bank 140 Columbia Avenue West Battle Creek, MI 49015 Full Service B&M $76,892
    Old National Bank 140 S Creasy Lane Lafayette, IN 47905 Full Service B&M $83,228
    Old National Bank 1407 Vierling Dr E Shakopee, MN 55379 Full Service B&M $112,684
    Old National Bank 14141 Glendale Road Savage, MN 55378 Full Service B&M $159,982
    Old National Bank 1420 North State Street North Vernon, IN 47265 Full Service B&M $100,392
    Old National Bank 1422 South Winter Street Adrian, MI 49221 Full Service B&M $187,164
    Old National Bank 1430 S Rangeline Rd Carmel, IN 46032 Full Service B&M $134,565
    Old National Bank 14665 Galaxie Avenue, Ste. 100 Apple Valley, MN 55124 Full Service B&M $69,417
    Old National Bank 1490 North Green Street Brownsburg, IN 46112 Full Service B&M $32,704
    Old National Bank 1510 W Southport Road Indianapolis, IN 46217 Full Service B&M $47,136
    Old National Bank 1516 West Main Street Sun Prairie, WI 53590 Full Service B&M $54,277
    Old National Bank 1570 Concordia Avenue, Ste. 100 Saint Paul, MN 55104 Full Service B&M $328,276
    Old National Bank 15941 Cumberland Road Noblesville, IN 46060 Full Service B&M $32,149
    Old National Bank 1600 Utica Avenue S., Suite 400 Saint Louis Park, MN 55416 Full Service B&M $0
    Old National Bank 161 Monroe Street, N.W. Grand Rapids, MI 49503 Full Service B&M $77,484
    Old National Bank 1630 Arboretum Blvd Victoria, MN 55386 Full Service B&M $66,965
    Old National Bank 16677 Duluth Avenue, S.E. Prior Lake, MN 55372 Full Service B&M $203,237
    Old National Bank 1703 West Broadway Princeton, IN 47670 Full Service B&M $130,299
    Old National Bank 1800 Lincoln Avenue Evansville, IN 47714 Limited, Mobile/Seasonal Office $0
    Old National Bank 1825 Lafayette Avenue Terre Haute, IN 47804 Full Service B&M $60,048
    Old National Bank 1889 Springdale Street Mount Horeb, WI 53572 Full Service B&M $25,731
    Old National Bank 1903 South 11th Street Niles, MI 49120 Full Service B&M $53,529
    Old National Bank 1905 Hart Street Vincennes, IN 47591 Full Service B&M $60,954
    Old National Bank 1920 Donegal Drive Woodbury, MN 55125 Full Service B&M $67,726
    Old National Bank 19943 County Road 43 Big Lake, MN 55309 Full Service B&M $75,285
    Old National Bank 2 West Main Street Danville, IL 61832 Full Service B&M $152,972
    Old National Bank 20 North Third Street Vincennes, IN 47591 Full Service B&M $175,859
    Old National Bank 200 North Maple Saline, MI 48176 Full Service B&M $114,718
    Old National Bank 205 East Chicago Boulevard Tecumseh, MI 49286 Full Service B&M $113,520
    Old National Bank 205 W Grand River Ave, Ste 102 Brighton, MI 48116 Full Service B&M $39,679
    Old National Bank 209 W. Louis Glick Highway Jackson, MI 49201 Full Service B&M $51,102
    Old National Bank 210 Paul Avenue North Cologne, MN 55322 Full Service B&M $49,468
    Old National Bank 2121 West Franklin Street Evansville, IN 47712 Full Service B&M $183,258
    Old National Bank 216 Cottage Grove Road Madison, WI 53716 Full Service B&M $113,475
    Old National Bank 219 South Scatterfield Road Anderson, IN 46012 Full Service B&M $103,251
    Old National Bank 2215 Holiday Drive Janesville, WI 53545 Full Service B&M $67,926
    Old National Bank 222 6th Avenue Madison, MN 56256 Full Service B&M $48,396
    Old National Bank 224 West Main Street Boonville, IN 47601 Full Service B&M $94,143
    Old National Bank 23 West Main Street Madison, WI 53703 Full Service B&M $142,696
    Old National Bank 2312 Charles Street Anderson, IN 46013 Full Service B&M $35,441
    Old National Bank 2401 South Madison Street Muncie, IN 47302 Full Service B&M $54,083
    Old National Bank 2429 Poplar Street Terre Haute, IN 47803 Full Service B&M $53,659
    Old National Bank 2431 North Vermilion Street Danville, IL 61832 Full Service B&M $43,448
    Old National Bank 2490 S Walnut St Bloomington, IN 47401 Full Service B&M $134,492
    Old National Bank 25 E Washington St Greencastle, IN 46135 Full Service B&M $154,903
    Old National Bank 260 Tecumseh Street Dundee, MI 48131 Full Service B&M $76,368
    Old National Bank 2700 East Seventh Avenue North Saint Paul, MN 55109 Full Service B&M $102,603
    Old National Bank 2723 South State Street, Ste 110 Ann Arbor, MI 48104 Full Service B&M $215,730
    Old National Bank 2801 E Buick Cadillac Blvd Bloomington, IN 47401 Full Service B&M $256,034
    Old National Bank 2929 N Sherman Ave Madison, WI 53704 Full Service B&M $112,218
    Old National Bank 300 E Kirkwood Ave Bloomington, IN 47408 Full Service B&M $290,209
    Old National Bank 301 Chestnut Street Chaska, MN 55318 Full Service B&M $170,701
    Old National Bank 301 Second Street Henderson, KY 42420 Full Service B&M $151,462
    Old National Bank 301 South 2nd Street Central City, KY 42330 Full Service B&M $38,064
    Old National Bank 302 North Midvale Blvd Madison, WI 53705 Full Service B&M $111,708
    Old National Bank 3100 North Morrison Road Muncie, IN 47304 Full Service B&M $60,593
    Old National Bank 311 S.E. 21st Street Washington, IN 47501 Full Service B&M $145,926
    Old National Bank 320 North Main Elkhart, IN 46516 Full Service B&M $90,848
    Old National Bank 3201 Portage Street Kalamazoo, MI 49001 Full Service B&M $81,246
    Old National Bank 3230 Mount Moriah Avenue Owensboro, KY 42303 Full Service B&M $30,960
    Old National Bank 324 East Hospital Road Paoli, IN 47454 Full Service B&M $87,381
    Old National Bank 324 Oak Street Farmington, MN 55024 Full Service B&M $85,784
    Old National Bank 327 East Fourth Street Huntingburg, IN 47542 Full Service B&M $51,684
    Old National Bank 331 West Main Street Hudson, MI 49247 Full Service B&M $62,443
    Old National Bank 333 E Main St, Ste 100 Louisville, KY 40202 Full Service B&M $163,053
    Old National Bank 333 S Westfield Rd Madison, WI 53717 Full Service B&M $62,797
    Old National Bank 3503 Paramount Drive West Lafayette, IN 47906 Full Service B&M $48,928
    Old National Bank 3535 North Green River Road Evansville, IN 47715 Full Service B&M $73,657
    Old National Bank 3603 Newton Street Jasper, IN 47546 Full Service B&M $49,375
    Old National Bank 3805 25th Street Columbus, IN 47203 Full Service B&M $108,772
    Old National Bank 385 South Main Street Zionsville, IN 46077 Full Service B&M $110,201
    Old National Bank 3888 First Avenue Evansville, IN 47710 Full Service B&M $178,494
    Old National Bank 3950 Vinewood Lane N Plymouth, MN 55441 Full Service B&M $58,484
    Old National Bank 401 Washington Street Covington, IN 47932 Full Service B&M $124,005
    Old National Bank 402 Main Street Mount Vernon, IN 47620 Full Service B&M $89,802
    Old National Bank 407 South Main Street Clinton, IN 47842 Full Service B&M $99,495
    Old National Bank 4191 West Third Street Bloomington, IN 47404 Full Service B&M $171,995
    Old National Bank 420 South Koeller Street Front Oshkosh, WI 54902 Full Service B&M $90,874
    Old National Bank 420 West Verona Avenue Verona, WI 53593 Full Service B&M $46,544
    Old National Bank 4201 Shelbyville Road Louisville, KY 40207 Full Service B&M $40,677
    Old National Bank 4330 West Jonathon Moore Pike Columbus, IN 47201 Full Service B&M $117,420
    Old National Bank 4431 West Centre Avenue Portage, MI 49024 Full Service B&M $76,328
    Old National Bank 4500 Washington Avenue Evansville, IN 47714 Full Service B&M $232,071
    Old National Bank 4616 West Richland Plaza Bloomington, IN 47404 Full Service B&M $65,085
    Old National Bank 4675 Us Highway 41 South Terre Haute, IN 47802 Full Service B&M $85,675
    Old National Bank 4708 East Towne Boulevard Madison, WI 53704 Full Service B&M $48,722
    Old National Bank 4805 East 96th Street Indianapolis, IN 46240 Full Service B&M $49,660
    Old National Bank 4950 East County Line Road Indianapolis, IN 46237 Full Service B&M $62,172
    Old National Bank 500 E Walworth Ave Delavan, WI 53115 Full Service B&M $32,637
    Old National Bank 5003 Century Avenue Kalamazoo, MI 49006 Full Service B&M $145,593
    Old National Bank 501 Hospital Drive Madisonville, KY 42431 Full Service B&M $116,129
    Old National Bank 501 Virginia Avenue, Ste 103 Indianapolis, IN 46203 Full Service B&M $19,553
    Old National Bank 5015 East Beltline Avenue Ne, Grand Rapids, MI 49525 Full Service B&M $45,783
    Old National Bank 5101 South 27th Street Greenfield, WI 53221 Full Service B&M $49,135
    Old National Bank 5124 Pearl Drive Evansville, IN 47712 Full Service B&M $85,848
    Old National Bank 5200 Cascade Road, S.E. Grand Rapids, MI 49546 Full Service B&M $248,433
    Old National Bank 53 West Main Street Waconia, MN 55387 Full Service B&M $188,845
    Old National Bank 530 Massachusetts Avenue, Ste. 175 Indianapolis, IN 46204 Full Service B&M $5,406
    Old National Bank 544 E. Boonville New Harmony Road Evansville, IN 47725 Full Service B&M $111,597
    Old National Bank 550 West Burnsville Parkway, Ste. 100 Burnsville, MN 55337 Full Service B&M $22,990
    Old National Bank 5750 Raymond Road Madison, WI 53711 Full Service B&M $99,400
    Old National Bank 5920 Brooklyn Boulevard Brooklyn Center, MN 55429 Full Service B&M $415
    Old National Bank 600 West 78th Street, P.O. Box 399 Chanhassen, MN 55317 Full Service B&M $225,727
    Old National Bank 601 S Main Street De Forest, WI 53532 Full Service B&M $44,066
    Old National Bank 602 West Broadway Street Loogootee, IN 47553 Full Service B&M $69,638
    Old National Bank 6135 North College Avenue Indianapolis, IN 46220 Full Service B&M $101,862
    Old National Bank 630 North 12th Street Montevideo, MN 56265 Full Service B&M $110,849
    Old National Bank 640 Division Street Stevens Point, WI 54481 Full Service B&M $105,423
    Old National Bank 6430 W. Jefferson Blvd Fort Wayne, IN 46804 Full Service B&M $69,295
    Old National Bank 66 E Thompson Avenue E., Ste. A West Saint Paul, MN 55118 Full Service B&M $119,973
    Old National Bank 701 Wabash Ave Terre Haute, IN 47807 Full Service B&M $266,300
    Old National Bank 7030 Heritage Square Drive Granger, IN 46530 Full Service B&M $87,863
    Old National Bank 7200 Dexter-Ann Arbor Road Dexter, MI 48130 Full Service B&M $67,872
    Old National Bank 7401 West Greenfield Avenue West Allis, WI 53214 Full Service B&M $132,909
    Old National Bank 771 Second Street Jasper, IN 47546 Full Service B&M $45,864
    Old National Bank 775 Prairie Center Drive, Ste. 100 Eden Prairie, MN 55344 Full Service B&M $44,469
    Old National Bank 790 North Jefferson Street Milwaukee, WI 53202 Full Service B&M $25,130
    Old National Bank 800 Faxon Road Norwood Young America, MN 55397 Full Service B&M $76,433
    Old National Bank 802 Edwards Drive Plainfield, IN 46168 Full Service B&M $54,713
    Old National Bank 835 North Burkhardt Road Evansville, IN 47715 Full Service B&M $184,485
    Old National Bank 8577 Ruffian Lane Newburgh, IN 47630 Full Service B&M $198,875
    Old National Bank 8600 University Boulevard Evansville, IN 47712 Limited, Mobile/Seasonal Office $0
    Old National Bank 886 Sycamore Rockport, IN 47635 Full Service B&M $67,251
    Old National Bank 8900 State Hwy 7 St. Bonifacius, MN 55375 Full Service B&M $54,723
    Old National Bank 8930 E 56th St Indianapolis, IN 46216 Full Service B&M $67,352
    Old National Bank 900 South State Road 135 Greenwood, IN 46143 Full Service B&M $63,022
    Old National Bank 910 Commercial Drive Buffalo, MN 55313 Full Service B&M $218,833
    Old National Bank 961 Washington Avenue Evansville, IN 47713 Full Service B&M $28,428
    Old National Bank 9708 Brownsboro Road Louisville, KY 40241 Full Service B&M $66,250
    Old National Bank 971 S. Green Bay Road Neenah, WI 54956 Full Service B&M $37,142
    Old National Bank 9720 East U.S. Highway 36 Avon, IN 46123 Full Service B&M $25,495
    Old National Bank 9765 E 116th St Fishers, IN 46037 Full Service B&M $89,620
    Old National Bank 9898 Illinois Road Fort Wayne, IN 46804 Full Service B&M $68,207
    Old National Bank 9901 Fall Creek Road Indianapolis, IN 46256 Full Service B&M $73,421
    Old National Bank One Dcb Plaza Jasper, IN 47546 Full Service B&M $137,468
    Old National Bank One Main Street Evansville, IN 47708 Limited, Mobile/Seasonal Office $0

    For 2021, Old National Bank had 166 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $637,910
    Net interest income $603,946
    Total noninterest income $205,882
    Gross Fiduciary activities income $40,584
    Service charges on deposit accounts $34,685
    Trading account gains and fees $0
    Additional Noninterest Income $130,613
    Pre-tax net operating income $353,235
    Securities gains (or losses, -) $4,520
    Income before extraordinary items $291,312
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $291,312
    Minority interest net income $0
    Net income $291,312
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $287,650

    Old National Bank's gross interest income from loans was $637,910,000.
    Old National Bank's net interest income from loans was $603,946,000.
    Old National Bank's fee based income from loans was $34,685,000.
    Old National Bank's net income from loans was $291,312,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $33,964
    Provision for credit losses $-28,812
    Total noninterest expense $485,405
    Salaries and employee benefits $242,912
    Premises and equipment expense $66,994
    Additional noninterest expense $175,499
    Applicable income taxes $66,443
    Net charge-offs $-4,765
    Cash dividends $125,000

    Old National Bank's interest expense for loans was $33,964,000.
    Old National Bank's payroll and benefits expense were $242,912,000.
    Old National Bank's property, plant and equipment expenses $66,994,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 6.0%

    Deposits

    Type Value (in 000's)
    Total deposits $18,678,315
    Deposits held in domestic offices $18,678,315
    Deposits by Individuals, partnerships, and corporations $17,478,537
    Deposits by U.S. Government $46
    Deposits by States and political subdivisions in the U.S. $1,198,872
    Deposits by Commercial banks and other depository institutions in U.S. $861
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $6,615,264
    Demand deposits $6,419,095
    Nontransaction accounts $12,063,052
    Money market deposit accounts (MMDAs) $7,553,806
    Other savings deposits (excluding MMDAs) $3,555,699
    Total time deposits $953,548
    Total time and savings deposits $12,259,221
    Noninterest-bearing deposits $6,419,095
    Interest-bearing deposits $12,259,220
    Retail deposits $18,425,564
    IRAs and Keogh plan accounts $204,120
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $24,354,109
    Cash & Balances due from depository institutions $822,019
    Interest-bearing balances $649,356
    Total securities $7,378,131
    Federal funds sold & reverse repurchase $0
    Net loans and leases $13,529,963
    Loan and leases loss allowance $107,341
    Trading account assets $53,421
    Bank premises and fixed assets $545,654
    Other real estate owned $1,917
    Goodwill and other intangibles $1,101,712
    All other assets $921,292

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $24,354,109
    Total Liabilities $21,300,534
    Total deposits $18,678,315
    Interest-bearing deposits $12,259,220
    Deposits held in domestic offices $18,678,315
    % insured (estimated) $60
    Federal funds purchased and repurchase agreements $392,552
    Trading liabilities $24,960
    Other borrowed funds $1,956,199
    Subordinated debt $12,000
    All other liabilities $236,508

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $13,529,963
    Loan and leases loss allowance $107,341
    Total loans and leases (domestic) $13,637,304
    All real estate loans $9,481,058
    Real estate loans in domestic offices $9,481,058
    Construction and development loans $1,062,810
    Residential 1-4 family construction $199,007
    Other construction, all land development and other land $863,803
    Loans secured by nonfarm nonresidential properties $3,944,886
    Nonfarm nonresidential secured by owner-occupied properties $1,664,690
    Commercial real estate & other non-farm, non-residential $2,280,196
    Multifamily residential real estate $1,334,348
    1-4 family residential loans $3,007,061
    Farmland loans $131,953
    Loans held in foreign offices $0
    Farm loans $85,983
    Commercial and industrial loans $2,649,606
    To non-U.S. addressees $0
    Loans to individuals $980,221
    Credit card loans $0
    Related Plans $36,253
    Consumer Auto Loans $868,808
    Other loans to individuals $75,160
    All other loans & leases $440,435
    Loans to foreign governments and official institutions $0
    Other loans $32,937
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $203,874
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $18,378
    Non 1-4 family restructured loans & leases $14,262
    Total loans and leases (foreign) $1

    Old National Bank had $13,529,963,000 of loans outstanding in 2021. $9,481,058,000 of loans were in real estate loans. $1,062,810,000 of loans were in development loans. $1,334,348,000 of loans were in multifamily mortgage loans. $3,007,061,000 of loans were in 1-4 family mortgage loans. $85,983,000 of loans were in farm loans. $0 of loans were in credit card loans. $868,808,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,601 $743,291 $285,771
    Nonfarm, nonresidential loans - <$100k 365 $16,811 $46,058
    Nonfarm, nonresidential loans - $100-250k 775 $102,331 $132,040
    Nonfarm, nonresidential loans - $250k-1MM 1,461 $624,149 $427,207
    Commercial & Industrial, US addressed loans - <$1MM 8,784 $698,490 $79,518
    Commercial & Industrial, US addressed loans - <$100k 5,533 $124,576 $22,515
    Commercial & Industrial, US addressed loans - $100-250k 1,601 $148,209 $92,573
    Commercial & Industrial, US addressed loans - $250k-1MM 1,650 $425,705 $258,003
    Farmland loans - <$1MM 504 $62,751 $124,506
    Farmland loans - <$100k 166 $6,458 $38,904
    Farmland loans - $100-250k 207 $23,854 $115,237
    Farmland loans - $250k-1MM 131 $32,439 $247,626
    Agriculture operations loans - <$1MM 768 $47,267 $61,546
    Agriculture operations loans - <$100k 521 $12,635 $24,251
    Agriculture operations loans - $100-250k 154 $14,351 $93,188
    Agriculture operations loans - $250k-1MM 93 $20,281 $218,075